KR20070098767A - Method of rental service using open market - Google Patents

Abstract

A method for providing a rental service by using an open market server is provided to lend an article easily by making a user to contact with articles of various service providers in a network for providing the rental service in the online network. A market server registers rental article information received from the service providers to a website(S100). The market server receives order/payment information for the rental article from the user, and transfers order/payment completion to the service provider(S200). The user confirms reception of the rental article delivered by the service provider(S300). Reception confirmation is transferred to a guarantee agency server for processing the payment(S400). It is determined whether a rental period is expired(S500). Expiration of the rental period is transferred to the guarantee agency server for calculating expense to the user(S600). The rental article information includes more than one of a rental fee or a deposit.

Description

How to provide rental service using open market server {Method of rental service using open market}

The present invention relates to a method for providing a service for renting an item using an online server, and more particularly, due to the nature of the rental of goods, the payment is divided into a rental fee and a deposit, and the payment of these goods is received. And it relates to a rental service providing method using an online server to proceed with the recovery.

The conventional online market has been realized mainly for the sale of goods. And the rental of goods was implemented offline, which has a complicated process of the rental service to send the goods, and to recover them again, and since the rental goods are mostly used goods, there is a damage part at the time of receipt and return by the consumer. Damages occurred in the city, so the dispute was severe and it was difficult to implement offline.

Therefore, the sale of goods is mainly performed online, and the rental service business is performed on-site, offline and under agreement between the parties.

However, the prior art as described above has the following problems.

In other words, in order to rent goods, consumers have to go to a store that provides a rental service of the goods.

In addition, in the prior art, it is not possible to grasp in detail the item information provided in the store in advance, there is an inconvenience that you have to go to many stores to find a desired item.

In addition, in the prior art, it is not possible to use the price comparison of rental goods comparison and rental fees in real time, and thus there is a problem that a user can use a reasonable and efficient rental service.

Therefore, the present invention has been made to solve the above-mentioned conventional problems, an object of the present invention is to establish a network that can provide a product rental service on-line to the user of various subscribers (service providers) It is to provide a rental service method using an open market server to facilitate the rental of goods by making the contact.

According to a feature of the present invention for achieving the above object, the present invention comprises the steps of: (A) the market server to receive information on the rental article from the subscriber to register on the website; (B) receiving the order and payment information for the rental article from the user and delivering the order and payment completion to the subscriber; (C) confirming from the user whether the goods delivered by the subscriber are received; (D) the insurer's server delivering to the insurer's server whether or not the item is received so that the subscriber can perform the settlement; (E) determining whether to end the rental; And (F) informing the assurance agency server whether or not the article rental is terminated so that the guarantee server performs payment for the user.

In this case, the rental article information in the step (A) may include any one or more of a rental fee or a deposit.

In addition, the rental article information of step (A) may further include any one or more of a purchase amount, a delay fee, or a deduction cost due to damage to the article.

In addition, the purchase amount may be the same amount as the deposit.

And (A) step, the market server, (A1) receiving the rental goods information from the subscriber and register; (A2) may be performed by displaying the product information on a web site.

In addition, the step (B), the market server, (B1) receiving the order information from the user; (B2) transmitting the payment request information to the user; (B3) receiving payment information from the user; And (B4) determining whether the payment is completed, and if the payment is completed, transferring the payment to the subscriber and the user.

And the payment information of step (B) may include a rental period and payment means.

On the other hand, whether or not the receipt of the article of step (C), if a receipt confirmation message is received from the user; Alternatively, when no response is received from the user for a specified period or more, it may be determined that the article has been received.

And (C) step, the market server, (C11) receiving a receipt confirmation message input from the user who confirmed the received goods as normal goods; (C12) receiving an exchange / return request message input from a user who identifies the received article as an abnormal article; And (C13) sending the received exchange / return request message to the subscriber for the subscriber to provide a new item to the user.

In addition, the step (C), the market server, (C21) receiving a delivery message from the subscriber who delivered the rental article to the user; (C22) determining whether a specified time has elapsed after receiving the delivery message; (C23) If the designated time has elapsed as a result of the determination in step (C22), it is determined whether the exchange / return request message has been received from the user, and if the exchange / return request message is not received, the rental article has been received. Determining; And (C24) when the exchange / return request message is received as a result of the determination of step (C23), it is determined whether a receipt confirmation message has been received from the user, and when the receipt confirmation message is received, the rental goods are received and rental is performed. It may be performed including the step of determining as disclosed.

On the other hand, the payment of the step (D) may be to pay the rental fee to the subscriber.

And the step (D) comprises: (D1) the market server transmitting a receipt completion message to a guarantee institution server; (D2) sending a first settlement amount corresponding to the rental fee to the subscriber by the guarantee institution server that has received the receipt completion message; And (D3) transmitting the first settlement completion message to a market server and a user.

In addition, whether the rental is terminated in the step (E), when the receipt confirmation message from the subscriber; When the deduction occurs, the deduction accreditation message is delivered from the user; When a prescribed time elapses after receiving a return message from a user without a response from the subscriber; Alternatively, if none of the return message, the receipt confirmation message, or the acknowledgment message is received, and the purchase setting period has elapsed after the end of the rental period, it may be determined that the rental of the article has ended.

The step (E) may include a step in which the market server receives the receipt confirmation message transmitted by the subscriber who received the normal rental article from the user (E11) to determine that the rental of the article has ended.

Further, in the step (E), when a subscriber who receives an abnormal rental article from the user calculates a deduction and notifies the user, the market server sends an authorization message sent by the user acknowledging the deduction. Receiving and determining that the article rental is terminated; (E22) receiving a payment stop message sent by a subscriber who has notified the deduction or a user who does not recognize the deduction, and may stop the payment until the authorization message is received.

And (E), the market server receiving (E31) a return message sent by the user who delivered the rental article to the subscriber; (E32) determining that the item rental is terminated when a receipt confirmation message from the subscriber or an authorization message is received from the user; (E33) determining whether a prescribed time has elapsed after receiving the return message if a receipt confirmation message or an acknowledge message from the user is not received from the subscriber; And (E34) determining that the item rental is completed when the prescribed time has elapsed as a result of the determination of step (E33).

In addition, the step (E), the market server, (E41) determining whether the rental period has expired; (E42) determining that the delayed return delay date exceeds the purchase setting period when the rental period has expired as a result of the determination in step (E41); (E43) determining whether a payment stop message is received when the return delay date exceeds the purchase setting period; (E44) if the payment stop message is not received as a result of the determination in step (E43), confirming the purchase of the rental article and transmitting a purchase confirmation message to the subscriber and the user; And (E45) when the return delay date is less than or equal to the purchase setting period or when a payment stop message is received, determining whether a receipt confirmation message or an authorization message is received from the subscriber, and if the item rental is received, It may be performed including the step of determining.

The settlement price in step (F) may be any one of a deposit, an amount deducted from the deposit, an amount deducted from the deposit, a amount deducted from the deposit and a delayed fee, or an amount deducted from the deposit. have.

In addition, the step (F) may include: (F1) calculating, by the market server, a second settlement amount which is the computerized price; (F2) the market server transmitting the calculated second settlement amount to a guarantee institution server; (F3) the assurance agency server receiving the second settlement amount may remit the second settlement amount to the user.

In the rental service providing method using the open market according to the present invention as described above, the following effects can be expected.

In other words, the user can easily order online, select a rental item, and receive the rental item at a desired place, thereby providing an easy access to the item rental service.

In addition, since the present invention uses an open market, many subscribers provide a rental service by registering a lot of goods, and thus, a user may have a wide range of choices in terms of quality or type of goods.

In addition, the present invention has the advantage that can be eliminated from worrying about damage to the article because the third party guarantees the deposit for the rental article from the subscriber.

In addition, the present invention is not a large service provider having a large store and a lot of goods, there is an advantage that a small service provider or a general individual can easily start a goods service business for the goods they have.

Hereinafter, with reference to the accompanying drawings a specific embodiment of a rental service providing method using an open market server according to the present invention as described above will be described in detail.

1 is a conceptual diagram showing a schematic configuration of a rental service providing method using an open market server according to a specific embodiment of the present invention.

As shown in the drawing, the rental service according to the present invention includes a market server 10 which forms an open market on a web site, and a subscriber 20 which registers goods on the market server 10 and runs a rental business. ), The user 30 who rents and uses the goods from the subscriber 20 and the payment price of the merchant and receives money to the subscriber 20 and the user 30 according to the payment order of the market server 10. It is configured to include a guarantee body 40 to pay.

As briefly described with reference to FIG. 1, first, the subscriber 20 registers an article to be loaned to the market server 10, and the user 30 views the order and orders the article. At this time, the payment is remitted to the guarantee institution 40, the guarantee organization 40 entrusts and keeps the payment.

Next, the subscriber 20 delivers the article to the user 30, and the user 30 confirms to the market server 10 that the article has been received. The market server 10 notifies the guarantee institution server of the fact, and the guarantee institution 40 receiving the fact of receiving the goods pays the subscriber 20 the rental fee excluding the deposit.

Thereafter, when the rental period expires, the user 30 returns the rental article to the subscriber 20 and the subscriber 20 notifies the market server 10 of the fact that the article is recovered.

The market server 10 confirming the collection of the goods is delivered to the server of the guarantee institution 40, the guarantee agency 40 pays the deposit portion of the payment to the user 30.

At this time, the operator of the market server 10 and the assurance agency 40 receives a predetermined fee, but for the convenience of the description of the present invention below the fees of the operator of the market server 10 and the assurance agency 40 Do not mention otherwise.

On the other hand, Figure 2 is a schematic flowchart of a service providing method according to a specific embodiment of the present invention.

As shown in the drawing, a specific embodiment of the present invention includes a registration step (S100) of registering an article in the market server (10), and an order and payment step in which the user 30 orders and pays for the article. (S200), the step of receiving the ordered goods by the user 30, the first settlement step (S400) of paying the rental fee to the subscriber 20 of the payment price and the subscriber 20 to collect the goods Step and the second settlement step (S600) of paying the deposit of the payment to the user (30).

Hereinafter, a detailed processing procedure of each step shown in FIG. 2 will be described in detail with reference to FIGS. 3 to 8.

3 is a detailed flowchart showing the registration step of a specific embodiment in the present invention in detail, Figure 4 is a detailed flowchart showing the ordering and payment steps of a specific embodiment in the present invention, Figure 5 is an article of a specific embodiment in the present invention 6 is a detailed flowchart showing the receiving step in detail, Figure 6 is a detailed flowchart showing the first settlement step of the specific embodiment of the present invention in detail and Figure 7 is a detailed flowchart showing the article recovery step of the specific embodiment of the present invention in detail, 8 is a detailed flowchart illustrating a second settlement step of a specific embodiment of the present invention in detail.

First, as shown in Figure 3, the registration step (S100) is a step in which the subscriber 20 registers the information of the rental article in the market server 10, first, the market server 10 the subscriber 20 Received from the rental goods information is registered (S110, S120). In this case, the rental article information includes information such as rental fees, deposits, purchase amount, delay fees and deduction costs due to the damage of the goods, information indicating the state of the goods, such as the damage state of the goods in the case of used goods. This is because the service is intended for rental, not for sale of goods.

In this case, the deposit may be set to an amount corresponding to the purchase price of the article to prepare for the complete rental of the rental article or the refusal of the user 30 to return it.

On the other hand, in the rental article information, the subscriber may register the state information before the rental of the rental article in detail using an image (including a video) and text.

In addition, the product information may include a rental available date of the rental product due to the characteristics of the rental product.

The product information may include a discount rate for each period set by the supplier.

In addition, the product information may include a deliverable region, a delivery / recovery method set by the supplier.

Thereafter, the market server 10 displays the product information on a web site so that a plurality of users 30 can view it (S130).

Next, the order and payment step (S200), as shown in FIG. 4, is performed by the user 30, selecting the ordered goods (S210), and receiving the order information from the market server 10. Beginning to do (S220).

The market server 10 receiving the order information transmits the payment request information to the user 30 (S230), and the user 30 receiving the payment request information is adapted to the form of the payment request information. Payment information is transmitted to the market server 10 (S240, S250).

The market server 10 receiving the payment information determines whether the payment is completed through the received payment information (S260, S270), and delivers it to the subscriber 20 and the user 30 when the payment is completed. (S280, S290, S290 ').

In this case, the payment request information and payment information includes a rental period and a payment method, and the payment method is divided into a payment method for a rental fee and a payment method for a deposit. This is due to the fact that the service according to the present invention is a rental, the rental fee is paid to the subscriber 20 at the time of completion or completion of the transaction, and the deposit is returned to the user 30. Accordingly, it may be efficient that the payment means is set differently.

For example, in the case of the deposit, it is convenient to return the transaction at the end of the transaction after payment of the card, but if the rental period exceeds 3 months, the payment cannot be canceled and must be paid by bank transfer or other means. .

Here, the payment information is transmitted on the market server 10, but the actual payment is made to the guarantee institution 40, and as described below, the payment of the payment is also performed by the guarantee institution 40. do.

Meanwhile, the payment may be made only with a rental fee without a deposit. In this case, any one or more methods of user authentication using a mobile phone authentication and a credit card authentication or an authentication certificate may be used to confirm the user's identity.

For example, as shown in Table 1 below, payment of rental fees and deposits and personal identification can be performed.

Next, as shown in Figure 5, the article receiving step (S300) begins with the subscriber 20 receiving the payment complete message delivers the rental goods to the user (30) (S310).

The user 30 receiving the rental goods checks whether the delivered goods are normal goods without defects (S320, S330), and if the delivered goods are normal goods, a receipt confirmation message is sent to the market server 10. Transmit (S240). When the receipt confirmation message is received from the user 30 (S342), the market server 10 determines that the user 30 normally receives the article.

On the other hand, if the user 30 checks the goods as a result of the abnormal goods defective transmits the exchange / return request message to the market server (10) (S350). In this case, the abnormal article includes a case where the state of the article and the actual article of the article information disclosed in the market server 10 do not match.

The market server 10 having received the exchange / return request message transmits it to the subscriber 20 (S352 and S354), and the subscriber 20 confirms this and delivers a new item and the previously delivered product. Collect the article (S356).

Of course, in this case, if the user 30 wants to use the abnormal article as it is, and the subscriber 20 acknowledges the defect of the article, the article information is updated and the user 30 receives a receipt confirmation message in the market. It is also possible to process the rental article as received normally by sending it to the server 10.

On the other hand, when the subscriber 20 delivers the rental article and the user 30 receives the rental article, the subscriber 20 transmits a delivery message to the market server 10 (S360).

The market server 10 receiving the delivery message determines whether a predetermined time has elapsed after receiving the delivery message (S362, S370). In this case, the designated time refers to a waiting time for considering that the user 30 receives the normal goods when there is no response after receiving the goods.

Subsequently, when the designated time has elapsed, the market server 10 determines whether an exchange / return request message has been received from the user 30, and if the exchange / return request message is not received, the rental article is received. It is determined that the (S380).

If the exchange / return request message is received, the user waits until a receipt message is received from the user 30 (S390). This means that even if the specified time has elapsed, in the case where the rehabilitation / return request message is received from the user 30, the payment is stopped until the dispute about the quality of the goods between the subscriber 20 and the user 30 is terminated. For sake.

That is, if the product receiving step (S300) is briefly summarized, the market server 10 receives the goods receipt confirmation message from the user 30 or if the response is not received from the user 30 for a specified period or more. It is determined that the rental article has been normally received.

If it is determined that the rental article is normally received, as shown in FIG. 6, the first settlement step S400 is performed.

The first settlement step (S400) is initiated by the market server 10 transmits a receipt completion message to the guarantee authority server (S410).

The guarantee institution server, which has received the receipt completion message, pays the first settlement amount to the subscriber 20 (S420, S430, S432). In this case, the first settlement amount is a portion corresponding to the rental fee of the price paid by the user 30.

Thereafter, the assurance agency server transmits a first settlement completion message indicating that the first settlement is completed to the market server 10 and the user 30 (S440, S442, and S442 ′).

As described above, the user 30 rents and uses the rental article, and when the usage ends, as illustrated in FIG. 7, the article collection step S500 is performed. The article collection step (S500), after the rental period has expired, if the normal article is recovered by the user 30, and if the abnormal article is recovered and a deduction occurs, after the rental article is delivered by the user 30 There are a large number of cases when there is no response from the subscriber 20 and when there is no return of the rental article by the user 30. In the following, the processing forms will be examined separately.

First, referring to a case in which normal goods are recovered by the user 30 after the expiration of the rental period, the subscriber 20 receiving the rental goods from the user 30 determines whether the received rental goods are normal goods (S510, S512, S514). In this case, the normal article refers to a case in which the state at the time of rental and the state at the time of return are the same (including deterioration due to general use).

If the received article is a normal rental article, the subscriber 20 receiving the received article transmits a receipt confirmation message to the market server 10 (S516).

In addition, the market server 10 receiving the receipt confirmation message determines that the article rental is normally completed (S518).

Next, when the abnormal article is recovered and the deduction is generated, the subscriber 20 determines that the received item is the abnormal article as a result of the determination in step 514 and notifies the user 30 of the deductible. (S520). In this case, the abnormal article refers to a case where abnormal deterioration such as damage of the article occurs. In this case, the deductible refers to a repair or depreciation cost required to recover the deterioration.

The subscriber 20 notifying the deductible transmits a payment stop message to the market server 10 in order to stop the second settlement of the deposit (S522 and S550).

On the other hand, when the user 30 notified of the deduction is recognized, the recognition message is transmitted to the market server 10 (S524, S526, S528). At this time, the market server 10 receiving the authorization message determines that the article rental is normally completed (S529).

However, the user 30 disallowing the deduction transmits a payment stop message to the market server 10 to stop the second settlement of the deposit to the market server 10 (S540, S550). ). In addition, the subscriber 20 requests reassessment so that the subscriber 20 reevaluates the deduction to resolve the dispute (S542 and S544).

After the rental article has been delivered by the user 30 and the processing result in the case where there is no response from the subscriber 20, the user 30 who delivered the rental article to the subscriber 20 receives the return message. The server transmits to the market server 10 (S560).

Upon receiving the return message, the market server 10 determines whether a receipt confirmation message from the subscriber 20 or an acknowledgment message is received from the user 30. It determines (S562, S564).

However, if the receipt confirmation message or the acknowledgment message is not received, it is determined whether a prescribed time has elapsed after receiving the return message (S566).

When the prescribed time has elapsed as a result of the determination of step 566, it is determined that the rental of the article is normally completed. In this case, the prescribed time refers to a waiting time for preventing the user 30 from receiving a deposit indefinitely after the return of the goods, when the subscriber 20 does not answer the receipt of the goods.

Finally, referring to the processing result when there is no return of the rental article of the user 30, first, the market server 10 determines whether the rental period has expired (S570).

As a result of the determination of step 570, if the rental period has expired, the user is notified of this (S572, S574).

Then, it is determined whether the delayed return delayed date exceeds the purchase setting period (S576). Here, the purchase decision period means a waiting time for considering the implicit purchase behavior when the fee due to the delay of return increases and corresponds to the selling price of the rental goods.

On the other hand, if the return delay date exceeds the purchase setting period, the market server 10 determines whether a payment stop message is received (S578). When the payment stop message is received, the market server 10 determines whether a receipt confirmation message or an acknowledgment message has been received from the user 30, and when these messages are received, it is determined that the normal return of the rental article has been made. (S579).

On the other hand, if it is determined in step 578 that the payment stop message is not received, the purchase of the user 30 for the rental article is confirmed, and a purchase confirmation message is sent to the subscriber 20 and the user 30. Transmit (S580, S582, S582 ').

Of course, if the return delayed date is less than the purchase setting period or if the payment stop message is received, if the receipt confirmation message from the subscriber 20 or the authorization message from the user 30, the goods rental is terminated (S576, S579).

That is, the article collection step (S500) is (1) when the receipt confirmation message is delivered from the subscriber 20, (2) when the deduction occurs, when the deduction recognition message is delivered from the user 30, (3) Without a response from the subscriber 20, when the prescribed time has elapsed after receiving the return message from the user 30 or (4) none of the return message, the receipt confirmation message or the acknowledgment message is received, and the purchase setting is completed after the end of the rental period. When the period has elapsed, it is determined that the rental article is normally recovered and the rental of the article has ended.

When the rental of the article is finished, as shown in FIG. 8, a second settlement step S600 is performed. The second settlement step (S600) begins with the market server 10 calculating the second settlement amount (S610).

In this case, the second settlement price (only the payment portion to the user) is a deposit if the rental goods are returned before the expiration of the normal rental period without a deduction and a deduction from the deposit if the deduction occurs. If the rental goods are returned after the rental period, the amount of the delay is reduced from the deposit. If the deduction occurs and returned over the rental period, the amount is the amount of the deduction and delay.

Of course, the second settlement may also be made to the subscriber. When the deduction occurs, the deduction, and when the delayed fee occurs, the delayed fee may be the second settlement for the subscriber.

On the other hand, when the purchase setting period has elapsed without returning the rental goods, the purchase amount is subtracted from the deposit. Of course, in this case, when the deposit is set as the purchase amount, the second settlement price for the user is treated as being absent (the deposit is paid as the second settlement price for the subscriber).

However, the above description refers to a case where the deposit is set to be equal to or greater than the purchase amount of the rental item, and when the deposit is less than the purchase amount of the rental item, the deposit is paid to the subscriber as a second settlement price, and the user You can request additional payment for the shortage of payment. The shortage refers to the excess exceeding the deposit, which may occur in various cases such as delayed return, damage to the goods, loss or non-return.

Of course, the additional payment amount from the user is additionally paid to the subscriber.

When the second settlement price is calculated, the market server 10 transmits the calculated second settlement amount to the guarantee institution server (S620).

The guarantee institution server, which has received the second settlement amount, notifies the subscriber 20 and the user 30 through the market server, and pays the second settlement amount to the user 30 (S630). , S640, S642, S642 ', S650, S652, S652').

The rights of the present invention are not limited to the embodiments described above, but are defined by the claims, and those skilled in the art can make various modifications and adaptations within the scope of the claims. It is self-evident.

For example, in the present specification and drawings, the first settlement step S400 is performed after the user 30 receives the rental goods, for example. However, after the rental of the goods is completed, the first settlement step S400 is performed. An embodiment in which the first settlement and the second settlement are performed together is also possible.

Of course, the settlement amount and the second settlement amount of the first settlement is an amount that can be freely determined by the subscriber, and the second settlement amount corresponding to the deposit does not have to correspond to the selling price of the rental article. It is also possible to set the settlement time of the second settlement amount differently according to the rental period of the rental goods.

In other words, in the case of short-term rental, the rental fee and deposit shall be settled after confirming the normal number of times of the final item of the subscriber, and in the case of long-term rental, the user settles a part of the rental fee first after confirming the normal receipt of the goods. The settlement may be made at the time of settlement of the rental fee and deposit after confirming the normal collection of the subscriber's final product.

This is because it takes into account the early payment of the fee based on the long-term rental of the subscriber and the reserve fee for returning the user due to the termination or termination of the rental.

The present invention relates to a method for providing a service for renting an item using an online server. When the present invention as described above is used, a 'Rental Open Market' for sharing and utilizing individual surplus items is established. Therefore, rational consumption culture can be formed.

1 is a conceptual diagram showing a schematic configuration of a rental service providing method using an open market server according to a specific embodiment of the present invention.

2 is a schematic flowchart of a service providing method according to a specific embodiment of the present invention;

Figure 3 is a detailed flowchart showing the registration step of a specific embodiment of the present invention in detail.

Figure 4 is a detailed flowchart detailing the ordering and payment steps of a specific embodiment of the present invention.

Figure 5 is a detailed flowchart showing in detail the article receiving step of the embodiment specific to the present invention.

6 is a detailed flowchart showing the first settlement step of the embodiment specific to the present invention in detail.

Figure 7 is a detailed flowchart detailing the article recovery step of the embodiment specific to the present invention.

8 is a detailed flowchart detailing a second settlement step of a specific embodiment of the present invention.

* Description of the symbols for the main parts of the drawings *

10: market server 20: subscribers

30: user 40: assurance agency

Claims (19)

(A) the market server receives the information on the rental goods from the subscriber and registers on the web site; (B) receiving the order and payment information for the rental article from the user and delivering the order and payment completion to the subscriber; (C) confirming from the user whether the goods delivered by the subscriber are received; (D) the insurer's server delivering to the insurer's server whether or not the item is received so that the subscriber can perform the settlement; (E) determining whether to end the rental; And (F) a method of providing a rental service using an open market server, wherein the server of the guarantee institution transmits to the guarantee institution server whether or not the article rental is terminated so as to perform a payment for the user. The method of claim 1, Rental article information of the step (A), A rental service providing method using an open market server, characterized in that it comprises at least one of a rental fee or a deposit. The method of claim 2, Rental article information of the step (A), The method of providing a rental service using an open market server, characterized in that it further comprises any one or more of a purchase amount, a delay fee or a deduction cost due to damage to goods. The method of claim 3, wherein The purchase price is a rental service providing method using an open market server, characterized in that the same amount as the deposit. The method according to any one of claims 1 to 4, Step (A) is The market server, (A1) receiving and registering rental goods information from a subscriber; (A2) A rental service providing method using an open market server, comprising the step of displaying the product information on a web site. The method of claim 1, Step (B) is, The market server, (B1) receiving order information from a user; (B2) transmitting the payment request information to the user; (B3) receiving payment information from the user; And (B4) The method of providing a rental service using an open market server, comprising determining whether the payment is completed and delivering the subscriber and the user when the payment is completed. The method of claim 6, Billing information of the step (B), Rental service providing method using an open market server, characterized in that it comprises a rental period and payment means. The method of claim 1, Whether or not the article of step (C) is received, When an acknowledgment message is received from the user; or The rental service providing method using the open market server, characterized in that the item is received if the response is not received from the user for more than a specified period. The method of claim 1, Step (C) is The market server, (C11) receiving a receipt confirmation message input from a user who confirms the received article as a normal article; (C12) receiving an exchange / return request message input from a user who identifies the received article as an abnormal article; And And (C13) sending the received exchange / return request message to the subscriber so that the subscriber provides the new article to the user. The method of claim 9, Step (C) is The market server, (C21) receiving a delivery message from a subscriber who has delivered the rental article to a user; (C22) determining whether a specified time has elapsed after receiving the delivery message; (C23) If the designated time has elapsed as a result of the determination in step (C22), it is determined whether the exchange / return request message has been received from the user, and if the exchange / return request message is not received, the rental article has been received. Determining; And (C24) when the replacement / return request message is received as a result of the determination in step (C23), it is determined whether a receipt confirmation message is received from the user, and when the receipt confirmation message is received, the loan article is determined to have been received. Rental service providing method using an open market server, characterized in that performed, including the step. The method of claim 1, The settlement of the price of the step (D), The rental service providing method using an open market server, characterized in that for paying the rental fee to the subscriber. The method of claim 1, Step (D), (D1) transmitting, by the market server, a receipt completion message to an assurance institution server; (D2) sending a first settlement amount corresponding to the rental fee to the subscriber by the guarantee institution server that has received the receipt completion message; And (D3) a rental service providing method using an open market server, comprising the step of transmitting the first settlement completion message to a market server and a user. The method of claim 1, Whether the rental of the step (E) is terminated, When a receipt confirmation message has been delivered from the subscriber; When the deduction occurs, the deduction accreditation message is delivered from the user; When a prescribed time has elapsed after receiving a return message from a user without a response from the subscriber; or Rental service using an open market server characterized in that the rental of the goods is determined to be terminated when the purchase setting period has elapsed after the return period, the receipt confirmation message or acknowledged message is not received. Way. The method of claim 1, Step (E), The market server, (E11) A rental service providing method using an open market server, comprising receiving a receipt confirmation message sent by a subscriber who has received a normal rental article from a user and determining that the rental of the article has ended. The method of claim 14, Step (E), If a subscriber who receives an abnormal rental article from the user calculates a deduction and notifies the user, the market server, (E21) receiving the authorization message sent by the user acknowledging the deduction and determining that the article rental is finished; (E22) an open market server, comprising: receiving a payment stop message sent by a subscriber who has notified the deduction or by a user who does not recognize the deduction, and suspending payment until receiving the authorization message; Rental service providing method using. The method of claim 15, Step (E), The market server, (E31) receiving a return message sent by the user who delivered the rental article to the subscriber; (E32) determining that the item rental is terminated when a receipt confirmation message from the subscriber or an authorization message is received from the user; (E33) determining whether a prescribed time has elapsed after receiving the return message if a receipt confirmation message or an acknowledge message from the user is not received from the subscriber; And (E34) The rental service providing method using an open market server, characterized in that performed when the prescribed time has elapsed, the step of determining that the goods rental is finished. The method of claim 16, Step (E), The market server, (E41) determining whether the rental period has expired; (E42) determining that the delayed return delay date exceeds the purchase setting period when the rental period has expired as a result of the determination in step (E41); (E43) determining whether a payment stop message is received when the return delay date exceeds the purchase setting period; (E44) if the payment stop message is not received as a result of the determination in step (E43), confirming the purchase of the rental article and transmitting a purchase confirmation message to the subscriber and the user; And (E45) If the return delay date is less than or equal to the purchase setting period, or if a payment stop message is received, it is determined that the receipt of the receipt message or the authorization message from the user is received. The rental service providing method using an open market server, characterized in that performed including the step of determining. The method of claim 1, The settlement price of the above (F) step, A method of providing a rental service using an open market server, which is any one of a deposit, a deduction from a deposit, a deduction from a deposit, a deduction and a deduction from a deposit, or a purchase amount from a deposit. . The method of claim 18, Step (F) is (F1) calculating, by the market server, a second settlement amount which is the computerized price; (F2) the market server transmitting the calculated second settlement amount to a guarantee institution server; (F3) a method of providing a rental service using an open market server, wherein the assurance agency server receiving the second settlement amount includes remitting the second settlement amount to the user.

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