WO2017086710A1 - Système pour fournir un service de support d'évaluation de faisabilité pour un établissement commercial, et procédé associé - Google Patents

Système pour fournir un service de support d'évaluation de faisabilité pour un établissement commercial, et procédé associé Download PDF

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Publication number
WO2017086710A1
WO2017086710A1 PCT/KR2016/013262 KR2016013262W WO2017086710A1 WO 2017086710 A1 WO2017086710 A1 WO 2017086710A1 KR 2016013262 W KR2016013262 W KR 2016013262W WO 2017086710 A1 WO2017086710 A1 WO 2017086710A1
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WIPO (PCT)
Prior art keywords
business
server
user terminal
information
evaluation
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PCT/KR2016/013262
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English (en)
Korean (ko)
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김종찬
황성욱
전영민
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주식회사 유누스
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Publication of WO2017086710A1 publication Critical patent/WO2017086710A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling

Definitions

  • the present invention relates to a system and method for providing a business evaluation support service for start-ups that support start-ups of prospective founders.
  • a search service for providing information required by a user according to the user's location is implemented by using a location-based service and a keyword-based search service of a communication terminal. For example, if a user who wants to meet a friend moves to a place for meeting with a friend and searches for restaurants and amenities near the area using his mobile terminal, the system that provides a search service is located in the user's location. The relevant content is searched online and displayed to the user according to the keyword searched by the user.
  • a preliminary founder visits a site or visits a government office to obtain information or obtain information through acquaintances, and the founder himself evaluates himself or bears a predetermined cost through a start-up consulting firm. I had no choice but to evaluate the business viability of the business.
  • the prospective founder himself analyzes the information and gains confidence in the start-up, he lacks objectivity, and it takes considerable time and money to evaluate the business feasibility of the start-up through a start-up consulting firm. For prospective founders, there was a problem that a considerable burden must arise.
  • the present invention is to solve the above-mentioned problems, the object of the present invention is to collect and analyze a variety of information related to the start-up of the prospective founder to assess the feasibility of the business to start the business and to provide relevant information to the prospective founder
  • the present invention relates to a system for providing a business evaluation support service for entrepreneurship that supports evaluation and a method thereof.
  • a system for providing a business evaluation support service for starting a business for achieving the effects of the present invention while achieving the object of the present invention as described above is provided with a user terminal and a user terminal connectable to a wired / wireless communication network. It is connected via a wired and wireless communication network and includes a business evaluation server for receiving a content from the start-up from the user terminal and receiving the relevant data from an external server to conduct a business evaluation and provide the results to the user terminal.
  • the business evaluation server is connected to an external server and a user terminal through wired or wireless communication, and provides screen information to the user terminal to receive personal information and inquiry information input by the user through the screen information, and the derived business evaluation and diagnosis results.
  • An integrated module for collecting, organizing, and storing personal information and inquiry information received from the user terminal and various data transmitted from an external server through the interface module, and based on the personal information and the inquiry information stored in the integration module.
  • an analysis module for requesting data from the external server to derive a feasibility evaluation and diagnosis result and transmitting the result to the user terminal through the interface module.
  • an access step in which a business evaluation server is connected at the request of a user terminal, and the business evaluation server are connected to the user terminal with personal information.
  • the requesting step of requesting data to an external server according to the personal information and the inquiry information in the fisheries step, the evaluation step and the feasibility evaluation server for evaluating the business adequacy based on the data requested in the collection analysis step Transmitting the evaluation result to the user terminal A transmission step.
  • information on the location and business rights that are difficult for an individual to present can be provided to the prospective founders as a concrete conclusion, so that the prospective founders can provide better quality information about the type of business and the location to be started. It works.
  • FIG. 1 is a configuration diagram schematically showing a system for providing a business evaluation support service for starting a business according to the present invention.
  • FIG. 2 is a configuration diagram of a business evaluation server of a business evaluation support service providing system for starting a business according to the present invention
  • 3 and 4 are views illustrating an input screen in a system for providing a business evaluation support service for starting a business according to the present invention.
  • FIG. 5 is a flowchart illustrating a method for providing a business evaluation support service for starting a business according to the present invention.
  • 6 to 8 are diagrams showing the evaluation results of the method for providing a business evaluation service for starting a business according to the present invention.
  • FIG. 1 is a block diagram schematically illustrating a system for providing a business evaluation support service for starting a business according to the present invention
  • FIG. 2 is a block diagram of a business evaluation server for a system for providing a business evaluation support service for starting a business according to the present invention.
  • a system for providing a business evaluation support service for starting a business includes a user terminal 100 connected to a network, a business evaluation server 200, and an external server 300.
  • the user terminal 100 is a communication device used by a preliminary founder, and accesses a business evaluation server to apply for a business evaluation for a business he / she wants to start.
  • the user terminal is supported by the communication method for each generation, such as 2G, 3G, 4G, 5G, mobile communication to a communication terminal capable of two-way communication with the business evaluation server in real time using at least one of a voice channel, a message channel, and a data channel.
  • Terminals, PCs, PDAs, and the like includes terminals that support wired and wireless communication.
  • the business feasibility evaluation server 200 transmits screen information including a personal information item and a question item and an external server based on the contents input by the preliminary founder to the screen information. Extract the relevant data from the 300 to evaluate the feasibility and transmit the result to the user terminal (100).
  • the feasibility evaluation server 200 may include an interface module 210, an integration module 230, and an analysis module 250.
  • the interface module 210 is responsible for the interface between the business feasibility evaluation server 200, the external server 300, and the user terminal 100.
  • the interface module 210 provides screen information including a personal information item and a question item to the user terminal 100 as illustrated in FIGS. 3 and 4, while the personal information input by the preliminary founder through the screen information.
  • inquiry information is transmitted to the analysis module 250 and the results of the feasibility assessment are transmitted to the prospective founders.
  • the personal information entered by the prospective founder includes the name of the prospective founder, telephone number, social security number, name of the main bank, etc.
  • the inquiries information includes the location of the prospective establishment, the type of business, and the expected area of the prospective establishment. , Expected building type, expected number of employees, total investment, and expected business name.
  • the external server 300 connected to the interface module 210 by wire or wirelessly includes a website server 310, a geographic information server 330, a communication service provider server 350, and a card company server 370. It will be described later in detail.
  • the integration module 230 accesses the external server 300 through the interface module 210 and requests and obtains related information based on the contents described in the personal information item and the inquiry item item.
  • the collected data includes structured and unstructured data.
  • the structured data includes structured data consisting of numbers such as sales data, inventory data, and accounting data.
  • the atypical data includes maps, videos, photos, location information, and SNS. Commonly referred to as unstructured data such as document, voice information.
  • Integration module 230 is the collected data according to the passage of time, such as time, date, day of the week, month, year, cycle, and / or by administrative district, by the name of the region, type of information, by region of the preliminary founder It can be organized by topic, store it, and include a database for storing and managing data.
  • the analysis module 250 performs a business feasibility evaluation on the data collected by the integration module 230 and the contents included in the personal information and inquiry items input by the user, and the result is analyzed by the user through the interface module 210. Transmit to the terminal 100.
  • the analysis module 250 is meaningful for each industry type, region, and time depending on the contents of the personal information item and the inquiry item that the user inputs the texts of the massive documents of the external server 300 received through the integration module 230. Topics related to vocabulary, sentences, and documents are created, and the relational map is constructed by estimating the relationship between extracted topics.
  • the extraction of topics with representative text and documents can be performed by text mining algorithms that take into account the exposure frequency, word order, and narrative relationship of words, or can be calculated by analyzing the order between topics, structure within sentences, and influence between topics. Mining techniques and influences between topics are used together to find data relationships and to extract meaningful data from related data.
  • the analysis module 250 derives symbols, such as text and numbers, from the image using an algorithm such as an image recognition algorithm, and compares the derived symbols with previously stored dictionaries.
  • the word is selected as a word having high similarity and the selected word corresponds to the keyword input by the user.
  • the above-mentioned text mining and topical influences are analyzed to find an association between different data and meaningful data is extracted from the related data.
  • the analysis module 250 divides the video into audio data and video data.
  • the analysis module 250 processes the image data separated from the video data in the same manner as the photo data, and the audio data is electronically documented using a voice-to-text conversion algorithm such as TTS, and the extracted electronic document is compared with the dictionary data. By linking, it links with high similarity words and classifies them by morpheme.
  • the analysis module 250 extracts the nouns from the separated morphemes and analyzes them by applying the above-described text mining and the influence between the topics according to whether they correspond to the keywords, and finds the relations between the other data and the meanings in the related data. Extract the existing data.
  • the analysis module 250 collects the extracted text, image, video, and voice data again, weights the similarities between the data, extracts statistics in the order of high similarity, and organizes the ranking, period, type, etc. according to the statistical analysis results. Save the data together with the statistical results.
  • the analysis module 250 evaluates the adequacy of the business for the region and the type of business to which the prospective founder intends to start based on the data collected from the external server 300 and the contents of the personal information and inquiry items input by the prospective founder. .
  • the analysis module 250 is configured with a commercial rights class consisting of a plurality of grades and includes a sales range for each grade, so that the total sales of each commercial volume are included in the sales range corresponding to which grade.
  • the analysis module 250 determines the adequacy of the business for the type of business that the prospective founder intends to start based on the grade of the industry that grades and grades the entire industry based on the national average sales by type of the business.
  • the appropriateness of the preliminary founder's business to be founded is evaluated based on the business class grade corresponding to the commercial area in the relevant area and the type of business according to the business type. Classify industry grades into high, medium, and low and provide a comprehensive assessment accordingly.
  • the external server 300 connected to the business evaluation server 200 may include a website server 310, a geographic information server 330, a communication service provider server 350, and a card company server 370.
  • the website server 310 includes an online medium such as a portal site, a statistical site operated by a public institution, an academic institution site, an SNS, and includes video, text, voice, and photo files included in the online medium.
  • the web site server 310 searches for an online medium, extracts relevant contents, and transmits the extracted information to the feasibility evaluation server 210 at the request of the feasibility evaluation server 200.
  • the geographic information server 330 is stored geographic information including the map information of the entire area can provide geographic information corresponding to the location entered by the prospective founder.
  • the geographic information server 330 may be displayed in 2D and 3D, and may be provided to the business feasibility evaluation server 200 by dividing geographic information by administrative region, name of a region input by a user, and subway or bus line.
  • the user enters the name of the subway station on the subway line and specifies a range (for example, 1 km), and displays a map of 1 km around the relevant subway station to the user. If you specify the range you want to review along with the station name, station number, etc. (for example, 2km), you can search the relevant station name and display the map of the range that you specify based on the station.
  • the user does not know the name or number of the bus line, the user can select the bus number and display the stops according to the bus line, and support the user to select the stop. .
  • the geographic information server 330 may search for real estate for sale information related to the location, type of business, the area of the business place, and the building type among the inquiry items described by the user, and transmit the information to the business evaluation server 200.
  • Property information includes contract terms such as charter / monthly rent / purchase, etc., and can be generated according to the contract conditions and building information including the building type and area information for each building type, such as business buildings / shops / department stores / factory apartments. Include cost information.
  • the communication service provider server 350 collects traffic information about the mobile terminal connected through the base station and the access point of the wired / wireless network and the location information of the mobile terminal where the traffic is generated, and transmits the related information to the business evaluation server. Send to 200.
  • the communication service provider server 350 collects location information of the mobile terminal from which traffic is generated, and stores a moving path through which the location information of the mobile terminal moves, and demographics according to traffic generation of the mobile terminal in relation to a region input by the user. Support.
  • the card company server 370 is a server operated by a card company, and stores and manages the use of the card company's card for a specific period of time for each business entity, and stores them at the request of the business evaluation server 200. Usage data for each company is provided to the business feasibility evaluation server 200. The data includes sales by business, average sales by business, and average sales by business.
  • the card company server 370 determines whether the user includes an economic problem according to the personal information input by the user. That is, the business evaluation server 200 queries the financial information according to the user's personal information transmitted, whether the user is currently in a normal financial transaction, whether there was a problem with the economic requirements in the past, or whether the loan is available and If possible, determine whether there is a financial product related to the loan and transmit the related contents to the business feasibility evaluation server 200.
  • FIGS. 6 to 8 are views illustrating evaluation results of a method for providing a business evaluation service for starting a business according to the present invention.
  • the prospective founder first using the user terminal 100 to determine the business of the business to be started
  • the evaluation server 200 is connected (S100).
  • the business feasibility evaluation server 200 may provide an application for bidirectional data communication to the user terminal 100 and install it in the user terminal 100, and the user may download the application from the open market to his or her user terminal 100.
  • the business feasibility evaluation server 200 in step S100 may request the ID and password for membership registration to the user terminal 100.
  • the business feasibility evaluation server 200 requests the preliminary founder to join the user terminal 100 or displays a selection window on whether to conduct the business feasibility evaluation in a non-member state.
  • the business feasibility evaluation server 200 displays an input screen including the personal information item on the user terminal 100 to allow the preliminary founder to enter the personal information item and to conduct the business evaluation in a non-member state. If proceeds to step S200 to be described later.
  • the business feasibility evaluation server 200 transmits an input screen including items for personal information and inquiry information to a user terminal (S200).
  • the business feasibility evaluation server 100 transmits an input screen including only inquiry items to the user terminal 100 when the preliminary founder is a member, and includes both personal information items and inquiry items in case of non-members.
  • the input screen is provided to the user terminal 100.
  • the business feasibility evaluation server 200 receives personal information and inquiry information input by the user (S300).
  • the business feasibility evaluation server 200 checks the contents of the received personal information and inquiries information, and determines whether there is an error, such as a typo or input in a language of another country, and if there is an error,
  • the terminal 100 requests the entry of the inquiry item again, and if there is no error, the content described in the item is stored in the integration module 230.
  • the business feasibility evaluation server 200 requests the external server 300 for data according to the received personal information and inquiry information. (S400).
  • the business feasibility evaluation server 200 in step S400 is the personal information to the external server 300 of any one or more of the web site server 310, geographic information server 330, communication service provider server 350 and card company server 370 As a request for information according to the data request to the external server 300 may be made at the same time multiple times and may proceed with the information request in a predetermined order.
  • the business feasibility evaluation server 200 collects information on the Internet through the web site server 310 in step S400, the business feasibility evaluation server 200 is a web site server 310, the data according to the keyword according to the inquiry information Ask.
  • the web site server 310 collects videos, texts, voices, photos, etc. included in online media such as portal sites, statistical sites operated by public institutions, academic institution sites, SNSs, and the like, based on the keywords. 200).
  • the feasibility evaluation server 200 requests related data to the geographic information server 330 according to the inquiry information.
  • the geographic information server 330 provides map information of the entire area according to the location of the preliminary establishment included in the inquiry information, and the relevant real estate for sale currently listed in the region according to the area and building type of the establishment.
  • the information is transmitted to the business evaluation server 200.
  • the related real estate information can be generated according to the contract conditions such as charter / rent / purchase and the building information including the building type such as business buildings / malls / department stores / factory apartments and the area information for each building type and the contract conditions and building information. Which may include cost information.
  • the business feasibility evaluation server 200 requests information from the communication service provider server 350 according to the contents of the personal information and inquiry items.
  • the communication service provider server 350 collects traffic information about the mobile terminal connected through the base station and the access point of the wired / wireless network and the location information of the mobile terminals from which the traffic is generated.
  • the telecommunication service provider server 350 uses a mobile terminal connected to a mobile terminal through which traffic is generated, a base station and an access point of a wired / wireless network, and subscriber information subscribed to the mobile terminals, and the fixed population and the fixed population. Calculate demographic information including the information and transmit the demographic information to the feasibility evaluation server 200 or transmit communication traffic information and mobile information and subscriber information to the feasibility evaluation server 200 to calculate demographic information. can do.
  • the business evaluation server 200 requests information according to personal information and inquiry information to the card company server 370.
  • the card company server 370 is a server operated by the card company, and thus stores and manages the use of the card company's card for a specific period of time for each business, so the sales by each company, the average sales per business, and the commercial rights.
  • the sales information including the average sales per star is transmitted to the business feasibility evaluation server 200.
  • the card company server 370 queries the financial information according to the user's personal information transmitted by the business evaluation server 200, whether the user is currently in a normal financial transaction, whether there was a problem in the economic requirements in the past, If the loan is possible and if the loan is possible, whether the financial product related to the loan is determined and the related content may be transmitted to the business feasibility evaluation server 200.
  • the business feasibility evaluation server 200 evaluates the business adequacy based on the data received from each external server (S500).
  • the business feasibility evaluation server 200 calculates sales statistics for each business, business type, region, and commercial area of the country by using the sales information received from the card company server 370, and corresponds to the region and business type described by the preliminary founder. Deduce sales statistics.
  • the business evaluation server 200 analyzes Internet information, ie, SNS, blog, cafe, news, etc., on the region input by the preliminary founder through the web site server 310 to the corresponding region. The number of buyers' preferences, the current sector's major sectors, and the prospects for future development are quantified and stored.
  • the business feasibility evaluation server 200 receives the number of subscribers and the number of traffic occurrences and the movement paths of mobile terminals in the region from the telecommunication service provider server 350 to receive the average number of population, movement route, and inflow in the region. Find out the number of people and the number of people that are spilled.
  • the geographic information server 330 examines the real estate for sale in the relevant area, and the location, type of business, the area of the business site in the average population number, movement route density, and inquiries listed by the preliminary entrepreneurs. The best matched real estate for sale is based on building type, number of employees and total investment.
  • the preliminary founder establishes a business class grade for the region where he or she intends to start a business, calculates the sales range for each class, and determines the grade by determining which class the total sales of each business are included in the sales range.
  • the business adequacy and the business grade are evaluated. .
  • the business feasibility evaluation server 200 is connected with the geographic information server 330 to compare the total investment amount of the user with the cost information that may occur according to the contract conditions and the building information of the real estate for sale. If more than 60% is consumed, one or more of the name, phone number, social security number, and house bank information listed in the personal information item can be sent to the card company server 370 to check the current economic status of the user and available for loan. Display the financial instrument and save the result.
  • the business feasibility evaluation server 200 transmits the evaluation result to the user terminal 100 (S600).
  • the business feasibility evaluation server 200 enlarges and displays the map of the region described by the preliminary founder in the map information received from the geographic information server 330 to the user terminal 100 and displays the evaluation result to the user terminal 100. send.
  • the evaluation result is displayed as three items of business evaluation / real estate for sale / loan financial products, and the comment according to the item is displayed as the prospective founder selects the three items displayed on the user terminal 100.
  • the feasibility evaluation server 200 In the user terminal 100, "000 area where 000 wants to start up business and 000 industry that wants to start business, 000 area is a high-level business area where very high sales occur with average monthly card sales of about 500,000,000 won. However, if you open a business in the 000 area with respect to the 000 industry, it is estimated that you can generate monthly sales of KRW 10,000,000 per business, so if you switch from the 000 industry to the xxx industry, the sales will reach KRW 17,000,000. We can expect sales to increase by KRW 7,000,000 over sales in the sector. " You can print
  • the business evaluation server 200 is expected to generate sales of KRW 900,000 per month in the 000 region entered by "00," which the company wants to start. If you start a business in, you will have a monthly turnover of $ 1.50 if you start with the same job. " May be output to the user terminal 100. And when the prospective founder selects the real estate for sale item of the user terminal 100, the business feasibility evaluation server 200 is "the real estate for sale in the 000 area in relation to the 00 industry, the second floor of the building 000 000 000, the size is 108.9 meters squared (33 square meters), down payment is 80,000,000 won, rent is 5 million won per month, management fee is 600,000 won per month. "The result is output to the user terminal 100.
  • the business evaluation server 200 "00's total investment amount is 37,000,000 won, and the cost of renting the second-floor sale of the 000 building 000 building is insufficient.
  • 000's credit Financial products that can be borrowed at the level include 000 Capital of 000 Bank and can borrow up to 50,000,000 won at a rate of 5.7% on a 24-month installment. " And the like can be output.

Abstract

La présente invention concerne un système pour fournir un service de support d'évaluation de faisabilité pour un établissement commercial, et un procédé pour ce dernier, le système comprenant : un terminal utilisateur apte à accéder à des réseaux de communication câblée/sans fil ; et un serveur d'évaluation de faisabilité connecté au terminal utilisateur par l'intermédiaire des réseaux de communication câblée/sans fil, recevant des informations d'établissement commercial à partir du terminal utilisateur, recevant des données associées à partir d'un serveur externe, réalisant une évaluation de faisabilité, et fournissant le résultat au terminal utilisateur.
PCT/KR2016/013262 2015-11-18 2016-11-17 Système pour fournir un service de support d'évaluation de faisabilité pour un établissement commercial, et procédé associé WO2017086710A1 (fr)

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KR1020150161571A KR20170057985A (ko) 2015-11-18 2015-11-18 창업을 위한 사업성 평가 지원 서비스 제공 시스템 및 그 방법

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KR101956212B1 (ko) * 2017-11-17 2019-06-24 조두영 창업자 자가 진단 결과를 반영한 창업 지원 서비스 제공 방법
KR102467635B1 (ko) * 2021-11-03 2022-11-17 주식회사 하이퍼리서치 Ai를 이용한 컨설팅 제공 시스템

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