WO2017012027A1 - 一种电子凭证解付时效设定的方法、服务器、终端和系统 - Google Patents
一种电子凭证解付时效设定的方法、服务器、终端和系统 Download PDFInfo
- Publication number
- WO2017012027A1 WO2017012027A1 PCT/CN2015/084596 CN2015084596W WO2017012027A1 WO 2017012027 A1 WO2017012027 A1 WO 2017012027A1 CN 2015084596 W CN2015084596 W CN 2015084596W WO 2017012027 A1 WO2017012027 A1 WO 2017012027A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- electronic voucher
- information
- setting
- electronic
- terminal
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
Definitions
- the present invention relates to the field of finance, and in particular, to a method, a server, a terminal, and a system for setting an electronic voucher solution.
- the present application provides a method, server, terminal, and system capable of implementing a settlement setting for an electronic voucher fund.
- a method for setting an electronic voucher settlement effect is provided, and the server performs the following steps:
- the electronic voucher information includes the dissolving effect information of the electronic voucher
- the electronic voucher is valid for a period of time when the payment is invalid.
- an embodiment provides a server for setting an electronic voucher settlement effect, which includes:
- an obtaining module configured to acquire the electronic credential information sent by the terminal, and the electronic credential information includes the dissolving effect information of the electronic credential;
- a storage module configured to store the electronic voucher information
- the processing module is configured to determine whether the solution valid information is reasonable, and if yes, generate an electronic voucher including a solution; the acquisition module and the storage module are respectively connected to the processing module signal.
- a terminal for providing an electronic credential settlement setting includes:
- a sending module configured to send the electronic credential information to the server
- the processing module is configured to generate the electronic voucher information, and the electronic voucher information includes the disbursement information of the electronic voucher.
- a terminal for electronic voucher settlement setting which comprises the above-mentioned server and terminal for electronic voucher settlement setting.
- FIG. 1 is a flowchart of a method for setting an electronic voucher settlement effect in an embodiment
- FIG. 2 is a structural block diagram of a server for setting an electronic voucher solution in an embodiment
- FIG. 3 is a structural block diagram of a terminal for setting an electronic voucher settlement effect in an embodiment
- FIG. 4 is a structural block diagram of a system for setting an electronic voucher solution in an embodiment
- FIG. 5 is a flow chart of a method for setting an electronic voucher settlement effect in an embodiment.
- the electronic voucher involved in the proposal that is, the electronic commitment payment voucher that the bank promises to pay the funds according to the agreed conditions, means that the bank freezes the required amount of funds or uses the credit line according to the application of the witness, and promises to solve the agreement according to the agreement.
- An electronic voucher for payment settlement means that the bank freezes the required amount of funds or uses the credit line according to the application of the witness, and promises to solve the agreement according to the agreement.
- the usual business process of the electronic voucher is as follows: The bank of the securities bank freezes the required amount of funds according to the application of the witness, and the electronic certificate is issued, and the certificate is issued by the certificate receiving bank, and when the agreed settlement condition is reached, The bank will solve the payment and settle the payment settlement with the certificate holder through the bank.
- Embodiment 1 is a diagrammatic representation of Embodiment 1:
- a method for setting an electronic voucher is provided.
- the method is performed by a server of the bank, and includes the following steps: [0032] S101: detecting whether a request for receiving an electronic payment voucher is received;
- the server detects whether the application submitted by the terminal receives the electronic voucher request within the validity period of the application for the electronic voucher cancellation validity period. If obtained, it is determined whether the electronic voucher information is valid; if not, the electronic voucher is invalidated, the frozen funds are released, and the electronic voucher invalidation information is generated and sent to the terminal.
- the electronic voucher information includes the payment effect information of the electronic voucher, and the devaluation effect information is set by the witness through the terminal, and the certificate is applied by the terminal to solve the payment within the expiration date of the expiration date. If the recipient does not respond to the application for payment within the validity period, the electronic voucher will be invalid.
- the server compares the obtained settlement effect information with the pre-stored settlement information, and determines whether the settlement application information meets the settlement condition and is within a reasonable range. If it is reasonable, enter the payment period of the electronic voucher. If it is unreasonable, return the application information and feedback the returned content.
- S103 Enter a settlement period.
- the method for setting the validity of the electronic voucher settlement provided by the embodiment provides the setting of the settlement and payment effect of the electronic voucher by setting the application information for cancellation, thereby improving the control of the electronic voucher funds, which is convenient The management of funds and peers make the flow of funds safer.
- Embodiment 2 is a diagrammatic representation of Embodiment 1
- the embodiment provides a server for setting an electronic voucher
- the server 1 is an execution body of the bank
- the server 1 includes an obtaining module 11, a storage module 12, and processing. Module 13.
- the acquisition module 11 and the storage module 12 are respectively coupled to the processing module 13 for signal connection.
- the obtaining module 11 is configured to obtain the electronic voucher information generated by the terminal, and the electronic voucher information includes the payment invalidation information of the electronic voucher. The payment of the invalid information is set by the witness through the terminal.
- the storage module 12 is configured to store the electronic voucher information, and is further configured to store preset dissolving information, where the dissolving information is used to determine whether the dissolving effect information in the electronic voucher information is valid.
- the processing module 13 is configured to detect whether the electronic credential information generated by the terminal is obtained during the validity period of the application for the electronic voucher, and if yes, determine whether the valid information is valid; Then, the electronic voucher is invalidated, the frozen funds are released, and the electronic voucher is sent to cancel the invalidation information and sent to the terminal. Judging whether the payment invalid information is valid, and if so, entering the settlement period, the electronic The certificate is valid within the time limit for the settlement of the payment; if not, the electronic certificate is invalidated, the frozen funds are released, and the electronic voucher is sent to the terminal for cancellation.
- the system for setting the validity of the electronic voucher settlement includes the server 1.
- the server 1 obtains the application information for cancellation and determines whether it is valid, and realizes the solution to the electronic voucher. Make settings. It has improved the control of funds for electronic vouchers, facilitated the management of funds, and made the circulation of funds safer.
- the embodiment provides a terminal for setting an electronic voucher settlement effect.
- the terminal 2 is an execution entity of the recipient side, and the certificate holder can control the terminal, the terminal 2 and the server by outputting data information. 1 signal connection, the terminal 2 includes a transmitting module 21, a processing module 22 and a storage module 23.
- the sending module 21 is configured to send the electronic credential information to the server 1.
- the electronic voucher information is valid during the validity period of the application for cancellation, and if it is not provided to the server within the validity period of the application, the electronic voucher information will be invalid.
- the processing module 22 is configured to generate the electronic voucher information.
- the transmitting module 21 is signally coupled to the processing module 22.
- the storage module 23 is configured to store the electronic voucher information.
- the storage module 23 is coupled to the processing module signal.
- the recipient can set the settlement effect information in the electronic electronic voucher information through the terminal 2.
- Embodiment 4 is a diagrammatic representation of [0051] Embodiment 4:
- the embodiment provides a system for setting the validity of the electronic voucher, including the server 1 of the third embodiment and the terminal 2 of the fourth embodiment. Server 1 and terminal 2 are signaled.
- the method for setting the electronic voucher settlement effect provided by the system includes the following steps: [0054] S201: The witness enters the electronic voucher information and sets the settlement effect;
- S202 The bank receives the electronic voucher information
- the server 1 of the securities bank accepts the electronic voucher information input by the witness.
- S203 determining whether the time limit for the settlement of the payment is reasonable
- the server 1 of the securities bank compares the acquired settlement effect information with the pre-stored settlement information, and determines whether the settlement application information meets the settlement condition and is within a reasonable range. If it is reasonable, enter the electronic voucher During the payment period, the electronic voucher is valid within the time limit for the payment; if unreasonable, the electronic voucher is invalidated, the frozen funds are released, and the electronic voucher is sent to the terminal for cancellation.
- the method for setting the validity of the electronic voucher settlement is set by setting the application information of the settlement, and setting the effect of the payment of the electronic voucher, so that the state of the electronic voucher fund can be witnessed by the witness Or / and the setting of the recipient, improve the control of the funds of the electronic voucher, facilitate the management of funds, and make the circulation of funds safer.
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims
Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
PCT/CN2015/084596 WO2017012027A1 (zh) | 2015-07-21 | 2015-07-21 | 一种电子凭证解付时效设定的方法、服务器、终端和系统 |
CA2994367A CA2994367C (en) | 2015-07-21 | 2015-07-21 | Method, server, terminal, and system for setting maturity of electronic certificate |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
PCT/CN2015/084596 WO2017012027A1 (zh) | 2015-07-21 | 2015-07-21 | 一种电子凭证解付时效设定的方法、服务器、终端和系统 |
Publications (1)
Publication Number | Publication Date |
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WO2017012027A1 true WO2017012027A1 (zh) | 2017-01-26 |
Family
ID=57833643
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
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PCT/CN2015/084596 WO2017012027A1 (zh) | 2015-07-21 | 2015-07-21 | 一种电子凭证解付时效设定的方法、服务器、终端和系统 |
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CA (1) | CA2994367C (zh) |
WO (1) | WO2017012027A1 (zh) |
Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
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US20040093519A1 (en) * | 2002-11-13 | 2004-05-13 | Grobman Steven L. | Network protecting authentication proxy |
CN102930469A (zh) * | 2012-11-13 | 2013-02-13 | 中国民生银行股份有限公司 | 转账数据处理方法和装置 |
CN104766200A (zh) * | 2015-04-02 | 2015-07-08 | 深圳票联金融服务有限公司 | 一种掌控支付方法及掌控支付系统 |
-
2015
- 2015-07-21 WO PCT/CN2015/084596 patent/WO2017012027A1/zh active Application Filing
- 2015-07-21 CA CA2994367A patent/CA2994367C/en active Active
Patent Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20040093519A1 (en) * | 2002-11-13 | 2004-05-13 | Grobman Steven L. | Network protecting authentication proxy |
CN102930469A (zh) * | 2012-11-13 | 2013-02-13 | 中国民生银行股份有限公司 | 转账数据处理方法和装置 |
CN104766200A (zh) * | 2015-04-02 | 2015-07-08 | 深圳票联金融服务有限公司 | 一种掌控支付方法及掌控支付系统 |
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Publication number | Publication date |
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CA2994367C (en) | 2023-01-03 |
CA2994367A1 (en) | 2017-01-26 |
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