WO2013093026A8 - Verfahren zur durchführung authentifizierter zahlungen - Google Patents

Verfahren zur durchführung authentifizierter zahlungen Download PDF

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Publication number
WO2013093026A8
WO2013093026A8 PCT/EP2012/076690 EP2012076690W WO2013093026A8 WO 2013093026 A8 WO2013093026 A8 WO 2013093026A8 EP 2012076690 W EP2012076690 W EP 2012076690W WO 2013093026 A8 WO2013093026 A8 WO 2013093026A8
Authority
WO
WIPO (PCT)
Prior art keywords
making
payments
authenticated payments
making authenticated
authenticate
Prior art date
Application number
PCT/EP2012/076690
Other languages
English (en)
French (fr)
Other versions
WO2013093026A1 (de
Inventor
Michael KINDL
Daniel DÜMLER
Original Assignee
Eco Novum Gmbh
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Eco Novum Gmbh filed Critical Eco Novum Gmbh
Publication of WO2013093026A1 publication Critical patent/WO2013093026A1/de
Publication of WO2013093026A8 publication Critical patent/WO2013093026A8/de

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

Zur Authentifizierung eines Zahlungsabsenders werden Daten von einem separaten Authentifizierungs-Mittel (15) an eine Sende-Empfangs-Einrichtung (11; 28) übermittelt.
PCT/EP2012/076690 2011-12-22 2012-12-21 Verfahren zur durchführung authentifizierter zahlungen WO2013093026A1 (de)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
DE201110089579 DE102011089579A1 (de) 2011-12-22 2011-12-22 Verfahren zur Durchführung authentifizierter Zahlungen
DE102011089579.5 2011-12-22

Publications (2)

Publication Number Publication Date
WO2013093026A1 WO2013093026A1 (de) 2013-06-27
WO2013093026A8 true WO2013093026A8 (de) 2013-08-29

Family

ID=47563369

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/EP2012/076690 WO2013093026A1 (de) 2011-12-22 2012-12-21 Verfahren zur durchführung authentifizierter zahlungen

Country Status (2)

Country Link
DE (1) DE102011089579A1 (de)
WO (1) WO2013093026A1 (de)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE102012224267A1 (de) 2012-12-21 2014-06-26 Eco Novum Gmbh Vorrichtung zur Eingabe einer Signalfolge
DE102014206949A1 (de) * 2014-04-10 2015-10-29 Vodafone Gmbh Transaktionsverfahren
CN103985036B (zh) * 2014-05-09 2017-05-24 杭州晟元数据安全技术股份有限公司 一种带生物特征的二维码支付方法
DE102016012294A1 (de) * 2016-10-17 2018-04-19 Michael Klein Mobiles bezahlen und überweisen mit Hilfe Barcodes und biometrischer Verfahren.
DE102018103070A1 (de) * 2018-02-12 2019-08-14 in-tech GmbH Zahlungstransaktions-Verfahren und Zahlungstransaktions-System

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070290499A1 (en) * 2004-05-17 2007-12-20 Tame Gavin R Method and System for Creating an Identification Document
JP2006018761A (ja) * 2004-07-05 2006-01-19 Canon Inc 画像読取装置
EP2040228A1 (de) * 2007-09-20 2009-03-25 Tds Todos Data System Ab System, Verfahren und Vorrichtung zur Ermöglichung sicherer und benutzerfreundlicher Interaktionen
EP2088532A1 (de) * 2008-02-06 2009-08-12 Sascha Voigt Flächiger Datenträger
WO2010051802A1 (de) 2008-11-04 2010-05-14 Jan Thiele Identifikationssystem sowie anwendungen
BR112012031420A2 (pt) * 2010-06-11 2018-03-06 Printechnologics Gmbh sistema para a transmissão da informação, uso de um portador de informação e processo para a aquisição de informação

Also Published As

Publication number Publication date
DE102011089579A1 (de) 2013-06-27
WO2013093026A1 (de) 2013-06-27

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