WO2003081495A1 - Système d'opération automatique en espèces - Google Patents
Système d'opération automatique en espèces Download PDFInfo
- Publication number
- WO2003081495A1 WO2003081495A1 PCT/JP2002/002858 JP0202858W WO03081495A1 WO 2003081495 A1 WO2003081495 A1 WO 2003081495A1 JP 0202858 W JP0202858 W JP 0202858W WO 03081495 A1 WO03081495 A1 WO 03081495A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- transaction
- mobile phone
- automatic
- cash
- processing program
- Prior art date
Links
Classifications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/68—Payment of value-added services
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
- G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
- G06Q20/3552—Downloading or loading of personalisation data
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/211—Software architecture within ATMs or in relation to the ATM network
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/01—Details of billing arrangements
- H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/32—Involving wireless systems
Definitions
- the present invention relates to a system for automatically trading cash via a cash automatic transaction device installed in a financial institution such as a bank.
- Automatic teller machines such as cash dispensers (CDs, cash dispensers) and automatic teller machines (ATMs) installed in financial institutions such as banks, etc. Transactions are permitted by using magnetic cards and passbooks issued by financial institutions.
- Japanese Unexamined Patent Publication No. Hei 11-3389842 discloses that transactions with automatic transaction equipment By inputting the input item information in the mobile phone in advance and transmitting the input information from the mobile phone to the automated teller machine, the input operation on the automated teller machine is simplified and the operation efficiency is improved. Have been proposed. However, the gazette only assumes that programs for realizing such transactions are stored in a mobile phone at the time of purchase or are stored as appropriate. It does not provide. Disclosure of the invention
- the present invention has been made in view of the above-described problems, and has as its object to utilize users and financial institutions by using mobile phones and computer network technologies that are rapidly spreading and evolving. Another object of the present invention is to provide an automatic cash transaction system that improves the convenience of both.
- a user authentication process and a communication process with a cash automatic transaction device connected to a computer network are performed on a mobile phone.
- An automatic cash transaction comprising: a mobile phone that executes a communication process with an automatic cash transaction device; and an automatic cash transaction device that executes an automatic cash transaction process based on data input through communication with the mobile phone.
- the transaction processing program is a JAVA program.
- the mobile phone is Receive and store different transaction processing programs from multiple servers.
- the transaction processing program causes the mobile phone to also execute a process of inputting transaction data necessary for executing the transaction process in advance.
- the telephone transmits the transaction data input in advance to the automatic teller machine.
- the transaction processing program causes a mobile phone to execute processing for realizing a new function of the automatic teller machine.
- FIG. 1 is a configuration diagram showing an embodiment of an automatic cash transaction system according to the present invention.
- Figure 2 is a flowchart showing the processing procedure when opening an account and updating software.
- FIGS. 3A and 3B are flowcharts showing a processing procedure at the time of a withdrawal transaction.
- FIGS. 4A and 4B are views showing examples of a screen for notifying the transaction result displayed on the mobile phone.
- FIG. 1 shows an embodiment of an automatic cash transaction system according to the present invention.
- reference numeral 100 denotes a JAVA program distribution server on the Internet
- reference numeral 120 denotes a mobile phone that can be connected to the Internet and can execute a JAVA program
- reference numeral 140 denotes Cash machine such as cash dispenser (CD), automatic teller machine (ATM), etc.
- reference numeral 160 indicates a host computer of a financial institution.
- the user connects to the JAVA program distribution server 100 using the mobile phone 120 to open an account with a financial institution such as a bank. Download the JAVA program as a transaction processing program to 0.
- the JAVA program contains all the data required for automatic cash transactions, such as magnetic storage data (MS data) and account numbers that were conventionally held in magnetic cards and passbooks.
- the authentication process at the time of the transaction is performed by starting the JAVA program on the mobile phone 120 and entering the password, and a person other than the person himself starts the JAVA program without permission, This prevents use as a substitute for a card.
- the user can conduct transactions such as withdrawal and transfer by connecting the mobile phone 120 to the automatic teller machine 140 and performing communication.
- Such functions can be realized for various financial institutions.
- one mobile phone by downloading the JAVA program of each financial institution to one mobile phone and registering for an account, one mobile phone has functions such as magnetic cards and passbooks of multiple financial institutions. It is possible to make it.
- the authentication processing function it is possible to have a transaction process before sending a transaction request message to the financial institution host 160.
- the transaction process for example, the input of the type of transaction and the amount of money, should be performed in advance, even if the automatic transaction device 140 is congested, the mobile phone 120 can be automatically cashed. Transactions can be performed simply by connecting to the transaction device 140.
- transfer transactions that require various data inputs tend to increase the time for which the user occupies the cash automatic transaction device 140. If you input all the data necessary for the JAVA program on the mobile phone 120 beforehand and connect it to the automatic teller machine 140, the cash automatic teller machine by one user It is possible to significantly reduce the occupancy time of the 140 and increase the operating efficiency of the automatic teller machine 140.
- FIG. 2 is a flowchart showing the processing procedure when opening an account and updating software.
- step 202 the user Connects the mobile phone 120 to the JAVA program distribution server 100 via the Internet.
- step 204 it is determined whether or not the contract is a new contract. If it is determined that the contract is new, the process proceeds to step 206, and the password input by the user is entered. Then, it is determined whether the password is a valid password given to the mobile phone under the control of the mobile phone company.
- step 208 a retry process is executed. However, if the correct password is not entered even after repeating three times, access is denied. On the other hand, if a valid password has been entered, the process proceeds to step 210, where data necessary for the contract, that is, a password, an address, a name, and the like are entered.
- the JAVA program is downloaded from the server 100 to the mobile phone 120.
- the program includes MS data, account numbers, passbook functions, transaction processes, and more. Then, the process proceeds to step 214, and the new contract and its registration are completed.
- step 204 If it is determined in step 204 that the contract is not a new contract, the process proceeds to step 211 to determine whether it is necessary to update the already downloaded JAVA program. If it is determined that the update is not necessary, the process proceeds to step 2 18, a message indicating that the update is not required is output, and the process ends.
- step 220 it is determined whether or not the password input by the user matches the registered password. If a valid PIN has not been entered, go to step 208 to retry Is executed, and access is denied if a valid PIN is not entered even after repeating three times.
- step 222 the server 100 downloads the JAVA program necessary for updating the mobile phone 120. Then, the process proceeds to step 2 24 to complete the update of the JAVA program.
- FIG. 3A and FIG. 3B are flow charts showing a processing procedure at the time of a withdrawal transaction. Steps 302 to 314 are processing on the mobile phone 120, and steps 316 to 330 are processing on the automatic teller machine 140.
- step 302 the JAVA program is started on the mobile phone 120.
- step 304 an authentication process is performed by the JAVA program to determine whether or not the password input by the user matches the registered password.
- step 310 determines whether or not the entry is the third time, and if it is not the third time, that is, if it is the first or second time, Returns to step 304.
- step 308 the process proceeds to step 308, and from the viewpoint of security, the activation of the JAVA program is locked.
- step 304 When the authentication process using the personal identification number is completed in step 304, the process proceeds to step 310, and an inquiry is made to the user as to whether or not to input transaction data on the JAVA program. On the other hand, if a response indicating that transaction data is not to be input on the JAVA program is received, the process proceeds to step 316.
- a transaction type such as withdrawal, deposit, transfer, and bookkeeping
- step 316 the mobile phone 120 is connected to the automatic cash transaction apparatus 140.
- This connection may be made by either a wired or wireless connection, and a transmission / reception circuit, a connector and the like are provided on both sides.
- transmission data such as a password, MS data, an account number, and transaction data when input in advance is sent from the mobile phone 120 to the automatic teller machine 140.
- step 318 it is determined whether or not transaction data has already been input on the mobile phone 120. If the transaction data has not been input yet, the process proceeds to step 320, while if the transaction data has already been input, the process proceeds to step 324.
- step 320 a message prompting the selection of a transaction type such as withdrawal, deposit, transfer, bookkeeping, etc. is displayed on the screen of the automatic teller machine 140, and the selection process is executed.
- the payout is selected, and the payout amount is input as the data in step 322, and the process proceeds to step 3224.
- step 324 a transaction request is transmitted from the automatic teller machine 140 to the host computer 160, and an authorization response to the transaction request is received.
- step 326 bills are counted and paid out from the automatic teller machine 140
- step 328 the mobile phone 120 is disconnected from the automatic teller machine 140.
- a screen for notifying the transaction result as shown in FIG. 4A or FIG. 4B is displayed on the mobile phone 120.
- Fig. 4A shows an example of a payment transaction
- Fig. 4B shows an example of a transfer transaction. If the entire screen cannot be displayed on the mobile phone screen, scroll the screen to display the entire screen. Is done. Then, the transaction ends in step 330.
- the JAVA program downloaded to the mobile phone has the function of a conventional magnetic card or passbook, and its role. Can be carried out. And one mobile phone can have the functions of magnetic cards and passbooks of multiple banks.
- the time required for the customer to operate on the automated teller machine (device occupancy) Time can be greatly reduced, and efficient equipment operation becomes possible.
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
- Theoretical Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
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- Technology Law (AREA)
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Description
Claims
Priority Applications (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP02707145A EP1489535A4 (en) | 2002-03-25 | 2002-03-25 | AUTOMATIC CASH OPERATION SYSTEM |
PCT/JP2002/002858 WO2003081495A1 (fr) | 2002-03-25 | 2002-03-25 | Système d'opération automatique en espèces |
JP2003579145A JPWO2003081495A1 (ja) | 2002-03-25 | 2002-03-25 | 現金自動取引システム |
US10/895,326 US20040267667A1 (en) | 2002-03-25 | 2004-07-21 | Automated cash transaction system |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
PCT/JP2002/002858 WO2003081495A1 (fr) | 2002-03-25 | 2002-03-25 | Système d'opération automatique en espèces |
Related Child Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US10/895,326 Continuation US20040267667A1 (en) | 2002-03-25 | 2004-07-21 | Automated cash transaction system |
Publications (1)
Publication Number | Publication Date |
---|---|
WO2003081495A1 true WO2003081495A1 (fr) | 2003-10-02 |
Family
ID=28080692
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/JP2002/002858 WO2003081495A1 (fr) | 2002-03-25 | 2002-03-25 | Système d'opération automatique en espèces |
Country Status (4)
Country | Link |
---|---|
US (1) | US20040267667A1 (ja) |
EP (1) | EP1489535A4 (ja) |
JP (1) | JPWO2003081495A1 (ja) |
WO (1) | WO2003081495A1 (ja) |
Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2005338964A (ja) * | 2004-05-24 | 2005-12-08 | Oki Electric Ind Co Ltd | 自動取引システム |
JP2010224807A (ja) * | 2009-03-23 | 2010-10-07 | Toshiba Corp | 取引方法及び携帯可能電子情報機器 |
Families Citing this family (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US9418381B2 (en) | 2000-04-14 | 2016-08-16 | Citigroup Credit Services, Inc. (USA) | Method and system for notifying customers of transaction opportunities |
US8346677B1 (en) | 2000-12-29 | 2013-01-01 | Citicorp Development Center, Inc. | Method and system for conducting commerce over a wireless communication network |
US8725632B2 (en) | 2000-01-13 | 2014-05-13 | Citicorp Development Center, Inc. | Method and system for conducting financial and non-financial transactions using a wireless device |
US8032453B2 (en) | 2000-04-14 | 2011-10-04 | Citicorp Development Center, Inc. | Method and system for notifying customers of transaction opportunities |
FI20050777L (fi) * | 2005-07-21 | 2007-01-22 | Vesa Juvonen | Menetelmä ja järjestelmä palvelujen käyttämiseksi tietoliikenneverkossa |
US8275312B2 (en) * | 2005-12-31 | 2012-09-25 | Blaze Mobile, Inc. | Induction triggered transactions using an external NFC device |
US8949146B2 (en) * | 2005-12-31 | 2015-02-03 | Michelle Fisher | Method for purchasing tickets using a mobile communication device |
US8930272B2 (en) * | 2008-12-19 | 2015-01-06 | Ebay Inc. | Systems and methods for mobile transactions |
US11354637B2 (en) | 2012-03-08 | 2022-06-07 | Citicorp Credit Services, Inc. (Usa) | Methods and systems for performing a financial transaction using a mobile communication device |
TWI553568B (zh) * | 2013-07-31 | 2016-10-11 | 緯創資通股份有限公司 | 用於行動支付系統之行動裝置及驗證方法 |
US9536240B2 (en) * | 2014-07-21 | 2017-01-03 | Paypal, Inc. | Secure cardless cash withdrawal |
US10354246B1 (en) * | 2015-03-18 | 2019-07-16 | Square, Inc. | Cash transaction machine |
US11568418B2 (en) | 2016-09-30 | 2023-01-31 | Block, Inc. | Payment application based fund transfer |
Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
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JPH10162243A (ja) * | 1996-11-27 | 1998-06-19 | Hitachi Ltd | 現金自動取引システム |
JP2001273397A (ja) * | 2000-03-24 | 2001-10-05 | Sanwa Bank Ltd | 現金引き出しシステム |
JP2001297198A (ja) * | 2000-04-14 | 2001-10-26 | Sanwa Bank Ltd | 携帯電話に組み込まれる金融処理システム |
JP2001331561A (ja) * | 2000-05-24 | 2001-11-30 | Nippon Denki Information Technology Kk | 端末機取扱システム |
JP2002041786A (ja) * | 2000-07-24 | 2002-02-08 | Miki Systems Co Ltd | 現金自動支払システムおよび現金自動支払機 |
Family Cites Families (8)
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JPH10143570A (ja) * | 1996-11-15 | 1998-05-29 | Susumu Miyake | 信用供与カードの個人情報の電子的受渡方法、及びそのためのミニicカード、アダプタカード、端末アダプタ、伝票発行機、携帯端末 |
US8225089B2 (en) * | 1996-12-04 | 2012-07-17 | Otomaku Properties Ltd., L.L.C. | Electronic transaction systems utilizing a PEAD and a private key |
US6796490B1 (en) * | 2000-10-04 | 2004-09-28 | Diebold, Incorporated | Automated banking machine system and method |
JPH11338942A (ja) * | 1998-05-22 | 1999-12-10 | Oki Software Kansai:Kk | 自動取引システム、携帯情報端末装置および自動取引装置 |
US6321078B1 (en) * | 1999-06-16 | 2001-11-20 | Ronald J. Menelli | System and method for providing expense reports to wireless service subscribers |
EP1134705A3 (en) * | 2000-02-18 | 2003-08-20 | NRC International Inc. | Self service terminal |
JP2001283133A (ja) * | 2000-03-28 | 2001-10-12 | Design Network Association:Kk | 移動体電話機を用いた決済システム |
US7890433B2 (en) * | 2000-06-30 | 2011-02-15 | Tara Chand Singhal | Private and secure payment system |
-
2002
- 2002-03-25 EP EP02707145A patent/EP1489535A4/en not_active Withdrawn
- 2002-03-25 JP JP2003579145A patent/JPWO2003081495A1/ja active Pending
- 2002-03-25 WO PCT/JP2002/002858 patent/WO2003081495A1/ja active Application Filing
-
2004
- 2004-07-21 US US10/895,326 patent/US20040267667A1/en not_active Abandoned
Patent Citations (5)
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JPH10162243A (ja) * | 1996-11-27 | 1998-06-19 | Hitachi Ltd | 現金自動取引システム |
JP2001273397A (ja) * | 2000-03-24 | 2001-10-05 | Sanwa Bank Ltd | 現金引き出しシステム |
JP2001297198A (ja) * | 2000-04-14 | 2001-10-26 | Sanwa Bank Ltd | 携帯電話に組み込まれる金融処理システム |
JP2001331561A (ja) * | 2000-05-24 | 2001-11-30 | Nippon Denki Information Technology Kk | 端末機取扱システム |
JP2002041786A (ja) * | 2000-07-24 | 2002-02-08 | Miki Systems Co Ltd | 現金自動支払システムおよび現金自動支払機 |
Non-Patent Citations (3)
Title |
---|
CHIBA UCHINO: "Kei-laboratory, torihiki gata i apuri nihon hatsu no Japanet ginko "furikomi i apuri", Java software o kaihatsu.teikyo", K. LABORATORY CO., LTD., 2 April 2002 (2002-04-02), XP002968843, Retrieved from the Internet <URL:http://www.klab.org/j/topics/news/press/010402.html> [retrieved on 20020409] * |
HARUMI ISOWA: "i Apuri hatsu no "furikomi i apuri" kaihatsu kei.laboratory", MAINICHI DIGITAL TODAY, 5 April 2001 (2001-04-05), XP002968844, Retrieved from the Internet <URL:http://www.mainichi.co.jp/digital/mobile/archive/2001/04/05/4.html> [retrieved on 20020409] * |
See also references of EP1489535A4 * |
Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2005338964A (ja) * | 2004-05-24 | 2005-12-08 | Oki Electric Ind Co Ltd | 自動取引システム |
JP2010224807A (ja) * | 2009-03-23 | 2010-10-07 | Toshiba Corp | 取引方法及び携帯可能電子情報機器 |
Also Published As
Publication number | Publication date |
---|---|
EP1489535A4 (en) | 2005-09-14 |
EP1489535A1 (en) | 2004-12-22 |
JPWO2003081495A1 (ja) | 2005-07-28 |
US20040267667A1 (en) | 2004-12-30 |
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