WO2003023549A2 - Methode de paiement de factures - Google Patents

Methode de paiement de factures Download PDF

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Publication number
WO2003023549A2
WO2003023549A2 PCT/US2002/018326 US0218326W WO03023549A2 WO 2003023549 A2 WO2003023549 A2 WO 2003023549A2 US 0218326 W US0218326 W US 0218326W WO 03023549 A2 WO03023549 A2 WO 03023549A2
Authority
WO
WIPO (PCT)
Prior art keywords
payer
website
transaction
transaction code
payee
Prior art date
Application number
PCT/US2002/018326
Other languages
English (en)
Other versions
WO2003023549A3 (fr
Inventor
Per Olov Karemar
Original Assignee
Pomark Inc.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Pomark Inc. filed Critical Pomark Inc.
Priority to AU2002315020A priority Critical patent/AU2002315020A1/en
Publication of WO2003023549A2 publication Critical patent/WO2003023549A2/fr
Publication of WO2003023549A3 publication Critical patent/WO2003023549A3/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/305—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wired telephone networks

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

L'invention concerne une méthode de paiement de factures impayées (22). Cette méthode consiste à passer un accord (14) entre un payeur (12) et un bénéficiaire (16) pour que le payeur (12) soit tenu de vérifier ses extraits de compte et de payer ses factures impayées (22) au bénéficiaire (16). Les factures impayées (22) sont affichées sur un site Web (17, 60) du bénéficiaire (16). Pour régler une facture impayée (22), le payeur (12) doit sélectionner un code de transaction (64) d'une transaction (25) puis entrer dans un site bancaire (36) d'une de ses banques. Ensuite, le payeur (12) règle la transaction (25) en introduisant le code de transaction (64), par collage, dans le site Web (36) de la banque.
PCT/US2002/018326 2001-09-05 2002-06-10 Methode de paiement de factures WO2003023549A2 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2002315020A AU2002315020A1 (en) 2001-09-05 2002-06-10 Method of transacting account statements

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US31733701P 2001-09-05 2001-09-05
US60/317,337 2001-09-05

Publications (2)

Publication Number Publication Date
WO2003023549A2 true WO2003023549A2 (fr) 2003-03-20
WO2003023549A3 WO2003023549A3 (fr) 2004-01-08

Family

ID=23233214

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2002/018326 WO2003023549A2 (fr) 2001-09-05 2002-06-10 Methode de paiement de factures

Country Status (2)

Country Link
AU (1) AU2002315020A1 (fr)
WO (1) WO2003023549A2 (fr)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2013084065A1 (fr) * 2011-12-07 2013-06-13 Globant, Llc Procédé et système d'interaction avec un site web

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5699528A (en) * 1995-10-31 1997-12-16 Mastercard International, Inc. System and method for bill delivery and payment over a communications network
US6493685B1 (en) * 1999-02-10 2002-12-10 The Chase Manhattan Bank Electronic account presentation and response system and method

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5699528A (en) * 1995-10-31 1997-12-16 Mastercard International, Inc. System and method for bill delivery and payment over a communications network
US6493685B1 (en) * 1999-02-10 2002-12-10 The Chase Manhattan Bank Electronic account presentation and response system and method

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2013084065A1 (fr) * 2011-12-07 2013-06-13 Globant, Llc Procédé et système d'interaction avec un site web

Also Published As

Publication number Publication date
AU2002315020A1 (en) 2003-03-24
WO2003023549A3 (fr) 2004-01-08

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