WO1997019519A2 - Systeme de telecommunications - Google Patents

Systeme de telecommunications Download PDF

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Publication number
WO1997019519A2
WO1997019519A2 PCT/GB1996/000008 GB9600008W WO9719519A2 WO 1997019519 A2 WO1997019519 A2 WO 1997019519A2 GB 9600008 W GB9600008 W GB 9600008W WO 9719519 A2 WO9719519 A2 WO 9719519A2
Authority
WO
WIPO (PCT)
Prior art keywords
data
data input
station
loudspeaker
internet
Prior art date
Application number
PCT/GB1996/000008
Other languages
English (en)
Other versions
WO1997019519A3 (fr
Inventor
Kevin Cash
Gareth Richards
Gary Trowsdale
Original Assignee
Firecrest Group Plc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Firecrest Group Plc filed Critical Firecrest Group Plc
Priority to JP9519463A priority Critical patent/JP2000500939A/ja
Priority to EP96900034A priority patent/EP0875047A2/fr
Priority to AU43125/96A priority patent/AU4312596A/en
Publication of WO1997019519A2 publication Critical patent/WO1997019519A2/fr
Publication of WO1997019519A3 publication Critical patent/WO1997019519A3/fr

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403Solvency checks
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806Details of the card
    • G07F7/0833Card having specific functional components
    • G07F7/084Additional components relating to data transfer and storing, e.g. error detection, self-diagnosis
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/40Network security protocols
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M1/00Substation equipment, e.g. for use by subscribers
    • H04M1/253Telephone sets using digital voice transmission
    • H04M1/2535Telephone sets using digital voice transmission adapted for voice communication over an Internet Protocol [IP] network
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M3/00Automatic or semi-automatic exchanges
    • H04M3/42Systems providing special services or facilities to subscribers
    • H04M3/50Centralised arrangements for answering calls; Centralised arrangements for recording messages for absent or busy subscribers ; Centralised arrangements for recording messages
    • H04M3/51Centralised call answering arrangements requiring operator intervention, e.g. call or contact centers for telemarketing
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M7/00Arrangements for interconnection between switching centres
    • H04M7/006Networks other than PSTN/ISDN providing telephone service, e.g. Voice over Internet Protocol (VoIP), including next generation networks with a packet-switched transport layer
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/04Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0428Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2207/00Type of exchange or network, i.e. telephonic medium, in which the telephonic communication takes place
    • H04M2207/18Type of exchange or network, i.e. telephonic medium, in which the telephonic communication takes place wireless networks
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M3/00Automatic or semi-automatic exchanges
    • H04M3/38Graded-service arrangements, i.e. some subscribers prevented from establishing certain connections
    • H04M3/382Graded-service arrangements, i.e. some subscribers prevented from establishing certain connections using authorisation codes or passwords
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M7/00Arrangements for interconnection between switching centres
    • H04M7/12Arrangements for interconnection between switching centres for working between exchanges having different types of switching equipment, e.g. power-driven and step by step or decimal and non-decimal
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04QSELECTING
    • H04Q2213/00Indexing scheme relating to selecting arrangements in general and for multiplex systems
    • H04Q2213/13056Routines, finite state machines
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04QSELECTING
    • H04Q2213/00Indexing scheme relating to selecting arrangements in general and for multiplex systems
    • H04Q2213/13093Personal computer, PC
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04QSELECTING
    • H04Q2213/00Indexing scheme relating to selecting arrangements in general and for multiplex systems
    • H04Q2213/13095PIN / Access code, authentication
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04QSELECTING
    • H04Q2213/00Indexing scheme relating to selecting arrangements in general and for multiplex systems
    • H04Q2213/13096Digital apparatus individually associated with a subscriber line, digital line circuits
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04QSELECTING
    • H04Q2213/00Indexing scheme relating to selecting arrangements in general and for multiplex systems
    • H04Q2213/13339Ciphering, encryption, security
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04QSELECTING
    • H04Q2213/00Indexing scheme relating to selecting arrangements in general and for multiplex systems
    • H04Q2213/13376Information service, downloading of information, 0800/0900 services
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04QSELECTING
    • H04Q2213/00Indexing scheme relating to selecting arrangements in general and for multiplex systems
    • H04Q2213/13389LAN, internet

Definitions

  • the present invention relates to a telecommunications terminal and a method of communication.
  • a telecommunications terminal comprising a microphone, a loudspeaker, data input means for accepting data from a portable data carrier, encryption means for encrypting data input via the data input means, transceiving means configured for communication via the Internet and processing means arranged for applying digital audio signals, derived from the microphone output, and encrypted data signals from the encryption means, to the transceiving means for transmission and applying analogue audio signals to the loudspeaker in dependence on signals received by the transceiving means.
  • the data input means may comprise means for reading a magnetic stripe on a card or means for receiving data from a smart card.
  • a personal computer serves as the transceiving means and the processing means.
  • the microphone, the loudspeaker, the data input means and the encryption means are provided in an assembly coupled to the personal j computer. More preferably, the assembly comprises a handset.
  • kit comprising an assembly io including a microphone, a loudspeaker, a data input means for accepting data from a portable data carrier, encryption means for encrypting data input via the data input means, means for coupling the microphone, the loudspeaker and encryption means to a personal computer and programming means for prograrnming a personal computer for applying digital audio signals, derived a from the microphone output, and encrypted data signals from the encryption means, to a transceiving means for transmission via the Internet and applying analogue audio signals to the loudspeaker in dependence on signals received from the Internet by the transceiving means.
  • the kit may include a modem or a network board for interfacing a personal computer to a network.
  • the kit may conveniently include an audio signal processing board such as those sold under the name SoundBlaster by Creative Labs., Inc..
  • the present invention also encompasses a method of communicating comprising the steps of: transmitting datagrams containing speech data between a first station and a second station via the Internet; O reading data from a card-type data carrier at the first station; encrypting said data; assembling the encrypted data into one or more datagrams and transmitting the encrypted data datagram or datagrams to the second station over the Internet; receiving the speech data datagrams at the second station and converting the data contained therein into an acoustical signal; receiving the encrypted data datagram or datagrams at the second station; and decrypting the encrypted data at the second station.
  • the decrypted data may be subjected to a verification process in order to establish the identity, authority or credit worthiness of a person at the first station to whom the card belongs.
  • Figure 1 shows a first embodiment of a terminal according to the present invention
  • Figure 2 is a block schematic of the handset of Figure 1;
  • Figure 3 is a flow diagram illustrating the operation of the terminal of Figure
  • Figure 4 is a more detail flow diagram of a portion of the flow diagram of Figure 3;
  • Figure 5 is a flow chart of a detail of the operation of a central station according to the present invention;
  • Figure 6 shows a second embodiment of a terminal according to the present invent Description of Embodiments of the Invention
  • a terminal comprises a personal computer 1 such as an IBM-compatible PC or a PowerMac, and a handset 3.
  • the personal computer 1 has an audio signal processing capability. In the present embodiment this is provided by a dedicated audio signal processing board.
  • the personal computer 1 is also provided with a data communications facility. This facility may be provided by a board for interfacing it to a TCP/IP network and protocol managing software such as WinSock. However, if a direct Internet connection is not available, it can be provided by a modem for providing a link to a gateway to the Internet through the public telephone network and SLIP (serial line Internet protocol) or PPP (point-to-point protocol) communications software.
  • SLIP serial line Internet protocol
  • PPP point-to-point protocol
  • the handset 3 is similar to a conventional telephone handset and includes a microphone 5 and a loudspeaker 7. However, the handset 3 additionally comprises a swipe card reader 9.
  • data read from a card 11, such as a credit card, by the card reader 9 is transmitted to an encryption circuit 12.
  • the card data output by the card reader 9 is preceded by a start-of-message code which the encryption circuit 11 can recognise.
  • the encryption circuit 11 recognises a start-of-message code, it is put into an active state wherein it performs an encryption process on data from the card reader 9 until an end- of-message code is received.
  • the encryption may be in accordance with the data encryption standard (DES), the Rivist-Shamir-Adleman (RSA) or other algorithms.
  • Audio signals from the microphone 5 and encrypted data signals from the encryption circuit 11 are communicated to the personal computer 1 via a multi-conductor lead 13.
  • the lead 13 also conveys audio signals from the personal computer 1 to the loudspeaker 7. - 5 -
  • the audio board of the personal computer 1 provides analogue-to-digital conversion for signals from the microphone 5 and digital-to-analogue conversion for signals being sent to the loudspeaker 7.
  • the personal computer 1 is programmed to assemble datagrams suitable for Internet communication from the microphone and card reader signals and to generate audio signals for driving the loudspeaker 7 from received datagrams.
  • This program comprises a first loop including a step si to determine whether the user is being called by another party, a step s2 to determine whether the user is seeking to communicate with another party and a step s3 for determining whether the user wishes to exit the program.
  • the personal computer 1 determines, at step s4, whether the calling party is on a list of parties from whom communication is not desired, using the information contained in a calling datagram. If the calling party is not on that list, an acknowledgement datagram is sent at step s5 and the program flow enters a second loop, step s6, for handling communication once it has been established.
  • step s2 is performed. If it is determined at step s2 that the user is attempting to make a call, step s7 is performed. At step s7, a call datagram is assembled with the address of the party to be called in its header and sent onto the Internet. Thereafter, the personal computer 1 waits, step s8, for up to 30s for a reply datagram from the called party. If not reply datagram is received, the program flow returns to the first message loop. On the other hand, if a reply datagram is received, - 6 - the program flow enters the second loop.
  • step s3 it is determined whether the user is exiting the program.
  • the second loop comprises a step sll to determine whether there is encrypted data to be sent, a step sl2 to determine whether there is speech data to be sent, a step sl3 to determine whether a speech datagram has been received, a step sl4 to determine whether an end of communication datagram is to be sent and a step sl5 to determine whether an end of communication datagram has been received.
  • step sll If it is determined, at step sll, that encrypted data is ready for transmission, an encrypted data datagram is assembled at step sl6 and then transmitted at step s!7. After step sl7, the program flow moves on to step s!2.
  • step sl2 if it is determined that speech data is ready for transmission, speech data, derived from the microphone output signal, is read from a buffer and assembled into a datagram at step sl8 and then transmitted at step sl9. After step sl9, program flow moves on to step s!3.
  • a data input buffer is checked for an incoming speech datagram. If a speech datagram has been received, the speech data is extracted at step s20. Speech datagrams may not arrive in the order in which they were transmitted. Therefore, the speech data cannot simply be converted into an analogue signal and applied to the loudspeaker 7. Instead, a buffer capable of storing Is of speech is used for re-ordering the speech data as necessary.
  • the received speech data is stored in the appropriate location in this buffer at step s21.
  • the correctly ordered speech data is cyclically read from the buffer, converted into an analogue signal, with any necessary timing corrections, and applied to the loudspeaker 7. After step s21, the program flow moves on to step sl4.
  • step sl4 If it is determined, at step sl4, that the user wishes to terminate the communication, an end of communication datagram is sent at step s 22 and the program flow returns to the first loop.
  • step sl4 If it is determined, at step sl4, that the user does not wish to terminate the communication, it is determined at step sl5 whether an end of communication datagram has been received. If an end of communication datagram has been received, the program flow returns to the first loop.
  • a central station for communication with the terminal described above may be similar in construction. However, the card reader would not be required. The operation of a central station would include the first loop, illustrated in Figure 3. However, the second loop would be different.
  • steps sll, sl6 and sl7 of Figure 4 are not required by the central station and have been replaced by steps s23, s24 and s25. All other steps are as described with reference to Figure 4.
  • the station determines whether an encrypted data datagram has been received. If such a datagram has been received, the encrypted data is extracted at step s24 and then decrypted and verified at step s25. An operator is provided with a display of the result of the verification.
  • the central station is operated on behalf of a commercial organization selling goods or services.
  • a user of a terminal according to the present invention wishes to buy goods or services from the commercial organization, he switches on his terminal and starts the communications program, illustrated in Figures 3 and 4.
  • the user enters the commercial organization's address either by keying it in or by selecting it from a list stored in the personal computer.
  • the user may be given the option of using a numerical Internet address or an alphanumeric e-mail address.
  • the personal computer 1 transmits a call datagram and waits for an acknowledgement. If an acknowledgement is received, the user is notified that he is in telephonic communication with a central station operated by the commercial organization. The user may then speak with operator of the central station in the manner of a telephone call.
  • the user would then agree the details of his purchase with the central station operator.
  • the central station operator would then ask the user to swipe his credit card through the card reader 9 on the handset 3.
  • the personal computer 1 would then transmit a datagram containing the data from the credit card in encrypted form.
  • the encrypted data is received by the central station, it is decrypted and verified, and the operator given an indication of the result of the verification process. If the card data is valid and not on a list of stolen cards and the user is creditworthy, the central station operator will confirm the sale to the user and both parties would terminate the communication.
  • another terminal comprises a custom unit 10.
  • the unit 10 comprises a base portion 12 and a handset 14.
  • the base portion 12 is provided with a cradle to receive the handset when it is not in use.
  • the handset 14 is provided with a smart card reader 16.
  • the base portion 12 includes data processing circuitry providing the same functions as are possessed by the embodiment described above, including transceiving means for communicating according to the TCP/IP protocol and an encryption circuit. Since the encryption circuit is located in the base portion 12, it may be used additionally for encrypting speech signals or for encrypting a user-input PIN (personal identification number), should a PIN need to be transmitted in addition to the card data.
  • the smart card reader and encryption means may be omitted from this embodiment to provide a telephone-like apparatus suitable for organizations having a TCP/IP network.
  • a modified terminal according to the present invention has a smart card mounted in the handset in the manner of some GSM telephones. Data from the smart card would be encrypted and sent together with data from the card reader.
  • Such a terminal could be used by shops for obtaining authorisation for transactions from credit card companies. A customer in the shop would be asked to insert his credit card into the reader and its data would be encrypted and transmitted with the data from the smart card mounted in the handset. The data from the smart card mounted in the handset would identify the retailer to the credit card company.
  • Internet means the collection of networks, including ARPANET and NSFnet, amongst others, commonly referred to as “the Internet” and also any other wide area network or collection of networks which provide the same kinds of functionality as the collection of networks commonly referred to as “the Internet”.

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Signal Processing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Marketing (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Telephonic Communication Services (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

Le réseau Internet est prévu tant pour la transmission de données que pour la communication vocale. Un terminal s'articule autour d'un ordinateur personnel (1). Ce terminal comprend, également, un combiné téléphonique (3) dans lequel sont logés un microphone (5), un haut-parleur (7), un lecteur de carte (9) et un circuit de codage des données pour coder les données lues à partir d'une carte par le lecteur de carte (9). L'ordinateur personnel (1) est programmé pour permettre la communication vocale à partir d'un poste à distance à l'aide du combiné (3) et pour transmettre les données codées, lues à partir d'une carte, au poste à distance. Dans un autre mode de réalisation, le rôle de l'ordinateur personnel (1) est assuré par un centre émetteur-récepteur personnalisé.
PCT/GB1996/000008 1995-11-23 1996-01-04 Systeme de telecommunications WO1997019519A2 (fr)

Priority Applications (3)

Application Number Priority Date Filing Date Title
JP9519463A JP2000500939A (ja) 1995-11-23 1996-01-04 通信システム
EP96900034A EP0875047A2 (fr) 1995-11-23 1996-01-04 Systeme de telecommunications
AU43125/96A AU4312596A (en) 1995-11-23 1996-01-04 Telecommunications system

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GB9523987.7 1995-11-23
GB9523987A GB2309615B (en) 1995-11-23 1995-11-23 Telecommuncations system

Publications (2)

Publication Number Publication Date
WO1997019519A2 true WO1997019519A2 (fr) 1997-05-29
WO1997019519A3 WO1997019519A3 (fr) 1997-06-26

Family

ID=10784354

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/GB1996/000008 WO1997019519A2 (fr) 1995-11-23 1996-01-04 Systeme de telecommunications

Country Status (5)

Country Link
EP (1) EP0875047A2 (fr)
JP (1) JP2000500939A (fr)
AU (1) AU4312596A (fr)
GB (1) GB2309615B (fr)
WO (1) WO1997019519A2 (fr)

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DE19813179A1 (de) * 1998-03-25 1999-09-30 Siemens Ag Internet-Telefon
GB2353889A (en) * 1999-09-02 2001-03-07 John Wolfgang Halpern Electronic funds transfer system
EP1504415A2 (fr) * 2002-02-21 2005-02-09 Bloomberg LP Terminaux informatiques actives de maniere biometrique pour des fonctions de reseaux et des communications vocales
US20120243677A1 (en) * 2011-03-25 2012-09-27 Flytech Technology Co., Ltd. Handset unit and telephone device

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GB2338863B (en) * 1998-06-27 2004-01-21 Michael Victor Rodrigues Dedicated automatic internet telephone
CA2249142A1 (fr) * 1998-10-01 2000-04-01 Chih-Tien Tang Systeme de traitement non informatique utilisant l'internet pour emettre et recevoir des donnees vocales, graphiques et textuelles pour fins de communications vocales et de transmission de telecopie instantanees
GB2354667B (en) * 1999-09-18 2003-07-23 Ibm A system and method for adding internet functionality to a telephone call

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GB2239765A (en) * 1989-12-16 1991-07-10 Keyboard Products Limited Data handling apparatus and method
WO1993023809A1 (fr) * 1992-05-15 1993-11-25 Connective Strategies, Inc. Systeme de communication a grande vitessse base sur un reseau numerique a integration de services
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Cited By (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE19813179A1 (de) * 1998-03-25 1999-09-30 Siemens Ag Internet-Telefon
GB2353889A (en) * 1999-09-02 2001-03-07 John Wolfgang Halpern Electronic funds transfer system
GB2353889B (en) * 1999-09-02 2003-12-31 John Wolfgang Halpern Telephone-supported travel pass for the transfer of funds and of authentic entitlement passes or tickets
EP1504415A2 (fr) * 2002-02-21 2005-02-09 Bloomberg LP Terminaux informatiques actives de maniere biometrique pour des fonctions de reseaux et des communications vocales
EP1504415A4 (fr) * 2002-02-21 2009-03-18 Bloomberg Finance Lp Terminaux informatiques actives de maniere biometrique pour des fonctions de reseaux et des communications vocales
US9378347B2 (en) 2002-02-21 2016-06-28 Bloomberg Finance L.P. Computer terminals biometrically enabled for network functions and voice communication
US9912793B2 (en) 2002-02-21 2018-03-06 Bloomberg Finance L.P. Computer terminals biometrically enabled for network functions and voice communication
US10313501B2 (en) 2002-02-21 2019-06-04 Bloomberg Finance L.P. Computer terminals biometrically enabled for network functions and voice communication
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GB9523987D0 (en) 1996-01-24
GB2309615B (en) 1998-01-07
GB2309615A (en) 1997-07-30
JP2000500939A (ja) 2000-01-25
EP0875047A2 (fr) 1998-11-04
WO1997019519A3 (fr) 1997-06-26
AU4312596A (en) 1997-06-11

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