US20040016034A1 - Self-service terminal - Google Patents

Self-service terminal Download PDF

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Publication number
US20040016034A1
US20040016034A1 US10/101,582 US10158202A US2004016034A1 US 20040016034 A1 US20040016034 A1 US 20040016034A1 US 10158202 A US10158202 A US 10158202A US 2004016034 A1 US2004016034 A1 US 2004016034A1
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US
United States
Prior art keywords
container
marker
currency
media items
opening
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
US10/101,582
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English (en)
Inventor
Andrew Calder
Katherine Kuchenbecker
Lex Bayer
Edward Froehlich
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
NCR Voyix Corp
Original Assignee
NCR Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by NCR Corp filed Critical NCR Corp
Assigned to NCR CORPORATION reassignment NCR CORPORATION ASSIGNMENT OF ASSIGNORS INTEREST (SEE DOCUMENT FOR DETAILS). Assignors: KUCHENBECKER, KATHERINE, BAYER, LEX, FROEHLICH, EDWARD, CALDER, ANDREW
Publication of US20040016034A1 publication Critical patent/US20040016034A1/en
Abandoned legal-status Critical Current

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    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
    • G07D11/009—Depositing devices
    • G07D11/0096—Accepting paper currency or other valuables in containers, e.g. in code-marked envelopes
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
    • G07D11/20—Controlling or monitoring the operation of devices; Data handling
    • G07D11/24—Managing the stock of valuable papers
    • G07D11/245—Replenishment

Definitions

  • the invention relates to a self-service terminal (SST) for use with disposable containers.
  • the invention relates to an automated teller machine (ATM) replenishable with valuable media in sheet form received in disposable containers.
  • ATM automated teller machine
  • ATMs are well known as a reliable and convenient source of cash and other financial transactions.
  • a self-service terminal for receiving disposable containers of valuable media items, the terminal comprising: a breaching mechanism for providing an opening in the containers; and an emptying mechanism for removing valuable media from the opening in the containers; characterized in that the terminal further comprises a secure area in which containers are received and opened; and an item storage area in which individual media items are stacked for removal.
  • a conventional pick mechanism may be used to pick media items from the item storage area.
  • the container comprises a housing coupled to a marker by one or more frangible portions, whereby the breaching mechanism provides an opening in the container by breaking the one or more frangible portions and removing the marker.
  • the marker has properties similar to the media items stored within the container to facilitate picking of the marker. This has the advantage that the marker can be transferred to the item storage area together with the media items from within the container.
  • the marker has a property that differs from a corresponding property of the media items (for example, the thickness of the marker is different to the thickness of a media item) so that a pick mechanism can differentiate between a media item and the marker, thereby allowing a picked marker to be diverted to a purge bin.
  • the SST further comprises a testing mechanism for verifying the integrity of a tamper evident seal.
  • the contents of the container are only transferred to the item storage area if the tamper evident seal is intact. Any container failing the verification may be retained or returned to the person who loaded the container into the SST.
  • the container has a machine-readable security identifier.
  • the machine-readable security identifier is a bar-code including information such as the number of notes stored in the container and the denomination of notes stored in the container.
  • the machine-readable identifier may be an electronic tag or such like. The advantage of having an electronic tag is that more information can be stored, for example, about the media type and quantity stored in the container, an identification of the SST that the media is intended for, the date on which replenishment is due to occur, and such like information.
  • a disposable container can be loaded into the secure area where the container's integrity is checked, prior to the media items within the container being transferred to the item storage area.
  • the dispensing container does not have any urging means for urging media to one surface of the container: the urging means is incorporated in a secure area of the SST into which the container is loaded.
  • the disposable containers greatly increase the range of the number and type of banknotes that can be dispensed.
  • the amount of cash in an ATM can be finely adjusted through the use of disposable containers that hold a small amount of cash.
  • Disposable containers are less expensive to manufacture than re-usable containers.
  • An ATM may be replenishable without putting the ATM out of service.
  • An ATM using such containers generally only requires movement of cash to the ATM, not from the ATM to a currency center; this obviates the requirements for high security transportation from the ATM to the currency center.
  • a dispenser for receiving disposable containers of valuable media items comprising: a breaching mechanism for providing an opening in the containers; and an emptying mechanism for removing valuable media from the opening in the containers; characterized in that the dispenser further comprises a secure area in which containers are received and opened; and an item storage area in which individual media items are stacked for removal.
  • FIG. 1 is a schematic diagram of an SST including a dispenser for use with disposable containers, according to one embodiment of the invention
  • FIG. 2 a is an exploded diagram illustrating the components comprising a container
  • FIG. 2 b is a diagram of the assembled container of FIG. 2 a;
  • FIGS. 3 a to 3 f are schematic diagrams of the dispenser of FIG. 1 at various stages of a loading operation
  • FIG. 4 is a schematic section view of a part (a secure area) of the terminal of FIG. 1;
  • FIG. 5 is a schematic diagram of the secure area of FIG. 4, illustrating a disposable container being opened.
  • FIG. 6 is a schematic diagram of part of the terminal of FIG. 1, showing the stage of FIG. 3 e in more detail.
  • FIG. 1 shows a self-service terminal 10 in the form of an ATM according to one embodiment of the present invention.
  • the ATM 10 includes a user interface 14 for outputting information to a user and for allowing a user to input information.
  • the user interface 14 is a molded fascia 16 pivotably mounted to a chassis 18 and incorporating: a display module 30 , an encrypting keypad module 32 , and a plurality of slots aligned with modules located behind the fascia 16 .
  • the slots include a card entry/exit slot (not shown) that aligns with a magnetic card reader/writer (MCRW) module 36 , a printer slot (not shown) that aligns with a printer module 38 , and a cash dispense slot (not shown) that aligns with a cash dispense module 40 .
  • MCRW magnetic card reader/writer
  • the ATM 10 also includes an internal journal printer module 42 for creating a record of all transactions executed by the ATM 10 , an ATM controller module 44 for controlling the operation of the various modules within the ATM, and a network connection module 46 for communicating with a remote transaction host (not shown) for authorizing transactions. All of the modules ( 30 to 46 ) within the ATM 10 are interconnected by an internal bus 48 for securely conveying data.
  • the cash dispenser 40 further comprises a secure area 50 for receiving a disposable container; an item storage area 52 (in the form of a hopper) for storing individual media items removed from a disposable container; a conventional media pick unit 54 for picking media items from the hopper 52 ; an item transport unit 56 for transporting picked media items; and a media present unit 58 for presenting picked media items to a user of the ATM via the cash dispense slot (not shown).
  • a secure area 50 for receiving a disposable container
  • an item storage area 52 in the form of a hopper
  • a conventional media pick unit 54 for picking media items from the hopper 52
  • an item transport unit 56 for transporting picked media items
  • a media present unit 58 for presenting picked media items to a user of the ATM via the cash dispense slot (not shown).
  • the ATM 10 includes a rear access hatch 60 for accessing the cash dispenser 40 , as will be described in more detail below.
  • FIGS. 2 a and 2 b show a portable container 100 made of a strong flexible material having, for example, a paper or plastics base, and comprising a housing 102 and a cover 104 .
  • the cover 104 defines two apertures 106 and is secured to the housing 102 after media items 108 (in the form of banknotes) have been loaded therein.
  • the housing 102 includes a marker (not shown) delineated by a frangible portion (not shown) in the form of a perforated strip.
  • the marker has a similar length, width, and porosity to the banknotes 108 stored within the container 100 , but is fifty percent thicker than each banknote 108 .
  • the container 100 also includes a tamper evident seal 114 that indicates if any part of the container has been tampered with.
  • a bar-code label 116 is applied to an upper surface of the container 100 so that the ATM 10 can automatically read the bar-code 116 on loading the container 100 therein.
  • the bar-code 116 contains information such as the type of notes in the container 100 and the number of notes in the container 100 .
  • FIGS. 3 a to 3 f are schematic section views of the dispenser 40 , illustrating stages in replenishing the dispenser 40 by loading and emptying a container 100 therein.
  • Access to the secure area 50 is provided by a lockable door 120 .
  • the door 120 When open, the door 120 allows a container 100 to be loaded and unloaded; when closed and locked, the door 120 prevents access to the secure area 50 .
  • the dispenser 40 has only a small number of banknotes 128 remaining in the hopper 52 , as shown in FIG. 3 a , then a replenishment operation is required.
  • the hopper banknotes 128 are arranged as a stack, and rest on a platform 130 .
  • Platform 130 has an aperture (not shown) for exposing a portion of the lowest banknote in the stack for removal by the pick unit 54 .
  • an authorized replenisher invokes replenishment mode on the ATM 10 .
  • the dispenser 40 causes the banknote platform 130 to be raised to the top of the hopper 52 .
  • the replenisher unlocks and opens door 60 on the ATM 10 , and also door 120 on the secure area 50 , as shown in FIG. 3 b.
  • the replenisher then inserts a container 100 into the secure area 50 via the door 120 , as shown in FIG. 3 c , before closing and locking the door 120 , as shown in FIG. 3 d .
  • the container 100 is now held in the secure area 50 , where the container 100 is opened, and the banknotes 108 contained therein are transferred to the hopper 52 , as shown in FIG. 3 e .
  • the replenisher Once the banknotes 108 have been removed from the container 100 and transferred into the hopper 52 , the replenisher:
  • FIG. 4 shows the secure area 50 of FIG. 3 d in more detail
  • the container 100 is entirely enclosed within the secure area 50 .
  • the container 100 rests on a retractable base plate 122 , and is aligned with a breaching mechanism 124 (in the form of a pusher plate having two tines 126 ). Each of the tines 126 is in registration with one of the container's apertures 106 .
  • the secure area 50 also includes a bar-code reader (not shown) that reads the bar-code 116 and conveys the read data to the ATM controller 44 (FIG. 1); and a tamper seal detector (not shown) that detects the integrity of the seal 114 and conveys the detected data to the ATM controller 44 (FIG. 1).
  • the ATM controller 44 determines whether the tamper evident seal 114 is intact. If the seal 114 is not intact then the container is not opened, and the replenisher is requested to remove the container 100 from the secure area 50 . If the seal 114 is intact then the bar-code 116 on the container 100 is read to ensure that the container 100 stores banknotes of the correct denomination. If the denomination of banknotes is incorrect (for example, ten pound notes instead of twenty pound notes) then the container 100 is not opened, and the replenisher is requested to remove the container 100 from the secure area 50 . If the denomination of banknotes is correct, then the container 100 is opened and emptied, as will now be described with reference to FIG. 5.
  • the pusher plate 124 is lowered so that the tines 126 protrude through the apertures 106 (as shown in FIG. 5) and force the banknotes 108 within the container 100 against the marker 140 , causing the perforated strip 142 to rupture and the marker 140 to detach from the container 100 .
  • the dispenser 40 opens the retractable base plate 122 to allow the detached marker 140 and the banknotes 108 within the container 100 to fall, under the influence of gravity, onto the top of the banknotes 128 within the hopper 52 . This is illustrated in FIG. 6.
  • an interlock (not shown) is set to prevent the secure area door 120 from being unlocked.
  • the retractable base plate 122 is closed to isolate the hopper 52 from the secure area 50 , and the interlock (not shown) is reset to allow the door 120 to be unlocked.
  • the replenisher then unlocks and opens the doors 60 and 120 and removes the empty container 100 from the secure area 50 .
  • the replenisher may then load another container 100 into the secure area 50 or return the ATM 10 to normal operating mode.
  • FIG. 3 f illustrates the dispenser 40 having been loaded with the contents of five containers 100 .
  • the pick unit 54 picks individual notes from the hopper 52 in the same way as in a conventional dispenser.
  • a marker 140 is presented to the pick unit 54 , then the marker 140 is picked in the same way as a banknote; however, as the marker has a thickness larger than that of a banknote, a conventional note thickness sensor (not shown) detects that the item picked is not of the correct thickness and diverts the marker to a reject bin (not shown).
  • a conventional note thickness sensor not shown
  • the containers may store share certificates, stamps, tickets, and such like.
  • the SST may be a non-cash kiosk.

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Sheets, Magazines, And Separation Thereof (AREA)
  • Containers And Packaging Bodies Having A Special Means To Remove Contents (AREA)
US10/101,582 2001-05-16 2002-03-20 Self-service terminal Abandoned US20040016034A1 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GB0111991.6 2001-05-16
GBGB0111991.6A GB0111991D0 (en) 2001-05-16 2001-05-16 Self-service terminal

Publications (1)

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US20040016034A1 true US20040016034A1 (en) 2004-01-22

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US10/101,582 Abandoned US20040016034A1 (en) 2001-05-16 2002-03-20 Self-service terminal

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US (1) US20040016034A1 (fr)
EP (1) EP1258842A3 (fr)
GB (1) GB0111991D0 (fr)

Cited By (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070228152A1 (en) * 2002-12-31 2007-10-04 Diebold Self-Service Systems Division Of Diebold, Incorporated Automated banking machine currency cassette with RFID tag
US7780072B1 (en) * 2005-06-03 2010-08-24 Diebold Self-Service Systems Division Of Diebold, Incorporated Enclosure for automated banking machine
US7954699B1 (en) * 2008-07-31 2011-06-07 Bank Of America Corporation Facilitating multi-transaction currency handling processes
US8052047B1 (en) 2002-12-26 2011-11-08 Diebold Self-Service Systems Division Of Diebold, Incorporated Automated banking machine that operates responsive to data bearing records
US8317188B1 (en) * 2004-06-22 2012-11-27 Ncr Corporation Modular print system
US20130161385A1 (en) * 2002-11-25 2013-06-27 Diebold Self-Service Systems Division Of Diebold, Incorporated Banking Apparatus Controlled Responsive to Data Bearing Records
US8833646B1 (en) * 2005-12-20 2014-09-16 Diebold Self-Service Systems Division Of Diebold, Incorporated Banking system controlled responsive to data bearing records
CN104871219A (zh) * 2012-12-20 2015-08-26 德国捷德有限公司 用于处理有价文件的方法和用于执行所述方法的装置
US20170344487A1 (en) * 2016-05-25 2017-11-30 Samsung Electronics Co., Ltd. Multi-bit data representation framework to enable dual program operation on solid-state flash devices
CN107818630A (zh) * 2017-12-08 2018-03-20 上海古鳌电子科技股份有限公司 清分扎把一体机
US20180292661A1 (en) * 2017-04-06 2018-10-11 Honeywell International Inc. Avionic display systems and methods for generating avionic displays including aerial firefighting symbology

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE10236258A1 (de) * 2002-08-07 2004-02-19 Giesecke & Devrient Gmbh Befüllen von Geldkassetten für Geldautomaten
EP1843303B1 (fr) * 2002-12-31 2016-08-10 Diebold, Incorporated Agencement de cassette de monnaie ATM
GB0327522D0 (en) 2003-11-26 2003-12-31 Money Controls Ltd Packaging device and container for sheet objects

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4577763A (en) * 1984-03-28 1986-03-25 Ncr Corporation Cash dispensing system
US5655368A (en) * 1993-12-28 1997-08-12 Nsk-Warner K.K. Viscous damper for hydraulic power transmission
US5917930A (en) * 1996-07-31 1999-06-29 Currency Systems International Method for semi-continuous currency processing using separator cards
US6427998B1 (en) * 1999-10-09 2002-08-06 Ncr Corporation Replenishment arrangements for automated teller machines

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE4008558C2 (de) * 1990-03-16 1995-05-24 Bernd Mueller System zum Einliefern von Bargeld aufnehmenden Behältnissen an eine Bank
GB9825509D0 (en) * 1998-11-20 1999-01-13 Ncr Int Inc Dispensing container

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4577763A (en) * 1984-03-28 1986-03-25 Ncr Corporation Cash dispensing system
US5655368A (en) * 1993-12-28 1997-08-12 Nsk-Warner K.K. Viscous damper for hydraulic power transmission
US5917930A (en) * 1996-07-31 1999-06-29 Currency Systems International Method for semi-continuous currency processing using separator cards
US6427998B1 (en) * 1999-10-09 2002-08-06 Ncr Corporation Replenishment arrangements for automated teller machines

Cited By (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130161385A1 (en) * 2002-11-25 2013-06-27 Diebold Self-Service Systems Division Of Diebold, Incorporated Banking Apparatus Controlled Responsive to Data Bearing Records
US8701985B2 (en) * 2002-11-25 2014-04-22 Diebold Self-Service Systems, Division Of Diebold, Incorporated Banking apparatus controlled responsive to data bearing records
US8052047B1 (en) 2002-12-26 2011-11-08 Diebold Self-Service Systems Division Of Diebold, Incorporated Automated banking machine that operates responsive to data bearing records
US8100323B1 (en) 2002-12-26 2012-01-24 Diebold Self-Service Systems Division Of Diebold, Incorporated Apparatus and method for verifying components of an ATM
US7438221B2 (en) * 2002-12-31 2008-10-21 Diebold Self-Service Systems Division Of Diebold, Incorporated Automated banking machine currency cassette with RFID tag
US20090084841A1 (en) * 2002-12-31 2009-04-02 Diebold Self-Service Systems Division Of Diebold, Incorporated Automated banking machine currency cassette with rfid tag
US20070228152A1 (en) * 2002-12-31 2007-10-04 Diebold Self-Service Systems Division Of Diebold, Incorporated Automated banking machine currency cassette with RFID tag
US8052044B2 (en) 2002-12-31 2011-11-08 Diebold Self-Service Systems Division Of Diebold, Incorporated Automated banking machine currency cassette with RFID tag
US8317188B1 (en) * 2004-06-22 2012-11-27 Ncr Corporation Modular print system
US7780072B1 (en) * 2005-06-03 2010-08-24 Diebold Self-Service Systems Division Of Diebold, Incorporated Enclosure for automated banking machine
US8833646B1 (en) * 2005-12-20 2014-09-16 Diebold Self-Service Systems Division Of Diebold, Incorporated Banking system controlled responsive to data bearing records
US7954699B1 (en) * 2008-07-31 2011-06-07 Bank Of America Corporation Facilitating multi-transaction currency handling processes
CN104871219A (zh) * 2012-12-20 2015-08-26 德国捷德有限公司 用于处理有价文件的方法和用于执行所述方法的装置
US9934643B2 (en) * 2012-12-20 2018-04-03 Giesecke+Devrient Currency Technology Gmbh Method for processing value documents and means for performing the method
US20170344487A1 (en) * 2016-05-25 2017-11-30 Samsung Electronics Co., Ltd. Multi-bit data representation framework to enable dual program operation on solid-state flash devices
US20180292661A1 (en) * 2017-04-06 2018-10-11 Honeywell International Inc. Avionic display systems and methods for generating avionic displays including aerial firefighting symbology
CN107818630A (zh) * 2017-12-08 2018-03-20 上海古鳌电子科技股份有限公司 清分扎把一体机

Also Published As

Publication number Publication date
EP1258842A3 (fr) 2004-04-07
EP1258842A2 (fr) 2002-11-20
GB0111991D0 (en) 2001-07-04

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AS Assignment

Owner name: NCR CORPORATION, OHIO

Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNORS:CALDER, ANDREW;KUCHENBECKER, KATHERINE;BAYER, LEX;AND OTHERS;REEL/FRAME:012734/0303;SIGNING DATES FROM 20020204 TO 20020209

STCB Information on status: application discontinuation

Free format text: ABANDONED -- FAILURE TO PAY ISSUE FEE