US1910400A - Savings bank recording machine - Google Patents

Description

LSIGAQ May 23, 1933- w. s. MARDER SAVINGS BANK RECORDING MACHINE Filed Feb. 14. 1929 4 Sheets-Sheet l May- '23, 1933. i whs, MARDR 1910,400

SAVINGS BANK RECQRDING MACHINE l Filed Feb. 14, 1929 4 sheets-smet 2 ZZ 23 Z4 May 23, 1933- w. s. MARDER SAVINGS BANK RECORDING MACHINE Filed Feb. 14, 1929 4 Sheets-Sheet 5 3&1? Ma abme/13 www May 23, 1933- w. s. MARDER 1,910,400

SAVINGS BANK RECORDING MACHINE Filed Feb. 14, 1929 4 SheeS-Sheell 4' /iLANfE x 1.28 9ms D 500.00

Y 60.289013 I '0o. oo 1a 510.00

Z 213,28 90|?) W 25.50 B 148i. 50

M wgnoantoz Patented May 23, 1933 UNITED STATES WALTER S. MARDER, OF PLAINFIELD, NEW JERSEY SAVINGS BANK RECORDING MACHINE Application filed February 14, 1929.v Serial No. 339,761.

The object of my invention is to provide a machine for making entries in savings banks pass books and recording such entries on a Y separate record for use in the bookkeeping department. The machine is also adapted for like purposes in institutions other than savings banks. For the purposesof understanding my invention, however, reference will be made herein only to the use thereof in connection with savings banks.

One object of the invention is to provide a machine for printing all entries in savings banks pass books, thereby eliminating possible errors due to more or less illegible hand writing and at the same time automatically provide a secret printed record, which may be used for bookkeeping entries by a person other than the one who operates the machine. Such a machine will also greatly speed up the work and provide a more accurate and easier read and understood record of all pass boek entries. The use of the machine will also eliminate the possibility of making an entry of a smaller deposit in thebanks ledger than that entered in the pass book. Again,

because of the secret duplicate recording feature, the machine will in general act as a check upon dishonesty.

. Another feature of my invention resides in providing a savings bank pass book `of novel form adapted for use with my improved recording machine, and the provision of such an improved pass book forms another object of my invention.

The use of my machine and pass book in volves no added work upon the part of the teller making the pass book entries, he simply manipulates certain keys instead of making entries by hand writing, and the machine 4o itself automatically makes a duplicate record. The entry clerk will use the latter for posting the entries on the banks ledger card or other means of bookkeeping.

Accordingly my invention is embodied in recording machine for savings banks and a passbook arranged, constructed and used as set forth in the following specification and as illustrated in the accompanying drawings in which Figure 1 is a side view of the machine with one side of the casing and other parts re-l moved and broken away.

Figure 2 is a front view of the machine with parts in section and parts broken away and omitted. I n '55 Figure 3 is a detail view of a gearing connection.

Figure 4 is a plan view, partlyin section of the lower portion of the machine.

Figure 5 is an elevation of the duplicate 60 recording unit looking in the direction of arrow 5 in Figure l. i

Figure 6 is a detail view showing movel' ments-of certain levers and parts.

Figure 7 is a View of the passbook, 65

Figure 8 is a partial View of a duplicate entry record. y

The machine Vin its several partsandv mechanisms is constructed in a manner well known in the art of cash registers, adding machines 7U and like devices and many details of con! struction are therefore omitted for the sake of clearness and as unnecessary.

The construction and operation of the ma` chine will be better understood by first ex- 175V plaining my improved pass book andthe making of the duplicate secret record.l Referring therefore, lirst to Figure 7 the pass book is of the usual suitable size containing ruled and numbered pages. In this instance the entry lines l run parallel with the sides 2 of the book, while the column division lines 3 run across the page.

At the top 4 of each page are printed the column heads By for indicating the person making the entry and then five other self explanatory headings indicating deposits, interest, withdrawals and thebalance. It will be noted that a column is provided for entering the book number under the heading Book. Also that the entry lines l are numbered at the extreme left of each page.

An explanation of the entries illustrated will also serve to explain the operation of v the machine. The cashier of the bank or other superior officer sets the machine to show the mark X of the person on duty and also the date wheels for the particular day. Let us assume that a new account is opened and the depositor is to receive book No. 9013 and makes his first deposit of $500.00. The teller then operates the book number keys, the D key for deposits and the money keys. By depressing an operating handle, the machine is caused to print the corresponding entries, and as seen in Figure 8, make a duplicate record on astrip of paper 6.

Later the depositor presents his book for the entry of interest. rlhe teller, in this case Mr. Y, then sets the book number keys and also the interest key I, the money keys for the interest amount', the B key for balance and the money keys of the bal.

ance. rlhe machine then prints these entries and makes the duplicatev record.

Later the depositor makesa Withdrawal. This time perhaps Mr. Z is on` duty and sets the book number keys, then the 1V key, the B key and the corresponding money keys and again the machine prints the transaction and makes arecord. l l

It will therefore be observed that both the book and the record shows who made the entries and on what date, because the machineis set to show the date for each day and the mark of the person on duty. The book entries are perfectly legible and no mistake in reading is possible. Also, the yrecording l strip Willshow each transaction, its date and by Whom made. It will be understood, that in Figure 8 the entries are spaced apart to indicatethat other ,entries will have been made in between. As a matter of fact, the

specificentries explained will not appear on the same recording strip` Which will have been changed many times inbetween. Butat the end of each day or at any other time, thevrecording strip is torn olf and used for posting the entries and may then be kept for record for a given lengthof time if so desired. It Will be seen that itis impossible for the teller to post entries different from the pass book entries because a diiierent person will do the posting from the recordwhich the teller may never see. Any honest mistakes in the setting of keys or they like `may of course be corrected in any suitablev manner to be decided upon. When the last entry is made on line 12, the book is turned around and the account carried overon -the next page. The arrangement of the entries along the sides of the book instead of across the page facilitates manipulation of itin the machine and presents no added dii'iiculty. Y Referring now to vFigures 1 and 2, the machine has a suitable base 10 on which the several parts and mechanisms are mounted in two main side frames 11 and l2. On the upper part thereof is mounted a fixed shaft 14 Which supports a plurality of setting up segments each of which comprises a body 15 having a gear segment 16, an operating key 17 and a rack 18. A

Each keyhas secured thereto an indicatare shown tothe extreme'right in Figure 2 on one sector only for the sake of clearness.

The' four lirstsegments in group 20 are used for setting up the book number. The sectors in group 21 are used for setting up the deposit figure.V Group 22 is used for the interest figures. Group 28 is used for the Withdrawals. Group 24 is used for the balance figures.

From this it will be understood that by setting the keys 17 so that the proper letter and y figures appear in a Window in the machine casing 25, indicated at 26 in Figurel, the printing Wheels to be described hereafter are positioned to print the set up indicia. The

keys move in lslots 27 and are kept, in y'their respective set positions by spring vpressed pawls 28 which engage the racks 18 in an obvious manner. y g

Figure 2 shows in front elevatona complete segment With. teeth 16 hereinafter called agear--and numbered sector 19.

' Beloiv the shaft 14 thereis fixed another shaftOWhich carry printing Wheels 31, one for each segment 15.. The Wheels are provided With the numbers from O to 9 as indicated at V32,1? igure 1 and there are of course four Wheels 31 having merely a letter thereon corresponding tothe four lettered keys. Each Wheel 31 has a gear 33 which meshes With the segment gears 16 and which also meshes with i an idlergear 34 on a shaft 35. l

To ,the rearvof the latter there is stillanother shaft 36 which supports a duplicate set of Wheels 37, Figure 5, of those on shaft 30. As seen in Figure 1, each Wheel 37 has a gear 38 which meshes with the idler gear 34 and each Wheel 37 is Aalso provided with numbers from 0 to 9y as indicated at 40. The lettered Wheels 37 hasof course only one letter on it the same as the corresponding Wheels and segments already described. p.

From the foregoing description it will be apparent, that when a key segmentis set to indicate a certain indicia, the Wheel 31 meshing Withthe key gear 16 and the corresponding duplicate Wheel 37 yWill both be set with the sa-meindicia in printing position, i.` e. at the bottom of the respective Wheels, and the foregoing describes the `mechanism for setting the machine to print all the required letters and figures in the pass book except the mark of the operator and the date.

These tWo items are set for the day and duty period by another person. For this purpose the shaft 30 carries a name Wheel 41,

Figure :2, vand'six date wheels 43. These be understood. The numeral indicates a small setting shaft having a gear 46. The

shaft maybe` locked or unlocked by a lock Va't47 and the several wheels operated or set by'movingthe shaft axially to cause the small operating gear 46 to engage successively the gears 44. A latch mechanism at 48 compels stepwise operation of the setting shaft 45 in an obvious manner. At the beginning of a-working day, the Wheels 41 and 43 are setto place the mark of the person on duty and the date marks in printing position in which they remain until one or more of them are changed by first unlocking the lock 47. Thel correct setting isk seen through a window 115 `in the casing.

On the Ashafts 30 and 36 are supported two pairs of swinging arms 48, 48 and 49, 49 between which are supported two inking pads 50 and 51. The front inkingpad 50 is for inking the types on the wheels 31, the rear inking pad 51 is for inking-the types on the wheels 37. The pads hang in normal perpendicular position as shown'in Figure 1 so that, as the types are movedinto printing position, inking occurs automatically.

The printing of the types in the pass books is accomplished 'by the following means. A shaft53 supports a platen 54 in the form of a square plate or pad by means of two swinging arms 55, 55 suspended from said shaft. r1`he platen has permanent side guides 56 and an adjustable book position guide 57 which is movable backwards and forwards by means of a-pin 58 in engagement with a coarse thread or spiral groove 59 in an adjusting screw 60. The latter is supported on and below the platen on bearings 61 and 62. The screw has a pinion 63 which meshes with a gear 64 operated by a setting wheel or knob 65 which bears numbers from one to twelve.

Vhen an entry is to be made in a book on line five'therein, for instance, the operator turns the knob 65 until the figure live is uppermost, thereby causing the book guide 57 to be moved so far forward, thatwhen a book is placed on the platen, the fifth entry space inthe book will be directly below the center of the kwheels 31. W'hen now the platen is swung upwards the types will print the entry-on the proper entry line. The book is inserted inthe machine through an opening 66` in the casing 25.

The impression is made by swinging the platen upward from the position shown in l Figure 1 to the position shown in-Figure 6 by means of two arms 67, 67 fast on an operating shaft 68. The arms have pins 69 which engageslots 7 O in the platen supporting arms 55, Figures 1 and 2. rlhe setting of the keys is `cancelled after each impression by a cancelling member 125 operated in a well known manner.

After inking and before printing the inking pads must be swung out of the way from rbelow the wheels 31 and 37 respectively.' rEhis is accomplished by a system of levers l and cams as follows. See Figures 1 and 6.

One of the arms 48 which support the. forward inking pad 50 is in the form of av bell crank and carries a pin 72. The shafts 30 and 68 support and guide a vertically movable slide 73 which has slot 74 fitting yover the said shafts. The slide has a pin 75 and a nose 76. The latter is directly below the pin 72 on the inking pad arm 48. The pin 75 plays in a slot 77 in a main cam 78 fast on shaft 68. The two pairs of arms 48 and 49 are connected by links 79, one on eachside of the machine. The shaft 68 has an operating handle 80, Figure 2.

When the handle is depressed the shaft 68 is rotated anticlockwise or forwardly, Figure 1. During the first part of this movement the main cam 78 swings forwardly and the cam slot 77 causes the pin 75 to be lifted, hence lifts the slide 73 and the nose 76 thereof lifts the pin 7 2 and causes the inking pads swinging arms tobe swung rearwardly as shown in Figure 6. At the same time, however, the pins 69 in the arms 67 have moved to the highest point of the slot 70 in the platen arms 55 without causing any movement of the platen.

However, as the operating movement of the 'l shaft 68 continues, the pins 69 lift the platen and swing it upwards into printing position as in Figure 6, and at the same time, the slot 77 in the cam 78 moves over the pin 75 andv the operator lets go of the handle 80, one or more suitably placed springs 101 cause the parts to return automatically to normal position in an 'obvious manner.

The duplicate entry record is caused to be made on the strip of paper 6 which together with the duplicate printing mechanism is mounted as a unit in a removably supported frame at the rear of the machine, see Figures 1, 4 and 5.

The duplicate printing unit, therefore, comprises a frame consisting of two upright side frames 83, 83 joined by a cross brace 84. The side frames have feet 85 which slide in guides 86, 86 on the base 10 and which guides form stops 87 to properly position the frame. Between and in the side frames v83 are mounted a paper supply roll 88 from which the paper 6 passes over idlers 89 and 90 and is wound up on a shaft 91. The paper passes under the rear inking pad 51 and over a platen 92 which is carried by two vertically slidable platen supports 93, 93. by meansof collars 94. The supports are guided in the side frames and carry at theirlower ends rollers 97 which rest on sliding cams 95 one of which .is pivoted at 82 to the lower end of the aforesaid cam 7 8 below the shaft 68. The other sliding cam 95 is pivoted to an 'arm 120, Figure 2, which corresponds to the lower part of the cam 7 8. The platen cams 95 rest on and slide in suitable vguides 96. The platen 92 has paper' side guides 98.

- It follows that when the operating handle 80 is struck and the operating shaft 68 rotates anticlockwise, the platen cams 95 will slide rearwardly in under the platen supports 93 and lift the latter with the duplicate platen 92 and the paper thereon upwards against the type wheels 87 to cause an' impression to be made. The arc 99 in Figure 6 indicates the types on the wheels 37. On the return stroke of the machine the cams 95 are moved forward and the duplicate platen pushed down by springs 100.

For each stroke of the machine the paper is wound up a distance equal to an entry space in the pass book. This is accomplished by means of a ratchet 101 fast on the paper wind'- ing upy shaft 91. On the latter is loosely supported a sleeve 117 having two depending arms. At the bottom of one of these arms 118 is pivoted a weighted pawl 102 which engages the ratchet. The other arm 105 is slotted and in the slot moves a pin 103 fast in the end of a pawl link 104 pivoted at its forward end to the aforesaid pivot 82 in the cam 78.

It willbe seen therefore that irrespective of the vertical position of the pawl link 104 the slotted arm 105 will be oscillated on the shaft 91 as the said link reciprocates due to the movements of the shaft 68. Consequently the pawl arm 118 will also be oscillated and the pawl will move the ratchet one tooth for each forward stroke. f l

On the paper supply roller rests a shaft 106 from which depends two slotted arms 107. In their lower ends is secured a control shaft 108 which extends in under and supports the pawl link 104, Figure 5. 109 is an operating stop adapted to engage a notch 110 in the link 104, Figure 1.

lNhenthe roll of paper is put into the machine on roller shaft 88, the shafts 106 and 108 are raised and the latter shaft lifts the pawl link 104 a distance depending upon the thickness of the roll of paper.

As the paper is unwound the shafts 106 and 108 are lowered until the notch 110 comes to rest on the stop 109. This prevents movement of the link 104, hence prevents movement of the operating shaft 68 and the paper must then be removed and a new roll inserted before the machine will again operate.

The casing 25 is provided with an opening which is closed by a door `116 located immediately to the rear of the duplicate record mechanism, see Figures 1 and 5.- The door is locked to the frame 84`by: a lock as atll?. The key to this lock is held by a person other than the one who Voperates the machine. When it isnecessaryto insert a fresh roll of paper, the lock 117 is unlocked, the door 116 removed and the entire duplicating unit pulled out from the machine. The winding up roller 91 has detachable engagement with the frame upright 83 by well known means as shown at 118 in Figure rwhere it is seen that the roller may be detached by a slidin movement to right againsta spring 119.V new roll of paper is inserted, the duplicatin g unit pushed back intothe machine and the door 116 locked. p

For the purpose of accessibility and repairs the casing 25 may be made in several sections or otherwise detachable or removable. The details of such construction are not illustrated being known to persons skilled in the art.

TheV operation of themachinev may be summed up as followsn First the name wheel and date wheels are set by manipulating the setting mechanism shown at 48, "Figure 2 and in Figure 3. When an entry -is to be'made in a pass book, the latter is put into the machine, face up, on the platen 54, the 'rear I`luide 57 having been set to accordwith the entry line in the book. U

The operatingl key 80 `is then depressed to operate shaft 68. During the firstpart of this operation. the inkingpads are swung out from under the wheels and the printing'A is done .during the latter part of the stroke. The return movement restores all parts to normal and winds up the paper.l Thereafter the setting of the keys is cancelled by. the cancelling barv125. e f

The machine therefore provides meansfor makingan entry in the pass book and a duplicate separate record of such entry. I-t ops erates onprinciples well knownto the art, It is obvious that although I have disclosed my invention in its preferred form, nevertheless many details of construction may be changed without evasion of the principle of the invention andthe scope of the appended claims. Y

I claim: l 1. In a recording machine ofthe character described, a `plurality of printing wheels for printing entries in av savings bank bookl comprising a character designating the name of the operator, the date, the books number together with items of deposit, interest, withdrawals and balance as desired, means for positioning the name and date wheels to print a predetermined character designatingl the operators name and the date, means for locking the said name and date wheels for a desired period, means for setting any one or more of the said other printing Wheels to print predetermined items of entry, means for supporting the book in printing position and means for simultaneously printing the said predetermined items of entry.

2. In a recording machine of the character described, a plurality of printing Wheels for printing entries in a savings bank book comprising a character designating the name of the operator, the date, the books number together with items of deposit, interest, Withdrawals and balance as desired, means for positioning the character and date Wheels to print a predetermined character designating the operators name and the date, means for locking the said name and date wheels for a desired period, means for setting any one or more of the said other printing Wheels to print predetermined items of entry, means for supporting the book in printing position, means for simultaneously printing the said predetermined items of entry and means for cancelling the setting of the said other printing Wheels Without disturbing the setting of the name and date wheels.

3. In a recording machine of the character described, a plurality of printing Wheels Jfor printing entries in a savings bank book comprising a character designating the name of the operator, the date, the books number together With items of deposit, interest, Withdrawals and balance as desired, means for positioning the character and date Wheels to print a predetermined character designating the operators name and the date,

means for locking the said name and date Wheels for a desired period, keys for setting the other Wheels to print the other predetermined items of entry, said keys being arranged in groups, one of said groups of keys being for the purpose of setting the printing Wheels to print the number of the book, each of the other groups of keys consisting of a key lettered to denote the nature of the item to be printed and keys :tor setting the printing Wheels to print the numerical value of the group item, means for supporting the book in printing position and means for simultaneously printing the items of entry therein.

4. In a recording machine of the character described, a plurality of printing Wheels for printing entries in a savings bank book comprising a character designating the name of the operator, the date, the books number together with items of deposit, interest, Withdrawals and balance as desired, means for positioning the character and date Wheels to print a predetermined character `designating the operators name and date, means for locking the said character and date Wheels for a desired period, keys for setting the other Wheels to print the other predetermined i items of entry, said keys being arranged in groups, one of said groups of keys being for the purpose of setting the printing Wheels to print the number of the book, each of the other groups of keys consisting of a key lettered to denote the nature of the item to beprinted and keys for setting the printing Wheels to print the numerical value of the group item, means for supporting the book in printing position, means for simultaneously printing the items of entry therein and means for restoring the said other printing Wheels to normal position.

5. In a recording machine of the character described, two duplicate sets of Wheels having types. on their ciroumferences for printing in a savings bank book and on a separate roll of paper a character designating the name of the operator, the date, the books number and items of deposit, interest, Withdrawals and balances as desired, means for simultaneously setting the duplicate character and date Wheels to print a predetermined character designating the operators name and the date, means for locking said duplicate name and date Wheels for a desired period, means for setting the other duplicate Wheels to print predetermined items of entry, means for supporting the book in printing position, means for supporting the roll of paper in printing position, means for simultaneously printing the said predetermined entry in duplicate in said book and on the said roll of paper and means for cancelling the setting of the saidother duplicate Wheels.

6. In a recording machine of the cha-racter described, means Jfor printing a predetermined entry in a savings bank pass book, other means for simultaneously printing a duplicate of said entry on a roll of paper including a frame removably supported in said machine, means in said frame for supporting the roll of paper therein, a platen for supporting the paper at the point Where the duplicate record is to be printed, means for operating said platen to cause the duplicate record to be printed, means for advancing the roll of paper after each printing, means for locking said frame to the machine and means automatically preventing operation of the machine when the said roll of paper has been printed on to its full capacity.

VALTER S. MARDER.

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