TW202139107A - 金融交易系統及金融交易方法 - Google Patents

金融交易系統及金融交易方法 Download PDF

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Publication number
TW202139107A
TW202139107A TW110112706A TW110112706A TW202139107A TW 202139107 A TW202139107 A TW 202139107A TW 110112706 A TW110112706 A TW 110112706A TW 110112706 A TW110112706 A TW 110112706A TW 202139107 A TW202139107 A TW 202139107A
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TW
Taiwan
Prior art keywords
atm
authentication code
transaction
communication terminal
mentioned
Prior art date
Application number
TW110112706A
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English (en)
Chinese (zh)
Inventor
金經洞
Original Assignee
南韓商阿林克有限責任公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
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Publication date
Application filed by 南韓商阿林克有限責任公司 filed Critical 南韓商阿林克有限責任公司
Publication of TW202139107A publication Critical patent/TW202139107A/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/204—Loading of a stored value token using an ATM
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/203—Dispensing operations within ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/208—Use of an ATM as a switch or hub
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/209—Monitoring, auditing or diagnose of functioning of ATMs
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Software Systems (AREA)
TW110112706A 2020-04-08 2021-04-08 金融交易系統及金融交易方法 TW202139107A (zh)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR10-2020-0042687 2020-04-08
KR1020200042687A KR102669787B1 (ko) 2020-04-08 2020-04-08 금융거래 자동화기기를 이용한 금융거래 방법 및 금융거래 시스템

Publications (1)

Publication Number Publication Date
TW202139107A true TW202139107A (zh) 2021-10-16

Family

ID=78006350

Family Applications (1)

Application Number Title Priority Date Filing Date
TW110112706A TW202139107A (zh) 2020-04-08 2021-04-08 金融交易系統及金融交易方法

Country Status (8)

Country Link
US (1) US11393298B2 (fr)
EP (1) EP4133444A4 (fr)
JP (1) JP7171078B2 (fr)
KR (2) KR102669787B1 (fr)
CN (1) CN115362462A (fr)
AR (1) AR121795A1 (fr)
TW (1) TW202139107A (fr)
WO (1) WO2021206481A1 (fr)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
SG11201900748QA (en) 2016-09-04 2019-03-28 Mastercard International Inc Method and system for cardless atm transaction via mobile device
US11803827B2 (en) 2019-11-01 2023-10-31 Mastercard International Incorporated Method and system for enabling cardless transactions at an ATM for any institutional entity

Family Cites Families (21)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8561889B2 (en) * 1998-04-17 2013-10-22 Diebold Self-Service Systems Division Of Diebold, Incorporated Banking terminal that operates to cause financial transfers responsive to data bearing records
US8065226B2 (en) * 2000-07-20 2011-11-22 Citicorp Development Center, Inc. Method and system for performing a cash transaction with a self-service financial transaction terminal
US20110238573A1 (en) 2010-03-25 2011-09-29 Computer Associates Think, Inc. Cardless atm transaction method and system
AU2011348061B2 (en) * 2010-12-23 2015-12-10 Paypal, Inc. Mobile phone atm processing methods and systems
US9922370B2 (en) * 2011-11-15 2018-03-20 Ncr Corporation Techniques for automated teller machine (ATM) transactions
KR20140111067A (ko) 2013-02-28 2014-09-18 주식회사 하나은행 입출금 관리 장치, 고객 단말 및 이를 이용한 입출금 방법
US10438455B2 (en) * 2014-10-31 2019-10-08 Diebold Nixdorf, Incorporated Modular consumer financial services and transaction systems
JP6561345B2 (ja) * 2015-01-23 2019-08-21 株式会社日本総合研究所 認証サーバ、声紋認証システム、及び声紋認証方法
JP5944551B1 (ja) * 2015-04-03 2016-07-05 株式会社三菱東京Ｕｆｊ銀行 サーバ
US20200090166A1 (en) * 2015-04-10 2020-03-19 Jpmorgan Chase Bank, N.A. System and method for cardless transactions
US20210027295A1 (en) * 2015-08-24 2021-01-28 Jpmorgan Chase Bank, N.A. System and method for implementing cardless authentication
KR101828444B1 (ko) * 2015-09-23 2018-02-13 주식회사 하렉스인포텍 휴대단말을 이용한 자동입출금서비스 제공 시스템 및 방법
SG10201508945YA (en) * 2015-10-29 2017-05-30 Mastercard International Inc Method and system for cardless use of an automated teller machine (atm)
KR101865879B1 (ko) * 2016-04-27 2018-06-12 주식회사 하렉스인포텍 선승인에 의한 금융거래 제공 시스템 및 그 방법
US11348077B2 (en) 2016-12-12 2022-05-31 Citibank, N.A. Systems and methods for pre-staging ATM transactions
KR20180112239A (ko) * 2017-04-03 2018-10-12 주식회사 하나은행 금융 자동화 거래 시스템, 금융 자동화 거래 방법 및 금융 자동화 기기(atm)
KR20190004227A (ko) * 2017-07-03 2019-01-11 주식회사 하렉스인포텍 금융 서비스 제공 시스템
JP7056027B2 (ja) * 2017-08-01 2022-04-19 富士通株式会社 金融取引方法、金融取引システム、情報処理装置および金融取引プログラム
JP2019040547A (ja) * 2017-08-29 2019-03-14 沖電気工業株式会社 情報処理装置およびプログラム
JP2019046044A (ja) * 2017-08-31 2019-03-22 富士通フロンテック株式会社 認証サーバ、認証システム及び認証方法
US11023871B1 (en) * 2019-11-26 2021-06-01 Capital One Services, Llc Authenticating a customer to a risk level using an authorization token

Also Published As

Publication number Publication date
KR20210125242A (ko) 2021-10-18
KR20240081464A (ko) 2024-06-07
WO2021206481A1 (fr) 2021-10-14
CN115362462A (zh) 2022-11-18
KR102669787B1 (ko) 2024-05-28
US20210319672A1 (en) 2021-10-14
EP4133444A1 (fr) 2023-02-15
JP2021168109A (ja) 2021-10-21
US11393298B2 (en) 2022-07-19
JP7171078B2 (ja) 2022-11-15
EP4133444A4 (fr) 2024-03-27
AR121795A1 (es) 2022-07-13

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