SG11202101171VA - Systems and methods for cryptographic authentication of contactless cards - Google Patents

Systems and methods for cryptographic authentication of contactless cards

Info

Publication number
SG11202101171VA
SG11202101171VA SG11202101171VA SG11202101171VA SG11202101171VA SG 11202101171V A SG11202101171V A SG 11202101171VA SG 11202101171V A SG11202101171V A SG 11202101171VA SG 11202101171V A SG11202101171V A SG 11202101171VA SG 11202101171V A SG11202101171V A SG 11202101171VA
Authority
SG
Singapore
Prior art keywords
systems
methods
contactless cards
cryptographic authentication
cryptographic
Prior art date
Application number
SG11202101171VA
Other languages
English (en)
Inventor
Rajko Ilincic
Jeffrey Rule
Daniel Herrington
Original Assignee
Capital One Services Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US16/205,119 external-priority patent/US10581611B1/en
Application filed by Capital One Services Llc filed Critical Capital One Services Llc
Publication of SG11202101171VA publication Critical patent/SG11202101171VA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352—Contactless payments by cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/0893—Details of the card reader the card reader reading the card in a contactless manner

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Telephonic Communication Services (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG11202101171VA 2018-10-02 2019-10-01 Systems and methods for cryptographic authentication of contactless cards SG11202101171VA (en)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US201862740352P 2018-10-02 2018-10-02
US16/205,119 US10581611B1 (en) 2018-10-02 2018-11-29 Systems and methods for cryptographic authentication of contactless cards
PCT/US2019/054123 WO2020072529A1 (en) 2018-10-02 2019-10-01 Systems and methods for cryptographic authentication of contactless cards
US16/590,113 US10607216B1 (en) 2018-10-02 2019-10-01 Systems and methods for cryptographic authentication of contactless cards

Publications (1)

Publication Number Publication Date
SG11202101171VA true SG11202101171VA (en) 2021-03-30

Family

ID=69946488

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202101171VA SG11202101171VA (en) 2018-10-02 2019-10-01 Systems and methods for cryptographic authentication of contactless cards

Country Status (7)

Country Link
US (3) US10607216B1 (ko)
JP (1) JP2022501861A (ko)
KR (1) KR20210068391A (ko)
AU (1) AU2019355878A1 (ko)
CA (1) CA3108399A1 (ko)
SG (1) SG11202101171VA (ko)
WO (1) WO2020072529A1 (ko)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11113688B1 (en) 2016-04-22 2021-09-07 Wells Fargo Bank, N.A. Systems and methods for mobile wallet provisioning
KR20210068391A (ko) * 2018-10-02 2021-06-09 캐피탈 원 서비시즈, 엘엘씨 비접촉식 카드의 암호화 인증을 위한 시스템 및 방법
US11928666B1 (en) 2019-09-18 2024-03-12 Wells Fargo Bank, N.A. Systems and methods for passwordless login via a contactless card
US11250304B1 (en) 2020-07-23 2022-02-15 Bank Of America Corporation Payment card with light-based signature

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US20200104840A1 (en) 2020-04-02
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