SG10201809804XA - Methods and systems for adapting timeout period for authentication in payment processing - Google Patents

Methods and systems for adapting timeout period for authentication in payment processing

Info

Publication number
SG10201809804XA
SG10201809804XA SG10201809804XA SG10201809804XA SG10201809804XA SG 10201809804X A SG10201809804X A SG 10201809804XA SG 10201809804X A SG10201809804X A SG 10201809804XA SG 10201809804X A SG10201809804X A SG 10201809804XA SG 10201809804X A SG10201809804X A SG 10201809804XA
Authority
SG
Singapore
Prior art keywords
adapting
authentication
systems
methods
payment processing
Prior art date
Application number
SG10201809804XA
Inventor
Gurunathan Arunmurthy
Bahadur Singh Panwar Ajay
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201809804XA priority Critical patent/SG10201809804XA/en
Priority to US16/592,193 priority patent/US11587090B2/en
Publication of SG10201809804XA publication Critical patent/SG10201809804XA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
    • G06F3/0481—Interaction techniques based on graphical user interfaces [GUI] based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance
    • G06F3/0482—Interaction with lists of selectable items, e.g. menus
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
    • G06F3/0484—Interaction techniques based on graphical user interfaces [GUI] for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range
    • G06F3/04847—Interaction techniques to control parameter settings, e.g. interaction with sliders or dials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
SG10201809804XA 2018-11-05 2018-11-05 Methods and systems for adapting timeout period for authentication in payment processing SG10201809804XA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201809804XA SG10201809804XA (en) 2018-11-05 2018-11-05 Methods and systems for adapting timeout period for authentication in payment processing
US16/592,193 US11587090B2 (en) 2018-11-05 2019-10-03 Methods and systems for adapting timeout period for authentication in payment processing

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201809804XA SG10201809804XA (en) 2018-11-05 2018-11-05 Methods and systems for adapting timeout period for authentication in payment processing

Publications (1)

Publication Number Publication Date
SG10201809804XA true SG10201809804XA (en) 2020-06-29

Family

ID=70460095

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201809804XA SG10201809804XA (en) 2018-11-05 2018-11-05 Methods and systems for adapting timeout period for authentication in payment processing

Country Status (2)

Country Link
US (1) US11587090B2 (en)
SG (1) SG10201809804XA (en)

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US11487896B2 (en) 2018-06-18 2022-11-01 Bright Lion, Inc. Sensitive data shield for networks
CA3116912A1 (en) * 2020-04-30 2021-10-30 Bright Lion, Inc. Ecommerce security assurance network
WO2023055552A1 (en) * 2021-09-30 2023-04-06 Visa International Service Association System and method for efficiently managing callouts
US11854008B2 (en) * 2021-10-05 2023-12-26 Capital One Services, Llc Systems and methods for conducting remote user authentication
US20230153816A1 (en) * 2021-11-16 2023-05-18 Visa International Service Association System, Method, and Computer Program Product for Dynamic Authorization Response Timeout
CN114401138B (en) * 2022-01-14 2024-02-06 中国工商银行股份有限公司 Authentication method, authentication device, computer equipment and storage medium

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US8793490B1 (en) * 2006-07-14 2014-07-29 Jpmorgan Chase Bank, N.A. Systems and methods for multifactor authentication
US8396961B2 (en) 2009-08-31 2013-03-12 Red Hat, Inc. Dynamic control of transaction timeout periods
US8438063B2 (en) * 2010-08-31 2013-05-07 At&T Intellectual Property I, L.P. Mobile payment using picture messaging
US9069550B2 (en) * 2010-11-29 2015-06-30 International Business Machines Corporation System and method for adjusting inactivity timeout settings on a display device
US8473748B2 (en) * 2011-09-27 2013-06-25 George P. Sampas Mobile device-based authentication
US9292039B2 (en) 2012-09-18 2016-03-22 Amazon Technologies, Inc. Adaptive service timeouts
US8971194B2 (en) * 2012-10-29 2015-03-03 At&T Intellectual Property I, L.P. Controlling wireless transition timers based on application and content
US9626066B2 (en) * 2012-11-19 2017-04-18 Adobe Systems Incorporated Video playback analytics collection
US20160048836A1 (en) 2013-03-27 2016-02-18 Cleverade Secure payment transaction system
US9055100B2 (en) 2013-04-06 2015-06-09 Citrix Systems, Inc. Systems and methods for HTTP-Body DoS attack prevention with adaptive timeout
EP3100227B1 (en) * 2014-01-28 2020-01-08 Capital One Financial Corporation Detection of unauthorized devices on atms
MX2014015834A (en) 2014-12-18 2016-06-17 Ivan Mauricio Gonzalez Corona System and method for the authorisation of simple, sequential and parallel requests, comprising means for authorisation using previously defined parameters.
US10013537B1 (en) * 2016-03-31 2018-07-03 EMC IP Holding Company LLC Varying the amount of time that a mobile device must be inactive before the mobile device re-locks access to a computerized resource
US20180012222A1 (en) * 2016-07-11 2018-01-11 International Business Machines Corporation Pre-authentication of mobile payments
US10397197B2 (en) * 2016-09-22 2019-08-27 Apple Inc. Coexistence interference mitigation during wireless local area network authentication
US10977635B2 (en) 2017-01-30 2021-04-13 Ncr Corporation User-controlled transaction authorization
US11151235B2 (en) * 2017-08-01 2021-10-19 Apple Inc. Biometric authentication techniques
US11114087B1 (en) * 2017-08-22 2021-09-07 Disruptive Multimedia, Inc. Automated digital conversation manager
US10635792B2 (en) * 2017-08-31 2020-04-28 Sybase 365, Inc. Multi-factor authentication with URL validation
CN107347080A (en) 2017-09-05 2017-11-14 郑州云海信息技术有限公司 A kind of method based on dynamic password enhancing serial port protocol safety
KR102185854B1 (en) * 2017-09-09 2020-12-02 애플 인크. Implementation of biometric authentication
WO2019222709A1 (en) * 2018-05-17 2019-11-21 Badge Inc. System and method for securing personal information via biometric public key
US11799866B2 (en) * 2018-09-18 2023-10-24 Aleksey Vladimirovich Burlitskiy Method and system of multi-channel user authorization

Also Published As

Publication number Publication date
US11587090B2 (en) 2023-02-21
US20200143375A1 (en) 2020-05-07

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