SG11202006066TA - Payment card binding method, trust evaluation method, apparatus, and electronic device - Google Patents

Payment card binding method, trust evaluation method, apparatus, and electronic device

Info

Publication number
SG11202006066TA
SG11202006066TA SG11202006066TA SG11202006066TA SG11202006066TA SG 11202006066T A SG11202006066T A SG 11202006066TA SG 11202006066T A SG11202006066T A SG 11202006066TA SG 11202006066T A SG11202006066T A SG 11202006066TA SG 11202006066T A SG11202006066T A SG 11202006066TA
Authority
SG
Singapore
Prior art keywords
electronic device
payment card
trust evaluation
card binding
evaluation method
Prior art date
Application number
SG11202006066TA
Other languages
English (en)
Inventor
Jinbiao Zhu
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Publication of SG11202006066TA publication Critical patent/SG11202006066TA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG11202006066TA 2018-01-23 2019-01-10 Payment card binding method, trust evaluation method, apparatus, and electronic device SG11202006066TA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201810064258.6A CN108399543B (zh) 2018-01-23 2018-01-23 支付卡的绑定方法、信任评估方法、装置和电子设备
PCT/CN2019/071110 WO2019144807A1 (zh) 2018-01-23 2019-01-10 支付卡的绑定方法、信任评估方法、装置和电子设备

Publications (1)

Publication Number Publication Date
SG11202006066TA true SG11202006066TA (en) 2020-07-29

Family

ID=63094188

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202006066TA SG11202006066TA (en) 2018-01-23 2019-01-10 Payment card binding method, trust evaluation method, apparatus, and electronic device

Country Status (5)

Country Link
US (1) US10902415B2 (zh)
CN (2) CN112258178B (zh)
SG (1) SG11202006066TA (zh)
TW (1) TWI703520B (zh)
WO (1) WO2019144807A1 (zh)

Families Citing this family (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112258178B (zh) * 2018-01-23 2024-01-26 创新先进技术有限公司 支付卡的绑定方法、信任评估方法、装置和电子设备
CN110400227A (zh) * 2019-07-31 2019-11-01 中国工商银行股份有限公司 交易报文数据的处理方法、装置、系统
CN111311251B (zh) * 2020-05-09 2020-08-21 支付宝(杭州)信息技术有限公司 绑定处理方法、装置及设备
CN111768186A (zh) * 2020-05-19 2020-10-13 支付宝(杭州)信息技术有限公司 一种电子钱包的支付方法、装置及电子设备
CN112132565B (zh) * 2020-11-24 2021-05-04 支付宝(杭州)信息技术有限公司 一种支付方法及装置、电子设备和存储介质
CN112801655B (zh) * 2021-02-05 2024-02-23 中国银联股份有限公司 支付卡迁移方法、装置、电子设备、服务器和介质
JP7230120B2 (ja) * 2021-06-30 2023-02-28 楽天グループ株式会社 サービス提供システム、サービス提供方法、及びプログラム
CN114157510B (zh) * 2021-12-14 2023-07-04 中国联合网络通信集团有限公司 物网业务处理方法、平台和存储介质
TWI805190B (zh) * 2022-01-14 2023-06-11 玉山商業銀行股份有限公司 驗證電子支付工具的方法與系統
CN114897521A (zh) * 2022-06-15 2022-08-12 拉扎斯网络科技（上海）有限公司 用于企业用餐的支付控制及数据处理方法及装置
CN115456773B (zh) * 2022-08-26 2024-03-15 深圳市富途网络科技有限公司 基于区块链的支付控制方法、装置、设备及介质

Family Cites Families (58)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6012048A (en) 1997-05-30 2000-01-04 Capital Security Systems, Inc. Automated banking system for dispensing money orders, wire transfer and bill payment
US7376618B1 (en) 2000-06-30 2008-05-20 Fair Isaac Corporation Detecting and measuring risk with predictive models using content mining
US7865427B2 (en) * 2001-05-30 2011-01-04 Cybersource Corporation Method and apparatus for evaluating fraud risk in an electronic commerce transaction
US7904360B2 (en) 2002-02-04 2011-03-08 Alexander William EVANS System and method for verification, authentication, and notification of a transaction
US6952779B1 (en) 2002-10-01 2005-10-04 Gideon Cohen System and method for risk detection and analysis in a computer network
US10115112B2 (en) 2006-08-31 2018-10-30 Visa U.S.A. Inc. Transaction evaluation for providing rewards
CN101071490A (zh) * 2007-03-23 2007-11-14 田小平 会员名称与银行卡绑定的电子商务系统和方法
TW200905604A (en) 2007-07-26 2009-02-01 Shacom Com Inc Credit investigation/grant system and method of network-effect credit extension
US20090240624A1 (en) 2008-03-20 2009-09-24 Modasolutions Corporation Risk detection and assessment of cash payment for electronic purchase transactions
US9135424B2 (en) * 2009-05-29 2015-09-15 Paypal, Inc. Secure identity binding (SIB)
CN101996381A (zh) * 2009-08-14 2011-03-30 中国工商银行股份有限公司 一种零售资产风险的计算方法及系统
US20110131130A1 (en) 2009-12-01 2011-06-02 Bank Of America Corporation Integrated risk assessment and management system
US9785988B2 (en) * 2010-11-24 2017-10-10 Digital River, Inc. In-application commerce system and method with fraud prevention, management and control
US8473318B2 (en) 2011-07-19 2013-06-25 Bank Of America Corporation Risk score determination
CN102332127A (zh) * 2011-09-15 2012-01-25 深圳市酷开网络科技有限公司 基于网络电视在线支付业务的账户绑定方法和支付方法
IN2014KN00998A (zh) * 2011-10-12 2015-09-04 C Sam Inc
WO2013082190A1 (en) * 2011-11-28 2013-06-06 Visa International Service Association Transaction security graduated seasoning and risk shifting apparatuses, methods and systems
CN102542691B (zh) * 2011-12-31 2013-09-18 武汉银讯科技发展有限公司 手机之间点对点实现银行卡交易的方法
US8712854B1 (en) * 2012-08-30 2014-04-29 Vantiv, Llc Systems, methods and apparatus for payment processing
US10096020B2 (en) * 2012-08-30 2018-10-09 Worldpay, Llc Combination payment card and methods thereof
US8850517B2 (en) 2013-01-15 2014-09-30 Taasera, Inc. Runtime risk detection based on user, application, and system action sequence correlation
US20140279474A1 (en) * 2013-03-12 2014-09-18 Visa International Service Association Multi-purse one card transaction apparatuses, methods and systems
CN103279883B (zh) * 2013-05-02 2016-06-08 上海携程商务有限公司 电子支付交易风险控制方法及系统
US20150012430A1 (en) * 2013-07-03 2015-01-08 Mastercard International Incorporated Systems and methods for risk based decisioning service incorporating payment card transactions and application events
SG10201801086RA (en) * 2013-08-08 2018-03-28 Visa Int Service Ass Methods and systems for provisioning mobile devices with payment credentials
US9532227B2 (en) * 2013-09-13 2016-12-27 Network Kinetix, LLC System and method for an automated system for continuous observation, audit and control of user activities as they occur within a mobile network
US9805366B1 (en) * 2013-09-16 2017-10-31 Square, Inc. Associating payment information from a payment transaction with a user account
US10366387B2 (en) * 2013-10-29 2019-07-30 Visa International Service Association Digital wallet system and method
US20150142667A1 (en) * 2013-11-16 2015-05-21 Mads Landrok Payment authorization system
CN104618415B (zh) 2014-03-13 2018-06-19 腾讯科技（深圳）有限公司 信用账户创建方法、装置及系统
US9485266B2 (en) 2014-06-02 2016-11-01 Bastille Network, Inc. Security measures based on signal strengths of radio frequency signals
US10275772B2 (en) 2014-06-16 2019-04-30 Bank Of America Corporation Cryptocurrency risk detection system
CA2954165C (en) * 2014-07-02 2023-06-13 Blackhawk Network, Inc. Systems and methods for dynamically detecting and preventing consumer fraud
US10614452B2 (en) * 2014-09-16 2020-04-07 Mastercard International Incorporated Systems and methods for providing risk based decisioning service to a merchant
US10140615B2 (en) * 2014-09-22 2018-11-27 Visa International Service Association Secure mobile device credential provisioning using risk decision non-overrides
CN104392347B (zh) * 2014-10-23 2017-12-12 中国建设银行股份有限公司 一种账户申请方法、创建方法、相关设备及系统
US10692085B2 (en) * 2015-02-13 2020-06-23 Yoti Holding Limited Secure electronic payment
US10193700B2 (en) * 2015-02-27 2019-01-29 Samsung Electronics Co., Ltd. Trust-zone-based end-to-end security
CN106296187A (zh) * 2015-06-03 2017-01-04 深圳卡通新技术有限公司 一种电子支付安全控制方法及系统
US20160379303A1 (en) 2015-06-23 2016-12-29 Retail Capital, LLC System and method for credit evaluation
US20170193513A1 (en) * 2016-01-04 2017-07-06 American Express Travel Related Services Company, Inc. Digital wallet fraud guard
CN115719224A (zh) 2016-01-25 2023-02-28 创新先进技术有限公司 基于移动终端卡模拟的信用支付方法及装置
CN105894279A (zh) * 2016-03-29 2016-08-24 联想(北京)有限公司 一种信息处理方法及装置、设备
US20180039989A1 (en) * 2016-08-04 2018-02-08 Bank Of America Corporation Online transaction efficiency improvement system
US11144928B2 (en) * 2016-09-19 2021-10-12 Early Warning Services, Llc Authentication and fraud prevention in provisioning a mobile wallet
CN106418952A (zh) * 2016-09-27 2017-02-22 彭泽令 一种多功能电子钱包及其钱币金额获取和消费统计方法
CN106779701A (zh) * 2016-11-22 2017-05-31 中国银联股份有限公司 一种支付方法和装置
CN107146076A (zh) * 2017-04-10 2017-09-08 广州智造家网络科技有限公司 安全交易方法及系统
US10218697B2 (en) * 2017-06-09 2019-02-26 Lookout, Inc. Use of device risk evaluation to manage access to services
CN107369019B (zh) * 2017-06-26 2020-10-09 中国人民银行数字货币研究所 数字货币钱包的解绑定方法和系统
CN107527201A (zh) * 2017-07-03 2017-12-29 阿里巴巴集团控股有限公司 数据处理方法、装置和设备
CN107545416A (zh) * 2017-07-28 2018-01-05 阿里巴巴集团控股有限公司 加油、加油结算、加油支付方法、装置以及电子设备
CN107578238A (zh) * 2017-08-08 2018-01-12 阿里巴巴集团控股有限公司 一种风险控制方法及设备
CN107563738A (zh) * 2017-08-29 2018-01-09 北京小米移动软件有限公司 选定支付账户的方法及支付设备
CN107578230A (zh) * 2017-09-05 2018-01-12 深圳天珑无线科技有限公司 一种信用支付方法、系统、移动终端及计可读存储介质
EP4307198A3 (en) * 2017-11-29 2024-01-31 Huawei Technologies Co., Ltd. Card binding method and terminal
US20190205867A1 (en) * 2018-01-03 2019-07-04 Mastercard International Incorporated Wallet provider data process for facilitating digitization of payment account
CN112258178B (zh) * 2018-01-23 2024-01-26 创新先进技术有限公司 支付卡的绑定方法、信任评估方法、装置和电子设备

Also Published As

Publication number Publication date
US20200279248A1 (en) 2020-09-03
CN112258178A (zh) 2021-01-22
CN108399543B (zh) 2020-09-04
CN112258178B (zh) 2024-01-26
CN108399543A (zh) 2018-08-14
WO2019144807A1 (zh) 2019-08-01
US10902415B2 (en) 2021-01-26
TW201933212A (zh) 2019-08-16
TWI703520B (zh) 2020-09-01

Similar Documents

Publication Publication Date Title
SG11202006066TA (en) Payment card binding method, trust evaluation method, apparatus, and electronic device
SG11202006029RA (en) Blockchain-based data verification method and apparatus, and electronic device
SG11202010800TA (en) Method, apparatus and electronic device for blockchain-based asset issuance
SG11202010703XA (en) Blockchain-based data verification method, apparatus, and electronic device
SG11202005054TA (en) Blockchain-based transaction processing method and apparatus, and electronic device
SG11202004835TA (en) Cross-blockchain authentication method, apparatus, and electronic device
ZA201903714B (en) Blockchain-based commodity claim method and apparatus, and electronic device
SG11202005028VA (en) Blockchain-based smart contract invocation method and apparatus, and electronic device
SG11202005051UA (en) Blockchain-based smart contract invocation method and apparatus, and electronic device
SG11201905265VA (en) Blockchain Transaction Reconciliation Method And Apparatus, And Electronic Device
SG11202005053QA (en) Method, apparatus, and electronic device for executing transactions based on blockchain
SG11202101606YA (en) Blockchain-based transaction processing method, apparatus, and electronic device
EP3605426A4 (en) RESOURCE TRANSFER METHOD, FUND PAYMENT METHOD AND DEVICE AND ELECTRONIC DEVICE
SG11202100920XA (en) Invoice Access Method And Apparatus Based On Blockchain, And Electronic Device
SG11202004842PA (en) Blockchain-based smart contract call methods and apparatus, and electronic device
SG11202100793QA (en) Credit evaluation methods and apparatuses, and electronic devices
SG11202100309PA (en) Blockchain-based transaction processing method and apparatus, and electronic device
EP4027238C0 (en) IMAGE RENDERING METHOD AND ELECTRONIC DEVICE
SG11202010630RA (en) Blockchain-based data procesing method, apparatus, and electronic device
SG11202007190VA (en) Payment password reset method and apparatus, and electronic device
EP3714415A4 (en) VIRTUAL CURRENCY SETTLEMENT PROCESS AND APPARATUS AND ELECTRONIC DEVICE
EP3714414A4 (en) METHOD, DEVICE AND ELECTRONIC DEVICE FOR BILLING IN ONE CURRENCY
SG11202011053VA (en) Blockchain-based financial trading executing method and apparatus, and electronic device
EP3816912A4 (en) METHOD AND DEVICE FOR PROCESSING A BLOCKCHAIN-BASED TRANSACTION AND ELECTRONIC DEVICE
SG11202006068VA (en) Fare payment method, apparatus, and device