SG11202000779PA - Virtual card opening method and system, payment system, and card issuing system - Google Patents
Virtual card opening method and system, payment system, and card issuing systemInfo
- Publication number
- SG11202000779PA SG11202000779PA SG11202000779PA SG11202000779PA SG11202000779PA SG 11202000779P A SG11202000779P A SG 11202000779PA SG 11202000779P A SG11202000779P A SG 11202000779PA SG 11202000779P A SG11202000779P A SG 11202000779PA SG 11202000779P A SG11202000779P A SG 11202000779PA
- Authority
- SG
- Singapore
- Prior art keywords
- opening method
- card
- payment
- card issuing
- virtual card
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/351—Virtual cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/90—Details of database functions independent of the retrieved data types
- G06F16/95—Retrieval from the web
- G06F16/955—Retrieval from the web using information identifiers, e.g. uniform resource locators [URL]
- G06F16/9558—Details of hyperlinks; Management of linked annotations
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/349—Rechargeable cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/354—Card activation or deactivation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4093—Monitoring of device authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Security & Cryptography (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Databases & Information Systems (AREA)
- Data Mining & Analysis (AREA)
- General Engineering & Computer Science (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201710888039.5A CN107748989A (zh) | 2017-09-27 | 2017-09-27 | 一种虚拟卡的开卡方法、系统和支付系统、发卡系统 |
PCT/CN2018/107254 WO2019062691A1 (zh) | 2017-09-27 | 2018-09-25 | 一种虚拟卡的开卡方法、系统和支付系统、发卡系统 |
Publications (1)
Publication Number | Publication Date |
---|---|
SG11202000779PA true SG11202000779PA (en) | 2020-02-27 |
Family
ID=61255020
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
SG11202000779PA SG11202000779PA (en) | 2017-09-27 | 2018-09-25 | Virtual card opening method and system, payment system, and card issuing system |
Country Status (9)
Country | Link |
---|---|
US (1) | US10872332B2 (zh) |
EP (1) | EP3644254A4 (zh) |
JP (1) | JP7048738B2 (zh) |
KR (1) | KR102384124B1 (zh) |
CN (1) | CN107748989A (zh) |
PH (1) | PH12020500202A1 (zh) |
SG (1) | SG11202000779PA (zh) |
TW (1) | TWI709933B (zh) |
WO (1) | WO2019062691A1 (zh) |
Families Citing this family (10)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN107748989A (zh) | 2017-09-27 | 2018-03-02 | 阿里巴巴集团控股有限公司 | 一种虚拟卡的开卡方法、系统和支付系统、发卡系统 |
CN110766388B (zh) * | 2018-07-27 | 2022-05-31 | 北京三快在线科技有限公司 | 虚拟卡生成方法及系统、电子设备 |
CN109947331A (zh) * | 2019-03-28 | 2019-06-28 | 北京小米移动软件有限公司 | 指示信息显示方法、装置及存储介质 |
CN112184277B (zh) * | 2019-07-04 | 2023-06-16 | 腾讯科技(深圳)有限公司 | 虚拟物品包发送、接收方法、装置、设备及存储介质 |
CN110414974B (zh) * | 2019-08-02 | 2023-09-01 | 广州羊城通有限公司 | 一种虚拟支付卡的生成控制方法及后台服务平台 |
CN110428242B (zh) * | 2019-08-02 | 2023-11-28 | 广州羊城通有限公司 | 一种实体ic卡信息的转移控制方法及后台服务器 |
CN110599158A (zh) * | 2019-08-08 | 2019-12-20 | 威富通科技有限公司 | 虚拟卡合并方法、虚拟卡合并装置及终端设备 |
CN111415245A (zh) * | 2020-03-31 | 2020-07-14 | 中国建设银行股份有限公司 | 一种开户方法和装置 |
CN112200564A (zh) * | 2020-09-23 | 2021-01-08 | 建信金融科技有限责任公司 | 一种虚拟卡生成和管理方法、装置、电子设备及可读存储介质 |
CN112837054A (zh) * | 2021-03-26 | 2021-05-25 | 中国工商银行股份有限公司 | 一种网上支付方法及装置 |
Family Cites Families (45)
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FR2750273B1 (fr) * | 1996-06-21 | 1998-07-17 | Milano Sophie | Procede de rechargement de cartes prepayees virtuelles |
US7908216B1 (en) * | 1999-07-22 | 2011-03-15 | Visa International Service Association | Internet payment, authentication and loading system using virtual smart card |
US20020095387A1 (en) * | 1999-08-27 | 2002-07-18 | Bertrand Sosa | Online content portal system |
CA2305249A1 (en) * | 2000-04-14 | 2001-10-14 | Branko Sarcanin | Virtual safe |
JP2002207874A (ja) * | 2001-01-09 | 2002-07-26 | Nec Corp | カード発行代行システム |
JP2004054738A (ja) * | 2002-07-23 | 2004-02-19 | Hitachi Software Eng Co Ltd | バーチャルカードシステム |
US9710804B2 (en) * | 2012-10-07 | 2017-07-18 | Andrew H B Zhou | Virtual payment cards issued by banks for mobile and wearable devices |
JP2004213553A (ja) * | 2003-01-08 | 2004-07-29 | Hitachi Ltd | 会員引当方法及び会員引当システム |
JP2004295389A (ja) * | 2003-03-26 | 2004-10-21 | Toppan Printing Co Ltd | カード申込管理システム |
US20140019352A1 (en) * | 2011-02-22 | 2014-01-16 | Visa International Service Association | Multi-purpose virtual card transaction apparatuses, methods and systems |
KR20060006733A (ko) * | 2004-07-15 | 2006-01-19 | 주식회사 비즈모델라인 | 급여 공제 카드 발급 중계방법 및 시스템과 이를 위한정보 저장매체 및 기록매체 |
CN101339639A (zh) * | 2007-07-06 | 2009-01-07 | 国际商业机器公司 | 虚拟会员卡系统和提供方法,以及虚拟会员卡的读取方法 |
US20100082487A1 (en) * | 2008-09-26 | 2010-04-01 | Giftango Corporation | Systems and methods for managing a virtual card based on geographical information |
US20140249904A1 (en) * | 2009-09-23 | 2014-09-04 | E2Interactive, Inc. D/B/A E2Interactive, Inc. | Systems and Methods for Managing a Virtual Card Based on Geographical and Balance Information |
US8892474B1 (en) | 2010-03-11 | 2014-11-18 | Bank Of America Corporation | Virtual purchasing card transaction |
US20110282784A1 (en) | 2010-05-14 | 2011-11-17 | Giftango Corporation | Systems and methods for reassignment of a virtual card |
KR101725096B1 (ko) * | 2010-05-24 | 2017-04-11 | 에스케이플래닛 주식회사 | 멤버쉽 서비스 장치 및 방법 |
CN101883143B (zh) * | 2010-06-18 | 2012-10-17 | 北京握奇数据系统有限公司 | 一种实现一卡通漫游的方法、装置及系统 |
US9082112B2 (en) | 2010-12-15 | 2015-07-14 | Symbotic, LLC | Autonomous transport vehicle charging system |
US20120271692A1 (en) * | 2011-04-23 | 2012-10-25 | Xingang Huang | Method and System for Smart Phone Based Virtual Card |
CN102521757A (zh) * | 2011-11-24 | 2012-06-27 | 成都美璞科技有限公司 | 基于智能终端的商户会员卡一键申请方法 |
US20140058855A1 (en) * | 2012-04-03 | 2014-02-27 | Atif Hussein | System and method for mobile and social customer relationship management |
WO2014103072A1 (ja) * | 2012-12-28 | 2014-07-03 | 楽天株式会社 | アクセス制御システム、アクセス制御方法、携帯端末、携帯端末の制御方法、携帯端末の制御プログラムが記録された記録媒体、及び携帯端末の制御プログラム |
US9009817B1 (en) | 2013-03-12 | 2015-04-14 | Open Invention Network, Llc | Virtual smart card to perform security-critical operations |
US20150088753A1 (en) | 2013-09-24 | 2015-03-26 | Ogloba Ltd. | Method and apparatus for providing a virtual gift card system |
US9223965B2 (en) | 2013-12-10 | 2015-12-29 | International Business Machines Corporation | Secure generation and management of a virtual card on a mobile device |
US20150186872A1 (en) | 2014-01-01 | 2015-07-02 | Bank Of America Corporation | Temporary virtual card |
CN103761484B (zh) * | 2014-01-08 | 2015-09-30 | 腾讯科技(深圳)有限公司 | 一种资源转移管理的方法、装置和系统 |
CN104917796B (zh) | 2014-03-13 | 2019-01-15 | 腾讯科技(深圳)有限公司 | 信用账户创建装置、系统和方法 |
US20150262291A1 (en) | 2014-03-17 | 2015-09-17 | Comenity Llc | Apply and buy with a co-branded virtual card |
US10475026B2 (en) | 2014-05-16 | 2019-11-12 | International Business Machines Corporation | Secure management of transactions using a smart/virtual card |
KR101661690B1 (ko) * | 2014-09-30 | 2016-09-30 | 비씨카드(주) | 가맹점 단말기를 이용한 통합 카드 발급 방법 및 장치 |
TWI522841B (zh) | 2014-09-30 | 2016-02-21 | 國立勤益科技大學 | 多重伺服器環境下的匿名認證方法 |
US10540835B2 (en) * | 2014-12-02 | 2020-01-21 | Carrier Corporation | Access control system with virtual card data |
CN106062798A (zh) * | 2015-02-13 | 2016-10-26 | 华为技术有限公司 | 一种账户信息管理的方法及装置 |
CN106529938B (zh) * | 2015-09-09 | 2021-05-25 | 腾讯科技(深圳)有限公司 | 虚拟卡发卡方法、装置、终端 |
CN105139252A (zh) * | 2015-10-14 | 2015-12-09 | 北京邻和科技有限公司 | 一种基于网络平台的交易与消费系统及方法 |
CN106713248B (zh) * | 2015-11-17 | 2020-08-25 | 腾讯科技(深圳)有限公司 | 一种线上申请虚拟卡的方法、用户终端、线上申请虚拟卡的系统 |
CN105631496B (zh) * | 2015-12-30 | 2018-10-26 | 深圳中科讯联科技有限公司 | 远程开卡方法、系统和终端设备 |
CN106028305B (zh) | 2016-05-03 | 2020-06-02 | 惠州Tcl移动通信有限公司 | 一种虚拟sim卡的实现方法、系统及智能终端 |
WO2017219269A1 (zh) | 2016-06-22 | 2017-12-28 | 北京小米移动软件有限公司 | 虚拟卡片激活方法及装置 |
CN106991575A (zh) * | 2017-04-11 | 2017-07-28 | 广州油菜花信息科技有限公司 | 基于微信和支付宝平台的会员管理web应用的及其使用方法 |
SG10201706070TA (en) * | 2017-07-25 | 2019-02-27 | Mastercard International Inc | Offline Payment Using Virtual Card Account Number |
CN107748989A (zh) * | 2017-09-27 | 2018-03-02 | 阿里巴巴集团控股有限公司 | 一种虚拟卡的开卡方法、系统和支付系统、发卡系统 |
US20190325429A1 (en) | 2018-04-19 | 2019-10-24 | Mastercard International Incorporated | Push payments to virtual payment card network accounts |
-
2017
- 2017-09-27 CN CN201710888039.5A patent/CN107748989A/zh active Pending
-
2018
- 2018-05-30 TW TW107118447A patent/TWI709933B/zh active
- 2018-09-25 SG SG11202000779PA patent/SG11202000779PA/en unknown
- 2018-09-25 WO PCT/CN2018/107254 patent/WO2019062691A1/zh unknown
- 2018-09-25 KR KR1020207003743A patent/KR102384124B1/ko active IP Right Grant
- 2018-09-25 JP JP2020526669A patent/JP7048738B2/ja active Active
- 2018-09-25 EP EP18860063.9A patent/EP3644254A4/en not_active Withdrawn
-
2020
- 2020-01-07 US US16/736,714 patent/US10872332B2/en active Active
- 2020-01-27 PH PH12020500202A patent/PH12020500202A1/en unknown
Also Published As
Publication number | Publication date |
---|---|
KR20200028425A (ko) | 2020-03-16 |
EP3644254A1 (en) | 2020-04-29 |
KR102384124B1 (ko) | 2022-04-08 |
TW201915867A (zh) | 2019-04-16 |
TWI709933B (zh) | 2020-11-11 |
CN107748989A (zh) | 2018-03-02 |
JP7048738B2 (ja) | 2022-04-05 |
PH12020500202A1 (en) | 2020-10-12 |
JP2020528191A (ja) | 2020-09-17 |
EP3644254A4 (en) | 2020-05-20 |
US10872332B2 (en) | 2020-12-22 |
US20200143361A1 (en) | 2020-05-07 |
WO2019062691A1 (zh) | 2019-04-04 |
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