SG11201903582UA - Settlement method, entrance control method, and apparatus - Google Patents

Settlement method, entrance control method, and apparatus

Info

Publication number
SG11201903582UA
SG11201903582UA SG11201903582UA SG11201903582UA SG11201903582UA SG 11201903582U A SG11201903582U A SG 11201903582UA SG 11201903582U A SG11201903582U A SG 11201903582UA SG 11201903582U A SG11201903582U A SG 11201903582UA SG 11201903582U A SG11201903582U A SG 11201903582UA
Authority
SG
Singapore
Prior art keywords
account identifier
settlement
hangzhou
international
feature
Prior art date
Application number
SG11201903582UA
Inventor
Le Zhou
Xiaodong Zeng
Li Chen
Hong Zhang
Xiaobo Zhang
Sihai Yao
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Publication of SG11201903582UA publication Critical patent/SG11201903582UA/en

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10009—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
    • G06K7/10297—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves arrangements for handling protocols designed for non-contact record carriers such as RFIDs NFCs, e.g. ISO/IEC 14443 and 18092
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/12—Cash registers electronically operated
    • G07G1/14—Systems including one or more distant stations co-operating with a central processing unit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G06K17/0022—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisious for transferring data to distant stations, e.g. from a sensing device

Abstract

INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property Organization International Bureau (43) International Publication Date 27 December 2018 (27.12.2018) WIP0 I PCT ill~~~~~~~~ 011101010VIIIOH olo olo1111111mmommo oimIE (10) International Publication Number WO 2018/237397 Al (51) International Patent Classification: G06Q 20/40 (2012.01) G06Q 20/32 (2012.01) (21) International Application Number: PCT/US2018/039359 (22) International Filing Date: 25 June 2018 (25.06.2018) (25) Filing Language: English (26) Publication Language: English (30) Priority Data: 201710490952.X 23 June 2017 (23.06.2017) CN (71) Applicant: ALIBABA GROUP HOLDING LIMITED [ /US]; Fourth Floor, One Capital Place, P.O. Box 847, George Town, Grand Cayman (KY). (72) Inventors: ZHOU, Le; c/o Ants Patent Team, 17F Build- ing B, Huanglong Times Plaza, No. 18 Wantang Road, Hangzhou, 310099 (CN). ZENG, Xiaodong; c/o Ants Patent Team, 17F Building B, Huanglong Times Plaza, No. 18 Wantang Road, Hangzhou, 310099 (CN). CHEN, Li; c/o Ants Patent Team, 17F Building B, Huanglong Times Plaza, No. 18 Wantang Road, Hangzhou, 310099 (CN). ZHANG, Hong; c/o Ants Patent Team, 17F Building B, Huanglong Times Plaza, No. 18 Wantang Road, Hangzhou, 310099 (CN). ZHANG, Xiaobo; c/o Ants Patent Team, 17F Building B, Huanglong Times Plaza, No. 18 Wan- tang Road, Hangzhou, 310099 (CN). YAO, Sihai; c/o Ants Patent Team, 17F Building B, Huanglong Times Plaza, No. 18 Wantang Road, Hangzhou, 310099 (CN). (74) Agent: STALFORD, Terry, J.; Fish & Richardson P.C., P.O. Box 1022, Minneapolis, MN 55440-1022 (US). (81) Designated States (unless otherwise indicated, for every kind of national protection available): AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (84) Designated States (unless otherwise indicated, for every kind of regional protection available): ARIPO (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, (54) Title: SETTLEMENT METHOD, ENTRANCE CONTROL METHOD, AND APPARATUS S102 S104 S106 S108 W O 20 18/ 237 397 Al 5110 AN ENTRANCE DEVICE OBTAINS A FIRST BIOLOGICAL FEATURE AND AN ACCOUNT IDENTIFIER OF A USER THE ENTRANCE DEVICE ESTABLISHES A CORRESPONDENCE BETWEEN THE FIRST BIOLOGICAL FEATURE AND THE ACCOUNT IDENTIFIER, AND STORES THE FIRST BIOLOGICAL FEATURE, THE ACCOUNT IDENTIFIER, AND THE CORRESPONDENCE IN A STORAGE DEVICE A SETTLEMENT DEVICE COLLECTSA SECOND BIOLOGICAL FEATURE OF THE USER THE SETTLEMENT DEVICE DETERMINES THE ACCOUNT IDENTIFIER THAT IS STORED IN THE STORAGE DEVICEAND THAT CORRESPONDS TO THE FIRST BIOLOGICAL FEATURE THAT MATCHES THE SECOND BIOLOGICAL FEATURE THE SETTLEMENT DEVICE PERFORMS SETTLEMENT BY USING THE DETERMINED ACCOUNT IDENTIFIER FIG. 1 (57) : A first biometric feature and an account identifier of a user is obtained by an entrance device. A correspondence between the first bio- metric feature and the account identifier is established by the entrance de- vice. The first biometric feature, the account identifier, and the correspon- dence is stored in a storage device. A settlement device, a second biometric feature of the user is collected by a settlement device. The account iden- tifier that is stored in the storage device and that corresponds to the first biometric feature that matches the second biometric feature is determined by the settlement device. The settlement is performed by the settlement device by using the determined account identifier. [Continued on next page] WO 2018/237397 Al MIDEDIMOHNIIME1010010111100EHINIMMOVOIS MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Published: — with international search report (Art. 21(3))
SG11201903582UA 2017-06-23 2018-06-25 Settlement method, entrance control method, and apparatus SG11201903582UA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201710490952.XA CN107480994A (en) 2017-06-23 2017-06-23 A kind of settlement method, access control method and device
PCT/US2018/039359 WO2018237397A1 (en) 2017-06-23 2018-06-25 Settlement method, entrance control method, and apparatus

Publications (1)

Publication Number Publication Date
SG11201903582UA true SG11201903582UA (en) 2019-05-30

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Family Applications (1)

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SG11201903582UA SG11201903582UA (en) 2017-06-23 2018-06-25 Settlement method, entrance control method, and apparatus

Country Status (15)

Country Link
US (2) US20180374100A1 (en)
EP (1) EP3516611A1 (en)
JP (1) JP6859521B2 (en)
KR (1) KR102192882B1 (en)
CN (1) CN107480994A (en)
AU (1) AU2018289629B2 (en)
BR (1) BR112019008162B1 (en)
CA (1) CA3041544C (en)
MX (1) MX2019004709A (en)
MY (1) MY196332A (en)
PH (1) PH12019500896A1 (en)
RU (1) RU2719298C1 (en)
SG (1) SG11201903582UA (en)
TW (1) TWI715829B (en)
WO (1) WO2018237397A1 (en)

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Also Published As

Publication number Publication date
CN107480994A (en) 2017-12-15
KR20190075070A (en) 2019-06-28
JP6859521B2 (en) 2021-04-14
AU2018289629A1 (en) 2019-05-16
MY196332A (en) 2023-03-24
KR102192882B1 (en) 2020-12-22
WO2018237397A1 (en) 2018-12-27
TW201905787A (en) 2019-02-01
JP2020504854A (en) 2020-02-13
TWI715829B (en) 2021-01-11
EP3516611A1 (en) 2019-07-31
BR112019008162A2 (en) 2019-07-09
PH12019500896A1 (en) 2019-12-02
BR112019008162B1 (en) 2022-03-08
AU2018289629B2 (en) 2020-08-20
CA3041544C (en) 2021-06-01
RU2719298C1 (en) 2020-04-17
CA3041544A1 (en) 2018-12-27
US20180374100A1 (en) 2018-12-27
MX2019004709A (en) 2019-08-12
US20200126089A1 (en) 2020-04-23

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