CN101021924A

CN101021924A - Intelligent social identity recognition and payment system

Info

Publication number: CN101021924A
Application number: CNA2007100271412A
Authority: CN
Inventors: 莫丕向
Original assignee: Individual
Current assignee: Individual
Priority date: 2007-03-14
Filing date: 2007-03-14
Publication date: 2007-08-22

Abstract

This invention relates to an intelligent identification and payment system for social identities characterizing that said system is one composed of the biological identifying technology, computer technology and network technology to realize accurate identification of social identities and safety payment, which solves the safety problem existing in a simple authentication and identification mode applied with user names, ciphered codes and numbers of identities as the character in the network ecomic field.

Description

Intelligent society identification and payment system

Technical field

The present invention relates to form social identification and the economic field that exchanges safety of payment in the intelligence system key element, is exactly a kind of intelligent society identification and payment system specifically.

Background technology

At present the recognition technology of Chinese identification mainly be rely on identity document (comprising nature person and mechanism) and the password that is provided with more extensive, identity document has comprised information and corresponding with it identity document numbers such as some the most basic information of identity such as photo, title, sex, nationality, address, code.Realized networking substantially in the economic field, adopting at present with user name, password and identity piece number sign indicating number is that security issues become increasingly urgent for the simple authentication recognition method of feature again: social and economical benefits is because computer system is infected by the virus and situation about destroying is quite serious; Computer hacker's activity has formed important threat; Information infrastructure faces the challenge of network security; There are many weak links in infosystem aspect prediction, reaction, strick precaution and the recovery capability; The network politics subversive activities are frequent or the like, make the legitimacy and the safety problem of exchange payment become the challenge that the information age mankind face jointly, formulate the safety program with strategic perspective as early as possible; Set up effective national information security management system; Accelerate to change present present situation; Aspect the research and development of infotech and critical product thereof, provide target of overall importance and related industry policy with superior consciousness; Set up that function is complete, the Safety Technology Platform of global coordination, support mutually and cooperate with security setup control message to seem extremely urgent.

Summary of the invention

Provide the support of hardware and technology for overcoming the problems referred to above, the invention provides a kind of biological characteristic of human body that relies on and comprise that fingerprint, sound, face, retina, pulse, palmmprint, auricle, skeleton, signature or the like biological identification technology in conjunction with a solution that computer technology, radio network technique carry out authentication promptly is: relate to each the element identification of social economy of social safety intelligence system and a kind of intelligent society identification and the payment system and the terminal thereof of society's exchange payment technical field.The present invention used biological identification technology in conjunction with computer technology, radio network technique as basic technology of the present invention.Wherein biological identification technology is a solution that relies on the physical trait of human body to carry out authentication.The biological characteristic of human body comprises fingerprint, sound, face, retina, palmmprint, skeleton or the like.The core of so-called bio-identification is how to obtain these biological characteristics, and converts it to numerical information, is stored in the computing machine, utilizes reliable matching algorithm to finish checking and the process of discerning personal identification.Because the characteristics of human body has human body institute with the not reproducible uniqueness that has, this biological secret key can't duplicate, and has things stolen or passes into silence.Common password, IC-card, bar code, magnetic card or key then exist to be lost, forget, duplicates and stolen many unfavorable factors.Therefore adopt biological key, you can carry the key of big string, also need not take a lot of trouble note or change password.And the system manager more needn't feel simply helpless because of forgetting Password.The human development of having experienced three phases in the validity and the convenience of the safeguard protection of pursuing document, transaction and article.The method that phase one is just the most initial is the various mechanical keys that adopt everybody to be familiar with already.Subordinate phase is to develop into digital cipher such as password or bar code etc. by mechanical key.Phase III be utilize human body intrinsic biological characteristic debate and know and identity verification.Bio-identification is the safe key system of highest level in the current digitizing life.Fingerprint: earlier 1800s, scientific research have been found two key characters still admitting so far: one is pattern (ridgepattern) difference of the fingerprint wrinkle ridges of two different fingers, and another one is that the pattern of fingerprint wrinkle ridge is constant throughout one's life.This achievement in research makes fingerprint be able to formal application in crime is differentiated.Nineteen sixties, because computing machine processing graphics effectively, people take up to study computing machine and handle fingerprint, and the research of Automated Fingerprint Identification System AFIS aspect enforcement just has with application and launches thus.An outstanding biological recognition system requires to finish its identifying in real time quickly and effectively.All biological recognition systems all comprise a following youngster processing procedure: gather, decode, compare and coupling.Fingerprint recognition is handled too, and it comprises processes such as the comparison of fingerprint image acquisition, the extraction of fingerprint image processing feature, eigenwert and couplings.The advantage of use fingerprint recognition mode is that it is reliable, convenient and is convenient to be accepted.As long as you spend the inappreciable time to go to obtain fingerprint image with fingerprint instrument, many fingerprint recognition that studies show that are a kind of technological means that human body is least constituted infringement in all biological identification technologies.Biological identification technology is a recognition technology the most convenient at present and safety, and it does not need to remember complex password, need not carry the thing of key, smart card and so on yet.The biological identification technology identification be people itself, nothing can be more safer, more convenient than this authentication mode.Because everyone biological characteristic has uniqueness different with other people and constant over a period to come stability, the difficult forgery and personation, thus utilize biological identification technology to carry out the identity identification, safety, reliable, accurate.In addition, the biological identification technology product is easy to matching computer and safety, monitoring, management system integration all by means of modern computer technology, realizes automatic management.Palmmprint: palm geometry is based on such fact: almost the shape of everyone hand all is different, and marked change just no longer takes place after the people reaches a dating shape of this hand.When the user was placed on his hand on the hand shape reader, the 3-D view of a hand just was captured.Next, the shape and the length of finger and articulations digitorum manus are measured.According to the difference of the data that are used for discerning the people, hand shape is read technology can be divided into following three generic categories: the application of palm, the pattern of hand medium vessels, and the geometric analysis of finger.The different characteristic that mapping is sold is quite simple, can not produce the mass data collection.But even a considerable amount of records have been arranged, palm geometry not necessarily can make a distinction the people, and this is because the feature of hand is very similar.Compare with the other biological recognition methods, palm geometry can not obtain the accuracy of top.When database continue to increase, the obvious characteristic that also just need quantitatively increase hand came clearly people and template to be recognized and compare.Retina: analyze the complexity of eyes and the biological identification technology of specific characteristic and be divided into two different fields: iris recognition technology and cornea recognition technology.Iris is around the coloured cell tissue of one deck of pupil.Iris is debated the knowledge system and is used a video camera to catch sample, is come the template of gained data and storage is compared by software then.Cornea is the blood cell layer of eye bottom.What cornea scanned is the specific characteristic that removes to catch cornea with low-density infrared ray.The zone that is positioned at CC known to us is scanned, and therefore the unique pattern of blood cell just is captured.The cornea recognition technology is considered to best bio-identification.Face: the facial recognition system debates by unique shape, pattern and the position of analyzing face feature and knows the people.Basically have two methods to come deal with data: video camera and heat are drawn.The standard camera technique is to be based upon on the face image that is captured by video camera.Blood vessel heat emergence pattern under the heat drawing technique analyzing skin.The attractive force of this biological identification technology is that it can man-machine interaction.Sound: it is to based on the speaker's voice of physiology and behavioural characteristic and the utilization of linguistics pattern that the debating of sound known.Its different these technology that are with speech recognition is not debated knowledge to the word itself of saying.But the unique trait by analyzing speech, for example Fa Yin frequency identifies the talker.Can the voice-sound identification technology make people to control the restrictive zone of coming in and going out by the voice of speaking.For instance, dial in bank, database service, shopping or voice mail, and enter secret device by phone.Though speech recognition is easily, because dehumanization's risk, Long-distance Control and low accuracy, it is very unreliable.Signature: signature identification, be also referred to as the signature mechanics and debate knowledge (Danamic Signature Verification--DSV), it is on the dynamics that is based upon when signing.What its was analyzed is moving of pen, the length of acceleration, pressure, direction and stroke for example, but not the image of signature itself.The key of signature mechanics is to distinguish different signature sections, and some is habitually, and other are all different when each signature.The use of signature is accepted widely, and range of application all can be seen from the Declaration of Independence to the credit card.Yet the problem that signature is debated knowledge still is present in the mode of obtaining the tolerance of using in debating the knowledge process and the repeatability of signature.If do not reduce receptance, it just can't weigh the dynamics of signature constantly.

The technical scheme that this reality invention is adopted is: thus comprise that by the biometric feature of gathering human body fingerprint, sound, face, retina, pulse, palmmprint, auricle, skeleton, signature or the like information data is pre-stored in authentication center's intelligence system and intelligent terminal and knows the contrast that the homogeneous data of gathering carries out different security level and confirm to realize Intelligent Recognition and legal payment, the grade of safety by payment grade and institute need the typing identification item and item number corresponding, close intelligent terminal identification code (account number) thus the time one-tenth corresponding relation of payment function control realization the present invention.The invention has the beneficial effects as follows: show as the management of safe credit card in the financial field, security of payment, convenience, overcome the circulation of counterfeit money, minimizing is to the expense of the management and the maintenance of currency, reduce financial crime, more transparent more just, help the research of economic information and decision-making or the like; Show as the generation of effective minimizing economic crime at public safety field because data have the effect of tracking, chasing of criminal played tracer action or the like as corruption, robbery, swindle; Show as realization in the file administration field low-cost, efficient, reaches information centralization, socialization; The public information field shows as the different public information of convenient reception and registration, and has strengthened the safety management of information; The information research field shows as convenient and swift economic information, community information, people information, health and fitness information, the prenatal and postnatal care information collected cheaply; Payment conveniently is convenient in business activity, safe and efficient or the like.

Description of drawings

Below in conjunction with accompanying drawing invention is described further:

Fig. 1 principle of the invention synoptic diagram

Fig. 2 the present invention uses the terminal synoptic diagram

1. first floor servers among the figure, 2. middle tier server, 3. higher layer server, 4. intelligent terminal, 5. agreement fire wall, 6. the Internet, 7. collection face version, 8. chain of command version, 9. intelligent pellet, 10. expansion slot, 11. digital stylus, 12. microphones.

Embodiment

In the present invention; be the economic management operation system of overall application biological identification technology in conjunction with computer technology, network technology composition; the description of following specific embodiment only is in order to resolve the present invention; be embodiment preferably; just do not define the present invention, all in any modification of being done within the present invention spirit and the principle, be equal to replacements, improvement and all should be contained within the present invention protects.The biometric feature that the present invention gathers the people by intelligent terminal (4) comprises fingerprint, sound, face, retina, pulse, palmmprint, auricle, skeleton, signature or the like information data is arranged to different authority informations and is pre-stored in first floor server (1), middle tier server (2), higher layer server (3) for authentication center's intelligence system of representative and intelligent terminal (4) thus know Intelligent Recognition and the legal payment that contrast that the homogeneous data of gathering carries out different security level confirms to realize instruction, the grade of safety by the payment grade with need the typing identification and the corresponding level of confidentiality of item number, the time of closing the payment function of intelligent terminal identification code (account number) becomes corresponding relation to constitute the secret key control of different brackets.Intelligent terminal among Fig. 2 (4) mainly is made of collection face version (7), chain of command version (8), intelligent pellet (9), expansion slot (10), digital stylus (11), microphone (12), wherein insert formula intelligence pellet (9) and can realize convenient the separation, thereby guaranteed the technology innovation of intelligent pellet (9) with intelligent terminal (4); Expansion slot (10) provides interface for increasing other functions; Collection face version (7) realizes display message and gathers data such as people's fingerprint, palmmprint, skeleton, signature, the data that digital stylus (11) and microphone (12) are gathered face, retina and sound etc. respectively.The data based different needs of gathering is dealt into by chain of command version (8) and send intelligent pellet (9) to handle generation various combination formation level of confidentiality key in real time.

The embodiment of the present invention society identity recognition function is as follows:

Intelligence pellet (9) processing generation various combination forms issues authentication center's intelligence system to legal enciphered data after the level of confidentiality key enters the authentication filtration of the Internet (6) through agreement fire wall (5) by chain of command version (8) transmission, first floor server (1), middle tier server (2), higher layer server (3) the logarithm parsing of different levels are now factually contrasted and are carried out, thereby final recognition result is fed back to intelligent terminal (4), thereby realize social identification, generate real-time identity code.

The embodiment of payment function of the present invention is as follows:

Actual when holding currency and digital cash and form corresponding relation, the digital cash of generation can realize paying by mails function.Digital cash (or credit system) will with social identity, educational background, personal story, tangible assets, the situation of intangible asset or the like is presented as concrete numeral, payment function will show as identification, Payment Request, the response process of Payment Request: the identity code (account number) of the side's of paying intelligent terminal (4) starts payment function and produces paying side's identification code, the identity code of the intelligent terminal of payment collector (4) starts the charge function and function is confirmed in charge, wherein commodity or Service Identifier data are gone decision by the characteristic of commodity or service self characteristics and transaction, can divide different several payment grades according to different transaction, generate inventory at last.

Whole payment flow is because of the two-way identification of having implemented the biometric feature authentication of human body, so its security is than present height.

Intelligent terminal among the present invention (4) includes but not limited to be used for communication terminal, handheld device or the card-type device of system.

Claims

1. intelligent society identification and payment system is characterized in that described system is the system that biological identification technology is formed in conjunction with computer technology, network technology, is applied to the economic field.

2. described intelligent society identification of claim 1 and payment system is characterized in that described system comprises that it is the authentication intelligent centring system of representative that intelligent terminal (4), agreement fire wall (5), the Internet (6) reach with first floor server (1), middle tier server (2), higher layer server (3).

3. described intelligent society identification of claim 1 and payment system is characterized in that described system comprises social identification module and payment function module.

4. described intelligent society identification of claim 2 and payment system, it is characterized in that described intelligent terminal comprises collection face version (7), chain of command version (8), intelligent pellet (9), expansion slot (10), digital stylus (11), microphone (12), intelligent pellet (9) is separable with intelligent terminal (4).

5. described intelligent society identification of claim 2 and payment system, it is characterized in that described authentication intelligent centring system comprises first floor server (1), middle tier server (2), higher layer server (3), the logarithm parsing of different levels is now factually contrasted and is carried out.

6. described intelligent society identification of claim 3 and payment system, it is characterized in that described social identification module is to send by chain of command version (8) with the biometric feature data generation various combination formation level of confidentiality key that intelligent pellet (9) processing is gathered after the authentication that enters the Internet (6) process agreement fire wall (5) is filtered legal enciphered data to be issued authentication center's intelligence system, first floor server (1), middle tier server (2), higher layer server (3) the logarithm parsing of different levels is now factually contrasted and is carried out, thereby final recognition result is fed back to intelligent terminal (4), thereby realize social identification, generate the technology that real-time identity code is a feature.

7. described intelligent society identification of claim 3 and payment system, it is characterized in that described payment function module is with identification, Payment Request, the response process of the Payment Request i.e. identity code (account number) of the side's of paying intelligent terminal (4) starts payment function generation paying side identification code, the identity code of the intelligent terminal of payment collector (4) starts the charge function and function is confirmed in charge, wherein commodity or Service Identifier data are gone decision by the characteristic of commodity or service self characteristics and transaction, can divide different several payment grades according to different transaction, generate the technology that inventory is a feature at last.

8. described intelligent society identification of the arbitrary right of claim 5 to 7 and payment system is characterized in that, the data of described feature or identification code and the operation of intelligent terminal (4) exist unique corresponding.