SG11201801528WA - App card-linked representative card, and payment system and payment method thereof - Google Patents

App card-linked representative card, and payment system and payment method thereof

Info

Publication number
SG11201801528WA
SG11201801528WA SG11201801528WA SG11201801528WA SG11201801528WA SG 11201801528W A SG11201801528W A SG 11201801528WA SG 11201801528W A SG11201801528W A SG 11201801528WA SG 11201801528W A SG11201801528W A SG 11201801528WA SG 11201801528W A SG11201801528W A SG 11201801528WA
Authority
SG
Singapore
Prior art keywords
card
payment
app
payment system
payment method
Prior art date
Application number
SG11201801528WA
Other languages
English (en)
Inventor
Se Hun Kim
Jee Eun Kim
Jae Choon Shin
Seo Hyeon Bae
Heung Sik Chae
Ji Hyun Jung
Kyung Mu Jo
Original Assignee
Kb Kookmin Card Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Kb Kookmin Card Co Ltd filed Critical Kb Kookmin Card Co Ltd
Publication of SG11201801528WA publication Critical patent/SG11201801528WA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3572Multiple accounts on card
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing
    • G06Q20/4093Monitoring of device authentication

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG11201801528WA 2015-10-13 2016-10-13 App card-linked representative card, and payment system and payment method thereof SG11201801528WA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR1020150143073A KR101755858B1 (ko) 2015-10-13 2015-10-13 앱카드 연동 대표카드, 그 결제시스템 및 결제방법
PCT/KR2016/011484 WO2017065518A1 (ko) 2015-10-13 2016-10-13 앱카드 연동 대표카드, 그 결제시스템 및 결제방법

Publications (1)

Publication Number Publication Date
SG11201801528WA true SG11201801528WA (en) 2018-04-27

Family

ID=58518183

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201801528WA SG11201801528WA (en) 2015-10-13 2016-10-13 App card-linked representative card, and payment system and payment method thereof

Country Status (10)

Country Link
US (1) US20180300712A1 (ja)
EP (1) EP3364355A4 (ja)
JP (1) JP6883040B2 (ja)
KR (1) KR101755858B1 (ja)
CN (1) CN108027922A (ja)
AU (3) AU2016339621A1 (ja)
NZ (1) NZ740486A (ja)
PH (1) PH12018501039A1 (ja)
SG (1) SG11201801528WA (ja)
WO (1) WO2017065518A1 (ja)

Families Citing this family (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101947011B1 (ko) * 2018-04-27 2019-02-12 김승훈 지역정보를 이용하는 카드 관리 시스템 및 방법
US20190333057A1 (en) * 2018-04-27 2019-10-31 Jeremie Miller Systems and methods implementing an independent device-based sub-network of a distributed ledger network
KR102090387B1 (ko) * 2018-07-10 2020-03-18 치-유안 오 다수의 거래 카드를 통합한 다목적 재충전 카드
KR102005554B1 (ko) 2018-08-09 2019-07-30 주식회사 센스톤 공카드를 이용한 금융거래제공방법 및 시스템
WO2020162739A1 (ko) 2019-02-08 2020-08-13 주식회사 센스톤 칩 고유값 기반의 가상코드를 이용하여 장치를 식별하는 방법, 프로그램 및 장치
WO2020162738A1 (ko) 2019-02-08 2020-08-13 주식회사 센스톤 웨어러블 디바이스 기반의 금융거래를 제공하는 방법, 프로그램, 서버 및 웨어러블 디바이스
US20220138724A1 (en) * 2019-03-25 2022-05-05 Felica Networks, Inc. Information processing apparatus, information processing system, information processing method, and program
KR102463557B1 (ko) * 2019-06-14 2022-11-04 신현학 가맹점 주도의 결제솔루션 기반 이벤트를 제공하기 위한 플랫폼 시스템 및 방법
KR20220078825A (ko) 2020-12-04 2022-06-13 주식회사 픤디 카드 연동을 이용한 카드 결제 서비스 제공 장치 및 방법
JP7134325B1 (ja) 2021-12-23 2022-09-09 PayPay株式会社 電子決済システム、決済管理装置、カード、電子決済方法、およびプログラム

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20040016770A (ko) * 2002-08-17 2004-02-25 송현종 카드/계좌 관리 시스템 및 그 관리방법
JP2005316992A (ja) * 2004-04-02 2005-11-10 Matsushita Electric Ind Co Ltd カードアプリケーション間の連携処理を行うセキュアデバイスと携帯端末
EP2095343A1 (en) * 2006-11-22 2009-09-02 Mark A. Cox Point0f sale transaction device with magnetic stripe emulator and biometric authentication
KR100861390B1 (ko) * 2007-09-07 2008-10-01 박수민 최적카드 추천을 위한 인공지능 결제 시스템과 이를 위한결제 장치 및 통합카드 결제 단말기
CN101458795A (zh) * 2007-12-14 2009-06-17 哈瑞克思信息科技公司 对移动卡使用离线交易批准模式的支付处理系统及其方法
JP2011065199A (ja) * 2009-09-15 2011-03-31 Nec Engineering Ltd クレジットカード決済システム
KR20120014447A (ko) * 2010-08-09 2012-02-17 마승민 대표카드, 가상카드를 이용한 카드 사용 내지 결제 방법
KR20140097832A (ko) * 2013-01-30 2014-08-07 주식회사 케이티 가상 카드를 물리적 카드로 생성 및 만료하는 장치
US9092767B1 (en) * 2013-03-04 2015-07-28 Google Inc. Selecting a preferred payment instrument
WO2014174345A1 (en) * 2013-04-23 2014-10-30 Thimmana Ramesh Method and system for facilitating online and offline financial transactions
KR20150002067A (ko) * 2013-06-28 2015-01-07 한국정보통신주식회사 앱 형 모바일 카드를 이용한 결제 서비스 방법, 단말 및 서버
WO2015061005A1 (en) * 2013-10-22 2015-04-30 Square, Inc. Proxy for multiple payment mechanisms

Also Published As

Publication number Publication date
PH12018501039A1 (en) 2019-01-28
AU2020202027A1 (en) 2020-04-09
NZ740486A (en) 2019-09-27
AU2020104447A4 (en) 2021-09-30
KR101755858B1 (ko) 2017-07-07
CN108027922A (zh) 2018-05-11
EP3364355A1 (en) 2018-08-22
WO2017065518A1 (ko) 2017-04-20
AU2016339621A1 (en) 2018-03-29
KR20170043377A (ko) 2017-04-21
JP6883040B2 (ja) 2021-06-02
JP2018528561A (ja) 2018-09-27
US20180300712A1 (en) 2018-10-18
EP3364355A4 (en) 2019-04-24

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