RU96117039A - Устройство дл проведения денежных операций - Google Patents
Устройство дл проведения денежных операцийInfo
- Publication number
- RU96117039A RU96117039A RU96117039/09A RU96117039A RU96117039A RU 96117039 A RU96117039 A RU 96117039A RU 96117039/09 A RU96117039/09 A RU 96117039/09A RU 96117039 A RU96117039 A RU 96117039A RU 96117039 A RU96117039 A RU 96117039A
- Authority
- RU
- Russia
- Prior art keywords
- central processor
- wireless
- modem
- connection
- mobile
- Prior art date
Links
- 230000005540 biological transmission Effects 0.000 claims 2
- 241000191291 Abies alba Species 0.000 claims 1
- 230000003213 activating Effects 0.000 claims 1
- 230000004913 activation Effects 0.000 claims 1
Claims (10)
1. Мобильное устройство для ведения денежной операции при переводе денежных средств от одного банковского счета или источника кредитования к другому банковскому счету или источнику кредитования, содержащее устройство считывания карточек, PIN-клавиатуру с системой кодирования, модем, интерфейс связи, соединенный с модемом и выходное сообщающее устройство, отличающееся тем, что оно включает в себя центральный процессор и устройство беспроводной связи, причем центральный процессор взаимно соединяет все указанные устройства, а устройство беспроводной связи выполнено с возможностью соединения с сетью беспроводной связи для соединения с главной сетью типа EFTPOS банковского или кредитного учреждения, при этом центральный процессор имеет программу на хранение идентифицирующих данных продавца, владельца/арендатора устройства и на приведение в действие PIN-клавиатуры для ввода пользователем информации через PIN-клавиатуру, например, вид счета, вид операции со счетом, сумму сделки и номер PIN, причем номер PIN кодируется PIN-клавиатурой, а введенная пользователем информация закодирована как Код Удостоверения Сообщения и хранится в центральном процессоре, с активацией соединения связи через модем и интерфейс для соединения с главным устройством EFTPOS и передачи введенных и сохраненных пользователем данных, а также для передачи идентифицирующих данных продавца, владельца/арендатора устройства с обеспечением перевода денег с банковского счета или кредитной или дебетной карточки пользователя на банковский счет владельца/арендатора и наоборот, и для подачи сигналов на выходное сообщающее устройство с подтверждением сделки или отказам от сделки или с другой информацией, относящейся к сделке, при этом мобильное устройство для ведения денежных операций выполнено передвижным и переносным благодаря устройству беспроводной связи, позволяющему обойтись без проводной привязки к системе передачи.
2. Устройство по п.1, отличающееся тем, что соединение связи приводится в действие подпрограммой телефонного дискового набора, управляемого центральным процессором.
3. Устройство по п.2, отличающееся тем, что устройство связи представляет собой мобильное телефонное устройство, приводимое в действие последовательностью телефонного дискового набора.
4. Устройство по п. 3, отличающееся тем, что оно включает в себя блок памяти для хранения телефонных номеров главных сетей EFTPOS.
5. Устройство по п.4, отличающееся тем, что блок памяти выполнен с возможностью хранения нескольких телефонных номеров, альтернативных телефонным номерам для главной сети EFTPOS, а центральный процессор имеет программу на соединение по одному номеру, а при отсутствии его на соединение по другому номеру без вмешательства пользователя.
6. Мобильное устройство для введения денежных операций при переводе денежных средств от одной организации к другой организации, содержащее входной блок, имеющий устройство считывания карточек для считывания данных в или на карточке запрашивающего лица, устройство с клавиатурой ввода данных, относящихся к операции, выходное сообщающее устройство для сообщения подробностей операции, отличающееся тем, что оно включает в себя средство электронного соединения входного блока с устройством беспроводной связи, причем устройство ввода выполнено с обеспечением создания информационного сигнала, содержащего данные, относящиеся к операции, и данные, относящиеся к оператору устройства, а средство соединения выполнено с возможностью переноса информационного сигнала к устройству беспроводной связи, для передачи последнего сигнала к центральной организации с обеспечением вызова перевода денежных средств от организации запрашивающего лица к другой организации, относящейся к оператору, при этом устройство для введения денежных операций выполнено мобильным и переносным (портативным) к другому ввиду средства соединения, соединяющего входной блок с устройством беспроводной связи для использования беспроводного включения в систему передачи.
7. Устройство по п.6, отличающееся тем, что оно выполнено с возможностью удержания его в одной руке.
8. Устройство по п.6, отличающееся тем, что средство соединения содержит модем, интерфейс связи, соединенный с модемом, центральный процессор и кабель для соединения модема, интерфейса связи и центрального процессора с устройством беспроводной связи.
9. Устройство по п.8, отличающееся тем, что устройство беспроводной связи содержит мобильный телефон.
10. Устройство по п.6 или 10, отличающееся тем, что устройство беспроводной связи соединено со средством соединения.
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AUPM3507 | 1994-01-25 | ||
AUPM3507A AUPM350794A0 (en) | 1994-01-25 | 1994-01-25 | Funds transaction device |
PCT/AU1994/000247 WO1995020195A1 (en) | 1994-01-25 | 1994-05-13 | Funds transaction device |
Publications (2)
Publication Number | Publication Date |
---|---|
RU2124231C1 RU2124231C1 (ru) | 1998-12-27 |
RU96117039A true RU96117039A (ru) | 1999-01-10 |
Family
ID=3778128
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
RU96117039A RU2124231C1 (ru) | 1994-01-25 | 1994-05-13 | Устройство для ведения денежных операций (варианты) |
Country Status (13)
Country | Link |
---|---|
US (1) | US6010067A (ru) |
EP (1) | EP0741884B8 (ru) |
JP (1) | JP4294726B2 (ru) |
KR (1) | KR100347878B1 (ru) |
CN (1) | CN1084007C (ru) |
AT (1) | ATE344953T1 (ru) |
AU (2) | AUPM350794A0 (ru) |
CA (1) | CA2181999A1 (ru) |
DE (1) | DE69434879D1 (ru) |
HK (1) | HK1014216A1 (ru) |
NZ (1) | NZ265896A (ru) |
RU (1) | RU2124231C1 (ru) |
WO (1) | WO1995020195A1 (ru) |
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- 1994-01-25 AU AUPM3507A patent/AUPM350794A0/en not_active Abandoned
- 1994-05-13 CN CN94195036A patent/CN1084007C/zh not_active Expired - Lifetime
- 1994-05-13 RU RU96117039A patent/RU2124231C1/ru not_active IP Right Cessation
- 1994-05-13 NZ NZ265896A patent/NZ265896A/en unknown
- 1994-05-13 US US08/676,361 patent/US6010067A/en not_active Expired - Lifetime
- 1994-05-13 DE DE69434879T patent/DE69434879D1/de not_active Expired - Lifetime
- 1994-05-13 CA CA002181999A patent/CA2181999A1/en not_active Abandoned
- 1994-05-13 AT AT94914984T patent/ATE344953T1/de not_active IP Right Cessation
- 1994-05-13 KR KR1019960704034A patent/KR100347878B1/ko not_active IP Right Cessation
- 1994-05-13 EP EP94914984A patent/EP0741884B8/en not_active Expired - Lifetime
- 1994-05-13 WO PCT/AU1994/000247 patent/WO1995020195A1/en active IP Right Grant
- 1994-05-13 AU AU66417/94A patent/AU6641794A/en not_active Abandoned
- 1994-05-13 JP JP51925195A patent/JP4294726B2/ja not_active Expired - Lifetime
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1998
- 1998-12-24 HK HK98115496A patent/HK1014216A1/xx not_active IP Right Cessation
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