NO20100563L - System, fremgangsmate og anordning for muliggjoring av vekselvirkning med dynamisk sikkerhet - Google Patents
System, fremgangsmate og anordning for muliggjoring av vekselvirkning med dynamisk sikkerhetInfo
- Publication number
- NO20100563L NO20100563L NO20100563A NO20100563A NO20100563L NO 20100563 L NO20100563 L NO 20100563L NO 20100563 A NO20100563 A NO 20100563A NO 20100563 A NO20100563 A NO 20100563A NO 20100563 L NO20100563 L NO 20100563L
- Authority
- NO
- Norway
- Prior art keywords
- transaction
- specific
- code
- user
- sequence
- Prior art date
Links
- 230000003993 interaction Effects 0.000 title abstract 2
- 230000003213 activating effect Effects 0.000 abstract 1
- 238000011156 evaluation Methods 0.000 abstract 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4012—Verifying personal identification numbers [PIN]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Computer Hardware Design (AREA)
- Software Systems (AREA)
- General Engineering & Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Storage Device Security (AREA)
- Steering Control In Accordance With Driving Conditions (AREA)
- Alarm Systems (AREA)
- Burglar Alarm Systems (AREA)
- Fittings On The Vehicle Exterior For Carrying Loads, And Devices For Holding Or Mounting Articles (AREA)
- Testing, Inspecting, Measuring Of Stereoscopic Televisions And Televisions (AREA)
Abstract
Kodegenereringsenhet (6a-c) for aktivering av interaksjon med dynamisk sikkerhet mellom en bruker (2a-c) og en leverandør av transaksjonstjenester (3), nevnte kodegenereringsenhet (6a-c) har: informasjon innhentningsmidler (51, 52), og prosesseringskretser (60) konfigurert til: å motta, via informasjonsinnhentningsmodulene (51, 52), en transaksjonsspesifikk kode som genereres av at leverandøren av transaksjonstjenester (3); evaluere nevnte transaksjonsspesifikke kode, utføre, basert på nevnte evaluering av transaksjonsspesifikke kode, en transaksjonsspesifikk sekvens av forutbestemte funksjoner, hver som involverer å spørre nevnte bruker (2a-c) å indikere en respektiv funksjonsrelatert verdi, noe som resulterer i en sekvens av funksjonsrelatert verdier angitt med brukeren, og avgjøre en transaksjonsspesifikk responskode basert på nevnte sekvens av funksjonsrelaterte verdier, og dermed muliggjøre sikker autentisering av nevnte transaksjon.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP07116859A EP2043036B1 (en) | 2007-09-20 | 2007-09-20 | System, method and device for enabling interaction with dynamic security |
PCT/EP2008/062513 WO2009037335A2 (en) | 2007-09-20 | 2008-09-19 | System, method and device for enabling interaction with dynamic security |
Publications (2)
Publication Number | Publication Date |
---|---|
NO20100563L true NO20100563L (no) | 2010-06-21 |
NO341998B1 NO341998B1 (no) | 2018-03-12 |
Family
ID=39203156
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
NO20100563A NO341998B1 (no) | 2007-09-20 | 2010-04-20 | System, fremgangsmåte og anordning for muliggjøring av vekselvirkning med dynamisk sikkerhet |
Country Status (12)
Country | Link |
---|---|
US (1) | US20100280957A1 (no) |
EP (1) | EP2043036B1 (no) |
CN (1) | CN101842795B (no) |
AT (1) | ATE470917T1 (no) |
BR (1) | BRPI0816963B1 (no) |
DE (1) | DE602007007085D1 (no) |
DK (1) | DK2043036T3 (no) |
MX (1) | MX2010003057A (no) |
NO (1) | NO341998B1 (no) |
PL (1) | PL2043036T3 (no) |
TW (1) | TW200923810A (no) |
WO (1) | WO2009037335A2 (no) |
Families Citing this family (14)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
ES2381293B1 (es) * | 2009-04-20 | 2012-11-07 | Alter Core, S.L. | Sistema y método de acreditación personal mediante dispositivo móvil. |
DE102009024986A1 (de) * | 2009-06-16 | 2010-12-23 | Giesecke & Devrient Gmbh | Verfahren zum Sichern von Transaktionsdaten |
US8443202B2 (en) | 2009-08-05 | 2013-05-14 | Daon Holdings Limited | Methods and systems for authenticating users |
US8661258B2 (en) | 2009-10-23 | 2014-02-25 | Vasco Data Security, Inc. | Compact security device with transaction risk level approval capability |
JP5680115B2 (ja) * | 2010-02-26 | 2015-03-04 | インターナショナル・ビジネス・マシーンズ・コーポレーションInternational Business Machines Corporation | データ・セキュリティ装置のためのトランザクション監査 |
US8856902B2 (en) | 2010-12-15 | 2014-10-07 | Symantec Corporation | User authentication via mobile communication device with imaging system |
US9076171B2 (en) * | 2010-12-15 | 2015-07-07 | Symantec Corporation | Automatic electronic payments via mobile communication device with imaging system |
EP2652631A4 (en) * | 2010-12-15 | 2016-10-19 | Symantec Corp | AUTOMATIC AUTHENTICATION OF A USER, ONLINE TRANSFER AND ELECTRONIC PAYMENTS THROUGH A MOBILE COMMUNICATION DEVICE WITH IMAGING SYSTEM |
US8887994B1 (en) * | 2011-04-07 | 2014-11-18 | Wells Fargo Bank, N.A. | System and method of authentication using a re-writable card verification value |
US20140244507A1 (en) * | 2011-07-28 | 2014-08-28 | Upc Konsultointi Oy | Offline transaction |
CN104539430B (zh) * | 2014-12-30 | 2018-11-30 | 飞天诚信科技股份有限公司 | 一种基于卡片的动态口令生成方法及设备 |
TWI615784B (zh) * | 2015-07-16 | 2018-02-21 | 蓋特資訊系統股份有限公司 | 使用行動裝置執行交易之方法與交易系統 |
EP3349410B1 (en) * | 2017-01-11 | 2021-03-10 | Tata Consultancy Services Limited | Method and system for executing a transaction request using a communication channel |
CN108765789A (zh) * | 2018-05-22 | 2018-11-06 | 北京翔云在线数据技术有限公司 | 智能开户机器人及开户方法 |
Family Cites Families (17)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5668876A (en) * | 1994-06-24 | 1997-09-16 | Telefonaktiebolaget Lm Ericsson | User authentication method and apparatus |
US6163771A (en) * | 1997-08-28 | 2000-12-19 | Walker Digital, Llc | Method and device for generating a single-use financial account number |
US7089214B2 (en) * | 1998-04-27 | 2006-08-08 | Esignx Corporation | Method for utilizing a portable electronic authorization device to approve transactions between a user and an electronic transaction system |
AU776552B2 (en) * | 1999-02-10 | 2004-09-16 | Vasco Data Security International Gmbh | Security access and authentication token with private key transport functionality |
US20040081319A1 (en) * | 1999-12-13 | 2004-04-29 | Berg Ned W. | Check verification and authentication process and apparatus |
US7050993B1 (en) * | 2000-04-27 | 2006-05-23 | Nokia Corporation | Advanced service redirector for personal computer |
US20020067827A1 (en) * | 2000-12-04 | 2002-06-06 | Kargman James B. | Method for preventing check fraud |
WO2002082387A1 (en) | 2001-04-04 | 2002-10-17 | Microcell I5 Inc. | Method and system for effecting an electronic transaction |
FR2852471A1 (fr) * | 2003-03-13 | 2004-09-17 | France Telecom | Dispositif d'authentification du type utilisant un mot de passe a usage unique et dispositif generateur de mot de passe associe |
AU2004272083B2 (en) * | 2003-09-12 | 2009-11-26 | Emc Corporation | System and method for risk based authentication |
US20080284565A1 (en) * | 2004-05-31 | 2008-11-20 | Alexander Michael Duffy | Apparatus, System and Methods for Supporting an Authentication Process |
WO2006036363A2 (en) * | 2004-09-20 | 2006-04-06 | Peng Qin | Highly secure and low-cost dialogic enciphered dynamic pin system for credit card and login |
WO2006035421A2 (en) * | 2004-09-28 | 2006-04-06 | Fibiotech-Advanced Technologies Ltd. | Enhanced electronic financial system |
US7379921B1 (en) * | 2004-11-08 | 2008-05-27 | Pisafe, Inc. | Method and apparatus for providing authentication |
WO2006128215A1 (en) * | 2005-05-31 | 2006-12-07 | Salt Group Pty Ltd | Method and system for secure authorisation of transactions |
US8407463B2 (en) * | 2007-10-30 | 2013-03-26 | Telecom Italia S.P.A. | Method of authentication of users in data processing systems |
US8577811B2 (en) * | 2007-11-27 | 2013-11-05 | Adobe Systems Incorporated | In-band transaction verification |
-
2007
- 2007-09-20 PL PL07116859T patent/PL2043036T3/pl unknown
- 2007-09-20 DK DK07116859.5T patent/DK2043036T3/da active
- 2007-09-20 EP EP07116859A patent/EP2043036B1/en active Active
- 2007-09-20 AT AT07116859T patent/ATE470917T1/de active
- 2007-09-20 DE DE602007007085T patent/DE602007007085D1/de active Active
-
2008
- 2008-09-08 TW TW097134329A patent/TW200923810A/zh unknown
- 2008-09-19 MX MX2010003057A patent/MX2010003057A/es active IP Right Grant
- 2008-09-19 BR BRPI0816963-2A patent/BRPI0816963B1/pt active IP Right Grant
- 2008-09-19 CN CN200880107463.0A patent/CN101842795B/zh active Active
- 2008-09-19 WO PCT/EP2008/062513 patent/WO2009037335A2/en active Application Filing
- 2008-09-19 US US12/733,676 patent/US20100280957A1/en not_active Abandoned
-
2010
- 2010-04-20 NO NO20100563A patent/NO341998B1/no unknown
Also Published As
Publication number | Publication date |
---|---|
BRPI0816963A2 (pt) | 2015-03-24 |
CN101842795B (zh) | 2015-09-02 |
DK2043036T3 (da) | 2010-10-11 |
MX2010003057A (es) | 2010-08-31 |
EP2043036B1 (en) | 2010-06-09 |
BRPI0816963B1 (pt) | 2019-07-09 |
WO2009037335A3 (en) | 2009-06-04 |
CN101842795A (zh) | 2010-09-22 |
NO341998B1 (no) | 2018-03-12 |
ATE470917T1 (de) | 2010-06-15 |
WO2009037335A2 (en) | 2009-03-26 |
DE602007007085D1 (de) | 2010-07-22 |
EP2043036A1 (en) | 2009-04-01 |
US20100280957A1 (en) | 2010-11-04 |
TW200923810A (en) | 2009-06-01 |
PL2043036T3 (pl) | 2011-02-28 |
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