MX2010003057A - Sistema, metodo y dispositivo para permitir la interaccion con seguridad dinamica. - Google Patents
Sistema, metodo y dispositivo para permitir la interaccion con seguridad dinamica.Info
- Publication number
- MX2010003057A MX2010003057A MX2010003057A MX2010003057A MX2010003057A MX 2010003057 A MX2010003057 A MX 2010003057A MX 2010003057 A MX2010003057 A MX 2010003057A MX 2010003057 A MX2010003057 A MX 2010003057A MX 2010003057 A MX2010003057 A MX 2010003057A
- Authority
- MX
- Mexico
- Prior art keywords
- transaction
- code
- specific
- user
- sequence
- Prior art date
Links
- 230000003993 interaction Effects 0.000 title abstract 2
- 238000011156 evaluation Methods 0.000 abstract 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4012—Verifying personal identification numbers [PIN]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
Abstract
Un dispositivo de generación de código (6a-6c) para permitir la interacción con seguridad dinámica entre un usuario (2a-2c) y un proveedor de servicio de transacción (3); el dispositivo de generación de código (6a-6c) incluye medios de adquisición de información (51, 52) y sistema de circuitos eléctricos de procesamiento (60); el sistema de circuitos eléctricos de procesamiento (60) está configurado para recibir, vía los medios de adquisición de información (51, 52), un código específico de transacción generado por el proveedor de servicio de transacción (3), evaluar el código específico de transacción, realizar, con base en la evaluación del código específico de transacción, una secuencia específica de transacción de funciones predeterminadas, cada una involucrando solicitar al usuario (2a-2c) indicar un valor relacionado con función respectivo, resultando en una secuencia de valores relacionados con función indicados por el usuario, y determinar un código de respuesta específico de transacción con base en la secuencia de valores relacionados con función, permitiendo así autenticación segura de la transacción.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP07116859A EP2043036B1 (en) | 2007-09-20 | 2007-09-20 | System, method and device for enabling interaction with dynamic security |
PCT/EP2008/062513 WO2009037335A2 (en) | 2007-09-20 | 2008-09-19 | System, method and device for enabling interaction with dynamic security |
Publications (1)
Publication Number | Publication Date |
---|---|
MX2010003057A true MX2010003057A (es) | 2010-08-31 |
Family
ID=39203156
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MX2010003057A MX2010003057A (es) | 2007-09-20 | 2008-09-19 | Sistema, metodo y dispositivo para permitir la interaccion con seguridad dinamica. |
Country Status (12)
Country | Link |
---|---|
US (1) | US20100280957A1 (es) |
EP (1) | EP2043036B1 (es) |
CN (1) | CN101842795B (es) |
AT (1) | ATE470917T1 (es) |
BR (1) | BRPI0816963B1 (es) |
DE (1) | DE602007007085D1 (es) |
DK (1) | DK2043036T3 (es) |
MX (1) | MX2010003057A (es) |
NO (1) | NO341998B1 (es) |
PL (1) | PL2043036T3 (es) |
TW (1) | TW200923810A (es) |
WO (1) | WO2009037335A2 (es) |
Families Citing this family (14)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
ES2381293B1 (es) * | 2009-04-20 | 2012-11-07 | Alter Core, S.L. | Sistema y método de acreditación personal mediante dispositivo móvil. |
DE102009024986A1 (de) * | 2009-06-16 | 2010-12-23 | Giesecke & Devrient Gmbh | Verfahren zum Sichern von Transaktionsdaten |
US8443202B2 (en) | 2009-08-05 | 2013-05-14 | Daon Holdings Limited | Methods and systems for authenticating users |
US8661258B2 (en) * | 2009-10-23 | 2014-02-25 | Vasco Data Security, Inc. | Compact security device with transaction risk level approval capability |
CN102782694B (zh) * | 2010-02-26 | 2015-04-08 | 国际商业机器公司 | 用于数据安全的设备、方法和系统 |
CN103493034B (zh) * | 2010-12-15 | 2017-03-08 | 赛门铁克公司 | 通过具有成像系统的移动通信装置进行自动用户认证、在线结账和电子支付 |
US9076171B2 (en) * | 2010-12-15 | 2015-07-07 | Symantec Corporation | Automatic electronic payments via mobile communication device with imaging system |
US8856902B2 (en) | 2010-12-15 | 2014-10-07 | Symantec Corporation | User authentication via mobile communication device with imaging system |
US8887994B1 (en) * | 2011-04-07 | 2014-11-18 | Wells Fargo Bank, N.A. | System and method of authentication using a re-writable card verification value |
EP2737444A4 (en) * | 2011-07-28 | 2014-11-26 | Upc Konsultointi Oy | TRANSACTION OFFLINE |
CN104539430B (zh) * | 2014-12-30 | 2018-11-30 | 飞天诚信科技股份有限公司 | 一种基于卡片的动态口令生成方法及设备 |
TWI615784B (zh) * | 2015-07-16 | 2018-02-21 | 蓋特資訊系統股份有限公司 | 使用行動裝置執行交易之方法與交易系統 |
EP3349410B1 (en) * | 2017-01-11 | 2021-03-10 | Tata Consultancy Services Limited | Method and system for executing a transaction request using a communication channel |
CN108765789A (zh) * | 2018-05-22 | 2018-11-06 | 北京翔云在线数据技术有限公司 | 智能开户机器人及开户方法 |
Family Cites Families (17)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5668876A (en) * | 1994-06-24 | 1997-09-16 | Telefonaktiebolaget Lm Ericsson | User authentication method and apparatus |
US6163771A (en) * | 1997-08-28 | 2000-12-19 | Walker Digital, Llc | Method and device for generating a single-use financial account number |
US7089214B2 (en) * | 1998-04-27 | 2006-08-08 | Esignx Corporation | Method for utilizing a portable electronic authorization device to approve transactions between a user and an electronic transaction system |
JP2003524928A (ja) * | 1999-02-10 | 2003-08-19 | ヴァスコ データ セキュリティ インコーポレイテッド | プライベート・キー輸送機能を有するセキュリテイ・アクセス及び認証トークン |
US20040081319A1 (en) * | 1999-12-13 | 2004-04-29 | Berg Ned W. | Check verification and authentication process and apparatus |
US7050993B1 (en) * | 2000-04-27 | 2006-05-23 | Nokia Corporation | Advanced service redirector for personal computer |
US20020067827A1 (en) * | 2000-12-04 | 2002-06-06 | Kargman James B. | Method for preventing check fraud |
WO2002082387A1 (en) | 2001-04-04 | 2002-10-17 | Microcell I5 Inc. | Method and system for effecting an electronic transaction |
FR2852471A1 (fr) * | 2003-03-13 | 2004-09-17 | France Telecom | Dispositif d'authentification du type utilisant un mot de passe a usage unique et dispositif generateur de mot de passe associe |
JP4778899B2 (ja) * | 2003-09-12 | 2011-09-21 | イーエムシー コーポレイション | リスクベース認証のためのシステムおよび方法 |
WO2005116909A1 (en) * | 2004-05-31 | 2005-12-08 | Alexander Michael Duffy | An apparatus, system and methods for supporting an authentication process |
WO2006036363A2 (en) * | 2004-09-20 | 2006-04-06 | Peng Qin | Highly secure and low-cost dialogic enciphered dynamic pin system for credit card and login |
WO2006035421A2 (en) * | 2004-09-28 | 2006-04-06 | Fibiotech-Advanced Technologies Ltd. | Enhanced electronic financial system |
US7379921B1 (en) * | 2004-11-08 | 2008-05-27 | Pisafe, Inc. | Method and apparatus for providing authentication |
WO2006128215A1 (en) * | 2005-05-31 | 2006-12-07 | Salt Group Pty Ltd | Method and system for secure authorisation of transactions |
CN101897165B (zh) * | 2007-10-30 | 2013-06-12 | 意大利电信股份公司 | 数据处理系统中验证用户的方法 |
US8577811B2 (en) * | 2007-11-27 | 2013-11-05 | Adobe Systems Incorporated | In-band transaction verification |
-
2007
- 2007-09-20 AT AT07116859T patent/ATE470917T1/de active
- 2007-09-20 DE DE602007007085T patent/DE602007007085D1/de active Active
- 2007-09-20 PL PL07116859T patent/PL2043036T3/pl unknown
- 2007-09-20 EP EP07116859A patent/EP2043036B1/en active Active
- 2007-09-20 DK DK07116859.5T patent/DK2043036T3/da active
-
2008
- 2008-09-08 TW TW097134329A patent/TW200923810A/zh unknown
- 2008-09-19 BR BRPI0816963-2A patent/BRPI0816963B1/pt active IP Right Grant
- 2008-09-19 WO PCT/EP2008/062513 patent/WO2009037335A2/en active Application Filing
- 2008-09-19 MX MX2010003057A patent/MX2010003057A/es active IP Right Grant
- 2008-09-19 CN CN200880107463.0A patent/CN101842795B/zh active Active
- 2008-09-19 US US12/733,676 patent/US20100280957A1/en not_active Abandoned
-
2010
- 2010-04-20 NO NO20100563A patent/NO341998B1/no unknown
Also Published As
Publication number | Publication date |
---|---|
WO2009037335A2 (en) | 2009-03-26 |
CN101842795B (zh) | 2015-09-02 |
PL2043036T3 (pl) | 2011-02-28 |
TW200923810A (en) | 2009-06-01 |
BRPI0816963A2 (pt) | 2015-03-24 |
EP2043036B1 (en) | 2010-06-09 |
BRPI0816963B1 (pt) | 2019-07-09 |
DK2043036T3 (da) | 2010-10-11 |
US20100280957A1 (en) | 2010-11-04 |
EP2043036A1 (en) | 2009-04-01 |
NO341998B1 (no) | 2018-03-12 |
DE602007007085D1 (de) | 2010-07-22 |
ATE470917T1 (de) | 2010-06-15 |
CN101842795A (zh) | 2010-09-22 |
WO2009037335A3 (en) | 2009-06-04 |
NO20100563L (no) | 2010-06-21 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
FG | Grant or registration |