MX2009002148A - Metodo y sistema para procesar transacciones de compra por internet. - Google Patents

Metodo y sistema para procesar transacciones de compra por internet.

Info

Publication number
MX2009002148A
MX2009002148A MX2009002148A MX2009002148A MX2009002148A MX 2009002148 A MX2009002148 A MX 2009002148A MX 2009002148 A MX2009002148 A MX 2009002148A MX 2009002148 A MX2009002148 A MX 2009002148A MX 2009002148 A MX2009002148 A MX 2009002148A
Authority
MX
Mexico
Prior art keywords
transaction
enrollment verification
risky
purchase transactions
merchant
Prior art date
Application number
MX2009002148A
Other languages
English (en)
Inventor
Benedicto Dominguez
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of MX2009002148A publication Critical patent/MX2009002148A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4015—Transaction verification using location information
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0613—Third-party assisted
    • G06Q30/0619—Neutral agent

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Se describe aquí un método para reducir al mínimo el riesgo de que un consumidor realice transacciones de compra fraudulentas por Internet utilizando una tarjeta de transacción, el método comprende recibir una solicitud de verificación de participación para una transacción desde un sitio de red de comerciante, transmitir la solicitud de verificación de participación a un servidor de control de acceso; recibir una respuesta de verificación de participación desde el servidor de control de acceso, determinar si la transacción es riesgosa con base en al menos una porción de la solicitud de verificación de participación, si la transacción no es riesgosa, enviar la respuesta de verificación de participación al sitio de la red del comerciante y si la transacción es riesgosa, modificar la respuesta de verificación de participación para denotar que la transacción es riesgosa y enviar la respuesta de verificación de participación modificada al sitio de la red del comerciante.
MX2009002148A 2006-08-29 2007-08-29 Metodo y sistema para procesar transacciones de compra por internet. MX2009002148A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US82380306P 2006-08-29 2006-08-29
PCT/US2007/077158 WO2008027998A2 (en) 2006-08-29 2007-08-29 Method and system for processing internet purchase transactions

Publications (1)

Publication Number Publication Date
MX2009002148A true MX2009002148A (es) 2009-05-12

Family

ID=39136852

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2009002148A MX2009002148A (es) 2006-08-29 2007-08-29 Metodo y sistema para procesar transacciones de compra por internet.

Country Status (7)

Country Link
US (2) US8688543B2 (es)
EP (1) EP2070233A4 (es)
KR (2) KR20140144253A (es)
AU (1) AU2007289166B2 (es)
BR (1) BRPI0716085A2 (es)
MX (1) MX2009002148A (es)
WO (1) WO2008027998A2 (es)

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Also Published As

Publication number Publication date
KR20090045400A (ko) 2009-05-07
EP2070233A4 (en) 2011-03-09
WO2008027998A4 (en) 2009-03-26
WO2008027998A2 (en) 2008-03-06
WO2008027998A3 (en) 2008-12-11
AU2007289166A2 (en) 2009-06-11
AU2007289166A1 (en) 2008-03-06
US20080071682A1 (en) 2008-03-20
BRPI0716085A2 (pt) 2013-10-01
US20140164253A1 (en) 2014-06-12
EP2070233A2 (en) 2009-06-17
KR20140144253A (ko) 2014-12-18
US9916578B2 (en) 2018-03-13
AU2007289166B2 (en) 2012-08-30
US8688543B2 (en) 2014-04-01

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