NL1001387C2 - Stelsel voor het elektronisch bestellen en betalen van diensten via een communicatienetwerk. - Google Patents

Stelsel voor het elektronisch bestellen en betalen van diensten via een communicatienetwerk. Download PDF

Info

Publication number
NL1001387C2
NL1001387C2 NL1001387A NL1001387A NL1001387C2 NL 1001387 C2 NL1001387 C2 NL 1001387C2 NL 1001387 A NL1001387 A NL 1001387A NL 1001387 A NL1001387 A NL 1001387A NL 1001387 C2 NL1001387 C2 NL 1001387C2
Authority
NL
Netherlands
Prior art keywords
unit
payment
transaction
coupled
service
Prior art date
Application number
NL1001387A
Other languages
English (en)
Dutch (nl)
Inventor
Rob Pieterse
Jaap Rudolf De Beurs
Mark Pors
Original Assignee
Nederland Ptt
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Nederland Ptt filed Critical Nederland Ptt
Priority to NL1001387A priority Critical patent/NL1001387C2/nl
Priority to MX9802892A priority patent/MX9802892A/es
Priority to EP96934615A priority patent/EP0865644B1/en
Priority to CA002234251A priority patent/CA2234251C/en
Priority to PT01203924T priority patent/PT1184823E/pt
Priority to BR9610793A priority patent/BR9610793A/pt
Priority to NL1004235A priority patent/NL1004235C2/nl
Priority to JP9514712A priority patent/JPH10513623A/ja
Priority to US08/731,081 priority patent/US6061664A/en
Priority to IL12397396A priority patent/IL123973A/xx
Priority to AT96934615T priority patent/ATE217109T1/de
Priority to NZ320200A priority patent/NZ320200A/en
Priority to DE29624477U priority patent/DE29624477U1/de
Priority to ES01203924T priority patent/ES2215853T3/es
Priority to DE69621040T priority patent/DE69621040T2/de
Priority to EP03078567A priority patent/EP1416455A3/en
Priority to DE29624478U priority patent/DE29624478U1/de
Priority to AT01203924T priority patent/ATE260503T1/de
Priority to EP01203924A priority patent/EP1184823B1/en
Priority to DE29624480U priority patent/DE29624480U1/de
Priority to CZ1998993A priority patent/CZ288911B6/cs
Priority to DE29624476U priority patent/DE29624476U1/de
Priority to EA199800284A priority patent/EA000775B1/ru
Priority to DE29624479U priority patent/DE29624479U1/de
Priority to ES96934615T priority patent/ES2175136T3/es
Priority to DE69631706T priority patent/DE69631706T2/de
Priority to DK01203924T priority patent/DK1184823T3/da
Priority to AU72898/96A priority patent/AU698679B2/en
Priority to PCT/EP1996/004402 priority patent/WO1997014124A1/en
Priority to HU9802998A priority patent/HU220734B1/hu
Publication of NL1001387C2 publication Critical patent/NL1001387C2/nl
Application granted granted Critical
Priority to NO19981590A priority patent/NO315626B1/no

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00—Arrangements for program control, e.g. control units
    • G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/46—Multiprogramming arrangements
    • G06F9/48—Program initiating; Program switching, e.g. by interrupt
    • G06F9/4806—Task transfer initiation or dispatching
    • G06F9/4843—Task transfer initiation or dispatching by program, e.g. task dispatcher, supervisor, operating system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G06Q20/123—Shopping for digital content
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3226—Use of secure elements separate from M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/0014—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for vending, access and use of specific services not covered anywhere else in G07F17/00
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements
    • G07F17/3202—Hardware aspects of a gaming system, e.g. components, construction, architecture thereof
    • G07F17/3204—Player-machine interfaces
    • G07F17/3209—Input means, e.g. buttons, touch screen
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements
    • G07F17/3202—Hardware aspects of a gaming system, e.g. components, construction, architecture thereof
    • G07F17/3223—Architectural aspects of a gaming system, e.g. internal configuration, master/slave, wireless communication
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements
    • G07F17/3244—Payment aspects of a gaming system, e.g. payment schemes, setting payout ratio, bonus or consolation prizes
    • G07F17/3251—Payment aspects of a gaming system, e.g. payment schemes, setting payout ratio, bonus or consolation prizes involving media of variable value, e.g. programmable cards, programmable tokens
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/68—Payment of value-added services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/24—Accounting or billing
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/20—Technology dependant metering
    • H04M2215/2026—Wireless network, e.g. GSM, PCS, TACS
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/32—Involving wireless systems

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Signal Processing (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Telephonic Communication Services (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Meter Arrangements (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Data Exchanges In Wide-Area Networks (AREA)
NL1001387A 1995-10-10 1995-10-10 Stelsel voor het elektronisch bestellen en betalen van diensten via een communicatienetwerk. NL1001387C2 (nl)

Priority Applications (31)

Application Number Priority Date Filing Date Title
NL1001387A NL1001387C2 (nl) 1995-10-10 1995-10-10 Stelsel voor het elektronisch bestellen en betalen van diensten via een communicatienetwerk.
MX9802892A MX9802892A (es) 1995-10-10 1996-04-26 Sistema para facilitar el pedido y pago de servicios por medio de una red de comunicacion.
EP01203924A EP1184823B1 (en) 1995-10-10 1996-10-09 System for facilitating the ordering and paying of services by means of a communication network
DE29624478U DE29624478U1 (de) 1995-10-10 1996-10-09 System zum Ermöglichen des Bestellens und Bezahlens von Dienstleistungen mittels eines Kommunikationsnetzwerkes
BR9610793A BR9610793A (pt) 1995-10-10 1996-10-09 Unidade facilitadora para possibilitar serviços proporcionando rotas de comunicação entre um terminal de usuário uma unidade de serviço e unidades de suporte sistema para serviços financeiros eletrônicos e transação financeira
NL1004235A NL1004235C2 (nl) 1995-10-10 1996-10-09 Systeem voor het verzorgen van het bestellen en betalen van diensten door middel van een communicatienetwerk.
JP9514712A JPH10513623A (ja) 1995-10-10 1996-10-09 通信ネットワークによるサービスの注文と決済を容易にするためのシステム
US08/731,081 US6061664A (en) 1995-10-10 1996-10-09 System for facilitating the ordering and paying of services by means of a communication network
IL12397396A IL123973A (en) 1995-10-10 1996-10-09 System for facilitating the ordering and paying of services by means of a communication network
AT96934615T ATE217109T1 (de) 1995-10-10 1996-10-09 System zur vereinfachung des bestellens und des abrechnens von diensten mittels eines kommunikationsnetzes
NZ320200A NZ320200A (en) 1995-10-10 1996-10-09 System for facilitating the ordering and paying of services by means of a communication network
DE29624477U DE29624477U1 (de) 1995-10-10 1996-10-09 System zum Ermöglichen des Bestellens und Bezahlens von Dienstleistungen mittels eines Kommunikationsnetzwerkes
ES01203924T ES2215853T3 (es) 1995-10-10 1996-10-09 Sistema para facilitar la orden y pago de servicios por medio de una red de telecomunicaciones.
DE69621040T DE69621040T2 (de) 1995-10-10 1996-10-09 System zur vereinfachung des bestellens und des abrechnens von diensten mittels eines kommunikationsnetzes
EP96934615A EP0865644B1 (en) 1995-10-10 1996-10-09 System for facilitating the ordering and paying of services by means of a communication network
PT01203924T PT1184823E (pt) 1995-10-10 1996-10-09 Sistema para facilitar a encomenda e o pagamento de servicos atraves de uma rede de comunicacoes
EP03078567A EP1416455A3 (en) 1995-10-10 1996-10-09 System for facilitating the ordering and paying of services by means of a communication network
ES96934615T ES2175136T3 (es) 1995-10-10 1996-10-09 Sistema para facilitar las ordenes y pagos de servicios por medio de una red de comunicaciones.
DE29624480U DE29624480U1 (de) 1995-10-10 1996-10-09 System zum Ermöglichen des Bestellens und Bezahlens von Dienstleistungen mittels eines Kommunikationsnetzwerkes
CZ1998993A CZ288911B6 (cs) 1995-10-10 1996-10-09 Pomocná jednotka a systém pro elektronické finanční služby
DE29624476U DE29624476U1 (de) 1995-10-10 1996-10-09 System zum Ermöglichen des Bestellens und Bezahlens von Dienstleistungen mittels eines Kommunikationsnetzwerkes
EA199800284A EA000775B1 (ru) 1995-10-10 1996-10-09 Система, упрощающая заказ и оплату услуг посредством сети связи
DE29624479U DE29624479U1 (de) 1995-10-10 1996-10-09 System zum Ermöglichen des Bestellens und Bezahlens von Dienstleistungen mittels eines Kommunikationsnetzwerkes
CA002234251A CA2234251C (en) 1995-10-10 1996-10-09 System for facilitating the ordering and paying of services by means of a communication network
DE69631706T DE69631706T2 (de) 1995-10-10 1996-10-09 System zum Ermöglichen des Bestellens und Bezahlens von Dienstleistungen mittels eines Kommunikationsnetzwerkes
DK01203924T DK1184823T3 (da) 1995-10-10 1996-10-09 System til muliggörelse af bestilling af og betaling af tjenesteydelser ved hjælp af et kommunikationsnet
AU72898/96A AU698679B2 (en) 1995-10-10 1996-10-09 System for facilitating the ordering and paying of services by means of a communication network
PCT/EP1996/004402 WO1997014124A1 (en) 1995-10-10 1996-10-09 System for facilitating the ordering and paying of services by means of a communication network
HU9802998A HU220734B1 (hu) 1995-10-10 1996-10-09 Szolgáltatásbővítő egység és rendszer szolgáltatások megrendelésének és kifizetésének elősegítésére távközlő hálózat segítségével
AT01203924T ATE260503T1 (de) 1995-10-10 1996-10-09 System zum ermöglichen des bestellens und bezahlens von dienstleistungen mittels eines kommunikationsnetzwerkes
NO19981590A NO315626B1 (no) 1995-10-10 1998-04-07 System for beordring og betaling av tjenester ved hjelp av telekommunikasjonsnett

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NL1001387A NL1001387C2 (nl) 1995-10-10 1995-10-10 Stelsel voor het elektronisch bestellen en betalen van diensten via een communicatienetwerk.
NL1001387 1995-10-10

Publications (1)

Publication Number Publication Date
NL1001387C2 true NL1001387C2 (nl) 1997-04-11

Family

ID=19761687

Family Applications (1)

Application Number Title Priority Date Filing Date
NL1001387A NL1001387C2 (nl) 1995-10-10 1995-10-10 Stelsel voor het elektronisch bestellen en betalen van diensten via een communicatienetwerk.

Country Status (19)

Country Link
EP (2) EP1416455A3 (ru)
JP (1) JPH10513623A (ru)
AT (2) ATE260503T1 (ru)
AU (1) AU698679B2 (ru)
BR (1) BR9610793A (ru)
CA (1) CA2234251C (ru)
CZ (1) CZ288911B6 (ru)
DE (2) DE69621040T2 (ru)
DK (1) DK1184823T3 (ru)
EA (1) EA000775B1 (ru)
ES (2) ES2215853T3 (ru)
HU (1) HU220734B1 (ru)
IL (1) IL123973A (ru)
MX (1) MX9802892A (ru)
NL (1) NL1001387C2 (ru)
NO (1) NO315626B1 (ru)
NZ (1) NZ320200A (ru)
PT (1) PT1184823E (ru)
WO (1) WO1997014124A1 (ru)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
NL1010702C2 (nl) * 1998-12-02 2000-06-06 Koninkl Kpn Nv Werkwijze voor het op afstand verrichten van een transactie tussen een klant en een leverancier met behulp van een communicatienetwerk, alsmede communicatienetwerk voor toepassing van de werkwijze.

Families Citing this family (35)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0993664B1 (de) * 1997-06-27 2004-03-17 Swisscom Mobile AG Transaktionsverfahren mit einem mobilgerät
AU7988598A (en) * 1997-07-09 1999-02-08 Advanceme, Inc. Automated payment system and method
US6826544B1 (en) 1997-07-09 2004-11-30 Advanceme, Inc. Automated loan repayment
FR2782815B1 (fr) * 1998-09-01 2000-12-01 France Telecom Systeme mobile de telepaiement par carte a puce rechargeable a distance par radiomessagerie
US9098958B2 (en) 1998-09-15 2015-08-04 U-Paid Systems, Ltd. Convergent communications platform and method for mobile and electronic commerce in a heterogeneous network environment
PT1633151T (pt) 1998-09-15 2017-05-11 Upaid Systems Ltd Sistemas de comunicação
FR2790162B1 (fr) * 1999-02-19 2001-04-13 France Telecom Procede de telepaiement et systeme pour la mise en oeuvre de ce procede
FR2797981B1 (fr) * 1999-08-27 2007-12-21 Cpio Multimedia Systeme de transaction en ligne
DE10000948A1 (de) 2000-01-12 2001-08-02 Siemens Ag Anordnung zur Bereitstellung und flexiblen Vergebührung einer Ware oder Dienstleistung sowie Ausgabeautomat zum Einsatz in einer solchen und Verfahren zum Betrieb einer solchen
EP1139630A1 (en) * 2000-03-25 2001-10-04 Schmelling Ludvigsen Jakob A method and a system for ordering services
KR20060135726A (ko) * 2004-01-23 2006-12-29 마스터카드 인터내셔날, 인코포레이티드 전화 거래 및 컴퓨터 거래의 보안을 위한 시스템 및 방법
WO2006059213A1 (en) * 2004-12-01 2006-06-08 Psitek (Proprietary) Limited Telephone suitable for use as a payphone and systems embodying same
US10318936B2 (en) 2012-03-07 2019-06-11 Early Warning Services, Llc System and method for transferring funds
US20130238488A1 (en) 2012-03-07 2013-09-12 Clearxchange, Llc System and method for transferring funds
US10970688B2 (en) 2012-03-07 2021-04-06 Early Warning Services, Llc System and method for transferring funds
US10395223B2 (en) 2012-03-07 2019-08-27 Early Warning Services, Llc System and method for transferring funds
US10395247B2 (en) 2012-03-07 2019-08-27 Early Warning Services, Llc Systems and methods for facilitating a secure transaction at a non-financial institution system
US11593800B2 (en) 2012-03-07 2023-02-28 Early Warning Services, Llc System and method for transferring funds
US10769606B2 (en) 2015-03-23 2020-09-08 Early Warning Services, Llc Payment real-time funds availability
US10832246B2 (en) 2015-03-23 2020-11-10 Early Warning Services, Llc Payment real-time funds availability
US10839359B2 (en) 2015-03-23 2020-11-17 Early Warning Services, Llc Payment real-time funds availability
US10878387B2 (en) 2015-03-23 2020-12-29 Early Warning Services, Llc Real-time determination of funds availability for checks and ACH items
US10748127B2 (en) 2015-03-23 2020-08-18 Early Warning Services, Llc Payment real-time funds availability
US11386410B2 (en) 2015-07-21 2022-07-12 Early Warning Services, Llc Secure transactions with offline device
US10956888B2 (en) 2015-07-21 2021-03-23 Early Warning Services, Llc Secure real-time transactions
US10970695B2 (en) 2015-07-21 2021-04-06 Early Warning Services, Llc Secure real-time transactions
US11062290B2 (en) 2015-07-21 2021-07-13 Early Warning Services, Llc Secure real-time transactions
US11157884B2 (en) 2015-07-21 2021-10-26 Early Warning Services, Llc Secure transactions with offline device
US11151523B2 (en) 2015-07-21 2021-10-19 Early Warning Services, Llc Secure transactions with offline device
US10438175B2 (en) 2015-07-21 2019-10-08 Early Warning Services, Llc Secure real-time payment transactions
US11037121B2 (en) 2015-07-21 2021-06-15 Early Warning Services, Llc Secure real-time transactions
US11151522B2 (en) 2015-07-21 2021-10-19 Early Warning Services, Llc Secure transactions with offline device
US11037122B2 (en) 2015-07-21 2021-06-15 Early Warning Services, Llc Secure real-time transactions
US10963856B2 (en) 2015-07-21 2021-03-30 Early Warning Services, Llc Secure real-time transactions
US11144928B2 (en) 2016-09-19 2021-10-12 Early Warning Services, Llc Authentication and fraud prevention in provisioning a mobile wallet

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0451057A1 (fr) * 1990-04-05 1991-10-09 Alain Bernard Système de paiement de services par téléphone
WO1992021110A1 (en) * 1991-05-10 1992-11-26 Televerket Arrangement for acquisition of services via a telephone set
GB2258749A (en) * 1991-08-14 1993-02-17 Andrew Freer Data processing and handling system
EP0590861A2 (en) * 1992-09-29 1994-04-06 AT&T Corp. Secure credit/debit card authorization
EP0618539A1 (en) * 1992-09-18 1994-10-05 KIM, Soon Ik Method for providing service on credit utilizing telephone lines
US5359182A (en) * 1992-10-06 1994-10-25 Interdigital Technology Corporation Wireless telephone debit card system and method

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4700055A (en) * 1985-10-15 1987-10-13 Kashkashian Jr Arsen Multiple credit card system
AU8986091A (en) * 1991-01-11 1992-07-16 Strategic Telecom Access phone
CA2059078C (en) * 1991-02-27 1995-10-03 Alexander G. Fraser Mediation of transactions by a communications system
US5321241A (en) * 1992-03-30 1994-06-14 Calculus Microsystems Corporation System and method for tracking casino promotional funds and apparatus for use therewith
WO1994011849A1 (en) * 1992-11-11 1994-05-26 Telecom Finland Oy Mobile telephone systems and a method for carrying out financial transactions by means of a mobile telephone system
AUPM350794A0 (en) * 1994-01-25 1994-02-17 Dynamic Data Systems Pty Ltd Funds transaction device

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0451057A1 (fr) * 1990-04-05 1991-10-09 Alain Bernard Système de paiement de services par téléphone
WO1992021110A1 (en) * 1991-05-10 1992-11-26 Televerket Arrangement for acquisition of services via a telephone set
GB2258749A (en) * 1991-08-14 1993-02-17 Andrew Freer Data processing and handling system
EP0618539A1 (en) * 1992-09-18 1994-10-05 KIM, Soon Ik Method for providing service on credit utilizing telephone lines
EP0590861A2 (en) * 1992-09-29 1994-04-06 AT&T Corp. Secure credit/debit card authorization
US5359182A (en) * 1992-10-06 1994-10-25 Interdigital Technology Corporation Wireless telephone debit card system and method

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
NL1010702C2 (nl) * 1998-12-02 2000-06-06 Koninkl Kpn Nv Werkwijze voor het op afstand verrichten van een transactie tussen een klant en een leverancier met behulp van een communicatienetwerk, alsmede communicatienetwerk voor toepassing van de werkwijze.
WO2000033265A1 (en) * 1998-12-02 2000-06-08 Koninklijke Kpn N.V. Method for remotely carrying out a transaction between a customer and a supplier using a communication network, as well as communication network for applying said method

Also Published As

Publication number Publication date
NZ320200A (en) 1999-09-29
EP0865644A1 (en) 1998-09-23
PT1184823E (pt) 2004-06-30
CZ99398A3 (cs) 1998-12-16
EP1416455A2 (en) 2004-05-06
DK1184823T3 (da) 2004-06-28
ES2215853T3 (es) 2004-10-16
HU220734B1 (hu) 2002-05-28
MX9802892A (es) 1998-09-30
DE69621040T2 (de) 2002-11-07
IL123973A (en) 2001-08-26
NO981590L (no) 1998-06-08
ES2175136T3 (es) 2002-11-16
CA2234251C (en) 2002-07-02
AU698679B2 (en) 1998-11-05
CA2234251A1 (en) 1997-04-17
CZ288911B6 (cs) 2001-09-12
EP1416455A3 (en) 2004-11-10
EA199800284A1 (ru) 1998-10-29
BR9610793A (pt) 1999-07-13
NO981590D0 (no) 1998-04-07
DE69631706D1 (de) 2004-04-01
NO315626B1 (no) 2003-09-29
DE69621040D1 (de) 2002-06-06
HUP9802998A2 (hu) 1999-04-28
EP0865644B1 (en) 2002-05-02
ATE260503T1 (de) 2004-03-15
DE69631706T2 (de) 2004-12-09
AU7289896A (en) 1997-04-30
JPH10513623A (ja) 1998-12-22
HUP9802998A3 (en) 1999-05-28
ATE217109T1 (de) 2002-05-15
WO1997014124A1 (en) 1997-04-17
EA000775B1 (ru) 2000-04-24

Similar Documents

Publication Publication Date Title
NL1001387C2 (nl) Stelsel voor het elektronisch bestellen en betalen van diensten via een communicatienetwerk.
FI107678B (fi) Matkapuhelinjärjestelmä
US6061664A (en) System for facilitating the ordering and paying of services by means of a communication network
US5721768A (en) Pre-paid card system and method
US5838773A (en) Personal reader capture transfer technology
EP1245010B2 (en) Vending machine purchase via cellular telephone
US7168615B2 (en) Keycard for automating transaction requests
EP1184823B1 (en) System for facilitating the ordering and paying of services by means of a communication network
US20110202465A1 (en) System and method for facilitating point of sale transactions with minimal transfer of sensitive data
JPH11184947A (ja) 電子バリューの入出力が可能な移動無線電話機端末、電子バリューを移動無線電話機端末に充填するための街頭充填端末、電子バリュー発行装置、電子バリュー受け取り装置、及び移動無線電話機端末を利用した電子決済方法
MXPA04009682A (es) Dispositivo de terminal de pago para intercambio de datos de pago.
AU2000276802A1 (en) System for payment data exchange and payment terminal device used therein
WO2002033669A1 (en) System for payment data exchange and payment terminal device used therein
HU218646B (hu) Eljárás és berendezés pénzügyi és kereskedelmi ügyletek lebonyolítására kihelyezett szolgáltatóhelyi állomás és gazdaszámítógép között
JPH06501331A (ja) 電話機を通じてサービスを獲得するための装置
WO1997004609A1 (en) System for payment transactions between two active cards
RU2246757C1 (ru) Способ проведения безналичных финансовых операций и система для его осуществления
NL1013732C2 (nl) Systeem voor het betalen en verkrijgen van diensten via een communicatienetwerk.
EP1862979A1 (en) Method for communicating a reference number over non-secure networks
NL1010702C2 (nl) Werkwijze voor het op afstand verrichten van een transactie tussen een klant en een leverancier met behulp van een communicatienetwerk, alsmede communicatienetwerk voor toepassing van de werkwijze.
JP2002056443A (ja) 自動販売機の商品販売システム及び方法
AU3275099A (en) Telephone rate managing system
NL1004235C2 (nl) Systeem voor het verzorgen van het bestellen en betalen van diensten door middel van een communicatienetwerk.
KR100624974B1 (ko) 전화카드를 이용한 비용지불 장치 및 방법
NL1013980C1 (nl) Systeem voor het betalen en verkrijgen van diensten via een communicatienetwerk.

Legal Events

Date Code Title Description
PD2B A search report has been drawn up
TD Modifications of names of proprietors of patents

Owner name: KONINKLIJKE KPN N.V.

VD1 Lapsed due to non-payment of the annual fee

Effective date: 20080501