MX2018004601A - Sistemas y metodos para facilitar transacciones electronicas seguras. - Google Patents

Sistemas y metodos para facilitar transacciones electronicas seguras.

Info

Publication number
MX2018004601A
MX2018004601A MX2018004601A MX2018004601A MX2018004601A MX 2018004601 A MX2018004601 A MX 2018004601A MX 2018004601 A MX2018004601 A MX 2018004601A MX 2018004601 A MX2018004601 A MX 2018004601A MX 2018004601 A MX2018004601 A MX 2018004601A
Authority
MX
Mexico
Prior art keywords
digital token
systems
methods
operating
transaction
Prior art date
Application number
MX2018004601A
Other languages
English (en)
Inventor
Colhoun Grant
Farago David
Kendall Noel
Original Assignee
Colhoun Grant
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Colhoun Grant filed Critical Colhoun Grant
Publication of MX2018004601A publication Critical patent/MX2018004601A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Medicines Containing Antibodies Or Antigens For Use As Internal Diagnostic Agents (AREA)
  • Devices For Executing Special Programs (AREA)
  • Chair Legs, Seat Parts, And Backrests (AREA)

Abstract

En la presente, se describen varias modalidades para métodos y sistemas para operar un sistema de transacción para facilitar una transacción entre un sistema de cliente y un sistema vendedor. En una modalidad ejemplar, el método el método de operación del sistema de transacción incluye: recibir una solicitud por parte de una llave inteligente digital (token) del sistema de cliente; operar al menos un procesador para generar dicha llave inteligente digital (token); transmitir la llave inteligente digital (token) hacia el sistema vendedor a cambio de al menos un artículo; y validar la llave inteligente digital (token) para confirmar la generación de la llave inteligente digital (token) mediante el al menos un procesador. En las diferentes modalidades descritas en la presente, la llave inteligente digital (token) no contiene ninguna información de identificación de los clientes que participan en las transacciones. Las llaves inteligentes digitales (tokens) de las modalidades descritas en la presente son llaves inteligentes (tokens) altamente seguras que pueden intercambiarse sobre una red insegura sin poner en riesgo la seguridad del sistema de transacción.
MX2018004601A 2015-10-13 2016-10-12 Sistemas y metodos para facilitar transacciones electronicas seguras. MX2018004601A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201562240671P 2015-10-13 2015-10-13
PCT/CA2016/051187 WO2017063079A1 (en) 2015-10-13 2016-10-12 Systems and methods for facilitating secure electronic transactions

Publications (1)

Publication Number Publication Date
MX2018004601A true MX2018004601A (es) 2018-09-21

Family

ID=58498710

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2018004601A MX2018004601A (es) 2015-10-13 2016-10-12 Sistemas y metodos para facilitar transacciones electronicas seguras.

Country Status (13)

Country Link
US (1) US20170103394A1 (es)
EP (2) EP4138016A1 (es)
JP (1) JP6775590B2 (es)
CN (1) CN108475366A (es)
AU (2) AU2016340055A1 (es)
BR (1) BR112018007391A2 (es)
CA (1) CA3001900C (es)
IL (1) IL258453A (es)
MX (1) MX2018004601A (es)
PH (1) PH12018550040A1 (es)
RU (1) RU2740734C2 (es)
SG (2) SG10202109598WA (es)
WO (1) WO2017063079A1 (es)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20170293899A1 (en) * 2016-04-12 2017-10-12 Digicash Pty Ltd. Digital value token processing systems and methods having improved security and scalability
US10270787B2 (en) * 2016-05-23 2019-04-23 Battelle Memorial Institute Method for securing a network using cyber economic network transaction security (CENTS)
RU2703953C1 (ru) * 2018-06-14 2019-10-22 Мастеркард Интернэшнл Инкорпорейтед Система и компьютерно-реализуемый способ для обезличивания данных при коммутации между юрисдикциями в системах платежей
JP2021530033A (ja) * 2018-09-24 2021-11-04 パナソニックＩｐマネジメント株式会社 コミュニティ定義されたスペース
WO2020154576A1 (en) * 2019-01-24 2020-07-30 Sensoriant, Inc. Cryptographic transactions supporting real world requirements
US11651354B2 (en) * 2019-09-11 2023-05-16 Nxp B.V. Efficient partially spendable e-cash
GB201918017D0 (en) * 2019-12-09 2020-01-22 Conferma Ltd Digital payment system
CN115335841A (zh) * 2020-03-20 2022-11-11 万事达卡国际公司 用于向物理卡和从物理卡转移数字代币的方法和系统
US20230109085A1 (en) * 2020-06-26 2023-04-06 Visa International Service Association Digital Currency Aggregation Processing

Family Cites Families (18)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020007351A1 (en) * 2000-04-28 2002-01-17 Hillegass James C. Digital tokens and system and method relating to digital tokens
RU2402814C2 (ru) * 2005-04-19 2010-10-27 Майкрософт Корпорейшн Сетевые коммерческие транзакции
US8315952B2 (en) * 2006-03-14 2012-11-20 First Data Corporation Money transfers using digital cash
RU2388053C1 (ru) * 2008-11-06 2010-04-27 Александр Геннадьевич Рожков Способ проверки транзакций, автоматическая система для проверки транзакций и узел для проверки транзакций (варианты)
US20120028609A1 (en) * 2010-07-27 2012-02-02 John Hruska Secure financial transaction system using a registered mobile device
US20120089509A1 (en) * 2010-10-06 2012-04-12 Ebay Inc. Systems and methods for facilitating payment reconciliation over a network
WO2012142045A2 (en) * 2011-04-11 2012-10-18 Visa International Service Association Multiple tokenization for authentication
CN103477372A (zh) * 2011-04-18 2013-12-25 埃戈耐克塞斯有限公司 数字令牌生成器、用于记录数字令牌的服务器和用于发布数字令牌的方法
EP2541478A1 (en) * 2011-06-27 2013-01-02 Accenture Global Services Limited Dynamic electronic money
GB2517127A (en) * 2013-05-29 2015-02-18 Ibm Method for deriving a verification token from a credential
US10878422B2 (en) * 2013-06-17 2020-12-29 Visa International Service Association System and method using merchant token
US9710808B2 (en) * 2013-09-16 2017-07-18 Igor V. SLEPININ Direct digital cash system and method
US10515358B2 (en) * 2013-10-18 2019-12-24 Visa International Service Association Contextual transaction token methods and systems
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US20170228733A1 (en) * 2014-10-06 2017-08-10 Emo Oil Ltd Apparatus, system and method of inhibiting fraudulent payment card transactions
US20160275503A1 (en) * 2014-12-12 2016-09-22 Joseph Vayalil George Method and system for rewarding parties in a payment transaction via managing circulation of small denominations of currency
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US10594471B2 (en) * 2015-03-20 2020-03-17 Cryptography Research, Inc. Multiplicative blinding for cryptographic operations

Also Published As

Publication number Publication date
EP3362966A4 (en) 2019-05-15
AU2016340055A1 (en) 2018-05-10
PH12018550040A1 (en) 2018-10-15
AU2022224786A1 (en) 2022-09-22
RU2018117500A (ru) 2019-11-18
US20170103394A1 (en) 2017-04-13
RU2018117500A3 (es) 2020-04-21
IL258453A (en) 2018-06-28
RU2740734C2 (ru) 2021-01-20
BR112018007391A2 (pt) 2018-10-16
JP2018536953A (ja) 2018-12-13
EP3362966A1 (en) 2018-08-22
CN108475366A (zh) 2018-08-31
JP6775590B2 (ja) 2020-10-28
SG11201802810WA (en) 2018-05-30
WO2017063079A1 (en) 2017-04-20
EP4138016A1 (en) 2023-02-22
SG10202109598WA (en) 2021-10-28
CA3001900C (en) 2024-02-20
CA3001900A1 (en) 2017-04-20

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