MX362475B - Transacciones de persona a persona basadas en red de eft en tiempo real. - Google Patents

Transacciones de persona a persona basadas en red de eft en tiempo real.

Info

Publication number
MX362475B
MX362475B MX2015015637A MX2015015637A MX362475B MX 362475 B MX362475 B MX 362475B MX 2015015637 A MX2015015637 A MX 2015015637A MX 2015015637 A MX2015015637 A MX 2015015637A MX 362475 B MX362475 B MX 362475B
Authority
MX
Mexico
Prior art keywords
person
identification information
payment server
real time
adaptive payment
Prior art date
Application number
MX2015015637A
Other languages
English (en)
Other versions
MX2015015637A (es
Inventor
Kapur Shashi
Original Assignee
Mts Holdings Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mts Holdings Inc filed Critical Mts Holdings Inc
Publication of MX2015015637A publication Critical patent/MX2015015637A/es
Publication of MX362475B publication Critical patent/MX362475B/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Se proporciona un sistema y método para procesamiento de transacciones de persona a persona utilizando redes de EFT (Transferencias Electrónicas de Fondos) en tiempo real. El sistema puede incluir un servidor de pago adaptable que incluye uno o más procesadores configurados para recibir primera información de identificación y segunda información de identificación de un dispositivo de comunicación de remitente. El servidor de pago adaptable puede recibir tercera información de identificación de un dispositivo de comunicación de receptor. El servidor de pago adaptable puede determinar una cuenta de remitente basada en la primera identificación de identificación. El servidor de pago adaptable puede determinar una cuenta de receptor basada en la tercera información de identificación. El servidor de pago adaptable puede procesar una transacción de persona a persona basada en la cuenta de remitente y la cuenta de receptor mediante una red de EFT.
MX2015015637A 2013-05-16 2014-05-16 Transacciones de persona a persona basadas en red de eft en tiempo real. MX362475B (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13/895,725 US9940608B2 (en) 2013-05-16 2013-05-16 Real time EFT network-based person-to-person transactions
PCT/US2014/038324 WO2014186657A1 (en) 2013-05-16 2014-05-16 Real time eft network-based person-to-person transactions

Publications (2)

Publication Number Publication Date
MX2015015637A MX2015015637A (es) 2016-10-07
MX362475B true MX362475B (es) 2019-01-18

Family

ID=51896570

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2015015637A MX362475B (es) 2013-05-16 2014-05-16 Transacciones de persona a persona basadas en red de eft en tiempo real.

Country Status (6)

Country Link
US (1) US9940608B2 (es)
EP (1) EP2997530A4 (es)
AU (2) AU2014265313A1 (es)
BR (1) BR112015028591A2 (es)
MX (1) MX362475B (es)
WO (1) WO2014186657A1 (es)

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Also Published As

Publication number Publication date
AU2020200743A1 (en) 2020-02-20
US20140344150A1 (en) 2014-11-20
US9940608B2 (en) 2018-04-10
AU2020200743B2 (en) 2021-12-16
AU2014265313A1 (en) 2015-12-03
EP2997530A1 (en) 2016-03-23
EP2997530A4 (en) 2016-11-02
BR112015028591A2 (pt) 2017-07-25
MX2015015637A (es) 2016-10-07
WO2014186657A1 (en) 2014-11-20

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