BR112015028591A2 - método e sistema para processar uma transação de pessoa para pessoa - Google Patents

método e sistema para processar uma transação de pessoa para pessoa

Info

Publication number
BR112015028591A2
BR112015028591A2 BR112015028591A BR112015028591A BR112015028591A2 BR 112015028591 A2 BR112015028591 A2 BR 112015028591A2 BR 112015028591 A BR112015028591 A BR 112015028591A BR 112015028591 A BR112015028591 A BR 112015028591A BR 112015028591 A2 BR112015028591 A2 BR 112015028591A2
Authority
BR
Brazil
Prior art keywords
person
identifying information
payment server
processing
adaptive payment
Prior art date
Application number
BR112015028591A
Other languages
English (en)
Inventor
Kapur Shashi
Original Assignee
Adaptive Payments Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Adaptive Payments Inc filed Critical Adaptive Payments Inc
Publication of BR112015028591A2 publication Critical patent/BR112015028591A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

1 / 1 resumo “mã‰todo e sistema para processar uma transaã‡ãƒo de pessoa para pessoa” ㉠provido um sistema e mã©todo para processar transaã§ãµes de pessoa para pessoa usando redes de transferãªncia eletrã´nica de fundos (tef) em tempo real. o sistema pode incluir um servidor de pagamento adaptã¡vel incluindo um ou mais processadores configurados para receber primeira informaã§ã£o de identificaã§ã£o e segunda informaã§ã£o de identificaã§ã£o de um dispositivo de comunicaã§ã£o remetente. o servidor de pagamento adaptã¡vel pode receber terceira informaã§ã£o de identificaã§ã£o de um dispositivo de comunicaã§ã£o receptor. o servidor de pagamento adaptã¡vel pode determinar uma conta remetente com base na primeira informaã§ã£o de identificaã§ã£o. o servidor de pagamento adaptã¡vel pode determinar uma conta receptora com base na terceira informaã§ã£o de identificaã§ã£o. o servidor de pagamento adaptã¡vel pode processar uma transaã§ã£o de pessoa para pessoa com base na conta remetente e na conta receptora por meio de uma rede de tef.
BR112015028591A 2013-05-16 2014-05-16 método e sistema para processar uma transação de pessoa para pessoa BR112015028591A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13/895,725 US9940608B2 (en) 2013-05-16 2013-05-16 Real time EFT network-based person-to-person transactions
PCT/US2014/038324 WO2014186657A1 (en) 2013-05-16 2014-05-16 Real time eft network-based person-to-person transactions

Publications (1)

Publication Number Publication Date
BR112015028591A2 true BR112015028591A2 (pt) 2017-07-25

Family

ID=51896570

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112015028591A BR112015028591A2 (pt) 2013-05-16 2014-05-16 método e sistema para processar uma transação de pessoa para pessoa

Country Status (6)

Country Link
US (1) US9940608B2 (pt)
EP (1) EP2997530A4 (pt)
AU (2) AU2014265313A1 (pt)
BR (1) BR112015028591A2 (pt)
MX (1) MX362475B (pt)
WO (1) WO2014186657A1 (pt)

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US10977080B2 (en) 2019-01-30 2021-04-13 Bank Of America Corporation Resource instrument for processing a real-time resource event
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US20200242612A1 (en) * 2019-01-30 2020-07-30 Bank Of America Corporation Initiating resource event processing across international real-time processing networks
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US11876795B2 (en) 2021-08-27 2024-01-16 Bank Of America Corporation Resource processing terminal device with enhanced secure resource transmissions based on image capture

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Also Published As

Publication number Publication date
EP2997530A4 (en) 2016-11-02
AU2014265313A1 (en) 2015-12-03
US9940608B2 (en) 2018-04-10
WO2014186657A1 (en) 2014-11-20
US20140344150A1 (en) 2014-11-20
MX362475B (es) 2019-01-18
AU2020200743A1 (en) 2020-02-20
AU2020200743B2 (en) 2021-12-16
EP2997530A1 (en) 2016-03-23
MX2015015637A (es) 2016-10-07

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Legal Events

Date Code Title Description
B06F Objections, documents and/or translations needed after an examination request according [chapter 6.6 patent gazette]
B06U Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette]
B11B Dismissal acc. art. 36, par 1 of ipl - no reply within 90 days to fullfil the necessary requirements
B350 Update of information on the portal [chapter 15.35 patent gazette]