BR112017012860A2 - envio e recebimento de pagamentos com o uso de um sistema de mensagem - Google Patents

envio e recebimento de pagamentos com o uso de um sistema de mensagem

Info

Publication number
BR112017012860A2
BR112017012860A2 BR112017012860-8A BR112017012860A BR112017012860A2 BR 112017012860 A2 BR112017012860 A2 BR 112017012860A2 BR 112017012860 A BR112017012860 A BR 112017012860A BR 112017012860 A2 BR112017012860 A2 BR 112017012860A2
Authority
BR
Brazil
Prior art keywords
payment
messaging
messaging system
sender
recipient
Prior art date
Application number
BR112017012860-8A
Other languages
English (en)
Inventor
Vance Mcelmurry Roy
B. GHELLER Jonathan
Chao Qin Alex
Patrick Hurley Kevin
Surya PRADHITYA Reinardus
Agrawal Dipanshi
Hu Shengling
Chhagan Chheda Chirag
PARASURAM Yegnashankar
Kralik Martin
Original Assignee
Facebook, Inc.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Facebook, Inc. filed Critical Facebook, Inc.
Publication of BR112017012860A2 publication Critical patent/BR112017012860A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/386—Payment protocols; Details thereof using messaging services or messaging apps
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/01—Social networking

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Health & Medical Sciences (AREA)
  • General Health & Medical Sciences (AREA)
  • Human Resources & Organizations (AREA)
  • Marketing (AREA)
  • Primary Health Care (AREA)
  • Tourism & Hospitality (AREA)
  • Computing Systems (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Information Transfer Between Computers (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

a presente revelação se refere a sistemas, métodos e dispositivos que fornecem um sistema de pagamento transacional. em particular, o sistema de pagamento transacional permite que usuários de sistema de mensagens enviem e recebam pagamentos eletrônicos para e a partir de outros usuários do sistema de mensagens. um aplicativo de mensagens em um dispositivo de cliente pode receber entrada de informações de pagamento (tal como uma quantia de pagamento e método de pagamento) a partir de um remetente para realizar um pagamento a um destinatário. o aplicativo de mensagens pode enviar uma mensagem de pagamento que inclui as informações de pagamento para um sistema de mensagens, e o sistema de mensagens coordena um processo de pagamento com base nas informações de pagamento. durante o processo de pagamento, o sistema de mensagens pode fornecer atualizações de situação para o remetente e receptor do pagamento por meio de mensagens de situação que são incluídas em um segmento de mensagem que corresponde ao remetente e ao destinatário.
BR112017012860-8A 2014-12-16 2014-12-17 envio e recebimento de pagamentos com o uso de um sistema de mensagem BR112017012860A2 (pt)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US14/572,495 US10127544B2 (en) 2014-12-16 2014-12-16 Sending and receiving payments using a message system
US14/572.495 2014-12-16
PCT/US2014/070967 WO2016099493A1 (en) 2014-12-16 2014-12-17 Sending and receiving payments using a message system

Publications (1)

Publication Number Publication Date
BR112017012860A2 true BR112017012860A2 (pt) 2018-01-09

Family

ID=56111547

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112017012860-8A BR112017012860A2 (pt) 2014-12-16 2014-12-17 envio e recebimento de pagamentos com o uso de um sistema de mensagem

Country Status (10)

Country Link
US (3) US10127544B2 (pt)
JP (1) JP6830062B2 (pt)
KR (1) KR20170094226A (pt)
CN (1) CN107251071B (pt)
AU (1) AU2014414008A1 (pt)
BR (1) BR112017012860A2 (pt)
CA (1) CA2966504A1 (pt)
IL (1) IL252039B (pt)
MX (1) MX2017007762A (pt)
WO (1) WO2016099493A1 (pt)

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Also Published As

Publication number Publication date
US20190087811A1 (en) 2019-03-21
IL252039B (en) 2019-09-26
US10817866B2 (en) 2020-10-27
JP6830062B2 (ja) 2021-02-17
CN107251071A (zh) 2017-10-13
AU2014414008A1 (en) 2017-05-25
WO2016099493A1 (en) 2016-06-23
US10127544B2 (en) 2018-11-13
KR20170094226A (ko) 2017-08-17
JP2018504668A (ja) 2018-02-15
US20210103912A1 (en) 2021-04-08
CN107251071B (zh) 2021-01-12
MX2017007762A (es) 2017-09-05
US20160171481A1 (en) 2016-06-16
IL252039A0 (en) 2017-06-29
CA2966504A1 (en) 2016-06-23

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B06U Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette]
B11B Dismissal acc. art. 36, par 1 of ipl - no reply within 90 days to fullfil the necessary requirements