BR112017012860A2 - envio e recebimento de pagamentos com o uso de um sistema de mensagem - Google Patents
envio e recebimento de pagamentos com o uso de um sistema de mensagemInfo
- Publication number
- BR112017012860A2 BR112017012860A2 BR112017012860-8A BR112017012860A BR112017012860A2 BR 112017012860 A2 BR112017012860 A2 BR 112017012860A2 BR 112017012860 A BR112017012860 A BR 112017012860A BR 112017012860 A2 BR112017012860 A2 BR 112017012860A2
- Authority
- BR
- Brazil
- Prior art keywords
- payment
- messaging
- messaging system
- sender
- recipient
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/386—Payment protocols; Details thereof using messaging services or messaging apps
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
- G06Q50/01—Social networking
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Economics (AREA)
- Health & Medical Sciences (AREA)
- General Health & Medical Sciences (AREA)
- Human Resources & Organizations (AREA)
- Marketing (AREA)
- Primary Health Care (AREA)
- Tourism & Hospitality (AREA)
- Computing Systems (AREA)
- Development Economics (AREA)
- Computer Security & Cryptography (AREA)
- Information Transfer Between Computers (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
a presente revelação se refere a sistemas, métodos e dispositivos que fornecem um sistema de pagamento transacional. em particular, o sistema de pagamento transacional permite que usuários de sistema de mensagens enviem e recebam pagamentos eletrônicos para e a partir de outros usuários do sistema de mensagens. um aplicativo de mensagens em um dispositivo de cliente pode receber entrada de informações de pagamento (tal como uma quantia de pagamento e método de pagamento) a partir de um remetente para realizar um pagamento a um destinatário. o aplicativo de mensagens pode enviar uma mensagem de pagamento que inclui as informações de pagamento para um sistema de mensagens, e o sistema de mensagens coordena um processo de pagamento com base nas informações de pagamento. durante o processo de pagamento, o sistema de mensagens pode fornecer atualizações de situação para o remetente e receptor do pagamento por meio de mensagens de situação que são incluídas em um segmento de mensagem que corresponde ao remetente e ao destinatário.
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US14/572,495 US10127544B2 (en) | 2014-12-16 | 2014-12-16 | Sending and receiving payments using a message system |
US14/572.495 | 2014-12-16 | ||
PCT/US2014/070967 WO2016099493A1 (en) | 2014-12-16 | 2014-12-17 | Sending and receiving payments using a message system |
Publications (1)
Publication Number | Publication Date |
---|---|
BR112017012860A2 true BR112017012860A2 (pt) | 2018-01-09 |
Family
ID=56111547
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BR112017012860-8A BR112017012860A2 (pt) | 2014-12-16 | 2014-12-17 | envio e recebimento de pagamentos com o uso de um sistema de mensagem |
Country Status (10)
Country | Link |
---|---|
US (3) | US10127544B2 (pt) |
JP (1) | JP6830062B2 (pt) |
KR (1) | KR20170094226A (pt) |
CN (1) | CN107251071B (pt) |
AU (1) | AU2014414008A1 (pt) |
BR (1) | BR112017012860A2 (pt) |
CA (1) | CA2966504A1 (pt) |
IL (1) | IL252039B (pt) |
MX (1) | MX2017007762A (pt) |
WO (1) | WO2016099493A1 (pt) |
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US10380573B2 (en) | 2008-09-30 | 2019-08-13 | Apple Inc. | Peer-to-peer financial transaction devices and methods |
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US8880431B2 (en) * | 2012-03-16 | 2014-11-04 | Visa International Service Association | Systems and methods to generate a receipt for a transaction |
US11507931B1 (en) | 2014-07-31 | 2022-11-22 | Block, Inc. | Payout payment platform |
US11481741B2 (en) | 2014-10-31 | 2022-10-25 | Block, Inc. | Money transfer by use of a payment proxy |
US9990613B1 (en) | 2014-12-12 | 2018-06-05 | Square, Inc. | Bill payment using direct funds transfer |
US10127544B2 (en) | 2014-12-16 | 2018-11-13 | Facebook, Inc. | Sending and receiving payments using a message system |
CN105827497A (zh) * | 2015-01-05 | 2016-08-03 | 阿里巴巴集团控股有限公司 | 网络资源处理方法、装置及即时通讯系统 |
US10467615B1 (en) | 2015-09-30 | 2019-11-05 | Square, Inc. | Friction-less purchasing technology |
JP7041409B2 (ja) | 2015-10-27 | 2022-03-24 | ディセントラライズド モバイル アプリケーションズ エルティーディー | 安全なトランザクションインターフェース |
CN105719177A (zh) * | 2016-02-05 | 2016-06-29 | 腾讯科技(深圳)有限公司 | 业务处理方法及装置 |
CN107104874B (zh) * | 2016-02-19 | 2020-04-03 | 腾讯科技(深圳)有限公司 | 资源分享的方法、装置、终端以及计算机可读存储介质 |
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US9886689B1 (en) * | 2016-09-12 | 2018-02-06 | Square, Inc. | Processing a mobile payload |
USD837227S1 (en) | 2016-09-12 | 2019-01-01 | Square, Inc. | Display screen with graphical user interface for a mobile device |
US20180121972A1 (en) * | 2016-11-02 | 2018-05-03 | International Business Machines Corporation | Direct payment system for web consumers |
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US10810569B2 (en) | 2017-01-30 | 2020-10-20 | Square, Inc. | Contacts for misdirected payments and user authentication |
KR101928481B1 (ko) * | 2017-04-07 | 2018-12-12 | 라인 가부시키가이샤 | 메시지와 대응되는 태스크를 생성, 처리, 관리하는 컴퓨터 프로그램 및 전자 기기 |
US10496995B2 (en) | 2017-05-01 | 2019-12-03 | Facebook, Inc. | Facilitating payment transactions between users of a plurality of payment providers |
CN118264636A (zh) | 2017-05-16 | 2024-06-28 | 苹果公司 | 用于对等传输的用户界面 |
US11221744B2 (en) | 2017-05-16 | 2022-01-11 | Apple Inc. | User interfaces for peer-to-peer transfers |
KR20200003059A (ko) * | 2017-06-02 | 2020-01-08 | 애플 인크. | 피어 거래 시스템 |
US10423948B1 (en) * | 2017-06-29 | 2019-09-24 | Square, Inc. | Automated third-party messaging |
US10810574B1 (en) | 2017-06-29 | 2020-10-20 | Square, Inc. | Electronic audible payment messaging |
CN107908482B (zh) * | 2017-10-18 | 2022-03-01 | 上海掌门科技有限公司 | 一种信息传送方法、设备及计算机可读介质 |
KR102430528B1 (ko) * | 2017-12-27 | 2022-08-09 | 삼성전자주식회사 | 이모지가 포함된 메시지를 송수신하는 전자 장치 및 그 전자 장치를 제어하는 방법 |
US20190220843A1 (en) * | 2018-01-18 | 2019-07-18 | Sanjeev Kaithvas | Mobile device payment system and method |
KR20190115652A (ko) | 2018-04-03 | 2019-10-14 | 라인 페이 가부시키가이샤 | 송금 기능이 탑재된 메신저에서 메시지 내용을 인식하여 송금 기능을 제공하는 방법 및 시스템 |
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CN104021489A (zh) * | 2013-09-17 | 2014-09-03 | 宁波公众信息产业有限公司 | 一种电子交易系统结构 |
US10127544B2 (en) | 2014-12-16 | 2018-11-13 | Facebook, Inc. | Sending and receiving payments using a message system |
-
2014
- 2014-12-16 US US14/572,495 patent/US10127544B2/en active Active
- 2014-12-17 WO PCT/US2014/070967 patent/WO2016099493A1/en active Application Filing
- 2014-12-17 CA CA2966504A patent/CA2966504A1/en not_active Abandoned
- 2014-12-17 KR KR1020177016348A patent/KR20170094226A/ko not_active Application Discontinuation
- 2014-12-17 BR BR112017012860-8A patent/BR112017012860A2/pt not_active Application Discontinuation
- 2014-12-17 AU AU2014414008A patent/AU2014414008A1/en not_active Abandoned
- 2014-12-17 JP JP2017528936A patent/JP6830062B2/ja active Active
- 2014-12-17 MX MX2017007762A patent/MX2017007762A/es unknown
- 2014-12-17 CN CN201480084121.7A patent/CN107251071B/zh active Active
-
2017
- 2017-04-30 IL IL252039A patent/IL252039B/en not_active IP Right Cessation
-
2018
- 2018-11-13 US US16/189,928 patent/US10817866B2/en active Active
-
2020
- 2020-10-26 US US17/080,789 patent/US20210103912A1/en not_active Abandoned
Also Published As
Publication number | Publication date |
---|---|
US20190087811A1 (en) | 2019-03-21 |
IL252039B (en) | 2019-09-26 |
US10817866B2 (en) | 2020-10-27 |
JP6830062B2 (ja) | 2021-02-17 |
CN107251071A (zh) | 2017-10-13 |
AU2014414008A1 (en) | 2017-05-25 |
WO2016099493A1 (en) | 2016-06-23 |
US10127544B2 (en) | 2018-11-13 |
KR20170094226A (ko) | 2017-08-17 |
JP2018504668A (ja) | 2018-02-15 |
US20210103912A1 (en) | 2021-04-08 |
CN107251071B (zh) | 2021-01-12 |
MX2017007762A (es) | 2017-09-05 |
US20160171481A1 (en) | 2016-06-16 |
IL252039A0 (en) | 2017-06-29 |
CA2966504A1 (en) | 2016-06-23 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
B06U | Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette] | ||
B11B | Dismissal acc. art. 36, par 1 of ipl - no reply within 90 days to fullfil the necessary requirements |