BR112018007391A2 - método para operar um sistema de transação, sistema para gerenciar uma transação entre um sistema do cliente e um sistema do comerciante e mídia legível por computador armazenando instruções executáveis por computador - Google Patents
método para operar um sistema de transação, sistema para gerenciar uma transação entre um sistema do cliente e um sistema do comerciante e mídia legível por computador armazenando instruções executáveis por computadorInfo
- Publication number
- BR112018007391A2 BR112018007391A2 BR112018007391A BR112018007391A BR112018007391A2 BR 112018007391 A2 BR112018007391 A2 BR 112018007391A2 BR 112018007391 A BR112018007391 A BR 112018007391A BR 112018007391 A BR112018007391 A BR 112018007391A BR 112018007391 A2 BR112018007391 A2 BR 112018007391A2
- Authority
- BR
- Brazil
- Prior art keywords
- transaction
- operating
- digital token
- merchant
- customer
- Prior art date
Links
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Medicines Containing Antibodies Or Antigens For Use As Internal Diagnostic Agents (AREA)
- Devices For Executing Special Programs (AREA)
- Chair Legs, Seat Parts, And Backrests (AREA)
Abstract
várias concretizações são aqui descritas para métodos e sistemas para a operação de um sistema de transação para facilitar uma transação entre um sistema do cliente e um sistema do comerciante. em um exemplo de concretização, o método de operação, do sistema de transação, inclui a recepção de uma solicitação para um token digital a partir do sistema do cliente, operando pelo menos um processador para gerar o token digital, transmitindo o token digital para o sistema do comerciante em troca de pelo menos um item, e validando o token digital para confirmar a geração do token digital por pelo menos um processador. nas várias concretizações aqui descritas, o token digital não contem qualquer informação de identificação para os clientes envolvidos nas transações. os tokens digitais das concretizações aqui descritas são tokens altamente seguros que podem ser trocados através de uma rede insegura, ao contrário sem pôr em risco a segurança do sistema de transações.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201562240671P | 2015-10-13 | 2015-10-13 | |
PCT/CA2016/051187 WO2017063079A1 (en) | 2015-10-13 | 2016-10-12 | Systems and methods for facilitating secure electronic transactions |
Publications (1)
Publication Number | Publication Date |
---|---|
BR112018007391A2 true BR112018007391A2 (pt) | 2018-10-16 |
Family
ID=58498710
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BR112018007391A BR112018007391A2 (pt) | 2015-10-13 | 2016-10-12 | método para operar um sistema de transação, sistema para gerenciar uma transação entre um sistema do cliente e um sistema do comerciante e mídia legível por computador armazenando instruções executáveis por computador |
Country Status (13)
Country | Link |
---|---|
US (1) | US20170103394A1 (pt) |
EP (2) | EP4138016A1 (pt) |
JP (1) | JP6775590B2 (pt) |
CN (1) | CN108475366A (pt) |
AU (2) | AU2016340055A1 (pt) |
BR (1) | BR112018007391A2 (pt) |
CA (1) | CA3001900C (pt) |
IL (1) | IL258453A (pt) |
MX (1) | MX2018004601A (pt) |
PH (1) | PH12018550040A1 (pt) |
RU (1) | RU2740734C2 (pt) |
SG (2) | SG11201802810WA (pt) |
WO (1) | WO2017063079A1 (pt) |
Families Citing this family (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20170293899A1 (en) * | 2016-04-12 | 2017-10-12 | Digicash Pty Ltd. | Digital value token processing systems and methods having improved security and scalability |
US10270787B2 (en) * | 2016-05-23 | 2019-04-23 | Battelle Memorial Institute | Method for securing a network using cyber economic network transaction security (CENTS) |
RU2703953C1 (ru) * | 2018-06-14 | 2019-10-22 | Мастеркард Интернэшнл Инкорпорейтед | Система и компьютерно-реализуемый способ для обезличивания данных при коммутации между юрисдикциями в системах платежей |
US20200242573A1 (en) * | 2019-01-24 | 2020-07-30 | Sensoriant, Inc. | Cryptographic transactions supporting real world requirements |
US11651354B2 (en) * | 2019-09-11 | 2023-05-16 | Nxp B.V. | Efficient partially spendable e-cash |
GB201918017D0 (en) * | 2019-12-09 | 2020-01-22 | Conferma Ltd | Digital payment system |
EP4121927A4 (en) * | 2020-03-20 | 2024-04-17 | Mastercard International Inc | METHOD AND SYSTEM FOR TRANSFERRING DIGITAL TOKENS TO AND FROM A PHYSICAL CARD |
US20230109085A1 (en) * | 2020-06-26 | 2023-04-06 | Visa International Service Association | Digital Currency Aggregation Processing |
Family Cites Families (16)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20020007351A1 (en) * | 2000-04-28 | 2002-01-17 | Hillegass James C. | Digital tokens and system and method relating to digital tokens |
RU2402814C2 (ru) * | 2005-04-19 | 2010-10-27 | Майкрософт Корпорейшн | Сетевые коммерческие транзакции |
US8315952B2 (en) * | 2006-03-14 | 2012-11-20 | First Data Corporation | Money transfers using digital cash |
RU2388053C1 (ru) * | 2008-11-06 | 2010-04-27 | Александр Геннадьевич Рожков | Способ проверки транзакций, автоматическая система для проверки транзакций и узел для проверки транзакций (варианты) |
US20120028609A1 (en) * | 2010-07-27 | 2012-02-02 | John Hruska | Secure financial transaction system using a registered mobile device |
US9280765B2 (en) * | 2011-04-11 | 2016-03-08 | Visa International Service Association | Multiple tokenization for authentication |
JP2014512058A (ja) * | 2011-04-18 | 2014-05-19 | エゴネクサス、リミテッド | ディジタルトークン生成器、ディジタルトークンを記録するためのサーバ、およびディジタルトークンを発行するための方法 |
EP2541478A1 (en) * | 2011-06-27 | 2013-01-02 | Accenture Global Services Limited | Dynamic electronic money |
GB2517127A (en) * | 2013-05-29 | 2015-02-18 | Ibm | Method for deriving a verification token from a credential |
US10878422B2 (en) * | 2013-06-17 | 2020-12-29 | Visa International Service Association | System and method using merchant token |
US10515358B2 (en) * | 2013-10-18 | 2019-12-24 | Visa International Service Association | Contextual transaction token methods and systems |
US20150213443A1 (en) * | 2014-01-30 | 2015-07-30 | Apple Inc. | Tokenizing authorizations |
EP3204904A1 (en) * | 2014-10-06 | 2017-08-16 | Emo Oil Ltd | Apparatus, system and method of inhibiting fraudulent payment card transactions |
US20160275503A1 (en) * | 2014-12-12 | 2016-09-22 | Joseph Vayalil George | Method and system for rewarding parties in a payment transaction via managing circulation of small denominations of currency |
US9641318B2 (en) * | 2015-01-06 | 2017-05-02 | Google Inc. | Systems and methods for a multiple value packing scheme for homomorphic encryption |
US10594471B2 (en) * | 2015-03-20 | 2020-03-17 | Cryptography Research, Inc. | Multiplicative blinding for cryptographic operations |
-
2016
- 2016-10-12 CA CA3001900A patent/CA3001900C/en active Active
- 2016-10-12 AU AU2016340055A patent/AU2016340055A1/en not_active Abandoned
- 2016-10-12 EP EP22187662.6A patent/EP4138016A1/en active Pending
- 2016-10-12 SG SG11201802810WA patent/SG11201802810WA/en unknown
- 2016-10-12 WO PCT/CA2016/051187 patent/WO2017063079A1/en active Application Filing
- 2016-10-12 EP EP16854677.8A patent/EP3362966A4/en not_active Ceased
- 2016-10-12 MX MX2018004601A patent/MX2018004601A/es unknown
- 2016-10-12 US US15/291,461 patent/US20170103394A1/en active Pending
- 2016-10-12 SG SG10202109598W patent/SG10202109598WA/en unknown
- 2016-10-12 RU RU2018117500A patent/RU2740734C2/ru active
- 2016-10-12 BR BR112018007391A patent/BR112018007391A2/pt not_active Application Discontinuation
- 2016-10-12 JP JP2018538923A patent/JP6775590B2/ja active Active
- 2016-10-12 CN CN201680070607.4A patent/CN108475366A/zh active Pending
-
2018
- 2018-03-29 IL IL258453A patent/IL258453A/en unknown
- 2018-04-10 PH PH12018550040A patent/PH12018550040A1/en unknown
-
2022
- 2022-08-31 AU AU2022224786A patent/AU2022224786A1/en active Pending
Also Published As
Publication number | Publication date |
---|---|
RU2740734C2 (ru) | 2021-01-20 |
AU2016340055A1 (en) | 2018-05-10 |
CN108475366A (zh) | 2018-08-31 |
SG10202109598WA (en) | 2021-10-28 |
JP6775590B2 (ja) | 2020-10-28 |
RU2018117500A (ru) | 2019-11-18 |
MX2018004601A (es) | 2018-09-21 |
US20170103394A1 (en) | 2017-04-13 |
CA3001900C (en) | 2024-02-20 |
JP2018536953A (ja) | 2018-12-13 |
CA3001900A1 (en) | 2017-04-20 |
PH12018550040A1 (en) | 2018-10-15 |
EP3362966A1 (en) | 2018-08-22 |
EP4138016A1 (en) | 2023-02-22 |
WO2017063079A1 (en) | 2017-04-20 |
EP3362966A4 (en) | 2019-05-15 |
RU2018117500A3 (pt) | 2020-04-21 |
SG11201802810WA (en) | 2018-05-30 |
AU2022224786A1 (en) | 2022-09-22 |
IL258453A (en) | 2018-06-28 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
B06U | Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette] | ||
B07A | Application suspended after technical examination (opinion) [chapter 7.1 patent gazette] | ||
B09B | Patent application refused [chapter 9.2 patent gazette] |