BR112018006637A2 - método e sistema para regulação grave com o uso de um protocolo de bloqueio denso - Google Patents

método e sistema para regulação grave com o uso de um protocolo de bloqueio denso

Info

Publication number
BR112018006637A2
BR112018006637A2 BR112018006637A BR112018006637A BR112018006637A2 BR 112018006637 A2 BR112018006637 A2 BR 112018006637A2 BR 112018006637 A BR112018006637 A BR 112018006637A BR 112018006637 A BR112018006637 A BR 112018006637A BR 112018006637 A2 BR112018006637 A2 BR 112018006637A2
Authority
BR
Brazil
Prior art keywords
transaction
data element
store
element configured
transaction amount
Prior art date
Application number
BR112018006637A
Other languages
English (en)
Inventor
C Davis Steven
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of BR112018006637A2 publication Critical patent/BR112018006637A2/pt

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3827Use of message hashing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/389Keeping log of transactions for guaranteeing non-repudiation of a transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3236Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using cryptographic hash functions
    • H04L9/3239Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using cryptographic hash functions involving non-keyed hash functions, e.g. modification detection codes [MDCs], MD5, SHA or RIPEMD
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/50Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/56Financial cryptography, e.g. electronic payment or e-cash

Abstract

a presente invenção refere-se a um método de confirmação de uma transação eletrônica com o uso de um protocolo de bloqueio, que inclui: receber dados de transação, sendo que os dados de transação incluem uma quantia da transação e código da moeda; gerar uma mensagem de transação formatada com base em um ou mais padrões que incluem um primeiro elemento de dados configurado para armazenar a quantia da transação, um segundo elemento de dados configurado para armazenar o código da moeda e um terceiro elemento de dados configurado para armazenar um identificador de fatura; transmitir a mensagem de transação para uma instituição financeira por meio de uma rede de pagamento; receber uma mensagem de retorno da instituição financeira por meio da rede de pagamento formatada com base no um ou mais padrões e que inclui um elemento de dados configurado para armazenar a quantia da transação, código da moeda e identificador de fatura; e gerar um valor de hash com base na aplicação de algoritmos de hashing à quantia da transação, código da moeda e identificador de fatura armazenado no elemento de dados incluído na mensagem de retorno recebida.
BR112018006637A 2015-11-24 2016-10-19 método e sistema para regulação grave com o uso de um protocolo de bloqueio denso BR112018006637A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US14/950,117 US11562353B2 (en) 2015-11-24 2015-11-24 Method and system for gross settlement by use of an opaque blockchain
PCT/US2016/057579 WO2017091305A1 (en) 2015-11-24 2016-10-19 Method and system for gross settlement by use of an opaque blockchain

Publications (1)

Publication Number Publication Date
BR112018006637A2 true BR112018006637A2 (pt) 2018-10-23

Family

ID=57206452

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112018006637A BR112018006637A2 (pt) 2015-11-24 2016-10-19 método e sistema para regulação grave com o uso de um protocolo de bloqueio denso

Country Status (10)

Country Link
US (2) US11562353B2 (pt)
EP (1) EP3365853A1 (pt)
JP (3) JP6563132B2 (pt)
CN (1) CN108292394A (pt)
AU (3) AU2016359115A1 (pt)
BR (1) BR112018006637A2 (pt)
CA (1) CA3005185C (pt)
MX (1) MX2018005736A (pt)
SG (2) SG11201803731RA (pt)
WO (1) WO2017091305A1 (pt)

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Publication number Publication date
CA3005185C (en) 2020-09-15
AU2020201891A1 (en) 2020-04-02
JP2020194578A (ja) 2020-12-03
EP3365853A1 (en) 2018-08-29
CA3005185A1 (en) 2017-06-01
US11562353B2 (en) 2023-01-24
JP6959415B2 (ja) 2021-11-02
AU2020201891B2 (en) 2021-11-25
US20170148016A1 (en) 2017-05-25
SG10202101355PA (en) 2021-03-30
US20230153805A1 (en) 2023-05-18
JP6563132B2 (ja) 2019-08-21
AU2022201302A1 (en) 2022-03-24
JP2019215885A (ja) 2019-12-19
MX2018005736A (es) 2018-08-09
CN108292394A (zh) 2018-07-17
JP2019504385A (ja) 2019-02-14
SG11201803731RA (en) 2018-06-28
AU2016359115A1 (en) 2018-04-19
JP6752946B2 (ja) 2020-09-09
WO2017091305A1 (en) 2017-06-01

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