MX2014005830A - Metodo de transaccion electronica. - Google Patents

Metodo de transaccion electronica.

Info

Publication number
MX2014005830A
MX2014005830A MX2014005830A MX2014005830A MX2014005830A MX 2014005830 A MX2014005830 A MX 2014005830A MX 2014005830 A MX2014005830 A MX 2014005830A MX 2014005830 A MX2014005830 A MX 2014005830A MX 2014005830 A MX2014005830 A MX 2014005830A
Authority
MX
Mexico
Prior art keywords
transaction
application
mobile terminal
carrying
business
Prior art date
Application number
MX2014005830A
Other languages
English (en)
Other versions
MX348528B (es
Inventor
Dirk Hagemann
Jochen Lampe
Original Assignee
Deutsche Post Ag
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Deutsche Post Ag filed Critical Deutsche Post Ag
Publication of MX2014005830A publication Critical patent/MX2014005830A/es
Publication of MX348528B publication Critical patent/MX348528B/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/36—User authentication by graphic or iconic representation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3265—Payment applications installed on the mobile devices characterised by personalisation for use
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3267—In-app payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

La invención se refiere a un método electrónico para aprobar (F) una transacción, a un sistema de transacción (T) correspondiente, a una aplicación de transacciones (4) para llevar a cabo el método, a un terminal móvil (9) que tiene una aplicación de transacciones (4) de este tipo y a un sistema de pago (B) que comprende el sistema de transacción (T) con el fin de ejecutar la transacción. De esta forma, se facilita un método electrónico que es fácil de manejar y que puede usarse para aprobar (F) una transacción dentro del ámbito de una transacción comercial entre compradores y vendedores, que puede usarse virtualmente sin limitaciones en términos de ubicación, que requiere un mínimo de infraestructura técnica ya disponible, y que es, sin embargo, seguro para todas las partes implicadas. Para este fin, el terminal móvil (9) ha de tener un elemento de visualización (91), este ha de ser adecuado para establecer una conexión de datos inalámbrica (811) con el servidor de transacciones (6) y ha de tener capacidades de aplicaciones y de correo electrónico. (Figura 1).
MX2014005830A 2011-11-17 2012-11-14 Método de transacción electrónica. MX348528B (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP11189632.0A EP2595104B1 (de) 2011-11-17 2011-11-17 Elektronisches Transaktionsverfahren
PCT/EP2012/072568 WO2013072341A1 (de) 2011-11-17 2012-11-14 Elektronisches transaktionsverfahren

Publications (2)

Publication Number Publication Date
MX2014005830A true MX2014005830A (es) 2015-03-20
MX348528B MX348528B (es) 2017-06-16

Family

ID=47172639

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2014005830A MX348528B (es) 2011-11-17 2012-11-14 Método de transacción electrónica.

Country Status (10)

Country Link
US (1) US10032155B2 (es)
EP (1) EP2595104B1 (es)
KR (1) KR20140089608A (es)
CN (1) CN103946881B (es)
AU (1) AU2012338907B2 (es)
BR (1) BR112014011691A2 (es)
MX (1) MX348528B (es)
SG (1) SG11201402031QA (es)
WO (1) WO2013072341A1 (es)
ZA (1) ZA201404328B (es)

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* Cited by examiner, † Cited by third party
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JP4334247B2 (ja) * 2003-03-07 2009-09-30 ビットワレット株式会社 携帯端末装置および電子マネーサーバ
US10210497B2 (en) * 2011-04-06 2019-02-19 OnDot Systems, Inc. System and method for cashless peer-to-peer payment
US10475296B1 (en) * 2014-12-30 2019-11-12 Jpmorgan Chase Bank, N.A. Hybrid cash recycler
CN108140206A (zh) * 2015-07-11 2018-06-08 加拿大辉莱广告公司 基于数据、礼品和物流共享进行精准营销的系统和方法
USD888744S1 (en) * 2017-08-10 2020-06-30 Jpmorgan Chase Bank, N.A. Display screen or portion thereof with a graphical user interface
USD888745S1 (en) * 2017-08-10 2020-06-30 Jpmorgan Chase Bank, N.A. Display screen or portion thereof with a graphical user interface
CN109753253B (zh) * 2019-01-07 2022-02-01 携程旅游信息技术（上海）有限公司 用于单据匹配打印的方法、设备、系统以及介质

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US5926806A (en) * 1996-10-18 1999-07-20 Apple Computer, Inc. Method and system for displaying related information from a database
KR19980048462A (ko) * 1996-12-17 1998-09-15 양승택 신용카드 기반 전자 지불방법
KR19980048462U (ko) * 1996-12-30 1998-09-25 김영귀 자동차의 주행 기록 장치
US6636833B1 (en) * 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
US6856975B1 (en) * 2000-03-30 2005-02-15 Verify & Protect Inc. System, method, and article of manufacture for secure transactions utilizing a computer network
DE10066375A1 (de) * 2000-08-09 2007-10-25 Vodafone Holding Gmbh Verfahren zur Bezahlung an beliebigen Verkaufs- bzw. Dienstleistungsstellen mit Mobiltelefon
KR100455802B1 (ko) * 2002-07-03 2004-11-06 주식회사 아이콘랩 휴대용 단말장치에 시변 코드를 표시하는 방법 및 장치,및 이를 이용한 결제 및 인증 방법 및 장치
JP4525556B2 (ja) * 2005-11-02 2010-08-18 日本電気株式会社 決済システム、取引管理サーバ及びそれらに用いる決済方法並びにそのプログラム
WO2007121474A2 (en) * 2006-04-18 2007-10-25 James Shaw-Han Kuo System and method for secure online transaction
CN101163014A (zh) * 2007-11-30 2008-04-16 中国电信股份有限公司 一种动态口令身份认证系统和方法
WO2009121437A1 (de) * 2008-03-31 2009-10-08 Albert Josef Zeier Dynamisches authentifizierungsverfahren
EP2316101A1 (en) * 2008-07-04 2011-05-04 Ooros S.r.l. Method and system for managing financial transactions
KR20110060786A (ko) * 2009-11-30 2011-06-08 김기용 서비스 중개 방법 및 그 시스템
US9195982B2 (en) * 2010-02-04 2015-11-24 Rick N. Orr System and method for interfacing a client device with a point of sale system
US20110251962A1 (en) * 2010-04-13 2011-10-13 John Hruska Transaction method for secure electronic gift cards
EP2455922B1 (fr) * 2010-11-17 2018-12-05 Inside Secure Procédé et système de transaction NFC
US20120290480A1 (en) * 2011-05-09 2012-11-15 Bilin Chen Electronic payment using transaction identity codes

Also Published As

Publication number Publication date
KR20140089608A (ko) 2014-07-15
EP2595104B1 (de) 2018-07-11
US10032155B2 (en) 2018-07-24
CN103946881A (zh) 2014-07-23
EP2595104A1 (de) 2013-05-22
CN103946881B (zh) 2017-05-03
SG11201402031QA (en) 2014-07-30
AU2012338907B2 (en) 2017-09-28
ZA201404328B (en) 2015-12-23
BR112014011691A2 (pt) 2017-05-09
US20140316994A1 (en) 2014-10-23
WO2013072341A1 (de) 2013-05-23
AU2012338907A1 (en) 2014-07-03
MX348528B (es) 2017-06-16

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