BR112014011691A2 - método eletrônico para a aprovação de uma transação dentro do escopo de uma transação comercial; aplicação de transação; terminal móvel; e sistema de transação - Google Patents

método eletrônico para a aprovação de uma transação dentro do escopo de uma transação comercial; aplicação de transação; terminal móvel; e sistema de transação

Info

Publication number
BR112014011691A2
BR112014011691A2 BR112014011691A BR112014011691A BR112014011691A2 BR 112014011691 A2 BR112014011691 A2 BR 112014011691A2 BR 112014011691 A BR112014011691 A BR 112014011691A BR 112014011691 A BR112014011691 A BR 112014011691A BR 112014011691 A2 BR112014011691 A2 BR 112014011691A2
Authority
BR
Brazil
Prior art keywords
transaction
application
approving
scope
mobile terminal
Prior art date
Application number
BR112014011691A
Other languages
English (en)
Inventor
Hagemann Dirk
Lampe Jochen
Original Assignee
Deutsche Post Ag
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Deutsche Post Ag filed Critical Deutsche Post Ag
Publication of BR112014011691A2 publication Critical patent/BR112014011691A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/36—User authentication by graphic or iconic representation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3265—Payment applications installed on the mobile devices characterised by personalisation for use
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3267—In-app payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

resumo método eletrônico para a aprovação de uma transação dentro do escopo de uma transação comercial; aplicação de transação; terminal móvel; e sistema de transação a invenção refere-se a um método eletrônico para a aprovação (f) de uma transação, a um sistema de transação correspondente (t), a um pedido de transação (4) para a realização do método, a um terminal móvel (9) que tem uma tal aplicação de transação (4), e a um sistema de pagamento (b) compreendendo o sistema de transação (t), a fim de executar a transação. deste modo, um método eletrônico é disponibilizado o qual é fácil de manusear e que pode ser utilizado para a aprovação (f) de uma transação dentro do escopo de uma transação comercial entre compradores e vendedores, que pode ser usado praticamente sem limitações, em termos de localização, que exige um mínimo de infraestrutura técnica já disponível, e que é, no entanto, seguro para todas as partes envolvidas. para este propósito, o terminal móvel (9) tem de ter um elemento de exibição (91), que tem de ser adequado para estabelecer uma conexão de dados sem fios (811) com o servidor de transação (6), e que tem de ter uma aplicação e capacidades de e-mail. 1/1
BR112014011691A 2011-11-17 2012-11-14 método eletrônico para a aprovação de uma transação dentro do escopo de uma transação comercial; aplicação de transação; terminal móvel; e sistema de transação BR112014011691A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP11189632.0A EP2595104B1 (de) 2011-11-17 2011-11-17 Elektronisches Transaktionsverfahren
PCT/EP2012/072568 WO2013072341A1 (de) 2011-11-17 2012-11-14 Elektronisches transaktionsverfahren

Publications (1)

Publication Number Publication Date
BR112014011691A2 true BR112014011691A2 (pt) 2017-05-09

Family

ID=47172639

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112014011691A BR112014011691A2 (pt) 2011-11-17 2012-11-14 método eletrônico para a aprovação de uma transação dentro do escopo de uma transação comercial; aplicação de transação; terminal móvel; e sistema de transação

Country Status (10)

Country Link
US (1) US10032155B2 (pt)
EP (1) EP2595104B1 (pt)
KR (1) KR20140089608A (pt)
CN (1) CN103946881B (pt)
AU (1) AU2012338907B2 (pt)
BR (1) BR112014011691A2 (pt)
MX (1) MX348528B (pt)
SG (1) SG11201402031QA (pt)
WO (1) WO2013072341A1 (pt)
ZA (1) ZA201404328B (pt)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP4334247B2 (ja) * 2003-03-07 2009-09-30 ビットワレット株式会社 携帯端末装置および電子マネーサーバ
US10210497B2 (en) * 2011-04-06 2019-02-19 OnDot Systems, Inc. System and method for cashless peer-to-peer payment
US10475296B1 (en) * 2014-12-30 2019-11-12 Jpmorgan Chase Bank, N.A. Hybrid cash recycler
CN108140206A (zh) * 2015-07-11 2018-06-08 加拿大辉莱广告公司 基于数据、礼品和物流共享进行精准营销的系统和方法
USD888744S1 (en) * 2017-08-10 2020-06-30 Jpmorgan Chase Bank, N.A. Display screen or portion thereof with a graphical user interface
USD888745S1 (en) * 2017-08-10 2020-06-30 Jpmorgan Chase Bank, N.A. Display screen or portion thereof with a graphical user interface
CN109753253B (zh) * 2019-01-07 2022-02-01 携程旅游信息技术（上海）有限公司 用于单据匹配打印的方法、设备、系统以及介质

Family Cites Families (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5926806A (en) * 1996-10-18 1999-07-20 Apple Computer, Inc. Method and system for displaying related information from a database
KR19980048462A (ko) * 1996-12-17 1998-09-15 양승택 신용카드 기반 전자 지불방법
KR19980048462U (ko) * 1996-12-30 1998-09-25 김영귀 자동차의 주행 기록 장치
US6636833B1 (en) * 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
US6856975B1 (en) * 2000-03-30 2005-02-15 Verify & Protect Inc. System, method, and article of manufacture for secure transactions utilizing a computer network
DE10066375A1 (de) * 2000-08-09 2007-10-25 Vodafone Holding Gmbh Verfahren zur Bezahlung an beliebigen Verkaufs- bzw. Dienstleistungsstellen mit Mobiltelefon
KR100455802B1 (ko) * 2002-07-03 2004-11-06 주식회사 아이콘랩 휴대용 단말장치에 시변 코드를 표시하는 방법 및 장치,및 이를 이용한 결제 및 인증 방법 및 장치
JP4525556B2 (ja) * 2005-11-02 2010-08-18 日本電気株式会社 決済システム、取引管理サーバ及びそれらに用いる決済方法並びにそのプログラム
WO2007121474A2 (en) * 2006-04-18 2007-10-25 James Shaw-Han Kuo System and method for secure online transaction
CN101163014A (zh) * 2007-11-30 2008-04-16 中国电信股份有限公司 一种动态口令身份认证系统和方法
WO2009121437A1 (de) * 2008-03-31 2009-10-08 Albert Josef Zeier Dynamisches authentifizierungsverfahren
EP2316101A1 (en) * 2008-07-04 2011-05-04 Ooros S.r.l. Method and system for managing financial transactions
KR20110060786A (ko) * 2009-11-30 2011-06-08 김기용 서비스 중개 방법 및 그 시스템
US9195982B2 (en) * 2010-02-04 2015-11-24 Rick N. Orr System and method for interfacing a client device with a point of sale system
US20110251962A1 (en) * 2010-04-13 2011-10-13 John Hruska Transaction method for secure electronic gift cards
EP2455922B1 (fr) * 2010-11-17 2018-12-05 Inside Secure Procédé et système de transaction NFC
US20120290480A1 (en) * 2011-05-09 2012-11-15 Bilin Chen Electronic payment using transaction identity codes

Also Published As

Publication number Publication date
MX2014005830A (es) 2015-03-20
KR20140089608A (ko) 2014-07-15
EP2595104B1 (de) 2018-07-11
US10032155B2 (en) 2018-07-24
CN103946881A (zh) 2014-07-23
EP2595104A1 (de) 2013-05-22
CN103946881B (zh) 2017-05-03
SG11201402031QA (en) 2014-07-30
AU2012338907B2 (en) 2017-09-28
ZA201404328B (en) 2015-12-23
US20140316994A1 (en) 2014-10-23
WO2013072341A1 (de) 2013-05-23
AU2012338907A1 (en) 2014-07-03
MX348528B (es) 2017-06-16

Similar Documents

Publication Publication Date Title
BR112014011691A2 (pt) método eletrônico para a aprovação de uma transação dentro do escopo de uma transação comercial; aplicação de transação; terminal móvel; e sistema de transação
BR112017013065A2 (pt) facilitação de envio e recebimento de pagamentos entre indivíduos e empresas
PE20140400A1 (es) Sistemas y metodos para utilizar la huella social en linea para afectar la otorgacion de prestamos y la puntuacion de credito
BR112012014777A2 (pt) métodos para conduzir uma transação entre um titular de cartão e um estabelecimento comercial em um computador central, e para facilitar uma transação entre um titular de cartão e um estabelecimento comercial, e, sistema de computador
MX2014002490A (es) Software en contenedor para copiarse viralmente desde un punto final a otro.
BR112018076960A2 (pt) método, computador do provedor de serviços, e, dispositivo de computação
MX338583B (es) Método de transacción electrónica.
BR112017011902A2 (pt) sistema e métodos para automação de comércio entre empresas
BR112014015623A2 (pt) método e aparelho para acrescentar uma extensão com base em um aplicativo para mensagem instantânea
Nelund Finding a theory of justice for Canada’s Truth and Reconciliation Commission
Champredon et al. Understanding apparently non-exponential outbreaks Comment on" Mathematical models to characterize early epidemic growth: A review" by Gerardo Chowell et al.
BR112014022153A2 (pt) Indícios transferíveis e exibição
FI20165673A (fi) Järjestely ja menetelmä sähköisen hintalapun hallitsemiseksi ja sähköinen hintalappujärjestelmä
Dayanti et al. Corporate social responsibility disclosure and firm financial performance: the case of mining and natural resources industry in Indonesia
Kim et al. A Study on the Improvement of Defense Specification Suitability Review System
Nassim Seghir Certificate Enhanced Data-Flow Analysis
Pedroza et al. Bias-dependent local structure of water molecules at an electrochemical interface
Fu-xing et al. Design of coil painting system based on robot technology.
Abdur Razzak An Empirical Study on Leanness and Flexibility in Distributed Software Development
Sekou THEORY OF SOCIAL MOTIVATION AS TOOL TO INCREASE SOCIAL PERFORMANCE IN SUB-SAHARAN COMPANIES
Hassan et al. aCORN on the new NIST cold neutron beam line
Sternberg Plasma-sheath revisited
Immelman Akkuraatheidseffek van LiDAR-datavermindering op digitale hoogtemodelle: referaatopsomming
Ilieva Application of standard and advanced open source GIS software functionality for analysis of coordinates obtained by GNSS measurements
Labrie et al. Gemini's Recipe System: A Publicly Available Instrument-agnostic Pipeline Infrastructure

Legal Events

Date Code Title Description
B06F Objections, documents and/or translations needed after an examination request according [chapter 6.6 patent gazette]
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE A 7A ANUIDADE.

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: EM VIRTUDE DO ARQUIVAMENTO PUBLICADO NA RPI 2540 DE 10-09-2019 E CONSIDERANDO AUSENCIA DE MANIFESTACAO DENTRO DOS PRAZOS LEGAIS, INFORMO QUE CABE SER MANTIDO O ARQUIVAMENTO DO PEDIDO DE PATENTE, CONFORME O DISPOSTO NO ARTIGO 12, DA RESOLUCAO 113/2013.

B350 Update of information on the portal [chapter 15.35 patent gazette]