PE20140400A1 - Sistemas y metodos para utilizar la huella social en linea para afectar la otorgacion de prestamos y la puntuacion de credito - Google Patents
Sistemas y metodos para utilizar la huella social en linea para afectar la otorgacion de prestamos y la puntuacion de creditoInfo
- Publication number
- PE20140400A1 PE20140400A1 PE2013001549A PE2013001549A PE20140400A1 PE 20140400 A1 PE20140400 A1 PE 20140400A1 PE 2013001549 A PE2013001549 A PE 2013001549A PE 2013001549 A PE2013001549 A PE 2013001549A PE 20140400 A1 PE20140400 A1 PE 20140400A1
- Authority
- PE
- Peru
- Prior art keywords
- systems
- loans
- online social
- granting
- affect
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
- G06Q50/01—Social networking
Abstract
REFERIDO A UN METODO DE CALIFICACION DE SOLVENCIA CREDITICIA IMPLEMENTADO EN UN SISTEMA DE PROCESAMIENTO INFORMATICO QUE COMPRENDE EL ANALISIS DE DATOS OBTENIDOS DE LA HUELLA SOCIAL EN LINEA, LA APLICACION DE AL MENOS UNA EXPRESION DE PUNTUACION PARA DETERMINAR LA PUNTUACION DE CREDITO CON EL OBJETO DE FACILITAR UN PRESTAMO DE ENTRE AL MENOS DOS PARTES QUE COMPRENDEN UN PRESTATARIO Y UN PRESTAMISTA. TIENE APLICACION EN LOS SITEMAS DE COMERCIO ELECTRONICO, ESPECIALMENTE EN SISTEMAS DE SOLICITUD EN LINEA DE PRESTAMOS Y CREDITOS
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201161432523P | 2011-01-13 | 2011-01-13 |
Publications (1)
Publication Number | Publication Date |
---|---|
PE20140400A1 true PE20140400A1 (es) | 2014-04-18 |
Family
ID=46507671
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PE2013001549A PE20140400A1 (es) | 2011-01-13 | 2012-01-12 | Sistemas y metodos para utilizar la huella social en linea para afectar la otorgacion de prestamos y la puntuacion de credito |
Country Status (6)
Country | Link |
---|---|
EP (1) | EP2663957A4 (es) |
BR (1) | BR112013017973A2 (es) |
CO (1) | CO6791573A2 (es) |
MX (1) | MX2013008149A (es) |
PE (1) | PE20140400A1 (es) |
WO (1) | WO2012097171A2 (es) |
Families Citing this family (20)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8312033B1 (en) | 2008-06-26 | 2012-11-13 | Experian Marketing Solutions, Inc. | Systems and methods for providing an integrated identifier |
US8650070B2 (en) | 2011-08-02 | 2014-02-11 | Google Inc. | System and method for sharing content on third-party mobile applications |
US8756168B1 (en) | 2012-02-22 | 2014-06-17 | Google Inc. | Endorsing a product purchased offline |
US8688796B1 (en) | 2012-03-06 | 2014-04-01 | Tal Lavian | Rating system for determining whether to accept or reject objection raised by user in social network |
US9853959B1 (en) | 2012-05-07 | 2017-12-26 | Consumerinfo.Com, Inc. | Storage and maintenance of personal data |
US8639619B1 (en) | 2012-07-13 | 2014-01-28 | Scvngr, Inc. | Secure payment method and system |
US9654541B1 (en) | 2012-11-12 | 2017-05-16 | Consumerinfo.Com, Inc. | Aggregating user web browsing data |
US9916621B1 (en) | 2012-11-30 | 2018-03-13 | Consumerinfo.Com, Inc. | Presentation of credit score factors |
US10102570B1 (en) | 2013-03-14 | 2018-10-16 | Consumerinfo.Com, Inc. | Account vulnerability alerts |
US8770478B2 (en) | 2013-07-11 | 2014-07-08 | Scvngr, Inc. | Payment processing with automatic no-touch mode selection |
US9477737B1 (en) | 2013-11-20 | 2016-10-25 | Consumerinfo.Com, Inc. | Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules |
US20160371695A1 (en) * | 2015-06-16 | 2016-12-22 | Guardian Consumer Services, Inc. D/B/A Pavaso, Inc. | System and method for identity and character verification of parties to electronic transactions |
US10740751B1 (en) | 2016-12-20 | 2020-08-11 | Wells Fargo Bank, N.A. | Secure transactions in social media channels |
US10997595B1 (en) | 2016-12-28 | 2021-05-04 | Wells Fargo Bank, N.A. | Systems and methods for preferring payments using a social background check |
GB2581696A (en) * | 2017-10-04 | 2020-08-26 | Crowdbureau | System and method for analyzing crowdfunding platforms |
US10880313B2 (en) | 2018-09-05 | 2020-12-29 | Consumerinfo.Com, Inc. | Database platform for realtime updating of user data from third party sources |
US11238656B1 (en) | 2019-02-22 | 2022-02-01 | Consumerinfo.Com, Inc. | System and method for an augmented reality experience via an artificial intelligence bot |
US11941065B1 (en) | 2019-09-13 | 2024-03-26 | Experian Information Solutions, Inc. | Single identifier platform for storing entity data |
CN110874791A (zh) * | 2019-11-15 | 2020-03-10 | 安徽海汇金融投资集团有限公司 | 一种中小微企业的融资方法及系统 |
CN114331336B (zh) * | 2021-12-21 | 2022-10-21 | 二十六度数字科技(广州)有限公司 | 一种提高审批效率及自动化程度的系统设计方法 |
Family Cites Families (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CA2536097A1 (en) * | 2003-08-27 | 2005-03-10 | Equifax, Inc. | Application processing and decision systems and processes |
US8302164B2 (en) * | 2004-07-22 | 2012-10-30 | Facebook, Inc. | Authorization and authentication based on an individual's social network |
US20080133402A1 (en) * | 2006-09-05 | 2008-06-05 | Kerry Ivan Kurian | Sociofinancial systems and methods |
US8744946B2 (en) * | 2008-06-09 | 2014-06-03 | Quest Growth Partners, Llc | Systems and methods for credit worthiness scoring and loan facilitation |
US20090327120A1 (en) * | 2008-06-27 | 2009-12-31 | Eze Ike O | Tagged Credit Profile System for Credit Applicants |
CA2685758A1 (en) * | 2009-11-10 | 2011-05-10 | Neobanx Technologies Inc. | System and method for assessing credit risk in an on-line lending environment |
-
2012
- 2012-01-12 MX MX2013008149A patent/MX2013008149A/es not_active Application Discontinuation
- 2012-01-12 WO PCT/US2012/021106 patent/WO2012097171A2/en active Application Filing
- 2012-01-12 PE PE2013001549A patent/PE20140400A1/es not_active Application Discontinuation
- 2012-01-12 BR BR112013017973-2A patent/BR112013017973A2/pt not_active Application Discontinuation
- 2012-01-12 EP EP12734037.0A patent/EP2663957A4/en not_active Withdrawn
-
2013
- 2013-08-09 CO CO13189951A patent/CO6791573A2/es unknown
Also Published As
Publication number | Publication date |
---|---|
BR112013017973A2 (pt) | 2020-10-27 |
CO6791573A2 (es) | 2013-11-14 |
MX2013008149A (es) | 2014-05-13 |
WO2012097171A2 (en) | 2012-07-19 |
EP2663957A2 (en) | 2013-11-20 |
WO2012097171A3 (en) | 2013-07-11 |
EP2663957A4 (en) | 2016-06-29 |
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