MX2010005836A - Mecanismo de sub-cuenta. - Google Patents

Mecanismo de sub-cuenta.

Info

Publication number
MX2010005836A
MX2010005836A MX2010005836A MX2010005836A MX2010005836A MX 2010005836 A MX2010005836 A MX 2010005836A MX 2010005836 A MX2010005836 A MX 2010005836A MX 2010005836 A MX2010005836 A MX 2010005836A MX 2010005836 A MX2010005836 A MX 2010005836A
Authority
MX
Mexico
Prior art keywords
account
sub
monetary
user
established
Prior art date
Application number
MX2010005836A
Other languages
English (en)
Inventor
Joseph A Giordano
Christopher R Griggs
Hitesh Bajaj
Douglas G Brown
Vo-Dinh M Jade
Original Assignee
Bank Of America
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Bank Of America filed Critical Bank Of America
Publication of MX2010005836A publication Critical patent/MX2010005836A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/229—Hierarchy of users of accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/384—Payment protocols; Details thereof using social networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Se describe un sistema y método para controlar una cuenta monetaria con una ó más sub-cuentas. Se establece una cuenta monetaria con una entidad y se identifica un usuario de la cuenta asociado con la cuenta monetaria. Se establece una sub-cuenta con la entidad, donde la sub-cuenta se asocia con la cuenta monetaria e incluye los fondos monetarios transferidos desde la cuenta monetaria. Se identifica por lo menos un usuario de la sub-cuenta asociado a la sub-cuenta, donde el usuario de la sub-cuenta, por lo menos uno, es diferente de la cuenta del usuario. Se establecen uno ó más controles, colocados por el usuario de la cuenta, en una de las sub-cuentas, por lo menos, y para uno de los usuarios de la sub-cuenta, por lo menos. El usuario de la sub-cuenta, por lo menos uno, es restringido para tener acceso a los fondos monetarios en la cuenta monetaria y el usuario de la cuenta es permitido de tener acceso a la sub-cuenta.
MX2010005836A 2007-11-29 2008-12-01 Mecanismo de sub-cuenta. MX2010005836A (es)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US99117207P 2007-11-29 2007-11-29
US12/038,177 US8249985B2 (en) 2007-11-29 2008-02-27 Sub-account mechanism
PCT/US2008/085175 WO2009073623A1 (en) 2007-11-29 2008-12-01 Sub-account mechanism

Publications (1)

Publication Number Publication Date
MX2010005836A true MX2010005836A (es) 2010-06-09

Family

ID=40427176

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2010005836A MX2010005836A (es) 2007-11-29 2008-12-01 Mecanismo de sub-cuenta.

Country Status (7)

Country Link
US (5) US8249985B2 (es)
EP (1) EP2215591A1 (es)
CN (1) CN101884051A (es)
BR (1) BRPI0819305A2 (es)
CA (1) CA2704565A1 (es)
MX (1) MX2010005836A (es)
WO (1) WO2009073623A1 (es)

Families Citing this family (284)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7567937B2 (en) * 2001-01-17 2009-07-28 Xprt Ventures, Llc System and method for automatically effecting payment for a user of an electronic auction system
US7483856B2 (en) 2001-01-17 2009-01-27 Xprt Ventures, Llc System and method for effecting payment for an electronic auction commerce transaction
US20140019352A1 (en) 2011-02-22 2014-01-16 Visa International Service Association Multi-purpose virtual card transaction apparatuses, methods and systems
US20060229998A1 (en) 2005-03-31 2006-10-12 Mark Harrison Payment via financial service provider using network-based device
US8762263B2 (en) 2005-09-06 2014-06-24 Visa U.S.A. Inc. System and method for secured account numbers in proximity devices
US8874477B2 (en) 2005-10-04 2014-10-28 Steven Mark Hoffberg Multifactorial optimization system and method
US20130072114A1 (en) 2011-09-20 2013-03-21 Raj Vasant Abhyanker Near-field communication enabled wearable apparel garment and method to capture geospatial and socially relevant data of a wearer of the wearable apparel garment and/or a user of a reader device associated therewith
US7739169B2 (en) 2007-06-25 2010-06-15 Visa U.S.A. Inc. Restricting access to compromised account information
US8121942B2 (en) 2007-06-25 2012-02-21 Visa U.S.A. Inc. Systems and methods for secure and transparent cardless transactions
US8768778B2 (en) * 2007-06-29 2014-07-01 Boku, Inc. Effecting an electronic payment
US7937324B2 (en) 2007-09-13 2011-05-03 Visa U.S.A. Inc. Account permanence
GB2457445A (en) * 2008-02-12 2009-08-19 Vidicom Ltd Verifying payment transactions
GB0809383D0 (en) 2008-05-23 2008-07-02 Vidicom Ltd Customer to supplier funds transfer
GB0809381D0 (en) * 2008-05-23 2008-07-02 Vidicom Ltd Funds transfer electronically
US8219489B2 (en) 2008-07-29 2012-07-10 Visa U.S.A. Inc. Transaction processing using a global unique identifier
US20100063926A1 (en) * 2008-09-09 2010-03-11 Damon Charles Hougland Payment application framework
US8181861B2 (en) 2008-10-13 2012-05-22 Miri Systems, Llc Electronic transaction security system and method
BRPI0921124A2 (pt) 2008-11-06 2016-09-13 Visa Int Service Ass sistema para autenticar um consumidor, método implementado por computador, meio legível por computador, e, computador servidor.
US9652761B2 (en) * 2009-01-23 2017-05-16 Boku, Inc. Systems and methods to facilitate electronic payments
US9767354B2 (en) 2009-02-10 2017-09-19 Kofax, Inc. Global geographic information retrieval, validation, and normalization
US8548426B2 (en) * 2009-02-20 2013-10-01 Boku, Inc. Systems and methods to approve electronic payments
MX2011008925A (es) * 2009-02-25 2012-04-02 Miri Systems Llc Sistema y metodo de pago.
US9990623B2 (en) 2009-03-02 2018-06-05 Boku, Inc. Systems and methods to provide information
US8700530B2 (en) * 2009-03-10 2014-04-15 Boku, Inc. Systems and methods to process user initiated transactions
KR101590915B1 (ko) * 2009-03-18 2016-02-02 엘지전자 주식회사 이동 단말기, 통신 시스템 및 이를 이용한 분실 모드 관리 방법
US8160943B2 (en) * 2009-03-27 2012-04-17 Boku, Inc. Systems and methods to process transactions based on social networking
US8224727B2 (en) * 2009-05-27 2012-07-17 Boku, Inc. Systems and methods to process transactions based on social networking
US8380590B1 (en) * 2009-03-31 2013-02-19 Intuit Inc. Method and system for detecting recurring income from financial transaction data
US8131258B2 (en) * 2009-04-20 2012-03-06 Boku, Inc. Systems and methods to process transaction requests
US9235831B2 (en) 2009-04-22 2016-01-12 Gofigure Payments, Llc Mobile payment systems and methods
US9715681B2 (en) 2009-04-28 2017-07-25 Visa International Service Association Verification of portable consumer devices
US10846683B2 (en) 2009-05-15 2020-11-24 Visa International Service Association Integration of verification tokens with mobile communication devices
US8602293B2 (en) 2009-05-15 2013-12-10 Visa International Service Association Integration of verification tokens with portable computing devices
US9105027B2 (en) 2009-05-15 2015-08-11 Visa International Service Association Verification of portable consumer device for secure services
US7891560B2 (en) * 2009-05-15 2011-02-22 Visa International Service Assocation Verification of portable consumer devices
US9038886B2 (en) 2009-05-15 2015-05-26 Visa International Service Association Verification of portable consumer devices
US8534564B2 (en) 2009-05-15 2013-09-17 Ayman Hammad Integration of verification tokens with mobile communication devices
US8893967B2 (en) 2009-05-15 2014-11-25 Visa International Service Association Secure Communication of payment information to merchants using a verification token
US20100299220A1 (en) * 2009-05-19 2010-11-25 Boku, Inc. Systems and Methods to Confirm Transactions via Mobile Devices
US10140598B2 (en) 2009-05-20 2018-11-27 Visa International Service Association Device including encrypted data for expiration date and verification value creation
US20100306015A1 (en) * 2009-05-29 2010-12-02 Boku, Inc. Systems and Methods to Schedule Transactions
US9595028B2 (en) 2009-06-08 2017-03-14 Boku, Inc. Systems and methods to add funds to an account via a mobile communication device
US20100312645A1 (en) * 2009-06-09 2010-12-09 Boku, Inc. Systems and Methods to Facilitate Purchases on Mobile Devices
US8676659B1 (en) 2009-07-23 2014-03-18 Bank Of America Corporation Methods and apparatuses for facilitating financial transactions using gamer tag information
US9697510B2 (en) 2009-07-23 2017-07-04 Boku, Inc. Systems and methods to facilitate retail transactions
US10546332B2 (en) 2010-09-21 2020-01-28 Visa International Service Association Systems and methods to program operations for interaction with users
US9443253B2 (en) 2009-07-27 2016-09-13 Visa International Service Association Systems and methods to provide and adjust offers
US9519892B2 (en) * 2009-08-04 2016-12-13 Boku, Inc. Systems and methods to accelerate transactions
DE112010003539T5 (de) * 2009-09-03 2012-10-18 Virtual Piggy Inc. System und verfahren zuim verifizieren des alters eines internetbenutzers
AU2010289349B2 (en) * 2009-09-03 2015-01-22 Virtual Piggy, Inc. System and method for virtual piggy bank
US8812395B2 (en) 2009-09-03 2014-08-19 Virtual Piggy, Inc. System and method for virtual piggybank
US9203845B2 (en) * 2009-09-03 2015-12-01 Virtual Piggy, Inc. Parent match
US8660911B2 (en) 2009-09-23 2014-02-25 Boku, Inc. Systems and methods to facilitate online transactions
US20110078077A1 (en) * 2009-09-29 2011-03-31 Boku, Inc. Systems and Methods to Facilitate Online Transactions
US8224709B2 (en) * 2009-10-01 2012-07-17 Boku, Inc. Systems and methods for pre-defined purchases on a mobile communication device
BR112012007872B1 (pt) 2009-10-05 2021-06-22 Miri Systems, Llc Método para proporcionar acesso a uma conta mantida por uma instituição, método para fornecer credenciais de login a um terminal de transação envolvendo um dispositivo móvel e método para proporcionar acesso a uma conta de um usuário identificado por identificador único
US8412626B2 (en) 2009-12-10 2013-04-02 Boku, Inc. Systems and methods to secure transactions via mobile devices
US20110143710A1 (en) * 2009-12-16 2011-06-16 Boku, Inc. Systems and methods to facilitate electronic payments
US10255591B2 (en) 2009-12-18 2019-04-09 Visa International Service Association Payment channel returning limited use proxy dynamic value
BR112012017000A2 (pt) 2010-01-12 2016-04-05 Visa Int Service Ass método
US8566188B2 (en) * 2010-01-13 2013-10-22 Boku, Inc. Systems and methods to route messages to facilitate online transactions
US10255601B2 (en) 2010-02-25 2019-04-09 Visa International Service Association Multifactor authentication using a directory server
US20110213671A1 (en) * 2010-02-26 2011-09-01 Boku, Inc. Systems and Methods to Process Payments
US9245267B2 (en) 2010-03-03 2016-01-26 Visa International Service Association Portable account number for consumer payment account
US20110218907A1 (en) * 2010-03-08 2011-09-08 Firethom Holdings, LLC System and method for creating and managing a shared stored value account associated with a client device
US9697520B2 (en) 2010-03-22 2017-07-04 Visa U.S.A. Inc. Merchant configured advertised incentives funded through statement credits
US8219542B2 (en) 2010-03-25 2012-07-10 Boku, Inc. Systems and methods to provide access control via mobile phones
US9111272B2 (en) * 2010-03-25 2015-08-18 Bizmodeline Co., Ltd. Mobile payments
EP2553641A4 (en) * 2010-03-26 2015-01-07 EastNets MOBILE PAYMENT COMPUTING SYSTEM AND METHOD
US8583504B2 (en) * 2010-03-29 2013-11-12 Boku, Inc. Systems and methods to provide offers on mobile devices
US8336088B2 (en) 2010-04-19 2012-12-18 Visa International Service Association Alias management and value transfer claim processing
US8359274B2 (en) 2010-06-04 2013-01-22 Visa International Service Association Systems and methods to provide messages in real-time with transaction processing
US8571986B2 (en) 2010-07-28 2013-10-29 Bank Of America Corporation Dependent payment device
US9972021B2 (en) 2010-08-06 2018-05-15 Visa International Service Association Systems and methods to rank and select triggers for real-time offers
EP2603891A4 (en) 2010-08-11 2018-01-03 Boku, Inc. Systems and methods to identify carrier information for transmission of premium messages
US9342832B2 (en) 2010-08-12 2016-05-17 Visa International Service Association Securing external systems with account token substitution
US9679299B2 (en) 2010-09-03 2017-06-13 Visa International Service Association Systems and methods to provide real-time offers via a cooperative database
US9477967B2 (en) 2010-09-21 2016-10-25 Visa International Service Association Systems and methods to process an offer campaign based on ineligibility
US10055745B2 (en) 2010-09-21 2018-08-21 Visa International Service Association Systems and methods to modify interaction rules during run time
US20120136796A1 (en) 2010-09-21 2012-05-31 Ayman Hammad Device Enrollment System and Method
USD774529S1 (en) 2010-11-04 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
US9558502B2 (en) 2010-11-04 2017-01-31 Visa International Service Association Systems and methods to reward user interactions
US8699994B2 (en) 2010-12-16 2014-04-15 Boku, Inc. Systems and methods to selectively authenticate via mobile communications
US8412155B2 (en) 2010-12-20 2013-04-02 Boku, Inc. Systems and methods to accelerate transactions based on predictions
US8583496B2 (en) 2010-12-29 2013-11-12 Boku, Inc. Systems and methods to process payments via account identifiers and phone numbers
US8700524B2 (en) 2011-01-04 2014-04-15 Boku, Inc. Systems and methods to restrict payment transactions
US10586227B2 (en) 2011-02-16 2020-03-10 Visa International Service Association Snap mobile payment apparatuses, methods and systems
CN106803175B (zh) 2011-02-16 2021-07-30 维萨国际服务协会 快拍移动支付装置，方法和系统
USD774528S1 (en) 2011-02-21 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
USD774526S1 (en) 2011-02-21 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
USD774527S1 (en) 2011-02-21 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
EP2678813A4 (en) * 2011-02-22 2014-09-03 Marqeta Inc SYSTEM AND METHOD FOR PROVIDING A USER WITH A SINGLE, SINGLE PAYMENT CARD ON WHICH PREPAID AND / OR PREMIUED SPENDING BALANCES ARE FOLLOWED FOR MULTIPLE TRADERS
AU2012220669A1 (en) 2011-02-22 2013-05-02 Visa International Service Association Universal electronic payment apparatuses, methods and systems
US8751381B2 (en) 2011-02-23 2014-06-10 Mastercard International Incorporated Demand deposit account payment system
CN107967602A (zh) 2011-03-04 2018-04-27 维萨国际服务协会 支付能力结合至计算机的安全元件
US20120271691A1 (en) * 2011-03-27 2012-10-25 Visa International Service Association Systems and methods to provide offer communications to users via social networking sites
US8266058B1 (en) * 2011-03-31 2012-09-11 International Business Machines Corporation Virtual accounts linked to financial accounts
WO2012142045A2 (en) 2011-04-11 2012-10-18 Visa International Service Association Multiple tokenization for authentication
US20120278233A1 (en) * 2011-04-26 2012-11-01 Virtual Piggy, Inc. Virtual piggybank having dashboard and debit card
WO2012148842A1 (en) 2011-04-26 2012-11-01 Boku, Inc. Systems and methods to facilitate repeated purchases
US9191217B2 (en) 2011-04-28 2015-11-17 Boku, Inc. Systems and methods to process donations
US9830622B1 (en) 2011-04-28 2017-11-28 Boku, Inc. Systems and methods to process donations
CA2832204C (en) 2011-05-03 2019-10-01 Panther Payments, LLC Method and system for facilitating person-to-person payments
US9355393B2 (en) 2011-08-18 2016-05-31 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
US9582598B2 (en) 2011-07-05 2017-02-28 Visa International Service Association Hybrid applications utilizing distributed models and views apparatuses, methods and systems
US10121129B2 (en) 2011-07-05 2018-11-06 Visa International Service Association Electronic wallet checkout platform apparatuses, methods and systems
US20130018791A1 (en) * 2011-07-14 2013-01-17 Bank Of America Corporation Fraud data exchange system
US9704155B2 (en) 2011-07-29 2017-07-11 Visa International Service Association Passing payment tokens through an hop/sop
US10825001B2 (en) 2011-08-18 2020-11-03 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
US9710807B2 (en) 2011-08-18 2017-07-18 Visa International Service Association Third-party value added wallet features and interfaces apparatuses, methods and systems
US10242358B2 (en) 2011-08-18 2019-03-26 Visa International Service Association Remote decoupled application persistent state apparatuses, methods and systems
WO2013029014A2 (en) 2011-08-24 2013-02-28 Visa International Service Association Method for using barcodes and mobile devices to conduct payment transactions
US8515870B2 (en) 2011-09-06 2013-08-20 Rawllin International Inc. Electronic payment systems and supporting methods and devices
US9466075B2 (en) 2011-09-20 2016-10-11 Visa International Service Association Systems and methods to process referrals in offer campaigns
US10223730B2 (en) 2011-09-23 2019-03-05 Visa International Service Association E-wallet store injection search apparatuses, methods and systems
US20130080333A1 (en) * 2011-09-27 2013-03-28 Oleksandr Kamotskyy Electronic wallet using allocation of funds
US8762230B2 (en) 2011-11-02 2014-06-24 Virtual Piggy, Inc. System and method for virtual piggy bank wish-list
US10290018B2 (en) 2011-11-09 2019-05-14 Visa International Service Association Systems and methods to communicate with users via social networking sites
CN104094302B (zh) 2012-01-05 2018-12-14 维萨国际服务协会 用转换进行数据保护
US10223710B2 (en) 2013-01-04 2019-03-05 Visa International Service Association Wearable intelligent vision device apparatuses, methods and systems
US9165188B2 (en) 2012-01-12 2015-10-20 Kofax, Inc. Systems and methods for mobile image capture and processing
US10146795B2 (en) 2012-01-12 2018-12-04 Kofax, Inc. Systems and methods for mobile image capture and processing
WO2013113004A1 (en) 2012-01-26 2013-08-01 Visa International Service Association System and method of providing tokenization as a service
AU2013214801B2 (en) 2012-02-02 2018-06-21 Visa International Service Association Multi-source, multi-dimensional, cross-entity, multimedia database platform apparatuses, methods and systems
US8712914B2 (en) * 2012-02-23 2014-04-29 Mastercard International Incorporated Method and system for facilitating micropayments in a financial transaction system
CA2865268A1 (en) * 2012-03-01 2013-09-06 Bruce E. Mclean System and method of facilitating payday loans
US10282724B2 (en) 2012-03-06 2019-05-07 Visa International Service Association Security system incorporating mobile device
US10672018B2 (en) 2012-03-07 2020-06-02 Visa International Service Association Systems and methods to process offers via mobile devices
US20130297501A1 (en) 2012-05-04 2013-11-07 Justin Monk System and method for local data conversion
US9524501B2 (en) 2012-06-06 2016-12-20 Visa International Service Association Method and system for correlating diverse transaction data
US9547769B2 (en) 2012-07-03 2017-01-17 Visa International Service Association Data protection hub
US20140025458A1 (en) * 2012-07-20 2014-01-23 Bank Of America Corporation Offer substitution at settlement
US9467520B2 (en) * 2012-07-23 2016-10-11 Intel Corporation Integrated learning application
US9846861B2 (en) 2012-07-25 2017-12-19 Visa International Service Association Upstream and downstream data conversion
US9256871B2 (en) 2012-07-26 2016-02-09 Visa U.S.A. Inc. Configurable payment tokens
US9665722B2 (en) 2012-08-10 2017-05-30 Visa International Service Association Privacy firewall
USD770478S1 (en) 2012-09-07 2016-11-01 Bank Of America Corporation Communication device with graphical user interface
US10192216B2 (en) 2012-09-11 2019-01-29 Visa International Service Association Cloud-based virtual wallet NFC apparatuses, methods and systems
US9619806B2 (en) * 2012-09-14 2017-04-11 Bank Of America Corporation Peer-to-peer transfer of funds for a specified use
US20180075541A1 (en) * 2012-10-05 2018-03-15 Jagjit Singh Soni System and Method of Financial Reconciliation and Attribution for Businesses and Organizations
US10176478B2 (en) 2012-10-23 2019-01-08 Visa International Service Association Transaction initiation determination system utilizing transaction data elements
US9911118B2 (en) 2012-11-21 2018-03-06 Visa International Service Association Device pairing via trusted intermediary
CN103841171B (zh) * 2012-11-27 2017-06-23 阿里巴巴集团控股有限公司 一种业务处理方法及设备
US10304047B2 (en) 2012-12-07 2019-05-28 Visa International Service Association Token generating component
US10740731B2 (en) 2013-01-02 2020-08-11 Visa International Service Association Third party settlement
US9741051B2 (en) 2013-01-02 2017-08-22 Visa International Service Association Tokenization and third-party interaction
US9208536B2 (en) 2013-09-27 2015-12-08 Kofax, Inc. Systems and methods for three dimensional geometric reconstruction of captured image data
US9355312B2 (en) 2013-03-13 2016-05-31 Kofax, Inc. Systems and methods for classifying objects in digital images captured using mobile devices
US20140310171A1 (en) * 2013-04-12 2014-10-16 Bank Of America Corporation Certified person-to-person payment system
US20140316841A1 (en) * 2013-04-23 2014-10-23 Kofax, Inc. Location-based workflows and services
WO2014174345A1 (en) * 2013-04-23 2014-10-30 Thimmana Ramesh Method and system for facilitating online and offline financial transactions
US11055710B2 (en) 2013-05-02 2021-07-06 Visa International Service Association Systems and methods for verifying and processing transactions using virtual currency
SG10202008740YA (en) 2013-05-15 2020-10-29 Visa Int Service Ass Mobile tokenization hub
US10115086B2 (en) * 2013-05-15 2018-10-30 Moneygram International, Inc. Systems and methods for directing a money transfer to a receiving party account
US10878422B2 (en) * 2013-06-17 2020-12-29 Visa International Service Association System and method using merchant token
WO2015013548A1 (en) 2013-07-24 2015-01-29 Visa International Service Association Systems and methods for interoperable network token processing
AU2014294613B2 (en) 2013-07-26 2017-03-16 Visa International Service Association Provisioning payment credentials to a consumer
CA2920661C (en) 2013-08-08 2019-05-21 Visa International Service Association Methods and systems for provisioning mobile devices with payment credentials
US10496986B2 (en) 2013-08-08 2019-12-03 Visa International Service Association Multi-network tokenization processing
US9613358B1 (en) 2013-08-19 2017-04-04 Marqeta, Inc. System, method, and computer program for capturing a unique identifier for a merchant used in purchase transaction approval requests
US9767457B1 (en) 2013-08-19 2017-09-19 Marqeta, Inc. System, method, and computer program for dynamically identifying a merchant associated with an authorization request for a payment card
US11694256B1 (en) 2013-10-10 2023-07-04 Wells Fargo Bank, N.A. Mobile enabled activation of a bank account
US9978094B2 (en) 2013-10-11 2018-05-22 Visa International Service Association Tokenization revocation list
JP6386567B2 (ja) 2013-10-11 2018-09-05 ビザ インターナショナル サービス アソシエーション ネットワーク・トークン・システム
US10515358B2 (en) 2013-10-18 2019-12-24 Visa International Service Association Contextual transaction token methods and systems
US10489779B2 (en) 2013-10-21 2019-11-26 Visa International Service Association Multi-network token bin routing with defined verification parameters
CA2928002A1 (en) 2013-10-22 2015-04-30 Retailmenot, Inc. Providing offers and associated location information
US10366387B2 (en) 2013-10-29 2019-07-30 Visa International Service Association Digital wallet system and method
JP2016538783A (ja) 2013-11-15 2016-12-08 コファックス， インコーポレイテッド モバイル映像データを用いて長尺文書の合成画像を生成するためのシステムおよび方法
CN105934771B (zh) 2013-11-19 2020-05-05 维萨国际服务协会 自动账户供应
US20150149354A1 (en) * 2013-11-27 2015-05-28 Bank Of America Corporation Real-Time Data Recognition and User Interface Field Updating During Voice Entry
US9922322B2 (en) 2013-12-19 2018-03-20 Visa International Service Association Cloud-based transactions with magnetic secure transmission
CN105830107A (zh) 2013-12-19 2016-08-03 维萨国际服务协会 基于云的交易方法和系统
CN103679449A (zh) * 2013-12-25 2014-03-26 拉卡拉支付有限公司 一种数据处理系统及方法
US10433128B2 (en) 2014-01-07 2019-10-01 Visa International Service Association Methods and systems for provisioning multiple devices
US9846878B2 (en) 2014-01-14 2017-12-19 Visa International Service Association Payment account identifier system
US10026087B2 (en) 2014-04-08 2018-07-17 Visa International Service Association Data passed in an interaction
US9942043B2 (en) 2014-04-23 2018-04-10 Visa International Service Association Token security on a communication device
US9680942B2 (en) 2014-05-01 2017-06-13 Visa International Service Association Data verification using access device
SG10202007850WA (en) 2014-05-05 2020-09-29 Visa Int Service Ass System and method for token domain control
WO2015179637A1 (en) 2014-05-21 2015-11-26 Visa International Service Association Offline authentication
US11023890B2 (en) 2014-06-05 2021-06-01 Visa International Service Association Identification and verification for provisioning mobile application
CN105208057B (zh) * 2014-06-18 2019-02-12 腾讯科技（深圳）有限公司 网络账户的关联方法及装置
US9780953B2 (en) 2014-07-23 2017-10-03 Visa International Service Association Systems and methods for secure detokenization
US10484345B2 (en) 2014-07-31 2019-11-19 Visa International Service Association System and method for identity verification across mobile applications
US9775029B2 (en) 2014-08-22 2017-09-26 Visa International Service Association Embedding cloud-based functionalities in a communication device
US10872330B2 (en) * 2014-08-28 2020-12-22 Retailmenot, Inc. Enhancing probabilistic signals indicative of unauthorized access to stored value cards by routing the cards to geographically distinct users
US20160321666A1 (en) * 2014-08-28 2016-11-03 Retailmenot, Inc. Low-latency approximation of combinatorial optimization of residual amounts when allocating large collections of stored value cards
US10140615B2 (en) 2014-09-22 2018-11-27 Visa International Service Association Secure mobile device credential provisioning using risk decision non-overrides
AU2015319804B2 (en) 2014-09-26 2019-03-14 Visa International Service Association Remote server encrypted data provisioning system and methods
US11257074B2 (en) 2014-09-29 2022-02-22 Visa International Service Association Transaction risk based token
US10015147B2 (en) 2014-10-22 2018-07-03 Visa International Service Association Token enrollment system and method
GB201419016D0 (en) 2014-10-24 2014-12-10 Visa Europe Ltd Transaction Messaging
US9760788B2 (en) 2014-10-30 2017-09-12 Kofax, Inc. Mobile document detection and orientation based on reference object characteristics
US10325261B2 (en) 2014-11-25 2019-06-18 Visa International Service Association Systems communications with non-sensitive identifiers
CN113537988B (zh) 2014-11-26 2024-05-28 维萨国际服务协会 用于经由访问装置的令牌化请求的方法和设备
US10257185B2 (en) 2014-12-12 2019-04-09 Visa International Service Association Automated access data provisioning
SG11201703526VA (en) 2014-12-12 2017-05-30 Visa Int Service Ass Provisioning platform for machine-to-machine devices
US10187363B2 (en) 2014-12-31 2019-01-22 Visa International Service Association Hybrid integration of software development kit with secure execution environment
US10096009B2 (en) 2015-01-20 2018-10-09 Visa International Service Association Secure payment processing using authorization request
US11250391B2 (en) 2015-01-30 2022-02-15 Visa International Service Association Token check offline
US11176554B2 (en) 2015-02-03 2021-11-16 Visa International Service Association Validation identity tokens for transactions
US10977657B2 (en) 2015-02-09 2021-04-13 Visa International Service Association Token processing utilizing multiple authorizations
US11170379B2 (en) 2015-02-13 2021-11-09 Visa International Service Association Peer forward authorization of digital requests
US10164996B2 (en) 2015-03-12 2018-12-25 Visa International Service Association Methods and systems for providing a low value token buffer
WO2016164778A1 (en) 2015-04-10 2016-10-13 Visa International Service Association Browser integration with cryptogram
US10163083B2 (en) 2015-04-13 2018-12-25 Bank Of America Corporation Account activity management system
US9998978B2 (en) 2015-04-16 2018-06-12 Visa International Service Association Systems and methods for processing dormant virtual access devices
US10552834B2 (en) 2015-04-30 2020-02-04 Visa International Service Association Tokenization capable authentication framework
US9923965B2 (en) 2015-06-05 2018-03-20 International Business Machines Corporation Storage mirroring over wide area network circuits with dynamic on-demand capacity
CN104992321B (zh) * 2015-06-30 2018-08-31 厦门云顶伟业信息技术有限公司 一种基于特殊关系的转账方法及其系统
WO2017003304A1 (en) * 2015-07-02 2017-01-05 Asb Bank Limited Systems, devices, and methods for interactions with an account
US10242285B2 (en) 2015-07-20 2019-03-26 Kofax, Inc. Iterative recognition-guided thresholding and data extraction
CA2993528C (en) * 2015-07-21 2023-09-12 10353744 Canada Ltd. Online funds management method, and data interaction processing method and device
CN106469412B (zh) * 2015-08-17 2020-08-11 阿里巴巴集团控股有限公司 数据处理方法及装置
US10249002B2 (en) 2015-09-11 2019-04-02 Bank Of America Corporation System for dynamic visualization of individualized consumption across shared resource allocation structure
US10013714B2 (en) 2015-09-11 2018-07-03 Bank Of America Corporation System for simulation and implementation of dynamic state-dependent resource reconfiguration
US10127551B2 (en) 2015-09-11 2018-11-13 Bank Of America Corporation System for modeling and implementing event-responsive resource allocation structures
US20170076383A1 (en) * 2015-09-14 2017-03-16 Bank Of America Corporation System for restructuring based on intent analysis
WO2017066792A1 (en) 2015-10-15 2017-04-20 Visa International Service Association Instant token issuance system
US11636465B1 (en) 2015-10-21 2023-04-25 Marqeta, Inc. System, method, and computer program for funding a payment card account from an external source just-in-time for a purchase
US20180247296A1 (en) * 2015-10-27 2018-08-30 Fox Glacier Asset Management Inc Mobile payment system
DE102015222347B4 (de) * 2015-11-12 2017-07-06 Bundesdruckerei Gmbh Elektronisches Bezahlverfahren und Servercomputer
US10057327B2 (en) 2015-11-25 2018-08-21 International Business Machines Corporation Controlled transfer of data over an elastic network
US9923839B2 (en) 2015-11-25 2018-03-20 International Business Machines Corporation Configuring resources to exploit elastic network capability
US10216441B2 (en) 2015-11-25 2019-02-26 International Business Machines Corporation Dynamic quality of service for storage I/O port allocation
US10581680B2 (en) 2015-11-25 2020-03-03 International Business Machines Corporation Dynamic configuration of network features
US10177993B2 (en) 2015-11-25 2019-01-08 International Business Machines Corporation Event-based data transfer scheduling using elastic network optimization criteria
US9923784B2 (en) 2015-11-25 2018-03-20 International Business Machines Corporation Data transfer using flexible dynamic elastic network service provider relationships
CN113542293B (zh) 2015-12-04 2023-11-07 维萨国际服务协会 用于令牌验证的方法及计算机
AU2017206119B2 (en) 2016-01-07 2020-10-29 Visa International Service Association Systems and methods for device push provisioning
CA3008688A1 (en) 2016-02-01 2017-08-10 Visa International Service Association Systems and methods for code display and use
US11501288B2 (en) 2016-02-09 2022-11-15 Visa International Service Association Resource provider account token provisioning and processing
US10529015B1 (en) 2016-04-01 2020-01-07 Wells Fargo Bank, N.A. Systems and methods for onboarding customers through a short-range communication channel
US10313321B2 (en) 2016-04-07 2019-06-04 Visa International Service Association Tokenization of co-network accounts
AU2016403734B2 (en) 2016-04-19 2022-11-17 Visa International Service Association Systems and methods for performing push transactions
US10990935B1 (en) 2016-04-28 2021-04-27 Wells Fargo Bank, N.A. Transferring funds between two parties
US11250424B2 (en) 2016-05-19 2022-02-15 Visa International Service Association Systems and methods for creating subtokens using primary tokens
WO2017209767A1 (en) 2016-06-03 2017-12-07 Visa International Service Association Subtoken management system for connected devices
US11068899B2 (en) 2016-06-17 2021-07-20 Visa International Service Association Token aggregation for multi-party transactions
CA3021357A1 (en) 2016-06-24 2017-12-28 Visa International Service Association Unique token authentication cryptogram
GB2551790A (en) * 2016-06-30 2018-01-03 Ipco 2012 Ltd A method, apparatus and system for electronic payments
AU2017295842A1 (en) 2016-07-11 2018-11-01 Visa International Service Association Encryption key exchange process using access device
CA3026224A1 (en) 2016-07-19 2018-01-25 Visa International Service Association Method of distributing tokens and managing token relationships
US10509779B2 (en) 2016-09-14 2019-12-17 Visa International Service Association Self-cleaning token vault
CN106485581A (zh) * 2016-10-12 2017-03-08 上海易贷网金融信息服务有限公司 一种银行存管账户管理方法及系统
BR102016026832A2 (pt) * 2016-11-16 2018-06-05 Banco Agiplan S.A. Método e sistema aplicados para movimentações financeiras via dispositivo móvel ou embarcado
CN110036386B (zh) 2016-11-28 2023-08-22 维萨国际服务协会 供应到应用程序的访问标识符
US10997595B1 (en) 2016-12-28 2021-05-04 Wells Fargo Bank, N.A. Systems and methods for preferring payments using a social background check
CN107067258A (zh) * 2017-03-14 2017-08-18 平安科技（深圳）有限公司 金融交易管理系统及方法
US10915899B2 (en) 2017-03-17 2021-02-09 Visa International Service Association Replacing token on a multi-token user device
US10700875B1 (en) 2017-05-01 2020-06-30 Wells Fargo Bank, N.A. Systems and methods for value transfers using signcryption
US10902418B2 (en) 2017-05-02 2021-01-26 Visa International Service Association System and method using interaction token
US11494765B2 (en) 2017-05-11 2022-11-08 Visa International Service Association Secure remote transaction system using mobile devices
US20180374065A1 (en) * 2017-06-26 2018-12-27 Bank Of America Corporation Resource distribution channel authorization through third party system integration
US11023885B2 (en) 2017-06-30 2021-06-01 Marqeta, Inc. System, method, and computer program for securely transmitting and presenting payment card data in a web client
US10491389B2 (en) 2017-07-14 2019-11-26 Visa International Service Association Token provisioning utilizing a secure authentication system
US10592543B2 (en) * 2017-08-31 2020-03-17 Oath Inc. Sub-account management
US11062176B2 (en) 2017-11-30 2021-07-13 Kofax, Inc. Object detection and image cropping using a multi-detector approach
TWI696143B (zh) * 2018-01-25 2020-06-11 合作金庫商業銀行股份有限公司 雲端管家系統
CN108197961B (zh) * 2018-01-31 2021-09-03 阿里巴巴（中国）有限公司 用户管理方法及装置
EP3762844A4 (en) 2018-03-07 2021-04-21 Visa International Service Association SECURE REMOTE TOKEN RELEASE WITH ONLINE AUTHENTICATION
US11256789B2 (en) 2018-06-18 2022-02-22 Visa International Service Association Recurring token transactions
US10749875B2 (en) * 2018-06-28 2020-08-18 Microsoft Technology Licensing, Llc Security configuration lifecycle account protection for minors
CN109410021A (zh) * 2018-08-20 2019-03-01 阿里巴巴集团控股有限公司 多密码账户管理方法、装置、设备及计算机可读存储介质
SG11202101587SA (en) 2018-08-22 2021-03-30 Visa Int Service Ass Method and system for token provisioning and processing
EP3881258A4 (en) 2018-11-14 2022-01-12 Visa International Service Association SUPPLY OF TOKENS IN THE CLOUD OF MULTIPLE TOKENS
US11599627B2 (en) 2018-12-03 2023-03-07 Bank Of America Corporation System employing smart device for secure and authenticated event execution
TWI688911B (zh) * 2018-12-12 2020-03-21 臺灣銀行股份有限公司 行動支付子帳戶系統
CN111382139A (zh) * 2018-12-28 2020-07-07 中国银联股份有限公司 对数据库中同一账户的并行访问方法
US20200234302A1 (en) * 2019-01-23 2020-07-23 International Business Machines Corporation Password verification
US11277386B2 (en) * 2019-03-14 2022-03-15 Dwolla, Inc. Maintaining security in digital electronic transfers through use of a label tracking system
US11849042B2 (en) 2019-05-17 2023-12-19 Visa International Service Association Virtual access credential interaction system and method
US11055145B2 (en) 2019-06-18 2021-07-06 Bank Of America Corporation System for generation and maintenance of nested hierarchical resource modules
US20220358473A1 (en) * 2019-11-08 2022-11-10 Visa International Service Assocation Remittance with recipient alias
US11354714B1 (en) * 2019-12-23 2022-06-07 Stripe, Inc. Systems and methods for dynamic interface generation for commerce platform onboarding
US11783332B2 (en) 2020-02-14 2023-10-10 Mastercard International Incorporated Method and system for facilitating secure card-based transactions
CN111429319A (zh) * 2020-03-25 2020-07-17 中国工商银行股份有限公司 基于教育培训的资金监管方法及装置
CN117196610A (zh) * 2020-04-20 2023-12-08 车主邦（北京）科技有限公司 车辆电子标签支付生成方法
DE102021205259A1 (de) * 2020-05-29 2021-12-02 Apple Inc. Erstellung von beschränkten mobilen konten
EP3933730A1 (en) * 2020-06-30 2022-01-05 Mastercard International Incorporated Realtime selection of payment account
CN112085486B (zh) * 2020-08-24 2024-01-30 宝付网络科技（上海）有限公司 一种提高资金下发能力的方法及系统
US20230419292A1 (en) * 2022-06-28 2023-12-28 Capital One Services, Llc Systems and methods for accounts with multiple profiles
US11893067B1 (en) 2022-09-30 2024-02-06 Block, Inc. Cause identification using dynamic information source(s)

Family Cites Families (36)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7536349B1 (en) * 1998-06-16 2009-05-19 Walker Digital, Llc Method and apparatus for processing a charge applied to a financial account
US7117172B1 (en) * 1999-03-11 2006-10-03 Corecard Software, Inc. Methods and systems for managing financial accounts
US20040260653A1 (en) * 1999-04-19 2004-12-23 First Data Corporation Anonymous transactions
US7644037B1 (en) * 1999-08-16 2010-01-05 Vladimir Ostrovsky Method and system for transferring electronic funds
US7343349B2 (en) * 2000-02-10 2008-03-11 Jove Corporation System and method for secure data and funds transfer
AU2001249516A1 (en) * 2000-03-27 2001-10-15 Randall A. Russell School commerce system and method
US20020049806A1 (en) * 2000-05-16 2002-04-25 Scott Gatz Parental control system for use in connection with account-based internet access server
US10185936B2 (en) * 2000-06-22 2019-01-22 Jpmorgan Chase Bank, N.A. Method and system for processing internet payments
US7890433B2 (en) * 2000-06-30 2011-02-15 Tara Chand Singhal Private and secure payment system
JP2002117361A (ja) * 2000-10-06 2002-04-19 Hitachi Ltd 電子決済方法及び電子決済システム
CA2332656A1 (en) * 2001-01-26 2002-07-26 Certapay Inc. Online payment transfer and identity management system and method
US7904361B2 (en) * 2001-03-20 2011-03-08 Goldman Sachs & Co. Risk management customer registry
US7099850B1 (en) * 2001-09-21 2006-08-29 Jpmorgan Chase Bank, N.A. Methods for providing cardless payment
US7254548B1 (en) * 2002-07-10 2007-08-07 Union Beach, L.P. System and method for the administration of financial accounts using profiles
US20050246277A1 (en) * 2002-10-23 2005-11-03 Bloem Nicolaas C Transaction processing system
DE10310527B4 (de) * 2003-03-11 2008-11-20 Christian Hogl Verfahren zum Initiieren und/oder Durchführen einer Zahlungstransaktion
US7374079B2 (en) * 2003-06-24 2008-05-20 Lg Telecom, Ltd. Method for providing banking services by use of mobile communication system
US20050075958A1 (en) * 2003-10-01 2005-04-07 Edwin Gonzalez Cellular phone financial device
US7204412B2 (en) * 2003-10-14 2007-04-17 Compucredit Intellectual Property Holdings Corp. Iii Family stored value card program
WO2005088511A1 (en) * 2004-03-09 2005-09-22 Groupo Dimex, Llc Methods and systems for the transfer of money services provided to non-citizen residents
US8412601B2 (en) * 2004-05-28 2013-04-02 Bank Of America Corporation Method and system to evaluate anti-money laundering risk
US7529710B1 (en) * 2004-06-10 2009-05-05 Valid Systems Monitoring transactions by non-account holder
US7369999B2 (en) * 2004-06-23 2008-05-06 Dun And Bradstreet, Inc. Systems and methods for USA Patriot Act compliance
CA2503740A1 (en) * 2005-03-11 2006-09-11 Dushyant Sharma Electronic payment system for financial institutions and companies to receive online payments
US20060218086A1 (en) * 2005-03-24 2006-09-28 Heather Campbell Payee aliasing
US7631803B2 (en) * 2005-07-19 2009-12-15 Plastyc, Inc. System and method for child card payment
US20070043663A1 (en) * 2005-08-16 2007-02-22 Mark Simpson E-payment advice system
EP1979864A1 (en) * 2006-01-30 2008-10-15 CPNI Inc. A system and method for authorizing a funds transfer or payment using a phone number
US8662384B2 (en) * 2006-02-28 2014-03-04 Google Inc. Text message payment
US20070219817A1 (en) * 2006-03-16 2007-09-20 Jianqing Wu Universal Negotiation Forum
US8249965B2 (en) * 2006-03-30 2012-08-21 Obopay, Inc. Member-supported mobile payment system
WO2007125252A1 (fr) * 2006-04-26 2007-11-08 France Telecom Procede et systeme de gestion d'un paiement electronique
US7848980B2 (en) * 2006-12-26 2010-12-07 Visa U.S.A. Inc. Mobile payment system and method using alias
WO2008086428A1 (en) * 2007-01-09 2008-07-17 Visa U.S.A. Inc. Mobile phone payment process including threshold indicator
US20080177662A1 (en) * 2007-01-24 2008-07-24 Cingular Wireless Ii, Llc Mobile merchant user interface
US7835723B2 (en) * 2007-02-04 2010-11-16 Bank Of America Corporation Mobile banking

Also Published As

Publication number Publication date
BRPI0819305A2 (pt) 2015-05-12
US20110010293A1 (en) 2011-01-13
US8249985B2 (en) 2012-08-21
WO2009073623A1 (en) 2009-06-11
EP2215591A1 (en) 2010-08-11
US20090144193A1 (en) 2009-06-04
CN101884051A (zh) 2010-11-10
US20110004550A1 (en) 2011-01-06
US20110010292A1 (en) 2011-01-13
US20110004547A1 (en) 2011-01-06
CA2704565A1 (en) 2009-06-11

Similar Documents

Publication Publication Date Title
MX2010005836A (es) Mecanismo de sub-cuenta.
MX2008009965A (es) Tecnicas para autorizacion de uso de un dispositivo de pago.
WO2008019216A3 (en) Money transfer transactions via pre-paid wireless communication devices
NZ577172A (en) Payments clearance system
WO2008061151A3 (en) Mobile-to-mobile payment system and method
EP2353130A4 (en) SYSTEM AND METHOD FOR PROVIDING A MOBILE PORTFOLIO AT A MOBILE PHONE
MX337491B (es) Servicio de acceso a sistema de transferencia de dinero.
GB2468817A (en) System and method for data completion including push identifier
WO2009055665A3 (en) Accounts payable tax rules processing system and method
GB2465724A (en) Mobile remittances/payments
WO2010045108A3 (en) P2p transfer using prepaid card
TW200745966A (en) Techniques for co-existence of multiple stored value applications on a single payment device managing a shared balance
NZ622967A (en) Payment requests
WO2005045618A3 (en) Award system with increased payout options
EP2220584A4 (en) ONLINE AUTHORIZATION IN AN ACCESS ENVIRONMENT
WO2008030397A3 (en) Payment systems and methods
WO2006110431A3 (en) Method of extending credit to at least one consumer and method of processing a transaction between a consumer and a merchant
WO2010143823A3 (ko) 전자화폐 결제 시스템 및 전자화폐 결제 방법
BRPI0606915A2 (pt) sistema e método eletrÈnico para recarregar cartões de crédito pré-págos ativos em uma rede de telecomunicação para transações bancárias eletrÈnicas
WO2011022268A3 (en) Automated funding for prepaid card
NZ630623A (en) Using a value-ascertainable item to obtain credit at a third-party merchant
MY180889A (en) Systems and methods of direct bank transfer
WO2009024959A3 (en) Financial benefits program
MX2011003504A (es) Direccionamiento de menor costo potenciado para transacciones de transferencia de fondos.
TW200617695A (en) Method of increasing productivity in organization

Legal Events

Date Code Title Description
FA Abandonment or withdrawal