MX2007000458A - Sistema y metodos para descubrir informacion de transaccion a los clientes. - Google Patents

Sistema y metodos para descubrir informacion de transaccion a los clientes.

Info

Publication number
MX2007000458A
MX2007000458A MX2007000458A MX2007000458A MX2007000458A MX 2007000458 A MX2007000458 A MX 2007000458A MX 2007000458 A MX2007000458 A MX 2007000458A MX 2007000458 A MX2007000458 A MX 2007000458A MX 2007000458 A MX2007000458 A MX 2007000458A
Authority
MX
Mexico
Prior art keywords
transaction
information
customers
fee
customer
Prior art date
Application number
MX2007000458A
Other languages
English (en)
Inventor
Mark Thompson
Kenneth Algiene
Original Assignee
First Data Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by First Data Corp filed Critical First Data Corp
Publication of MX2007000458A publication Critical patent/MX2007000458A/es

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/202Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/381Currency conversion
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/407Cancellation of a transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/04Billing or invoicing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

Un metodo para descubrir informacion de transaccion a los clientes incluye el recibir en un sistema de computadora anfitrion un expediente que comprende informacion de procesamiento. La informacion de procesamiento comprende una pluralidad de categorias de transaccion e informacion de honorarios asociada con cada categoria de transaccion. El metodo tambien incluye el recibir un mensaje desde un dispositivo de punto de venta pidiendo la informacion de honorarios asociada con por lo menos una categoria de transaccion particular en relacion a una transaccion con un cliente y enviando desde el sistema de computadora anfitrion un mensaje electronico que comprende la informacion de honorarios. El metodo ademas comprende el recibir la informacion de transaccion en relacion al mensaje electronico en el dispositivo de punto de venta y proporcionar al cliente la oportunidad de cancelar la transaccion. La transaccion puede involucrar un intercambio entre por lo menos dos formas de valor diferentes.
MX2007000458A 2004-07-13 2005-06-28 Sistema y metodos para descubrir informacion de transaccion a los clientes. MX2007000458A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US10/890,821 US7475038B2 (en) 2003-03-21 2004-07-13 System and methods for disclosing transaction information to customers
PCT/US2005/023240 WO2006017033A2 (en) 2004-07-13 2005-06-28 System and methods for disclosing transaction information to customers

Publications (1)

Publication Number Publication Date
MX2007000458A true MX2007000458A (es) 2007-06-11

Family

ID=35839703

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2007000458A MX2007000458A (es) 2004-07-13 2005-06-28 Sistema y metodos para descubrir informacion de transaccion a los clientes.

Country Status (9)

Country Link
US (2) US7475038B2 (es)
EP (1) EP1769446A4 (es)
JP (1) JP2008506205A (es)
CN (1) CN101198959A (es)
AU (1) AU2005272021B2 (es)
BR (1) BRPI0513205A (es)
CA (1) CA2573782A1 (es)
MX (1) MX2007000458A (es)
WO (1) WO2006017033A2 (es)

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US20040215574A1 (en) * 2003-04-25 2004-10-28 First Data Corporation Systems and methods for verifying identities in transactions
US20070233597A1 (en) * 2006-03-06 2007-10-04 First Data Corporation Least cost network routing for electronic transactions
US7860934B1 (en) * 2007-01-30 2010-12-28 Intuit Inc. Method and apparatus for tracking financial transactions for a user
US8521648B2 (en) * 2007-06-26 2013-08-27 The Western University Company Consolidated payment options
US8788278B2 (en) * 2007-08-28 2014-07-22 Moneygram International, Inc. Consumer database loyalty program for a money transfer system
US20100100426A1 (en) * 2008-10-16 2010-04-22 Moneygram International, Inc. Agent management system
US8336762B1 (en) 2008-11-17 2012-12-25 Greenwise Bankcard LLC Payment transaction processing
US20140143147A1 (en) * 2011-12-20 2014-05-22 Rajesh Poornachandran Transaction fee negotiation for currency remittance
US10402795B2 (en) 2012-01-05 2019-09-03 Moneygram International, Inc. Prefunding for money transfer send transactions
US8738520B2 (en) 2012-04-23 2014-05-27 Moneygram International, Inc. Send and receive side control of money transfer parameters
US8538873B1 (en) 2012-06-15 2013-09-17 Bank Of America Corporation Communication network for gathering information and performing electronic transactions
US8657688B1 (en) 2012-11-26 2014-02-25 Moneygram International, Inc. Promotion generation engine for a money transfer system
US10755245B2 (en) 2013-02-25 2020-08-25 Moneygram International, Inc. Money transfer system having location based language and dynamic receipt capabilities
JP6244816B2 (ja) * 2013-03-26 2017-12-13 日本電気株式会社 データ収集管理システム、データ収集管理方法、端末及び管理装置
US10192204B2 (en) 2013-08-01 2019-01-29 Moneygram International, Inc. System and method for staging money transfers between users having profiles
JP6216896B2 (ja) * 2014-12-26 2017-10-18 株式会社クレアンスメアード ポイント管理システム及びポイント管理方法
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CN114830163A (zh) * 2019-09-02 2022-07-29 Rtgs有限公司 一种用于资金安全转移的方法和系统

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Also Published As

Publication number Publication date
AU2005272021A1 (en) 2006-02-16
EP1769446A4 (en) 2009-04-22
US20090157520A1 (en) 2009-06-18
JP2008506205A (ja) 2008-02-28
CN101198959A (zh) 2008-06-11
US7475038B2 (en) 2009-01-06
EP1769446A2 (en) 2007-04-04
BRPI0513205A (pt) 2008-04-29
CA2573782A1 (en) 2006-02-16
WO2006017033A2 (en) 2006-02-16
AU2005272021B2 (en) 2009-04-30
WO2006017033A3 (en) 2008-01-03
US20050096990A1 (en) 2005-05-05

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Legal Events

Date Code Title Description
GB Transfer or rights

Owner name: THE WESTERN UNION COMPANY

FA Abandonment or withdrawal