BRPI0513205A - métodos de revelação e sistemas de fornecimento de informações de transação para clientes, dispositivos de pontos de venda e método de transferência de valores - Google Patents

métodos de revelação e sistemas de fornecimento de informações de transação para clientes, dispositivos de pontos de venda e método de transferência de valores

Info

Publication number
BRPI0513205A
BRPI0513205A BRPI0513205-3A BRPI0513205A BRPI0513205A BR PI0513205 A BRPI0513205 A BR PI0513205A BR PI0513205 A BRPI0513205 A BR PI0513205A BR PI0513205 A BRPI0513205 A BR PI0513205A
Authority
BR
Brazil
Prior art keywords
transaction
point
information
systems
transaction information
Prior art date
Application number
BRPI0513205-3A
Other languages
English (en)
Inventor
Kenneth Algiene
Mark Thompson
Original Assignee
First Data Corp
Western Union Co
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by First Data Corp, Western Union Co filed Critical First Data Corp
Publication of BRPI0513205A publication Critical patent/BRPI0513205A/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/407—Cancellation of a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

Métodos de Revelação e Sistemas de Fornecimento de Informações de Transação para Clientes, Dispositivos de Pontos de Venda e Método de Transferência de Valores Um método para revelar informações de transação para clientes inclui receber num sistema de computador hospedeiro um arquivo que compreende informações de processo. As informações de processo compreendem uma pluralidade de categorias de transação e informações de taxas associadas com cada categoria de transação. O método inclui receber também uma mensagem a partir de um dispositivo de ponto de venda pedindo as informações de taxas associadas com pelo menos uma categoria de transação particular relativa a uma transação com um cliente e enviar a partir do sistema de computador hospedeiro uma mensagem eletrónica que compreende as informações de taxas. O método ainda compreende exibir as informações de transação relativas à mensagem eletrónica no dispositivo de ponto de venda e proporcionar ao cliente a oportunidade de cancelar a transação. A transação pode envolver uma permuta entre pelo menos duas formas diferentes de valor.
BRPI0513205-3A 2004-07-13 2005-06-28 métodos de revelação e sistemas de fornecimento de informações de transação para clientes, dispositivos de pontos de venda e método de transferência de valores BRPI0513205A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US10/890,821 US7475038B2 (en) 2003-03-21 2004-07-13 System and methods for disclosing transaction information to customers
PCT/US2005/023240 WO2006017033A2 (en) 2004-07-13 2005-06-28 System and methods for disclosing transaction information to customers

Publications (1)

Publication Number Publication Date
BRPI0513205A true BRPI0513205A (pt) 2008-04-29

Family

ID=35839703

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0513205-3A BRPI0513205A (pt) 2004-07-13 2005-06-28 métodos de revelação e sistemas de fornecimento de informações de transação para clientes, dispositivos de pontos de venda e método de transferência de valores

Country Status (9)

Country Link
US (2) US7475038B2 (pt)
EP (1) EP1769446A4 (pt)
JP (1) JP2008506205A (pt)
CN (1) CN101198959A (pt)
AU (1) AU2005272021B2 (pt)
BR (1) BRPI0513205A (pt)
CA (1) CA2573782A1 (pt)
MX (1) MX2007000458A (pt)
WO (1) WO2006017033A2 (pt)

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US7860934B1 (en) * 2007-01-30 2010-12-28 Intuit Inc. Method and apparatus for tracking financial transactions for a user
US8521648B2 (en) * 2007-06-26 2013-08-27 The Western University Company Consolidated payment options
US8788278B2 (en) * 2007-08-28 2014-07-22 Moneygram International, Inc. Consumer database loyalty program for a money transfer system
US20100100426A1 (en) * 2008-10-16 2010-04-22 Moneygram International, Inc. Agent management system
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US10402795B2 (en) 2012-01-05 2019-09-03 Moneygram International, Inc. Prefunding for money transfer send transactions
US8738520B2 (en) 2012-04-23 2014-05-27 Moneygram International, Inc. Send and receive side control of money transfer parameters
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JP2017173898A (ja) * 2016-03-18 2017-09-28 グローリー株式会社 貨幣処理装置及び貨幣処理システム
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BR112022003866A2 (pt) * 2019-09-02 2022-05-24 Rtgs Ltd Método implementado por computador;, sistema,; e telefone móvel, computador do tipo tablet ou computador do tipo laptop para a transmissão segura de fundos
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Also Published As

Publication number Publication date
WO2006017033A2 (en) 2006-02-16
WO2006017033A3 (en) 2008-01-03
MX2007000458A (es) 2007-06-11
AU2005272021B2 (en) 2009-04-30
JP2008506205A (ja) 2008-02-28
CN101198959A (zh) 2008-06-11
US20090157520A1 (en) 2009-06-18
EP1769446A4 (en) 2009-04-22
US7475038B2 (en) 2009-01-06
US20050096990A1 (en) 2005-05-05
AU2005272021A1 (en) 2006-02-16
EP1769446A2 (en) 2007-04-04
CA2573782A1 (en) 2006-02-16

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Legal Events

Date Code Title Description
B25A Requested transfer of rights approved

Owner name: THE WESTERN UNION COMPANY (US)

Free format text: TRANSFERIDO DE: FIRST DATA CORPORATION

B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE A 7A ANUIDADE.

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: REFERENTE AO DESPACHO 8.6 PUBLICADO NA RPI 2158 DE 15/05/2012.