ME00752B - Sistem za razmenu podataka za naplatu i terminalni uređaj za naplatu koji se pri tome koristi - Google Patents

Sistem za razmenu podataka za naplatu i terminalni uređaj za naplatu koji se pri tome koristi

Info

Publication number
ME00752B
ME00752B MEP-2003-294A MEP2003294A ME00752B ME 00752 B ME00752 B ME 00752B ME P2003294 A MEP2003294 A ME P2003294A ME 00752 B ME00752 B ME 00752B
Authority
ME
Montenegro
Prior art keywords
payment
terminal device
mobile
information
voice network
Prior art date
Application number
MEP-2003-294A
Other languages
English (en)
Inventor
Bogdan Pavlic
Aleksander Polutnik
Original Assignee
Ultra Proizvodnja Elektronskih Naprav D O O
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ultra Proizvodnja Elektronskih Naprav D O O filed Critical Ultra Proizvodnja Elektronskih Naprav D O O
Publication of ME00752B publication Critical patent/ME00752B/me

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/206—Point-of-sale [POS] network systems comprising security or operator identification provisions, e.g. password entry
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M1/00—Substation equipment, e.g. for use by subscribers
    • H04M1/02—Constructional features of telephone sets
    • H04M1/21—Combinations with auxiliary equipment, e.g. with clocks or memoranda pads
    • H04M1/215—Combinations with auxiliary equipment, e.g. with clocks or memoranda pads by non-intrusive coupling means, e.g. acoustic couplers
    • H04M1/2155—Acoustic coupling

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Acoustics & Sound (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Telephonic Communication Services (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Telephone Function (AREA)
  • Computer And Data Communications (AREA)
  • Developing Agents For Electrophotography (AREA)

Abstract

Izložen je sistem za razmenu podataka za naplatu koji sadrži terminalni uredjaj (10) za naplatu za priključenje na uredjaj na prodajnom mestu i na mobilni telefon (14), autorizacioni centar (1) za priključenje na mobilnu govornu mrežu (5) i na finansijski informacioni sistem, mobilni telefon (14) za priključenje na mobilnu govornu mrežu (5) i na terminalni uredjaj (10) za naplatu. Razmena podataka za naplatu 3e obavlja od terminalnog uredjaja (10) za naplatu preko mobilnog telefona (14) i mobilne govorne mreže (5) do autorizacionog centra (1) i, obratno, od autorizacionog centra preko mobilne govorne mreže i mobilnog telefona do terminalnog uredjaja za naplatu, pri čemu se podaci o naplati izmedju terminalnog uredjaja (10) za naplatu i mobilnog telefona (14) prenose kao govorna informacija. Izložen je sistem za razmenu podataka za naplatu koji sadrži terminalni uredjaj (10) za naplatu za priključenje na uredjaj na prodajnom mestu i na mobilni telefon (14), autorizacioni centar (1) za priključenje na mobilnu govornu mrežu (5) i na finansijski informacioni sistem, mobilni telefon (14) za priključenje na mobilnu govornu mrežu (5) i na terminalni uredjaj (10) za naplatu. Razmena podataka za naplatu 3e obavlja od terminalnog uredjaja (10) za naplatu preko mobilnog telefona (14) i mobilne govorne mreže (5) do autorizacionog centra (1) i, obratno, od autorizacionog centra preko mobilne govorne mreže i mobilnog telefona do terminalnog uredjaja za naplatu, pri čemu se podaci o naplati izmedju terminalnog uredjaja (10) za naplatu i mobilnog telefona (14) prenose kao govorna informacija.
MEP-2003-294A 2000-10-18 2000-10-18 Sistem za razmenu podataka za naplatu i terminalni uređaj za naplatu koji se pri tome koristi ME00752B (me)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/IB2000/001495 WO2002033669A1 (en) 2000-10-18 2000-10-18 System for payment data exchange and payment terminal device used therein

Publications (1)

Publication Number Publication Date
ME00752B true ME00752B (me) 2008-09-29

Family

ID=11003983

Family Applications (1)

Application Number Title Priority Date Filing Date
MEP-2003-294A ME00752B (me) 2000-10-18 2000-10-18 Sistem za razmenu podataka za naplatu i terminalni uređaj za naplatu koji se pri tome koristi

Country Status (29)

Country Link
US (1) US7835942B1 (me)
EP (1) EP1327230B8 (me)
JP (1) JP2004512607A (me)
KR (1) KR100555975B1 (me)
CN (1) CN1181454C (me)
AT (1) ATE296470T1 (me)
AU (2) AU2000276802B2 (me)
BR (1) BR0017365A (me)
CA (1) CA2423770C (me)
CY (1) CY1105488T1 (me)
CZ (1) CZ20031096A3 (me)
DE (1) DE60020410T2 (me)
DK (1) DK1327230T3 (me)
EE (1) EE05044B1 (me)
ES (1) ES2240178T3 (me)
HK (1) HK1058424A1 (me)
HR (1) HRP20030271B1 (me)
HU (1) HU223925B1 (me)
IL (2) IL155076A0 (me)
IS (1) IS2345B (me)
ME (1) ME00752B (me)
MX (1) MXPA03003308A (me)
NO (1) NO321300B1 (me)
PL (1) PL207890B1 (me)
PT (1) PT1327230E (me)
RU (1) RU2241256C1 (me)
SI (1) SI1327230T1 (me)
SK (1) SK287998B6 (me)
WO (1) WO2002033669A1 (me)

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Publication number Publication date
KR20030059197A (ko) 2003-07-07
HRP20030271B1 (en) 2009-10-31
DE60020410D1 (de) 2005-06-30
EP1327230B1 (en) 2005-05-25
US7835942B1 (en) 2010-11-16
HRP20030271A2 (en) 2005-02-28
IS6790A (is) 2003-04-15
AU7680200A (en) 2002-04-29
HU223925B1 (hu) 2005-03-29
ATE296470T1 (de) 2005-06-15
NO20031598L (no) 2003-06-14
CN1181454C (zh) 2004-12-22
NO20031598D0 (no) 2003-04-08
CN1454373A (zh) 2003-11-05
HK1058424A1 (en) 2004-05-14
SI1327230T1 (me) 2005-08-31
CY1105488T1 (el) 2010-04-28
EE05044B1 (et) 2008-06-16
IL155076A0 (en) 2003-10-31
PL360936A1 (en) 2004-09-20
KR100555975B1 (ko) 2006-03-03
AU2000276802B2 (en) 2004-10-07
SK287998B6 (sk) 2012-09-03
DE60020410T2 (de) 2006-04-27
JP2004512607A (ja) 2004-04-22
DK1327230T3 (da) 2005-06-20
EP1327230B8 (en) 2005-07-20
BR0017365A (pt) 2003-11-04
WO2002033669A1 (en) 2002-04-25
EP1327230A1 (en) 2003-07-16
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PT1327230E (pt) 2005-10-31
RU2241256C1 (ru) 2004-11-27
CA2423770A1 (en) 2002-04-25
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