KR20200109463A - System for providing kiosk based multi service - Google Patents

Abstract

Provided is a kiosk based composite service providing system comprising: a kiosk having a payment card charged with a preset amount of money, discharging the payment card free of charge in the case that a phone number is input and authenticated, and transmitting an identification number of the discharged payment card and the phone number; a composite service providing server including a value sharing platform providing unit, a donation platform providing unit and a community exchange platform providing unit, wherein the value sharing platform providing unit classifies at least one kind of virtual currency as an assigned level according to grade, transfers the currency into an independently issued unique currency based on the classified grade and performs a payment process based on a transfer rate between the unique currency and the nominal currency in the case that the transferred unique currency is used in making payment at an offline affiliated store or an online affiliated store, the donation platform providing unit maps the identification number and the phone number, which are collected via the kiosk, stores the mapped numbers, claims a payment amount based on the phone number in the case that the payment card corresponding to the identification number is used in making payment and then, is not returned in a preset time, and donates an amount in accordance with a preset condition, and the community exchange platform providing unit performs learning of conditions, set by a user, with an artificial intelligence algorithm to realize automatic transactions; and a user terminal enabling a user to purchase at least one kind of virtual currency or unique current via the community exchange platform providing unit for charging an available amount, to select an offline affiliated store or an online affiliated store, and to scan an identification code of the affiliated store and to input a payment amount for requesting payment for goods to the composite service providing server. Accordingly, the present invention can provide an exchange in which automatic selling and buying are possible without the need for a user to check transaction data around the clock thanks to the automatic transaction and AI algorithm.

Description

Kiosk-based complex service provision method {SYSTEM FOR PROVIDING KIOSK BASED MULTI SERVICE}

The present invention relates to a method for providing a kiosk-based complex service, and provides a system capable of providing a complex linkage of value sharing, donation, and operation services of an exchange.

From the integration of software and services into the existing industry, rather than simply selling hardware products, through the upgrade to the data-based intelligent industry using AI and IoT in the tertiary industry, which is the service industry, the era of The Fourth Industrial Revolution. The core industry starts. With the spread of smart payments due to the widespread use of smartphones using the Internet and IT rolls and the increase in the proportion of mobile shopping, a new form of payment system, blockchain-based virtual currency, appeared. Blockchain is a distributed computing technology that provides reliability, stability, efficiency, and security, and is expected to play a role in providing reliability to core technologies such as IoT and providing efficiency to the growing new growth industry. . Blockchain technology, which started with virtual currency, has now developed into a single platform that can process almost all digital assets, attracting attention from companies around the world in all industries, and innovative technology that will change the future by being connected with most ICT technologies. As a result, it is expected to increase interest in its ripple effect and lead a transformation comparable to that of the Internet in the future.

At this time, a configuration that allows the use of virtual currency for payment has been researched and developed. In this regard, Korean Patent Publication No. 2019-0003429 (published on January 09, 2019), a prior art, discloses a virtual currency based on a blockchain. In order to mutually transact currency by linking the legal currency with the existing credit card or e-commerce payment approval, the exchange rate, which is the ratio of the value of the transaction between cryptocurrency and fiat currency, is monitored and adjusted through blockchain technology to follow the mutual transaction. Virtual currency issued and distributed based on real capital can be used without technical restrictions like existing legal currencies through a device called a middle man, and can be exchanged efficiently and safely through exchange rates. A composition that incorporates the existing financial policies of the state or institution, such as government bonds and local bonds, into blockchain technology and utilizes them for monetary policy by reflecting the exchange rate is initiated.

However, the above-described method is merely providing exchange rates based on fiat currency and virtual currency, and this is a known technology that is possible by using electronic wallet and market price information through any exchange's site. It is not a technology that is linked with various types of payment systems in connection with the leading ICT technology. In addition, a platform is required to break the stereotype of Korean companies that abuse donations as a method of tax evasion or that they are more reluctant to donate compared to foreign companies, and if donations are collected, a platform that transparently manages them is required. In addition, the cryptocurrency issued in the dark order is left in the hands of the market and is not properly evaluated, so investment losses intact until the issuing company's credibility is established will lead to the burden of the customer. A platform that can be evaluated and trusted through institutions is required.

In one embodiment of the present invention, the cryptocurrency is linked with the ICT-based industry to enable payment anytime, anywhere, and to build trust in the issuer and the issued cryptocurrency by giving the cryptocurrency a rating through deliberation, In order to increase the distribution of highly rated cryptocurrencies, companies are encouraged to strive to receive higher credibility and ratings by providing rewards to consumers, and by providing a platform through which donations lead to sales, they increase donations and block chains. Kiosk-based complex that can provide an exchange that allows users to automatically sell and buy without seeing transaction data 24 hours a day with automatic transactions and artificial intelligence algorithms, which eliminates the possibility of illegal use of donations by managing them through You can provide a method of providing services. However, the technical problem to be achieved by the present embodiment is not limited to the technical problem as described above, and other technical problems may exist.

As a technical means for achieving the above-described technical problem, an embodiment of the present invention holds a payment card charged with a preset amount, and when a phone number is input and authenticated, the payment card is discharged for free and discharged. A kiosk that transmits the payment card, identification number and phone number, and at least one kind of cryptocurrency are classified by grade at a given level, and converted to a unique currency issued by itself based on the classified grade. When the currency is used for payment at an offline affiliated store or an online affiliated store, the value sharing platform provider that proceeds with the payment process based on the exchange rate between the unique currency and the fiat currency, and the identification number and phone number collected through the kiosk are mapped and stored, If the payment is not returned within a preset time after payment occurs from the payment card corresponding to the identification number, a donation platform provider that charges the payment amount based on the phone number and donates the amount under the preset conditions, set by the user. A complex service providing server including a community exchange platform providing unit that enables automatic transactions to occur by learning the conditions with an artificial intelligence algorithm, and purchasing at least one type of virtual currency or unique currency through the community exchange platform providing unit and charging the usable amount. , Selecting an offline affiliated store or an online affiliated store, scanning an identification code of the affiliated store and inputting a payment amount, and including a user terminal requesting payment of the product to the complex service providing server.

According to any one of the above-described problem solving means of the present invention, the virtual currency is linked to the ICT-based industry so that payment can be made anytime, anywhere, and the issuing company and the issued virtual currency are given a rating through deliberation of the virtual currency. Contributions by providing rewards to consumers to build trust in and to increase the distribution of highly rated cryptocurrencies to induce companies to strive for higher reliability and ratings, and to provide a platform through which donations lead to sales. At the same time, it will provide an exchange that allows users to sell and buy automatically without seeing transaction data 24 hours a day with automatic transactions and artificial intelligence algorithms, while eliminating the possibility of illegal use of donations by managing them through a blockchain. I can.

1 is a diagram illustrating a kiosk-based complex service providing system according to an embodiment of the present invention.
FIG. 2 is a block diagram illustrating a complex service providing server included in the system of FIG. 1.
3 is a view for explaining an embodiment in which a value sharing platform is implemented among kiosk-based complex services according to an embodiment of the present invention.
4 is a view for explaining an embodiment in which a donation platform is implemented among kiosk-based complex services according to an embodiment of the present invention.
5 is a view for explaining an embodiment in which a community-based transaction platform is implemented among kiosk-based complex services according to an embodiment of the present invention.
6 is a view for explaining an embodiment in which an application using a unique currency and a card filled with a unique currency used in a kiosk-based complex service according to an embodiment of the present invention is implemented.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those of ordinary skill in the art can easily implement the present invention. However, the present invention may be implemented in various different forms and is not limited to the embodiments described herein. In the drawings, parts irrelevant to the description are omitted in order to clearly describe the present invention, and similar reference numerals are assigned to similar parts throughout the specification.

Throughout the specification, when a part is said to be "connected" to another part, this includes not only "directly connected" but also "electrically connected" with another element interposed therebetween. . In addition, when a part "includes" a certain component, it means that other components may be further included, and one or more other features, not excluding other components, unless specifically stated to the contrary. It is to be understood that it does not preclude the presence or addition of any number, step, action, component, part, or combination thereof.

The terms "about", "substantially" and the like, as used throughout the specification, are used in or close to the numerical value when manufacturing and material tolerances specific to the stated meaning are presented, and are used in the sense of the present invention. To assist, accurate or absolute figures are used to prevent unfair use of the stated disclosure by unscrupulous infringers. As used throughout the specification of the present invention, the term "step (to)" or "step of" does not mean "step for".

In the present specification, the term "unit" includes a unit realized by hardware, a unit realized by software, and a unit realized using both. Further, one unit may be realized using two or more hardware, or two or more units may be realized using one hardware.

In this specification, some of the operations or functions described as being performed by the terminal, device, or device may be performed instead in a server connected to the terminal, device, or device. Likewise, some of the operations or functions described as being performed by the server may also be performed by a terminal, device, or device connected to the server.

In this specification, some of the operations or functions described as mapping or matching with the terminal means mapping or matching the unique number of the terminal or the identification information of the individual, which is the identification information of the terminal. Can be interpreted as.

Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram illustrating a kiosk-based complex service providing system according to an embodiment of the present invention. Referring to FIG. 1, a kiosk-based complex service providing system 1 may include at least one user terminal 100, a complex service providing server 300, and at least one kiosk 400. However, since the kiosk-based complex service providing system 1 of FIG. 1 is only an embodiment of the present invention, the present invention is not limitedly interpreted through FIG. 1.

In this case, each component of FIG. 1 is generally connected through a network 200. For example, as shown in FIG. 1, at least one user terminal 100 may be connected to a complex service providing server 300 and at least one kiosk 400 through a network 200. In addition, the complex service providing server 300 may be connected to at least one user terminal 100 and at least one kiosk 400 through the network 200. In addition, at least one kiosk 400 may be connected to at least one user terminal 100 and a complex service providing server 300 through a network 200.

Here, the network refers to a connection structure in which information exchange is possible between respective nodes such as a plurality of terminals and servers, and examples of such networks include RF, 3rd Generation Partnership Project (3GPP) network, and Long Term (LTE). Evolution) network, 5GPP (5th Generation Partnership Project) network, WIMAX (World Interoperability for Microwave Access) network, Internet, LAN (Local Area Network), Wireless LAN (Wireless Local Area Network), WAN (Wide Area Network) , Personal Area Network (PAN), Bluetooth (Bluetooth) network, NFC network, satellite broadcasting network, analog broadcasting network, Digital Multimedia Broadcasting (DMB) network, and the like, but are not limited thereto.

In the following, the term “at least one” is defined as a term including the singular number and the plural number, and even if the term “at least one” does not exist, each component may exist in the singular or plural, and may mean the singular or plural. It will be self-evident. In addition, it will be possible to change according to the embodiment that each component is provided in a singular or plural.

The at least one user terminal 100 may be a user terminal that sells, buys, and holds at least one kind of virtual currency by using a kiosk-based complex service related web page, app page, program, or application. In addition, the at least one user terminal 100 sells, buys, or holds a unique currency issued by the complex service providing server 300 for at least one kind of virtual currency, or performs a payment by using it. It can be a terminal. In addition, the at least one user terminal 100 may be a terminal that performs payment by interlocking with a POS (not shown) of an offline affiliate store or transfers using an electronic wallet to perform payment at the at least one kiosk 400. . Further, the at least one user terminal 100 may be a terminal connected to the kiosk 400 through a wireless or wired network to input information, and accordingly, the kiosk 400 may provide a payment card for free. Thereafter, the at least one user terminal 100 may be a terminal that pays the charge amount or the amount used of the payment card through a communication company or the like when the payment card is not returned. Also, at least one user terminal 100 may be a terminal that transmits user information to the kiosk 400 and receives a coupon corresponding thereto from the kiosk 400. In addition, at least one user terminal 100 generates an electronic wallet in an exchange provided by the complex service providing server 300 and uses at least one kind of virtual currency or unique currency to buy or sell, or to make a payment. , It may be a terminal that receives a transfer or remittance to another electronic wallet. At this time, the unique currency refers to the currency issued by the complex service providing server 300, and the virtual currency, or more precisely, the cryptocurrency, refers to a digital currency using distributed ledger technology through a blockchain. Among them, bitcoin is designed based on a cryptosystem for the purpose of being used between individuals (P2P; peer-to-peer) on the Internet, and the monetary value is stored in an electronic form and used as a payment method, but the government B It differs from legal money such as Korean won and US dollars in that payments are not guaranteed by the central bank. In addition, the concept of virtual currency or cryptocurrency is different from the concept of electronic money in Korea's Electronic Financial Transactions Act. In other words, electronic money under the Electronic Financial Transactions Act is prepared for regulation on payment means and currency, and must meet certain requirements, but it is distinguished in that cryptocurrencies such as Bitcoin do not have such restrictions. Accordingly, a virtual currency according to an embodiment of the present invention may mean a cryptocurrency, and although a unique currency is also a cryptocurrency, it is a currency issued by the exchange itself and will be classified into a different term from the virtual currency.

Here, the at least one user terminal 100 may be implemented as a computer capable of accessing a remote server or terminal through a network. Here, the computer may include, for example, a navigation system, a notebook equipped with a web browser, a desktop, a laptop, and the like. In this case, the at least one user terminal 100 may be implemented as a terminal capable of accessing a remote server or terminal through a network. At least one user terminal 100, for example, as a wireless communication device that is guaranteed portability and mobility, navigation, PCS (Personal Communication System), GSM (Global System for Mobile communications), PDC (Personal Digital Cellular), PHS(Personal Handyphone System), PDA(Personal Digital Assistant), IMT(International Mobile Telecommunication)-2000, CDMA(Code Division Multiple Access)-2000, W-CDMA(W-Code Division Multiple Access), Wibro(Wireless Broadband Internet) ) All types of handheld-based wireless communication devices such as terminals, smartphones, smartpads, and tablet PCs may be included.

The complex service providing server 300 may be a server that provides a kiosk-based complex service web page, an app page, a program, or an application. And, the complex service providing server 300, first, ranks the level of at least one kind of virtual currency, and increases or decreases the amount of rewards collected as mileage upon payment according to the grade, thereby instilling a new value, In other words, it can be a server that adds value and shares it. To this end, the complex service providing server 300 may receive data for determining the grade of at least one kind of virtual currency from the deliberation terminal (not shown), and based on this, the level and the grade are determined, and the grade is determined. When a payment is made in virtual currency, it may be a server that determines a reward to be collected as mileage, and as a result, receives a discount from the user terminal 100 and enables purchase of goods. Second, the complex service providing server 300 may be a server that provides a base platform. To this end, the complex service providing server 300 arranges at least one kiosk 400 in at least one branch or place, and allows offline and online affiliated store coupons to be output through at least one kiosk 400, Through this, when the purchase and payment of goods of the user terminal 100 are made, a certain percentage of the sales price is secured as a donation, but the donation is secured and the usage history may be a server that is stored in a distributed ledger of the blockchain. And, the complex service providing server 300, when the recharge card is borrowed for free from the kiosk 400 and used by the user of the user terminal 100, the user terminal 100 with an amount and a fee corresponding to the payment amount. It may be a server that allows payment by micropayment of mobile phones. In other words, when a user leaves his wallet and has no money and has to buy something or take a taxi or bus, he or she rents a recharge card for free and pays deferred payment. It may be a server that sets a budget as a donation by allowing the used affiliate store to settle the fee as well. Third, the complex service providing server 300 may be a server that operates an exchange. At this time, the exchange is a server that collects transaction patterns from at least one exchange, learns with an artificial intelligence algorithm, and automatically sells and buys for 24 hours using the selling and buying conditions or user preference information from the user terminal 100. I can. In addition, the complex service providing server 300 may be a server that minimizes delay in customer service or transaction, operates a customer consultation center, or provides a language conversion service for a global market.

Here, the complex service providing server 300 may be implemented as a computer capable of accessing a remote server or terminal through a network. Here, the computer may include, for example, a navigation system, a notebook equipped with a web browser, a desktop, a laptop, and the like.

The at least one kiosk 400 may be a multi-complex display driven by using a kiosk-based complex service related web page, app page, program, or application. In this case, the kiosk 400 may be a terminal that holds information about a serial number and a place, and outputs a coupon around a corresponding place. In addition, the kiosk 400 may be a terminal that holds a payment card and rents the owned payment card for free. At this time, the payment card is a type of recharge card held in the kiosk 400, and will be referred to as a payment card in order to distinguish it from the recharge card of the user terminal 100 to be described later. And, the kiosk 400 collects information of the user terminal 100 when discharging the payment card to the exit, and transmits the information of the payment card and the information of the user terminal 100 to the complex service providing server 300 It may be a terminal that stores the amount in the payment card as information for recovering it. In addition, the kiosk 400 stores the information of the user terminal 100 that has received the printed coupon, and in order to recover the fee when the coupon is used in an online affiliate store or an offline affiliate store, the coupon is received. It may be a terminal that transmits information of the user terminal 100 and information of the issued coupon to the complex service providing server 300. In addition, the kiosk 400 may be a device for advertising and marketing to be performed by promoting at least one online or offline affiliate store or outputting a coupon when a donation is provided by at least one online or offline affiliate store. In this case, advertisement contents of at least one online or offline affiliate store may be received from the complex service providing server 300.

Here, at least one kiosk 400 may be implemented as a computer capable of accessing a remote server or terminal through a network. Here, the computer may include, for example, a navigation system, a notebook equipped with a web browser, a desktop, a laptop, and the like. In this case, the at least one kiosk 400 may be implemented as a terminal capable of accessing a remote server or terminal through a network. At least one kiosk 400, for example, as a wireless communication device that is guaranteed portability and mobility, kiosk, PCS (Personal Communication System), GSM (Global System for Mobile communications), PDC (Personal Digital Cellular), PHS (Personal Handyphone System), PDA (Personal Digital Assistant), IMT (International Mobile Telecommunication)-2000, CDMA (Code Division Multiple Access)-2000, W-CDMA (W-Code Division Multiple Access), Wibro (Wireless Broadband Internet) It may include all kinds of handheld-based wireless communication devices such as terminals, smartphones, smartpads, and tablet PCs.

FIG. 2 is a block diagram illustrating a complex service providing server included in the system of FIG. 1, and FIG. 3 is a diagram illustrating an embodiment in which a kiosk-based complex service is implemented according to an embodiment of the present invention. , FIG. 4 is a view for explaining an embodiment in which a donation platform is implemented among kiosk-based complex services according to an embodiment of the present invention, and FIG. 5 is a community-based kiosk-based complex service according to an embodiment of the present invention. A diagram for explaining an embodiment in which the transaction platform is implemented, and FIG. 6 is a diagram showing a card with a unique currency charged and an application using a unique currency used in a kiosk-based complex service according to an embodiment of the present invention. It is a diagram for explaining an embodiment.

Referring to FIG. 2, the complex service providing server 300 may include a value sharing platform providing unit 310, a donation platform providing unit 320, and a community exchange platform providing unit 330. Each platform providing unit 310, 320, 330 may be implemented as a separate server to perform each function and may be interlocked with each other, and may be variously implemented according to embodiments, but in one embodiment of the present invention, one server It will be described based on the implementation of (300).

The complex service providing server 300 according to an embodiment of the present invention or another server (not shown) operated in conjunction with at least one user terminal 100, at least one kiosk 400 is a kiosk-based complex service application, When transmitting programs, app pages, web pages, etc., at least one user terminal 100 and at least one kiosk 400 can install or open a kiosk-based complex service application, program, app page, web page, etc. have. In addition, a service program may be driven in at least one user terminal 100 and at least one kiosk 400 by using a script executed in a web browser. Here, the web browser is a program that enables you to use the web (WWW: world wide web) service, and refers to a program that receives and displays hypertext described in HTML (hyper text mark-up language). For example, Netscape , Explorer, chrome, etc. In addition, the application means an application on the terminal, and includes, for example, an app that is executed on a mobile terminal (smartphone).

When describing each platform providing unit below, an embodiment in which each platform providing unit is implemented will be described with reference to FIGS. 3 to 6, respectively.

Referring to FIG. 2, the complex service providing server 300 may provide the above-described three platforms, as shown in FIG. 3A. While providing three platforms, namely, value sharing, donation, and exchange platforms, various services can be provided by linking each platform. Through the value-sharing platform, both payers who pay by giving new value to at least one kind of virtual currency and sellers who receive payment through the platform can earn profits. Through the donation platform, while providing services using various kiosks 400, a portion corresponding to fees or profits is set as donations, and the usage history is transparently managed through the blockchain. Through the exchange, it is possible to provide customer-centered, delay-free automatic transactions through artificial intelligence algorithms for 24-hour automatic trading. Hereinafter, each platform will be described with reference to FIGS. 3 to 6 centering on FIG. 2.

The value sharing platform providing unit 310 classifies at least one kind of virtual currency by level at an assigned level, converts it into a unique currency issued by itself based on the classified grade, and converts the converted unique currency into an offline affiliate store. Alternatively, if it is used for payment at an online affiliated store, the payment process can be performed based on the exchange rate between the unique currency and the fiat currency. 3B, the value-sharing platform provider 310 issues a unique currency (REVIVE coin) based on a consumption-type portal platform, and verifies and trusts the cryptocurrency by evaluating the information of the unverified cryptocurrency. You can provide information that you have. In addition, the value sharing platform providing unit 310 may conveniently and safely store the loss of an electronic wallet and storage problems of various types of coins by integrating an electronic wallet. In addition, if the value sharing platform provider 310 is not listed, it can be used in real life after adding value to the listed/unlisted coins in the coin market that has no value in real life, so that the platform consisting of users, payment merchants, and coin companies and REVIVE By increasing the value of, the function as an integrated currency can be realized.

Referring to FIG. 3C, the value sharing platform providing unit 310 enables a product or service to be used at a lower cost as the grade (level) of a coin (virtual currency) is higher. For example, X Coin provides 100% of the reward, and 100% of the reward refers to the amount of up to 20% of the transaction principal. Accordingly, when a user purchases an item worth 100,000 won, it means that 100% of the reward is received, which means that the actual settlement cost is 80,000 won because a reward of 20%, that is, 20,000 won is received. At this time, Z Coin has a reward of 40%, that is, 40% of 20% of the transaction principal of 100,000 won, so a total of 8,000 won is received as a reward, and the actual settlement cost is 92,000 won. If the rating is not assigned, the actual settlement cost becomes the same as the transaction principal. Accordingly, the purpose and effect of creating and assigning a rating standard for virtual currency is that all coins meet high standards and are trusted by investors.

Referring to FIG. 3D, 1 cache is given a value of 1.1 won, and platform 1 cache may be determined to be automatically assigned a value by reflecting the won value of platform shared revenue every certain period. That is, when payment is requested in unique currency or at least one type of virtual currency based on the leveled grade of at least one type of virtual currency, a preset percentage of the transaction principal is rewarded to the user terminal 100 In addition, at least one type of virtual currency and unique currency may be automatically given an automatic value based on the value of the won every preset period. And, in the case of listed coins, it can be operated in real time through linkage with the standard exchange. For example, the real-time price of x coins is 1,000 won per one, and if it is converted to the cache of the value sharing platform 310, if it is 1 cache, 1100 can be charged when converting to the unique currency Revive Cash. . In addition, the real-time price of z-coins is 300 won per one, and if the platform cash is 1 cash, 330 can be charged when converting to the unique currency Revive Cash.

Referring to FIG. 3E, the value sharing platform providing unit 310 may collect levels of at least one type of virtual currency from at least one deliberation terminal (not shown) and classify the level by grade. Here, only coins that have been given a rating through the deliberation of the International Blockchain Review Committee can enter the value sharing platform. Even if a store enters the store, the rate of conversion to the reward and the cache varies according to the grade as described above, so when a grade is given after entering the store, the corresponding grade is stored so that it is converted to a cache according to a preset standard for each grade. At this time, the rating is not fixed and may be changed from time to time depending on the operating method, profit, or reliability.

Referring to FIG. 3F, the value-sharing platform provider 310 shares the platform's profit when it is generated, and supports operating funds such as organizations and associations, and can raise funds for the socially underprivileged. In addition, it is possible to support entrepreneurs through small-scale entrepreneurship support or joint investment. Through the value sharing platform providing unit 310, a product service seller can increase sales, and a consumer can purchase a product at a lower price through a reward. At this time, when a consumer, that is, a user, purchases a product, the user terminal 100 may be used as shown in FIG. 3G or a recharge card and an affiliated store terminal (not shown) as shown in FIG. 3H may be used. Although the process of FIG. 3H is shown in FIGS. 3I and 3J, it will be apparent that various payment methods may be used without being limited thereto. The process of FIG. 3G is in the form of a recharge card as described above, and is referred to as a recharge card to distinguish it from a payment card having the same recharge card format. However, the name is only for distinguishing between the two, and does not distinguish the format or format, and it is as described above that it can be configured in the same format. Accordingly, as shown in FIG. 3G, when the recharge card (member card) is tagged and the payment amount is input to the affiliated store terminal, the payment can be completed.

Returning to FIG. 2, the donation platform providing unit 320 maps and stores the identification number and phone number collected through the kiosk 400, and returns it within a preset time after payment occurs from the payment card corresponding to the identification number. If this is not done, the payment amount is charged based on the phone number, and the amount of the predetermined condition can be donated. Here, the kiosk 400 holds a payment card charged with a preset amount, and when a phone number is input and authenticated, discharges the payment card for free and transmits the discharged payment card, identification number and phone number. have. At this time, inputting the phone number is stored as a means to record the user's information in case the payment card issued for free cannot be returned. Any information that can be paid is possible and limited to the phone number. It doesn't work. At this time, the kiosk 400 is located in at least one place, has a location identifier and a serial number, and outputs at least one offline affiliated store and online affiliate coupons previously mapped to at least one place and stored on the screen, and at least one When payment to the offline affiliated store and the online affiliated store is completed, data may be uploaded to the complex service providing server 300 to deposit a preset amount of payment fees as donations.

At this time, the payment card is stacked inside the kiosk 400 and provided to the user if the user desires, for example, when he left his wallet in the morning, but there is no time to go home because he is late to work or school, and needs to use public transportation , Can be used. In other words, if there is no wallet, no card, no payment method, but you have to ride the bus, buy food, and come home, that is, there are many cases where it is difficult to pay, so you can rent it for free. Is to repay it. At this time, the fee is given while repaying the fee in deferred payment through the communication company based on the phone number of the user terminal 100, and the profit according to this may be distributed as a donation in a preset percentage. The phone number is based on the phone number because there is no payment method, but this may vary depending on the embodiment as described above.

Referring to FIG. 4A, the kiosk 400 provides a donation event in kind as a coupon and discount event to the general consumer and the donation of sales money, and a discount event to soothe light pockets and the cause of food support for undernourished children, local commercial districts It provides real-time social commerce including services, and donations can be raised through the provision of a place and business cooperation of the kiosk 400. Since the kiosk 400 can activate donations and expand infrastructure, a real-time fundraising passage can be provided. In addition, as shown in FIG. 4B, the donated product collects customers through a fundraising box, and the customer visits a store to generate sales, so it is possible to increase sales while contributing to society. And, as shown in Fig. 4c, the payment card can be used in various cases, such as when there is no car charge, when you are worried, when the last car is cut off and you take a taxi, when you want to eat cup noodles but leave your wallet, etc., and the user returns it within 72 hours. It is a form of paying the cost together with a preset fee. In combination with a mobile phone payment system, it can be charged as a mobile phone fee if it is not returned, and if profits are generated, it may lead to donations. In addition, referring to FIG. 4D, since the flow of funds of each donation is recorded and shared while the block is formed in order to be recorded on the distributed ledger of the blockchain, the usage history of the donation is recorded in at least one node in the public or private blockchain. Since all can be checked and managed transparently, it is possible to encourage the participation of those who do not donate because of the misconception that donations lead to illegal funds. In summary, the donation platform providing unit 320 is a mining process that generates a block when donations are collected based on the blockchain network, and is stored in the distributed ledger, and when the donations are transferred and withdrawn to the beneficiary's account, the blockchain Blocks on the network are additionally generated and stored in the distributed ledger, and when the donation transferred through the beneficiary's account is used, the used customer can be registered and additional blocks can be created.

In addition, the donation platform providing unit 320 can observe how the donor's own money is spent more transparently through the query of the smart contract, and the intention of the intermediate user by making a donation to the middle person regardless of the purpose. It is not a method in which donations are used by the donor, but a method in which the donor can directly select the desired neighbors and deliver them directly to the underprivileged, thereby increasing the reliability of donations and attracting more donors than the present to create a healthy society. have. At this time, in the blockchain, a number of nodes verify data and create trust in digital data through a method of sharing among nodes based on the verified ones.A blockchain to which a smart contract is applied, for example, purchases goods. Assuming that there are buyers and sellers who want to do so, the seller registers the goods to be sold on the blockchain, and the smart contract registers a new node on the blockchain according to the transaction and updates it in real time. Buyers can query the blockchain using a query, and if they purchase an item, the smart contract can enforce the contract by updating the database of the node.

Again, returning to FIG. 2, the community exchange platform providing unit 330 learns the conditions set by the user using an artificial intelligence algorithm so that automatic transactions are made. At this time, the community exchange platform providing unit 330 is a profit-sharing cryptocurrency and community-based exchange, which emphasizes user communication and provides a variety of lineups, and typically provides news and coin information to users through its own community operation. It can be provided quickly and accurately. In addition, through ICOLISTING, one of its own services, domestic and foreign ICO information is provided to investors first with expert analysis, thereby creating a successful investment portfolio with customers. At this time, referring to FIG. 5A, the community exchange platform providing unit 330 recognizes a plurality of patterns extracted from at least one stock transaction data and learns with an artificial intelligence algorithm, and at the time of selling and buying from the user terminal 100 At least one condition for the is selected, the selected at least one condition, and the selling and buying price of the real-time exchange may be automatically sold and bought based on the data.

In this case, the artificial intelligence algorithm may include a method according to statistical analysis and a method using a machine learning algorithm. Trading according to statistical analysis can be objective and scientific trading based on statistical analysis of data, and machine learning algorithms can intelligently make trading decisions like investment experts through learning. A method using a machine learning algorithm, in particular, a price prediction using a Hidden Markov Model (HMM) may be used, or a trading system that trades using the predicted price or index value may be used. At this time, the know-how of the trading system may be unsupervised learning through pattern learning of an artificial intelligence algorithm according to an embodiment of the present invention, and a trading platform in which a trading trading strategy is learned with CHMM may be provided. At this time, the HMM algorithm creates a reference Markov model by obtaining the parameters of the Markov model in the signal learning process, assuming that the trading signal can be modeled by the Markov process, and the input trading signal and the stored reference Markov model. The reference Markov model with the highest similarity is determined as the recognized class. HMM algorithms are widely used in research based on time series data. HMM can be divided into DHMM (Discrete Hidden Markov Model) and CHMM (Continuous Hidden Markov Model) depending on whether the observed probability has a discrete or continuous distribution. In CHMM, a Gaussian Mixture Model (GMM) can be used as a method for obtaining maximum likelihood of observed signals to estimate model parameters. In the case of CHMM, the probability of observing the input vector in state and time can be expressed as a Gaussian mixed model. Of course, it will be apparent that various methods other than the artificial intelligence learning method described above can be used.

Referring to FIG. 5B, it is possible to create a blockchain ecosystem of a virtuous cycle structure that creates market value of contents by using a community of various experts and analysis data, an embodiment of which is shown in FIG. 5C. The user terminal 100 exchanges a unique currency (revive coin) for a cash using a platform, and performs payment using a payment platform such as a kiosk 400, and the sales revenue or sales revenue is provided as a donation. . At this time, referring to FIG. 6, the unique currency is converted into a unique cash so that it can be used for payment, like a fiat currency, and charged to the recharge card, and the recharge card performs payment through at least one payment platform, and the recharge amount equal to the payment amount. This may be a subtracted card. Here, the complex service according to an embodiment of the present invention has a structure in which mining and profits are generated within the consumption life of the real economy, and increases the expansion and distribution of unique currencies, and coin transactions and coin application and customization are performed by affiliate stores and distribution. , Application, etc. can be provided reliably.

The kiosk-based complex service providing system according to the exemplary embodiment described with reference to FIGS. 1 to 5 may be implemented in the form of a recording medium including instructions executable by a computer such as an application or program module executed by a computer. I can. Computer-readable media can be any available media that can be accessed by a computer, and includes both volatile and nonvolatile media, removable and non-removable media. Further, the computer-readable medium may include all computer storage media. Computer storage media includes both volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data.

The above-described kiosk-based complex service providing system according to an embodiment of the present invention may be executed by an application basically installed in a terminal (this may include a program included in a platform or an operating system basically installed in the terminal), and , It may be executed by an application (ie, a program) directly installed on the master terminal by a user through an application providing server such as an application store server, an application, or a web server related to the service. In this sense, the method for providing a kiosk-based complex service according to an embodiment of the present invention described above is implemented as an application (i.e., a program) installed basically in a terminal or directly installed by a user, and can be read by a computer such as a terminal. It can be recorded on a recording medium.

The above description of the present invention is for illustrative purposes only, and those of ordinary skill in the art to which the present invention pertains will be able to understand that it can be easily modified into other specific forms without changing the technical spirit or essential features of the present invention. will be. Therefore, it should be understood that the embodiments described above are illustrative in all respects and not limiting. For example, each component described as a single type may be implemented in a distributed manner, and similarly, components described as being distributed may also be implemented in a combined form.

The scope of the present invention is indicated by the claims to be described later rather than the detailed description, and all changes or modified forms derived from the meaning and scope of the claims and their equivalent concepts should be interpreted as being included in the scope of the present invention. do.

Claims (7)

A kiosk that holds a payment card charged with a preset amount, discharges the payment card for free when a phone number is input and authenticates, and transmits the discharged payment card, identification number and the phone number;
At least one type of cryptocurrency is classified according to a given level by grade, and converted to a unique currency issued by itself based on the classified grade, and unique when the converted unique currency is used for payment at an offline affiliated store or online affiliated store. A value sharing platform providing unit that performs a payment process based on the exchange rate between currency and fiat currency, maps and stores the identification number and phone number collected through the kiosk, and after payment occurs at the payment card corresponding to the identification number If the return is not made within a preset time, the donation platform provision unit that charges the payment amount based on the phone number and donates the amount of the preset condition, and learns the condition set by the user with an artificial intelligence algorithm to make an automatic transaction. A complex service providing server including a platform providing unit for a community exchange platform;
Purchase the at least one kind of virtual currency or unique currency through the community exchange platform providing unit to charge the available amount, select the offline affiliated store or online affiliated store, scan the identification code of the affiliated store, and input the payment amount A user terminal requesting payment of the product to the complex service providing server;
Containing, kiosk-based complex service providing system.
The method of claim 1,
The value sharing platform providing unit,
When payment is requested in the unique currency or the at least one type of virtual currency based on the leveled grade of at least one type of virtual currency, a preset percentage of the transaction principal is paid to the user terminal as a reward, The kiosk-based complex service providing system, characterized in that the at least one kind of virtual currency and the unique currency are automatically assigned a value based on the value of won every preset period.
The method of claim 1,
The value sharing platform providing unit,
A kiosk-based complex service providing system, characterized in that the level of the at least one kind of virtual currency is collected from at least one deliberation terminal and classified by grade.
The method of claim 1,
The kiosk is located in at least one place, has a location identifier and a serial number, and outputs at least one offline affiliated store and coupons of an online affiliated store previously mapped and stored in the at least one place on the screen, and the at least one offline A kiosk-based complex service providing system, comprising uploading data to the complex service providing server to deposit a predetermined amount of the payment fee as a donation when payment to an affiliate store and an online affiliate store is completed.
The method of claim 1,
The community exchange platform providing unit recognizes a plurality of patterns extracted from at least one stock transaction data, learns with an artificial intelligence algorithm, selects at least one condition for selling and buying time from the user terminal, and receives the selected at least one A kiosk-based complex service providing system, characterized in that it automatically performs the sale and purchase based on the conditions of and the sale and purchase price data of a real-time exchange.
The method of claim 1,
The base platform providing unit,
When donations are collected based on the blockchain network, they are stored in the distributed ledger as a mining process that creates blocks, and when the donations are transferred or withdrawn to the beneficiary's account, a block on the blockchain network is additionally created to create a distributed ledger. A kiosk-based complex service providing system, characterized in that when the transferred donation money is used through the beneficiary's account, a block is additionally generated by registering a used customer.
The method of claim 1,
The unique currency is converted to a unique cash to be used for payment like a fiat currency, and is charged to a recharge card, and the recharge card is a card in which the charge amount is deducted by the amount of payment by performing payment through at least one payment platform. A kiosk-based complex service providing system characterized by.

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