KR102418062B1 - System for providing gold trading platform service - Google Patents

Abstract

Provided is a gold transaction platform service providing system which comprises: a user terminal requesting a gold transaction and uploading gold data including a photo and a price; a buyer terminal that searches for the gold data, outputs a purchase event, and performs payment; and a platform service providing server including a storage unit for uploading the gold data, a providing unit that provides a search result when the gold data is searched in the buyer terminal, a transmitting unit that transfers the purchase event to the user terminal when the buyer terminal transmits the purchase event, and a settlement unit that settles the remaining amount excluding a fee to the user terminal as receipt confirmation of the buyer terminal when the user terminal accepts.

Description

Gold trading platform service provision system {SYSTEM FOR PROVIDING GOLD TRADING PLATFORM SERVICE}

The present invention relates to a system for providing a gold trading platform service, which brokers gold transactions between each entity, conducts gold auctions and reverse auctions, issues virtual currency, which is the gold standard currency, and invests profits in mining development and production of gold products It provides an integrated platform that can

The Korean KRX gold market was opened in accordance with the government's plan to foster gold trading through the opening of a gold spot market. Real-time and real-time international prices for gold, a financial asset, have been established, and tax-exemption is provided during exchange-traded transactions, which facilitates the revitalization of the gold market. Although gold is a real asset, it plays an important role as an important link between financial assets and real assets due to its specificity as a store of value, a means of exchange, and a source of wealth. Recently, there has been a report that the gold market, on average, functions as a hedge against inflation or the risk of certain assets and as a safe haven during extreme recessions. is being done

At this time, a method of receiving rewards according to profits by brokering gold transactions or brokering investments in underground resources for coin-point brokerage transactions linked with banks was researched and developed. -2143639 (published on August 12, 2020) and Korean Patent Application Laid-Open No. 2021-0124812 (published on October 15, 2021), when purchasing gold, after determining whether the sales price matches Issues and transmits virtual currency to secure a configuration that can be applied to the real economy using coins while trading gold using points that are rewarded according to product purchases, and to secure investment for the development of underground resources. Based on the profits generated from the development of underground resources, when the in-kind is deposited, the payment guarantee of gold points is performed. Configurations for providing in-kind services are disclosed, respectively.

However, in the former case, the bank does not broker gold transactions with the role of issuing and guaranteeing only gold deposit certificates. . In order to activate gold market trading, general gold investment methods include real investment through the Korea Gold Exchange, trading through the KRX Gold Exchange, investment through ETF or ETN, and methods using gold banking, but individual transactions (P2P, C2C) , there is no platform that integrates business-to-business (B2B), business-to-individual (B2C), and government-to-government (G2G) transactions. Also, there is no platform that issues gold-based cryptocurrency or brokers auctions or reverse auctions. Therefore, research and development of a platform that brokers transactions between each entity or conducts an auction and pays rewards to users who use virtual currency, which is the gold standard currency, is required.

One embodiment of the present invention brokers gold transactions between each entity, conducts auctions or reverse auctions of gold bars, and issues virtual currency, which is a gold standard currency, to pay rewards according to gold development and transaction to users who use virtual currency, , to analyze the reserves and profitability of gold mines around the world to purchase or brokerage, and to purify, remove, and recycle abandoned mines and waste ore in an eco-friendly way. have. However, the technical task to be achieved by the present embodiment is not limited to the technical task as described above, and other technical tasks may exist.

As a technical means for achieving the above-described technical problem, an embodiment of the present invention outputs a purchase event after searching for a user terminal that requests a gold transaction and uploads gold data including a photo and a price, gold data, and A storage unit that receives payment of the buyer terminal and gold data, a provider that provides search results when gold data is retrieved from the purchaser terminal, a delivery unit that transmits a purchase event from the purchaser terminal to the user terminal, and a user terminal In the case of acceptance, it includes a platform service providing server including a settlement unit that settles the remaining amount excluding the fee to the user terminal by confirming receipt of the purchaser terminal.

According to any one of the above-described problem solving means of the present invention, gold transactions between each entity are brokered, gold bar auctions or reverse auctions are conducted, and gold standard currency, virtual currency, is issued to users using virtual currency to develop and trade gold. Activation of transactions between each entity by paying rewards according to and reduce volatility of virtual currency so that it can perform the function of currency.

1 is a diagram for explaining a system for providing a gold transaction platform service according to an embodiment of the present invention.
FIG. 2 is a block diagram illustrating a platform service providing server included in the system of FIG. 1 .
3 and 4 are diagrams for explaining an embodiment in which a gold trading platform service according to an embodiment of the present invention is implemented.
5 is an operation flowchart illustrating a method of providing a gold trading platform service according to an embodiment of the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those of ordinary skill in the art can easily implement them. However, the present invention may be embodied in several different forms and is not limited to the embodiments described herein. And in order to clearly explain the present invention in the drawings, parts irrelevant to the description are omitted, and similar reference numerals are attached to similar parts throughout the specification.

Throughout the specification, when a part is "connected" with another part, this includes not only the case of being "directly connected" but also the case of being "electrically connected" with another element interposed therebetween. . In addition, when a part "includes" a certain component, it means that other components may be further included, rather than excluding other components, unless otherwise stated, and one or more other features However, it is to be understood that the existence or addition of numbers, steps, operations, components, parts, or combinations thereof is not precluded in advance.

The terms "about", "substantially", etc. to the extent used throughout the specification are used in or close to the numerical value when manufacturing and material tolerances inherent in the stated meaning are presented, and are intended to enhance the understanding of the present invention. To help, precise or absolute figures are used to prevent unfair use by unconscionable infringers of the stated disclosure. As used throughout the specification of the present invention, the term "step of (to)" or "step of" does not mean "step for".

In this specification, a "part" includes a unit realized by hardware, a unit realized by software, and a unit realized using both. In addition, one unit may be implemented using two or more hardware, and two or more units may be implemented by one hardware. Meanwhile, '~ unit' is not limited to software or hardware, and '~ unit' may be configured to be in an addressable storage medium or to reproduce one or more processors. Thus, as an example, '~' denotes components such as software components, object-oriented software components, class components, and task components, and processes, functions, properties, and procedures. , subroutines, segments of program code, drivers, firmware, microcode, circuitry, data, databases, data structures, tables, arrays and variables. The functions provided in the components and '~ units' may be combined into a smaller number of components and '~ units' or further separated into additional components and '~ units'. In addition, components and '~ units' may be implemented to play one or more CPUs in a device or secure multimedia card.

Some of the operations or functions described as being performed by the terminal, apparatus, or device in the present specification may be performed instead of by a server connected to the terminal, apparatus, or device. Similarly, some of the operations or functions described as being performed by the server may also be performed in a terminal, apparatus, or device connected to the server.

In this specification, some of the operations or functions described as mapping or matching with the terminal means mapping or matching the terminal's unique number or personal identification information, which is the identification data of the terminal. can be interpreted as

Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram for explaining a system for providing a gold transaction platform service according to an embodiment of the present invention. Referring to FIG. 1 , the gold transaction platform service providing system 1 includes at least one user terminal 100 , a platform service providing server 300 , at least one purchaser terminal 400 , and at least one inspection terminal 500 . ) may be included. However, since the gold transaction platform service providing system 1 of FIG. 1 is only an embodiment of the present invention, the present invention is not limitedly interpreted through FIG. 1 .

At this time, each component of FIG. 1 is generally connected through a network (Network, 200). For example, as shown in FIG. 1 , at least one user terminal 100 may be connected to the platform service providing server 300 through the network 200 . In addition, the platform service providing server 300 may be connected to at least one user terminal 100 , at least one purchaser terminal 400 , and at least one inspection terminal 500 through the network 200 . In addition, at least one purchaser terminal 400 may be connected to the platform service providing server 300 through the network 200 . And, at least one inspection terminal 500 may be connected to at least one user terminal 100, the platform service providing server 300, and the at least one purchaser terminal 400 through the network 200.

Here, the network refers to a connection structure in which information exchange is possible between each node, such as a plurality of terminals and servers, and an example of such a network includes a local area network (LAN), a wide area network (WAN: Wide Area Network), the Internet (WWW: World Wide Web), wired and wireless data communication networks, telephone networks, wired and wireless television networks, and the like. Examples of wireless data communication networks include 3G, 4G, 5G, 3rd Generation Partnership Project (3GPP), 5th Generation Partnership Project (5GPP), Long Term Evolution (LTE), World Interoperability for Microwave Access (WIMAX), Wi-Fi (Wi-Fi) , Internet, LAN (Local Area Network), Wireless LAN (Wireless Local Area Network), WAN (Wide Area Network), PAN (Personal Area Network), RF (Radio Frequency), Bluetooth (Bluetooth) network, NFC ( Near-Field Communication) networks, satellite broadcast networks, analog broadcast networks, Digital Multimedia Broadcasting (DMB) networks, and the like are included, but are not limited thereto.

In the following, the term at least one is defined as a term including the singular and the plural, and even if the at least one term does not exist, each element may exist in the singular or plural, and may mean the singular or plural. it will be self-evident In addition, that each component is provided in singular or plural may be changed according to embodiments.

At least one user terminal 100 is a terminal of a user who performs a transaction between each entity, requests a purchase on the platform, or participates in an auction or reverse auction using a web page, an app page, a program or an application related to the gold transaction platform service. can In this case, the user may be a government, an institution, a company, a business operator, an individual, etc., but is not limited thereto. An embodiment of the present invention includes various embodiments such as brokerage, auction or reverse auction, gold mine development, and virtual currency issuance. do it with In other embodiments, it may mean a person participating in an auction or reverse auction, a person participating in gold mine development, a person using virtual currency, and the like. Accordingly, the user terminal 100 may be a user who requests the purchase of gold or uploads gold data for a transaction, and in the case of a platform purchase, receives the inspection result from the inspection terminal 500, and when agreeing to this, this criterion It may be a terminal that receives the purchase price as the purchase price is determined. When the user terminal 100 uploads gold data and requests an inspection after making a purchase request from the purchaser terminal 400, similarly, if the user agrees to the inspection result of the inspection terminal 500, a terminal that sells gold products at an inspected price range can be

Here, the at least one user terminal 100 may be implemented as a computer that can access a remote server or terminal through a network. Here, the computer may include, for example, navigation, a laptop equipped with a web browser, a desktop, and a laptop. In this case, the at least one user terminal 100 may be implemented as a terminal capable of accessing a remote server or terminal through a network. At least one user terminal 100 is, for example, as a wireless communication device that guarantees portability and mobility, navigation, PCS (Personal Communication System), GSM (Global System for Mobile communications), PDC (Personal Digital Cellular), PHS(Personal Handyphone System), PDA(Personal Digital Assistant), IMT(International Mobile Telecommunication)-2000, CDMA(Code Division Multiple Access)-2000, W-CDMA(W-Code Division Multiple Access), Wibro(Wireless Broadband Internet) ) terminal, a smart phone, a smart pad, a tablet PC, etc. may include all kinds of handheld-based wireless communication devices.

The platform service providing server 300 may be a server that provides a gold transaction platform service web page, an app page, a program, or an application. In addition, the platform service providing server 300 may be a server that brokers transactions between each entity, conducts an auction or reverse auction, proceeds with gold mine development, or issues virtual currency to invest profits back in gold mine development.

Here, the platform service providing server 300 may be implemented as a computer capable of accessing a remote server or terminal through a network. Here, the computer may include, for example, navigation, a laptop equipped with a web browser, a desktop, and a laptop.

The at least one purchaser terminal 400 may be a terminal of a purchaser making a purchase request or requesting an inspection using a web page, an app page, a program, or an application related to the gold transaction platform service. The purchaser terminal 400 may be a terminal that transmits a receipt confirmation when payment is made and gold is received. The purchaser terminal 400 can also perform all the processes of the user who can sell gold or participate in an auction like the user terminal 100, but for convenience of explanation, the buyer is limited to the role of purchasing gold. do. However, it will be obvious that the purchaser can perform all the roles of the user as described above.

Here, the at least one purchaser terminal 400 may be implemented as a computer capable of accessing a remote server or terminal through a network. Here, the computer may include, for example, navigation, a laptop equipped with a web browser, a desktop, and a laptop. In this case, the at least one purchaser terminal 400 may be implemented as a terminal capable of accessing a remote server or terminal through a network. At least one purchaser terminal 400 is, for example, as a wireless communication device that guarantees portability and mobility, navigation, PCS (Personal Communication System), GSM (Global System for Mobile communications), PDC (Personal Digital Cellular), PHS(Personal Handyphone System), PDA(Personal Digital Assistant), IMT(International Mobile Telecommunication)-2000, CDMA(Code Division Multiple Access)-2000, W-CDMA(W-Code Division Multiple Access), Wibro(Wireless Broadband Internet) ) terminal, a smart phone, a smart pad, a tablet PC, etc. may include all kinds of handheld-based wireless communication devices.

At least one inspection terminal 500, using the gold transaction platform service-related web page, app page, program or application to check whether the gold data and the state of the gold actually received match, It may be a terminal.

Here, the at least one inspection terminal 500 may be implemented as a computer that can connect to a remote server or terminal through a network. Here, the computer may include, for example, navigation, a laptop equipped with a web browser, a desktop, and a laptop. At this time, the at least one inspection terminal 500 may be implemented as a terminal that can connect to a remote server or terminal through a network. At least one inspection terminal 500, for example, as a wireless communication device that is guaranteed portability and mobility, navigation, PCS (Personal Communication System), GSM (Global System for Mobile communications), PDC (Personal Digital Cellular), PHS(Personal Handyphone System), PDA(Personal Digital Assistant), IMT(International Mobile Telecommunication)-2000, CDMA(Code Division Multiple Access)-2000, W-CDMA(W-Code Division Multiple Access), Wibro(Wireless Broadband Internet) ) terminal, a smart phone, a smart pad, a tablet PC, etc. may include all kinds of handheld-based wireless communication devices.

2 is a block diagram for explaining a platform service providing server included in the system of FIG. 1, and FIGS. 3 and 4 are to explain an embodiment in which a gold trading platform service according to an embodiment of the present invention is implemented is a drawing for

2, the platform service providing server 300, the storage unit 310, the provision unit 320, the delivery unit 330, the settlement unit 340, the inspection agency 350, the headquarters purchase unit ( 360), an auction proceeding unit 370 , an intermediary unit 380 , a money protection unit 390 , a development business unit 391 , and a profit sharing unit 393 .

The platform service providing server 300 according to an embodiment of the present invention or another server (not shown) operating in conjunction with at least one user terminal 100, at least one purchaser terminal 400, and at least one inspection terminal When transmitting a gold transaction platform service application, program, app page, web page, etc. to 500, at least one user terminal 100, at least one purchaser terminal 400 and at least one inspection terminal 500 are , gold trading platform service applications, programs, app pages, web pages, etc. can be installed or opened. In addition, the service program may be driven in at least one user terminal 100 , at least one purchaser terminal 400 , and at least one inspection terminal 500 using a script executed in a web browser. Here, the web browser is a program that enables the use of a web (WWW: World Wide Web) service, and refers to a program that receives and displays hypertext written in HTML (Hyper Text Mark-up Language), for example, Netscape. , Explorer, Chrome, and the like. In addition, the application means an application on the terminal, for example, includes an app (App) executed in a mobile terminal (smartphone).

Referring to FIG. 2 , the storage unit 310 may receive gold data uploaded. The user terminal 100 may request a gold transaction and upload gold data including a photo and a price. At this time, if it is a gold product, how much gold it contains, when and where it was bought, how much it was worn, and the like can be recorded. At this time, if it is a gold bar, the price may be set according to the market price.

The providing unit 320 may provide a search result when searching for gold data in the purchaser terminal 400 . The purchaser terminal 400 may output a purchase event and make a payment after searching for gold data. The purchaser may input the type of product or type of gold they are looking for as a search term in the platform of the present invention, and may inquire the price of gold or calculate the price of gold according to weight. In one embodiment of the present invention, a MetaVerse is created in consideration of the actual Korean terrain or buildings, and a purchaser and a user set their own avatars in the metaverse, respectively, to trade gold. Factor) may be added.

<Metaverse Framework>

The building blocks constituting the metaverse can be composed of 8 core stacks. ① Hardware corresponds to a physical device used in conjunction with the metaverse and includes user devices such as AR and VR devices, and enterprise AR environments. ② Networking means support for metaverse's distributed communication environment that provides real-time transmission of large-capacity data and seamless connectivity. It may include all of 5G and short-distance communication. ③ Compute refers to computing power to support various and vast computational functions such as physical calculation, real-time screen processing, and synchronization. ④ Virtual Platform refers to a virtualization platform where users can directly build or participate in a digital environment (Socialize) to create an immersive experience, unlike the traditional online platform where users consume developer content. ⑤ Interchange Tools and Standards means standards for technologies and protocols that support interoperability with Metaverse. ⑥ Payments means technical support for processes, platforms, and operations related to digital billing. This may include Decentralized Finance (DeFi) or NFT and blockchain technologies. ⑦ Metaverse Content, Services, and Assets may include overall protection and management such as creation, processing, storage and service of digital assets of Metaverse. ⑧ User Behaviors refer to observable changes in consumer and business aspects related to the metaverse. This behavioral change generally means a change in trend and includes both changes in interest in the metaverse or changes in technology. For example, a change in the price of a digital asset or a change in a transaction method may be applicable.

<Open Metaverse OS>

You can also use the open metaverse framework. The open metaverse framework (or operating system) is defined as a framework that allows selective combination of components based on Web 30. Considering that it operates in an environment that supports various virtual worlds such as metaverse or operates in multiple virtual platforms, an open framework that can use components in combination is advantageous in terms of extensibility rather than a fixed form that cannot be structurally changed. When modeling the virtual world from a platform perspective, this model has components similar to the metaverse framework stack structure when viewed as a whole, but the emphasis on the bridge connecting the real world and the virtual world is a differentiating factor. As the distance between the physical world (the real world) and the virtual world (the digital world) decreases, the evolution to the metaverse accelerates.

① User Persona corresponds to user information such as ID, name, avatar, etc. ② End User Hardware and Software corresponds to devices and related software such as VR/AR headsets, ③ In-World Assets exist in the virtual world. They are assets, and ④ Physical (Virtual) means the space constituting the world and the buildings or objects that fill the space. ⑤ World Primitives and Rules refers to the standards and rules that describe the characteristics of the virtual world, and ⑥ Bridges are responsible for connecting the physical and digital worlds. That is, other

It is a method of connection with subsystems and external environments. Using this, each trader gathers at any place in the metaverse to negotiate or set a price together while looking at a gold product or a gold bar, and the inspector at the inspection terminal 500 also records the inspection process as it is and outputs it in the metaverse. Buyers and inspectors can complete the process of price setting, inspection, discrimination, and transaction within Metaverse. At this time, the gold product or gold bar that has been purchased and inspected may be delivered by a delivery method to be described later or may be transmitted to the purchaser by special delivery for the platform of the present invention. In this case, the gold product or gold bar to be traded can be output in the metaverse as it is in the real, not virtual, so that there is no difference when the actual buyer receives it.

The delivery unit 330 may transmit the purchase event to the user terminal 100 when the purchase event is transmitted from the purchaser terminal 400 . If the user sets the price and the buyer promises to make a purchase, the user can decide whether to sell to that buyer. Of course, the purchase request of the buyer may be received on a first-come-first-served basis and thus the user may not ask for the intention of the transaction. If the price is not set, it may follow the inspection result of the inspection terminal 500 to be described later, or the purchaser may set the purchase price and confirm whether the user accepts or not.

The settlement unit 340 may settle the remaining amount excluding the fee to the user terminal 100 by confirming receipt of the purchaser terminal 400 when the user terminal 100 accepts.

The inspection agency 350 may generate a report after performing the inspection in the inspection terminal 500 when a platform inspection is requested from the purchaser terminal 400 , and may be transmitted to the purchaser terminal 400 and the user terminal 100 . The inspection terminal 500 may inspect whether or not the gold data and the state of the delivered gold match, and the quality, when the user terminal 100 requests a platform purchase. In this case, in the inspection terminal 500, a scene in which the gold content test and weight measurement is performed using a gold discriminator, a test rod, a touchstone, a test magnet, a probe pen, etc. may be photographed and uploaded as an inspection image.

The head office purchase unit 360 transmits the inspection result data to the user terminal 100 using the result of the inspection terminal 500 , and when the user terminal 100 agrees to the inspection result data, the purchase may proceed.

The auction proceeding unit 370 performs an auction or reverse auction for at least one gold, and receives prediction data for the lowest or highest price of the auction or reverse auction from at least one application terminal, and the prediction data is the lowest price of the auction or reverse auction Alternatively, at least one gold may be provided by selecting an application terminal matching the highest price as a successful bidder.

The intermediary unit 380 may mediate gold transactions between G2G (Government to Government), B2B (Business to Business), B2C (Business to Customer), C2C (Customer to Customer), and P2P (Peer to Peer).

The money protection unit 390 may hold the transaction price with a trusted third party in a C2C transaction or a P2P transaction, and then make payment when the transaction is completed. Of course, a third-party trusted organization can also intervene in transactions between the government and companies to hold the transaction amount. In this case, Escrow can be used as a third-party trusted institution, Escrow requires public trust, and financial institutions can entrust this role. They demand a certain amount of commission in return for participating in the escrow, which is a payment cost for a safe transaction to the seller and a constant burden incurred for each transaction. Accordingly, it is also possible to use a transaction brokerage system that implements escrow in a blockchain environment. For example, using blockchain, buyers, sellers, intermediaries, and shipping companies use only the information they need to ensure secure purchase of goods. The buyer must subscribe to the web service provided by the platform of the present invention in advance, and in order to purchase an item from the shopping mall affiliated with the platform of the present invention, a purchase request is made to the contract as a transaction, and money corresponding to the amount of the item is transferred to the contract transmit The seller confirms the request, checks whether the user's request to the platform service providing server 300 is correct, and delivers the goods to the delivery company. When the delivery company delivers the item by requesting the user address from the platform service providing server 300 and safely delivers it, the delivery company receives a receipt confirmation signed by the buyer's private key from the buyer. Receipt confirmation is recorded in the contract as a transaction, and through receipt confirmation, the seller receives the amount of goods delivered at the time of the purchase request.

The development business unit 391 may purchase or broker at least one gold mine after analyzing the reserves and profitability of at least one gold mine distributed around the world. The applicant has the technology to produce 5 to 30 times more than the conventional technology from raw stones to beneficiation, concentrate and smelting. have. In addition to the development project, the present applicant has already entered into a tentative contract or a contract with the governments and companies of Papua New Guinea, the Philippines, Myanmar, and the United States to carry out an abandoned mine and waste ore purification project. Accordingly, after analyzing the reserves and productivity of the gold mine, it is possible to purchase or broker the gold mine.

Resources are estimated as the reserves of useful minerals obtained as a result of geological information and exploration, and there should be a reasonable prospect for economic feasibility assuming mining. Reserves are defined as the economically extractable amount of resources calculated after reviewing various factors affecting mining among resources. It is subdivided into Proved/Provable Reserve. Provable Reserve is converted from Measured Resource or Indicated Resource, and Proved Reserve is converted from Measured Resource to an economically minable amount after reviewing change factors from various angles.

In general, market value is used as the standard of value, but other values such as fair value, fair market value, investment value or synthetic value are used. Criteria may also be used. In the case of using the resource development project evaluation approach, for example, a market approach, an income approach, a cost approach, etc. may be used. The income approach is a method of converting the future profit of an asset into its present value. As a specific form, the discounted cash flow model, which discounts future dividends or profits to the present value, the multiplier model that uses indicators such as PER or PSR, and the intrinsic value model that mechanically combines the asset value and profit value, etc. can be used. The cost approach is a method of evaluating the value of an asset by adding up the cost of acquiring it. It is possible to distinguish the costs that have been invested so far, and whether the required amount is appropriate is a starting point for discussion. In addition, the cost invested and the value of intangible assets are often separate.

The market approach is a method of evaluating using transaction cases made in the market. The former is a method of estimating based on transaction examples of similar assets, and the latter is a method of judging based on the stock price of companies with similar assets. In order to use the transaction case comparison method, detailed data on cases of fair transactions between independent entities are required, but in most cases, these data have a lot of confidential elements, so data acquisition may be limited. In order for the stock price comparison method to be applied, it may be necessary to assume that the company does not own multiple types of assets and that the assets to be analyzed must be the core assets of the company. Of course, in addition to the above-described analysis method, the analysis may be performed by various methods and is not limited to those listed.

The profit sharing unit 393 provides AlexPay for payment with virtual currency, and invests the funds generated by using AlexPay in mine development, purchase of concentrates, and gold product production, and profits generated according to the investment A preset percentage may be converted into a reward and distributed to at least one user terminal 100 using Alexpay. At this time, the name of the virtual currency was tentatively called Alex Pay, but it is not limited thereto. And, the reward may be paid in gold.

<Stable Coin>

In general, virtual currencies are characterized by higher price volatility than fiat currencies. Such price volatility is a major obstacle to the use of virtual currency in real life. Bitcoin was an innovative platform that allowed financial transactions without intermediaries, but its use in real life is limited due to such high price volatility. Financial products based on virtual currency are also difficult to launch and operate because risks and uncertainties increase when price volatility is high. In this case, the coin used for Alexpay according to an embodiment of the present invention may be a stable coin. Stablecoins are cryptocurrencies with little price volatility and are designed to solve this problem. Most stable coins have a value of one dollar, so you can exchange your virtual currency for a stable coin or borrow a stable coin as collateral to move the value of the virtual currency to the real economy. Stable coins can be used in a variety of ways, such as issuing collateral to preserve their value.

The virtual currency used in the platform of the present invention may be, for example, a raw material (gold) collateralized stable coin (Materials-Collateralized Stable Coin). It is basically a method similar to the fiat currency collateral method, but has a structure that is linked to raw materials rather than fiat money. Materials-Collateralized Stable Coin can be issued with gold as collateral, the coin can be fixed at the price of 1 ounce of gold, and the amount of gold issued can be stored as collateral. Of course, in addition to gold, stablecoins linked to other commodities such as crude oil can also be used. Real assets are connected to the blockchain realm and can be traded without intermediaries.

Alternatively, the virtual currency used in the platform of the present invention may be a fiat-collateralized stable coin. It is a method in which the company that issued the coin deposits fiat currency of the same value and operates so that users can exchange it for fiat currency whenever they want. However, since the fiat currency collateral method has a structure that has no choice but to include an intermediary called an operator, there may be vulnerabilities due to centralization issues. Accordingly, it is also possible to use a Crypto-Collateralized Stable Coin. In a way that users issue stablecoins with existing virtual currency such as Bitcoin as collateral, stablecoins with a smaller value than the actual virtual currency can be generated due to the price volatility of virtual currency. And if the value of the cryptocurrency entrusted as collateral plummets, the value of the stablecoin can be maintained by automatically liquidating the collateral. In the cryptocurrency collateral method, all processes are transparent because the issuance, incineration, and liquidation are made by smart contracts without the intervention of intermediaries.

<Decentralized Exchange>

In an embodiment of the present invention, a decentralized exchange (DEX) may be provided. This can be defined as a platform where cryptocurrency trading is possible. In centralized exchanges such as Binance and Upbit, all users deposit into the exchange’s wallet and trade virtual currencies under the control of the exchange, whereas decentralized exchanges operate in a form of direct trading using individual wallets. can There is no need to sign up or provide personal information like a centralized exchange because transactions are made only with the address of the wallet.

Automated Market Making (AMM) technology can be used. AMM can create liquidity pools through liquidity providers and enable trading at prices determined by pre-implemented smart contracts. First, the liquidity provider deposits two token pairs in a liquidity pool to form the basis of the transaction. For example, if a liquidity provider creates a liquidity pool with the same amount of USDT (Tether, USDT, the number one stablecoin market cap) and Ethereum pair, users who want to exchange can use this liquidity pool to exchange USDT and Ethereum at an automated price. can be traded accordingly. If it is assumed that USDT is exchanged for Ethereum, USDT in the liquidity pool increases and Ethereum decreases after the exchange. Then, the price of Ethereum increases by AMM, and eventually the same amount is matched.

At this time, if the price of Ethereum rises due to the exchange of tokens, there may be a case where the price differs from that of general exchanges or other decentralized exchanges. In this case, the holders of Ethereum who were out of the market flow in to sell Ethereum at a higher price than other exchanges, so a price close to the market price is formed. If there is no token pair you want to exchange, you can combine multiple token pairs to perform a transaction. If there is no liquidity pool for the corresponding token pair when exchanging DAI (MakerDAO) for TUSD (TrustToken) on DEX, a combination of Ethereum-DAI pool and Ethereum-TUSD pool can be exchanged. Since most tokens are provided with liquidity in pairs with Ethereum, most of them can be transacted through the Ethereum pool even if there is no corresponding token pair. A portion of each transaction is charged with a Liquidity Provider Fee, which is paid to liquidity providers to encourage crypto asset holders to participate in the liquidity pool. The larger the liquidity pool is, the better it is because it can support larger amounts of transactions.

In addition, in the platform according to an embodiment of the present invention, virtual currency, for example, Bitcoin, is recognized as a payment method for gold transaction. It is possible to provide a service that predicts the price of Bitcoin to VIP customers with a large number of transactions. For this purpose, LSTM (Long-Short Term Memory), which is excellent for analyzing time series data, can be used, and on-chain data that reveals the characteristics of Bitcoin well, that is, is generated by directly analyzing block chain data. It can be used as a dataset. In other words, it analyzes the transactions recorded in the Bitcoin chain, such as the Bitcoin balance in the exchange. After collecting data, a feature is selected, pre-processing is performed, hyper-parameter tuning is performed based on the test data set, and finally, data is applied to the model. Modeling can be completed by performing performance evaluation on the prediction of the dataset.

Hereinafter, an operation process according to the configuration of the platform service providing server of FIG. 2 will be described in detail with reference to FIGS. 3 and 4 as an example. However, it will be apparent that the embodiment is only one of various embodiments of the present invention and is not limited thereto.

Referring to FIG. 3A , (a) the platform service providing server 300 uploads a gold product or a gold bar from the user terminal 100, and may publish it as data for sale, (b) the purchaser terminal 400 If you want to verify or inspect in , you can set the price again according to the inspection result of the inspection terminal 500 or, if the uploaded data and inspection data match, leave the price as it is, and then attach a validation tag. At this time, (c) the platform service providing server 300 may proceed with a self-delivery express delivery or delivery when a purchase request is made from the purchaser terminal 400, and check receipt of the purchaser terminal 400 or delivery confirmation of the delivery driver Through this, the price may be settled by the user terminal 100 . And, (d) the platform service providing server 300 may select an individual or company that bid the highest or lowest price as a successful bidder when the auction and reverse auction are conducted.

3B to 3I are screens in which an application is implemented, and FIGS. 4A to 4I are screens in which the platform of the present invention is implemented as a web page. In this case, it will be described with reference to FIGS. 4A to 4I. Referring to FIG. 4A , the platform (tentative name, ALEX platform) of the present invention can manufacture a gold bar using the technology shown in FIG. 4B, and can provide the quality shown in FIGS. 4C and 4D. This will be treated as a separate application by the present applicant as described above. An eco-friendly mine can be developed as shown in FIG. 4E, and the same process as in FIG. 4F can be performed. In B2B transaction, it is possible to purchase or broker mines, and as shown in Fig. 4h, mines, gold, etc. of the platform of the present invention can also be traded with Bitcoin, and as described above, a price prediction service is also provided as an additional service to provide a quick can guide decision-making. In addition, since the gold product is delivered by self-delivery or special delivery as shown in FIG. 4i, the transaction can be completed without meeting each transaction party.

The matters not described with respect to the method for providing the gold trading platform service of FIGS. 2 to 4 are the same as those described for the method for providing the gold trading platform service with reference to FIG. 1 or can be easily inferred from the described content. The description will be omitted.

5 is a diagram illustrating a process in which data is transmitted/received between components included in the gold transaction platform service providing system of FIG. 1 according to an embodiment of the present invention. Hereinafter, an example of a process in which data is transmitted and received between each component will be described with reference to FIG. 5, but the present application is not limited to such an embodiment, and the example shown in FIG. 5 according to various embodiments described above will be described. It is apparent to those skilled in the art that the data transmission/reception process may be changed.

Referring to FIG. 5 , the platform service providing server receives gold data (S5100), provides a search result when searching for gold data from the purchaser terminal (S5200), and transmits a purchase event from the purchaser terminal to the user terminal to (S5300).

Then, the platform service providing server, when accepted by the user terminal, settles the remaining amount excluding the fee to the user terminal by confirming receipt of the purchaser terminal (S5400).

The order between the above-described steps ( S5100 to S5400 ) is merely an example and is not limited thereto. That is, the order between the above-described steps ( S5100 to S5400 ) may be mutually changed, and some of these steps may be simultaneously executed or deleted.

Matters not described with respect to the method for providing the gold trading platform service in FIG. 5 are the same as those described for the method for providing the gold trading platform service with reference to FIGS. 1 to 4 or because it can be easily inferred from the description The description will be omitted.

The method for providing a gold trading platform service according to the embodiment described with reference to FIG. 5 may also be implemented in the form of a recording medium including instructions executable by a computer, such as an application or program module executed by a computer. Computer-readable media can be any available media that can be accessed by a computer and includes both volatile and nonvolatile media, removable and non-removable media. Also, computer-readable media may include all computer storage media. Computer storage media includes both volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data.

The method for providing a gold transaction platform service according to an embodiment of the present invention described above may be executed by an application basically installed in the terminal (which may include a program included in a platform or operating system basically installed in the terminal), , it may be executed by an application (ie, a program) directly installed in the master terminal by a user through an application providing server such as an application store server, an application, or a web server related to the corresponding service. In this sense, the method for providing a gold transaction platform service according to an embodiment of the present invention described above is implemented as an application (that is, a program) installed by default in a terminal or directly installed by a user, and can be read by a computer such as a terminal. It may be recorded on a recording medium.

The above description of the present invention is for illustration, and those of ordinary skill in the art to which the present invention pertains can understand that it can be easily modified into other specific forms without changing the technical spirit or essential features of the present invention. will be. Therefore, it should be understood that the embodiments described above are illustrative in all respects and not restrictive. For example, each component described as a single type may be implemented in a dispersed form, and likewise components described as distributed may be implemented in a combined form.

The scope of the present invention is indicated by the following claims rather than the above detailed description, and all changes or modifications derived from the meaning and scope of the claims and their equivalent concepts should be interpreted as being included in the scope of the present invention. do.

Claims (10)

a user terminal for requesting a gold transaction and uploading gold data including a photo and a price;
a buyer terminal that searches for the gold data and then outputs a purchase event and makes a payment;
an inspection terminal for inspecting whether the gold data and the state of the delivered gold match and the quality when the user terminal requests a platform purchase; and
A storage unit that receives the gold data uploaded from the user terminal, a provision unit that provides a search result when the gold data is retrieved from the purchaser terminal, and a delivery unit that transmits the purchase event to the user terminal when the purchase event is transmitted from the purchaser terminal , when the user terminal accepts, a settlement unit that settles the remaining amount excluding the fee to the user terminal by confirming receipt of the purchaser terminal. An inspection agency that generates and transmits to the buyer terminal and the user terminal, and a development business unit that purchases or brokers the at least one gold mine after analyzing the reserves and profitability of at least one gold mine distributed around the world platform service providing server;
including,
The gold data is data on a gold product or a gold bar, but if the gold being traded is a gold product, it includes the gold content of the gold product, the place of purchase, the time of purchase, the wearing period, and current photo information. Includes pricing information set according to
The inspection terminal uploads the shooting scene of the inspection process in which the gold content test and weight measurement using a gold discriminator, a test rod, a touchstone, a test magnet and a prop pen as an inspection image,
When the purchaser terminal purchases a gold product or a gold bar that is traded corresponding to the purchase event transmitted to the user terminal, the purchase is possible at a price set by the user of the user terminal, or the price is not set by the user. In this case, it can be purchased according to the inspection result of the inspection terminal, or it can be purchased at the purchase price set by the purchaser of the purchaser terminal according to the user's acceptance,
The providing unit,
Creates a MetaVerse that considers the real Korean terrain and buildings, and provides a set of avatars for buyers and users to trade in gold within the metaverse, but gold products or gold bars traded between traders are In order to ensure that there is no difference when received, it is output in the metaverse as it is, allows traders to negotiate or set prices for gold products or gold bars traded in the metaverse, and the inspection image taken by the inspection terminal is printed in the metaverse, and before the gold product or gold bar purchased by the buyer is transmitted to the buyer through delivery, the user, buyer and inspector set, inspect, discriminate and to make the transaction process happen,
The development division,
When performing the analysis of the reserves and profitability of the at least one gold mine, the market approach, which is a method of evaluating using a transaction case made in the market as an resource development project evaluation approach, is the present value of the future profit of the asset The income approach, which is a conversion method, and the cost approach, which is a method of evaluating the value by adding up the costs incurred to acquire the asset, are used. Using the discounted cash flow model, which uses PER or PSR indicators, and the intrinsic value model that mechanically combines asset value and profit value, the above market approach is to estimate based on transaction examples of similar assets. Using the transaction case comparison method and the stock price comparison method that judges based on the stock price of companies with similar assets, it is possible to distinguish the costs invested so far by the above cost approach, and evaluation is made by discussing the appropriateness of the amount of the input costs. That is, the gold trading platform service provision system.
delete delete The method of claim 1,
The platform service providing server,
a head office purchase unit that transmits the inspection result data to the user terminal using the result of the inspection terminal, and proceeds with the purchase when the user terminal agrees to the inspection result data;
Gold trading platform service providing system, characterized in that it further comprises.
The method of claim 1,
The platform service providing server,
Conducting an auction or reverse auction for at least one gold, and receiving prediction data for the lowest or highest price of the auction or reverse auction from at least one application terminal, and the prediction data matches the lowest or highest price of the auction or reverse auction an auction proceeding unit selecting an application terminal as a successful bidder and providing the at least one gold;
Gold trading platform service providing system, characterized in that it further comprises.
The method of claim 1,
The platform service providing server,
Intermediaries brokering gold transactions between G2G (Government to Government), B2B (Business to Business), B2C (Business to Customer), C2C (Customer to Customer) and P2P (Peer to Peer);
Gold trading platform service providing system, characterized in that it further comprises.
7. The method of claim 6,
The platform service providing server,
a money protection unit that holds the transaction price with a trusted third party in the C2C transaction or P2P transaction and then pays it when the transaction is completed;
Gold trading platform service providing system, characterized in that it further comprises.
delete The method of claim 1,
The platform service providing server,
We provide AlexPay, which pays for virtual currency, and invest the funds generated by using AlexPay in mining development, purchase of concentrates, and production of gold products, among the profits generated by the investment. a profit sharing unit that converts the percentage into rewards and distributes them to at least one user terminal using the Alexpay;
Gold trading platform service providing system, characterized in that it further comprises.
10. The method of claim 9,
The gold trading platform service providing system, characterized in that the reward is paid in gold.

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