KR20230155831A - Method and System for Providing Information on Start-Ups Where STO is Issued - Google Patents

Abstract

The present invention relates to a method and system for providing information about a business establishment where an STO for a business is issued, and more specifically, to issue an STO for a start-up business and to provide a summary of the business for one or more business establishments for the business. Provide information, provide a list of item information included in the posted information for each of one or more places of business, provide relevant item information included in the posted information for each of one or more places of business, and provide opinions on the item information It concerns a method and system for providing information about startups where STOs are issued, allowing for exchanges and proposals.

Description

{Method and System for Providing Information on Start-Ups Where STO is Issued}

The present invention relates to a method and system for providing information about a business establishment where an STO for a business is issued, and more specifically, to issue an STO for a start-up business and to provide a summary of the business for one or more business establishments for the business. Provide information, provide a list of item information included in the posted information for each of one or more places of business, provide relevant item information included in the posted information for each of one or more places of business, and provide opinions on the item information It concerns a method and system for providing information about startups where STOs are issued, allowing for exchanges and proposals.

The number of small business start-ups increases every year, and according to Statistics Korea, the number of small business businesses in 2020 was 2.9 million, an increase of 4.7% from the previous year. Although the number of small business owners is increasing, there is a lack of platforms and education for small business owners, and many small business owners lack experience, experiencing difficulties in the process of starting a business. Among the many difficulties, according to the Credit Guarantee Foundation, the number one difficulty encountered in the process of starting a business is raising start-up funds. Accordingly, small business owners raise funds through unreasonable methods, such as taking out loans, and start businesses to make a living without receiving any help. However, they enter into overcrowded industries and repeat business closures and start-ups.

Meanwhile, to date, cryptocurrencies have been issued indiscriminately through ICOs, and due to insufficient information, ordinary investors have suffered significant damage due to cases of fraudulent scam coins that are not linked to real assets or businesses.

Accordingly, the government has banned ICOs, but in accordance with the trends of the times and global trends, it has established a policy to allow them within the system and is actively preparing to establish a system. Among them, STO, which stands for Security Token Offering and stands for security token offering, is issued mainly through real assets (real estate, intellectual property rights, etc.) and can guarantee safety based on actual real assets, thereby preventing the harmful effects of ICO. It is considered an alternative that can complement .

In addition, STO is issued based on blockchain-based smart contract technology, which can solve time and cost problems that could not be achieved through existing offline methods. As mentioned above, platform services are currently being actively developed mainly focusing on visible real assets such as real estate, intellectual property rights, luxury goods, and Korean beef, and are recognized as 'innovative technologies' even though the legal system has not yet been established. It is being operated legally under the ‘regulatory SAND BOX’, which suspends regulations.

For example, when issuing an STO for an apartment with a selling price of KRW 1 billion, one owns a stake by purchasing security tokens for the apartment with a small amount (e.g., the minimum unit amount determined by the platform, usually KRW 5,000). Then, you will be able to receive distribution of rental income and market profit when selling in the future.

In this way, STO is a major keyword in the cryptocurrency market and will form a very large market in the future, with a market size of 2,000 trillion predicted in 2030. It will change the world by attracting attention as a new method of financing and asset securitization for companies and as a new investment method for participants. It's a trend worth doing.

Accordingly, we want to overcome the limitations of STO, which is centered on real assets, and develop a platform that allows easy investment in daily life in addition to stocks, cryptocurrency, and real estate, and enables STO for workplaces (mainly small business owners and self-employed people) and small businesses. .

In other words, it means issuing a security token with ownership and stake in the assets of the company that issued the cryptocurrency. In general, users of utility tokens issued through ICO have the right to purchase the token issuer's products or services, but cannot request a share of profits from the token issuer. On the other hand, security tokens purchased through STO have ownership and equity in the token issuer.

In other words, in a similar concept to stocks, investors can receive a portion of the profits generated by the token issuer as dividends or have a portion of the issuer's management rights depending on the number of security tokens they own. In addition, because STO is carried out on a blockchain, the role of intermediate managers can be minimized based on smart contracts, soundness can be secured because it is influenced by regulators from the issuance stage, and legal protection is provided if problems arise with investors later. You can receive

Therefore, we share information and experiences about starting a business, exchange opinions and make suggestions about prospective businesses, and share talents that can help, and as part of recruiting investors according to the start-up plan, we provide information to businesses that the founder is running or is planning to open. There is a need to develop a business split transaction method that can split and trade investments in the form of STO.

The present invention relates to a method and system for providing information about a business establishment where an STO for a business is issued, and more specifically, to issue an STO for a start-up business and to provide a summary of the business for one or more business establishments for the business. Provide information, provide a list of item information included in the posted information for each of one or more places of business, provide relevant item information included in the posted information for each of one or more places of business, and provide opinions on the item information It concerns a method and system for providing information about startups where STOs are issued, allowing for exchanges and proposals.

In order to solve the above problems, an embodiment of the present invention is a method of providing information about a start-up business where an STO issued by a service server is issued, wherein the STO is an initial information received from the administrator terminal by the service server. The total STO amount and the number of STO issuances for the business are determined based on the evaluation information calculated based on the business plan information, and are issued based on the total STO amount and the number of STO issuances by the STO transaction server. The method of providing information is to carry out transactions of STOs owned by the issuer to investors and between investors by the STO transaction server, and disclose information including the initial business plan information by the service server, An STO initial sale step of updating according to the user's input; The STO initial sale step includes a step of displaying summarized posted information for one or more business places by the service server and providing information on all business places; A detailed business location information providing step of displaying, by the service server, a list of item information included in the posted information about the business location; And a detailed item information providing step of displaying, by a service server, the corresponding item information contained in the posted information about the relevant business location; The detailed item information providing step is performed by a service server. Investor terminal of investors;, Partner terminal of partners providing services necessary for starting a business; and an opinion exchange step of receiving opinions or suggestions based on the posted information of the business from a user terminal including the business terminal. It provides a method of providing information about a start-up business where an STO is issued, including.

In one embodiment of the present invention, the user includes an investor who owns the STO, an outsider including a partner company that provides services necessary for starting a business, and the business operator, and the posting information includes one or more item information. The item information includes the initial business plan information or the updated business plan information in which the initial business plan information is updated, the STO detailed information that is information about the STO, and the evaluation information, and the item information is updated. It is updated accordingly and may include update history.

In one embodiment of the present invention, the screen of the user terminal displayed in the entire business site information providing step includes a search layer that can set a plurality of search filters according to the characteristics of the business site; An index layer containing a list that classifies businesses according to theme; and a workplace overview layer including a summary of posted information about one or more workplaces, and the search filter and search term can be input by operation on the user terminal.

In one embodiment of the present invention, the screen of the user terminal displayed in the detailed business information provision step is a mode layer including a funding mode that can be selected by the investor and an operation mode that can be selected by the business operator or manager. ; An item layer that displays a list of one or more item information contained in posting information; A first dashboard layer that displays a list of module information among the item information; And a second dashboard layer that displays the funding progress, including the STO sales volume and STO sales trend of the business site. In the operation mode, the posted information can be updated by the business operator or manager.

In one embodiment of the present invention, the screen of the user terminal displayed in the detailed item information providing step includes a detailed plan layer displaying a detailed plan of the item information; A proposal participation layer that displays a list of partner companies that participated in proposals for the relevant item information; A proposal summary layer that displays a summary of proposal information for each proposal from the list of partner companies included in the proposal participation layer; A proposal information layer that displays the proposal information including a photo or plan of the proposal information selected in the proposal detail layer; A voting information layer that displays the average evaluation score, evaluation opinion, and voting layer that can grant the evaluation score for the partner company of the proposal information selected in the proposal detail layer; An opinion layer that allows you to present an opinion on the proposal information selected in the proposal detail layer and chat with the corresponding partner company of the proposal information; and an input window layer for inputting opinions and chatting into the opinion layer.

In order to solve the above problems, it is an information provision system for start-up businesses where an STO is issued by a service server. The STO is calculated based on the initial business plan information received from the administrator terminal by the service server. As long as the total STO amount and the number of STO issuances for the business are determined based on the evaluation information, and issued based on the total STO amount and the number of STO issuances by the STO transaction server, and the information provision system is used for STO transactions By the server, transactions of STO owned by the issuer to investors and transactions of STO between investors are performed, and by the service server, posted information including the initial business plan information is made public and updated according to user input. It includes an STO initial sales department; wherein the STO initial sales department displays summarized posted information of the relevant workplace for one or more workplaces by a service server and provides an entire workplace information unit; A detailed business information provision unit that displays, by the service server, a list of item information included in the posted information about the business location; and a detailed item information provision unit that displays, by a service server, the relevant item information contained in the posted information about the relevant business location, wherein the detailed item information providing unit, by a service server, is operated by the investor who owns the STO. investor terminal;, partner terminal of a partner company that provides services necessary for starting a business; and an opinion exchange unit that receives opinions or suggestions based on the posted information of the business from a user terminal including the workplace terminal.

According to one embodiment of the present invention, by displaying the summarized posted information of one or more businesses, it is possible to exert a promotional effect for one or more businesses that want to issue an STO.

According to one embodiment of the present invention, in the entire business site information provision stage, an index layer including a list classifying business places according to theme is displayed on the screen, which has the effect of providing various information to investors.

According to one embodiment of the present invention, a search filter can be set on the screen displayed in the entire business site information provision step, so that the investor can search for a business location according to the characteristics of the business location in which he or she wishes to invest.

According to one embodiment of the present invention, in the detailed business information provision stage, the first dashboard layer displays whether the module information has been completed, so it is possible to inform investors and partners about which module information opinions and suggestions can be made. It can be effective in informing and visually informing the progress of business opening.

According to one embodiment of the present invention, in the detailed item information provision stage, a list of partner companies participating in the proposal and a summary of the proposal information are displayed, thereby enabling efficient review of the proposal.

According to one embodiment of the present invention, in the detailed item information provision stage, the business operator can receive opinions and suggestions about the workplace, so that collective intelligence can be used to derive updated workplace plan information that is better than the initial workplace plan information, thereby saving start-up funds. It can be effective.

According to one embodiment of the present invention, since investors can exchange opinions about the business they have invested in, it is possible to encourage active participation of investors.

According to one embodiment of the present invention, by issuing an STO for a business, the business operator can raise start-up funds for the business, making it a useful financing method that can raise direct funds in addition to the existing indirect funding method. The addition can have the effect of actively improving the startup environment.

According to one embodiment of the present invention, operators can start a business in a distributed manner without concentrating on one business site by securing start-up funds through the issuance of STO, thereby creating a virtuous cycle start-up environment in which a business can recover even if it fails due to risk diversification. It can be effective.

According to one embodiment of the present invention, investors can overcome temporal and geographical limitations and exert the effect of investing in business sites in other regions, other regions, and other countries.

According to one embodiment of the present invention, business owners can receive opinions and suggestions about the workplace, so they can exert collective intelligence to derive updated workplace plan information that is better than the initial workplace plan information, which has the effect of saving start-up funds. You can.

According to one embodiment of the present invention, while entering initial business plan information, a business operator can fill in parts that the business owner did not think of or have the effect of making the business start-up plan more specific.

According to one embodiment of the present invention, through exchange of opinions and suggestions, business owners can share start-up information, know-how, etc., and proceed with start-up based on the process of module information, so that start-up can proceed even without contracting with the franchise headquarters. It can be effective as a start-up helper.

According to one embodiment of the present invention, since the initial business plan information and business value information are reviewed by the manager to derive evaluation information, it is possible to issue an STO based on realistic evaluation information for the business site.

According to one embodiment of the present invention, posting information on the business location is disclosed and the history of updates to the posting information is also disclosed, providing investors with transparent information about the business location, including information on expenditures for starting a business. It can exert the effect it can provide.

According to one embodiment of the present invention, the blockchain-based smart contract discloses transparent information about transaction details and traders about the STO of the relevant business, so it can have the effect of securing reliability.

According to one embodiment of the present invention, in the process of transparently disclosing information about operations, a business operator can diagnose the management status in real time and exert the effect of improving business through efficient and transparent operation.

According to one embodiment of the present invention, with the issuance of STO, small investments are possible, lowering the investment entry barrier and demonstrating the effect of a new financial means that allows easy investment in daily life.

Figure 1 schematically shows the entire system in which the STO issuance method for a business site is performed according to an embodiment of the present invention.
Figure 2 schematically shows the overall performance steps of the STO issuance method for a business according to an embodiment of the present invention.
Figure 3 schematically shows the overall detailed steps of the STO issuance method for a business according to an embodiment of the present invention.
Figure 4 schematically shows the STO status according to the workplace status according to an embodiment of the present invention.
Figure 5 schematically shows initial business plan information according to an embodiment of the present invention.
Figure 6 schematically shows a portion of the STO issuance step and the STO initial sale step according to an embodiment of the present invention.
Figure 7 schematically shows a portion of the STO initial sale stage and the distribution proceeds derivation stage according to an embodiment of the present invention.
Figure 8 schematically shows the opinion exchange steps and posting information according to an embodiment of the present invention.
Figure 9 schematically shows posting information update according to an embodiment of the present invention.
Figure 10 schematically shows an example of posted information according to an embodiment of the present invention.
Figure 11 schematically shows module information according to an embodiment of the present invention.
Figure 12 schematically shows an example of a screen on which posted information is displayed according to an embodiment of the present invention.
Figure 13 schematically shows detailed steps for issuing a changed STO according to an embodiment of the present invention.
Figure 14 schematically shows the variable STO command steps according to an embodiment of the present invention.
Figure 15 schematically shows the detailed steps of the distribution proceeds derivation step according to an embodiment of the present invention.
Figure 16 schematically shows a display screen on a user terminal according to the entire business site information provision step according to an embodiment of the present invention.
Figure 17 schematically shows a display screen on a user terminal according to the detailed business location information provision step according to an embodiment of the present invention.
Figure 18 schematically shows a display screen on a user terminal according to the detailed item information provision step according to an embodiment of the present invention.
Figure 19 schematically shows the internal configuration of a computing device according to an embodiment of the present invention.

BRIEF DESCRIPTION OF THE DRAWINGS Various embodiments and/or aspects are now disclosed with reference to the drawings. In the following description, for purposes of explanation, numerous specific details are set forth to facilitate a general understanding of one or more aspects. However, it will also be appreciated by those skilled in the art that this aspect(s) may be practiced without these specific details. The following description and accompanying drawings set forth in detail certain example aspects of one or more aspects. However, these aspects are illustrative and some of the various methods in the principles of the various aspects may be utilized, and the written description is intended to encompass all such aspects and their equivalents.

Additionally, various aspects and features may be presented by a system that may include multiple devices, components and/or modules, etc. It is also understood that various systems may include additional devices, components and/or modules, etc. and/or may not include all of the devices, components, modules, etc. discussed in connection with the drawings. It must be understood and recognized.

As used herein, “embodiments,” “examples,” “aspects,” “examples,” etc. may not be construed to mean that any aspect or design described is better or advantageous over other aspects or designs. . The terms '~part', 'component', 'module', 'system', 'interface', etc. used below generally refer to computer-related entities, such as hardware, hardware, etc. A combination of and software, it can mean software.

Additionally, the terms “comprise” and/or “comprising” mean that the feature and/or element is present, but exclude the presence or addition of one or more other features, elements and/or groups thereof. It should be understood as not doing so.

Additionally, terms including ordinal numbers, such as first, second, etc., may be used to describe various components, but the components are not limited by the terms. The above terms are used only for the purpose of distinguishing one component from another. For example, a first component may be named a second component, and similarly, the second component may also be named a first component without departing from the scope of the present invention. The term and/or includes any of a plurality of related stated items or a combination of a plurality of related stated items.

In addition, in the embodiments of the present invention, unless otherwise defined, all terms used herein, including technical or scientific terms, are generally understood by those skilled in the art to which the present invention pertains. It has the same meaning as Terms defined in commonly used dictionaries should be interpreted as having a meaning consistent with the meaning in the context of the related technology, and unless clearly defined in the embodiments of the present invention, have an ideal or excessively formal meaning. It is not interpreted as

The “~terminal” mentioned below may be implemented as a computer or portable terminal including one or more processors and one or more memories that can connect to a server or other terminal through a network. Here, the computer includes, for example, a laptop, desktop, laptop, etc. equipped with a web browser, and the portable terminal is, for example, a wireless communication device that guarantees portability and mobility. , Smartphone, PCS (Personal Communication System), GSM (Global System for Mobile communications), PDC (Personal Digital Cellular), PHS (Personal Handyphone System), PDA (Personal Digital Assistant), IMT (International Mobile Telecommunication)-2000, It may include all types of handheld-based wireless communication devices such as CDMA (Code Division Multiple Access)-2000, W-CDMA (W-Code Division Multiple Access), Wibro (Wireless Broadband Internet) terminal, etc. Additionally, “network” refers to a wired network, mobile radio communication network, or satellite, such as a Local Area Network (LAN), Wide Area Network (WAN), or Value Added Network (VAN). It can be implemented with any type of wireless network, such as a communication network.

The sentences mentioned below in which business operators, investors, partners, managers, outsiders and users are the subjects are business terminals (3000), investor terminals (4000), cooperative business terminals, manager terminals (6000), and outsiders used respectively. This may mean performing communication with a terminal and a user terminal.

Figure 1 schematically shows the entire system in which the STO issuance method for a business site is performed according to an embodiment of the present invention.

As shown in Figure 1, a computer program in which instructions for implementing the STO issuance method for the business are recorded is provided in the service server 1000, and a business terminal 3000, an administrator terminal 6000, and an investor The terminal 4000, partner terminal 5000, and STO transaction server 2000 communicate with the service server 1000 and issue STO to the business based on information received through communication with the service server 1000. The method can be performed. Specifically, the business terminal (3000), the manager terminal (6000), the investor terminal (4000), and the partner terminal (5000) are computing devices that include one or more processors and one or more memories, and implement the STO issuance method for businesses. A computer program in which instructions for doing so are recorded is provided, and the method can be performed by executing the computer program. Preferably, the computer program may include an application.

In another embodiment of the present invention, a computer program in which instructions for implementing an STO issuance method for the business are recorded is provided in the service server 1000, and the business terminal 3000, the manager terminal 6000, A method of issuing an STO for the business on a web page displayed by the web browser by requesting the computer program from the service server 1000 through a web browser provided in the investor terminal 4000 and the partner terminal 5000. This can also be done.

The computer program provided in the business terminal 3000, the investor terminal 4000, the partner terminal 5000, and the manager terminal 6000 or the web page displayed on the web browser may be the same, and in this case Each of the above-described methods can be provided by logging into the corresponding computer program or web page through each corresponding type of account.

Meanwhile, the STO transaction server 2000 may communicate with the service server 1000, the business terminal 3000, and the investor terminal 4000. The STO transaction server (2000) issues STO according to the command of the service server (1000), and communicates with the business terminal (3000), the investor terminal (4000), and the issuer terminal (not shown). Carry out a transaction. The STO transaction may refer to the purchase or sale of issued STO, and specifically, transactions between the issuer that issued the STO and general investors, transactions between the issuer and business operators, transactions between general investors, and transactions between general investors and business operators. It can mean a transaction.

The STO transaction server (2000) can form a blockchain that can trade STO, and issues STO for trading STO within the blockchain according to the command of the service server (1000). The STO transaction server (2000) can pay for the purchase and sale costs when buying and selling STO, and the payment can be made in actual currency. In addition, the STO transaction server (2000) provides STO-related information, such as STO issuance information (e.g., STO total amount, STO issuance number, STO issuance date, etc.), smart contract information (issuer, business operator, and investor when issuing STO). All information related to STO, such as contract terms and conditions, profit distribution information, market price information, ownership information, and sales information, can be stored internally or/and in the blockchain network.

The STO transaction server (2000) allows users who want to buy or sell STO to trade STO within the blockchain, stores the transaction contents in the blockchain, and transmits the transaction contents to the service server (1000). The service server 1000 may update the DB in which transaction details are stored based on the received transaction details. In order to verify forgery or alteration of the transaction contents stored in the service server 1000, it can be compared with the corresponding transaction contents stored in the blockchain, and if there is a difference, the transaction contents can be corrected. The above transaction details may include all information about STO trading, such as buyer, seller, equity ratio, commission, STO price, and number of traded STOs. Therefore, when information related to the STO is recorded in a block by the blockchain network, forgery and falsification of the information related to the STO can be prevented and its authenticity can be guaranteed.

In addition, the STO transaction server (2000) can be implemented by installing an electronic wallet that stores STO and a distributed application that requests a smart contract for trading the owned STO in the business terminal (3000) and the investor terminal (4000). there is.

In another embodiment of the present invention, information related to STO can be stored through an external blockchain network and STO can be traded through an external payment server.

In the present invention, the user may include a business operator using the business terminal 3000, an investor using the investor terminal 4000, and a partner company using the partner terminal 5000. Therefore, the user terminal is the business terminal 3000. , It may mean including the investor terminal (4000) and the partner terminal (5000). In addition, outsiders may mean including the investors and partner companies, and therefore, outsider terminals may mean including the investor terminal 4000 and the partner terminal 5000.

In the present invention, the investors using the investor terminal 4000 may include the issuer who issued the STO and general investors, but preferably only general investors.

Figure 2 schematically shows the overall performance steps of the STO issuance method for a business according to an embodiment of the present invention.

As shown in FIG. 2, as a method of issuing STO for a business performed by the service server 1000 and the STO transaction server 2000, the service server 1000 uses the business terminal 3000 of a business operator wishing to start a business. ), an initial business plan information reception step (S200) of receiving initial business plan information including items, rental information, and cost plan information for the business place; The service server 1000 determines the total STO amount and the number of STO issuances for the business based on the evaluation information received from the manager terminal 6000 and calculated based on the initial business plan information, and sends the STO transaction server to the STO transaction server. (2000), an STO issuance step (S210) of issuing STO based on the total STO amount and the number of STO issuances; According to the STO transaction server (2000), the issuer Initial STO, in which transactions of the owned STO to investors and between investors are performed, and posted information including the initial business plan information is disclosed by the service server 1000 and updated according to user input. Sales stage (S220); And by the service server 1000, sales information and purchase information generated at a business opened from the business terminal 3000 are received, and the sales information, the purchase information, and the business held by the investor are received. It may include a distribution proceeds derivation step (S230) of deriving the distribution proceeds for the relevant investor based on the number of STOs.

In the present invention, a business operator who wishes to start a business can raise start-up funds for the business by issuing an STO for the business, selling the STO held by the issuer, and/or selling the STO held by the business. there is. After the business opens, distribution proceeds for profits generated from the business can be derived from investors who purchase and hold the STO. Therefore, investors who hold STO can expect a return on their investment, which can be effective in actively attracting investment.

In order to issue the STO, the total STO amount, which can be considered the value of the STO, must be calculated, and a quantitative evaluation of the business site must be performed to calculate the total STO amount. The total STO amount can be calculated by performing the STO issuance step (S210) in the present invention.

The service server 1000 may perform an initial workplace plan information reception step (S200) of receiving initial workplace plan information for the relevant workplace from the business operator.

In the STO issuance step (S210), the service server 1000 can provide the initial business plan information to the manager, the manager can calculate evaluation information based on the initial business plan information, and the STO transaction server (2000), STO can be issued. Specifically, the manager may calculate evaluation information based on the business value received from the service server 1000 and the initial business plan information. Specific details regarding this will be described later.

In the STO initial sale stage (S220), the STO issued by the STO transaction server (2000) based on the total amount of STO and the number of STO issuances can change owners through transactions between the issuer and individuals and between individuals, and the STO During a transaction, posted information may be disclosed to outsiders by the service server 1000.

The posted information includes the initial business plan information and may include all information about the workplace, and the business operator can receive opinions and suggestions from the outsider based on the posted information. Additionally, the posted information may be updated according to changes in the information it contains.

In another embodiment of the present invention, the STO held by the business can also be sold. Therefore, the owner of an STO may change due to transactions between the issuer and individuals, between individuals, between issuers and businesses, and between individuals and businesses.

In the profit distribution stage, the service server 1000 receives sales information generated at the opened business site, and based on the sales information and purchase information, distribution proceeds to be distributed to investors holding the STO of the business site can be derived. . The above distribution proceeds may vary depending on the number of STOs.

All matters related to the distribution proceeds, such as the method of deriving the distribution proceeds, the timing of deriving the distribution proceeds, and the method and timing of distributing the distribution proceeds, may follow pre-established rules or provisions written in the smart contract.

Figure 3 schematically shows the overall detailed steps of the STO issuance method for a business according to an embodiment of the present invention.

As shown in Figure 3, the business terminal 3000, STO transaction server 2000, service server 1000, manager terminal 6000, investor terminal 4000, and partner terminal 5000 each communicate through communication. The steps can be performed.

Step S100 may correspond to a detailed step of the initial business plan information reception step (S200) of FIG. 2. In step S100, the business terminal 3000 provides the initial business plan information to the service server 1000. The initial business plan information may be prepared by a business operator using the business terminal 3000, and may correspond to a plan for the business place before opening.

Steps S110 to S116 may correspond to detailed steps of the STO issuance step (S210) of FIG. 2.

In step S110, the service server 1000 may derive business value information for the business based on the initial business plan information received in step S100. The business value information can be derived through the service server 1000's own algorithm or modeling technique, and may mean a value converted into a quantitative amount for each of a plurality of preset items.

In step S111, the service server 1000 transmits the business value information and the initial business plan information to the manager terminal 6000 and provides them to the manager. The manager may derive evaluation information about the business based on the business value information and the initial business plan information. The evaluation information is information verified by the manager, and may include the value of each of a plurality of preset items for the workplace converted into a quantitative amount. Specifically, the manager verifies whether there is anything written by the business operator by enlarging or reducing the initial business plan information, verifies the accuracy of the written information, and determines the business plan derived through the service server 1000's own algorithm or modeling technique. It is possible to verify whether the value information is overvalued or underestimated based on the initial business plan information.

In step S113, the service server 1000 may receive the evaluation information from the manager terminal 6000, and the evaluation information may be stored in the DB of the service server 1000 and included in the posted information of the relevant workplace.

In step S114, the service server 1000 may determine the total STO amount and the number of STO issuances based on the evaluation information. The total STO amount can be calculated by the service server 1000 by a preset rule or algorithm based on evaluation information, and preferably, a quantitative amount for the value of each item included in the evaluation information. It may be the summed value or it may be less than the above summed value. In another embodiment of the present invention, the total STO amount and the number of STO issuances can be determined by the business operator based on the above evaluation information.

In step S115, the service server 1000 transmits the total STO amount and the number of STO issuances to the STO transaction server 2000, and the service server 1000 transmits the total amount of STO and the number of STO issuances to the STO transaction server 2000. Based on this, STO issuance can be ordered.

In step S116, the STO transaction server 2000 may issue STO based on the total STO amount and the number of STO issuances. The STO transaction server 2000 can calculate the STO price per unit based on the total STO amount and the number of STO issuances, and issue STOs corresponding to the STO price as many as the number of STO issuances. For example, if the total STO amount is 10 million won and the number of STO issuances is 500, the STO price may be 20,000 won. Additionally, the initially issued STO can be shared and owned by the business operator and the issuer according to a preset ratio.

Steps S120 to S123 may correspond to detailed steps of the STO initial sale step (S220) of FIG. 2. Steps S120 to S123 can be performed before the business opens.

A computer program in which instructions for implementing step S120 are recorded is provided in the STO transaction server (2000) to provide a server that can provide STO trading to issuers and investors, and the STO transaction server (2000) is an application or It can be implemented on a web page.

Specifically, the STO transaction server 2000 may perform step S120 by communicating with the issuer terminal and the investor terminal 4000 used by the issuer. More specifically, the issuer terminal and the investor terminal 4000 are computing devices including one or more processors and one or more memories, and are equipped with a computer program in which instructions for implementing step S120 are recorded, and execute the computer program. So the step can be performed. Preferably, the computer program may include an application or a web page. In another embodiment of the present invention, STO transactions may additionally occur between operators and issuers, and between operators and investors.

In step S121, the posted information disclosed by the service server 1000 can be displayed on the investor terminal 4000, and the investor can provide opinions and suggestions based on the posted information to the service server 1000. That is, the service server 1000 can receive the opinions and suggestions about the business from the investor terminal 4000.

In step S122, the posted information disclosed by the service server 1000 may be displayed on the partner company terminal 5000, and the partner company may provide opinions and suggestions based on the posted information to the service server 1000. . In other words, the service server 1000 can receive the opinions and suggestions about the workplace from the partner company terminal 5000.

Step S121 and step S122 can be performed simultaneously and can be performed before the business opens. In another embodiment of the present invention, steps S121 and S122 are performed until after the business opens, which can have the effect of obtaining advice on business operation.

In step S123, the business operator can check the opinions and proposals of the investor and the partner company displayed on the business terminal 3000 and provide the opinions thereto to the service server 1000. Based on the opinions and suggestions of the investor and the partner company, updated business plan information that updates the initial business plan information may be provided to the service server 1000, and the updated business plan information may be included in posted information. In addition, the updated business plan information can be updated from the initial business plan information according to plans that change in preparation for opening, and the N (latest) version is updated by updating the N-1 (older) version of the updated business plan information. It can be updated with business plan information.

The posted information may be updated based on the opinions and suggestions in steps S121 to S123.

Steps S130 to S131 may correspond to detailed steps of the distribution proceeds derivation step (S230) of FIG. 2. Steps S130 to S131 may be performed after the business opens.

In step S130, the business terminal 3000 may provide sales information and purchase information of the corresponding store to the service server 1000. The sales information and the purchase information may be information about sales and purchases that occurred during a preset period after the business opened, or may be information about sales and purchases corresponding to the period written on the smart contract.

In step S131, the service server 1000 can derive the distribution proceeds to be paid to investors holding the STO of the relevant business. The distribution proceeds are profits on the investor's investment, and can be derived based on the number of STOs held by the investor. For example, it is derived according to preset rules depending on the number of STOs held by the investor, or derived according to the items described in the smart contract depending on the number of STOs held by the investor, or the STO The distribution proceeds can be derived by calculating the ratio of the number of STOs held by the investor to the number (total number of issued STOs).

Figure 4 schematically shows the STO status according to the workplace status according to an embodiment of the present invention.

As shown in Figure 4, in the present invention, the business status can be divided into business registration, business opening preparation, and business opening. The content shown in the drawing only means that the content can be performed during the relevant period (horizontal length of the bar), but does not mean that it can be performed throughout the period (horizontal length of the bar).

In the present invention, the business registration status may be a state in which a business operator has registered a business that has not opened for business on the service server 1000. The above business operator can also register initial business plan information while registering the business site.

In the present invention, the state of preparation for business opening may begin from the time the initial business plan information is registered, and may correspond to a period of preparing for business opening based on the initial business plan information. In order to open a business, start-up funds are required, and in the present invention, in order to raise start-up funds, an STO can be issued based on the plan of the business while preparing to open the business. That is, as described above, an STO can be issued based on the initial business plan information.

After STO issuance, trading on STO can begin. The transaction may be conducted between the issuer and the investor, or between the investors, and after the business is opened and converted to a business opening state, only the transaction may be conducted between the investors. However, in another embodiment of the present invention, the issuer If all of the stock has not been sold, transactions between the issuer and the investor can occur even when the business is open.

In the above state of preparation for business opening, the initial business plan information may be changed for various reasons, and accordingly, the initial business plan information may be updated with updated business plan information. The STO may change from the time the updated business plan information is created. The configuration in which STO changes will be described later.

Figure 5 schematically shows initial business plan information according to an embodiment of the present invention.

As shown in Figure 5, the initial business plan information may be information entered by the business operator, and the initial business plan information includes items, rental information, cost plan information, one or more items, business overview information, and entrepreneur information. You can enter the contents and completion of the items, rental information, cost plan information, and one or more items, and you can enter the contents about the business overview information and entrepreneur information.

The items may include items for starting a business, such as the business type, services to be sold, goods, or food. Whether or not the item has been completed may indicate whether the item for starting a business has been confirmed.

The rental information includes the existence of a rental contract, address of the place to be rented, lessor information, key money, deposit, monthly rent or jeonse (the key money, the deposit, and the monthly rent or jeonse may also be included in the cost plan information). It can include all rental information to do so. Whether or not the rental information is completed may determine whether there is a rental agreement for the location.

The cost plan information may include start-up costs, operating fixed costs, and expected sales. The start-up costs may be the sum of all costs incurred in starting a business. The operating fixed costs may include monthly expenses necessary for operation, such as labor costs, monthly rent, and utility bills. It may be a cost, and the expected sales may refer to expected sales derived through commercial district analysis. Whether or not the start-up costs and fixed operating costs have been completed may be determined by whether the costs corresponding to the start-up costs and the fixed operating costs have been secured.

The one or more items may correspond to information about the business that is not included in the item, the rental information, and the cost plan information, and the contents and cost of each item can be entered, and whether the item has been completed. It may be about securing the items and costs corresponding to the above items. Details on the above items will be described later.

The above business overview information contains information about the business operator's views on the business, such as the purpose of the business, the pain points and solutions felt by customers, the reason for starting the business now, the size of the market in which the business belongs, competition and substitutes, business model and vision, etc. You can enter information.

The business information may contain information about the business, such as the business's history.

Figure 6 schematically shows a portion of the STO issuance step (S210) and the STO initial sale step (S220) according to an embodiment of the present invention.

As shown in FIG. 6, the STO issuance method for a business performed in the service server 1000 and the STO transaction server 2000 may include an STO issuance step (S210) and an STO initial sale step (S220). , the STO issuance step (S210) includes a business value information derivation step of deriving business value information according to a preset rule based on the initial business plan information received by the service server 1000; A business value information providing step of providing the business value information and the initial business plan information to the manager terminal (6000) by the service server (1000); An evaluation information reception step of receiving, by the service server 1000, evaluation information including start-up costs and future value costs calculated based on the business value information and the initial business plan information from the manager terminal 6000; An STO decision step in which the service server 1000 determines the total STO amount and the number of STO issuances for the business based on the evaluation information; An STO issuance command step in which the service server 1000 orders the STO transaction server 2000 to issue STO based on the total STO amount and the number of STO issuances; and a server STO issuance step of issuing STO based on the STO total amount and the number of STO issuances by the STO transaction server (2000), and the STO initial trading step (S220) may be performed by the STO transaction server (2000). ), the publisher Transactions of owned STOs to investors and transactions of STOs between investors can be performed.

Specifically, the manager may derive evaluation information based on the initial business plan information and business site value information. The business value information can be automatically derived by the service server 1000 based on the initial business plan information through its own algorithm or modeling technique. The business value information may be in the same form as the evaluation information described below, including start-up costs and future value.

Unlike the business value information, the evaluation information is derived by humans. That is, as described above, the manager can verify all matters described in the initial business plan information and also verify the business site value information. Therefore, the evaluation information can be derived by comparing and analyzing the initial business plan information and the verified business value information verified by the manager. According to an embodiment of the present invention, the verified initial business plan information and the verified business site value information can be derived. Value information may be included in posted information.

The evaluation information may include start-up costs and future value. The start-up cost in the evaluation information can be derived by the manager verifying the start-up cost included in the initial business plan information and comparing it with the business value information, and the future value can be derived from market analysis of the item by the manager, The manager verifies the rental information included in the initial business plan information, analyzes the commercial area of the location according to the verified rental information, and the manager verifies the expected sales included in the initial business plan information and verifies the verified expected sales, etc. It can be derived by comparing with the above business value information.

Therefore, the evaluation information may include start-up costs and future value, and may include the basis for deriving the start-up costs and future value (market analysis for the item, commercial district analysis, etc.).

Subsequently, the total STO amount and the number of STO issuances are determined by the service server 1000 based on the evaluation amount, and the STO transaction server 2000 can issue STOs equal to the corresponding number of STO issuances. It may be distributed to the publisher. This can be distributed at a rate desired by the business operator above a preset minimum rate. That is, when issuing the STO, the number of STOs held by the business operator can be determined according to the amount deposited by the business operator in the STO transaction server (2000), and the number of STOs held by the business operator is calculated from the number of STOs. The number excluding can be the number of STOs held by the issuer.

Therefore, according to an embodiment of the present invention, the business operator may not hold an STO.

STOs held by the above issuer can be sold to one or more investors through STO transactions, and sold STOs can be traded between buyers.

Figure 7 schematically shows a portion of the STO initial sale step (S220) and the distribution proceeds derivation step (S230) according to an embodiment of the present invention.

As shown in FIG. 7, as a method of issuing STO for a business performed in the service server 1000 and the STO transaction server 2000, the issuer is issued by the STO transaction server 2000. STO initial trading stage (S220), in which transactions of STO owned by investors and transactions of STO between investors are performed; And by the service server 1000, sales information and purchase information generated at a business opened from the business terminal 3000 are received, and the sales information, the purchase information, and the business held by the investor are received. It may include a distribution proceeds derivation step (S230) of deriving the distribution proceeds for the relevant investor based on the number of STOs.

Specifically, the price per issued STO can be determined according to the derived total STO amount and number of STO issuances. In Figure 7, N (number of STO issuances) STOs are shown, and the total STO amount divided by N (number of STO issuances) may correspond to the price per STO. Therefore, the price of each STO held by the illustrated issuer may correspond to (STO total amount/N).

After issuing an STO, the business and the issuer can own the STO separately, but Figure 7 corresponds to a case where the business does not hold the STO, that is, the issuer owns all the issued volume, and additional issuance of STO or This corresponds to a drawing showing the case where there is no suspension of issuance.

STOs can be traded immediately after issuance, and all STOs initially issued can be owned by the issuer. Investors can purchase STOs owned by the above issuer, and specific investors can trade STOs with other investors. In other words, STO transactions can occur between the issuer and multiple investors until the supply of STOs owned by the issuer is exhausted, and from point A, when there are no STOs owned by the issuer, only transactions between investors can occur.

As shown in Figure 7, in one embodiment of the present invention, the price of each STO sold by the issuer is (STO total amount/N), and the STO price in STO transactions between investors is also (STO total amount/N). It is fixed, and the total STO amount may not change unless additional STOs are issued or issuance is suspended.

Meanwhile, in another embodiment of the present invention, the price of each STO sold by the issuer may be fixed at (STO total amount/N), but the STO price in STO transactions between investors is determined by its own algorithm to which the principles of supply and demand are applied. It can be decided accordingly. For example, algorithms in stock trading can be applied. Therefore, the total STO amount may fluctuate after trading between investors begins.

As shown in Figure 7, as transactions between investors occur, the owner of the STO can change from Investor #1 to Investor #N to Investor #1 to Investor #M, and the number of STOs owned by each investor may also vary. Figure 7 is only an example and is not limited to this. Preferably, the composition of investors and the number of STOs owned by the investors may follow the logic of the market.

After business opening, the number of STOs owned by each investor can be used to derive each distribution proceeds. The timing or period for deriving the distribution proceeds may follow pre-established rules when issuing STO. For example, it can follow the items specified in the smart contract when issuing an STO.

The distribution proceeds can be calculated based on sales information and purchase information during a preset period after the business opened. Specifically, the service server 1000 receives the sales information and the purchase information from the business terminal 3000. The service server 1000 calculates profits based on the sales information and the purchase information, divides the profits according to the number of STOs held by each investor, and calculates distribution profits for each investor. . In other words, the distribution proceeds for each investor can be calculated by calculating the share ratio of each investor in the total STO amount according to the number of STOs held by each investor and applying the share percentage to the profits.

Figure 8 schematically shows the opinion exchange steps and posting information according to an embodiment of the present invention.

Figure 8 (A) corresponds to a diagram showing the opinion exchange stage.

As shown in (A) of FIG. 8, the STO initial trading step (S220) includes an opinion exchange step, and the opinion exchange step is performed by the service server 1000 while the STO is traded. You can receive opinions or suggestions based on the posted information of the business from the investor terminal (4000) of the investor who owns, the partner terminal (5000) of the partner company that provides the services necessary for starting a business, and the workplace terminal.

The opinion exchange step can be performed by the business terminal 3000, investor terminal 4000, partner terminal 5000, and service server 1000 while the STO is traded.

The service server 1000 includes initial business plan information received from the business terminal 3000, STO detailed information, which is information about the STO received from the STO transaction server 2000, and information received from the manager terminal 6000. Posted information, including evaluation information, may be disclosed.

The posted information may be disclosed to users, and the users may include partners, investors, and business owners. The user may transmit opinions and suggestions to the service server 1000 based on the posted information, and the opinions and suggestions may be included in the posted information.

For example, the initial business plan information may be included in posted information and may be disclosed to the investor and the partner company, and the investor and the partner company may make opinions and suggestions based on the initial business plan information. Specifically, if the item has not yet been planned (completeness is x), the item can be recommended. Therefore, the posted information is continuously updated, and the business operator can derive the initial business plan information into updated business plan information based on the opinions and suggestions, and the updated business plan information is also provided to the investor and the partner company. It is open to the public and can be continuously updated by receiving opinions and suggestions, and the updated business plan information may include the initial business plan information as the update history remains. The above updated business plan information will be described later.

Figure 8 (B) corresponds to a diagram showing posted information according to the opinion exchange stage.

As shown in (A) of FIG. 8, the user includes an investor who owns the STO, an outsider including a partner company that provides services necessary for starting a business, and the business operator, and the posted information is: 1 It is disclosed including the above item information, and the item information may include the initial business plan information or updated business plan information in which the initial business plan information is updated, STO detailed information that is information about the STO, and the evaluation information. The item information is also updated and may include update history.

Specifically, opinions and suggestions by the user may be continuously posted in the posted information, the initial business plan information may be updated with updated business plan information, and the STO detailed information may be continuously updated according to transaction situations. It can be. Therefore, as the item information is updated, the posting information may be updated.

Figure 9 schematically shows posting information update according to an embodiment of the present invention.

As shown in Figure 9, the posted information is disclosed including one or more item information, and the item information is the initial workplace plan information, the updated workplace plan information in which the initial workplace plan information is updated, and information about the STO. It includes STO detailed information and the evaluation information, is updated as the item information is updated, and may include a history of the update.

Specifically, the posted information includes one or more item information, and the item information may include initial business plan information, STO detailed information, and evaluation information.

The initial business plan information may include items, rental information, cost plan information, and one or more items as described above, and the STO detailed information includes STO sales trends, STO total amount, STO issuance number, and STO owner, etc. The evaluation information includes start-up costs and future value as described above, the basis for deriving the start-up costs and future value, verified initial business plan information, and verified business value information. It can be included.

Specifically, the basis for deriving the start-up cost from the evaluation information may be the basis for verifying the start-up cost included in the initial business plan information, and the basis for deriving the future value may be information on market analysis for the item. , the basis for verifying the rental information and expected sales included in the initial business plan information, and commercial analysis of the location according to the rental information.

Meanwhile, when the item information is updated, the posting information may include the update information in the posting information. Specifically, if the initial business plan information is updated with updated business plan information, the item information may also include updated business plan information, and if the STO detailed information is updated according to the STO transaction, it may include the evaluation. If the information is updated based on the updated business plan information, this may be included, and a history of each update may be included.

Additionally, the posted information may include business operator input information and outsider input information, and may be updated based on the business operator input information and the outsider input information. That is, the item information can be updated based on the business operator input information and the outsider input information.

Specifically, the business input information may be all information about the business entered by the business, such as the initial business plan information. Updated business input information can be derived by updating the initial business plan information based on the business input information, and the business input information may include a plan changed based on the outsider input information or a plan changed while starting a business. and may include the operator's opinion.

The outsider input information may include opinions or suggestions from outsiders, including investors who own the STO and partners who provide services necessary for starting a business.

Figure 10 schematically shows an example of posted information according to an embodiment of the present invention.

As shown in FIG. 10, posting information may include the plurality of module information. The module information may correspond to items described in the initial workplace plan information and the updated workplace plan information. Accordingly, the module information can be received by the service server 1000 from the business terminal 3000 and disclosed in bulletin board information.

Specifically, the module information may include all module information necessary for starting a business, such as lease information, interior information, mechanical equipment information, furniture information, signage and force information, raw material information, marketing information, human resources information, and sales item information, The module information may include the content of each module information, the operator's opinion, cost, and completion status, and completion of the module information depends on securing the module corresponding to the module information and securing the cost. You can.

The service server 1000 can receive opinions and suggestions from outsider terminals based on the module information disclosed by the posting information. For example, the partner company may suggest that it can perform construction at a lower cost than the cost listed in the interior information of the module information of the initial business plan information among the publicly posted information.

In addition, if the plan is changed by accepting the proposal or if the plan is changed while starting a business, the business operator can update the module information by entering the changed plan through the business terminal 3000, which is included in the updated business plan information. Posted information can be updated based on this reflection.

Figure 11 schematically shows module information according to an embodiment of the present invention.

The module information includes first module information, second module information, third module information, and fourth module information, is input by the business operator, can be updated by entering corrections by the business operator, and is stored on the service server ( 1000) can be stored in the DB.

Figure 11 (A) corresponds to a diagram showing the step of inputting first module information.

As shown in (A) of FIG. 11, the first module information may include rental contract information, rental amount, and progress of the rental contract.

Specifically, the first module information may include rental information. The first module information includes rental contract information including whether or not there is a rental contract for the business, and if the rental contract exists, it may further include the rental fee for the rental contract and the progress of the rental contract. , if the above lease contract does not exist, a lease plan for the business can be entered arbitrarily. Additionally, if any amendments are made to the above lease agreement, it can be updated to reflect those matters. According to one embodiment of the present invention, the service server 1000 can receive opinions and suggestions from the outsider terminal (investor terminal 4000 and partner terminal 5000) based on the first module information.

Figure 11 (B) corresponds to a diagram showing the step of inputting second module information.

As shown in (B) of FIG. 11, the second module information includes franchise fee inclusion information as to whether the module is included in the franchise fee, and if the module is not included in the franchise fee, separate contract information for the module. and the pre-established square footage standard amount, and may include the amount required if it is included in the franchise fee.

Specifically, the second module information may include interior information, mechanical equipment information, fixture information, sign and force information, raw material information, and marketing information. The second module information may vary depending on whether the business the business operator wants to start is a franchise or direct start-up.

If the business is a franchise, the second module information may include the amount required, depending on whether the cost of the second module information is included in the franchise fee.

If the above cost is not included in the franchise fee, the second module information may include contract information and a preset square footage standard amount depending on whether it is a separate contract, and if it is not a separate contract, the service server (1000) may include the preset square footage standard amount.

According to one embodiment of the present invention, the service server 1000 can receive opinions and suggestions from the outsider terminal (investor terminal 4000 and partner terminal 5000) based on the second module information.

Figure 11 (C) corresponds to a diagram showing the step of inputting third module information.

As shown in (C) of FIG. 11, the third module information may include recruitment guidelines, recruitment results according to recruitment, and the amount of manpower required for a preset period according to the recruitment guidelines.

Specifically, the third module information may include personnel information. The third module information may include recruitment guidelines for recruiting manpower at the workplace, recruitment results, and the amount of manpower required for a preset period (preferably three months) according to the recruitment guidelines. The recruitment guidelines can be transmitted to an external system (a recruitment system capable of recruiting human resources), and recruitment results can be received from the external system.

According to one embodiment of the present invention, the service server 1000 can receive opinions and suggestions from the outsider terminal (investor terminal 4000 and partner terminal 5000) based on the third module information.

Figure 11 (D) corresponds to a diagram showing the step of inputting fourth module information.

As shown in (D) of FIG. 11, the fourth module information may include agenda, problem information, improvement plan, quantitative goal, to-do list, expected cost, schedule information, progress, and result information.

Specifically, the fourth module information may include sale item information. The fourth module information includes an agenda for items provided by the business, current problem information according to the agenda, improvement plans to improve the problem, quantitative goals for the improvement plans, a to-do list to achieve the quantitative goals, It may include the estimated cost to be incurred while executing the to-do list, schedule information for executing the to-do list, and progress and result information for executing the to-do list.

The above items may be included in initial business plan information or updated business plan information, and may correspond to items or/and services to be sold at the business.

Figure 12 schematically shows an example of a screen on which posted information is displayed according to an embodiment of the present invention.

As shown in FIG. 12, the STO initial sale step (S220) includes an entire business site information providing step of displaying summarized posted information of one or more business places by the service server 1000; A detailed business location information providing step of displaying, by the service server 1000, a list of item information included in posted information about the business location; It may include a detailed item information providing step of displaying, by the service server 1000, item information included in the posted information about the relevant workplace.

Depending on the performance of the user terminal, screens according to the entire business site information provision step, detailed business site information provision step, and detailed item information provision step may be displayed on the user terminal.

The service server 1000 can receive information about the relevant workplace (initial workplace plan information, updated workplace plan information, etc.) from the business terminal 3000, store it in the DB, and make it public as posted information. The business stored in the DB of the service server 1000 and displayed on the user terminal may be a business seeking to raise start-up funds to start the business.

Accordingly, the DB of the service server 1000 may store each posting information for one or more business places. Each posted information may include one or more items of information about the relevant business location. Therefore, the screen corresponding to each step of the overall business information provision step, the detailed business information provision step, and the detailed item information provision step can be displayed on the user terminal that communicates with the service server 1000. there is.

Specifically, in the entire business site information provision stage, a summary of one or more posted information stored in the service server 1000 DB may be displayed. The summary of the posted information may include general information of the posted information of the relevant business, such as the name of the business, a list of item information of the business, photos of items of the business, and the number of STOs held by the publisher.

The detailed business information provision step is displayed when an overview of the posted information of a specific business is selected in the entire business information provision step, and in the detailed business information provision step, a list of item information of the posted information of the relevant business and partial item information of the posted information are displayed. may be displayed.

The detailed item information provision step is displayed when specific item information is selected in the detailed business information provision step, and the corresponding item information may be displayed in the detailed item information provision step.

Figure 13 schematically shows the detailed steps of the variable STO issuance step according to an embodiment of the present invention.

As shown in FIG. 13, the STO initial sale step (S220) includes an STO change step, and the STO change step is the initial business plan information received from the business terminal 3000 by the service server 1000. An updated workplace plan information receiving step (S300) of receiving the updated workplace plan information; A posting information update step (S310) of updating posting information based on the updated business plan information by the service server 1000; A variable business value information deriving step (S320) in which variable business value information is derived by the service server 1000 based on the updated business plan information; A change information transmission step (S330) of transmitting the updated business plan information and the variable business value information to the manager terminal 6000 by the service server 1000; A change evaluation information receiving step (S350) of receiving change evaluation information derived based on the updated business plan information and the change business value information from the manager terminal 6000 by the service server 1000; A variable STO determination step (S360) in which the total variable STO amount and the number of variable STO issuances are determined by the service server 1000 based on the variable evaluation information; and a variable STO command step (S370) in which the service server 1000 orders the STO transaction server 2000 to additionally issue or stop issuance of STO based on the variable STO and the number of variable STOs issued. It can be included.

According to one embodiment of the present invention, in the updated business plan information, all items (items, rental information, cost plan information, one or more items, business overview information, and entrepreneur information, etc.) included in the initial business plan information change. It may not work. The content described below assumes that all items in the updated business plan information have changed.

In step S300, the service server 1000 may receive the updated business plan information from the business terminal 3000. The updated business plan information can be prepared by a business operator using the business terminal 3000, and can be derived by updating the initial business plan information for plans (items) changed in the initial business plan information while preparing for starting a business. You can.

In step S310, the service server 1000 may update posting information based on the updated business plan information. The updated posted information may include updated business plan information and may also include the initial business plan information, which can have the effect of confirming updated history.

In step S320, the service server 1000 may derive variable business value information for the relevant business place based on the updated business plan information. The variable business value information can be derived through the service server 1000's own algorithm or modeling technique, and may mean a value converted into a quantitative amount for each of a plurality of preset items. . The variable business value information may be in the same form as the variable evaluation information described below, including variable start-up costs and variable future value.

In step S330, the service server 1000 transmits the variable business value information and the updated business plan information to the manager terminal 6000 and provides them to the manager.

In step S340, the manager using the manager terminal 6000 may derive change evaluation information for the workplace based on the variable business value information and the updated business plan information. The change evaluation information is information verified by the manager, and may include a value converted into a quantitative amount for each of a plurality of preset items for the workplace, and may include the basis for each conversion. Specifically, the manager verifies whether there is anything written by the business operator by enlarging or reducing the update plan information, verifies the accuracy of the written information, and determines the variable workplace derived through the service server 1000's own algorithm or modeling technique. It is possible to verify whether the value information is overvalued or underestimated based on the updated business plan information.

That is, the manager can verify all matters described in the updated business plan information and also verify the variable business value information. Therefore, the change evaluation information can be derived by comparing and analyzing the updated business plan information and the verified business value information verified by the manager.

The variable evaluation information may include variable start-up costs and variable future value. The variable start-up cost in the variable evaluation information can be derived by the manager verifying the variable start-up cost included in the updated business plan information and comparing it with the variable business value information, and the variable future value is a change by the manager. Market analysis of the item, the manager verifies the variable rental information included in the updated business plan information, commercial analysis of the location according to the verified variable rental information, and variable expected sales included in the updated business plan information. It can be derived by comparing the verified and verified expected change in sales with the above business value information.

Therefore, the variable evaluation information may include variable start-up costs and variable future value, and may include the basis for deriving the variable start-up costs and variable future value (market analysis of the variable item, commercial area analysis, etc.) You can.

Specifically, the basis for deriving the variable start-up costs may be the basis for verifying the variable start-up costs included in the updated business plan information, and the basis for deriving the variable future value may be information on market analysis of variable items. , the basis for verifying the variable rental information and expected variable sales included in the updated business plan information, and the commercial analysis of the location according to the variable rental information.

In step S350, the service server 1000 may receive the change evaluation information from the manager terminal 6000. The service server 1000 may update posting information based on the change evaluation information.

In step S360, the service server 1000 may determine the total variable STO amount and the number of variable STO issuances based on the change evaluation information. The total variable STO amount can be calculated by the service server 1000 according to a preset rule or algorithm based on the variable evaluation information, and preferably, the total variable STO amount is the value of each item included in the variable evaluation information. It may be the sum of the quantitative amounts for or it may be less than the above sum. In another embodiment of the present invention, the total variable STO amount and the number of variable STO issuances can be determined by the business operator based on the variable evaluation information.

The number of variable STO issuances can be calculated based on the STO price and total variable STO amount calculated in step S116 described above. According to one embodiment of the present invention, the STO price can be fixed until the quantity of STO held by the issuer is exhausted. Therefore, the number of variable STO issuances can be calculated by dividing the STO price by the total variable STO amount (variable STO total amount/STO price).

In step S370, the service server 1000 transmits the variable STO total amount and the variable STO issuance number to the STO transaction server 2000, and the service server 1000 transmits the variable STO total amount and the change to the STO transaction server 2000. Based on the number of STO issued, additional issuance or suspension of issuance of STO can be ordered. Accordingly, the STO transaction server 2000 can perform additional issuance or suspension of issuance of STO. Additional issuance or suspension of issuance of STO will be described later.

Figure 14 schematically shows the variable STO command steps according to an embodiment of the present invention.

As shown in FIG. 14, in the variable STO command step, if the total variable STO amount is less than the total STO amount, issuance of some of the STO is suspended based on the number of variable STO issuances and the number of STO issuances. If the total amount of variable STO is greater than the total amount of STO, additional issuance of STO can be performed based on the number of variable STO issuances and the number of STO issuances.

Specifically, once the total STO amount and the number of STO issuances are determined in the service server 1000, the STO transaction server 2000 can calculate the STO price, which is the price per unit of the STO. Once the STO price is calculated, the STO price may not change until all of the STO held by the issuer is sold to investors.

Meanwhile, due to changes in the start-up plan, updated business plan information is derived, the total variable STO amount is derived based on the updated business plan information, and the number of variable STO issuances can be determined based on the STO price and the total variable STO amount.

Figure 14 (A) corresponds to a diagram showing a case where the total variable STO amount is smaller than the total STO amount.

Figure 14 (A) corresponds to a diagram in which all issued STOs are held by the issuer.

If the total variable STO amount is less than the total STO amount, the number of variable STO issuances may be less than the number of STO issuances. For example, if the total STO amount is 10 million won and the number of STO issuances is 500, the STO price is 20,000 won. If the total variable STO amount is reduced to 5 million won, the number of variable STO issuances can be calculated as 250 based on the total variable STO amount of 5 million won and the fixed STO price of 20,000 won, and the number of STO issuances and the number of variable STO issuances can be calculated as 250. By comparison, it can be seen that the number of variable STO issuances is small.

Therefore, as shown in (A) of FIG. 14, when the total STO amount and the number of STO issuances (A) are determined in the service server 1000, the issuer can issue STO as much as A. Afterwards, when the number of variable STO issuances is determined at time T, the issuer can suspend issuance of a portion (B-C) of the number of STO issuances. In other words, B-C may correspond to the difference between the number of STOs issued and the number of variable STOs issued.

Figure 14(B) corresponds to a diagram showing a case where the total variable STO amount is greater than the total STO amount.

Figure 14 (B) corresponds to a diagram in which all issued STOs are held by the issuer.

If the total variable STO amount is greater than the total STO amount, the number of variable STO issuances may be greater than the number of STO issuances. For example, if the total STO amount is 10 million won and the number of STO issuances is 500, the STO price is 20,000 won. When the total variable STO amount increases to 15 million won, the number of variable STO issuances can be calculated as 750 based on the total variable STO amount of 15 million won and the fixed STO price of 20,000 won, and the number of STO issuances is compared with the number of variable STO issuances. It can be seen that the number of variable STO issuances is large.

Therefore, as shown in (B) of FIG. 14, when the total STO amount and the number of STO issuances (A) are determined in the service server 1000, the issuer can issue STO as much as A. Afterwards, when the number of variable STO issuances is determined at point T, the issuer can perform additional issuance for a portion (B-C) of the number of STO issuances. In other words, B-C may correspond to the difference between the number of STOs issued and the number of variable STOs issued.

Figure 15 schematically shows the detailed steps of the distribution proceeds derivation step (S230) according to an embodiment of the present invention.

As shown in FIG. 15, the distribution proceeds derivation step (S230) is a sales and purchase process in which sales information and purchase information generated at an opened business are received from the business terminal 3000 by the service server 1000. Information reception step (S400); A profit calculation step (S410) in which profit is calculated by the service server 1000 based on the sales information and the purchase information; A STO number reception step (S420) in which the number of STOs for the business held by the investor is received from the STO transaction server (2000) by the service server (1000); and a distribution profit calculation step (S430) in which the service server 1000 derives the distribution profit for the corresponding investor based on the number of STOs and the profit.

In step S400, the service server 1000 may receive sales information and purchase information from the business terminal 3000. The sales information and the purchase information may be information that occurred during a preset period of time after the business opened. The preset period may be specified on the smart contract when issuing an STO. The sales information and the purchase information may be included in the bulletin information, and each time the sales information and the purchase information are received from the business terminal 3000, the bulletin information can be updated based on the information.

In step S410, the service server 1000 may calculate profits based on the sales information and the purchase information. The method of calculating the above profits can be specified in the smart contract when issuing STO.

In step S420, the STO transaction server (2000) can calculate the investors holding the STO of the relevant business and calculate the number of STOs held by the investor. The service server 1000 can receive the number of STOs held by the investor from the STO transaction server 2000. The number of STOs may have the same meaning as the percentage of shares held by the investor in the total number of issued STOs. The timing of calculating the number of STOs may follow the regulations specified in the smart contract.

In step S430, the distribution proceeds to the relevant investor can be derived based on the number of STOs and the proceeds. The distribution proceeds may be disclosed in posted information, and the method of deriving the distribution proceeds may be specified in the smart contract.

The distribution proceeds may correspond to intangible goods that can be exchanged for other goods or tokens, points, virtual currency, money, or elements equivalent to money in a system external to the service server 1000.

Figure 16 schematically shows a display screen on a user terminal according to the entire business site information provision step according to an embodiment of the present invention.

The user terminal may be a terminal used by a user, and the user may correspond to a manager, business operator, investor, or partner company.

In the present invention, STO funding may mean that a business operator provides information about the business to prospective investors and sells STOs issued by the issuer to investors. STO funding can be effective in raising start-up funds from STO sold to investors.

Figure 16 corresponds to a diagram in which the entire business site information provision step of the present invention is implemented by an application or web page, and is only an example and not limited thereto.

As shown in FIG. 16, the screen of the user terminal displayed in the entire workplace information provision step includes a search layer (L1) that can set a plurality of search filters according to the characteristics of the workplace; Theme layer (L2), which contains a list classifying businesses according to theme; and a workplace overview layer (L3) that includes a summary of posted information about one or more workplaces, and the search filter and search term can be input by operation on the user terminal.

The screen displayed on the user terminal in the entire business site information provision stage may include a search layer (L1), theme layer (L2), business overview layer (L3), first photo element (E1), and second photo element (E2). You can.

The screen displayed in the entire business site information provision step may correspond to the initial screen of the application or web page according to the present invention.

The search layer (L1) can set a plurality of search filters according to the characteristics of the business site. The search filter may include “franchise contract” and “individual entrepreneurship” depending on the type of business start-up, and may include “major category,” “medium category,” and “small category” depending on the type of item in the business. The major classification may correspond to a business type, the middle classification may correspond to an industry, and the minor classification may correspond to an item. For example, the major category may correspond to restaurants, the middle category may correspond to Korean food, and the minor category may correspond to meat restaurants. The above major, medium, and small category filters can only be applied to businesses that have maintained items.

In addition, the search filter may include “preparing” and “opening completed” according to before and after opening, and “item available, before lease”, “item available, leased”, “item not available” for item and rental status. , before lease,” and “item u, lease wan.” The above “Item U, Before Lease” indicates that only the business item has been decided and the state before the location lease contract. “Item U, Lease Completed” indicates that only the business item has been decided and the location lease contract has been completed. “Item No, Before Lease” refers to the business item. A state where no decision has been made and the location lease contract has been completed, “No item, lease completed” may correspond to a state where the business item has not been decided and the location lease contract has been completed.

The theme layer (L2) may be a layer for promoting business sites according to a theme. For example, it may correspond to rankings for specific items such as profit ranking 10, sales ranking 10, deadline imminent, popularity 10, hot item, etc. When one of the theme layers is selected, a photo of the business according to the theme of the list may be displayed in the second photo element (E2) below. For example, if the yield ranking 10 is selected, the 10 yield rankings can be displayed in order in the second photo element (E2).

The business overview layer (L3) may correspond to a layer that promotes to users (preferably investors) to sell the STO for the business held by the issuer. Therefore, it may include an overview (summary) of the posted information of the relevant business to be provided to the user.

The business overview layer (L3) includes a photo of the business, the major, medium, and small categories of the business, and the STO sales rate of the business (can be calculated based on the amount held by the investor compared to the number of STO issuances or variable STO issuances) , may include the remaining period of the STO funding.

The initial business overview layer (L3) can display a business overview for a plurality of pre-set business places, and the business overview for a plurality of business places can be displayed according to the information entered by the user in the search layer (L1). .

When a specific workplace overview is selected in the workplace overview layer (L3), the detailed workplace information provision step can be performed.

Figure 17 schematically shows a display screen on a user terminal according to the detailed business location information provision step according to an embodiment of the present invention.

In the detailed workplace information provision stage, the items of posted information for the relevant workplace can be displayed in general.

Figure 17 corresponds to a diagram in which the detailed business location information providing step of the present invention is implemented by an application or web page, and is only an example and not limited thereto.

As shown in Figure 17, the screen of the user terminal displayed in the detailed business information provision step is a mode layer including a funding mode that can be selected by an investor and an operation mode that can be selected by a business operator or manager. ; An item layer that displays a list of one or more item information contained in posting information; A first dashboard layer that displays a list of module information among the item information; And a second dashboard layer that displays the funding progress, including the STO sales volume and STO sales trend of the business site. In the operation mode, the posted information can be updated by the business operator or manager.

The screens displayed on the user terminal in the detailed workplace information provision stage are mode layer (L4), item layer (L5), first dashboard layer (L6), second dashboard layer (L7), bulletin board layer (L8), and summary. It may include an information element (E3), a third photo element (E4), a funding time element (E5), and a community element (E6).

The mode layer (L4) may include “funding mode” and “operation mode” and can be used according to the classification of the logged in ID or the connected terminal. The funding mode can be used by all users, and the operation mode can be selected only by administrators and business operators among the users. That is, in the funding mode, the information displayed in the detailed business information provision step can be viewed, and in the operation mode, the information displayed in the detailed business information provision step can be viewed, posted, and modified (updated).

The item layer (L5) can display a list of one or more item information included in the posting information, and when the item layer is selected, an item information layer (not shown) that displays the corresponding item information can be displayed. The item layer (L5) contains items, rental information, cost plan information, one or more items, module information, business site overview information, business information, IR data, STO detailed information, commercial area analysis, industry item analysis, profit rate analysis, exchange trends, etc. It may include all information about the business (preferably information included in the posted information). When one of the item layers is selected, a detailed item information providing step may be performed to display detailed item information of the corresponding item layer.

The item, the rental information, the cost plan information, one or more items, the module information, the business overview information, and the business information may be included in the initial business plan information or/and the updated business plan information.

The STO detailed information may include all information on the issuance of STO, such as the total STO amount, number of STO issuances, total variable STO amount, number of variable STO issuances, STO sales rate, and smart contracts for STO, and the exchange trends are closely related to the issuer and investors. Information according to the transaction can be received and displayed on the STO transaction server (2000).

The commercial area analysis, industry item analysis, and profit rate analysis may be information included in evaluation information received by the manager and/or posted by the business operator.

The first dashboard layer (L6) and the second dashboard layer (L7) can display an overview or list of the relevant item information among the item information of the posted information, and the first dashboard layer and the second dashboard layer If you select an overview or list of the relevant item information, you can display the detailed item information provision stage that displays the detailed information of the relevant item information.

An overview or list of item information to be displayed on the first dashboard layer (L6) and the second dashboard layer (L7) can be selected by an administrator or business operator, and preferably the first dashboard layer is In the list of module information, the second dashboard layer can display an overview of the exchange trends.

When the information displayed on the first dashboard layer is module information, a list of one or more module information may be displayed on the first dashboard layer, preferably rental information, interior information, mechanical equipment information, and fixtures. Information, signage and force information, raw material information, marketing information, human resources information, and sales item information can be displayed. Additionally, a bar indicating the overall completion rate may be displayed depending on whether one or more pieces of module information are completed. When a list of specific module information is selected among one or more module information, a detailed item information provision step displaying the corresponding module information may be displayed. The module information may mean detailed information of module information corresponding to the list of module information.

If the information displayed on the second dashboard layer is an exchange trend, the second dashboard layer may include a graph showing STO sales by date and a purchase graph by age, and a bar indicating the STO sales rate may be displayed. You can. If you select the second dashboard layer, a detailed item information provision step that displays detailed information on exchange trends can be displayed.

The bulletin board layer (L8) may include “QnA”, “1:1 Inquiry” corresponding to questions and answers about the business, and “Community” where users can post posts.

When the mode layer (L4) is in “funding mode,” users (preferably investors and partners) can write questions in “QnA” and “1:1 Inquiry” above, and the mode layer (L4) is in “funding mode.” In the case of “operation mode”, answers to the questions of “QnA” and “1:1 inquiry” can be written, the answers can be written by the business operator or/and the manager, and the community is the investor or/ and partner companies can post opinions about funding, such as support for the business site and the reason they participated in funding, and these can be displayed on the community element (E6).

The summary information element (E3) is an element that displays summary information about the business site selected by the user in the overall business site information provision step, and the summary information includes major category, middle category, small category, rental information, business type, and scheduled opening date. , may include the number of STO issuances or variable STO issuances, and the total STO amount or total variable STO amount.

The third photo element (E4) may display a photo of the relevant business location.

The funding time element (E5) can display the remaining funding time in days, hours, and seconds.

Figure 18 schematically shows a display screen on a user terminal according to the detailed item information provision step according to an embodiment of the present invention.

The detailed item information provision step is a step of displaying detailed information on the item information selected by the user in the detailed business information provision step.

Figure 18 corresponds to a diagram in which the interior information is displayed on the user terminal by selecting the interior information list from the list of module information in the first dashboard layer (L6) in Figure 17, and the detailed item information provision step of the present invention is performed by an application or It corresponds to a drawing implemented by a web page, and is only an example and is not limited thereto.

As shown in FIG. 18, the screen of the user terminal displayed in the detailed item information providing step includes a detailed plan layer (L9) that displays a detailed plan of the item information; Proposal participation layer (L10-1) that displays a list of partner companies that participated in the proposal for the relevant item information; A proposal summary layer (L10-2) that displays a summary of proposal information for each proposal from the list of partner companies included in the proposal participation layer; A proposal information layer (L10-3) that displays the proposal information including a photo or plan of the proposal information selected in the proposal detail layer; A voting information layer (L10-4) that displays the average evaluation score, evaluation opinion, and voting layer that can grant the evaluation score to the partner company of the proposal information selected in the proposal detail layer; An opinion layer (L11-1) that allows you to present an opinion on the proposal information selected in the proposal detail layer and chat with the corresponding partner company of the proposal information; and an input window layer (L11-2) for inputting opinions and chatting into the opinion layer.

The screen displayed on the user terminal in the detailed item information provision stage is the detailed plan layer (L9), proposal participation layer (L10-1), proposal summary layer (L10-2), proposal information layer (L10-3), and voting information layer. (L10-4), opinion layer (L11-1), input window layer (L11-2), quote layer (L13), summary information element (E3), and funding time element (E5).

The detailed plan layer (L9) can display the detailed plan of the corresponding item information. The detailed plan may be in various forms, such as an image or plan containing what the business operator wants to implement for the business site. Therefore, it can be effective in allowing partners or/and investors to view the detailed plan layer (L9) and make opinions and suggestions. When the detailed plan layer (L9) is selected, a detailed plan original display layer (not shown) that displays the original form of the detailed plan can be displayed. For example, if the detailed plan posted on the detailed plan layer (L9) selected by the user is an image, the original image may be displayed.

The proposal participation layer (L10-1) can display a proposer list, which is a list of proposers including partners and investors who have participated in proposals for the relevant item information. The proposer list may include the proposer's name, proposal estimate, and evaluation score for the proposer.

The proposal summary layer (L10-2) can display a summary of the proposal information of the proposer included in the proposer list of the proposal participation layer (L10-1), and further displays the information contained in the corresponding layer by scrolling. can do.

The summary of the proposal information may include a photo of the proposal information and a summarized plan of the proposal information. The proposal information may correspond to information derived by the proposer based on the detailed plan.

The proposal information layer (L10-3) may display the proposal information for the proposal selected in the proposal detail layer. The proposal information may correspond to the original summary of the proposal information, and the proposal information may include various forms such as photos and plans.

The voting information layer (L10-4) can display a voting layer (not shown) that can grant the average evaluation score, evaluation opinion, and evaluation score to the relevant partner company or/and investor selected in the proposal detail layer. .

The voting layer (not shown) can only be selected by business operators who have experience collecting proposals from the relevant proposer and investors who hold the STO of the relevant business, and can assign an evaluation score to the relevant proposer and post proposal opinions.

The evaluation score, the average evaluation score of the proposal opinion, and the evaluation score in the voting layer (not shown) may be displayed in the voting information layer, and the voting information layer may display more information contained in the layer by scrolling. It can be displayed.

The voting information layer can be disclosed to investors who hold the STO of the relevant business.

In the opinion layer (L11-1), you can chat with the proposer who made the proposal selected in the proposal detail layer. Participants in the opinion layer may be partners or/and investors who made the proposal selected in the proposal detail layer, operators of the relevant business, and investors holding the STO of the relevant business. In the opinion layer (L11-1), opinions on the proposal can be expressed, which has the effect of enabling a rational choice based on collective intelligence.

The opinion layer may correspond to a layer that performs the opinion exchange step.

The input window layer (L11-2) can input opinions (chat) into the opinion layer (L11-1).

From the above quotation layer (L13), you can download the standard quotation corresponding to the relevant item information.

The summary information element (E3) is an element that displays summary information about the item information selected in the detailed business information provision step, and the summary information includes major classification, medium classification, small classification, rental information, business type, scheduled opening date, and The budget for the relevant item information may be included.

The funding time element (E5) can display the remaining funding time in days, hours, and seconds.

Figure 19 schematically shows the internal configuration of a computing device according to an embodiment of the present invention.

The service server 1000 shown in FIG. 1 described above may include components of the computing device 11000 shown in FIG. 19 above.

As shown in FIG. 19, the computing device 11000 includes at least one processor 11100, a memory 11200, a peripheral interface 11300, and an input/output subsystem ( It may include at least an I/O subsystem (11400), a power circuit (11500), and a communication circuit (11600).

The memory 11200 may include, for example, high-speed random access memory, magnetic disk, SRAM, DRAM, ROM, flash memory, or non-volatile memory. there is. The memory 11200 may include software modules, instruction sets, or other various data necessary for the operation of the computing device 11000.

At this time, access to the memory 11200 from other components such as the processor 11100 or the peripheral device interface 11300 may be controlled by the processor 11100. The processor 11100 may be composed of a single processor or a plurality of processors, and may include GPU and TPU type processors to improve calculation processing speed.

The peripheral interface 11300 may couple input and/or output peripherals of the computing device 11000 to the processor 11100 and the memory 11200. The processor 11100 may execute a software module or set of instructions stored in the memory 11200 to perform various functions for the computing device 11000 and process data.

The input/output subsystem 11400 can couple various input/output peripheral devices to the peripheral interface 11300. For example, the input/output subsystem 11400 may include a controller for coupling peripheral devices such as a monitor, keyboard, mouse, printer, or, if necessary, a touch screen or sensor to the peripheral device interface 11300. According to another aspect, input/output peripheral devices may be coupled to the peripheral interface 11300 without going through the input/output subsystem 11400.

Power circuit 11500 may supply power to all or some of the terminal's components. For example, power circuit 11500 may include a power management system, one or more power sources such as batteries or alternating current (AC), a charging system, a power failure detection circuit, a power converter or inverter, a power status indicator, or a power source. It may contain arbitrary other components for creation, management, and distribution.

The communication circuit 11600 may enable communication with another computing device using at least one external port.

Alternatively, as described above, if necessary, the communication circuit 11600 may include an RF circuit to transmit and receive RF signals, also known as electromagnetic signals, to enable communication with other computing devices.

This embodiment of FIG. 19 is only an example of the computing device 11000, and the computing device 11000 omits some components shown in FIG. 19, further includes additional components not shown in FIG. 19, or 2 It may have a configuration or arrangement that combines more than one component. For example, a computing device for a communication terminal in a mobile environment may further include a touch screen or a sensor in addition to the components shown in FIG. 19, and may include various communication methods (WiFi, 3G, LTE) in the communication circuit 1160. , Bluetooth, NFC, Zigbee, etc.) may also include a circuit for RF communication. Components that can be included in the computing device 11000 may be implemented as hardware, software, or a combination of both hardware and software, including an integrated circuit specialized for one or more signal processing or applications.

The device described above may be implemented with hardware components, software components, and/or a combination of hardware components and software components. For example, devices and components described in embodiments may include, for example, a processor, a controller, an arithmetic logic unit (ALU), a digital signal processor, a microcomputer, a field programmable gate array (FPGA), etc. , may be implemented using one or more general-purpose or special-purpose computers, such as a programmable logic unit (PLU), microprocessor, or any other device capable of executing and responding to instructions. The processing device may execute an operating system (OS) and one or more software applications running on the operating system. Additionally, a processing device may access, store, manipulate, process, and generate data in response to the execution of software. For ease of understanding, a single processing device may be described as being used; however, those skilled in the art will understand that a processing device includes multiple processing elements and/or multiple types of processing elements. It can be seen that it may include. For example, a processing device may include a plurality of processors or one processor and one controller. Additionally, other processing configurations, such as parallel processors, are possible.

Software may include a computer program, code, instructions, or a combination of one or more of these, which may configure a processing unit to operate as desired, or may be processed independently or collectively. You can command the device. Software and/or data may be used by any type of machine, component, physical device, virtual equipment, computer storage medium or device to be interpreted by or to provide instructions or data to a processing device. , or may be permanently or temporarily embodied in a transmitted signal wave. Software may be distributed over networked computing devices and stored or executed in a distributed manner. Software and data may be stored on one or more computer-readable recording media.

The method according to the embodiment may be implemented in the form of program instructions that can be executed through various computer means and recorded on a computer-readable medium. The computer-readable medium may include program instructions, data files, data structures, etc., singly or in combination. Program instructions recorded on the medium may be specially designed and configured for the embodiment or may be known and available to those skilled in the art of computer software. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks, and magnetic tapes, optical media such as CD-ROMs and DVDs, and magnetic media such as floptical disks. -Includes optical media (magneto-optical media) and hardware devices specifically configured to store and execute program instructions, such as ROM, RAM, flash memory, etc. Examples of program instructions include machine language code, such as that produced by a compiler, as well as high-level language code that can be executed by a computer using an interpreter, etc. The hardware devices described above may be configured to operate as one or more software modules to perform the operations of the embodiments, and vice versa.

As described above, although the embodiments have been described with limited examples and drawings, various modifications and variations can be made by those skilled in the art from the above description. For example, the described techniques are performed in a different order than the described method, and/or components of the described system, structure, device, circuit, etc. are combined or combined in a different form than the described method, or other components are used. Alternatively, appropriate results may be achieved even if substituted or substituted by an equivalent.

Therefore, other implementations, other embodiments, and equivalents of the claims also fall within the scope of the claims described below.

According to one embodiment of the present invention, by displaying the summarized posted information of one or more businesses, it is possible to exert a promotional effect for one or more businesses that want to issue an STO.

According to one embodiment of the present invention, in the entire business site information provision stage, an index layer including a list classifying business places according to theme is displayed on the screen, which has the effect of providing various information to investors.

According to one embodiment of the present invention, a search filter can be set on the screen displayed in the entire business site information provision step, so that the investor can search for a business location according to the characteristics of the business location in which he or she wishes to invest.

According to one embodiment of the present invention, in the detailed business information provision stage, the first dashboard layer displays whether the module information has been completed, so it is possible to inform investors and partners about which module information opinions and suggestions can be made. It can be effective in informing and visually informing the progress of business opening.

According to one embodiment of the present invention, in the detailed item information provision stage, a list of partner companies participating in the proposal and a summary of the proposal information are displayed, thereby enabling efficient review of the proposal.

According to one embodiment of the present invention, in the detailed item information provision stage, the business operator can receive opinions and suggestions about the workplace, so that collective intelligence can be used to derive updated workplace plan information that is better than the initial workplace plan information, thereby saving start-up funds. It can be effective.

According to one embodiment of the present invention, since investors can exchange opinions about the business they have invested in, it is possible to encourage active participation of investors.

According to one embodiment of the present invention, by issuing an STO for a business, the business operator can raise start-up funds for the business, making it a useful financing method that can raise direct funds in addition to the existing indirect funding method. The addition can have the effect of actively improving the startup environment.

According to one embodiment of the present invention, operators can start a business in a distributed manner without concentrating on one business site by securing start-up funds through the issuance of STO, thereby creating a virtuous cycle start-up environment in which a business can recover even if it fails due to risk diversification. It can be effective.

According to one embodiment of the present invention, investors can overcome temporal and geographical restrictions and exert the effect of investing in business sites in other regions, other regions, and other countries.

According to one embodiment of the present invention, business owners can receive opinions and suggestions about the workplace, so they can exert collective intelligence to derive updated workplace plan information that is better than the initial workplace plan information, which has the effect of saving start-up funds. You can.

According to one embodiment of the present invention, while entering initial business plan information, a business operator can fill in parts that the business owner did not think of or have the effect of making the business start-up plan more specific.

According to one embodiment of the present invention, through exchange of opinions and suggestions, business owners can share start-up information, know-how, etc., and proceed with start-up based on the process of module information, so that start-up can proceed even without contracting with the franchise headquarters. It can be effective as a start-up helper.

According to one embodiment of the present invention, since the initial business plan information and business value information are reviewed by the manager to derive evaluation information, it is possible to issue an STO based on realistic evaluation information for the business site.

According to one embodiment of the present invention, posting information on the business location is disclosed and the history of updates to the posting information is also disclosed, providing investors with transparent information about the business location, including information on expenditures for starting a business. It can exert the effects it can provide.

According to one embodiment of the present invention, the blockchain-based smart contract discloses transparent information about transaction details and traders about the STO of the relevant business, so it can have the effect of securing reliability.

According to one embodiment of the present invention, in the process of transparently disclosing information about operations, a business operator can diagnose the management status in real time and exert the effect of improving business through efficient and transparent operation.

According to an embodiment of the present invention, small investments are possible following the issuance of STO, thereby lowering the investment entry barrier and demonstrating the effect of a new financial means that allows easy investment in daily life.

Claims (6)

As a method of providing information about start-up businesses where STOs performed on the service server are issued,
The STO is,
By the service server, the total STO amount and the number of STO issuances for the business are determined based on the evaluation information received from the administrator terminal and calculated based on the initial business plan information, and by the STO transaction server, the total STO amount is determined. and is issued based on the number of STO issuances,
The method of providing the above information is,
By the STO transaction server, transactions of STO owned by the issuer to investors and transactions of STO between investors are performed, and by the service server, posted information including the above initial business plan information is made public, and according to user input. Including the STO initial trading stage of updating,
The STO initial trading stage is,
A step of displaying summarized posted information of one or more workplaces by the service server and providing information on all workplaces;
A detailed business location information providing step of displaying, by the service server, a list of item information included in the posted information about the business location; and
It includes a detailed item information providing step of displaying, by the service server, the relevant item information contained in the posted information for the relevant workplace,
The detailed item information provision step is,
By a service server, an investor terminal of an investor who owns the STO;, a partner terminal of a partner company that provides services necessary for starting a business; And an opinion exchange step of receiving opinions or suggestions based on the posted information of the business from a user terminal including the business terminal; A method of providing information about a start-up business where an STO is issued, including a.
In claim 1,
The user,
Including investors who own the STO, outsiders including partners who provide services necessary for starting a business, and the business operator,
The above posted information is,
It is disclosed including one or more item information, and the item information includes the initial business plan information or updated business plan information in which the initial business plan information is updated, STO detailed information that is information about the STO, and the evaluation information, and A method of providing information about a start-up business where an STO is issued, which is updated as item information is updated and includes a history of updates.
In claim 1,
The screen of the user terminal displayed in the entire business site information provision step is,
Search layer that can set multiple search filters according to the characteristics of the workplace;
An index layer containing a list that classifies businesses according to theme; and
A business overview layer containing a summary of posted information for one or more business places,
A method of providing information about a start-up business where an STO is issued, in which the search filter and search term can be entered by operation on the user terminal.
In claim 1,
The screen of the user terminal displayed in the detailed business information provision step is,
A mode layer including a funding mode that can be selected by an investor and an operation mode that can be selected by a business operator or manager;
An item layer that displays a list of one or more item information contained in posting information;
A first dashboard layer that displays a list of module information among the item information; and
It includes a second dashboard layer that displays the funding progress including the STO sales volume and STO sales trend of the business site,
A method of providing information about a start-up business where an STO is issued, in which the posted information can be updated by the business operator or manager in the above operation mode.
In claim 1,
The screen of the user terminal displayed in the detailed item information provision step is,
Detailed plan layer that displays the detailed plan of the relevant item information;
A proposal participation layer that displays a list of partner companies that participated in proposals for the relevant item information;
A proposal summary layer that displays a summary of proposal information for each proposal from the list of partner companies included in the proposal participation layer;
A proposal information layer that displays the proposal information including a photo or plan of the proposal information selected in the proposal detail layer;
A voting information layer that displays the average evaluation score, evaluation opinion, and voting layer that can grant the evaluation score for the partner company of the proposal information selected in the proposal detail layer;
An opinion layer that allows you to present an opinion on the proposal information selected in the proposal detail layer and chat with the corresponding partner company of the proposal information; and
A method of providing information about a start-up business where an STO is issued, including an input window layer for entering opinions and chatting in the opinion layer.
As an information provision system for start-up businesses where STOs executed on the service server are issued,
The STO is,
By the service server, the total STO amount and the number of STO issuances for the business are determined based on the evaluation information received from the administrator terminal and calculated based on the initial business plan information, and by the STO transaction server, the total STO amount is determined. and is issued based on the number of STO issuances,
The information provision system is,
By the STO transaction server, transactions of STO owned by the issuer to investors and transactions of STO between investors are performed, and by the service server, posted information including the above initial business plan information is made public, and according to user input. Includes an STO initial trading department that updates,
The STO initial trading department,
The service server displays summarized posted information for one or more workplaces and provides information to all workplaces;
A detailed business information provision unit that displays, by the service server, a list of item information included in the posted information about the business location; and
It includes a detailed item information provision unit that displays, by the service server, the relevant item information contained in the posted information for the relevant workplace;
The detailed information provision department above,
By the service server, the investor terminal of the investor who owns the STO; A partner terminal of a partner company that provides services necessary for starting a business; And an opinion exchange unit that receives opinions or suggestions based on the posted information of the business from a user terminal including the business terminal; An information provision system for a start-up business where an STO is issued, including a.

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