KR101927516B1 - System for transaction service of noble metal applying virtual money - Google Patents

Abstract

The invention provides a precious metal transaction service system to which a cryptocurrency is applied. The system comprises: at least one user terminal connectable to a network; and a management server which is connected to the user terminal through a network to provide product information of one or more precious metals and supports purchase or rewards for precious metals within points, that is cryptocurrencies owned by a user who is registered as a member, wherein the management server comprises: an agreed purchase price setting unit for setting an agreed purchase price of each of the precious metals; and a point refund unit for, when rewards of a precious metal purchased or exchanged by a user is performed, refunding the agreed purchase price set by the agreed purchase price setting unit to a user. Therefore, a user can freely exchange within points owned by himself/herself without needing to pay for the purchase cost, and a seller can make a profit by charging money exchanged for the rewards and can thus have an advantage obtained by combining the merits of purchasing and renting.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a transaction service system for a precious metal,

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a transaction service system for a precious metal, and more particularly, to a system and a method for processing a precious metal purchased and exchanged freely in points owned by a user, The present invention relates to a transaction service system of a precious metal applying a virtual currency which enables a user to make a transaction.

Today, the breakthrough of information technology (IT) not only dramatically improves the efficiency of work, but also changes the daily life of the general public. One of them is online shopping mall system through wired / wireless network. The online shopping mall system is a system in which electronic commerce is carried out between companies or between a company and a customer, and the system is applied to online electronic commerce technology.

In general, the online shopping mall system is capable of performing all commerce activities including contracts, orders, billing and payment through the internet network, and a general consumer can purchase goods through virtual shops on the Internet.

In general, when a consumer accesses a shopping mall system using a consumer terminal such as a personal computer, a notebook, or a smart phone, the shopping mall system transmits a list of a plurality of products registered in the database to the consumer terminal through the consumer terminal And selects one of the products in the list to display details of functions, prices, sales conditions, and the like of the selected products. At this time, when the user selects the purchase and performs the online payment, the consumer information and the payment information including the name of the product and the consumer, the address, and the telephone number are stored.

In particular, the seller providing various contents services based on the network develops and provides contents that can attract users and attract advertisers to activate the site or secure a large number of members.

One of them is that by introducing a point or mileage system on many sites, users who earn points or miles can earn points whenever a user who is a member visits the site, or in the case of a shopping mall, And accumulate a certain amount of money by point or mileage.

This point or mileage service means a service that allows a general customer to pay a portion of a commodity price as a point accumulated or given in advance when making a payment at a specific business or shopping mall. With this point service, there is an advantage that it is possible to minimize the departure of the customer from the point of view of the seller, to increase the purchase amount of the customer and to induce the continuous repurchase, and as a point of the customer, .

However, the accumulated points or mileage are neglected by the user's indifference, and most of the shopping malls are able to pay some amount of points when purchasing goods.

When paying a portion of a payment amount in a shopping mall, the point is utilized well, but in general, the point is left as it is. That is, the point is not utilized well.

On the other hand, in the case of precious metals such as gold jewelery in commerce transactions, it is often the case that the price is high, the trend is over, the proof is felt during use, or the pendant, cubic, or stones are left out of the drawer or jewelry box. More than gold prices can not be compensated, so they have to be disposed of at low prices.

As a result, consumers are choosing to buy gold jewelery carefully, which means they are not influenced by trends, but they buy jewelry that can be worn every day in a basic design that can fit anywhere, narrowing the range of choices.

In other words, the buyer had to bear the risk of gold price, design trend, maintenance and so on.

In addition, gold jewelery is mostly small-sized company, and it has a custom-made industrial behavior. In production, manual labor and significant distribution margins occur, so the actual gold value portion in gold jewelery is low. When you sell, you will only receive gold.

However, the cost of reworking pre-owned jewelery as a new product is so low that the actual depreciation of the precious jewelery itself is rare, but there is also the problem that there is a trading system that professionally trades used jewelery.

Korean Patent Publication No. 10-2009-0020372 Korean Patent Publication No. 10-2004-0064073

SUMMARY OF THE INVENTION The present invention has been proposed in order to solve the above-described problems of the prior art. The present invention provides a method for purchasing a precious metal within a point held by a user, and returning a precious metal used for compensation exchange, It is possible not only to purchase and exchange the precious metal freely within the points held by the user but also to return the used precious metal to the new product grade through rework so that the user can purchase the secondhanded product at a discounted rate at a certain rate, The purpose of this study is to provide a transaction service system of a precious metal that can combine the benefits of lending and lending, as well as induce trading of second hand products.

According to another aspect of the present invention, there is provided a transaction service system for a precious metal to which a virtual currency is applied, comprising: at least one user terminal connectable to a network; And a management server connected to the user terminal through a network to provide product information on one or more precious metals and to support purchase or reward exchange of a precious metal within a virtualization close point of a user registered as a member, The management server comprises: a contract purchase price setting unit for setting a purchase price of each of the precious metals; And a point refund unit for refunding the purchase price set by the purchase price setting unit to the user at the time of the compensation exchange of the precious metal purchased or redeemed by the user.

In the transaction service system for a precious metal to which the virtual currency of the present invention is applied, the contract purchase price set by the contract purchase price setting unit may be 100% of the purchasing points purchased by the user at the purchase of the precious metal or the compensation exchange .

In the transaction service system for a precious metal to which the virtual currency of the present invention is applied, the management server includes: a user authentication unit for verifying the login information of the user and authenticating the member; A user information management unit for storing and managing personal information of the user, and a purchase / exchange information management unit for storing and managing the purchase and compensation exchange information of the user.

In the transaction service system for a precious metal to which the virtual currency of the present invention is applied, the management server comprises: an exchange money book which is settled according to a purchase point of the precious metal; A exchange money settlement request unit for requesting the user terminal for settlement of exchange money set by the exchange money government when a compensation exchange of a precious metal purchased or exchanged by a user is made; And an exchange money settlement unit for making an exchange fee payment request to the user terminal by the exchange money settlement request unit.

In the transaction service system for a precious metal to which the virtual currency of the present invention is applied, the management server includes a point charging unit for charging a user's holding point; A point settlement unit in which the user processes payment at the point charging unit in the point charging unit; And a point management unit for managing charging, exhaustion, compensation, and refund of the user's holding points.

In the transaction service system for a precious metal to which the virtual currency of the present invention is applied, the management server includes a second hand registration unit for registering product information of the second hand precious metal after reworking and postprocessing after the compensation exchange; And a second hand evaluation unit for classifying the second hand according to the state of the second hand noble metal, wherein the second hand registering unit sets a purchase point of the second hand noble metal at a differential discount according to the classification classified by the second hand evaluation unit .

In the transaction service system of a precious metal to which the virtual currency of the present invention is applied, the management server includes an exchange period calculating unit for calculating a user's precious metal compensation exchange period based on the user's compensation exchange information stored in the purchase / exchange information management unit; A user preference matching unit for selecting a list of precious metals favorable to the user on the basis of purchase and compensation exchange information stored in the purchase / exchange information management unit; And a selection list providing unit for providing the user terminal with a list of precious metals selected by the user preference matching unit in the user's compensation exchange period calculated by the exchange period calculating unit.

In the transaction service system for a precious metal to which the virtual currency of the present invention is applied, the management server includes a buyer search unit capable of searching for a buyer who has purchased or redeemed a precious metal of a design and size desired by the user; An exchange request notifying unit for requesting a buyer who has searched through the buyer searching unit for a compensation exchange by the user; And a point compensator for compensating a predetermined point when the buyer who received the compensation exchange request from the exchange request notification unit compensates for the noble metal purchased or exchanged for compensation.

In the transaction service system for a precious metal to which the virtual currency of the present invention is applied, the management server comprises: a wish content registering unit for registering a second hand precious metal of a design and size desired by the user as desired content; And a wish content notification unit for notifying registration information to the user terminal when the second hand precious metal registered in the wish content registering unit is registered in the second hand registering unit.

In the transaction service system of a precious metal applying the virtual currency according to the present invention, the management server includes an auction requesting unit for registering memo information such as a story or a photograph in a precious metal used by a user at the time of compensation exchange and requesting an auction; Some of the proceeds of the auction conducted in response to the auction request may include a donation earning portion accumulated for use as a donation.

According to the present invention, since the purchase price set for each of the precious metals at the time of purchase is refunded at the time of compensation exchange, the user can freely purchase, exchange and use the precious metal within the possession point, If the contract purchase price is set to 100% of the purchasing point, the user's holding point can be maintained without decreasing, so that the user can freely purchase and exchange the noble metal without limitation of the number of points .

In addition, the seller side can claim reimbursement for the reward exchange, thereby generating revenues from the reward exchange.

In addition, redeemed used precious metals can be purchased at a discounted price compared to precious metals through rework, thereby reducing the burden on the users and enabling the activation of precious metals trading.

FIG. 1 is a block diagram schematically illustrating a transaction service system of a precious metal applying a virtualization page according to an embodiment of the present invention.
2 to 10 are block diagrams illustrating a management server in a transaction service system of a precious metal to which a virtual currency is applied according to an embodiment of the present invention.
11 and 12 are flowcharts illustrating a transaction service method using a transaction service system of a precious metal to which a virtual currency is applied according to an embodiment of the present invention.

It is to be noted that the technical terms used herein have been set forth merely to illustrate specific embodiments and are not intended to limit the scope of the teachings disclosed herein. It is also to be understood that the technical terms used herein are to be interpreted in a sense that is generally understood by those of ordinary skill in the art to which the disclosure is based, unless the context clearly dictates otherwise , Should not be interpreted in an overly broad sense, or interpreted in an overestimated sense. Also, when a technical term used herein is an erroneous technical term that does not precisely express the spirit of the technology disclosed in this specification, it should be understood that technical terms that can be understood by a person skilled in the art are replaced. In addition, the general terms used in this specification should be interpreted according to context, as defined in advance, and should not be construed as overly reduced meaning.

Furthermore, the singular forms "as used herein include plural referents unless the context clearly dictates otherwise. As used herein, the terms " comprises "and / or various forms of use of the verb include, for example," comprises, "" comprising," "including, Steps, operations, and / or elements do not preclude the presence or addition of one or more other compositions, components, components, steps, operations, and / or elements. The term "and / And various combinations of these.

The terms "part," ""," ~ block ", "module ", and the like used in the entire specification may mean a unit for processing at least one function or operation. For example, a hardware component such as a software, FPGA, or ASIC. However, the meaning is not limited to software or hardware such as "to part "," to ", "to block" Modules may be configured to be addressable storage media and configured to play one or more processors.

Thus, by way of example, "to," "to "," blocks ", "modules" are intended to refer to components such as software components, object oriented software components, class components, Microcode, circuitry, data, databases, data structures, and the like, as well as components, such as processors, Tables, arrays, and variables. The functions provided in the components and in the "to, "," to ", " Quot ;, " to ", " modules ", or may be further separated from additional components by "part,"

Furthermore, terms including ordinals such as first, second, etc. used in this specification can be used to describe various elements, but the elements should not be limited by the terms. The terms are used only for the purpose of distinguishing one component from another. For example, without departing from the scope of the present invention, the first component may be referred to as a second component, and similarly, the second component may also be referred to as a first component.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. It should be understood, however, that the embodiments described herein and the configurations shown in the drawings are only a preferred embodiment of the present invention, and that various equivalents and modifications may be made thereto at the time of the present application. DETAILED DESCRIPTION OF EXEMPLARY EMBODIMENTS Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. In the following description, well-known functions or constructions are not described in detail to avoid obscuring the subject matter of the present invention. The following terms are defined in consideration of the functions of the present invention, and the meaning of each term should be interpreted based on the contents throughout this specification. The same reference numerals are used for portions having similar functions and functions throughout the drawings.

The present invention relates to a transaction service system of a precious metal to which a virtual currency is applied. When a user redeems a precious metal purchased through the present system, the user can refund the points used for the purchase, It is essential to provide a structure and method of trading system that can freely exchange and sellers combine the merits of purchasing and lending to generate revenue by claiming the exchange for compensation exchange.

FIG. 1 is a block diagram schematically illustrating a transaction service system of a precious metal applying a virtualization page according to an embodiment of the present invention.

Referring to FIG. 1, a transaction service system of a precious metal applying virtual money according to the present invention is configured such that one or more user terminals 1000 and a management server 2000 are operated in cooperation with a wired / wireless network. Although not shown in the figure, the terminal may further include a seller terminal interlocked with the management server 2000, and may include a separate DB for separately storing and managing data such as product information, user information, and payment information for the precious metal And it will be clear that such a separate DB can exist independently of the management server 2000.

The user terminal 1000 may be implemented as a known smart phone, a tablet PC, a PDA, a laptop PC, or the like capable of performing data communication through a wired or wireless network, and may be installed with various known application programs Can exchange information by connecting to a platform providing an application of the service.

The network can be used in the same sense as communication and communication network. It is a communication network which is a high speed period network of a large communication network capable of large capacity, long distance voice and data service, and can be a next generation wired and wireless network for providing Internet or high speed multimedia service. (LAN), a wide area network (WAN), a value added network (VAN), a personal area network (PAN), a mobile radio communication network ) Or satellite communication networks, and the like. The network serves to transmit signals and data between the user terminal 1000 and the management server 2000.

In one embodiment, the transaction service system of the precious metals applying the virtual money according to the present invention can be implemented as a cloud system. The user terminal 1000 can be interlocked with the management server 2000 by building hardware and software resources in a virtual cloud space and connecting the user terminal 1000 to the management server 2000.

The management server 2000 is connected to the user terminal 1000 through a network to provide goods information about a precious metal registered by the seller and can purchase or redeem the precious metal within the virtualization hold point of the user registered as a member Support.

In the transaction system according to the present invention, transactions are made at the point of virtualization closure, and the sales (purchase) amount of the precious metal is converted into sales (purchasing) points as they are. That is, the sales amount and the selling point are matched at 1: 1. For example, if the price of the necklace is \ 100,000, the user should pay 100,000 points.

Therefore, the user must purchase a point of purchase of the noble metal to be purchased before purchasing it. When the holding point is smaller than the purchasing point, the points can be charged through the point charging section to be described below, and the charging can be made after the charging.

FIG. 2 is a configuration diagram illustrating a management server in a transaction service system for a precious metal to which a virtual currency is applied according to an embodiment of the present invention.

2, the management server 2000 may include a contract purchase price setting unit 2110 for setting a contract purchase price and a point refund unit 2120 for refunding a purchase price to a user at the time of compensation exchange.

Here, the compensation exchange means that the user exchanges the precious metal purchased with the new precious metal while returning the purchase price to the user, which will be described below.

The contract purchase price setting unit 2110 sets a purchase purchase price for each precious metal sold, wherein the purchase purchase price is a refund point guaranteed when the user makes a reward exchange after purchase. That is, when a user pays 100,000 points for a particular necklace, purchases and uses the necklace, and then returns the necklace for compensation exchange, the purchaser refunds the purchase price set for the necklace to the user at the time of purchase.

At this time, the seller can set the agreed purchase price freely at a predetermined ratio of the purchase point through the agreement purchase price setting unit 2110. [

For example, if 80% of the purchase point is set at the purchase price in the purchase price setting unit 2110, the merchandise information of the necklace having the selling point of 100,000 points is listed as 80,000 points at the purchase price, The point reimbursement unit 2120 refunds 80,000 points to the user when the actual user purchases and the reward exchange is performed.

If 100% of the purchase points are set at the purchase purchase price in the purchase price setting unit 2110, the user pays 100,000 points, 100,000 points that is 100% of the purchase points are reimbursed if the compensation is exchanged after using and purchasing , The refund will be made without deduction of the purchase point.

As described above, the setting of the contract purchase price at the contract purchase price setting unit 2110 can be freely set according to the intention of the seller. Hereinafter, it is assumed that the contract purchase price is set to 100% of the selling point.

The point refund unit 2120 refunds the contract purchase price set by the contract purchase price setting unit 2110 to the user at the time of the compensation exchange of the precious metal purchased or exchanged by the user. As described above, when 100% of the purchase point is set as the purchase price, the user receives 100% of the points spent on the purchase.

Thus, since the user receives the refund of 100% of the purchasing point, the actual holding point does not fluctuate, and it acts as a kind of security deposit, so that it freely freely exchanges with other precious metals without any cost burden. Accordingly, the user can reduce the cost of purchasing new products, and can avoid the risk of design trends and maintenance.

FIG. 3 is another embodiment of the present invention. Hereinafter, description of components that are the same as those in FIG. 1 and FIG. 2 will be omitted and differences will be mainly described.

3, the management server 2000 may further include a user authentication unit 2210, a user information management unit 2220, and a purchase / exchange information management unit 2230.

The user authentication unit 2210 confirms the login information of the user and authenticates the member. If the user is not a member, the member can join the member through a separate membership process through a member subscription unit (not shown) to be described below.

The user information management unit 2220 stores and manages personal information such as a user's name, mobile phone number, and mail. The purchase / exchange information management unit 2230 stores and manages information that the user purchases or exchanges compensation.

Although not shown in the figure, the management server 2000 further includes a membership subscriber unit for receiving a membership subscription request and basic information about a user from a user who intends to use the system according to the present invention and performing a preset membership subscription procedure . Accordingly, the user can go through a predetermined membership subscription procedure through a program or an application provided in the management server 2000. In this process, the information input by the user into the program or the application is stored in the user information And may be stored in the management unit 2220. At this time, the management server 2000 can pay a predetermined point to the registered user as a compensation for membership registration.

FIG. 4 is another embodiment of the present invention. Hereinafter, description of components that are the same as those in FIG. 1 to FIG. 3 will be omitted and differences will be mainly described.

Referring to FIG. 4, the management server 2000 may further include a redemption portion 2310, a redemption portion 2320, and a redemption portion 2330. 3, the exchange money book portion 2310, the exchange money payment request portion 2320, and the exchange money payment portion 2330 are added. However, I will.

The exchange money book 2310 sets an exchange fee according to the purchase point of the noble metal. The exchange center 2310 may set exchange rates corresponding to a certain ratio according to the purchase points of each of the precious metals, or may set a exchange rate according to the range of the purchase points. For example, if 20% of a purchase point is set as an exchange or \ 15,000 if the purchase point is less than 80,000 points, \ 20,000 if the purchase point is 80,000 or more but less than 150,000 points, or if the purchase point is more than 150,000 points Can be set at \ 30,000.

The exchange is a kind of fee that occurs at the time of the exchange of compensation or the reprocessing fee to secondhand goods to be described below.

The exchange money settlement request unit 2320 requests the user terminal 1000 to settle the exchange money set by the exchange money book administration unit 2310 at the time of the compensation exchange of the precious metal that the user has purchased or exchanged compensation, The settlement unit 2330 processes the exchange payment requested by the user terminal 1000 in the exchange fee settlement request unit 2320.

In the present embodiment, the exchange money is not a method of subtracting from the user's holding point but a method of paying the fee separately from the point. It goes without saying that, of course, the exchange can also be done in a way that is subtracted from the user's holdings.

In this way, by claiming a separate exchange fee according to the purchase point, the seller can generate a profit from the compensation exchange.

As described above, the precious metal trading service system according to the present invention corresponds to a new commerce business model that combines advantages of purchasing and renting.

FIG. 5 is another embodiment of the present invention. Hereinafter, description of components that are the same as those in FIG. 1 to FIG. 4 will be omitted and differences will be mainly described.

5, the management server 2000 may further include a point charging unit 2410, a point settlement unit 2420, and a point management unit 2430. However, although the components are added in Fig. 4 in the drawings, the components added to Fig. 2 or Fig. 3 may also be added.

The point charging unit 2410 charges the user's holding point and the point payment unit 2420 processes the payment when the user charges the point in the point charging unit 2410. The point management unit 2430 receives the point , Recharging, depletion, reimbursement, and compensation of points held by the user.

If the user purchases a precious metal or the compensation exchange has a holding point equal to or greater than the selling point of the precious metal, the user's holding point is deducted by the purchasing point, but if the holding point is less than the selling point, the point charging unit 2410 and the point payment unit 2420, You can apply for a purchase or reward exchange after filling the points through.

If you have a lot of precious metals and you want to redeem freely according to the trend, you will have to secure enough points by charging points.

FIG. 6 is another embodiment of the present invention. Hereinafter, description of components that are the same as those in FIG. 1 to FIG. 5 will be omitted and differences will be mainly described.

Referring to FIG. 6, the management server 2000 may further include a second hand registering unit 2510 and a second hand evaluating unit 2520. However, although the components are added in Fig. 5 in the drawing, the components added to Figs. 2 to 4 may also be added.

The second hand registration unit 2510 registers the product information of the second hand precious metal after reworking and postprocessing after the compensation exchange and registers the purchase point of the second hand precious metal as the differential discount .

The second hand evaluation unit 2520 classifies the second hand according to the state of the second hand noble metal.

For example, the second hand evaluation unit 2520 may classify the second hand precious metal that has been reprocessed as S grade (a product substantially similar to a new order product), A + grade (less inconspicuous product < ), Grade A (products with little residuals <3 mm or less> <3 mm or less>), class B (products with few residuals <3 mm or more> 2510) can set a purchase point as a point of price that discounts 20% for S + class, 25% for A + class, 30% for class A, and 40% for class B in comparison with new products.

In general, if you want to sell precious metals such as gold jewelery that you used, the actual gold value of gold jewelery is low because of manual labor and significant distribution margin. Mostly it was difficult to dispose of at a low price.

However, the cost of reworking pre-owned jewelery is very low, so there is little actual depreciation of pre-owned jewelery itself. Therefore, if it goes through a professional rework process such as polishing and post-processing rather than simple repair, it can be reborn with the same jewelry as a new product even at a small cost.

The seller will be able to cover such reprocessing costs through the exchange described above.

Second hand precious metals reworked by the second hand evaluating unit 2520 are classified into classes according to the state of the second hand, and the purchase points are differentially discounted so that the user can purchase or exchange the precious metal at a lower cost .

Thus, by reworking and selling the used jewelery, it is possible to utilize the value of the jewelery once created by exchanging among the users as efficiently as possible. In addition, As well as to facilitate the activation of precious metal trading.

FIG. 7 is another embodiment of the present invention. Hereinafter, description of components that are the same as those in FIG. 1 to FIG. 6 will be omitted and differences will be mainly described.

Referring to FIG. 7, the management server 2000 may further include an exchange period calculating unit 2610, a user preference matching unit 2620, and a selection list providing unit 2630.

The exchange period calculating unit 2610 calculates a user's precious metal compensation exchange period based on the user's compensation exchange information stored in the purchase / exchange information management unit 2230. [

The user preference matching unit 2620 selects a list of precious metals that the user prefers based on the purchase and compensation exchange information of the user stored in the purchase / exchange information management unit 2230.

The selection list provider 2630 provides the user terminal 1000 with a list of precious metals selected by the user preference matching unit 2620 in accordance with the compensation period of the user calculated by the exchange period calculating unit 2610 .

Thus, by providing the precious metal product information matched to the user's preference in accordance with the compensation exchange cycle of the user, the user can select the product, and the seller can induce the purchase or reward exchange of the precious metal to be continuously and periodically performed do.

FIG. 8 is another embodiment of the present invention. Hereinafter, description of components that are the same as those in FIG. 1 to FIG. 7 will be omitted and differences will be mainly described.

8, the management server 2000 may further include a buyer searching unit 2710, an exchange request notifying unit 2720, and a point compensating unit 2730. However, although the components are added in Fig. 7 in the drawings, the components added in Figs. 2 to 6 may also be added.

The buyer searching unit 2710 provides a user with a search for a buyer who has purchased or rewarded a precious metal product of a desired design and size.

The exchange request notifying unit 2720 may request the buyer who has searched through the buyer searching unit 2710 for compensation exchange through e-mail, a mobile phone message or SNS.

The point compensating unit 2730 compensates for a predetermined point when the buyer who has received the compensation exchange request from the exchange request notifying unit 2720 compensates for the noble metal purchased or exchanged for compensation.

In general, due to the nature of the second-hand product, it is possible to purchase only when the size suitable for the user comes out.

Accordingly, according to the present invention, a user can search for a buyer who has a desired design and size, and induce compensation exchange, so that a user can easily purchase a design and a size suitable for him or her, Is additionally provided with a predetermined point and can be exchanged with a noble metal of another design.

At this time, the reward point may be deducted from the hold point of the user who requested the exchange, or may be a point provided by the seller.

FIG. 9 is another embodiment of the present invention. Hereinafter, description of components that are the same as those in FIG. 1 to FIG. 8 will be omitted and differences will be mainly described.

Referring to FIG. 9, the management server 2000 may further include a wish content registering unit 2810 and a wish content notification number 2820.

The wish content registering unit 2810 registers the second hand precious metal of the design and size desired by the user as the desired content.

The wish content notifying unit 2820 notifies registration information to the user terminal 1000 when the second hand precious metal registered in the wish content registering unit 2810 is registered in the second hand registering unit.

8, it is possible to search for a buyer of a desired design and size and request an exchange. However, if the buyer does not respond to the exchange request, or if only the new product exists but the buyer does not yet exist, It is possible to reserve the purchase of the desired second hand precious metal.

FIG. 10 is another embodiment of the present invention. Hereinafter, description of components that are the same as those in FIG. 1 to FIG. 9 will be omitted and differences will be mainly described.

Referring to FIG. 10, the management server 2000 may further include an auction requesting unit 2910 and a contribution accumulating unit 2920. However, although the components are added in Fig. 9 in the drawings, the components added to Figs. 2 to 8 may also be added.

The auction requesting unit 2910 registers memo information such as a story, a photograph, and the like in the precious metal that the user has used during the compensation exchange, and requests the auction.

The donation fund accumulation unit 2920 may accumulate a portion of the proceeds of the auction conducted in response to the auction request for utilization as a donation.

Second hand products can be used as contents through second hand auctions because it is a product that contains memories of users. In other words, a second hand auction can be used as a jewelery-related content by capturing a lot of users who have passed through the jewelery and good memories left by them. Especially, the second hand products such as celebrities and sports stars used by the celebrities and the second hand products with the special stories are just one excellent content in themselves, and as a product value to those who want to share the memories kept in the second hand products It will appeal.

In addition, some of the proceeds from the auction will be distributed to sellers, and some of the proceeds will be contributed to social activities by being collected through the Donor Recoupment Section (2920) so that they can be used for social contribution activities.

In addition, sellers will be able to utilize them as a single content in PPL or Influencer marketing.

11 is a flowchart illustrating a transaction service method using a transaction service system of a precious metal to which a virtual currency is applied according to an embodiment of the present invention. Hereinafter, description of the contents overlapping with those of FIGS. 1 to 10 will be omitted, and differences will be mainly described.

Referring to FIG. 11, a user accesses a management server through a network to a user terminal, and performs user login through member authentication (S100). At this time, although not shown in the drawing, a user who is not a member can perform a user login after joining a member through a separate member registration procedure.

After logging in, the user searches for product information on the precious metal and, if there is a purchase intention, performs a purchase application or a compensation exchange application for the precious metal to be purchased (S210, S310).

In this case, the purchase application is to purchase a new product or second hand product without returning the precious metal purchased by the user, and the compensation exchange application means that the user returns the precious metal that has been purchased and exchanges it with another new product or second hand product.

If the user has made a purchase application (S210), if the user's holding point is equal to or more than the purchase point of the noble metal to be purchased (S220), the purchase point is subtracted from the holding point (S232) S220), and the point is charged through the point charging procedure (S231).

Thereafter, as the commission for the exchange, the settlement process is performed according to the purchase point of the noble metal (S240).

The points charging and the settlement of settlement have been described in detail above and will not be described here.

When the user performs the compensation exchange application (S310), the user returns the precious metal used by himself / herself to the seller (S320) according to a predetermined procedure, and the seller inspects the returned precious metal (S330).

In the case of inspection of the precious metal, the seller does not charge the repair fee for the simple return of the household goods or chain to the returned precious metal, or cubic zirconia is missing. However, You can claim.

Thereafter, when a refund point and a repair fee are incurred for the noble metal returned to the user terminal, the user is requested to approve the repair fee (S340). At this time, the refund point is a contract purchase price that has been set as a precious metal at the time of purchase of a precious metal by the user, and if the contract purchase price is set to 100% of the purchase point, the user receives refund of the purchase point at the time of purchase.

If the user rejects the approval request because the user does not agree with the repair fee or the like, the seller returns the precious metal returned by the user to the user (S351).

When the user accepts the approval request, the contract purchase price, which is a refund point, is refunded (S352).

If the user's holding point is equal to or greater than the purchase point of the precious metal to be purchased (S360), the purchase point is subtracted from the hold point (S372). If the hold point is less than the purchase point (S360) (S371).

Thereafter, the payment for the repair cost incurred when the repair cost occurs is processed (S380), and the settlement fee is settled according to the purchase point of the precious metal (S390)

Since the contract purchase price has been described above, a description thereof will be omitted.

Although not shown in the drawings, the method further includes a step of calculating a compensation / replacement cycle based on the compensation / replacement information of the user, and then determining the tendency of the user for each calculated compensation / replacement cycle and providing the selected user / can do.

In addition, if there is no precious metal of a desired size and design of a user, a procedure is searched for a purchaser who purchased it, a compensation exchange is requested to the purchaser, and if the compensation is exchanged according to the request, .

The method may further include a step of registering the second hand precious metal having a desired design and size in the desired content, and then providing the registered information to the user terminal when the second hand precious metal registered as the desired content is registered.

In addition, when an auction is requested while registering user's memo information at the compensation exchange, a part of the auction proceeds may further include a procedure for accumulating for utilization as a donation.

12 is a flowchart illustrating a transaction service method using a transaction service system of a precious metal to which a virtual currency is applied according to an embodiment of the present invention. Hereinafter, description of the contents overlapping with those of FIGS. 1 to 11 will be omitted, and differences will be mainly described.

Referring to FIG. 12, a user accesses a management server through a network to a user terminal, and performs user login through member authentication (S400).

After logging in, the user searches for product information on the precious metal, and if there is a purchase intention, the user makes a purchase application for the precious metal to be purchased (S410).

If the precious metal purchased and used by the user is the subject of the compensation exchange product (S420), if the sum of the commodity points (purchase points) purchased by the user, that is, the purchase price and the purchase points, If the sum of the purchased product points and the stored points is less than the purchase point of the noble metal to be purchased (S510), the point is charged through the point charging procedure (S620).

If the precious metal purchased and used by the user is not the object of the compensation exchange product (S420), if the user's holding point is not less than the purchase point of the precious metal to be purchased (S610), the purchase point is deducted from the holding point (S520) , And if the holding point is less than the purchasing point (S610), the point is charged through the point charging procedure (S620).

Thereafter, as the commission for the exchange, the settlement is made according to the purchase point of the noble metal (S530).

The user returns the precious metal used by the user to the seller according to a predetermined procedure (S540), and the seller inspects the returned precious metal (S550).

As described above, when the noble metal is inspected, the seller does not charge a separate repair fee for the returned noble metal in the case of simple life span, chain break, cubic zirconia or the like. However, In such cases, a separate repair fee may be charged.

Thereafter, if a repair fee is incurred for the returned precious metal (S560), the user is charged for the repair cost (S570) and the payment procedure is performed (S580).

It should be understood that the functional operations and subject matter implementations described herein may be implemented as digital electronic circuitry, or may be embodied in computer software, firmware, or hardware, including the structures disclosed herein, and structural equivalents thereof, . Implementations of the subject matter described herein may be implemented as one or more computer program products, i. E. One or more modules relating to computer program instructions encoded on a type of program storage medium for execution by, or control of, the operation of the processing system Can be implemented.

The computer-readable medium can be a machine-readable storage device, a machine-readable storage substrate, a memory device, a composition of matter that affects the machine readable propagation type signal, or a combination of one or more of the foregoing.

As used herein, the term " system "or" device "encompasses any apparatus, apparatus, and machine for processing data, including, for example, a programmable processor, a computer or a multiprocessor or computer. The processing system may, in addition to the hardware, comprise code that forms an execution environment for a computer program upon request, such as, for example, code comprising a processor firmware, a protocol stack, a database management system, an operating system, .

A computer program (also known as a program, software, software application, script or code) may be written in any form of programming language, including compiled or interpreted language, a priori or procedural language, Components, subroutines, or other units suitable for use in a computer environment. A computer program does not necessarily correspond to a file in the file system. The program may be stored in a single file provided to the requested program, or in multiple interactive files (e.g., a file storing one or more modules, subprograms, or portions of code) (E.g., one or more scripts stored in a markup language document). A computer program may be deployed to run on multiple computers or on one computer, located on a single site or distributed across multiple sites and interconnected by a communications network.

On the other hand, computer readable media suitable for storing computer program instructions and data include semiconductor memory devices such as, for example, EPROM, EEPROM and flash memory devices, such as magnetic disks such as internal hard disks or external disks, Non-volatile memory, media and memory devices, including ROM and DVD-ROM disks. The processor and memory may be supplemented by, or incorporated in, special purpose logic circuits.

Implementations of the subject matter described herein may include, for example, a back-end component such as a data server, or may include a middleware component, such as an application server, or may be a web browser or a graphical user, for example a user, who may interact with an implementation of the subject- Front-end components such as client computers with interfaces, or any combination of one or more of such back-end, middleware, or front-end components. The components of the system may be interconnected by any form or medium of digital data communication, such as, for example, a communications network.

While the specification contains a number of specific implementation details, it should be understood that they are not to be construed as limitations on the scope of any invention or claim, but rather on the description of features that may be specific to a particular embodiment of a particular invention Should be understood. Likewise, the specific features described herein in the context of separate embodiments may be implemented in combination in a single embodiment. Conversely, various features described in the context of a single embodiment may also be implemented in multiple embodiments, either individually or in any suitable subcombination. Further, although the features may operate in a particular combination and may be initially described as so claimed, one or more features from the claimed combination may in some cases be excluded from the combination, Or a variant of a subcombination.

It should also be understood that although the operations are depicted in the drawings in the specific order herein, it should be understood that it is to be understood that they should perform such operations in the order of their particular order or sequential order shown to obtain the desired result, Can not be done. In certain cases, multitasking and parallel processing may be advantageous. Also, the separation of the various system components of the above-described embodiments should not be understood as requiring such separation in all embodiments, and the described program components and systems will generally be integrated together into a single software product or packaged into multiple software products It should be understood.

As such, the present specification is not intended to limit the invention to the specific terminology presented. Thus, although the present invention has been described in detail with reference to the above examples, those skilled in the art will be able to make adaptations, modifications, and variations on these examples without departing from the scope of the present invention. The scope of the present invention is defined by the appended claims rather than the detailed description and all changes or modifications derived from the meaning and scope of the claims and their equivalents are to be construed as being included within the scope of the present invention do.

The scope of the present invention is not limited to the embodiments disclosed in this specification, and the present invention can be modified, changed or improved in various forms within the scope defined in the claims and the claims.

1000: user terminal 2000: management server
2110: Contract purchase price setting unit 2120: Point refund unit
2210: user authentication unit 2220: user information management unit
2230: purchase / exchange information management unit 2310:
2320: exchange money settlement request unit 2330: exchange money settlement unit
2410: point charging unit 2420: point payment unit
2430: Point management unit 2510: Second hand registration unit
2520: second hand evaluation section 2610: exchange period calculating section
2620: user preference matching unit 2630: selection list provider
2710: Buyer search part 2720: Exchange request notification part
2730: point compensating unit 2810: wish content registering unit
2820: Wish content notifying part 2910: Auction request part
2920: Donation Earning Section

Claims (10)

At least one user terminal connectable to a network;
And a management server connected to the user terminal through a network to provide product information on one or more precious metals and to support purchasing or rewarding of precious metals within virtualization hold points of a user registered as a member,
The management server includes:
An agreement purchase price setting unit for setting a purchase purchase price of each of the noble metals;
A point refunding unit for refunding a purchase price set by the purchase price setting unit when a compensation exchange of a precious metal purchased or exchanged by the user is made;
A user authentication unit for confirming the login information of the user and authenticating the member;
A user information management unit for storing and managing personal information of a user;
A purchase / exchange information management unit for storing and managing the purchase and compensation exchange information of the user;
A replacement cycle calculating unit for calculating a replacement cycle of the user's noble metal compensation based on the compensation information of the user stored in the purchase / replacement information management unit;
A user preference matching unit for selecting a list of precious metals favorable to the user on the basis of purchase and compensation exchange information stored in the purchase / exchange information management unit;
A selection list providing unit for providing a list of precious metals selected by the user preference matching unit to the user terminal for each compensation exchange cycle of the user calculated by the exchange cycle calculating unit;
A buyer search unit capable of searching for a buyer purchasing or rewarding a precious metal of a desired design and size;
An exchange request notifying unit for requesting a buyer who has searched through the buyer searching unit for a compensation exchange by the user;
A point reward unit for rewarding a predetermined point when a buyer who received a reward exchange request from the reward request notification unit compensates for a precious metal purchased or redeemed and exchanged by the buyer;
A story registering unit for registering memo information such as stories, photographs, and the like contained in the precious metal that the user has used;
An auction requesting unit for requesting auction for a precious metal registered by the user in the story registering unit;
A portion of the proceeds of the auction conducted in response to the auction request is a contribution accumulating portion accumulated for utilization as a donation;
A transaction service system of a precious metal applying virtual currency including.
The method according to claim 1,
The contract purchase price set by the contract purchase price setting unit may be,
The transaction service system of the precious metal applying the virtual currency which is 100% of the purchasing points purchased by the user at the purchase of the precious metal or the compensation exchange.
delete The method according to claim 1,
The management server includes:
An exchange money book which is settled according to the purchase point of the precious metal;
A exchange money settlement request unit for requesting the user terminal for settlement of exchange money set by the exchange money government when a compensation exchange of a precious metal purchased or exchanged by a user is made;
An exchange money settlement unit for making an exchange fee payment request to the user terminal from the exchange money settlement request unit;
A transaction service system of a precious metal applying virtual currency including.
The method according to claim 1,
The management server includes:
A point charging unit charging the user's holding point;
A point settlement unit in which the user processes payment at the point charging unit in the point charging unit;
A point management unit for managing charge, exhaustion, compensation, and refund of the user's possessed points;
A transaction service system of a precious metal applying virtual currency including.
The method according to claim 1,
The management server includes:
A second hand registering unit for registering product information of the second hand precious metal after the reworking and reworking and postprocessing;
And a second hand evaluation unit for classifying the grade according to the state of the second hand noble metal,
The second hand registering unit,
And a virtual currency for setting a purchase point of a second hand precious metal at a differential discount according to the grade classified by the second hand evaluation unit.
delete delete The method according to claim 6,
The management server includes:
A wish content registering unit for registering a second hand precious metal of a design and size desired by the user as desired content;
A wish content notification unit for notifying registration information to a user terminal when the second hand precious metal registered in the wish content registering unit is registered in the second hand registering unit;
A transaction service system of a precious metal applying virtual currency including.
delete

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