KR20200078064A - System and method for managing payment of public utility charges and computer program for the same - Google Patents

Abstract

A system for managing payment of public utility charges comprises: a receiving unit configured to receive company information, authentication information and public utility charge information from a user; an inquiry unit configured to receive information on payment specifications including payment target public utility charges, payment amounts and payment deadlines corresponding to the company information from a public organization server using the authentication information; an interlocking unit configured to transmit the information on payment specifications to an enterprise resource planning system of a company corresponding to the user and to receive payment order information from the enterprise resource planning system; and a payment processing unit configured to make communications with the public organization server or a financial institution server using the authentication information such that the public utility charges of which payment order information has been received can be paid. The system for managing the public utility charges enables the company to automatically inquire about information on the public utility charges to be paid and to process the payment, thereby preventing omission in paying the public utility charges.

Description

Utility system and method for utility bill payment, and computer program therefor {SYSTEM AND METHOD FOR MANAGING PAYMENT OF PUBLIC UTILITY CHARGES AND COMPUTER PROGRAM FOR THE SAME}

Embodiments relate to a utility bill management system and method, and a computer program therefor, and more specifically, the enterprise automatically searches for and pays utility bill information to be paid using the company's corporate number, business number, and electronic payment number. It is about the technology to prevent the omission of payment of utility bills by enabling processing.

Utility bills refer to various taxes and charges charged for the use of public facilities, such as electricity, water, and gas telephones, or other charges charged throughout life. In order to pay the utility bill, there are a utility bill issued by a utility issuer and a direct payment method at the reception desk of the receiving institution and a transfer from the customer's account.

There is also a method to automatically transfer utility bills from an account, but in the case of an automatic transfer method, funds must always be prepared in the account to be debited, and if there are insufficient funds in the account, if there are many items to be debited, check the unpaid utility items by bankbook. It can be verified only through payment, and payment is made only by depositing it into the account again. If payment is not made for more than 2 months, the automatic debit service will be stopped and there will be inconveniences such as having to visit and pay the issuer directly.

On the other hand, in the case of a company that has a nationwide chain network, such as a convenience store or a large mart, or a company that has a sales office or a distributor nationwide, such as a catering business or a logistics company, there are often tens to hundreds of stores being managed. Companies with so many workplaces may centralize and process the processing of the billing and utility bills that occur at each business center, but so far, there is no system for centralizing and processing such utility bills.

Therefore, until now, the processing of utility bills by companies with multiple business sites is done individually at each business site, or it is limited to the centralized processing of Giro bookstores at a number of business sites. In order to manage the giro sheets collected during the process (iron, delivery management, document generation, accounting, etc.), a considerable amount of personnel must be allocated, and there is a high risk of missing or lost giro sheets, and due to manual processing, the late payment is delayed. Many problems, such as occurring.

In particular, in the case of national and local taxes among utility bills, if the deadline is not paid on the deadline, an additional 5% is usually generated. In the case of individuals, however, these additions are often not large, but in the case of corporations, the amount of national and local taxes to be paid is large. Therefore, an additional 5% of gold can reach tens of millions won. Therefore, companies that fail to manage the payment of utility bills suffer significant financial losses.

Patent Publication No. 10-2005-0055058

According to an aspect of the present invention, by allowing the enterprise to automatically search and pay the billing information to be paid by using the corporation's corporate number, business number, electronic payment number, etc., it is possible to prevent the omission of payment of utility bills. It can provide a utility payment management system and method, and a computer program therefor.

A utility payment management system according to an embodiment includes: a reception unit configured to receive company information, authentication information, and utility information from a user; An inquiry unit configured to receive payment history information including payment target utility bills, payment amounts, and payment deadlines corresponding to the company information from the public institution server using the authentication information; A linker configured to transmit the payment history information to an enterprise resource planning system corresponding to the user, and to receive payment instruction information from the enterprise resource management system; And a payment processing unit configured to communicate with the public institution server or the financial institution server using the authentication information to perform payment for the utility bill for which the payment instruction information has been received.

In one embodiment, the company information includes a plurality of business site information and authority information set for each user for the plurality of business site information, and the payment history information includes payment history of each of the plurality of business sites. At this time, the inquiry unit is further configured to provide the user with some information extracted based on the authority information set to the user among the payment history information.

In one embodiment, the inquiry unit is further configured to receive the payment history information from the public institution server in a scraping manner using the authentication information.

The utility payment management system according to an embodiment stores payment line information set in advance with respect to the utility bill information and composed of one or more users, and users included in the payment line information in response to the payment instruction information It further includes a payment processing unit configured to request a payment for payment of utility bills.

A utility payment management system according to an embodiment includes notification group information set in advance for the utility information and composed of one or more users, and a user included in the notification group information based on a payment deadline of the payment history information And a notification unit configured to send notifications to the public about payment of utility bills.

The utility payment management system according to an embodiment further includes a database configured to store the payment history information periodically collected by the inquiry unit.

A utility bill management method according to an embodiment includes the steps of: a utility bill payment management system receiving company information, authentication information, and utility bill information from a user; The bill payment management system, using the authentication information from the public institution server receiving the payment information including the bill, payment amount and due date corresponding to the company information; Transmitting, by the utility payment management system, the payment history information to an enterprise resource planning system corresponding to the user; The utility payment management system receiving payment instruction information corresponding to the payment history information from the enterprise resource management system; And the utility payment management system using the authentication information to communicate with the public institution server or financial institution server to perform payment for the utility bill for which the payment instruction information has been received.

In one embodiment, the company information includes a plurality of business site information and authority information set for each user for the plurality of business site information, and the payment history information includes payment history of each of the plurality of business sites. At this time, in the utility bill management method according to the present embodiment, after the step of receiving the payment history information, the utility bill payment management system extracts some information extracted based on the authority information set to the user among the payment history information. The method further includes providing to the user.

In one embodiment, the step of receiving the payment history information includes receiving the payment history information from the public institution server in a scraping manner using the authentication information.

Utility bill management method according to an embodiment, before performing the payment, storing the billing line information consisting of one or more users in advance for the utility bill information, the utility bill payment management system; And the utility bill management system further comprising, in response to the payment instruction information, requesting payment for utility bills to users included in the payment line information.

A utility payment management method according to an embodiment may include storing, in the utility payment management system, notification group information set in advance for the utility information and composed of one or more users; And transmitting, by the utility bill management system, a notice regarding utility bill payment to users included in the notification group information based on the payment deadline of the payment history information.

Utility bill management method according to an embodiment, the utility bill payment management system further comprises the step of storing the payment history information collected periodically by the utility bill payment management system in the database of the utility bill payment management system.

The computer program according to an embodiment may be stored in a computer-readable medium as a combination of hardware and for executing a utility payment management method according to the above-described embodiments.

According to a utility payment management system and method according to an aspect of the present invention, a user of an enterprise can provide an electronic payment number corresponding to the utility number to be managed, such as a corporation's corporate number, a business number, etc., in a utility payment system without directly accessing a financial institution. By inputting, the utility bill information to be paid is automatically searched, and the search result can be linked with the enterprise resource planning (ERP) of the company to perform payment processing for the utility bill.

In the utility payment management system and method according to an aspect of the present invention, since a utility bill, payment amount, and payment deadline of a company to be paid are inquired by a scraping method, a financial institution or van ( It has the advantage of reducing the fees that had to be paid to the Value Added Network (VAN).

In addition, according to the utility payment management system and method according to an aspect of the present invention, in the case of a company having multiple business sites, it is possible to register and inquire the utility bills of multiple business sites for each authority, and the payment target processed through ERP There is an advantage in that it is possible to manage utility bills reflecting the organizational structure of the company, such as processing payments after approval of payments by using a predetermined payment line for utility bills.

Furthermore, according to the utility payment management system and method according to an aspect of the present invention, a utility type and a person in charge are set for each business site to transmit a notification before the due date for payment of utility bills, and linked with a smart notification application on the mobile device of the person in charge By executing the notification, it is possible to prevent the omission of payment of utility bills and the occurrence of the surcharge.

1 is a schematic block diagram of a utility payment management system according to an embodiment.
2 is a flowchart of a method for managing utility bill payment according to an embodiment.
3 is an exemplary image of a user interface (UI) for utility bill registration by a utility bill payment management system according to an embodiment.
4A and 4B are exemplary images of a UI showing a utility bill inquiry result by a utility bill payment management system according to an embodiment.
5 is an exemplary image of a UI for setting a utility bill notification by a utility bill payment management system according to an embodiment.

Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.

1 is a schematic block diagram of a utility payment management system according to an embodiment.

Referring to FIG. 1, the utility payment management system 2 according to the present embodiment is configured to communicate with a user device 1 and a public institution server 3 through a wired and/or wireless network. In one embodiment, the utility payment management system 2 is configured to communicate with an enterprise enterprise resource planning (ERP) system 4 through a wired and/or wireless network. Also, in one embodiment, the utility payment management system 2 is configured to communicate with a financial institution server 5 such as a bank through a wired and/or wireless network.

The communication method through the wired and/or wireless network may include an object and all communication methods through which the object can be networked, and is not limited to wired communication, wireless communication, 3G, 4G, or other methods. For example, wired and/or wireless networks include Local Area Network (LAN), Metropolitan Area Network (MAN), Global System for Mobile Network (GSM), Enhanced Data GSM Environment (EDGE), and High Speed Downlink Packet Access (HSDPA). , Wideband Code Division Multiple Access (W-CDMA), Code Division Multiple Access (CDMA), Time Division Multiple Access (TDMA), Bluetooth, Zigbee, Wi-Fi, VoIP (Voice) over Internet Protocol), LTE Advanced, IEEE802.16m, WirelessMAN-Advanced, HSPA+, 3GPP Long Term Evolution (LTE), Mobile WiMAX (IEEE 802.16e), UMB (formerly EV-DO Rev. C), Flash-OFDM, iBurst and MBWA (IEEE 802.20) systems, HIPERMAN, Beam-Division Multiple Access (BDMA), Wi-MAX (World Interoperability for Microwave Access), and refers to a communication network by one or more communication methods selected from the group consisting of ultrasonic communication. However, it is not limited thereto.

The user device 1 is a device used by a user who wants to perform an inquiry and payment of utility bills using the utility bill management system 2. For example, the user of the user device 1 may be a person in charge of managing the company's funds. Although only one user device 1 is shown in the drawings for convenience of description, it will be easily understood by those skilled in the art that it does not limit the actual number of users who use the utility system for managing bill payment.

The utility payment management system 2 may inquire information related to the utility bill to be paid from the public institution server 3 based on the information input from the user of the enterprise. In this specification, utility bills refer to fees charged according to the use of public facilities such as various taxes, electricity, water, gas telephones, etc., and are intended to include any kind of charges charged through Giro in addition to the above-mentioned fees. . In addition, the public institution server 3 may be a server of a public facility operating entity that provides information on the bill payment details. Alternatively, the public institution server 3 may be a financial settlement server that collectively provides tax and payment details for a number of public facilities.

The ERP system 4 refers to a system that performs a user's corporate money management corresponding to the user device 1. Information on utility bills searched by utility bill management system (2) is linked to ERP system (4), and decisions such as payment processing inside the company for utility bill payment can be made at least partially through ERP system (4). have. The user of the enterprise may use the utility payment management system 2 in a manner of directly accessing the utility payment management system 2 using the user device 1, or the utility payment management system (through the ERP system 4) In 2), the information transmitted to the ERP system 4 is checked, and a utility bill payment management system 2 may be used in the form of transmitting a payment request, etc. from the ERP system 4 to the utility bill payment management system 2.

The financial institution server 5 performs payment for utility bills when there is a request for payment by the utility bill management system 2, for example, a server providing an internet banking website such as a bank in which a company account is opened. It may refer to. On the other hand, when the public institution server 3, such as the financial settlement server, not only provides the billing details, but also has a payment module for payment for it, between the billing payment management system 2 and the financial institution server 5 Communication may not be necessary.

In one embodiment, the utility payment management system 2 includes a reception unit 21, an inquiry unit 22, a linkage unit 23, and a payment processing unit 25. Also in one embodiment, the utility payment management system 2 further includes a payment processing unit 24. Also in one embodiment, the utility payment management system 2 further includes a notification unit 26. Furthermore, the inquiry unit 22 may include a database (DB) 220 in which utility billing results are stored.

The utility payment management system 2 according to the embodiments may have an aspect that is entirely hardware or partially hardware and partially software. For example, each unit included in the utility payment management system 2 may collectively refer to hardware and software related to processing data in a specific format and content and/or electronic communication. In this specification, the terms "part", "module", "device", "terminal", "server" or "system" are intended to refer to a combination of hardware and software driven by the hardware. For example, the hardware can be a data processing device that includes a CPU or other processor. Also, software driven by hardware may refer to a running process, an object, an executable, a thread of execution, a program, or the like.

In addition, each element constituting the utility payment management system 2 according to the present embodiment is not intended to refer to separate devices that are physically separated from each other. That is, the reception unit 21, the inquiry unit 22, the linkage unit 23, the payment processing unit 24, the payment processing unit 25, and the notification unit 26 of FIG. 1 constitute a utility payment management system 2 The hardware to be described is only functionally divided according to the operation performed by the hardware, and each part is not necessarily provided independently of each other. Of course, depending on the embodiment, one or more of the reception unit 21, the inquiry unit 22, the linkage unit 23, the payment processing unit 24, the payment processing unit 25, and the notification unit 26 are physically separated from each other. It is also possible to implement a separate device.

In one embodiment, the utility payment management system 2 is configured to enable functioning of the application by communicating with an application running on the user device 1. For example, a utility smart notification application (or an app) for notifying the details and deadlines of utility bills to be paid is installed on the user device 1, and the utility bill management system 2 includes the utility bills to be paid. The notification about the deadline may be transmitted to the user device 1 in the same form as a push notification through the utility smart notification application of the user device 1. Alternatively, the utility payment management system 2 may be a web server that provides a web page that can be viewed using a web browser executed on the user device 1.

Also, in another embodiment, the utility payment management system 2 itself may be implemented in the form of a user device. In this case, the other user device 1 shown in FIG. 1 is not required, and the user device in which the program for query and management of utility bills is installed corresponds directly to the utility payment management system 2.

In FIG. 1, the user device 1 is shown in the form of a notebook computer, but the form of the user device is not limited thereto, and the user device is a mobile communication terminal such as a smartphone, a personal computer, a PDA ( It may be implemented in the form of any computing device, such as a personal digital assistant (tablet), a set-top box for an Internet Protocol Television (IPTV), or the like.

The receiving unit 21 is configured to receive company information, authentication information, and utility information from the user through the user device 1. The company information may be a company's corporate number, a business number, etc., and the authentication information is a user ID and password, a public certificate, and a public certificate for performing corporate user authentication for a public institution server (3) or a financial institution server (5). Certificate password, and the like. In addition, the utility information is for specifying the utility to be managed, and may include, for example, information on the utility type or an electronic payment number.

The inquiry unit 22 is configured to receive payment history information including payment target utility bills, payment amounts, and payment deadlines corresponding to company information from the public institution server 3 using the authentication information received by the reception unit 21 do. In one embodiment, reception of payment history information by the inquiry unit 22 may be performed in a firm banking method, a scraping method, or an internet banking professional method, which will be described in detail later.

In one embodiment, reception of payment history information by the inquiry unit 22 is performed in response to a user's request through the user device 1, or to the inquiry unit 22 in the absence of a separate request from the user Can be periodically performed. Also, the inquiry unit 22 may store the inquiry history in the database 220.

The linkage unit 23 may transmit the payment history information obtained by the inquiry unit 22 to the ERP system 4 of the enterprise corresponding to the user of the user device 1. In addition, the linkage unit 23 may receive payment instruction information for utility bills from the ERP system 4 after the internal decision-making and payment are made through the ERP system 4.

The payment processing unit 24 stores the payment line information configured with one or more users preset for the utility bill, and when the utility bill payment is instructed from the ERP system 4, the user included in the payment line based on the payment line information Ask people to pay for utility bills. The above operation may be performed through communication with the user device 1 corresponding to users included in the payment line. In addition, the payment approval process by the payment processing unit 24 may be performed by replacing or concurrently with the payment process of the company through the ERP system 4.

In one embodiment, the ERP system 4 includes a human resource management unit 41, an accounting information management unit 42, and a report generation unit 43. The ERP system 4 may be a system of a head office that manages information on a number of business sites, and in this case, the human resource management unit 41 may store personal information of each business site and corresponding users. The utility bill managed by the utility bill payment management system 2 may include utility bills for a number of workplaces. At this time, the utility bill management system 2 may be based on personal information of the ERP system 4 or information input separately. Authority information can be set to manage utility information, which will be described later in detail.

The accounting information management unit 42 of the ERP system 4 is a part for receiving utility bill payment information transmitted from the utility bill management system 2 and/or for users of the enterprise to make payments therefor. In addition, the report generation unit 43 of the ERP system 4 receives information on the result of payment after the utility bill payment by the utility bill management system 2 is received from the utility bill management system 2, and a specific type of utility bill payment details, This section is to generate a utility bill payment report based on the utility bill payment details and/or utility bill payments within a certain period.

The payment processing unit 25 of the utility payment management system 2, when the payment instruction information for utility payment is received and the payment process is completed, the public institution server 3 using the authentication information of the company received by the reception unit 21 ) Or by communicating with the financial institution server 5, payment may be made for the requested utility bill. For example, the payment process by the payment processing unit 25 may be performed in a firm banking manner with the financial institution server 5, but is not limited thereto.

The notification unit 26 is for preventing unintentional payment omission of utility bills, and includes notification group information set in advance for utility bill information and configured by one or more users. When the pre-set time point (for example, 1 day, 2 days, 3 days, a specific time on the day, etc.) is reached from the payment deadline of the utility bill, the notification unit 26 transmits a notice of utility bill payment to users included in the notification group It is configured to. The notification may be transmitted through a utility smart notification application installed on the user device 1.

2 is a flowchart of a method for managing utility bill payment according to an embodiment. The utility bill management method according to the present embodiment may be performed by the utility bill management system according to the embodiment described above with reference to FIG. 1.

1 and 2, the user transmits the basic information of the company to the receiving unit 21 of the utility payment management system 2 using the user device 1 (S1), and also information about the utility to be managed By transmitting the utility bill information can be registered in the utility bill payment management system 2 (S2). At this time, the company corresponding to the user may be a company having a plurality of workplaces, and in this case, the basic information of the company that registers the utility bill payment management system 2 registers the plurality of workplace information and the authority information set for each user for the plurality of workplaces. It may include. Alternatively, the basic information of the above-mentioned company may be received at least partially from the ERP system 4.

3 is an exemplary image of a user interface (UI) for utility bill registration by a utility bill payment management system according to an embodiment.

Referring to FIG. 3, the user can register the business information, which is the basic information of the company, and also can register the billing information to be managed by entering the type of billing and the related electronic payment number to be managed by the billing payment management system. . At this time, the types of utility bills can be various, such as national pension, national tax, funds and other national treasury, traffic fines of the National Police Agency, integrated local taxes, environmental improvement charges, water and sewage rates, and tax revenues, and are not limited to specific utility bills.

On the other hand, the user may pay the utility bills by inputting a billing number or an electronic payment number into the utility bill management system 2 instead of registering the utility bill information to be searched in the utility bill payment management system 2.

Referring back to FIGS. 1 and 2, the utility payment management system 2 queries the public institution server 3 based on the registered company information and utility information (S3), the utility bill to be paid, the payment amount, and the payment deadline Payment history information, including the like, is received (S4). In one embodiment, the inquiry process by the utility payment management system 2 may be periodically and automatically executed according to a preset schedule. In addition, a scraping technique may be used in the process of inquiring payment targets by the utility payment management system 2.

Specifically, the inquiry unit 22 of the utility payment management system 2 automatically performs an authentication process such as login to the public institution server 3 using the authentication information of the enterprise input from the user, and then goes through authentication Payment information can be received using a screen scraping technology that automatically collects necessary information among contents displayed through a web page provided by the institution server 3. By querying the payment history by scraping technique, it is possible to reduce the value added network (VAN) company fee or bank fee previously used for utility bill inquiry. For example, the normal VAN company fee is 20 won per case, and the bank fee is around 300 won per case. Assuming that the company searches 1,000 payments every day for 21 business days, the VAN company fee is 420,000 won and the bank fee is 6,320,000 won. You can save up to an amount of money.

On the other hand, in another embodiment, the utility payment management system 2 may receive payment history information in response to a user's inquiry request. The above manual inquiry process may be performed by replacing or in parallel with the periodic automatic inquiry process.

In one embodiment, the utility payment management system 2 may store the payment information collected manually and/or periodically in the database of the utility payment management system 2 (S5).

Next, the utility payment management system 2 may provide the received payment history information to the user through the user device 1 (S6). For example, the payment history information provided to the user may correspond to unpaid utility bills among all utility bill related information. In addition, the payment history information provided in the above step may be received from the public institution server 3 by the utility bill payment management system 2 at the time, or collected in advance by the utility bill management system 2 and stored in the database It may be stored in.

4A and 4B are exemplary images of a UI showing a utility bill inquiry result by a utility bill payment management system according to an embodiment.

As shown in FIG. 4A, the utility system for payment of utility bills 2 includes the types of utility bills to be searched (for example, national tax, National Police Agency traffic fines, funds, and other national treasury, water and sewage rates, tax exemption, electricity bills, telephone bills, and other payments to Giro). Fees, etc.), electronic payment number and/or Giro number, the resident number of the individual business to which the applicable utility was assigned, or the business entity number of the enterprise, the date and time of utility billing, the date and time of utility registration, and the classification of the inquiry can be provided as a search result. .

In addition, as shown in Figure 4b, the utility bill payment management system 2 is the details of the payment history information for a specific type of utility, the public institution, the details of the utility bill, utility bill name, notice classification, electronic payment number, Information such as the giro number, the due date, the amount due, the date of payment, the amount due, and/or the due date for unpaid utility bills, may be provided as a search result.

Furthermore, the inquiry result as shown in FIGS. 4A and 4B may be extracted only with payment history information for a specific period and/or payment history information for a specific utility bill according to a user's selection.

In one embodiment, the payment history information is to cover all unpaid bills related to all of a plurality of workplaces of a company, and in this case, the utility for managing payments of payment is based on the authority information set for the user who views the current information. Some of the information can be extracted and provided to the user. For example, the user's authority information defines a user group consisting of specific users and a business place where each user included in the user group has authority, and may have a form as shown in Table 1 and Table 2 below.

Group name: Headquarters user group user Workplace Hong Gil Dong Headquarters
Seoul branch
Gyeonggi branch
Gangwon Branch

Group name: Gangwon User Group user Workplace Cheolsoo Kim Gangwon Branch

As illustrated in Table 1 and Table 2, users may have authority for only one business site or a plurality of business sites according to a user group to which they belong. In Table 1 and Table 2, a business site is illustrated in the form of a head office and regional branches, but in another embodiment, the relationship between the head office and individual business sites is a hierarchical structure that further includes one or more steps, such as a regional headquarters that oversees one or more business sites. The user's authority may also be defined based on this hierarchical structure.

The utility payment management system (2) retrieves utility bill payment information for all workplaces of the company, checks the user group to which the user who wants to receive the inquiry result belongs, and has the business group recommended by the user group in the searched payment history information Only the payment history information related to can be extracted and provided to the user device 1.

The user's authority information for performing management for each business site as described above may be received by the utility payment management system 2 from the user device 1 as part of the basic information of the company. On the other hand, in another embodiment, the authority information may be received from the ERP system 4 instead of being input by the user one by one. For example, the utility payment management system 2 receives information about the organizational structure of the company (eg, personal information of each business site and corresponding users) from the human resource management unit 41 of the ERP system 4, Based on this, authority information of each user may be determined.

Referring back to FIGS. 1 and 2, in one embodiment, the utility payment management system 2 may transmit a notification related to the payment due date of the unpaid utility to the user (S7 ). In order to define a user to receive the notification, the utility payment management system 2 receives utility notification group information and notification setting information from the user device 1 in advance, and sets a payment deadline and notification group information and notification of payment history information A notification can be sent to the user based on the information.

The utility notification group information may include one or more contact information for each utility type and/or business site. In addition, the notification setting information may include information about a notification schedule and/or a method of receiving a notification that defines a payment deadline for when to receive a notification of unpaid utility bills. The utility payment management system 2 may transmit a notification for unpaid utility bills to the user based on this information.

5 is an exemplary image of a UI for setting a utility bill notification by a utility bill payment management system according to an embodiment.

Referring to FIG. 5, the user selects an inquiry group to receive a utility bill to set a notification for the utility bill, a type of utility bill to receive the notification, and a notification date (eg, 1 day before the payment deadline, 2 days before the payment deadline) , 3 days before the payment deadline, or a specific time on the day of payment, etc.) and the notification method (push notification through the application of the user's device, SMS message, email, notification through the utility bill management system, and notification via the ERP system, etc.) can be set. have. At this time, the inquiry group may be defined in a way that the user directly selects users belonging to the utility notification group, or may be defined as a method in which a group of previously created users is selected as the utility notification group.

Notification of unpaid utility bills may be transmitted directly from the utility bill management system 2 to the user device 1 depending on the method of receiving the notification, or the enterprise's ERP system corresponding to the user from the utility bill management system 2 ( 3) may be transmitted to the user. When the notification is transmitted through the ERP system 3, the user accesses the ERP system 3 to receive the notification sent to him or the notification received from the ERP system 3 to the user device 1 You can check the notification for unpaid utilities.

On the other hand, in another embodiment, utility notification group information may be received from the ERP system 4 instead of being input by the user one by one. For example, the utility payment management system 2 receives information about the organizational structure of the company (eg, personal information of each business site and corresponding users) from the human resource management unit 41 of the ERP system 4, Based on this, a utility notification group can be defined. For example, the utility payment management system 2 presents a list of all users of the enterprise to which the user belongs based on the human resource information of the ERP system 4, or allows the user to select a user to belong to the notification group, or It is possible to select a specific organization (eg, department, business site, headquarters, etc.) as a notification user group.

Referring again to FIGS. 1 and 2, the linkage unit 23 of the utility payment management system 2 transmits the collected payment history information to the utility resource management system 4, and the utility bill management system 2 and the ERP system 4 ) Can be linked (S8). For example, payment history information may be stored in the accounting information management unit 42 of the ERP system 4. The user of the company can perform necessary procedures for the company's fund expenditure, such as predicting the balance of funds through the ERP system 4, preparing a resolution, writing an accounting slip, and making payments based on the linked information (S9).

When payment through the ERP system 4 is completed, the utility payment management system 2 may receive payment instruction information for utility bills from the ERP system 4 (S10). In addition, in response to the payment instruction information, the payment processing unit 25 of the utility payment management system 2 may communicate with the financial institution server 5 to proceed with payment processing for the utility bill with which the payment has been made (S12). In one embodiment, the payment of utility bills may be performed in a firm banking method through a dedicated network connecting the utility payment management system 2 and the financial institution server 5, but is not limited thereto.

In FIG. 2, payment of utility bills is illustrated as being made through communication between the utility payment management system 2 and the financial institution server 5. However, this is an example, and in another embodiment, when the public institution server 3 corresponding to the financial settlement server server or the like has a module for payment processing, the utility payment management system 2 pays the public institution server 3 If requested, payment of utility bills may be made by executing a payment module on the public institution server 3 and communicating with the financial institution server 5.

In one embodiment, the payment processing unit 24 of the utility payment management system 2 may perform expenditure payments for users of the enterprise based on predetermined payment line information before proceeding with payment for utility bills (S11). ). The above payment process may be performed by replacing or in parallel with the payment settlement process through the ERP system 4. The payment processing unit 24 may request payment of expenses for payment of utility bills to the user device 1 of each user constituting the payment line, and may proceed with payment after payment by all users of the payment line.

At this time, the list of users constituting the payment line may be set in advance for each type of utility bill. For example, for relatively small utility bills such as traffic fines, users who belong to relatively lower organizational units (e.g., departments or workplaces) are given payment authority for payment, but for relatively large utility bills such as national taxes. Users who belong to a higher level organizational unit (e.g., regional headquarters or head office) can be given payment authority for payment. In addition, information on the organizational structure of users or users to form a payment line may be separately input, or may be defined based on information stored in the human resource management unit 41 of the ERP system 4.

In addition, the payment line for payment of utility bills may be composed of a plurality of steps consisting of a plurality of users. For example, a user at a lower level may be a company's expenditure manager or a Giro manager, and a user at a higher level may be a company's fund management department or executive. The payment processing unit 24 may proceed with payment of utility bills only when payment by all users from the lower level to the upper level is completed. In one embodiment, the notification unit 26 is a user device (1) in the form of a notification to the upper-level user when the payment by the user of the lower level is completed, or a payment for the upper-level user is requested from the user ).

In addition, in one embodiment, the payment processing unit 24 may automatically generate payment line information for payment of the utility bill based on the information on the payment history of the utility bill and authority information set for each business site for inquiry. For example, the payment processing unit 24 checks which of the business's multiple business sites is billed based on the payment history information, and based on the authority information as illustrated in Tables 1 and 2 You can define a payment line for payment. In addition, each utility bill may have information on an organizational unit that requires payment by type. For example, in the case of traffic fines, if payment is possible directly through the payment of the business subject to payment, in the case of national tax, payment can be made only when the payment is made at the regional headquarters or head office that oversees the business subject to payment. .

At this time, the payment processing unit 24, based on the type of the target utility bills, whether the payment for the payment of the utility bill should be made only in a relatively small organizational unit (for example, business unit), or after the payment of the relatively small organizational unit It is also possible to determine if payment of a relatively large organizational unit (eg, regional headquarters or headquarters) is also necessary. In addition, when an organizational structure for payment is defined, a multi-level payment line can be defined by assigning a payment manager corresponding to each organizational unit based on the user's authority information.

For example, referring to Table 1 and Table 2, the user authority information described above is described as an example, and when a relatively small utility fee such as a traffic penalty is imposed on the “Gangwon branch”, the payment processing unit 24 may be configured for the “Gangwon branch”. The payment line can be set to allow payment of utility bills after payment by "Kim Cheol-soo", a user who has only utility management authority. On the other hand, when a relatively large utility bill such as a national tax is imposed on the "Gangwon branch", the payment processing unit 24 sets "Kim Cheol-soo" as a user who has only the authority to manage the utility bill for the "Gangwon branch" as the lower payment step, and "Gangwon" The payment line can be set to make "Hong Gil-dong" or "Hong Gil-nye", which has the authority to manage the utility bill for the parent organization, which is the parent organization of the branch office, as its upper payment stage.

In the above, it has been described that the payment line is composed of two user steps, but this is an example, and the number of user steps constituting the payment line and the size of the organization corresponding to the user corresponding to each step are determined differently from the above-described example. It might be. In addition, in the example described above, it was explained that in the case of traffic fines, payment of business units is required and in the case of national taxes, payment of business units is required. This is an example, and the form of the payment line required for payment of utility bills is the amount of payment. However, it can be set differently for each type of utility bill.

In one embodiment, the utility payment management system 2 may further transmit the payment result information to the ERP system 4 after payment of the utility bill (S13). The payment result information may be stored in the accounting information management unit 42 of the ERP system 4. In addition, the report generation unit 43 of the ERP system 4 is based on the payment result information stored in the accounting information management unit 42, the utility bill payment status, non-payment and non-payment amount, and / or additional payment due to delayed payment A utility management report including the amount of money may be generated and provided to the user (S14).

According to the utility payment management system and method according to the above embodiments, the enterprise automatically checks and pays the utility bill information to be paid by using the company's corporate number, business number, and electronic payment number to prevent the omission of utility bill payment. can do. In addition, according to the utility payment management system and method, it is possible to register and inquire utility bills of multiple workplaces for each authority and approve payments after approval by using a pre-set payment line for payments subject to payments processed through ERP. It is possible to manage utility bills that reflect the corporate structure, such as processing. Furthermore, according to the utility payment management system and method, a utility type and a person in charge can be set for each business site to transmit a notification before the due date of payment of utility bills, thereby preventing omission of payments and generation of additional charges.

The operation by the utility payment management method according to the above-described embodiments may be at least partially implemented by a computer program and recorded in a computer-readable recording medium. A program for implementing an operation by a utility payment management method according to embodiments is recorded, and a computer-readable recording medium includes all types of recording devices in which data that can be read by a computer is stored. Examples of computer-readable recording media include ROM, RAM, CD-ROM, magnetic tape, floppy disks, and optical data storage devices. In addition, the computer readable recording medium may be distributed over network coupled computer systems so that the computer readable code is stored and executed in a distributed manner. In addition, functional programs, codes, and code segments for implementing the present embodiment will be readily understood by those skilled in the art to which this embodiment belongs.

The present invention described above has been described with reference to the embodiments shown in the drawings, but this is merely exemplary, and those skilled in the art will understand that various modifications and modifications of the embodiments are possible therefrom. However, it should be considered that such modifications are within the technical protection scope of the present invention. Therefore, the true technical protection scope of the present invention should be defined by the technical spirit of the appended claims.

Claims (13)

A receiving unit configured to receive company information, authentication information, and utility information from a user;
An inquiry unit configured to receive payment history information including payment target utility bills, payment amounts, and payment deadlines corresponding to the corporate information from the public institution server using the authentication information;
A linker configured to transmit the payment history information to an enterprise resource planning system corresponding to the user, and to receive payment instruction information from the enterprise resource management system; And
A utility payment management system including a payment processing unit configured to perform payment for a utility bill for which the payment instruction information has been received by communicating with the public institution server or a financial institution server using the authentication information.
According to claim 1,
The company information includes a plurality of workplace information and authority information set for each user for the plurality of workplace information,
The payment history information includes payment history of each of a plurality of business sites,
The inquiry unit, utility bill payment management system further configured to provide the user with some information extracted based on the authority information set to the user among the payment history information.
According to claim 1,
The inquiry unit is configured to receive the payment history information from the public institution server in a scraping method using the authentication information utility bill payment management system.
According to claim 1,
Payment set in advance for the utility information and stores payment line information composed of one or more users, and in response to the payment instruction information, payment configured to request payment for payment of utility bills to users included in the payment line information Utility payment management system further comprising a processing unit.
According to claim 1,
It is preset for the utility information and includes notification group information composed of one or more users, and is configured to transmit a notification for utility payment to users included in the notification group information based on a payment deadline of the payment history information Utility payment management system further comprising a notification.
According to claim 1,
Utility bill payment management system further comprises a database configured to store the payment history information periodically collected by the inquiry unit.
A utility payment management system receiving enterprise information, authentication information, and utility information from the user;
The billing payment management system, using the authentication information from the public institution server receiving payment information including payment information, payment amount and payment deadline corresponding to the company information;
Transmitting, by the utility payment management system, the payment history information to an enterprise resource planning system corresponding to the user;
The utility payment management system receiving payment instruction information corresponding to the payment history information from the enterprise resource management system;
The billing payment management system, by using the authentication information to communicate with the public institution server or financial institution server, comprising the step of performing payment for the utility bill received the payment instruction information.
The method of claim 7,
The company information includes a plurality of workplace information and authority information set for each user for the plurality of workplace information,
The payment history information includes payment history of each of a plurality of business sites,
After the step of receiving the payment history information, the utility payment management system further comprising the step of providing, to the user, some information extracted based on the authority information set to the user among the payment history information. Way.
The method of claim 7,
The step of receiving the payment history information includes receiving the payment history information from the public institution server in a scraping manner using the authentication information.
The method of claim 7,
Before the step of performing the payment,
Storing, in the utility payment management system, payment line information preset for the utility information and composed of one or more users; And
The billing payment management system, in response to the payment instruction information, the billing payment management method further comprising the step of requesting payment for billing payments to users included in the payment line information.
The method of claim 7,
Storing, in the utility payment management system, notification group information preset for the utility information and composed of one or more users; And
The billing payment management system, the billing payment management method further comprising the step of transmitting a notification for billing payments to users included in the notification group information based on the payment deadline of the payment history information.
The method of claim 7,
And the utility bill management system further comprising storing the payment history information periodically collected by the utility bill management system in a database of the utility bill payment management system.
A computer program stored in a computer readable medium in combination with hardware to execute a utility payment management method according to any one of claims 6 to 12.

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