KR20130113834A

KR20130113834A - Method of insurance service

Info

Publication number: KR20130113834A
Application number: KR1020120036374A
Authority: KR
Inventors: 김선태
Original assignee: 김선태
Priority date: 2012-04-06
Filing date: 2012-04-06
Publication date: 2013-10-16

Abstract

The present invention relates to an insurance service providing method for discounting the insurance product with a cumulative point discounted and accumulated when using a partnership associated with an insurance company through the application of the smartphone and the Internet, more preferably insurance subscribers with fire insurance The insurance company joins the insurance company, and the subscribers apply to the insurance company to register their own business as a service subscription company, and the auto and long-term insurance subscribers receive a discount rate when using the service business. Earn points and allow car and long-term insurance subscribers to access the insurance company's site through smartphone applications or the Internet, and search and recommend excellent companies by region and stocks for the service providers. When you sign up for insurance, you will receive points from the insurance company. City is to allow you to give a discount.

Description

How to provide insurance services to discount insurance products with discounts and accumulated use points when using a service subscription company linked to an insurance company through the application of the smartphone and the Internet {METHOD OF INSURANCE SERVICE}

The present invention relates to an insurance service providing method for discounting insurance products with discounts and accumulated use points when using a service subscription agency associated with an insurance company through an application on a smartphone and an Internet site, and more preferably to join fire insurance. An insurer joins an insurance company, and the insurer applies for the registration of their own business with the insurance company as a service signing-up company. Earn usage points from the company, and car and long-term insurance subscribers can access the insurance company's site through smartphone applications or the Internet, and search and recommend excellent companies by region and item for the service providers. Earn from an insurance company at the time of insurance It is to be able to receive a discount when the insurance is used with the used point.

In general, insurance is to protect individuals from various life risks and economic instability according to the terms and conditions. Insurance companies develop various products and release various kinds of products to consumers.

After the subscriber has subscribed to the insurance as described above, if he / she wants to purchase additional insurance products other than the insurance he / she owns, he or she will contact the insurance agent who was introduced at the time of insurance, or contact the insurance agent directly. In most cases, the insurance company was introduced to the insurance company, followed by a description of the insurance product to be purchased, and the purchaser wanted to purchase the insurance product.

In addition, recently, through the Internet popularized by accessing the site of various insurance companies to obtain information on the insurance products to be subscribed to the desired insurance products to apply for subscription.

However, as mentioned above, subscribers who have subscribed to insurance products can subscribe to insurance products of other insurance companies at any time, which makes it difficult for them to manage their customers as well as enormous sales profits. There was a problem.

In addition, when the insured selects an insurance company, the insurance product is not differentiated, and a simple insurance premium comparison and accident service cannot escape a consistent marketing method.

In addition, the insurance company sold only insurance products and did not give special discounts to the insured.

The present invention has been created in order to solve the above problems, the insurance subscribers who have been insured by fire insurance by applying to the fire insurance company a variety of industries operated by the insurer as a service subscription business (service restaurants, such as convenience stores, convenience stores, etc.) If you are selected as a service industry and registered on the insurance company's Internet site, you can get auto and long-term insurance subscribers from the insurance company and receive a discount rate from the service company. It is done.

In addition, the purpose of the automobile and long-term insured subscribers to receive insurance discounts based on the accumulated use points when enrolling renewal insurance.

Therefore, the purpose of the service registered businesses registered with the insurance company is to provide a discount to the service subscribers who want to purchase auto and long-term insurance.

In addition, service subscribers can search for regional and sectoral information on service providers registered on the Internet site of insurance companies through smartphone applications or Internet sites, while introducing a recommendation system for excellent companies that evaluate service providers. The purpose is to provide a separate benefit to the service sign-up establishment.

Detailed description of the insurance service providing method for discounting the insurance product with the discounted and accumulated use points when using the service subscription office associated with the fire insurance company through the application of the smart phone and the Internet according to the present invention having the above object. Is as follows.

As shown in FIG. 1, the fire insurance subscribers join the Internet site of the fire insurance company, apply for a service subscription business, and at the same time, provide information on each type of business and region for a plurality of service subscription offices selected as service subscription businesses. Providing a service subscriber who wants to buy a car and long-term insurance through the application of the smartphone and the Internet,

The service subscribers who have subscribed to the insurance company's site search for the region and industry information of the service subscription shop through the application of the smart phone or the Internet site, and the service subscriber uses the service from the service subscription shop through the selected service subscription shop. Receiving a certain amount of discount and use points from the fire insurance company;

Provides a method of providing a service linked with the insurance product using a smart phone application and the Internet, comprising the step of receiving a discount benefits to the accumulated subscriber points to the service subscribers when the car and long-term insurance renewal.

In addition, the insurance product according to the present invention using a smartphone application and the Internet, characterized in that configured to give a discount to the service subscribers by linking the car insurance and long-term insurance through the registered service subscription shop to join the fire insurance Provides a method for providing insurance product sales services.

As described above, the insurance product linked sale service providing method of the present invention is applied to a fire insurance product of a fire insurance company, and a service subscription shop is applied to a car and long-term insurance subscriber through a registered service subscription shop. Benefits from insurance companies can be used to receive premium discounts when insurance products are renewed, thereby creating service revenue for service sign-ups and preventing service subscribers from moving to other insurance companies. .

In addition, the present invention does not differentiate the insurance products when the customer selects the insurance company products, and the simple insurance premium comparison and accident services to avoid the consistent marketing method owned by the insurance company itself through the application of the smartphone and the Internet It is effective to implement business methods that maximize mutual benefits between customers and insurance companies through concrete, useful and practical cooperative services.

1 is a schematic diagram showing the configuration of insurance product linked sales service according to the present invention.

Hereinafter, with reference to the accompanying drawings, a preferred embodiment of an insurance service providing method for discounting insurance products with discounts and accumulated use points when using a service subscription agency associated with an insurance company through the application of the smart phone and the Internet according to the present invention. It demonstrates in detail as follows, and is not limited to the following Example.

First, a brief description will be given of an insurance service providing method of discounting an insurance product with a discounted and accumulated use point when using a service subscription agency associated with an insurance company through the application of the smart phone and the Internet according to the present invention.

First of all, a fire insurance company that sells fire insurance products receives the application for service subscription business from fire insurance subscribers and registers them as service subscription businesses linked with automobiles and long-term insurance products to generate business profits in service subscription businesses. .

Therefore, by signing up for fire insurance and allowing service subscribers to receive discounted discounts on their use through registered service subscription businesses, the insurance company can prevent the subscribers from moving to other insurance companies, and the insurance company manages customers and provides them with new services. It is easy to create and can increase sales.

In addition, it is possible to generate sales profit by using a large number of service subscribers in the service subscription shop.

A number of service subscription businesses are selected and registered on the Internet site by receiving a request for a service subscription service operated by an insurer to those insured who have registered for the fire insurance of the fire insurance company.

At this time, the insurance company provides detailed information for each service sector and region of the service signing-up service, so that service subscribers who have a car or long-term insurance service can use the information search through a smartphone application or the Internet.

And described with reference to the embodiment of the present invention as follows.

In order to register as a service signing company on the Internet site (2) of the fire insurance company (1), apply for a service signing place (3) to a self-insurance fire insurance company through a smartphone application and an internet site (2). Go through the steps. In addition, the fire insurance company (1) determines whether the service subscription office (3) has been selected to register a plurality of selected service subscription offices (3) to the smartphone application and the Internet site (2) to provide information Rough

At this time, the service provider 4 provides the service subscriber 4 with detailed information about the business type and the area 21, 22, 22n of the service subscription businesses registered in the smart phone application and the Internet site 3 online.

In addition, the service subscriber (4) who wants to subscribe to automobile insurance or long-term insurance by searching the service subscription office (3) registered on the smartphone application and the Internet site (2) of the fire insurance company (1) is also a smartphone application and After accessing the Internet site (2), the members 31 and 41 are given a certificate and a service card.

After a plurality of service subscription offices 3 are registered in the application and site 2 of the smartphone of the fire insurance company 1 as described above, the service subscriber 4 services through the service subscription office 3. Upon receiving the rate discount benefits and at the same time receive a use point 11 from the fire insurance company (1).

In addition, the service subscriber 4 undergoes a step of receiving a discount from the fire insurance company 1 to the use point 11 at the time of insurance renewal.

The service subscription company (4) after the service from the service subscription office (3), the excellent service subscription shop recommendation system (21) to recommend the excellent service subscription shop (3) by connecting to the application and site (2) of the smartphone Go through the steps of using.

In addition, when selecting the excellent service signing place (3), the fire insurance company (1) goes through a step of granting a discount rate of a certain rate when renewing the fire insurance to the excellent service signing place (1).

Claims

Fire insurance subscribers join the fire insurance company's Internet site to apply for service subscription businesses, while providing information on the types of services and businesses of the various service subscription shops selected as service subscription businesses. Providing service subscribers who want to purchase auto and long-term insurance through
The service subscribers who have subscribed to the insurance company's site search for the region and industry information of the service subscription shop through the application of the smart phone or the Internet site, and the service subscriber uses the service from the service subscription shop through the selected service subscription shop. Receiving a certain amount of discount and use points from the fire insurance company.
Discounted and earned when using the service subscription agency associated with the insurance company through the application of the smartphone and the Internet, characterized in that it comprises the step of receiving a discount benefits to the subscribers accumulated cumulative use points when the car and long-term insurance renewal How to provide insurance service to discount the insurance product by the use point.

The method of claim 1,
The insurance product is connected to the insurance company through the application of the smart phone and the Internet, characterized in that configured to give a discount to the service subscribers in connection with the car insurance and long-term insurance through a registered service sign-up shop registered with fire insurance How to provide insurance services to discount the insurance products with discounts and accumulated use points when using the service subscription.