KR101751598B1 - Financial device - Google Patents
Financial device Download PDFInfo
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- KR101751598B1 KR101751598B1 KR1020150118718A KR20150118718A KR101751598B1 KR 101751598 B1 KR101751598 B1 KR 101751598B1 KR 1020150118718 A KR1020150118718 A KR 1020150118718A KR 20150118718 A KR20150118718 A KR 20150118718A KR 101751598 B1 KR101751598 B1 KR 101751598B1
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/201—Accessories of ATMs
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- G07D11/0006—
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- G07D11/0021—
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- G07D11/0036—
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- G07D11/0084—
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/202—Depositing operations within ATMs
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- Accounting & Taxation (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Pile Receivers (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention relates to a financial instrument.
A financial instrument according to one aspect includes an upper module and a lower module disposed below the upper module, wherein the upper module comprises a medium for counting, a medium for depositing, and a medium for inputting / An input / output device; And a discrimination unit connected to the media input / output device by a transfer path, wherein the lower module includes an additional function cassette and a media storage unit for storing the media, and in the depositing process, the number of the media stored in the medium storage unit The medium to be stored in the medium storage unit is transferred to and stored in the additional function cassette.
Description
The present invention relates to a financial instrument.
Generally, a financial instrument is a device that processes a financial business desired by a customer. The financial instrument can deposit and withdraw the medium or automatically transfer the medium. The financial instrument may include a media processing apparatus for depositing or withdrawing a medium. The financial instrument may be directly operated by a customer or operated by a member of the bank.
Japanese Patent Laid-Open No. 2007-310547 (published on November 29, 2007) discloses a paper sheet handling apparatus.
The paper sheet handling apparatus includes a deposit port, a withdrawal port, a temporary holding section for temporarily storing the paper sheets, and a return port for returning the paper sheets.
According to the prior art, since there is no cassette for replenishment in the safe, when the medium is supposed to be replenished to the storage portion, it is necessary to directly replenish the storage portion after using the deposit port or taking out the safe, There is a problem that the security is degraded because the storage portion is exposed.
It is an object of the present invention to provide a financial instrument capable of providing various functions as the lower module includes an additional function cassette.
A financial instrument according to one aspect includes an upper module and a lower module disposed below the upper module, wherein the upper module comprises a medium for counting, a medium for depositing, and a medium for inputting / An input / output device; And a discrimination unit connected to the media input / output device by a transfer path, wherein the lower module includes an additional function cassette and a media storage unit for storing the media, and in the depositing process, the number of the media stored in the medium storage unit The medium to be stored in the medium storage unit is transferred to and stored in the additional function cassette.
A financial instrument according to another aspect includes an upper module and a lower module disposed below the upper module, the upper module comprising: a medium for counting, a medium for depositing, and a medium for inputting / An input / output device; A discrimination unit connected to the media input / output device by a transfer path; And a sensor provided on the conveying path, wherein the lower module includes an additional function cassette for storing the medium and a medium storage portion, and the medium of the medium storage portion passes through the transfer path In the process of recovering the medium with the additional function cassette, the sensor senses the number of the recovered media or detects the removal of the recovered media.
According to yet another aspect, a financial instrument includes an upper module and a lower module disposed below the upper module, the upper module comprising a media for counting, a medium for depositing and a medium for withdrawal A media input / output device; And a discrimination unit connected to the media input / output device by a conveying path, wherein the lower module includes an additional function cassette and a media storage unit for storing media, and the additional function cassette, the media storage unit, The information of the medium stored in the medium storage unit is confirmed, and the settlement is performed by comparing with the information stored in the memory.
According to another aspect of the present invention, there is provided a financial instrument comprising: a discrimination unit capable of discriminating a medium; A media input / output device having a first space into which a medium for depositing is inserted and a second space in which the temporary storage medium past the discriminating portion in the depositing process can be accumulated; A temporary accumulation unit which accumulates the temporary accumulation medium past the discrimination unit in the depositing process; And a medium storage unit capable of storing the temporary storage medium. In the depositing process, the medium is first temporarily integrated in either the second space or the temporary storage unit, and the medium is temporarily stored in either the second space or the temporary storage unit And if one of the first space and the second temporary space satisfies the condition of the predetermined condition, the medium is temporarily accumulated in the other of the second space and the temporary accumulation unit.
According to another aspect of the present invention, there is provided a financial instrument comprising: a discrimination unit capable of discriminating a medium; A medium input / output device having a first space into which a medium for depositing is inserted during a depositing process and a second space for accumulating a medium for dispensing in a dispensing process; A temporary accumulation unit which accumulates the temporary accumulation medium past the discrimination unit in the depositing process; A media storage unit capable of storing the temporary storage medium; A safeguard for protecting the media storage unit; And an additional function cassette disposed in the safe, wherein, in accordance with the number of media loaded into the first space or the number of temporary accumulation media passing through the discrimination unit, Space, the temporary accumulation unit, and the additional function cassette, and is transported to the determined position.
According to another aspect of the present invention, there is provided a financial instrument comprising: a discrimination unit capable of discriminating a medium; A media input / output device having a first space in which a medium for depositing is inserted during a depositing process and a second space in which a temporary accumulating medium past the discriminating portion in a depositing process can be accumulated; A temporary accumulation unit which accumulates the temporary accumulation medium past the discrimination unit in the depositing process; And a medium storage unit capable of storing the temporary storage medium, wherein, when the medium inserted into the first space or the denomination of the temporary accumulation medium passing through the discrimination unit is two or more denominations, It is classified temporarily by the denomination.
According to the proposed invention, when the additional function cassette is used as the reflux cassette, the medium can be stored when the medium is filled in the medium cassette, which is advantageous in that the operating rate of the financial apparatus is improved.
In addition, when the additional function cassette is used as a reflux cassette, the number of types of media that can be traded in a financial instrument can be increased, and the number of transactionable media can be increased.
In addition, there is an advantage that accurate correction of the medium stored in the medium storage portion can be performed by the additional function cassette.
In addition, when the medium is recovered by the additional function cassette, the sensor on the transfer path can detect the removal of the medium or the number of sheets of the medium, so that the medium to be recovered does not need to pass the discriminating portion, The possibility of occurrence of jamming of the medium can be minimized.
In addition, since the additional function cassette and the media cassette can be placed in the safe, even if the conveyance path is opened for repair or inspection of the conveyance path disposed outside the safe, the approach of each cassette in the safe can be blocked, Is improved.
Further, when the additional function cassette located in the safe is used as a cassette for replenishment and / or recovery, there is an advantage that the medium can be automatically replenished to the media storage unit or the media can be automatically recovered from the media storage unit.
1 is a schematic view showing a financial device according to a first embodiment of the present invention;
FIG. 2 is a view showing the transportation of the medium in the counting process according to the first embodiment of the present invention. FIG.
FIGS. 3 to 5 are diagrams showing the transfer of the medium in the depositing process according to the first embodiment of the present invention. FIG. 3 shows the transfer of the medium in the first depositing process, FIG. 5 shows the transfer of the medium in the second deposit process. FIG.
FIG. 6 is a view showing the transfer of the medium in the withdrawal process according to the first embodiment of the present invention; FIG.
FIG. 7 is a view showing transfer of a medium in a medium replenishment process using a depositing unit according to the first embodiment of the present invention; FIG.
FIG. 8 is a view showing transfer of a medium in a medium replenishment process using an additional function cassette according to the first embodiment of the present invention; FIG.
FIG. 9 is a view showing transfer of a medium in a medium recovery process using an additional function cassette according to the first embodiment of the present invention; FIG.
FIG. 10 and FIG. 11 illustrate a process of performing settlement using a part of a medium stored in a media cassette according to the first embodiment of the present invention. FIG.
12 illustrates a process of performing settlement using all media stored in a media cassette according to a first embodiment of the present invention.
FIG. 13 is a schematic view showing a financial apparatus according to a second embodiment of the present invention; FIG.
14 is a view schematically showing a media input / output apparatus according to a second embodiment of the present invention.
15 is a view showing a transfer of a medium in a counting process or a first dispensing process according to the second embodiment of the present invention.
16 is a view showing the operation of the medium input / output device in the counting process or the first depositing process of FIG. 14;
Fig. 17 is a view showing the media transport in the case where the present invention deposits a larger number of media than the number of media that can be processed in the second space according to the second embodiment; Fig.
18 is a view showing media transfer in the depositing process of the counted media integrated in the second space or the second depositing process according to the second embodiment of the present invention.
19 is a view showing the operation of the medium input / output device in the process of FIG. 18;
20 is a view showing a transfer of a medium integrated in the temporary accumulation unit in the secondary deposit process according to the second embodiment of the present invention;
21 is a view showing media transportation in a dispensing process according to a second embodiment of the present invention;
FIG. 22 is a view showing the transportation of the medium in the unapplied process according to the second embodiment of the present invention; FIG.
23 is a view showing the transportation of the medium in the rapid dispensing process according to the second embodiment of the present invention.
24 is a flowchart illustrating a process of performing settlement using a part of a medium stored in a media cassette according to a second embodiment of the present invention.
Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. It should be noted that, in adding reference numerals to the constituent elements of the drawings, the same constituent elements are denoted by the same reference symbols as possible even if they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.
In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. When a component is described as being "connected", "coupled", or "connected" to another component, the component may be directly connected or connected to the other component, Quot; may be "connected," "coupled," or "connected. &Quot;
The financial device according to an embodiment of the present invention is a financial device that obtains various media such as banknotes, securities (including checks), giro, coins, vouchers, etc. and processes and / or processes withdrawals, Such as processing such as withdrawal, withdrawal, gift withdrawal, and the like. Examples of such financial instruments include an automated teller machine (ATM) such as a cash dispenser (CD), a cash recycling machine, and the like. However, the financial instrument is not limited to the above-described example, and may be various devices for automating the financial business such as FIS (Financial Information System).
The financial device according to an embodiment of the present invention may be classified into a financial device used by a customer and a financial device used by a manager or a manager of a bank or a store or a store.
Hereinafter, an embodiment of the present invention will be described on the assumption that the financial instrument is a financial automation device, and is a financial automation device used by a manager or a manager of a bank or a store or a store. However, this assumption is for convenience of explanation, and it is revealed that the technical idea of the present invention is applicable not only to financial automatic machines, but also to financial automatic machines used by customers.
1 is a block diagram schematically showing a financial device according to a first embodiment of the present invention.
Referring to FIG. 1, a
The
In one example, the
The
The
The
The distinguishing
The information discriminated by the discriminating
The
The
The
One or more of the plurality of
Thus, in this specification, a media cassette, in which media can be introduced and in which the entrained media can be ejected, can be referred to as a recycle cassette.
The
The
Of course, the
The
The recovery cassette can recover the medium that is judged to be defective in the depositing process. In addition, the recovery cassette can recover the medium determined to be defective in the withdrawal process.
In this embodiment, the recovery cassette may be a
In Fig. 1, for example, the
The
The
The
The
Therefore, even if the conveyance path is opened for repair or inspection of the conveyance path disposed outside the safe 70, the approach of each of the
The
Or it is also possible that no partition is present in the safe 70. However, regardless of the presence or absence of the
The safe 70 may include a first locking device and a second locking device. The first locking device serves to allow or block the user from accessing the additional function cassette (45). Of course, it is also possible that the safe 70 includes a first locking device, and the second locking device supports the reflux cassette and is provided in a second locking device capable of being withdrawn from the safe.
The second locking device serves to allow or block the user access to the second space in which the plurality of
Thus, when the user releases the first locking device, the user can access the
For example, depending on the user, the right to release each locking device may be different. If the user does not have authority to release the second locking device, Can not be released.
Therefore, according to the present embodiment, even in the course of using the
On the other hand, the media input / output apparatus includes a depositing unit 21 (or a "depositing unit") for depositing a medium for depositing or a medium for counting, and a recording medium And a
The depositing
The separating device may include a pick-up roller for picking up the medium, a feed roller and a gate roller for separating the picked-up media from each other in a sheet-by-sheet manner have. The gate roller may be rotated or stopped in a direction opposite to the feed roller.
The media input / output apparatus may further include a
In this specification, the media processing apparatus includes an upper module and a lower module, and the upper module includes the medium input / output device (20), the discrimination part (25) and a temporary accumulation part, A
Hereinafter, the operation of the financial apparatus according to the first embodiment of the present invention will be described.
<Counting process>
FIG. 2 is a view showing a transfer of a medium in the counting process according to the first embodiment of the present invention. FIG.
Referring to FIG. 2, for counting the medium, the medium may be put into the depositing
A medium recognized as a normal medium by the
<Payment process>
FIGS. 3 to 5 are diagrams showing the transfer of the medium in the depositing process according to the first embodiment of the present invention. FIG. 3 shows the transfer of the medium in the first depositing process, FIG. 5 shows the transfer of the medium in the second deposit process. FIG.
In this specification, the process of accumulating the medium input to the
First, referring to FIG. 3, in order to deposit a medium, a medium may be put into the
The medium recognized as a normal medium by the sorting
Then, the
4, when the
At this time, if the medium recognized as an abnormal medium in the first dispensing process is transferred to the dispensing
5, when the
At this time, if the last medium is determined to be an abnormal medium again, the medium determined to be an abnormal medium may be recovered to the
In the present embodiment, the
In this case, one or more denominations of the denominations of the media inputted through the depositing
This
According to the present embodiment, even if a medium for depositing is accumulated in the
In addition, when the
For example, media of a different type than that of a medium that can be stored in a plurality of
If the
As another example, any of the denominations of the media to be stored in the plurality of
For example, if one or
In other words, while one or more media cassettes store a first class of media, and one or more media cassettes (41-44) store media of a first class on the additional functional cassette (45) It is possible to store the first denomination medium in the
Or one or more media cassettes (41 to 44) store a first type of media in one or more media cassettes, while the first type of media is stored in the additional function cassette (45) It is possible to store the first denomination medium in the
Therefore, according to this embodiment, the operating rate of the financial equipment can be increased. In other words, for a typical financial instrument, if one or more media cassettes fill the medium, the financial instrument will stop operating and the financial instrument will not operate unless the medium is accessed and the media is accessed. However, according to the present embodiment, even if one or more media cassettes are filled with the medium, the medium to be stored in one medium cassette in which the medium is full can be stored in the
The medium stored in the
In addition, since there is no need to access the media cassette full of media to eject the medium from the media cassette, security is improved.
The function or use of the
Alternatively, the
Alternatively, the
When the
As another example, the
When the
As another example, the
The media temporarily accumulated in the
<Withdrawal process>
FIG. 6 is a view showing the transfer of the medium in the withdrawal process according to the first embodiment of the present invention.
Referring to FIG. 6, when the
If the
Alternatively, when the
According to the present embodiment, even when the one or more media cassettes are empty, the media stored in the
<Supplementary process _ supplementary medium using deposit department>
FIG. 7 is a view showing the transfer of the medium in the medium replenishment process using the depositing unit according to the first embodiment of the present invention. FIG.
Referring to FIG. 7, a user may insert a medium to be supplemented into the
The replenishment medium inserted into the depositing
A medium recognized as a normal medium by the discriminating
On the other hand, a medium recognized as an abnormal medium by the
It is also possible that the depositing process is performed in the same process as the medium replenishing process using the depositing unit depending on the transaction environment or the transaction area.
In other words, even in the depositing process, the normal medium passing through the discriminating
In this case, the medium recognized by the discriminating
On the other hand, the structure of the
For example, the safe may be provided with a mounting portion on which the plurality of media cassettes are mounted, and the additional cassette may be mounted after the one media cassette is detached from the mounting portion.
Therefore, according to the present embodiment, there is an advantage that the additional function cassette can be used in place of the one-media cassette without structural change of the additional function cassette, and accordingly, the operating rate of the financial equipment can be improved.
<Supplementary process _ supplementing medium using additional function cassette>
FIG. 8 is a view showing transfer of the medium in the medium replenishment process using the additional function cassette according to the first embodiment of the present invention. FIG.
Referring to Fig. 8, the
A user who has access to the
The number of types of media that can be loaded in the
The
The media for the replenishment recognized as the normal medium by the discriminating
On the other hand, the media for the replenishment recognized as the abnormal medium by the discriminating
According to the present embodiment, after the medium is once charged into the
Further, after the medium is once loaded into the
<Recovery process>
FIG. 9 is a view showing the transfer of the medium in the medium recovery process using the additional function cassette according to the first embodiment of the present invention.
Referring to Fig. 9, the
The
In the recovery process, the medium for the recovery from the one or more media cassettes can be transferred to the
Accordingly, a sensor (sensor) 62 may be disposed in the
When the ultrasonic sensor is used as the sensor, the ultrasonic sensor is capable of double detection, so that even if the medium for the recovery of the one or more media cassettes does not pass through the discriminating
For example, the one or more media cassettes themselves may include a sensor capable of counting the number of media ejected from the one or more media cassettes. The sensor included in the media cassette may be, but is not limited to, an infrared sensor.
If it is determined that 100 sheets have been discharged from the one or more media cassettes, and the ultrasonic sensor senses the three-fold overlapping medium three times, the medium recovered to the
Then, the number of media to be recovered by the
In addition, since the medium for the recovery of the one or more media cassettes is recovered to the
In addition, when the ultrasonic sensor is used as the sensor, it is possible to arrange the ultrasonic sensor on a narrow transport path.
According to this embodiment, since the
The emai detection using the ultrasonic sensor can be used when the medium is transported from the media cassette to the additional function cassette in the automatic settlement function described later.
<Settlement process _ partial settlement>
10 and 11 are views illustrating a process of performing settlement using a part of a medium stored in a media cassette according to the first embodiment of the present invention.
10 and 11, when the financial transaction is completed, the financial transaction is started, or when the user interface receives the partial settlement command, a predetermined number of sheets of the one of the plurality of
In the course of passing the predetermined number of media through the discriminating
The
The
On the other hand, if the serial number of each of the predetermined number of media does not match the serial number stored in the
If the serial number of at least one of the serial numbers of the predetermined number of media is not stored in the
Alternatively, if the serial number of each of the predetermined number of media does not match the serial number stored in the
According to the present invention, since the settlement can be performed using a predetermined number of media, there is an advantage that it can be settled simply. In addition, since the predetermined number of media is not exposed to the outside during the settlement process and the state stored in the safe is maintained, the user can not access the predetermined number of media, thereby securing security in the settlement process .
As another example, the one or more media cassettes of the plurality of media cassettes may further include a temporary accumulation space for temporary accumulation function. For example, the temporary storage space and the storage space for storing the medium may be separated in the one media cassette. In this case, a predetermined number of media for settlement may be transferred to the temporary accumulation space, and then, once the settlement is completed, the medium may be transferred to the one medium cassette.
As another example, one or more of the plurality of media cassettes may be a multi-stage cassette that may have multiple spaces. In other words, the media can be independently stored in a plurality of spaces in the media cassette, and the media in each space can be separated by the separating device and discharged outside the media cassette.
In this case, a predetermined number of media for settlement may be transferred to one of the multistage cassettes, and then, once the settlement is completed, the medium may be transferred to the one medium cassette.
When the settlement of one of the plurality of media cassettes is completed, the next media cassette can be settled.
As another example, a predetermined number of media ejected from the media cassette may be transferred to the media cassette immediately after passing through the discriminating portion and without passing through another module.
As another example, a predetermined number of media ejected from the media cassette may be transferred to the additional function cassette, and the medium transferred to the additional function cassette may be transferred again to the media cassette after passing through the identification unit.
Alternatively, if further adjustment is required, the medium is ejected from the media cassette in a number larger than the predetermined number of sheets, and then transferred to the additional function cassette, It is also possible that the medium is transported back to the media cassette after passing through the discriminating portion.
<Settlement Process _ All Settlement>
FIG. 12 is a flowchart illustrating a process of performing settlement using all media stored in a media cassette according to the first embodiment of the present invention.
Referring to FIG. 12, when the financial transaction is completed, the financial transaction is started, or when the user interface receives the entire settlement command, all of the media stored in one medium cassette among the plurality of
At this time, in the process of transferring the medium stored in the one or more media cassettes to the additional function cassette, the
The medium conveyed to the
At this time, the order of the media integrated in the one media cassette is reversed while being transferred to the
The discriminating
Alternatively, it is possible to compare the serial number of each medium discriminated by the
According to this embodiment, since the settlement can be performed using all of the media stored in one medium cassette, it is possible to perform accurate settlement. In addition, since the medium is not exposed to the outside during the settlement and the state stored in the safe is maintained, security can be secured in the settlement process.
When the settlement of one of the plurality of media cassettes is completed, the next media cassette can be settled.
FIG. 13 is a schematic view showing a financial device according to a second embodiment of the present invention, and FIG. 14 is a schematic view of a media input / output device according to a second embodiment of the present invention.
Referring to Figs. 13 and 14, the
The
The
The
In addition, the
The
The structure and function of the
On the other hand, the media input /
The media input /
The media input /
The first separating device includes a first pick-up
The media input /
The second separation device includes a
The
The
The
In FIG. 14, the state in which the
The medium input /
The
The
At least a portion of the
One point of the
For example, after the medium accumulated in the
The
On the other hand, the
The conveying path includes a first conveying
The transfer path may further include a
The feed path includes an
The medium for counting or the medium for depositing is conveyed along the
The transfer path may further include a
Since the medium guides the medium to the same path and the same space in the counting process and the depositing process, even if the command for counting and the command for depositing are separately received from the user through the
Hereinafter, the operation of the financial instrument according to the financial transaction process will be described.
<Counting process / 1st payment process>
FIG. 15 is a view showing the transfer of the medium in the counting process or the first depositing process according to the second embodiment of the present invention, and FIG. 16 is a flowchart showing the operation of the medium input / output device in the counting process or the first depositing process of FIG. And Fig. 17 is a diagram showing media transport in the case where the present invention deposits a larger number of media than the number of media that can be processed in the second space according to the second embodiment.
15 and 16, in the first depositing process or the counting process, the medium M1 for depositing and / or counting may be introduced into the
The medium M1 injected into the
The medium M2 recognized as a normal medium in the
On the other hand, the medium M3 judged to be an abnormal medium by the
If the counting process is performed, the information of the medium that has been counted in the
At this time, in the counting process, the
Alternatively, if the
Of course, the
When the
At this time, a shutter lock unit (not shown) is provided to keep the shutter closed and closed during the counting process, so that the shutter can be locked. When the count is completed, the shutter can be opened automatically or manually The lock of the shutter lock (not shown) may be released.
On the other hand, when the first depositing process is performed, the information of the medium integrated in the
If the deposit confirmation command is received through the
On the other hand, when the deposit canceling command is received, the depositing process is terminated and the user can take out the medium M2 integrated in the
According to this embodiment, when the deposit canceling command is received, since the medium integrated in the
Also, the
In addition, a shutter lock unit (not shown) for preventing the shutter from being opened and kept closed during the dispensing process may be further provided to lock the shutter. When the dispensing process is terminated or a deposit canceling command is received, The shutter lock portion (not shown) can be unlocked so as to be opened automatically or manually.
The
Referring to FIG. 17, the number of sheets that can be stacked in the
In this case, the medium separated from the
According to the present embodiment, since the number of media that can be temporarily accumulated at the time of one transaction can be increased, the number of banking transactions can be reduced. Thus, the transaction time for depositing the entire medium can be shortened have.
In the case where the medium is temporarily accumulated only in the temporary accumulation unit, in the case of attempting to deposit a medium exceeding the predetermined number of accumulations that can be accumulated in the temporary accumulation unit, the deposit transaction should be performed twice or more. According to this embodiment, There is an advantage that the medium can be deposited by the transaction of the number of times.
In addition, since each of the second space and the temporary accumulation units can temporarily accumulate the medium, there is an advantage in that it is not necessary to utilize a part of the medium cassettes located in the safe as a temporary accumulation unit. Accordingly, It is possible to prevent the number of possible media from decreasing.
In the depositing process, a deposit canceling command may be received, and in this case, the medium integrated in the temporary accumulating unit may be returned to the customer. On the other hand, the medium integrated in the media cassette located in the safe is not the customer's money. However, when the media cassette located in the safe is utilized as the temporary storage unit, there is a problem that the money other than the customer already stored in the media cassette and the money of the customer are mixed. In the process of discharging the medium from the temporary storage unit, There is a possibility that this problem may occur.
In the present embodiment, the
As another example, in the first depositing process, when the medium is temporarily accumulated in the temporary accumulation unit and the number of the media accumulated in the temporary accumulation unit reaches the predetermined number, The medium passing through the
As another example, in the first depositing process, the medium is temporarily accumulated in either the
As another example, the
If the number of media for depositing is not inputted in the
If the medium is completely filled in the
In other words, depending on the number of media passing through the discriminating unit, the transporting position of the temporary accumulating medium passing through the discriminating
As another example, the maximum number of media that can be integrated in the
In this specification, it is assumed that the maximum number of media that can be integrated in each of the
The
If the number of received media is larger than the maximum number of media that can be integrated into either of the
If the number of received media is larger than the sum of the maximum number of media that can be accumulated in each of the
The media temporarily accumulated in the
As another example, the
For example, media of a denomination having a high transaction frequency can be temporarily accumulated in the
The user intends to deposit only one denomination (first denomination). However, when two denominations (the first denomination and the second denomination) are inserted unintentionally through the
The user can decide whether or not to deposit the second denomination, and when the user interface receives the deposit canceling command for the second denomination, the
Of course, when the user interface receives a deposit confirmation command for all of the first and second denominations, the media of each denomination may be transferred to the
In other words, in the case where the denomination of the medium charged into the
<After completion of counting, deposit / 2nd deposit>
18 is a view showing media transfer in the depositing process or the second depositing process of the counted media integrated in the second space according to the second embodiment of the present invention, FIG. 20 is a view showing a transfer of a medium integrated in the temporary accumulation unit in the second depositing process according to the second embodiment of the present invention. FIG.
18 to 20, after the completion of counting, the medium M2 integrated in the
As described above, in the depositing process, the
If at least a part or all of the medium M2 integrated in the
The
The
In this specification, the
The medium M2 accumulated in the
At this time, if the medium M2 is judged to be an abnormal medium after passing through the discriminating
When the medium is accumulated in each of the
On the other hand, when the medium is accumulated in each of the
On the other hand, in the present embodiment, the depositing process after completion of counting includes: inputting a counting instruction; The coefficient being performed; Inputting a deposit command; And a step in which the counted medium is integrated in the medium storage section.
In this embodiment, since the counted medium is disposed in the
Therefore, according to the present embodiment, it is unnecessary to take out the counted medium from the
Further, when depositing the counted media, since the temporary accumulation process is not performed, there is an advantage that the deposit time can be shortened.
In this embodiment, the
Alternatively, the
In other words, in the present embodiment, the function of the
On the other hand, a part of the first medium (the medium located on the left side in the drawing) among the mediums M2 integrated in the
Therefore, in order that the
Accordingly, when the second pick-up
<Withdrawal process>
FIG. 21 is a view showing media transportation in the withdrawal process according to the second embodiment of the present invention.
Referring to FIG. 21, when a withdrawal command for a medium is received through the
As another example, media determined to be an abnormal medium among the media that have passed through the distinguishing
When the withdrawal of the medium for withdrawal to the
<Uncollected collection process>
FIG. 22 is a view showing the transportation of the medium in the unapplication process according to the second embodiment of the present invention. FIG.
Referring to FIG. 22, when the user does not receive the medium located in the
The unsealed medium integrated in the
Among the medium for withdrawal from the
On the other hand, an abnormal medium among the media for withdrawal from the discriminating
For example, the
As another example, when the
As another example, if the transaction can be canceled after the withdrawal transaction is completed while the
If the user is a staff member, two or more members can use one financial instrument at the same time. If a member has not received the medium after the completion of the withdrawal process, the other member shall not use the financial instrument unless the medium has been received.
However, according to the present embodiment, since the unreceived medium can be automatically recovered and the next transaction can be performed after the collection is completed, work efficiency is improved when two or more clerks use, Is improved.
Unlike the above description, the non-received medium placed in the
Regardless of the terminology used herein, the space in which the un-received medium is recovered can be referred to as the unoccupied medium recovery space. In other words, one or more of the
≪ Rapid deposit / Supplement using the first space >
FIG. 23 is a view showing the transfer of the medium in the rapid dispensing process according to the second embodiment of the present invention.
23, when the
On the other hand, an abnormal medium among the media passing through the distinguishing
The medium transferred to the
The normal medium may be transferred to the
On the other hand, the unsteady medium among the media passing through the
For example, the falsified medium is transferred to the
As another example, of the media determined to be abnormal media, a medium that needs to be returned to the user may be transferred to the
In the present embodiment, the
According to the present embodiment, even if it is determined that the medium picked up in the
<Settlement process _ partial settlement>
24 is a view illustrating a process of performing settlement using a part of a medium stored in a media cassette according to a second embodiment of the present invention.
Referring to FIG. 24, when the financial transaction is completed, the financial transaction is started, or when the
In the course of passing the predetermined number of media through the discriminating
The
If the serial number of each of the predetermined number of media and the serial number stored in the
If the serial number of at least one of the serial numbers of the predetermined number of media is not stored in the
When the settlement of the medium is completed, the medium accumulated in the
The
According to the present invention, since the settlement can be performed using a predetermined number of media, there is an advantage that it can be settled simply.
As another example, the one or more media cassettes of the plurality of media cassettes may further include a temporary accumulation space for temporary accumulation function. For example, the temporary storage space and the storage space for storing the medium may be separated in the one media cassette. In this case, a predetermined number of media for settlement can be transferred to the temporary integrated space in the media cassette, and then, once the settlement is completed, the media can be transferred to the one media cassette again.
As another example, one or more of the plurality of media cassettes may be a multi-stage cassette that may have multiple spaces. In other words, the media can be independently stored in a plurality of spaces in the media cassette, and the media in each space can be separated by the separating device and discharged outside the media cassette.
In this case, a predetermined number of media for settlement may be transferred to one of the multistage cassettes, and then, once the settlement is completed, the medium may be transferred to the one medium cassette.
When the settlement of one of the plurality of media cassettes is completed, the next media cassette can be settled.
While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. In other words, within the scope of the present invention, all of the elements may be selectively coupled to one or more of them. Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Commonly used terms, such as predefined terms, should be interpreted to be consistent with the contextual meanings of the related art, and are not to be construed as ideal or overly formal, unless expressly defined to the contrary.
The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.
1, 2: financial instrument 11: cabinet
10: Media processing device 25:
30:
41, 42, 43, 44: Media cassette
45: additional function cassette 46: first cassette
47: First cassette
70: Safe box 120: Media input / output device
121: first space 122: second space
123: third space 131: first pickup roller
134: second pick-up roller
Claims (14)
A media input / output device having a first space into which a medium for depositing is inserted and a second space in which the temporary storage medium past the discriminating portion in the depositing process can be accumulated;
A temporary accumulation unit which accumulates the temporary accumulation medium past the discrimination unit in the depositing process; And
And a medium storage unit capable of storing the temporary storage medium,
In the depositing process, if the medium is first temporarily accumulated in any one of the second space and the temporary accumulation unit, and if any one of the second space and the temporary accumulation unit satisfies a predetermined condition, The medium is temporarily accumulated in the other of the temporary accumulation units,
And a separating device for separating the temporary integrated media accumulated in the second space is provided in the second space.
When the predetermined condition is satisfied, when the number of the media accumulated in either the second space or the temporary storage unit is equal to or larger than a predetermined number, or when a failure occurs in the medium accumulation process with the second space and the temporary storage unit A financial instrument that can not be stacked anymore.
Wherein the medium temporarily accumulated in each of the second space and the temporary accumulation unit can be transferred to the medium storage unit and stored when the deposit confirmation command is input.
Further comprising a shutter for opening and closing the second space,
In the depositing process, the shutter closes the second space,
Wherein the shutter opens the second space when a deposit cancel command is input while the temporary integrated medium is integrated in the second space.
A support surface for supporting the temporarily accumulated medium which has been drawn into the second space;
A stack wheel for causing the temporary accumulating medium drawn into the second space to be accumulated on the supporting surface by a rotating operation; And
In the process of being pulled into the second space and avoiding interference with the temporary accumulation medium in a process of supporting the temporary accumulation medium on the supporting surface, the process of separating the temporary accumulation medium of the second space, Further comprising: a media pressing device which protrudes from the first space and presses the temporary accumulating medium in the second space.
A medium input / output device having a first space into which a medium for depositing is inserted during a depositing process and a second space for accumulating a medium for dispensing in a dispensing process;
A temporary accumulation unit which accumulates the temporary accumulation medium past the discrimination unit in the depositing process;
A media storage unit capable of storing the temporary storage medium;
A safeguard for protecting the media storage unit; And
And an additional function cassette disposed in the safe,
The temporary accumulation medium is transferred from the second space, the temporary accumulation unit, and the additional function cassette, depending on the number of media loaded into the first space or the number of temporary accumulation media passing through the discrimination unit. Is determined to be one, is transferred to the determined position,
And a separating device for separating the temporary integrated media accumulated in the second space is provided in the second space.
Wherein the maximum number of media that can be integrated in the additional function cassette is greater than the maximum number of media that can be integrated in each of the second space and the temporary integration unit.
Wherein the medium inserted into the first space is first accumulated in either the second space or the temporary accumulation unit,
Wherein the temporary accumulation medium is temporarily accumulated in the additional function cassette when the temporary accumulation medium is filled in the temporary accumulation unit and the second space and the medium can not be accumulated temporarily.
Further comprising a user interface capable of receiving the number of media for depositing,
Wherein when the number of media received in the user interface is smaller than the maximum number of media that can be integrated in the temporary storage unit or the second space, Integrated financial instruments.
Wherein the number of media received in the user interface is greater than the maximum number of media that can be integrated in either the temporary storage unit or the second space and the media that can be integrated in each of the temporary storage unit and the second space The temporary accumulating medium and the temporary accumulating medium are separated and integrated in the temporary accumulating unit and the second space.
When the number of media received in the user interface is larger than the sum of the maximum number of media that can be integrated in each of the temporary storage and the second space, all of the media for depositing are temporarily accumulated in the additional function cassette device.
Wherein the medium temporarily accumulated in the additional function cassette can be transferred to the media storage unit after receiving the deposit confirmation command from the user interface after passing through the discrimination unit.
A media input / output device having a first space in which a medium for depositing is inserted during a depositing process and a second space in which a temporary accumulating medium past the discriminating portion in a depositing process can be accumulated;
A temporary accumulation unit which accumulates the temporary accumulation medium past the discrimination unit in the depositing process; And
And a medium storage unit capable of storing the temporary storage medium,
Wherein the medium inserted into the first space or the temporary storage medium which has passed through the discrimination unit has two or more types of media, the media are temporarily classified into the second space and the temporary storage unit,
And a separating device for separating the temporary integrated media accumulated in the second space is provided in the second space.
And a user interface capable of inputting a deposit cancel command or deposit confirmation command for each denomination.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| KR1020150118718A KR101751598B1 (en) | 2015-08-24 | 2015-08-24 | Financial device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| KR1020150118718A KR101751598B1 (en) | 2015-08-24 | 2015-08-24 | Financial device |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| KR20170023497A KR20170023497A (en) | 2017-03-06 |
| KR101751598B1 true KR101751598B1 (en) | 2017-07-11 |
Family
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| KR1020150118718A KR101751598B1 (en) | 2015-08-24 | 2015-08-24 | Financial device |
Country Status (1)
| Country | Link |
|---|---|
| KR (1) | KR101751598B1 (en) |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108694771B (en) | 2017-04-11 | 2019-10-11 | 山东新北洋信息技术股份有限公司 | Bank note treatment device and bill handling method |
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2015
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Also Published As
| Publication number | Publication date |
|---|---|
| KR20170023497A (en) | 2017-03-06 |
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