JP5121909B2 - Automatic cash transaction equipment - Google Patents

Description

The present invention relates to an automatic teller machine that pays or deposits cash, and more particularly to an automatic teller machine such as an automatic teller machine (ATM) or a cash dispenser installed on a wall surface.

Conventionally, an ATM has been installed in a store of a financial institution, but recently, in consideration of user convenience, it is often installed on the wall of a building facing a passage.

The so-called wall-embedded ATM has a part of the wall surface removed, a front panel operated by the user is installed on the front side of the wall, and an ATM bill handling mechanism is placed inside the wall. It is arranged.

For example, Japanese Unexamined Patent Application Publication No. 2004-110289 (Patent Document 1) discloses a wall-embedded type in which a deposit / withdrawal port (upper unit 300) for depositing / withdrawing banknotes protrudes forward from a safe 500 for storing banknotes. A banknote handling apparatus is disclosed. With such a configuration, even if there is a thick wall between the user and the main body of the device, the deposit / withdrawal port can be arranged close to the user side without being away from the user, and the user's operation Can be improved.

As another example, Japanese Patent Application Laid-Open No. 11-232527 (Patent Document 2) discloses a banknote discharge port 20 and an envelope insertion port 22 in which a user handles banknotes, a banknote discharge unit BDU, and an envelope-type deposit unit EDU. A wall-embedded ATM in which a transport unit that transports bills and envelopes is spaced apart by a predetermined distance is disclosed.

JP 2004-110289 A JP-A-11-232527

With respect to the installation of such a wall-embedded ATM, the installation work cost can be reduced by reducing the opening of the hard and thick wall. From the viewpoint of crime prevention, it is desirable that the opening on the wall surface is small.

However, in the banknote handling apparatus disclosed in Japanese Patent Application Laid-Open No. 2004-110289, the entire upper unit 300 configured separately from the safe is moved forward and installed, so that the upper unit and The connection unit 400 between the upper unit and the safe also comes close to the front panel and comes out to the front, causing a problem that the opening of the wall surface becomes large.

Moreover, in the example of Unexamined-Japanese-Patent No. 11-232527, the taking-out port from which a user takes out a banknote, and the separation part which isolate | separates a banknote one by one are installed separately, and they are collectively connected by the conveyance unit. ing. In this example, it is applied to a CD dedicated to dispensing, but when such a configuration is applied to a banknote handling apparatus capable of depositing and dispensing, the following problems occur.

For example, there are cases where there are large banknotes on the outside of a bundle of banknotes that are not identical in size, and small banknotes are inserted between them. In such a case, when the bundle of banknotes is collectively conveyed by a belt, the banknotes can be pinched by the belt only because the banknotes having a large outside size are used. Small banknotes fall out of the transport path.

In addition, as a means of batch conveyance of banknotes, when transporting by tray rather than by belt, when transporting a large number of banknotes in a batch, the banknotes stacked on the upper side are pressed from the top. Since there is no banknote, there is a possibility that the banknote will fall during the transportation. If banknotes are dropped and lost during transportation, the reliability of the device is lost.

Furthermore, when the banknote handling unit is arranged in the safe from the viewpoint of crime prevention, the banknote separator is also mounted in the safe. Therefore, when a banknote jam occurs in the separation unit, it is necessary to unlock the safe in order to remove the jam. However, since the banknote storage is originally installed in the safe, only a designated person who holds the key of the safe can open and close it. Therefore, the door of the safe cannot be easily unlocked, and it takes a very long time to remove the jam after unlocking the safe, resulting in a problem that the down time of the ATM becomes long. .

In addition, there is the following problem when the safe is provided with a temporary storage unit that temporarily stores until the transaction is confirmed after identifying the number and type of banknotes inserted by the user. That is, since the state of the deposited banknote depends on the user, the banknote is greatly broken, wrinkled,
Moreover, there is a high possibility that the skew is large, and there is a high possibility that a jam will occur in the temporary storage unit that accumulates the bills. If a jam occurs in the temporary storage unit, the ATM can be removed for a long time because the jam cannot be removed unless the safe is opened and closed.

In recent years, there has been an increasing demand for replacement of a cash dispenser (CD) with no deposit function to an ATM capable of depositing / withdrawing banknotes from a withdrawal port. Many of these CDs are only designed to withdraw banknotes that have been determined in advance, so there is no need to determine the denomination of the banknotes that are withdrawn. The main component is only the transfer path that withdraws from the opening provided on the user side of the safe and the banknote storage unit.

If the device with the deposit / withdrawal function, in which the above upper unit is placed outside the safe, is replaced with a CD on the premise that the safe or the front panel is used as it is, the deposit / withdrawal as described above. There is a problem that it is not easy due to the difference in the mouth layout.

An object of the present invention is to provide an automatic teller machine that is preferably installed on a wall surface and has reduced installation costs and improved crime prevention.
Another object of the present invention is to provide an automatic teller machine capable of easily removing a jam even when a paper jam occurs.

The automatic teller machine according to the present invention includes a storage for storing banknotes, a transport path for transporting banknotes from or to the storage when dispensing or depositing, and a first opening penetrating the transport path. A cashbox comprising: a safe having a bank; and a transaction unit that is configured separately from the safe and is connected to a storage of the safe via a transport path and sets a banknote for withdrawal or payment to a user. In the automatic transaction apparatus, a discrimination unit for discriminating banknotes is provided inside the safe, and a temporary storage unit for temporarily storing the banknotes is connected to the transport path and provided outside the safe.

In a preferred example of the automatic teller machine according to the present invention, a storage for storing banknotes, a first transport path for transporting banknotes from or to the storage upon withdrawal or deposit, and a first transport path The 1st opening part penetrated, the 2nd opening part provided separately from the 1st opening part, and the 2nd conveyance path which is connected with the 1st conveyance way and penetrates the 2nd opening part And a safe that is disposed on the first transport path, and that has a determination unit that acquires at least information on the denomination of the banknote for banknote determination, and a second transport path that is disposed outside the safe. A temporary storage unit that temporarily holds the banknotes after being determined by the determination unit via the card, and is disposed outside the safe and connected to the first transport path for withdrawal or payment to the user. And a transaction port for setting the bills. In one example, a plurality of the temporary storage units are arranged.

This invention is grasped | ascertained also as an installation structure of an automatic teller machine. That is, a monitor that displays information necessary for a transaction, a user operation unit that inputs information necessary for the transaction, an insertion / discharge unit that inserts a card for transaction and discharges a statement, and deposit or withdrawal A front panel on which at least a transaction port for setting banknotes to be placed is arranged is fixed to the wall surface,
A banknote handling mechanism including a storage for storing banknotes, and a transport path for transporting banknotes from or to the storage when dispensing or depositing, and storing a safe through the transport path through the opening Placed in
Automatic cash transaction, which is connected to the storage of the safe via the transport path and sets banknotes for withdrawals or deposits to the user, with a transaction port configured separately from the safe and fixed on the wall It is the installation structure of an apparatus.
In one example, in the installation structure of the automatic teller machine, a discrimination unit that discriminates banknotes and a temporary storage unit that temporarily stores banknotes are provided inside the safe.
In another example, a discrimination unit for discriminating banknotes is provided inside the safe, and a temporary storage unit for temporarily storing banknotes is provided outside the safe connected to the transport path.

The present invention is also grasped as a jam removal method. That is, a storage for storing banknotes,
A banknote handling mechanism including a transport path for transporting banknotes from or to the storage when dispensing or depositing, and a safe penetrating the transport path from the opening;
Cash that is connected to the storage of the safe via the transport path and sets banknotes for withdrawal or payment to the user, and is configured separately from the safe and has a transaction port installed on the wall surface A method for removing a jam in an automatic transaction apparatus, in which a conveyance path is separated from a transaction port, a safe is separated from a wall surface, and a jam in the vicinity of the transaction port is removed.

Further, in the jam removal method in another example, a bill handling mechanism including a bill store for storing bills and a conveyance path for transferring bills from or to the bill store upon withdrawal or deposit,
A safe that penetrates the transport path from the opening,
A transaction port installed on the wall, connected to the storage of the safe via a conveyance path, and configured to be integrated with a banknote handling mechanism for setting banknotes for withdrawal or payment to a user. A method for removing jams in an automatic teller machine having a method of removing a jam near a transaction port by removing a conveyance path from the transaction port, opening a safe door and taking out a bill handling mechanism from the safe. It is.
In a preferred example, in the automatic teller machine that is provided with a temporary storage unit that temporarily stores banknotes and is connected to the transport path and provided outside the safe, when a jam occurs in the temporary storage unit, the safe door is opened. Without removing the jam from the temporary storage.

The present invention is also grasped as an exchange method for an automatic cash transaction apparatus. That is, a first banknote handling mechanism including a storage for storing banknotes and a transport path for transporting banknotes from or to the storage when dispensing or depositing is stored, and the transport path is passed through the opening. A safe,
Connected to the safe storage box via the transport path to set banknotes for withdrawals or deposits for users, and displays information required for withdrawal or deposit transactions on the wall. A first automatic teller machine having a monitor and a front panel installed on a wall surface including a user operation unit operated by a user,
A safe that houses a second bill handling mechanism including a storage for storing banknotes, and a transport path for transporting banknotes from or to the storage when dispensing or depositing, and through the transport path from the opening; ,
Connected to the safe storage box via the transport path to set banknotes for withdrawals or deposits for users, and displays information required for withdrawal or deposit transactions on the wall. A second cash automatic transaction apparatus having a front panel installed on a wall surface including a monitor and a user operation unit operated by a user,
With the transaction port and front panel fixed to the wall, leave the transport path from the transaction port and release the safe.
Open the safe door, replace the first bill handling mechanism installed in the safe with the second bill handling mechanism,
This is an exchange method in which the door of the safe is closed, the transport path is connected to the transaction port, and the exchange is made to the second cash automatic transaction apparatus.

According to this invention, ATM can be easily installed by forming the hole part for installing the transaction port for depositing or withdrawing a banknote in a wall surface. The hole formed in the wall can be made smaller, the installation cost of ATM can be reduced, and crime prevention can be improved.

In addition, since a mechanism such as a banknote transaction port and a temporary storage unit that easily generates jam is arranged outside the safe, the jam can be removed without opening the safe.

The external appearance perspective view of ATM by one Example. The control block diagram of ATM by one Example. The figure which shows the structure of the banknote handling mechanism 101 in one Example (1st Example). The figure which shows the control block of the banknote handling mechanism 101 in one Example. The figure for demonstrating the money_receiving | payment operation | movement in one Example. The figure for demonstrating the money_receiving | payment operation | movement in one Example. The figure for demonstrating the payment operation | movement in one Example. The figure for demonstrating the payment operation | movement in one Example. The figure which shows the structure of the banknote handling mechanism in one Example. The figure explaining the operation | movement of the banknote loading in one Example. The figure explaining operation | movement of banknote collection | recovery in one Example. The figure which shows the structure of the banknote handling mechanism by one Example (2nd Example). The figure which shows the structure of the banknote handling mechanism by one Example (3rd Example). The figure which shows the structure of the banknote handling mechanism applied to CD by one Example (4th Example).

Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.
FIG. 1 shows the appearance of ATM 1 in one embodiment.
ATM 1 is a banknote handling mechanism 101 for handling banknotes to be deposited and withdrawn, a card / detail slip processing mechanism 102 for processing a user's transaction card and transaction statement slip, and a passbook processing mechanism 10 for printing on a passbook.
3. Case 104, user operation unit 105 for inputting information necessary for transaction, monitor 116 for displaying information necessary for transaction, main body control unit 106 for controlling these mechanism units, and power source unit 11
1 is configured.

Insertion / ejection unit 102 ′ for inserting a card into the card / detail slip processing mechanism 102 and ejecting the statement slip, passbook insertion / ejection unit 103 ′ for the passbook processing mechanism 103, user operation unit 10
The parts operated and confirmed by the user, such as the transaction port 2 for setting the bills to be deposited and withdrawn by being connected to the monitor 5 and the bill handling mechanism 101, are arranged on the front panel 115.

FIG. 2 is a block diagram showing the control relationship of ATM1.
Card / detail slip processing mechanism 102, passbook processing mechanism 103, user operation unit 105, monitor 11
6 and the banknote handling mechanism 101 are connected to the main body control unit 106 via the bus 110 and perform a required operation in accordance with a control command from the main body control unit 106.

The bus 110 further includes an interface unit 107, a staff operation unit 108, and an external storage unit 109.
Are connected, and necessary data is exchanged between these units. Note that power is supplied to these units by the power supply unit 111.

(First embodiment)
FIG. 3 shows a configuration of the bill handling mechanism 101 mounted on the ATM 1.
The banknote handling mechanism 101 includes a transaction port 2 that sets a banknote to be dispensed and set a banknote to be dispensed to a user, a banknote discriminating unit 3 that discriminates the denomination and transport state of the banknote B, and deposits The stored bill B is temporarily stored until the transaction is established, and the bill B received from the transaction port 2 is stored, or the bill B of the denomination is stored, and the bill B is used during the withdrawal transaction. Storage 5
a to 5d are connected to the reject box 7 that stores the banknote B determined to be unreadable by the banknote determination unit 3, the banknote B determined to be untransferable, and the above components. And it is provided with the conveyance paths 20-23 which convey the banknote B.

The storages 5 a to 5 d for storing the bills B and the transport paths 21 to 23 are stored in the safe 112. An opening 114 is formed in the safe 112, and the conveyance path 20 passes through the opening 114.
Is extended and connected to trading account 2. The size of the opening 114 is the minimum hole diameter through which the transport path 20 passes.

The safe 112 is normally closed, and only a specific person can unlock the safe door 113. And if necessary, the safe 112 is opened and the storages 5a to 5d, the reject storage 7,
Maintenance is performed by pulling out the internal unit of the safe composed of the internal transport paths 21 to 23 and the like.
As described above, during normal transactions, the door 113 of the safe 112 is locked, and bills are taken in and out only through the opening 114. Therefore, access to the inside of the safe by a person other than the specific person is restricted, and the safety of cash storage is ensured.

The temporary storage unit 4 includes a reel 40, a tape 41, a wheel 42, and a roller 43.
The deposited banknotes that have been determined by the banknote determination unit 3 are sandwiched between the tapes 41 and temporarily stored.

In addition, the switching gate 11 is arrange | positioned at the location where the conveyance paths 20-23 branch, respectively. Although not shown in FIG. 3, a loading / recovery box 6 (see FIG. 3) for loading banknotes of each denomination into the denomination storages 5 a to 5 d and collecting each denomination banknote from the storages 5 a to 5 d. 4) can be loaded. In the example of FIG. 4, since four kinds of denominations are handled, there are four storage cases 5 a to 5 d, but the number of storage cases can be changed according to the denomination.

The inside of the transaction port 2 is divided into a deposit port 2a for setting deposited banknotes and a withdrawal port 2b for setting dispensed banknotes by the partition plate 10, and the conveyance path 20 is connected to the deposit port 2a and the withdrawal port 2b. Has been. The deposit port 2a has a separation mechanism (not shown) that separates the set banknotes one by one and feeds them to the transport path.

Next, the example which installs ATM1 in the state penetrated to the wall 117 is demonstrated.
The thickness Wth of the wall 117 varies depending on the building to be installed. When the wall thickness Wth is large, the distance between the main body of the ATM 1 installed inside the wall and the front panel 115 installed on the front surface of the wall becomes long. However, in that case, the transaction path 2 is connected by changing the length of the conveyance path 20 to be extended. Moreover, the part which penetrates the wall 117 is only the conveyance path 20, the conveyance path 22, and the transaction port 2, and the area of the penetration part of the wall 117 is a minimum required area.

FIG. 4 is a control block diagram of the bill handling mechanism 101.
The drive control part which drives each mechanism of the transaction port 2, the banknote discrimination | determination part 3, the temporary storage part 4, the storage 5, the loading collection | recovery storage 6, the rejection storage 7, and the conveyance paths 20-25 which comprise the banknote handling mechanism 101. ,
The storage unit 12 is connected to the control unit 13. Here, the memory | storage part 12 memorize | stores the correspondence etc. with the money type and banknote size of the discriminate | determined.

The control unit 13 is connected to the main body control unit 106 via the bus 110 and controls related units of the banknote handling mechanism 101 in response to a command from the main body control unit 106 and a state detection of the banknote handling mechanism 101. Further, as necessary, information regarding the state of the bill handling mechanism 101 is detected, collected, and sent to the main body control unit 106.

Next, with reference to FIG.5 and FIG.6, the money_receiving | payment operation | movement of a present Example is demonstrated.
As shown in FIG. 5, the bills B inserted into the deposit port 2 a of the transaction port 2 by the user are separated one by one and fed out to the transport path 20. The banknote B fed out to the transport path 20 is transported in the direction of the arrow in the figure, and the banknote determination unit 3 determines the denomination and number of banknotes. As a result of discrimination,
The correctly identified banknote B is conveyed to the temporary storage unit 4 and temporarily stored therein.

On the other hand, as a result of the discrimination in the bill discriminating unit 3, when the denomination or number of bills cannot be correctly discriminated, or when it is judged that the ATM cannot be handled because the bill is greatly skewed or shifted, those bills Is handled as reject banknote B, the switching gate 11 is operated, the transport path 20 is reversely fed, and returned to the withdrawal port 2b in the transaction port 2.

The user performs an action such as removing or re-inserting the banknote B returned to the withdrawal port 2b. Then, after the bill B returned to the withdrawal port 2b disappears, the total amount calculated from the denomination and number determined by the bill discriminating unit 3 is displayed on the monitor 116.

The user confirms the display content of the monitor 116, and if it is the same as the intended deposit amount, the user operates the user operation unit 105 to confirm the deposit transaction. When the transaction is confirmed, as shown in FIG. 6, the banknote B temporarily stored in the temporary storage unit 4 is conveyed in the direction of the arrow in the figure, and the banknote determination unit 3 again determines the amount and the banknote state. Determined. As a result of the discrimination, banknotes whose denominations cannot be discriminated or that cannot be normally conveyed are handled as reject banknotes and are conveyed and stored in the reject store 7 via the conveyance paths 22 and 23. Moreover, the banknote B determined to be normal is stored in the storages 5a to 5d for each denomination via the transport paths 22 and 23.

Next, with reference to FIGS. 7 and 8, the dispensing operation of this embodiment will be described.
When the user confirms the operation after inputting the amount to be withdrawn at the user operation unit 105, the bill B to be withdrawn from the storage 5a to 5d is transferred to the transport path 23 as shown in FIG. It is paid out. The fed banknote B is transported through the transport path 22, and the denomination and number of sheets are determined by the banknote determination unit 3. As a result of the discrimination, the bill B determined to be indistinguishable is temporarily stored in the temporary storage unit 4. On the other hand, the banknote B determined to be normal is conveyed to the withdrawal port 2b of the transaction port 2 and accumulated there. The user takes out the bills B accumulated in the transaction port 2.

In parallel with the taking-out operation of the banknote B by the user, the banknote B stored in the temporary storage unit 4 is transported to the reject box 7 via the transport paths 22 and 23 as shown in FIG. Is accumulated.

Next, bill loading and collection will be described with reference to FIGS.
In a present Example, when the banknote B in a storage becomes full, or when the number of sheets for withdrawing is insufficient, it is necessary to take out the corresponding storage and to load or collect the banknote B. ATM
In some cases, bills are loaded into the apparatus before the 1 is operated. In this case, since there are a plurality of target storages, a collection operation is performed for each storage, and the operation becomes complicated.

Therefore, in order to improve this workability, it is preferable to mount the loading / recovery box 6 in the safe 112 as shown in FIG. That is, by using the loading / recovery box 6, it is not necessary to take out the storage boxes 5 a to 5 d corresponding to the respective denominations one by one and load and collect bills, thereby improving workability.

The loading / recovery container 6 is mounted in combination with the transport path 21 through the transport path 24. This mounting state is a normal transaction state of ATM.

When the bill B is loaded into the loading / recovery box 6 in a state where it is mounted in the safe 112, the clerk unlocks the door 113 of the safe 112 and pulls the loading / recovery box 6 in the direction of arrow M and removes it from the safe 112. . Then, the clerk packs the bill B to be replenished in the loading / recovery box 6 and mounts the loading / recovery box 6 in the safe 112 again.

Moreover, about collection | recovery of the banknote B, the loading collection | recovery store | warehouse | chamber 6 is set in the state which empty or the remaining amount of banknotes was reduced, and a banknote is automatically collect | recovered by the loading collection | recovery store | warehouse | chamber 6 from storage 5a-5d. The collection operation is also performed when the banknotes in the respective storages 5a to 5d in the banknote handling mechanism 101 are collected after the end of business.

Next, with reference to FIG. 10, the loading operation by the loading collection | recovery store | warehouse | chamber 6 is demonstrated in detail. In the loading operation, first, the safe door 113 is opened, and the loading collection box 6 is mounted on the bill handling mechanism 101 in the direction of arrow N. When the door 113 of the safe 112 is closed after loading, the bill B is automatically drawn out from the loading collection container 6 and conveyed along the arrow. That is, when it passes through the banknote discrimination | determination part 3 through the conveyance path 24, a money type and a banknote state are discriminate | determined there. As a result of the discrimination, the banknote B determined to have a normal denomination and transport state is stored in the storages 5a to 5d corresponding to the respective denominations via the transport paths 22 and 23. As a result of the determination, the banknote B determined as a reject banknote is stored in the loading reject box 9 in the loading collection box 6.

Next, with reference to FIG. 11, the collection | recovery operation | movement by the loading collection | recovery store | warehouse | chamber 6 is demonstrated in detail. In the collection operation, the bill B is fed out from the storage 5 a to 5 d to the transport path 23, the denomination and the bill state are determined by the bill discriminating unit 3 through the transport path 22, and the charge collection container 6 is passed through the transport path 24. Banknote B
Recover. When the collection operation is completed, the clerk opens the door 113 of the safe 112 and loads and collects the collection container 6.
Is removed from the bill handling mechanism 101 in the direction of arrow O. This completes the collection operation.

In the above description, the operation | movement of collection | recovery and loading of the banknote by the loading collection | recovery store | warehouse | chamber 6 was described. However, as another application example, it can also be used to count the number of banknotes in each of the storages 5a, 5b, 5c, and 5d using the loading / recovery box 6. That is, the loading / recovery box 6 is changed to the bill handling mechanism 1.
The banknotes are sequentially fed out from the respective storages 5a, 5b, 5c, and 5d while being mounted on 01, and the number of banknotes is counted by determining the denomination and the number of banknotes that are passed by the banknote determination unit 3. Can do. The bill B that has passed through the bill discriminating unit 3 is stored in the loading / recovery box 6 through the transport path 24.

(Second embodiment)
Next, a second embodiment will be described with reference to FIG. In this embodiment, the temporary storage unit 4 is configured as a unit, arranged outside the safe 112, and connected to a transport path in the safe 112 through a transport path 21 in an opening 114 ′ provided in the safe 112. . The internal configuration of the temporary storage unit 4 and the temporary storage operation of banknotes are the same as those described above with reference to FIG. Also,
Other configurations including the banknote handling mechanism 101 in the safe 112 are the same as those described above.

What is characteristic of this embodiment is that the temporary storage unit 4 is arranged outside the safe 112, so that, for example, if a jam occurs in this place, it is not necessary to open the door 113 of the safe 112, and the jam removal operation is performed. Can be easily performed.

Here, the internal configuration of the temporary storage unit 4 will be described. The temporary storage unit 4 includes a reel 40 that winds and rewinds one tape 41, and a tape 41 that is wound and rewinded on the reel 40.
The roller 43 is pressed against and rotated, and the wheel 42 is configured to wind and rewind the tape 41 and the bill B whose direction has been changed by the roller 43. In the temporary storage unit 4, the bills B are wound and accumulated between the tape 41 and the wheel 42. The accumulated banknote B is reel 40
The bill B is discharged from the wheel 42 as it is in order to the transport path 21 while the tape 41 is wound around the reel 40 by rotating the.

In such stacking and feeding operations of banknotes, for example, banknotes that are skewed greatly are not stacked forcibly in the posture or as they are, but are wound in the skewed state, so that the Even when the conveyance state is abnormal, jamming at the time of stacking hardly occurs. Also, in the subsequent payout, the accumulated banknotes are not drawn out one by one with a pick-up roller or the like, but only the rolled banknotes are discharged as they are, so extra force is applied to the banknotes. As a result, the feeding operation is facilitated, and the probability that a jam will occur is extremely low.

Next, the jam removal operation will be briefly described.
The bills B received from the user have various sizes, and they are set in an unaligned state. Furthermore, banknotes B with wrinkles and bends are deposited. In such a case, a jam may occur at a place where bills are collected or separated. The transaction port 2 and the temporary storage 4 are related as the bill collection and separation places.

For example, when a jam occurs in the temporary storage box 4, the bank staff can easily remove the jam without unlocking the safe door 113.
Further, when a jam occurs at the transaction port 2, it is possible to remove the jam at the transaction port 2 by inserting a hand from the direction of arrow A outside the safe 112.

Further, when a jam occurs in the transport paths 20 to 24 or storages 5a to 5d in the safe 112, the safe door 113 is unlocked, and the unit inside the safe is pulled out in the direction of arrow B.
At this time, the conveyance path 20 and the transaction port 2 are separated by a line KK.

The place where the jam has occurred is detected by the control unit 13 detecting a signal from an optical sensor for detecting the presence / absence of banknotes, which is arranged in the conveyance path or the banknote stacking unit. Control unit 1
When 3 detects that the state of the bill detection signal continues for a predetermined time or more, it judges that the bill is staying, that is, jam. The occurrence of the jam is transmitted from the control unit 13 to the main body control unit 106, and the main body control unit 106 displays the error information of the position corresponding to the sensor determined to be the occurrence of the jam on the monitoring monitor. As a result, the staff can recognize the place where the jam occurs.

(Third embodiment)
Next, a third embodiment will be described with reference to FIG. The difference between the above-described embodiment and the present embodiment is the same as that of the above-described embodiment (first point), the deposit port 2a and the withdrawal port 2b of the transaction unit 2.
In addition to removing the partition plate 10 that had been separated from each other and making the trading port 2 into one port, and providing two temporary storages 4 and 4 'having the same configuration (second point) is there.

Regarding the first point, the maximum thickness O of the transaction port 2 can be obtained by integrating the deposit port 2a and the withdrawal port 2b.
It is mounted so that th is smaller than the maximum opening thickness Cth of the safe. Here, the conveyance path 20 is a conveyance path capable of bidirectional conveyance. The conveyance path 20 and the transaction port 2 do not need to be separated by a line KK as shown in FIG. 12, and the conveyance path 20 and the transaction port 2 are fixed integrally. Since the transport path 20 and the transaction port 2 are integrated with the banknote handling mechanism 101, the door 113 of the safe 112 can be opened and pulled out in the direction of arrow B as a whole.

Regarding the second point, depending on the result of the banknote discrimination in the banknote discrimination unit 5, temporary storage boxes 4, 4
´ is separated and used.
That is, in the depositing operation, the temporary storage 4 according to the result of the banknote discrimination by the banknote discrimination unit 5.
In order to store the normal banknote B, the temporary storage 4 ′ stores the reject banknote B determined that the denomination cannot be read, the skew or shift is too large for the apparatus to handle, etc. 21 gates are switched and controlled.

The reject banknote B stored in the temporary storage unit 4 ′ is returned to the transaction port 2 via the transport paths 21 and 20. The banknote B is re-paid by the user or the banknote B is rejected. Then, after the banknote is exhausted in the transaction port 2 and the user confirms the amount indicated on the monitor 116 and operates the confirmation of the deposit transaction from the operation unit 105, the temporary storage 4
Normal banknotes B stored in the storage bins 5a through the transport paths 21, 22, 23.
˜5d.

On the other hand, in the dispensing operation, the bill B fed out from the storages 5a to 5d is a bill discriminating unit 3.
Is determined. As a result of the discrimination, the banknote B suitable for withdrawal is stored in the temporary storage unit 4. On the other hand, the banknote B determined to be unsuitable for withdrawal such that the denomination cannot be read is stored in the temporary storage unit 4 ′. Thereafter, the normal banknote B is transferred from the temporary storage unit 4 via the transport paths 21 and 20 to the transaction port 2.
To be discharged. On the other hand, the banknote B unsuitable for withdrawal is transferred from the temporary storage unit 4 'to the transport path 21,
It is stored in the reject box 7 via 22 and 23.

In the third embodiment, the banknote jam removal operation is performed as follows.
In the deposit transaction, the reject banknote B stored in the temporary storage unit 4 ′ is likely to jam when stored and accumulated. However, even if a jam occurs, the temporary storage unit 4 '
2, it is possible to easily remove the jammed banknote from the temporary storage unit 4 ′ without opening the door 113 of the safe 112. The same applies to the removal of jam in the temporary storage unit 4.

When a jam occurs at the transaction port 2, it is possible to remove the jam by pulling the units inside the safe 112 including the transaction port 2 together in the direction of arrow B. Alternatively, the temporary storage unit 4 and the temporary storage unit 4 ′ may be mounted on a rail, these units may be pulled out in the direction of arrow C, and a hand may be inserted from the direction of arrow A to remove the jam.

(Fourth embodiment)
Next, with reference to FIG. 14, an example applied to a dedicated withdrawal machine (cash dispenser: CD) that does not have a deposit function will be described. The above-described examples are all ATMs having a deposit / withdrawal function, but the gist of the present invention is also applied to a CD.

In FIG. 14, the following units are mounted on the bill handling mechanism 101 ′ housed in the safe 112 as a bill dispensing function for a CD. That is, for example, four storage 5 corresponding to four denominations
e, 5f, 5g, 5h, two-sheet detecting unit 31 that detects a banknote that is transported in duplicate, a stacking unit 32 that temporarily stores banknotes before withdrawal, a banknote conveyance path 33, and a withdrawal banknote It is configured to have a withdrawal port 34 for setting.

The internal unit of the safe 112 configured by the storages 5e to 5h, the two-sheet detection unit 31, the stacking unit 32, and the like and the withdrawal port 34 are connected by a conveyance path 33. Since the bill handling mechanism 101 ′ does not have a deposit function, the bill discriminating unit 3 and the temporary storage 4 in the above-described embodiment are not mounted. For this reason, the height of the apparatus is as low as the height of the safe in which the storage is mounted.
A safe opening 114 through which can be provided can be provided on the user-side surface of the safe 112.

Since the CD is an automatic transaction apparatus having only a withdrawal function, the banknote set in the banknote handling mechanism has been scrutinized beforehand by a financial institution. For this reason, the state of a banknote and the conveyance state are uniform and stable compared with the banknote received by the user. For this reason, the possibility of jamming is very low. However, even if a jam occurs in the stacking unit 32, the transport path 33, and the dispensing unit 34 in the CD device, the jam can be easily removed. For example, the jam can be removed in the same manner as described with reference to FIG.

(5th Example)
According to this embodiment, as shown in FIG. 14, it is possible to easily replace the CD already installed on the wall surface with the ATM. Hereinafter, an example will be described.

From the banknote handling mechanism 101 'having a withdrawal function, the above-described banknote handling mechanism 1 having a depositing and dispensing function.
When replacing the ATM with 01, the bill handling mechanism 101 ′ is removed from the safe 112. Thereafter, the bill handling mechanism 101 is mounted on the safe 112 to configure the ATM. AT
Of the constituent units of M1, things other than the banknote handling mechanism 101 ', such as the safe 112 and the front panel 115, are used before replacement.

As described above, according to the first embodiment, the through-hole portion of the wall surface is the conveyance path 20 and the transaction port 2.
Therefore, the wall surface penetrating portion can be reduced, thereby reducing the installation cost of the ATM. Moreover, the crime prevention property of ATM can be improved by making a wall surface penetration part small. Furthermore, the safe 11 includes a separation unit that separates the bills B deposited in the transaction port 2 one by one.
2, the jam can be removed without unlocking the safe 112 even if a jam occurs in the separation unit, and the down time of the ATM can be shortened.

Moreover, crime prevention can be further improved by storing the banknote discriminating unit in a safe. For example, if the banknote discriminating unit is outside the safe, there is a risk that a sensor or the like used in the banknote discriminating unit is deliberately modified in an attempt to determine that the counterfeit bill is a genuine note. By storing it in a safe, it is possible to prevent malicious modifications such as sensors.

According to the second embodiment, since the temporary storage unit 4 is mounted outside the safe 112,
Jam occurs in the temporary storage unit 4 due to the state of the bill B that has been deposited (folded, wrinkled, etc.) and the state of conveyance (large skew, large shift, misalignment due to handling various sizes at once, etc.) However, it is not necessary to unlock the safe 112 and remove the jam. Thereby, the down time of ATM can be shortened.

According to the third embodiment, the possibility that a jam occurs at the connecting portion in which the transaction port 2 and the conveyance path connected thereto are integrally connected is extremely low. Further, for example, a jam has occurred at the transaction port 2, and since the transaction port 2 can be pulled out in the depth direction inside the wall together with the internal unit of the safe 112, the jam can be removed in a safe state. Furthermore, since the reject banknotes at the time of depositing are accumulated in the temporary storage unit 4 'arranged outside the safe, the jam removal property is also improved.

According to the fourth embodiment, the present invention can also be applied to a wall-mounted CD. Moreover, since the penetration part of a wall surface is the conveyance path 33 and the withdrawal port 34, the penetration part can be made small and the crime prevention property of CD can be improved. Further, it is possible to remove the jam without causing the safe 112 to be unlocked by separating the conveyance path 33 from the withdrawal port even for a jam that has occurred near the withdrawal port 34 that is a transaction port.

According to the fifth embodiment, the structure of the safe 112 is changed from the CD 30 to the banknote handling mechanism 1 for ATM.
It is possible to easily replace the CD 30 with the ATM by exchanging it with 01 and using the wall through-hole (CD hole) formed previously. This also reduces the replacement cost.

In addition, this invention is not limited to the said Example, It can implement by carrying out various deformation | transformation and application.
For example, the banknote storages 5a to 5d according to the first to third embodiments may be arranged in the vertical direction like the storages 5e to 5h illustrated in FIG.

As another alternative, the loading / recovery box 6 shown in FIG. 12 may be installed outside the safe 112. This can be explained, for example, by replacing the temporary storage unit 4 in FIG. 12 or one temporary storage unit 4 or 4 ′ in FIG. In this case, the loading / recovery container 6 and the transport path 21 are detachable structures. Financial institution staff can use the loading and unloading bin 6 when necessary.
By connecting to 1, bills can be easily loaded and collected. According to this, door 1 of safe 112
Since the loading and collecting operation can be performed without unlocking 13, workability is improved.

As an alternative to the fifth embodiment, it will be understood that the replacement from ATM to CD can be easily performed.

Although the above embodiment is an example of an ATM installed on a wall surface, the configuration for removing a jam according to this embodiment can be applied not only to a wall surface installed ATM but also to a bank lobby installed ATM. In this type of ATM, an attendant opens and closes the front panel of the ATM, and the section KK (FIG. 12).
) Is removed in the direction of arrow S to remove the jam.

1: ATM, 2: Transaction account, 2a: Deposit port, 2b: Withdrawal port, 3: Banknote discriminating unit, 4, 4a: Temporary storage unit, 5a-5d: Storage, 5e-5h: Storage, 6: Loading recovery box, 7: Reject box, 9: Reject box, 10: Partition plate, 11: Switching gate, 12: Storage unit, 1
3: control unit, 20-25: conveyance path, 31: two-sheet detection unit, 32: stacking unit, 33: collective conveyance path, 34: withdrawal port, 40: reel, 41: tape, 42: wheel, 43: Roller, 101
: Bill handling mechanism, 102: card / detail processing mechanism, 103: passbook processing mechanism, 104: housing, 105: user operation section, 106: main body control section, 107: interface section, 108:
Personnel operation unit, 109: external storage unit, 110: bus, 111: power supply unit, 112: safe, 11
3: safe door, 114: opening, 115: front panel, 116: monitor, 117: wall,
Oth: Maximum height of trading port 2, Cth: Maximum height of opening 114, Wth: Wall thickness

Claims (4)

Having a storage box for storing bills, the first transport path for transporting bills to the storage box from or repository during withdrawal or deposit, and a first opening to penetrate the first conveyance path A safe,
It is configured gold box and another member, and is connected with the storage case of the gold box through the first conveyance path, and a transaction port to set the banknotes for withdrawal or deposit to the user An automatic teller machine,
Includes a determination section which determines whether a bill into the inside of the gold chamber, a temporary storage unit for temporarily storing the banknotes, characterized in that provided outside of the gold chamber coupled to the first conveyance path of cash Automatic transaction device. It is arranged outside the safe and is connected to the first transport path, and includes a transaction port for setting banknotes for withdrawal or payment to a user,
The safe includes a second opening provided separately from the first opening, the is connected to the first conveying path, a second conveying path through the second opening, the Have
The determination unit is arranged on the first conveyance path, and acquires at least information on the denomination of the banknote for the determination of the banknote,
The automatic teller machine according to claim 1 , wherein the temporary storage unit temporarily holds the banknote after being determined by the determination unit via the second transport path . The automatic teller machine according to claim 1 or 2, wherein a plurality of the temporary storage units are arranged. A monitor that displays information necessary for the transaction, a user operation unit that inputs information necessary for the transaction, an insertion / discharge unit that inserts a card for transaction and discharges a statement, and deposits / withdraws A front panel on which at least a transaction port for setting banknotes is arranged is fixed to the wall surface,
A banknote handling mechanism including a storage for storing banknotes, and a transport path for transporting banknotes from or to the storage upon withdrawal or deposit, and a safe that penetrates the transport path from the opening Placed inside the wall,
A transaction port that is connected to the storage of the safe via the transport path and sets bills for withdrawal or payment to a user is fixed to the wall. Do Te Ri, includes a determination section which determines whether a bill into the inside of the gold chamber, a temporary storage unit for temporarily storing the paper money, and wherein Rukoto provided outside the gold box coupled to the conveying path Installation structure of automatic cash transaction equipment.

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