KR101616622B1 - Financial device and method for controlling the same - Google Patents

Abstract

The present invention relates to a financial instrument. According to one aspect, a financial instrument comprises: a media storage for storing media; A supplementary cassette in which the medium to be supplemented is stored; A discrimination unit capable of discriminating a medium drawn out from the supplementary cassette; And a controller for fetching two or more media from the supplementary cassette and transferring the two or more media to the discriminator when the medium supplement command is input and determining whether the supplementary progress condition of the medium is satisfied based on the discriminated medium information.

Description

FIELD OF THE INVENTION [0001]

The present invention relates to a financial instrument and a control method thereof.

Generally, a financial instrument is a device that processes a financial business desired by a customer. The financial instrument can deposit and withdraw the medium or automatically transfer the medium. For example, the financial instrument may deposit or withdraw bills and checks.

A financial instrument is disclosed in Korean Patent Laid-Open Publication No. 2012-0126345, which is a prior art document.

The financial instrument includes a collection supplement for replenishing bank notes or checks to a banknote storage or check depository.

In the case of conventional financial instruments, the withdrawn media can be sequentially fed into the banknote storage box or the check deposit box.

In the case of a check, the printing must be performed on the front side of the check at the time of withdrawal, so that when the check is replenished to the check deposit box in the withdrawal replenishment direction, the direction in which the check is entered or the storage direction in the check deposit box is required. Also, when a check is added to a check depository, check numbers should be stacked in ascending order from highest to lowest.

However, in the case of a conventional financial instrument, only a technique capable of supplementing a check stored in a collection by a check deposit is disclosed, and in a supplementary process, a direction in which a check stored in the collection is stored is required, It is not possible to determine whether the order of the numbers is in the required order.

In this case, when the check is withdrawn from the check depository, it may be confirmed that the direction of the check is changed or the check number is reversed. In this case, after the transaction on the financial instrument is stopped, There is a problem in that the replenishment process must be carried out by reinserting the check again after the take-out is taken out.

An object of the present invention is to provide a financial instrument and a control method thereof that can confirm whether or not a medium stored in a supplementary cassette is stacked so as to satisfy a supplementary condition.

According to one aspect, a financial instrument comprises: a media storage for storing media; A supplementary cassette in which the medium to be supplemented is stored; A discrimination unit capable of discriminating a medium drawn out from the supplementary cassette; And a controller for fetching two or more media from the supplementary cassette and transferring the two or more media to the discriminator when the medium supplement command is input and determining whether the supplementary progress condition of the medium is satisfied based on the discriminated medium information.

According to another aspect of the present invention, there is provided a control method for a financial instrument, comprising: transferring two or more media stored in a supplementary cassette to a discriminator when a medium supplement command is input; And determining whether the supplementary progress condition of the medium is satisfied based on the information of the medium discriminated by the discrimination unit.

According to the present invention, when two or more media are taken out from the supplementary cassette and the information on the medium is checked after the two or more sheets of the medium are replenished before the replenishment progresses, The medium can be prevented from being unnecessarily and incompletely supplemented to the media storage box.

1 is a perspective view of a financial instrument according to an embodiment of the present invention;
2 is a configuration diagram of a media processing apparatus according to an embodiment of the present invention;
Fig. 3 is a view showing a conveyance path of the medium drawn out from the supplementary cassette; Fig.
FIG. 4 is a flowchart illustrating a supplementary process of a medium according to an embodiment of the present invention; FIG.

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. It should be noted that, in adding reference numerals to the constituent elements of the drawings, the same constituent elements are denoted by the same reference numerals whenever possible, even if they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.

In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. When a component is described as being "connected", "coupled", or "connected" to another component, the component may be directly connected or connected to the other component, Quot; may be "connected," "coupled," or "connected. &Quot;

A financial device according to an embodiment of the present invention may be a financial device that obtains various media such as banknotes, securities (including checks), giro, coins, gift certificates, etc. and processes and / or withdraws such as deposits, Such as processing such as issuance of paper money, release of paper money, release of gift certificate, and the like. Examples of such financial instruments include an automated teller machine (ATM) such as a cash dispenser (CD), a cash recycling machine, and the like. However, the financial instrument is not limited to the above-described example, and may be various devices for automating the financial business such as FIS (Financial Information System).

Hereinafter, an embodiment of the present invention will be described on the assumption that the financial instrument is a financial automatic instrument. However, this assumption is only for convenience of explanation, and the technical idea of the present invention is not limited to the financial automation equipment.

The supplementary medium herein refers to a medium requiring printing in the course of a transaction or requiring continuity of the number of the medium, and may include, for example, a check, a gift certificate, a security ticket, a ticket, and the like.

1 is a perspective view of a financial instrument according to an embodiment of the present invention.

Referring to FIG. 1, the financial instrument 1 according to the present embodiment includes a main body 10 in which a plurality of parts are embedded. The main body 10 may include a media input / output unit 13 for input / output of a medium.

The media input / output unit 13 includes a media storage space accessible by a customer, and the storage space can be opened and closed by a closure member such as a shutter or a cover, As shown in Fig.

The media input / output unit 13 may serve as a common input / output unit through which a plurality of types of media can be input and output. The media can be input into the media input / output unit 13 in a bundle unit including a single sheet. Further, the medium may be discharged to the media input / output section 13 in units of bundles.

In addition, depending on the type of the financial instrument 1, it may further include a passbook entry / exit section 14 for entering and leaving the passbook and a card entry / exit section 15 for entering / leaving the card. In the present invention, the passbook entry / exit unit 14 or the card entry / exit unit 15 may be referred to as a customer information obtaining unit for obtaining customer information. In the present invention, there is no limitation on the type of the customer information acquiring unit, and it is also possible to acquire the information recorded in the RFID tag or the USB, or acquire customer information using a fingerprint or the like.

The financial instrument 1 may further include a user interface unit 11 for displaying a menu and information for depositing or withdrawing money and inputting or selecting a command or information for deposit or withdrawal.

2 is a configuration diagram of a media processing apparatus according to an embodiment of the present invention.

Referring to FIG. 2, the financial instrument 1 may include a media processing apparatus 16. [0029] FIG.

The media processing apparatus 16 may include the media input / output unit 13.

The media processing apparatus 16 may further include a discrimination unit 20. The distinguishing unit 20 can identify the type of medium or identify a defective medium when storing or withdrawing the medium.

The media processing apparatus 16 may further include a temporary storage unit 30 in which media are temporarily integrated. The temporary accumulation unit 30 temporarily stores the medium received through the medium input / output unit 13 when the customer intends to deposit the medium in the financial instrument 1. [ The medium integrated in the temporary accumulation unit 30 is transferred to the medium storage box 40 to be described later when the customer finally decides to store the medium. Alternatively, the temporary accumulation unit 30 may temporarily accumulate the medium to be drawn out to the medium entry / exit unit.

The media processing apparatus 16 may further include a media storage box 40 for storing media. The media storage 40 may include one or more banknote storage boxes 41, 42, 43 and one or more check storage boxes 44. In this specification, it is noted that the number of the banknote storage boxes 41, 42, 43 and the check storage box 44 is not limited. As another example, the media storage box 40 may include only a banknote storage box or a check storage box. Alternatively, the media storage box 40 may further include a storage box for storing gift certificates, securities, tickets, and the like. Alternatively, the check depository can be replaced by a depository that stores gift certificates, securities, tickets, etc.

The media storage box 40 may be provided with a media inlet for receiving the transported media and a media outlet for allowing the media stored therein to be taken out. Generally, the media inlet and the media outlet may be formed at the upper end of a box constituting the outer appearance of the media storage box 40. [

In addition, the media storage box 40 is provided with media separating means 40 for collecting the media conveyed from the outside of the media storage box 40 side by side and transferring the accumulated banknotes one by one to the outside of the media storage box 40, Can be provided. That is, the medium stored in the medium storage box 40 can be extracted to the outside, and the deposited medium can be stored in the medium storage box 40.

The media processing apparatus 16 includes a first collection box 50 in which a medium determined to be defective in the depositing process is stored, a second collection box 52 in which a medium determined to be defective in the dispensing process is stored, , And a supplementary cassette 60. [ The supplemental cassette 60 may store the medium to be supplemented in the media storage box 40.

In addition, the financial instrument 1 may further include a third collection box 54 in which, when the customer has taken off the medium discharged to the media input / output unit 13 for withdrawal, the non-receiving medium is collected.

In the financial instrument 1 of the present invention, the collection boxes 50 and 52 may be omitted. The number of the collection boxes 50, 52 and the supplementary cassettes 60 is not limited.

In the present invention, the modules (the media input / output unit, the discrimination unit, the media storage unit, the temporary accumulation unit, the collection box, etc.) constituting the financial apparatus can be connected by a plurality of conveying paths 18, 19 and 20.

The plurality of conveying paths 18, 19 and 20 include a first conveying path 18 positioned above the discriminating portion 20 around the discriminating portion 20 and a second conveying path 18 located above the discriminating portion 20, And a third conveying path 21 positioned below the discriminating portion 20. The second conveying path 21 may be provided with a second conveying path 21,

The third conveyance path 21 is located above the media storage box 40, the first collection box 50 and the supplementary cassette 60, and the medium conveyed along the third conveyance path 83 Is transferred to the media storage box (40) or the first collection box (50).

The medium can be drawn out directly from the supplementary cassette 60 or can be drawn out to the third conveyance path 21 via the first collection box 50. [ In addition, the medium on the third conveyance path 21 can be directly drawn into the supplementary cassette 60 or can be introduced into the supplementary cassette 60 via the first collection box 50.

At this time, each of the media input / output unit 13, the temporary accumulation unit 30 and the one or more media storage boxes 40 is connected to the first transfer path 18, the second transfer path 19, A first path for medium entry, and a second path for medium entry, which are independent paths from the first path.

FIG. 3 is a view showing a conveyance path of the medium drawn out from the supplementary cassette, and FIG. 4 is a flowchart for explaining a supplementation process of the medium according to an embodiment of the present invention.

Hereinafter, a case in which a supplementary medium is a check, for example, will be described.

3 and 4, a media supplement command may be input from the user interface unit 11 or a media supplement command may be input from an unillustrated commander operation unit (S1).

The medium to be supplemented with the medium storage box 40 should be stacked in the supplemental cassette 60 in a state in which the medium numbers are in the reverse order (the media are stacked in the order from the medium with the medium number to the medium number with the medium number).

If the replenishment is performed in the state where the medium numbers are reversed in the supplemental cassette 60 in the stacked state, the media storage box 40 requiring the replenishment can be stacked in the order of the media having the higher media number to the medium having the lower media number have.

In addition, the media to be supplemented with the media storage box 40 should be stacked with the front side or the back side facing up. For example, in the case of a check, the front side is the side on which the bank information and the check number are written, and printing is performed on the front side of the medium when trading the supplementary medium.

In this case, whether the upwardly facing surface is the front surface or the back surface may vary depending on the position of the printing apparatus inside or outside the media storage box.

In the present specification, for example, the top side of the medium should be oriented upward so as to allow printing on the front side in the course of the media transaction.

In the present specification, it is assumed that the medium is stacked on the supplementary cassette in the reverse order, and the state in which the front side of the medium is stacked up is the state in which the supplementary progress condition is satisfied.

When a medium supplement command is inputted, a control unit (not shown) fetches two or more media from the supplementary cassette 60 and controls the conveyed medium to be conveyed to the discrimination unit 20 (refer to P1).

In order to confirm the order of the medium numbers in this embodiment, at least two media must pass through the discrimination unit. Therefore, in this embodiment, it is assumed that two media are taken out from the supplemental cassette 60 as an example.

The control unit determines whether the medium number of the two media discriminated by the discriminating unit satisfies the supplementary progress condition (S3).

That is, the control unit determines whether the medium number of the first medium discriminated by the discrimination unit 20 is continuously higher than the medium number of the second medium.

If it is determined in step S3 that the media number of the identified medium satisfies the supplementary progress condition, the control unit determines whether the media stacking direction in the supplemental cassette 60 satisfies the supplementary progress condition (S4) .

That is, the control unit determines the stacking direction of the medium in the supplemental cassette 60 based on the information of the medium discriminated by the discriminating unit 20, and determines whether the stacking direction satisfies the reference direction. In this embodiment, for example, the reference direction is assumed to be the direction in which the front surface of the medium in the supplementary cassette 60 faces upward.

When the front side of the medium is stacked with the front side of the medium facing up in the supplementary cassette 60, the medium drawn out from the supplementary cassette 60 is directed to the front side when the medium passes the discrimination portion 20, . On the other hand, when the rear side of the medium is stacked in the supplementary cassette 60, the medium drawn out from the supplementary cassette may face the front face upward and the rear face face down when passing the discrimination unit. Of course, it should be noted that the relative positions of the front surface and the back surface in the process of transporting the medium are not limited to the above description, but may vary depending on the number of transport paths or the transport path of the medium.

 Therefore, the control unit determines whether or not the media stacking direction in the supplemental cassette 60 satisfies the supplementary progress condition, based on the relative positions of the front surface and the back surface of the medium.

If it is determined in step S4 that the media stacking direction in the replenishing cassette 60 satisfies the replenishment progress condition, the control unit reads the two media withdrawn from the replenishing cassette 60 into the media storage box 40, (S5) (refer to P3 in Fig. 3). [0051] In step S5, the media cassette 60 is loaded with the media.

The medium drawn out from the supplementary cassette 60 in the course of supplementing the medium with the medium storage box 40 is transferred to the medium storage box 40 requiring the supplementation after passing through the discrimination unit 20. [

In the medium replenishment process, the control unit determines whether the medium number of the medium to be supplemented is continuous or not, and determines whether to stop supplementing the medium (S6).

As a result of the judgment in the step S6, if the medium number of the medium (hereinafter referred to as "trailing medium") is not continuous with the medium number of the immediately preceding medium (preceding medium), the control unit transmits the trailing medium to the temporary accumulation unit 30), and the preceding medium is transported to a medium storage compartment where it needs to be replenished. Then, in order to remove the trailing medium from the temporary accumulation unit 30 and to insert the trailing medium into the supplementary cassette 60, After stopping, notification information not shown is generated in step S11.

On the other hand, if it is determined in step S6 that the medium number of the following medium is continuous with the medium number of the preceding medium, the supplementary medium is advanced until the designated number of media is supplemented to the medium storage box 40 (S7) . Of course, it is also possible that the number of media to be supplemented is not specified, and that all the media stored in the supplementary cassette are supplemented. In this case, the supplemental cassette 60 may be provided with a sensor for judging whether or not all of the medium stored in the supplemental cassette 60 has been taken out.

On the other hand, if it is determined in the step S3 and S4 that the supplemental progress condition is not satisfied, the control unit re-introduces the two sheets of the medium withdrawn from the supplemental cassette 60 into the supplemental cassette 60 (S8).

At this time, since the first medium of the two media is first drawn out of the supplementary cassette 60, the first medium must be introduced later into the supplementary cassette 60 than the second medium.

Therefore, the control unit allows the first medium of the two media to pass through the discriminating unit 20 again (see P4 in Fig. 3), and causes the second medium to be first introduced into the supplementary cassette 60 3). Then, after the second medium is inserted into the supplementary cassette 60, the first medium passing through the discrimination unit 20 can be drawn into the supplementary cassette 60. [

Then, the control unit causes the notification unit to generate notification information (S9). The administrator can confirm the generated notification information and take out the medium to be supplemented from the supplementary cassette 60, rearrange it, re-import it into the supplementary cassette 60, and perform the supplementation process again.

According to the present invention, when two or more media are taken out from the supplementary cassette and the information on the medium is checked after the two or more sheets of the medium are replenished before the replenishment progresses, The medium can be prevented from being unnecessarily and incompletely supplemented to the media storage box.

In the above embodiment, the replenishment progresses in steps S3 and S4 when the supplement condition is satisfied, so that the steps S3 and S4 may be referred to as the supplement progress progress judging step.

In the above embodiment, the supplementary cassette 60 has been described as supplementing a group of consecutive mediums with the medium number. However, in the supplementary cassette 60, two groups of consecutive medium numbers The medium number of the medium may be continuous) can be applied equally to the case of supplementing the medium with the medium being stored.

For example, the media number of the preceding medium of the second group and the last medium of the first group are not consecutive in the process of performing the supplement of the second group after the supplement of the first group is performed normally.

In this case, the preceding medium of the second group is transferred to the temporary accumulation unit. Then, in order to remove the leading medium in the temporary accumulating unit and to insert the leading medium into the replenishing cassette, notification information may be generated in a not-shown notification unit after stopping the replenishment. In this case, the operator can take out the medium stored in the temporary accumulation unit and then combine with the remaining medium of the supplementary cassette, and then input the supplementary command again.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. That is, within the scope of the present invention, all of the components may be selectively coupled to one or more of them. Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Commonly used terms, such as predefined terms, should be interpreted to be consistent with the contextual meanings of the related art, and are not to be construed as ideal or overly formal, unless expressly defined to the contrary.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.

10: main body 20: discrimination unit
40: Media storage box 60: Supplementary cassette

Claims (12)

A media storage for storing media;
A supplementary cassette in which the medium to be supplemented is stored;
A discrimination unit capable of discriminating a medium drawn out from the supplementary cassette; And
And a controller for fetching two or more media out of the supplemental cassette and transferring the medium to the discriminator when the medium supplement command is input and determining whether the supplementary progress condition of the medium is satisfied based on the discriminated medium information,
Wherein,
If the medium number of the first of the two or more mediums is a high number of consecutive media numbers of the second discriminated medium, the medium is transferred to the medium storage box; otherwise, the two or more mediums are re-imported into the supplementary cassette And the financial instrument. The method according to claim 1,
Wherein,
Characterized in that, when the discriminated two or more media are transferred to the media storage box, the media stored in the supplementary cassette is transferred to the media storage box. delete 3. The method of claim 2,
The control unit judges the stacking direction of the medium in the supplementary cassette based on the stacking direction of the two or more sheets of media,
And judges that the replenishment progress condition of the medium is satisfied when the stacking direction satisfies the reference direction. 3. The method of claim 2,
Wherein,
Wherein the control unit judges whether or not the medium number of the supplementary medium is consecutive in the process of supplementing the medium stored in the supplementary cassette with the medium storage required for supplement, and determines whether supplementation is to be stopped or not according to the determination result.
6. The method of claim 5,
When the medium stored in the supplemental cassette is supplemented with a medium storage required for supplementation, if the medium number of the preceding medium and the succeeding medium are not consecutive in the medium passing through the discrimination unit, To the storage, to transfer the trailing medium to the temporary accumulation unit where the medium is temporarily accumulated, and to stop the replenishment. The method according to claim 6,
Wherein the control unit causes the notification unit to generate notification information when the supplementation is stopped. delete The method according to claim 1,
Wherein,
When the two or more mediums are re-inserted into the supplementary cassette,
The first drawn medium is transferred to the discriminating portion so that the first drawn medium out of the two or more media drawn out from the supplementary cassette is drawn later into the replenishing cassette later than the drawn medium and then the drawn medium is drawn into the replenishing cassette And then draws the first drawn-out medium into the supplementary cassette. The method according to claim 1,
When the two or more mediums are re-inserted into the supplementary cassette,
And the control unit causes the notification unit to generate the notification information. Transferring the two or more media stored in the supplementary cassette to the distinguishing unit when the medium supplement command is input;
Determining that the supplementary progress condition of the medium is satisfied if the medium number of the medium discriminated first among the two or more media is continuously higher than the medium number of the later discriminated medium; And
The medium stored in the replenishing cassette is transferred to the medium storage box where the replenishment is required, after the two or more sheets of the medium withdrawn from the replenishing cassette are transferred to the medium storage box requiring replenishment,
And reloading the two or more media drawn out from the supplementary cassette with the supplementary cassette when the condition for supplementing the medium is not satisfied.

delete

Images