KR101480606B1 - Medium handling apparatus and financial device - Google Patents

Abstract

The present invention relates to a medium processing apparatus. A medium processing apparatus according to one aspect includes: a front guider; A rear guider disposed at a distance from the front guider; A first pressing portion disposed between the front guider and the rear guider; A second pressing portion disposed between the first pressing portion and the rear guider; A first pickup roller for picking up a medium positioned in a first space between the front guider and the first pressing portion; And a second pick-up roller for picking up a medium positioned in a second space between the second pressing portion and the rear guider.

Description

≪ Desc / Clms Page number 1 > Medium handling apparatus and financial apparatus &

The present specification relates to a media processing apparatus and a financial instrument.

Generally, a financial instrument is a device that processes a financial business desired by a customer. The financial instrument can deposit and withdraw the medium or automatically transfer the medium. The financial instrument may include a media processing apparatus for depositing or withdrawing a medium.

Korean Patent Registration No. 1094499, which is a prior art document, discloses a plurality of guiders and pressurizing portions for depositing or withdrawing a medium. The plurality of guiders include a front guider, a rear guider, and a supporting guider.

The pressing portion is constituted by the back and forth moving portion and the up and down moving portion so that the up and down moving portion is inserted into the back and forth moving portion so that the medium can be re-deposited. And, the supporting guider is configured to be rotatable and foldable.

In such a conventional technique, the structure of the supporting guider and the pressing portion is complicated, and accordingly, a control method for controlling the supporting guider and the pressing portion also becomes complicated.

It is an object of the present invention to provide a medium processing apparatus and a financial apparatus capable of processing a medium by a simple structure.

A medium processing apparatus according to one aspect includes: a front guider; A rear guider disposed at a distance from the front guider; A first pressing portion disposed between the front guider and the rear guider; A second pressing portion disposed between the first pressing portion and the rear guider; A first pickup roller for picking up a medium positioned in a first space between the front guider and the first pressing portion; And a second pick-up roller for picking up a medium positioned in a second space between the second pressing portion and the rear guider, wherein the medium for depositing and the medium for dispensing are respectively put into the first space and discharged The media to be rejected in the second space is picked up by the second pick-up roller, and the media to be rejected during the depositing process, the withdrawal process, In the depositing process, the arrangement of the front guider, the first pressing portion, the second pressing portion, and the rear guider is kept constant.

According to another aspect of the present invention, there is provided a financial device comprising: a customer information acquisition unit for acquiring customer information;
A user interface unit for displaying a menu and information for depositing or withdrawing money and inputting or selecting a command or information for deposit or withdrawal; And
And a media processing apparatus for depositing or withdrawing a medium, wherein the media processing apparatus includes a front guider and a first pressurizing unit positioned behind the front guider, and a second pressurizing unit positioned rearward of the first pressurizing unit, And a rear guider positioned rearward of the second pressing portion, wherein a medium for depositing and a medium for withdrawal are positioned between the front guider and the first pressing portion, A second pick-up roller for depositing or re-depositing a medium in a space between the front guider and the first pressurizing portion; And a second pick-up roller for re-depositing a medium in a space between the second pressurizing portion and the rear guider, wherein in the process of depositing the medium, withdrawing the money, re-depositing the medium to be rejected, The arrangement of the first pressing portion, the second pressing portion, and the rear guider is maintained in a constant state.

According to the proposed invention, it is possible to deposit, withdraw, return, and re-deposit a medium by merely moving back and forth in a state in which the arrangement state of the guider and the pressurizing portion is maintained, thereby reducing media processing time.

1 is a perspective view of a financial instrument according to an embodiment of the present invention;
2 is a block diagram of a financial instrument according to an embodiment of the present invention;
3 schematically shows a media processing apparatus according to an embodiment of the present invention.
4 and 5 are diagrams showing a process of depositing a medium in the medium processing apparatus.
6 is a view showing a path through which a deposited money is transferred in a financial instrument;
7 is a view showing a process of depositing a loaded medium and a process of rejecting some media.
8 is a view showing a process of returning a rejected medium;
9 is a view showing a process for re-depositing an un-received medium;
10 is a diagram showing a path through which a non-received medium is re-deposited in a financial instrument;
11 and 12 are diagrams showing a process in which a medium is withdrawn;
FIG. 13 is a view showing a route when a medium is withdrawn in a financial instrument; FIG.

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. It should be noted that, in adding reference numerals to the constituent elements of the drawings, the same constituent elements are denoted by the same reference numerals whenever possible, even if they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.

In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. When a component is described as being "connected", "coupled", or "connected" to another component, the component may be directly connected or connected to the other component, Quot; may be "connected," "coupled," or "connected. &Quot;

A financial device according to an embodiment of the present invention may be a financial device that obtains various media such as banknotes, securities (including checks), giro, coins, gift certificates, etc. and processes and / or withdraws such as deposits, Such as processing such as issuance of paper money, release of paper money, release of gift certificate, and the like. Examples of such financial instruments include an automated teller machine (ATM) such as a cash dispenser (CD), a cash recycling machine, and the like. However, the financial instrument is not limited to the above-described example, and may be various devices for automating the financial business such as FIS (Financial Information System).

Hereinafter, an embodiment of the present invention will be described on the assumption that the financial instrument is a financial automatic instrument. However, this assumption is only for convenience of explanation, and the technical idea of the present invention is not limited to the financial automation equipment.

FIG. 1 is a perspective view of a financial instrument according to an embodiment of the present invention, and FIG. 2 is a configuration diagram of a financial instrument according to an embodiment of the present invention.

Referring to FIGS. 1 and 2, the financial instrument 1 according to the present embodiment includes a main body 10 in which a plurality of parts are embedded. The main body 10 may include a media input / output unit 13 for input / output of media, and one or more media storage boxes 20 for storing media. The one or more media storage compartments (40) can be removably mounted to the body (10).

The media input / output unit 13 includes a media storage space accessible by a customer, and the storage space can be opened and closed by a closure member such as a shutter or a cover, As shown in Fig.

The media input / output unit 13 may serve as a common input / output unit through which a plurality of types of media can be input and output. The media can be input to the media input / output unit 13 in a bundle unit including a single sheet. Further, the medium may be discharged to the media input / output section 13 in units of bundles.

Further, the medium input / output section 13 may further include a medium processing apparatus (see 100 in Fig. 3) for processing the medium stored in the medium storage space. The media processing apparatus will be described later.

In addition, depending on the type of the financial instrument 1, it may further include a passbook entry / exit section 14 for entering and leaving the passbook and a card entry / exit section 15 for entering / leaving the card. In the present invention, the passbook entry / exit unit 14 or the card entry / exit unit 15 may be referred to as a customer information obtaining unit for obtaining customer information. In the present invention, there is no limitation on the type of the customer information acquiring unit, and it is also possible to acquire the information recorded in the RFID tag or the USB, or acquire customer information using a fingerprint or the like.

The financial device 1 may further include a user interface unit 12 for displaying a menu and information for depositing or withdrawing money and inputting or selecting a command or information for depositing or withdrawing money.

The financial instrument (1) may further include a discrimination unit (20). The distinguishing unit 20 can identify the type of medium or identify a defective medium when storing or withdrawing the medium.

The financial instrument 1 may further include a temporary accumulation unit 30 in which the medium is temporarily integrated. The temporary accumulation unit 30 temporarily stores the medium received through the medium input / output unit 13 when the customer intends to deposit the medium in the financial instrument 1. [ The medium integrated in the temporary accumulation unit 30 is transferred to the medium storage box 40 to be described later when the customer finally decides to store the medium.

The financial instrument 1 may further include a media storage box 40 for storing media. The media storage 40 may include one or more banknote storage boxes 41, 42, 43 and one or more check storage boxes 44. In this specification, it is noted that the number of the banknote storage boxes 41, 42, 43 and the check storage box 44 is not limited.

The media storage box 40 may be provided with a media inlet for receiving the transported media and a media outlet for allowing the media stored therein to be taken out. Generally, the media inlet and the media outlet may be formed at the upper end of a box constituting the outer appearance of the media storage box 40. [

In addition, the medium storage unit 40 is provided with media accumulation means for accumulating the media transferred from the outside of the medium storage box 40 side by side, and conveying the separated bank notes one by one to the outside of the medium storage box 40 And a pick-up means for picking up the medium. That is, the medium stored in the medium storage box 40 can be discharged to the outside, and the deposited medium can be stored in the medium storage box 40. [

The financial instrument 1 includes a first collection box 50 in which a medium determined to be defective in the depositing process is stored, a second collection box 52 in which a medium determined to be defective in the dispensing process is stored, And may further include a recovery replenishment (60).

The collecting replenishment box 60 can replenish the medium to the media storage box 40 or recover the media from the media storage box 40. [ In addition, the financial instrument 1 may further include a third collection box 54 in which, when the customer has taken off the medium discharged to the media input / output unit 13 for withdrawal, the non-receiving medium is collected.

In the present invention, the modules (media entry / exit unit, discriminating unit, media storage unit, temporary accumulation unit, collection box, etc.) constituting the financial apparatus can be connected by the conveyance path 19.

The transport path 19 may include a first path 191 and a second path 192 connected to the media input / output unit.

3 is a schematic view of a media processing apparatus according to an embodiment of the present invention.

3, a media processing apparatus 100 according to an embodiment of the present invention includes a front guider 110 (which may be referred to as a "first guider"), a rear guider 120 And a second pressing part 140 disposed between the front guider 110 and the rear guider 120. The first pressing part 130 and the second pressing part 140 have. In the present embodiment, the front guider 110, the first presser 130, the second presser 140, and the rear guider 120 may be sequentially disposed.

Each of the guiders 110 and 120 and the pressurizing units 130 and 140 can be independently moved by the conveying unit. In this embodiment, the conveying means may include a motor, for example, and the power of the motor may be transmitted to the conveyance object (the guider and the pressurizing portion) through the power transmission portion, for example, a belt or the like. The structure of the conveying means in the present invention is not limited. In addition, the guiders 110 and 120 and the pushers 130 and 140 do not interfere with other configurations during the movement process.

Herein, a space between the front guider 110 and the first pressing part 130 is referred to as a first space S1 and a space between the second pressing part 140 and the rear guider 120 is referred to as a second space S1. Space S2. At this time, the first space S1 and the second space S2 are not fixed spaces but variable spaces. By the movement of the respective guiders 110 and 120 and the pressing portions 130 and 140 The positions and sizes of the first space S1 and the second space S2 may be different. The medium of each space S1 and S2 can be supported by the support surface 101. [

A medium for depositing or a medium for withdrawal may be located in the first space S1. And the returned medium may be transported in the second space S2.

The media processing apparatus 100 further includes a first pick-up roller 151 for picking up a medium in the first space S1, a second pickup roller 151 for picking up a medium picked up in the first space S1, A first feed roller 161 and a first gate roller 163 for transporting the first path 191 to the first space 191 or for transporting the medium on the first path 191 to the first space S1, : 162).

The medium processing apparatus 100 further includes a second pickup roller 152 for picking up a medium in the second space S2 and a second pickup roller 152 for picking up a medium picked up in the second space S2, And a second feed roller 163 and a second gate roller 164 for transporting the medium on the second path 192 to the second space S2.

The first pick-up roller 151 and the first feed roller 161 are independently driven by independent driving units or by the power of a driving unit for driving the first feed rollers 161, 151 may be driven.

The second pick-up roller 152 and the second feed roller 163 are independently driven by an independent drive unit or by the power of a drive unit for driving the second feed roller 163, 152 may be driven.

Hereinafter, the process of depositing, withdrawing, withdrawing, and returning the medium will be described.

In this specification, a reject means a process in which a medium picked up in the first space S1 and separated and deposited is discharged to the second space S2 through the second path 192, To be in a receivable state.

FIGS. 4 and 5 are views showing a process of depositing a medium in a media processing apparatus, and FIG. 6 is a diagram showing a path through which a deposited medium is transferred in a financial apparatus.

Referring to FIG. 4, each of the guiders 110 and 120 and each of the pressurizing units 130 and 140 is in a deposit waiting state in order to input the medium M1 for depositing. That is, the front guider 110 and the rear guider 120 move to a position where the front guider 110 and the rear guider 120 are spaced apart from each other, and the first presser 130 and the second presser 140 move to the rear guider 120, . For example, the second pressing portion 140 may be in contact with the rear guider 120, and the first pressing portion 130 may be in contact with the second pressing portion 140. In FIG. 4, the position of the front guider and the rear guider may be referred to as a deposit reference position for depositing. In FIG. 4, the positions of the first pressing portion and the second pressing portion may be referred to as a deposit reference position.

When the deposit waiting state is reached, a shutter (not shown) is opened and the medium can be put into the first space S1. When the insertion of the medium is completed, the shutter is closed.

5, the front guider 110 and the first pushing part 130 may be disposed on the first pickup roller 151 in order to pick up the medium M1 of the first space S1. And is placed in the pickup standby position. For example, in FIG. 5, the front guider 110 and the first pressing portion 130 move to the left. Then, the first space S1 moves to the left, and the first pressing portion 130 presses the medium M1 toward the first pickup roller 151 side.

Then, the rear guider 120 moves toward the second pickup roller 162 and is placed in the accumulation standby position. The second pressing portion 140 moves to a position spaced apart from the rear guider 120 by a predetermined distance. At this time, in order to keep the second pressing portion 140 at a certain distance from the rear guider 120, the second pressing portion 140 moves leftward at the position of FIG. 4, moves to the right or stops Lt; / RTI > The movement of the rear guider 120 to the accumulation standby position and the movement of the second pressing portion 140 to a position spaced apart from the rear guider 120 by a predetermined distance may be performed in the same manner as in the first embodiment, So as to secure a second space S2 of a predetermined size for integrating the media.

Then, the first pickup roller 151 is rotated so that the media M1 for depositing are picked up one by one and moved downward, and the picked-up medium is conveyed to the first feed roller 161 and the first gate roller 162 by the rotation of the first path 191 (see arrow A).

Referring to FIG. 6, the medium on the first path 191 is accumulated in the temporary accumulation unit 30 after passing through the discrimination unit 20. The user interface unit 12 displays information for receiving a deposit cancellation or confirmation command, and the user can input a confirmation command or a deposit cancellation command. When the deposit confirmation command is input, the medium accumulated in the temporary accumulation unit 30 is moved to the media storage box 40 after passing through the discrimination unit 20 and stored.

FIG. 7 is a view showing a process of depositing a loaded medium and a rejection process of some media, FIG. 8 is a view showing a process of returning a rejected medium, and FIG. 9 is a process of re- And FIG. 10 is a view showing a path through which a non-received medium is re-deposited in the financial apparatus.

Referring to FIG. 7, when a media recognition error occurs or a damaged medium is deposited as a result of discrimination of an inserted medium, the medium R1 passing through the discrimination unit 20 is transmitted through the second path 192 And is rejected into the second space S2 (see arrow C). Or if a deposit cancellation command is input while the medium is temporarily integrated in the temporary accumulation unit 30, the medium may be rejected and integrated into the second space.

Next, referring to FIG. 8, each of the guiders 110 and 120 and the pressurizing units 130 and 140 returns to the return waiting state to return the rejected medium. That is, each of the front guider 110 and the rear guider 120 moves from the pickup standby position to the return reference position. In Fig. 8, each of the guiders 110 and 120 moves in a direction approaching each other.

Also, the pressing portions 130 and 140 move to the return waiting position. In FIG. 8, each of the pressing portions 130 and 140 moves in a direction approaching each other. At this time, the pressing portions 130 and 140 can contact each other.

In this embodiment, the deposit reference position of each guider 110, 120 may be the same as or different from the return reference position.

When each of the guiders 110 and 120 and the pressurizing units 130 and 140 is in the return waiting state, the shutter is opened and the customer can take out the returned medium. In the return-waiting state, the media M1 separated and the rejected medium R1 are separated by the pressing portions 130 and 140. However, since the pressing portions 130 and 140 are in contact with each other, The customer can receive the rejected medium R1 together with the non-separated medium M1.

If the customer has not received the returned media or the customer has entered a re-deposit order, the returned media may be re-deposited.

Referring to FIG. 9, the front guider 110 and the first pressing unit 130 move toward the first pickup roller 151 to be placed in the pickup standby position for re-depositing the returned medium. In addition, the rear guider 120 and the second pressing portion 140 move toward the second pickup roller 162 and are placed in the pickup standby position.

That is, not only the guiders 110 and 120 move away from each other, but also the pressers 130 and 140 move away from each other.

The medium M1 of the first space S1 is picked up by the first pickup roller 151 and the medium R1 of the second space S2 is picked up by the second pick- . The medium M1 picked up by the first pick-up roller 151 is conveyed to the first path 191 by the first feed roller 161 and the first gate roller 162, The medium R1 picked up by the first feed roller 152 and the second feed roller 163 is conveyed to the second path 192 by the second feed roller 163 and the second gate roller 164 (see arrow D). At this time, after the pickup of any one of the first space S1 and the second space S2 is completed, the pickup of the medium of the other space may be performed.

The media transported along the paths 191 and 192 are transported to the third collection box 54 after passing through the discrimination unit 20 and stored.

FIGS. 11 and 12 are diagrams showing a process of withdrawing a medium, and FIG. 13 is a diagram showing a path when a medium is withdrawn in a financial instrument.

11, for withdrawal of the medium, the front guider 110 moves to an integrated standby position (which may be the same as or different from the pick-up standby position of the front guider 110 in Fig. 5) The first guider 110 is moved to a position spaced apart from the front guider 110 by a predetermined distance. The reason for this is to secure a first space S1 of a certain size for positioning the medium to be withdrawn.

Then, the second pressing portion 140 and the rear guider 120 are moved to the withdrawal reference position. At this time, the second pressing portion 140 can maintain contact with the rear guider 120.

Then, after the medium M2 stored in the medium storage box 40 is taken out from the medium storage box 40, the medium M2 is passed through the discrimination unit 20. [ Then, the medium M2 is transferred to the first space S1 through the first path 191 and is accumulated in the first space S1. When the transfer of the medium M2 is completed, the first pressing portion 130 and the front guider 110 move to the withdrawal reference position. Referring to FIG. 9, the front guider 110 and the first pressing portion 130 move toward the rear guider 140.

In the present embodiment, a state in which each of the guider and the pressing portion are located at the withdrawal reference position is referred to as a withdrawal waiting state. In the withdrawal waiting state, the shutter is opened so that the customer can take out the medium.

If the customer has taken out the withdrawn medium, it can be re-deposited through the same process described in FIG.

According to the present invention, it is possible to deposit, withdraw, return, and re-deposit a medium by merely moving back and forth in a state in which the arrangement of the guider and the pressurizing portion is maintained, thereby reducing media processing time.

Since the first pick-up roller picks up the medium in the first space S1 and the second pick-up roller picks up the medium in the second space S2, the medium for withdrawal or the rejected medium is re-deposited The customer can re-deposit the money without having to re-deposit it after receiving the media. In addition, since there is no need to move to the first space for re-depositing rejected media, there is an advantage that the media processing time is reduced.

In this specification, the deposit reference position of each guider and the pressurizing portion may be the same position as the withdrawal reference position or may be a different position.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. That is, within the scope of the present invention, all of the components may be selectively coupled to one or more of them. Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Commonly used terms, such as predefined terms, should be interpreted to be consistent with the contextual meanings of the related art, and are not to be construed as ideal or overly formal, unless expressly defined to the contrary.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.

110: front guider 120: rear guider
130: first pressing portion 140: second pressing portion

Claims (8)

Front guider;
A rear guider disposed at a distance from the front guider;
A first pressing portion disposed between the front guider and the rear guider;
A second pressing portion disposed between the first pressing portion and the rear guider;
A first pickup roller for picking up a medium positioned in a first space between the front guider and the first pressing portion; And
And a second pickup roller for picking up a medium positioned in a second space between the second pressing portion and the rear guider,
The medium for depositing and the medium for withdrawing are respectively put into and discharged from the first space,
A medium rejected at the time of depositing is transferred to the second space,
The medium to be rejected in the second space is picked up by the second pick-up roller,
Wherein the arrangement of the front guider, the first pressurizing portion, the second pressurizing portion, and the rear guider is kept constant in a process of depositing the medium and a process of re-depositing the medium to be rejected. delete The method according to claim 1,
Further comprising a first path through which the medium for depositing and the medium for withdrawing are commonly transported. The method according to claim 1,
And a second path through which the medium to be rejected is transferred when depositing. The method according to claim 1,
Wherein at least one of the front guider and the first pressing portion moves in directions away from each other for depositing the medium. 5. The method of claim 4,
Wherein when the medium to be rejected is returned, the front guider and the rear guider move in a direction in which they approach each other. A customer information acquisition unit for acquiring customer information;
A user interface unit for displaying a menu and information for depositing or withdrawing money and inputting or selecting a command or information for deposit or withdrawal; And
And a medium processing device for depositing or withdrawing the medium,
The media processing apparatus includes a front guider and a first pressurizing portion positioned behind the front guider, a second pressing portion positioned behind the first pressing portion, and a rear guider positioned rearward of the second pressing portion, Including,
A medium for depositing and a medium for withdrawal are positioned between the front guider and the first pressurizing portion and a medium to be rejected at the time of depositing is located between the second pressurizing portion and the rear guider,
The medium processing apparatus includes a first pickup roller for depositing or re-depositing a medium in a space between the front guider and the first pressurizing portion; And
Further comprising a second pick-up roller for re-depositing a medium in a space between the second pressing portion and the rear guider,
Wherein the arrangements of the front guider, the first pressurizing portion, the second pressurizing portion, and the rear guider are kept constant in a process of depositing the medium, withdrawing the process, and re-depositing the medium to be rejected. delete

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