KR101672597B1 - Medium processing apparatus and financial device - Google Patents

Abstract

The present invention relates to a medium processing apparatus. A medium processing apparatus according to one aspect includes: a medium input / output device for inputting / outputting a medium for counting, a medium for depositing, and a medium for withdrawing; A discrimination unit connected to the media input / output device by a transfer path; And a media storage for storing the medium, wherein the media input / output device includes a first space into which a medium for counting and a medium for depositing are put, and a second space in which the counted medium can be integrated, And a second space in which the medium past the discrimination unit can be integrated and in which the temporary integrated medium past the discrimination unit can be accumulated in the dispensing process, and wherein the counted medium or the temporarily integrated medium May be transported along the transport path and stored in the media storage unit.

Description

[0001] MEDIUM PROCESSING APPARATUS AND FINANCIAL APPARATUS [0002]

The present specification relates to a media processing apparatus and a financial instrument.

Generally, a financial instrument is a device that processes a financial business desired by a customer. The financial instrument can deposit and withdraw the medium or automatically transfer the medium. The financial instrument may include a media processing apparatus for depositing or withdrawing a medium. The financial instrument may be directly operated by a customer or operated by a member of the bank.

Japanese Patent Laid-Open No. 2007-310547 (published on November 29, 2007) discloses a paper sheet handling apparatus.

The paper sheet handling apparatus includes a deposit port, a withdrawal port, a temporary holding section for temporarily storing the paper sheets, and a return port for returning the paper sheets.

According to such a paper sheet handling apparatus, the paper sheets introduced through the deposit port in the counting process can be transferred to the dispensing port after passing through the identification section. In this case, according to the customer, there is a case where it is desired to carry out the depositing process after performing the counting process. According to the conventional paper sheet handling apparatus, since the counted medium can not be separated for depositing directly from the dispensing slot, There is a problem in that the medium integrated in the withdrawal port must be taken out of the withdrawal port and then put into the deposit port.

Further, according to the conventional paper sheet handling apparatus, since the paper sheets accumulated in the temporary storage unit are integrated in the storage unit in the depositing process, separate temporary storage units must be present, complicating the configuration.

An object of the present invention is to provide a medium processing apparatus and a financial apparatus capable of directly depositing a counted medium.

A medium processing apparatus according to one aspect includes: a medium input / output device for inputting / outputting a medium for counting, a medium for depositing, and a medium for withdrawing; A discrimination unit connected to the media input / output device by a transfer path; And a media storage for storing the medium, wherein the media input / output device includes a first space into which a medium for counting and a medium for depositing are put, and a second space in which the counted medium can be integrated, A second space in which a medium past the discrimination unit can be integrated and in which the temporary integrated medium past the discrimination unit can be accumulated during the dispensing process; A supporting surface for supporting the medium introduced into the second space; A stack wheel for causing a medium drawn into the second space to be integrated on the support surface by a rotation operation; And a second space formed in the first space and protruding from the support surface to prevent interference with the medium during the process of supporting the medium on the support surface, A medium pressurizing device for pressurizing the medium in the second space, and the counted medium or the temporarily integrated medium among the medium integrated in the second space can be transported along the transport path and stored in the medium storage section.

According to another aspect, a financial instrument includes a medium processing apparatus for counting, depositing, or withdrawing a medium, the medium processing apparatus comprising, in a counting process or a depositing process, When a deposit command is received from the user interface in the counting process or a deposit confirmation command is received from the user interface in the depositing process, the medium of the second space is transferred to the media storage unit, and in the withdrawal process, Wherein the medium transferring unit transfers the medium discharged from the medium storage unit to the second space, the medium processing apparatus comprising: a supporting surface for supporting the medium introduced into the second space; A stack wheel for causing a medium drawn into the second space to be integrated on the support surface by a rotation operation; And a second space formed in the first space and protruding from the support surface to prevent interference with the medium during the process of supporting the medium on the support surface, And a medium pressure device for pressurizing the medium in the second space.

According to the proposed invention, since the separating device for separating the medium into the second space in which the counted media is accumulated in the counting process is provided, it is possible to perform the depositing process without taking out the medium from the second space after completion of the counting have.

Also, in the present invention, the medium may be temporarily accumulated in the second space, which serves as the dispensing space during the dispensing process.

Therefore, in the depositing process, since the medium passing through the discriminating unit is temporarily accumulated in the second space, when the user inputs the deposit canceling command, the medium located in the second space is not transferred to another module, So that the transaction time can be shortened and the structure of the financial apparatus can be simplified. In other words, there is an advantage that the structure of the financial instrument is simplified because a separate temporary accumulation unit is not provided and the dispensing space temporarily accumulates the medium in the second space.

1 is a schematic view showing a financial device according to an embodiment of the present invention;
2 is a schematic view of a media input / output device according to an embodiment of the present invention;
3 is a diagram showing the transfer of the medium in the depositing process or counting process
4 is a view showing the operation of the medium input / output device in the depositing process or counting process.
5 is a view showing media transportation in the process of depositing a medium integrated in a second space;
6 is a view showing the operation of the medium input / output device in the process of depositing the medium integrated in the second space.
7 is a view showing media transportation in the withdrawal process of the medium;

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. It should be noted that, in adding reference numerals to the constituent elements of the drawings, the same constituent elements are denoted by the same reference symbols as possible even if they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.

In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. When a component is described as being "connected", "coupled", or "connected" to another component, the component may be directly connected or connected to the other component, Quot; may be "connected," "coupled," or "connected. &Quot;

The financial device according to an embodiment of the present invention is a financial device that obtains various media such as banknotes, securities (including checks), giro, coins, vouchers, etc. and processes and / or processes withdrawals, Such as processing such as withdrawal, withdrawal, gift withdrawal, and the like. Examples of such financial instruments include an automated teller machine (ATM) such as a cash dispenser (CD), a cash recycling machine, and the like. However, the financial instrument is not limited to the above-described example, and may be various devices for automating the financial business such as FIS (Financial Information System).

The financial device according to an embodiment of the present invention can be classified into a financial device used by a customer and a financial device used by a bank administrator.

Hereinafter, an embodiment of the present invention will be described on the assumption that the financial instrument is a financial automation machine and is a financial automation machine used by a bank administrator. However, this assumption is for convenience of explanation, and it is revealed that the technical idea of the present invention is applicable not only to financial automatic machines, but also to financial automatic machines used by customers.

FIG. 1 is a schematic view showing a financial device according to an embodiment of the present invention, and FIG. 2 is a schematic view illustrating a media input / output device according to an embodiment of the present invention.

Referring to FIGS. 1 and 2, a financial device 1 according to an embodiment of the present invention may include a cabinet 10 having a media processing apparatus 11.

The financial instrument 1 may further include a user interface 12 for inputting a command related to a financial transaction such as a deposit or withdrawal of a user or for displaying information to a user. At this time, the user may be a customer, a member of a bank, a manager of a financial device, or the like.

In one example, the user interface 12 may display menus and information for depositing or withdrawing or displaying information of the counted media. In addition, the user interface 12 may be attached to a financial device, or may be a separate device and connected to a financial device by wire and / or wirelessly.

The media processing apparatus 11 may include a media input / output apparatus 20 in which a user can insert a medium or a user can take out the medium.

The media processing apparatus 11 may further include a discrimination unit 25 for discriminating a medium for deposit, a medium for withdrawal or a medium for counting.

The distinguishing unit 25 can identify the type, state, and information of the medium.

The media processing apparatus 11 may further include a media storage unit 40 for storing media.

The media storage unit 40 may include a plurality of media cassettes 41 to 44. One or more of the plurality of media cassettes 41 to 44 can store bills, and one or more can store checks. Alternatively, all of the plurality of media cassettes 41 to 44 can store bills or hold checks.

The media processing apparatus 11 may further include a replenishment recovery cassette 45.

The replenishment recovery cassette 45 may store a medium to be supplemented to the medium storage section 40 or a medium recovered in the medium storage section 40. [

The media processing apparatus 11 may further include a recovery cassette.

The recovery cassette can recover the medium that is judged to be defective in the depositing process. In addition, the recovery cassette can recover the medium determined to be defective in the withdrawal process.

In this embodiment, the recovery cassette may be a separate cassette 46 or 47, or may be divided into a cassette so as to recover the medium which is judged to be defective in the deposit and withdrawal process.

On the other hand, the media input / output device 20 allows a medium for depositing, a medium for withdrawal, and a medium for counting.

The media input / output device 20 may include a first space 21 and a second space 22. A medium for depositing or a medium for counting can be inserted into the first space 21. In the second space 22, a counted medium, a medium for depositing, or a medium for withdrawal may be integrated.

The media input / output device 20 may further include a first separating device for separating the medium located in the first space 21.

The first separating device includes a first pick-up roller 31 for picking up a medium positioned in the first space 21, a second pickup roller 31 for picking up a medium picked up by the first pick- And may include a first feed roller 32 and a first gate roller 33 for separation. The first gate roller 33 may be rotated or stopped in a direction opposite to the first feed roller 32.

The media input / output device 20 includes a stack guide 37 for guiding the integration of the media introduced into the second space 22, And a second separation device for separating the medium of the second space 22 for processing.

The second separation device includes a second pickup roller 34 for picking up a medium positioned in the second space 22 and a second pickup roller 34 for picking up a medium picked up by the second pickup roller 35, And may include a feed roller 35 and a second gate roller 36. The second gate roller 36 may be rotated or stopped in a direction opposite to the second feed roller 35. [

The stack guide 37 may guide the medium drawn into the second space to be stacked on the support surface 26 one by one. For example, the stack guide 37 may be a stack wheel for guiding the medium drawn by the rotation operation to the support surface 26.

The second space 22 may be opened and closed by a shutter 24 (shutter).

The shutter 24 may open the second space 22 in the counting process or may close the second space 22 in the counting process and open the second space 22 when the counting process is completed have. In addition, the shutter 24 may open or close the second space 22 during the dispensing process.

In FIG. 2, the shutter 24 is opened in the second space 22. In this state, when the shutter 24 is moved downward to the left, the second space 22 can be closed.

The media input / output device 20 may further include a third space 23 for storing a medium that is not recognized or determined to be bad by the determining unit 25 in the counting process and / or the depositing process.

The third space 23 may be opened or closed by a shutter or may be provided with a covering member covering a part of the opening of the third space so as to prevent detachment of the transported medium.

The first space 21, the second space 22, and the third space 23 may be independent of each other, or at least a part of the space may be divided into a separate space such as a partition or a guide As shown in FIG. At this time, if the space of at least a part of the first space 21, the second space 22, and the third space 23 is a divided space, the size of the space may be varied by the movement of the separating member have.

On the other hand, the financial instrument 1 may further include a transfer path for transferring the medium.

The conveying path includes a first conveying path 51 passing through the discriminating part 25 and a second conveying path 52 and a third conveying path 53 connected to the first conveying path 51 . The second conveying path 52 may be located below the first conveying path 51 and the third conveying path 53 may be located above the first conveying path 51 Lt; / RTI >

The transfer path may further include a connection path 54 connecting the first space 21 and the first transfer path 51. The medium in the first space 21 can be transported to the first transport path 51 through the connection path 54.

The feeding path includes an inlet path 55 branched from the third feeding path 53 and guiding the medium of the third feeding path 53 to the second space 22, 22) to the first conveying path (51).

The medium for counting or the medium for depositing is conveyed along the third conveyance path 53 after passing through the distinguishing section 25 and is conveyed through the third conveyance path 53 through the incoming path 55 And can be introduced into the second space 22.

The transfer path may further include a recovery path 57 branched from the third transfer path 53 and guiding the medium of the third transfer path 53 to the third space 23.

In this case, in the counting process and the depositing process, since the medium guides the medium to the same path and the same space, even if the instruction for counting and the instruction for depositing are separately received from the user through the user interface, The coefficient and the deposit command can be processed through the control command, so that the control of the financial instrument can be simplified.

Hereinafter, the operation of the financial instrument according to the financial transaction process will be described.

FIG. 3 is a view showing the transfer of the medium in the depositing process or counting process, and FIG. 4 is a view showing the operation of the medium input / output device in the depositing process or counting process.

Referring to FIGS. 3 and 4, in the depositing process or counting process, the medium M1 for depositing and / or counting can be introduced into the first space 22.

The medium M1 injected into the first space 22 can be separated one by one by the first separator. The separated media M1 are conveyed to the first conveying path 51 through the connecting path 54. [ The medium (M1) conveyed to the first conveyance path (51) passes through the discriminating part (25). The distinguishing unit 25 can determine not only the denomination of the medium M1 but also whether the medium M1 is a normal medium or an abnormal medium.

The medium M2 recognized as a normal medium by the discrimination unit 25 is conveyed along the third conveyance path 53 and enters the second space 22 through the intake path 55. [ The media M2 introduced into the second space 22 may be seated on the support surface 26 by the stack guide 37. [

On the other hand, the medium M3 judged to be defective in the discrimination unit 25 or not recognized in the discrimination unit 25 is conveyed along the third conveyance path 53, 3 space (23).

If the counting process is performed, the information of the medium integrated in the second space 22 and the information of the medium transferred to the third space 23 can be displayed on the user interface 12 have. When the counted medium is not deposited, the medium M2 accumulated in the second space 22 can be taken out from the second space 22. [

At this time, the shutter 24 can keep the second space 22 open or closed during the counting process. If the shutter 24 closes the second space 22, the shutter 24 can automatically open the second space 22 when the counting is completed. Or when the shutter 24 is in the state of closing the second space 22, upon receiving the shutter opening command or the count end command through the user interface 12 after the counting is completed, The second space 22 can be automatically opened.

Alternatively, when the shutter 24 closes the second space 22, when the counting is completed, the second space 22 can be opened by manually moving the shutter 24.

Of course, the third space 23 can also be opened or closed manually or automatically by a shutter. After the counting process is completed, the user can press the medium M3 of the second space 22 and / .

When the second space 22 and the third space 23 are independent spaces, shutters may be provided in the respective spaces, and the second space 22 and the third space 23 may be separated from each other. The second space 22 and the third space 23 can be opened and closed through one shutter.

At this time, a shutter lock unit (not shown) is provided to keep the shutter closed and closed during the counting process, so that the shutter can be locked. When the count is completed, the shutter can be opened automatically or manually The lock of the shutter lock (not shown) may be released.

On the other hand, when the depositing process is performed, the information of the medium integrated in the second space 22 and the information of the medium transferred to the third space 23 are displayed on the user interface 12 . A deposit confirmation command or a deposit cancellation command for the medium integrated in the second space 22 can be received through the user interface 12. [

If the deposit confirmation command is received through the user interface, the medium M2 in the second space 22 can be separated and transferred by the second separation device and deposited. The process of depositing the medium M2 in the second space 22 will be described later with reference to the drawings.

On the other hand, when the deposit canceling command is received, the depositing process is terminated and the user can take out the medium M2 integrated in the second space 22 from the second space 22. [ At this time, the shutter 24 can keep the second space 22 closed during the depositing process. When the deposit canceling command is received, the shutter 24 automatically or manually opens the second space 22, (22) can be opened.

In addition, a shutter lock unit (not shown) for preventing the shutter from being opened and kept closed during the dispensing process may be further provided to lock the shutter. When the dispensing process is terminated or a deposit canceling command is received, The shutter lock portion (not shown) can be unlocked so as to be opened automatically or manually.

The second space 22 serves as a temporary accumulation space in which the medium for depositing is temporarily accumulated during the depositing process. When the deposit canceling command is received, the user can take out the accumulated medium. You can also perform roles.

FIG. 5 is a view showing media transportation in the process of depositing the media integrated in the second space, and FIG. 6 is a view showing the operation of the media input / output device in the process of depositing the media integrated in the second space.

Referring to FIGS. 5 and 6, the medium M2 accumulated in the second space 22 in the counting process or the depositing process may be deposited.

At this time, in the present embodiment, the second space 22 in the depositing process functions as a temporary accumulation space where the medium is temporarily accumulated.

When at least a part or all of the medium M2 integrated in the second space 22 is received in the counting process, the deposit command, the depositing command after the completion of the counting process, or the deposit confirmation command in the depositing process, The pressing portion 59 provided in the second space 22 is operated so that the pressing portion 59 moves in a direction approaching the medium integrated on the support surface of the second space 22, It is possible to press the medium M2 of the second space 22 toward the second pickup roller 34 side.

The pressing portion 59 maintains a state of being avoided to a predetermined position in order to prevent interference with the medium in the process of drawing the medium into the second space 22 and separates the medium of the second space 22 The second space 22 may protrude into the second space 22 to press the medium M2.

The pressing part 59 may be connected to the moving part 58 and moved in a direction substantially parallel to the supporting surface 26, for example. The pressing portion 59 may be rotatably connected to the moving portion 58.

In this specification, the pressing portion 59 and the moving portion 58 may be referred to as a medium pressing device. In the present specification, the media pressure device is not limited to the configuration of the pressing portion and the moving portion described above, and may be implemented in various forms. For example, the medium pressure device can be avoided above the medium M2 integrated in the second space 22, and in the process of separating the medium M2, (The right direction of the medium M2) to press the medium M2 toward the second pick-up roller 34 side.

The medium M2 accumulated in the second space 22 is separated by the second separation device and transferred to the take-out path 56. [ The medium M2 conveyed to the take-out path 56 is conveyed along the first conveying path 51 and is again conveyed to the second conveying path 52 after passing through the discriminating part 25, And can be integrated in the storage section 40.

At this time, if the medium M2 is judged to be a defective medium after passing through the discriminating part 25 again, it can be recovered to the first recovery cassette 46 through the recovery path 58. [

7 is a view showing media transportation in the withdrawal process of the medium.

Referring to FIG. 7, when a withdrawal command for a medium is received through the user interface 12, the medium and the number of media corresponding to the received withdrawal amount are released from the medium storage unit 40. The medium discharged from the medium storage unit 40 is conveyed along the second conveyance path 52 and then passes along the first conveyance path 51 and passes through the discrimination unit 25. [ Among the media passing through the discriminating unit 25, the normal medium is conveyed along the third conveyance path 53, and is drawn into the second space 22 through the withdrawal path 55. On the other hand, the defective medium in the medium passing through the distinguishing unit 25 can be recovered to the second recovery cassette 47 through the recovery path 58.

When the withdrawal of the medium for withdrawal to the second space 22 is completed, the shutter 24 is unlocked and / or opened so that the user can take out the medium located in the second space 22. In the withdrawal process, the second space 22 serves as a withdrawal space in which a medium for withdrawal is located.

According to the present invention, the following effects can be expected.

First, since the separating device for separating the medium into the second space in which the counted media is accumulated in the counting process is provided, there is an advantage that the depositing process can be performed immediately without taking out the medium from the second space after the counting.

Also, in the present invention, the medium may be temporarily accumulated in the second space, which serves as the dispensing space during the dispensing process.

Therefore, in the depositing process, since the medium passing through the discriminating unit is temporarily accumulated in the second space, when the user inputs the deposit canceling command, the medium located in the second space is not transferred to another module, So that the transaction time can be shortened and the structure of the financial apparatus can be simplified.

Furthermore, since the medium is temporarily accumulated in the second space, which is a withdrawal space accessible by the user, without having a separate temporary accumulation unit inside the financial apparatus, the structure of the financial apparatus is simplified.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. That is, within the scope of the present invention, all of the components may be selectively coupled to one or more of them. Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Commonly used terms, such as predefined terms, should be interpreted to be consistent with the contextual meanings of the related art, and are not to be construed as ideal or overly formal, unless expressly defined to the contrary.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.

1: financial instrument 10: cabinet
11: Media processing device 20: Media input / output device
21: first space 22: second space
23: third space 31: first pickup roller
34: second pick-up roller

Claims (7)

Media input / output devices for media input / output of media for counting, media for depositing and withdrawal;
A discrimination unit connected to the media input / output device by a transport path; And
And a media storage for storing the medium,
Wherein the media input / output device includes a first space into which a medium for counting and a medium for depositing are inserted,
A second space in which the counted media can be accumulated, a medium past the discriminating unit as a medium for withdrawal can be accumulated, and a temporary storage medium past the discriminating unit can be accumulated in the depositing process;
A supporting surface for supporting the medium introduced into the second space;
A stack wheel for causing a medium drawn into the second space to be integrated on the support surface by a rotation operation; And
The first space is prevented from reaching the second space to prevent interference with the medium during the process of supporting the medium on the support surface, and in the process of separating the medium of the second space, And a medium pressure device for pressurizing the medium of two spaces,
Wherein the counted medium or the temporarily integrated medium among the media accumulated in the second space can be transported along the transport path and can be stored in the medium storage section. The method according to claim 1,
The medium input / output device includes a first separating device for separating the medium of the first space,
And a second separation device for separating the medium of the second space. The method according to claim 1,
Wherein the conveying path includes a first conveying path through which the discriminating portion passes,
A connection path connecting the first space to the first transfer path,
And a withdrawal path for connecting the second space with the first conveyance path. The method of claim 3,
Wherein the conveying path includes a third conveying path connected to the first conveying path,
A second conveying path connected to the first conveying path and connected to the media storage unit,
And a feed path for guiding the medium of the third feed path to the second space. 3. The method of claim 2,
Wherein the medium pressure device moves in a direction to come close to the rear surface of the medium integrated on the support surface to press the medium toward the second separation device. The method according to claim 1,
And a third space for storing a medium which is not recognized or determined to be defective by the discriminating unit in at least one of the counting process and the depositing process,
Wherein at least one of the first space, the second space, and the third space is an independent space. A media processing apparatus for counting, depositing, or withdrawing a medium,
The medium processing apparatus includes:
In the counting process or the depositing process, the medium for counting inputted into the first space or the medium for depositing is transferred to the second space,
When a deposit command is received from the user interface in the counting process or a deposit confirmation command is received from the user interface in the depositing process, the medium of the second space is transferred to the medium storage unit,
In the withdrawal process, transferring the medium discharged from the medium storage portion to the second space,
The medium processing apparatus may further include: a support surface for supporting the medium introduced into the second space;
A stack wheel for causing a medium drawn into the second space to be integrated on the support surface by a rotation operation; And
The first space is prevented from reaching the second space to prevent interference with the medium during the process of supporting the medium on the support surface, and in the process of separating the medium of the second space, And a medium pressure device for pressurizing the two space media.

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