KR101278842B1 - Financial device - Google Patents

Abstract

The present invention relates to a financial device. According to one aspect, a financial device includes a single entry and exit unit for entering and exiting a media and a branch including one or more of banknotes and checks together or separately; A discriminating unit capable of discriminating the introduced media and giro; A medium storage box for storing the inserted medium; And a paper storage box for storing the processed paper.

Description

Financial device}

This specification relates to a financial device.

Generally, a financial device is a device that processes a financial business desired by a customer. The financial device may deposit and withdraw the media or automatically transfer the media. For example, the financial device may deposit or withdraw banknotes and checks.

In the case of a conventional financial device, it is not possible to process the jiro, or it is configured to process the jiro separately from the bills and checks. If the financial device could not process the Jiro, a Jiro processor separate from the financial device was used to process the Jiro.

In the case of processing a giro in the financial device, a giro treatment module separate from the configuration for processing the banknote or check was used. The giro processing module includes an input unit for inputting a giro, a giro discriminating unit for discriminating the giro, and a giro accommodating unit for storing the giro. Therefore, since a separate jiro processing module is provided in addition to the module for processing banknotes or checks, there is a problem that the size of the financial device is increased and the internal structure is complicated.

An object of the present invention is to provide a financial device capable of processing paper in addition to banknotes or checks by a simple configuration.

According to one aspect, a financial device includes a single entry and exit unit for entering and exiting a media and a branch including one or more of banknotes and checks together or separately; A discriminating unit capable of discriminating the introduced media and giro; A medium storage box for storing the inserted medium; And a paper storage box for storing the processed paper, wherein at least one of the transport paths connected to the access point and the discrimination part is a main path for transporting the medium, and after branching from the main path, It is connected to the main path and includes a branch path for transporting branches.
According to another aspect, a financial device includes a single entry and exit unit for entering and exiting a medium and a branch including one or more of banknotes and checks together or separately; A discriminating unit capable of discriminating the introduced media and giro; A medium storage box for storing the inserted medium; And a paper storage box for storing the processed paper, wherein at least one of the entry and exit portions is separated into a main path for transporting the medium and a path independent of the main path. It is characterized in that the path is connected to the branch.

According to another aspect, a financial device includes a single entry and exit unit for entering and exiting a medium and a branch including one or more of banknotes and checks together or separately; A discriminating unit capable of discriminating the introduced media and giro; A bill holder for storing deposited bills; And a check deposit box for storing the deposited check and the processed branch, wherein the check deposit box includes a check storage unit for storing the deposited check, and a compartment formed with the check storage unit, for storing the processed branch. Includes a branch storage.

According to yet another aspect, a financial device includes a single entry and exit unit for entering and exiting a medium and a branch including one or more of banknotes and checks together or separately; A discriminating unit capable of discriminating the introduced media and giro; A medium storage box for storing the inserted medium; And a collection box for storing the processed giro together with the medium determined to be defective or the non-receiving medium of the customer, wherein the collection box includes a first storage unit for storing the medium determined to be bad or the medium for which the customer is not received. And a second storage unit which is partitioned from the first storage unit and which stores the processed branch.

According to the proposed invention, since the giro can be processed using the media entry / exit unit and the discrimination unit provided in the financial device for processing bills or checks, there is an advantage that the giro can be processed by a simple configuration.

1 is a perspective view of a financial device according to a first embodiment of the present invention.
2 is a block diagram of a financial device according to a first embodiment of the present invention.
3 is a view schematically showing a check box according to a second embodiment of the present invention.
4 is a block diagram of a financial device according to a third embodiment of the present invention.
5 is a block diagram of a financial device according to a fourth embodiment of the present invention.
6 is a block diagram of a financial device according to a fifth embodiment of the present invention.
7 is a block diagram of a financial device according to a sixth embodiment of the present invention.
8 is a block diagram of a financial device according to a seventh embodiment of the present invention.
9 is a block diagram of a financial device according to an eighth embodiment of the present invention;
10 is a block diagram of a financial device according to a ninth embodiment of the present invention;

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. In adding reference numerals to the components of each drawing, it should be noted that the same reference numerals are assigned to the same components as much as possible even though they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.

In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. When a component is described as being "connected", "coupled", or "connected" to another component, the component may be directly connected or connected to the other component, Quot; may be "connected," "coupled," or "connected. &Quot;

The financial device according to an embodiment of the present invention, for example, obtains various media such as banknotes, securities (including checks), giro, coins, gift certificates, and the like, and processes such as deposit processing, giro storage, gift certificate exchange, and / or withdrawal processing. It is a device that performs financial operations such as media processing, such as processing, releasing to the market, and releasing gift certificates. Examples of such a financial device may be an ATM (Automated Teller Machine) such as a cash dispenser (CD), a cash recycling device (Cash Recycling Device). However, the financial device is not limited to the above-described example, and may be a variety of devices that automate financial operations, such as a financial information system (FIS).

Hereinafter, an embodiment of the present invention will be described on the assumption that the financial device is a financial automatic device. However, this assumption is only for convenience of explanation, and the technical idea of the present invention is not limited to the financial automation equipment.

1 is a perspective view of a financial device according to a first embodiment of the present invention, Figure 2 is a block diagram of a financial device according to a first embodiment of the present invention.

1 and 2, the financial device 1 according to the first embodiment of the present invention includes a main body 10 in which a plurality of components are embedded. The main body 10 includes a media entry / exit unit 13 capable of depositing or withdrawing banknotes, checks and giro independently or together.

In the present embodiment, as an example, a banknote, a check, and a giro are entered through a single media entry / exit unit 13, but alternatively, the banknotes and a giro are entered into or out of the media entry and exit unit independently, or a check and a giro It is also possible to extract them independently or together.

The media input / output unit 13 includes a media storage space accessible by a customer, and the storage space can be opened and closed by a closure member such as a shutter or a cover, As shown in Fig. In addition, different types of media may be simultaneously introduced into the media input / output unit 13.

That is, the media entry / exit unit 13 serves as a common entry / exit unit for bank notes, checks, and giro, and injects one or more kinds of bank notes, checks, and giro into the media entry / exit unit 13 in bundle units including a single sheet. can do. In addition, one or more kinds of bills, checks, and branches in bundle units may be discharged to the media entry / exit unit 13. Of course, the media entry / exit unit 13 may include a separating means for separating the inserted bills, checks or giro by sheet. In addition, the banknote, check, and branch may be inserted into or withdrawn from the media entry / exit unit 13 in the same direction. Here, the insertion or withdrawal of the banknote and the check in the same direction means that the banknote, the check and the branch are input or withdrawn in the transverse or longitudinal direction. The medium includes a pair of first long sides and a pair of second sides shorter than the first side. Longitudinal feeding, conveying, and accumulating in the direction parallel to the first side may be referred to as longitudinal feeding, conveying, and accumulating. can do.

In addition, the financial device 1 may further include a bankbook entry and exit unit 14 for entering and exiting a bankbook and a card entry and exit unit 15 for entering and exiting a card. Of course, one or more of the bankbook entry and exit 14 and the card entry and exit 15 may be omitted depending on the type of the financial device 1.

The financial device 1 may further include a discriminating unit 20. The distinguishing unit 20 can identify the type of medium or identify a defective medium when storing or withdrawing the medium. In the present embodiment, the discriminating unit 20 may discriminate states of bills, checks, and giro. A transfer unit 19 is disposed between the media entry / exit unit 13 and the discrimination unit 20 to transfer bills, checks, and branches in common. In addition, although not indicated by the reference numerals, the banknote, check and branch can be transferred by a common transfer unit in the financial device.

The discrimination unit 20 may include one or more of an optical character reader (OCR) and a magnetic ink character reader (MICR).

The financial device 1 may further include a temporary accumulator 30 in which bills and branches are temporarily accumulated. The temporary accumulation unit 30 temporarily stores banknotes and / or giro received through the medium entry / exit unit 13. At this time, when the banknote and the branch are inserted at the same time, the bill and branch are accumulated in the temporary accumulation unit 30 at the same time.

The bills accumulated in the temporary stacking unit 30 are transferred to the bill holders 41, 42, 43 which will be described later when the customer finally determines bill receipt. The branch accumulated in the temporary accumulation unit 30 is transferred to the storage box 56 to be described later when the customer finally determines the branch processing. At this time, since the banknote and the branch is passed through the discriminating unit 20 and the banknote and the branch are distinguished from the discriminating unit 20, the order of input of the banknote and the branch is stored in a memory unit not shown. Therefore, even if bills and branches are accumulated in the temporary stacking unit 30 at the same time, the bills and branches may be divided into bills storage boxes 41, 42, 43 and paper boxes 56, respectively. On the other hand, when bills and giro are temporarily accumulated together in the temporary stacking unit 30, when the deposit cancellation command or the branch processing cancellation command of the bill is input, the bills and giro are discharged together to the media entry / exit unit 13. Can be.

The financial device 1 may further include a medium storage box 40 for storing the medium. The media storage 40 may include one or more banknote storage boxes 41, 42, 43 and one or more check storage boxes 44. In this specification, it is noted that the number of the banknote storage boxes 41, 42, 43 and the check storage box 44 is not limited. Of course, if the financial device 1 does not process a check, the check box 44 may be omitted.

In the bill holders 41, 42 and 43, a media inlet for introducing the transferred bills and a media outlet for ejecting bills accumulated in the bill holders 41, 42 and 43 to the outside are formed. Can be. In general, the media inlet and the media outlet may be formed at the upper end of a box constituting the external appearance of the banknote storage boxes 41, 42 and 43.

In addition, in the inside of the banknote storage boxes 41, 42 and 43, media collecting means for collecting banknotes transferred from the outside of the banknote storage boxes 41, 42 and 43 side by side, And a pick-up means for transferring the media to the outside of the storage boxes 41, 42 and 43. That is, the banknotes stored in the banknote storage boxes 41, 42 and 43 can be discharged to the outside, and the deposited banknotes can be stored in the banknote storage box. Specific configurations of the banknote storage boxes 41, 42, and 43 may be implemented with known configurations. In this specification, it is noted that the structure of the banknote storage boxes 41, 42 and 43, whether the banknotes can be discharged and whether or not the banknotes can be deposited are not limited to the examples described above.

The banknote box 40 may be elongated in a direction parallel to the direction of gravity so that the medium can be accumulated in the direction of gravity, it may be disposed in the lower portion inside the financial device (1). When the bank instrument 1 is provided with a plurality of bill holders 41, 42, 43, a plurality of bill holders 41, 42, 43 may be arranged in a horizontal direction. As another example, the plurality of banknote storage boxes 41, 42 and 43 may be arranged in the vertical direction.

The check deposit box 44 may be disposed horizontally with the plurality of banknote storage boxes 41, 42 and 43. As another example, the check deposit box 44 may be disposed in the vertical direction together with the plurality of banknote storage boxes 41, 42, and 43.

The check deposit box 44 may store a check for withdrawal. The structure of the check deposit box 44 will be described later with reference to the drawings.

The financial device 1 may further comprise a check deposit box 54. The checks deposited in the check deposit box 54 may be stored normally. The check deposit box 54 and the check deposit box 44 may be separate modules. As another example, the check deposit box 54 and the check deposit box 44 are provided in a single storage box, provided that a space inside the single storage box stores a check for deposit and a check for withdrawal. Can be partitioned into spaces.

The financial device 1 has a first collection box 50 in which bank notes or checks determined to be defective in the deposit process are stored, and a second collection box in which bank notes or checks determined to be bad in the withdrawal process are stored ( 52), and may further include a recovery refill box (60). The first collecting box 52 and the second collecting box 52 are provided in a plurality of numbers, respectively, and can be used as a check collecting box and a paper money collecting box, respectively.

The recovery replenishment unit 60 replenishes paper money or checks to the paper currency storage boxes 41, 42 and 43 or the check storage box 44 or replaces the paper currency notes or check from the paper currency storage boxes 41, 42 and 43 or the check storage box 44, Or withdraw the check. Alternatively, the financial device 1 may further include a third recovery box (not shown) in which the unreceived medium is recovered when the customer has not received the medium discharged to the media entry / exit unit 13 for withdrawal. .

In the financial device 1 of the present invention, the recovery boxes 50 and 52 and the recovery replenishment box 60 may be omitted. Further, there is no limitation on the number of the collection boxes (50, 52) and the collection box 60.

The financial device 1 further includes a bin 56 in which the processed bin is stored. The branch storage box 56 may be connected to a path branched from an incoming path of the check deposit box 44 or the second collection box 52. The paper box storage box 56 forms a paper storage section. For example, the branch storage box 56 may be located above the discriminating unit 20 or the temporary accumulator 30.

In the present embodiment, in order to process the branch, it is possible to put a bank account or a card together with the branch. In this case, the amount required to pay in the branch can be withdrawn from the bank account or card.

As another example, it is possible to deposit only giro and banknotes or checks if the amount of money coinciding with the required amount of money with Giro.

As another example, when an amount more than Giro and a payment amount is input, a separate bankbook or a card may be required to process a difference between the input amount and the payment amount. In this case, the difference may be deposited in the bankbook or the bankbook associated with the card.

As another example, when the amount more than Giro and the required amount of payment is input, the difference may be returned through the media entry / exit unit when the difference between the input amount and the required amount of payment can be processed by the financial device.

For example, if the financial device is unable to process coins, it may require the input of a bankbook or a card if a coin is required to be returned, and bills may be returned if a coin is not needed and a banknote is required. Can be. On the other hand, when the financial device can process coins, banknotes and / or coins may be returned as the difference. Of course, in order for the financial device to process coins, a separate coin entry and exit unit may be provided.

According to the present embodiment, since the giro can be processed using the media entry / exit unit and the discrimination unit and the temporary accumulation unit provided in the financial device for processing banknotes or checks, a separate giro processing module is unnecessary, and the giro There is an advantage that can be processed.

3 is a view schematically showing a check box according to a second embodiment of the present invention.

This embodiment is the same as the first embodiment in other parts, except that the branch is temporarily accumulated in the check box.

Referring to FIG. 3, in the check deposit box 44 according to the second embodiment of the present invention, a check or a branch G for a deposit is temporarily accumulated, and a check M for withdrawal may be stored. That is, the check box 44 performs a function of a temporary accumulator for temporarily storing a check or a branch deposited as well as a check storing function for withdrawal.

The check box 44, the first support portion 45 for supporting the check and / or giro (G) for the deposit, the second support portion 46 for supporting the check (M) for withdrawal, Pick-up rollers 48 for discharging checks or girders, and transfer units 47 for conveying media.

A check M for withdrawal is accumulated between the first support 45 and the second support 46. In addition, a check or a branch (G) for depositing money may be placed on the upper side of the first support part 45. A space between the first support portion 45 and the second support portion 46 may be referred to as a check storage portion. The first supporting part 45 and the second supporting part 46 can be moved up and down by independent driving parts. As another example, the second support portion 46 can be moved up and down by a driving portion, and the first support portion 45 can be connected to an elastic member (not shown). The elastic member may provide an elastic force to the first support portion 45 to move the first support portion 45 downward. In this case, in a state in which no external force is applied to the first support part 45, the first support part 45 may maintain a state as shown in FIG. 3, and when the second support part 46 rises, the second support part 45 may rise. The lifting force of the support 46 is transmitted to the first support 45 by the check M2 for withdrawal, so that the first support 45 is raised. At this time, the first support portion 45 can be raised to a position higher than the lowest point of the pickup roller 48 without interfering with the pickup roller 48.

Of course, even when the first supporting part 45 is operated by the driving part, the first supporting part 45 can be elevated to a position higher than the lowest point of the pickup roller 48. [

This embodiment is not limited to the above-described example as long as the check or giro (G) for deposit in the check deposit box 44 can be stored separately from the check (M) for withdrawal, various structures can be applied. There will be.

According to the present embodiment, since the check and / or the branch for the deposit is temporarily accumulated in the check box 44, there is an unnecessary advantage that a separate temporary accumulation unit for the check and the branch.

Even when the check and the branch are simultaneously inserted, the check and the branch are passed through the discriminating unit 20 so that the check and the branch are divided, so the order of inserting the bill and the branch is stored in the memory unit not shown. Therefore, even if a check and a branch are accumulated at the same time in the temporary stack in the check box 44, the check and branch can be separated into a check deposit box 54 and a branch box 56, respectively. On the other hand, in the case where check and giro are temporarily accumulated together in the check deposit box 44, if a check deposit cancel command or a jiro processing cancel command is input, the check and giro may be discharged together to the media entry / exit unit 13. have.

In addition, in the case where check and giro are temporarily accumulated together in the check box 44, if a check deposit cancellation order or a giro cancellation command is input, the check or giro to be canceled and returned is returned to the media entry / exit unit 13. After the check or branch is not canceled, the check or branch is stored in the temporary stacking unit 30, and the check or branch stored in the temporary stacking unit 30 after the return of the check or branch is stored in the check deposit box or the branch locker. Can be. In other words, if one of the checks and the branch is abnormal and wishes to cancel, it is possible to cancel and return only one type of check or branch without canceling and returning both the check and the branch.

4 is a block diagram of a financial device according to a third embodiment of the present invention.

The present embodiment is the same as the first embodiment in other parts, except that the temporary accumulation unit is provided as a separate branch for temporarily accumulating the branches. Therefore, only the characteristic parts of the present embodiment will be described below.

Referring to FIG. 4, the financial device according to the third embodiment of the present invention includes a bill accumulation unit 31 for temporarily accumulating banknotes and a tent accumulation unit 70 for temporarily accumulating branches. .

According to the present embodiment, even when the banknote and the branch are simultaneously input, the banknote and the branch are divided and accumulated in a separate temporary stacking unit. When the banknote deposit cancel command or the branch processing cancel command is input, a cancel command is input. Only the discharged medium may be discharged to the media entry / exit unit 13. For example, even when a banknote deposit cancel command is inputted to cancel and re-deposit the banknote, the branch may be temporarily accumulated in the branch stacker 70.

Alternatively, when a jero processing cancellation command is inputted when a new jello is inputted by incorrectly inserting a giro, only the giro is discharged to the media entry / exit unit 13 while the banknote is temporarily accumulated in the bill temporary accumulator 31. Can be.

5 is a configuration diagram of a financial device according to a fourth embodiment of the present invention.

The present embodiment is the same as the first embodiment in other parts, except that the branch is temporarily accumulated in the box storage box. Therefore, only the characteristic parts of the present embodiment will be described below.

Referring to FIG. 5, the paper box storage box 56 according to the fourth embodiment of the present invention includes a paper box temporary accumulation unit 561 and a paper box storage unit 562. As described in the check deposit box of FIG. 3, the branch storage box 56 may include a first support part for supporting the branch for temporary accumulation and a second support part for supporting the processed branch.

In the present embodiment, the first support portion may be configured to be rotatable by the rotation shaft. In this case, when the first support is rotated with respect to the rotation axis in a horizontal state, a branch integrated temporarily on the first support may fall onto the second support.

For example, when a processing instruction to the gird supported by the first support part is input, the first support part may be rotated based on the rotational axis so that the giro may fall onto the second support part. On the other hand, when a cancel command of the temporarily integrated paperboard is input, the paperboard located on the first support portion may be picked up by a pickup roller and discharged to the media entry / exiting portion 13.

As another example, the bin 56 may include a single support. In this case, the giro may be temporarily accumulated on a single support (or processed giro accumulated on the support). If a processing instruction to the temporary integrated branch is input, the temporary integrated branch is maintained in an integrated state. On the other hand, when a command for canceling the process of temporarily accumulating paper is input, only the temporarily accumulating paper can be picked up by the pickup roller and discharged to the medium entry / exit unit 13. In the present embodiment, since the branch passes through the discriminating unit 20, the number of branches can be sensed in the discriminating unit 20. For example, if only one branch is temporarily accumulated in the branch storage box 56, only one branch is discharged, and when a plurality of branches are temporarily accumulated in the branch storage box 56, only a plurality of branches are temporarily accumulated. May be released from the storage 56.

According to the present embodiment, since the branch is temporarily accumulated in the branch storage box 56, the state is stored in the branch storage box 56 when the processing instruction of the branch is inputted. There is an advantage that a transfer path for transferring is unnecessary.

6 is a block diagram of a financial device according to a fifth embodiment of the present invention.

This embodiment is the same as the first embodiment in other parts, but is characterized in that a separate box is provided. Therefore, only the characteristic parts of the present embodiment will be described below.

Referring to FIG. 6, the financial device according to the fifth embodiment of the present invention may include one or more banknote boxes 41 and 42, one or more check boxes 44, and one or more branch boxes 70. The bill holders 41 and 42, the check box 44 and the paper box 70 may be arranged in a horizontal direction or in a vertical direction. The branch storage box 70 may be located below the discriminating unit 20 as an example.

The structure of the paper box storage box 70 of the present embodiment may be formed in the same structure as the paper box storage box of the fourth embodiment. That is, the branch storage box 70 may include a branch storage unit 710 and a branch storage temporary unit 720.

According to the present embodiment, since the branch is temporarily accumulated in the branch storage box 70, the state is stored in the branch storage box 70 when the processing instruction of the branch is inputted, so that the processed branch is stored as the branch storage box. There is an advantage that a transfer path for transferring is unnecessary.

7 is a block diagram of a financial device according to a sixth embodiment of the present invention.

This embodiment is the same as the first embodiment in other parts, except that the branch is stored in the second collection box. Therefore, only the characteristic parts of the present embodiment will be described below.

Referring to FIG. 7, the second collection box 52 according to the sixth embodiment of the present invention includes a first storage part 521 in which a banknote or check which is determined to be defective in the withdrawal process is stored, and the processing is completed. It includes a second storage unit (522: branch storage unit) is stored. The first storage part 521 and the second storage part 522 may be partitioned by a partition part. The banknote or check determined as defective is transferred along the first transfer path 523 to be inserted into the first storage part 521, and the processed branch is transferred along the second transfer path 524 to be processed. It enters into the 2 storage part 522. That is, the second collection box 52 may include a first entrance into which bad banknotes or checks are inserted and a second entrance into which a processed branch is introduced.

According to the present embodiment, since the second collection box 52 may be classified into a banknote or a check and a paper judged as defective, the storage box is unnecessary as a separate paper box, thereby simplifying the structure of the financial device.

As another example, it is also possible to store the processed branch along with the bill or check judged as defective in a single storage unit of the second collection box 52. In this case, the second transfer path 524 may be omitted.

In the present exemplary embodiment, the giro is stored in the second collection box, but the giro may be stored in the first collection box in which the media determined to be defective in the deposit process is recovered or the third collection box in which the customer collects the unreceived media. Do.

8 is a configuration diagram of a financial device according to a seventh embodiment of the present invention.

This embodiment is the same as the first embodiment in other parts, except that the branch is stored in the check deposit box. Therefore, only the characteristic parts of the present embodiment will be described below.

Referring to FIG. 8, the check deposit box 54 according to the seventh embodiment of the present invention may include a first storage unit 541 for storing a deposited check and a second storage unit 542 for storing a processed branch. : Branch storage part). The first storage part 541 and the second storage part 542 may be partitioned by a partition part. In addition, the received check is transferred along the first transfer path 543 to the first storage part 521, and the processed branch is transferred along the second transfer path 544 to the second storage part ( 542). That is, the check deposit box 54 may include a first entrance through which the deposited check is entered and a second entrance through which the processed branch is introduced.

According to this embodiment, since the check deposited in the check deposit box 54 and the branch can be stored separately, there is no need for a separate branch storage box has the advantage of simplifying the structure of the financial device.

As another example, it is also possible for the processed branch to be stored with the check deposited in a single depository of the check deposit box 54. In this case, the second transfer path 544 may be omitted.

9 is a configuration diagram of a financial device according to an eighth embodiment of the present invention.

The present embodiment is the same as in the first embodiment in other parts, but it is characterized in that it further comprises a branch path branched from the main path to which the bills or checks are conveyed to the branch. Therefore, only the characteristic parts of the present embodiment will be described below.

Referring to FIG. 9, a financial device according to an eighth embodiment of the present invention may include a first main path 191 for transferring a banknote or check deposited through the media entry / exit unit 13 to the discrimination unit 20; After branching from the first main path 191, the first branch path 192 is connected to the first main path 191 again at the entrance of the discriminating unit 20. The branch enters the first branch path 192 while being transported along the first main path 191 and is transported along the first branch path 192, and is then transferred to the first main path 191. After passing through the discriminating unit 20. Thus, some of the first main paths 191 provide a common path to bills or checks and branches.

In addition, the financial device may be branched from the second main path 21 and the second main path 21 for transferring the banknotes passing through the discriminating unit 20 to the temporary accumulation unit 30. The second branch path 22 is connected to the second main path 21 at the entrance of the temporary integration part 30. After passing through the discriminating unit 20, the branch enters the second branch path 22 and is transported along the second branch path 22 while being transported along the second main path 21. After being transported to the two main path 21, it is transported to the temporary integration unit 30. Thus, some of the second main paths 21 provide a common path to bills and branches.

In addition, the financial device may be branched from the third main path 23 and the third main path 23 for transferring the banknotes accumulated in the temporary accumulation unit 30 to the media entry / exit unit 13. The third branch path 24 is later connected to the third main path 23 at the inlet of the medium entry / exit 13. The branch discharged from the temporary accumulation unit 30 enters the third branch path 24 and is transported along the third branch path 24 while being transferred along the third main path 23. After being transported to the third main path 24, it is transported to the medium entry / exit 13. Thus, some of the third main paths 23 provide a common path to bills and branches.

Since the thickness of the banknote or check and the branch is different, there is a possibility that a jam of any medium occurs due to the thickness difference on the conveyance path. However, according to the present exemplary embodiment, the branching path for branching from the main path where banknotes or checks are transported is provided, and thus jams caused by the branching along the main path can be prevented.

In the above example, when the branch is temporarily accumulated in the temporary accumulator 30, the branch path has been described. However, when the branch is temporarily provided in a separate branch, or if the branch is temporarily accumulated in the check box or the branch bin. Branching paths can be formed at Edo to prevent jams in the branches.

10 is a configuration diagram of a financial device according to a ninth embodiment of the present invention.

The present embodiment is the same as the first embodiment in other parts, except that the transfer path to the branch is provided independently of the transfer path through which the bills or checks are transferred. Therefore, only the characteristic parts of the present embodiment will be described below.

Referring to FIG. 10, the financial device according to the ninth embodiment of the present invention may include a first main path 193 for transferring a banknote or check deposited through the media entry / exit unit 13 to the discriminating unit 20; And a first branch path 194 that transfers the branch drawn through the media entry / exit unit 13 to the discriminating unit 20. However, the discriminating unit 20 may be transported along a common path, such as bills or checks and branch. As another example, the discriminating unit 20 may be provided with two independent paths, so that bills or checks and branches can be independently transferred.

In addition, the financial device temporarily accumulates the second main path 221 for transferring the banknotes passing through the discriminating unit 20 to the temporary accumulating unit 30 and the branch which passed the discriminating unit 20. It may include a path 222 to a second branch for transferring to the unit 30.

In addition, the financial device has a third main path 223 for transferring the banknotes accumulated in the temporary accumulation unit 30 to the media entry / exit unit 13 and a branch integrated in the temporary accumulation unit 30. It may include a path 225 to the third paper for transferring to the media entry and exit (13).

In addition, the financial device may include a fourth branch path 226 for transferring the branch accumulated in the temporary accumulation unit 30 to the branch storage box 56.

According to the present embodiment, as the paper path is provided independently of the main path through which bills or checks are transported, jams of paper can be prevented as the paper is transferred along the main path.

In the above example, when the giro is temporarily accumulated in the temporary accumulator 30, the path of the giro has been described. In contrast, when the giro is temporarily accumulated in a separate bin, a check box, or a bin is temporarily accumulated in the bin. Branching paths can be formed at Edo to prevent jams in the branches.

In addition, in the above example, the branch path is described in the case where the branch is stored in a separate branch storage box 56. However, the branch is stored in the check deposit box 54 or the second collection box 52. Edo Jiro path can be formed to prevent jams in the Jiro.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. In other words, within the scope of the present invention, all of the components may be selectively operated in combination with one or more. Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Terms used generally, such as terms defined in a dictionary, should be interpreted to coincide with the contextual meaning of the related art, and shall not be interpreted in an ideal or excessively formal sense unless explicitly defined in the present invention.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The protection scope of the present invention should be interpreted by the following claims, and all technical ideas within the equivalent scope should be interpreted as being included in the scope of the present invention.

13; Media Entry and Exit 20: Discrimination
56: Jiro Box

Claims (14)

A single entry and exit for media and branches containing one or more of bills and checks to be entered together or separately;
A discriminating unit capable of discriminating the introduced media and giro;
A medium storage box for storing the inserted medium; And
Includes a storage box for storing the processed paper,
At least one of the transport paths connected to the access point and the discrimination unit may include a main path for transporting a medium;
And a branching path connected to said main path after being branched from said main path to transfer branch. A single entry and exit for media and branches containing one or more of bills and checks to be entered together or separately;
A discriminating unit capable of discriminating the introduced media and giro;
A medium storage box for storing the inserted medium; And
Includes a storage box for storing the processed paper,
At least one of the entry and exit unit, the main path for the transfer of the medium,
A path independent of the main path, the path of which is connected to the branch for transporting the branch. 3. The method according to claim 1 or 2,
The paper box is arranged in a horizontal or vertical direction with the media storage box,
And the discriminating unit is disposed between the branch storage box and the media storage box. 3. The method according to claim 1 or 2,
The bank storage box is provided with a temporary accumulation unit for temporarily accumulating the branch. delete delete delete delete delete delete delete delete delete delete

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