KR100542086B1 - On-line benefit management system using concerted card and method thereof - Google Patents

Abstract

According to the present invention, if an individual freely uses a welfare benefit item online or offline and pays with a welfare card, even if it is used offline, payment and card payment can be made through an online application and approval process without any additional proof such as a receipt. The present invention relates to an online welfare management system using a welfare card that is settled quickly and its operation method. The present invention transmits the user's welfare card usage history of the plurality of users collected from the card merchant to the affiliate card company in real time to display each item list; If the user applies for welfare card payment within the limit of the remaining points among the displayed items, the points are deducted by the amount corresponding to the application amount, and then the welfare point payment application status is displayed on the operation department terminal. Judging, approving, or returning the result of the decision, and storing the result in the central server, in case the return is processed, the point is restored; The central server aggregates the user's individual welfare card point application and approval details for a certain period and processes the required cost with the affiliated card company.

Welfare, Benefits, Points, Operations, Management, Internet, Online, Payment, Card

Description

ON-LINE BENEFIT MANAGEMENT SYSTEM USING CONCERTED CARD AND METHOD THEREOF}

1 is a control block diagram showing an online welfare management system using a welfare card and its operation method according to the present invention.

Figure 2 is a user screen configuration showing the welfare card payment claim and welfare point payment request details according to the present invention.

Figure 3 is a manager screen configuration showing the point approval target and point payment completion history according to the present invention.

Figure 4 is a user screen configuration showing the current month point application status and point payment completion history according to the present invention.

<Description of the symbols for the main parts of the drawings>

10: user terminal 20: operating unit terminal

30: central server 40: card merchant

50: Partner card company

The present invention relates to an online welfare management system, and more particularly, to pay points to a large number of users on the Internet, to select and use the welfare service provided by the company through the website, and to manage the results However, by issuing a welfare card negotiated with a partner card company to the above-mentioned users, the individual can freely use the welfare benefit items online or offline, and pay with the welfare card. The present invention relates to an online welfare management system using a welfare card that is quickly settled through point payment and card payment through an online application and approval process without proof processing, and an operation method thereof.

Looking at the prior art related to the present invention, Korean Patent Laid-Open Publication No. 2002-0013167 (2002.02.20) has disclosed a "welfare management system and operation method of this system".

The disclosed prior art relates to a structure and method for in-house welfare management, and in particular, to manage and operate the company's welfare benefits online, thereby reducing work time and improving work efficiency. The aim is to provide a welfare management system and a method of operating the system.

For this purpose, a central server having a website for the person in charge or the applicant to access to perform the application, payment, inquiry / modification, payment, etc. when various matters related to welfare benefits occur for welfare, and each welfare benefit person Personal information, data data for providing the service, etc. are stored, and at least one information storage DB connected with the central server to provide the stored information when the central server requests the welfare. A management system is provided.

In addition, when the occurrence of matters related to the welfare of one of the subjects is confirmed through the central server to operate the system, the details for filing an objection are stored in a DB in which information on the benefits related to the welfare is stored. Notifying a person having a settlement right to apply for a welfare benefit where the subject belongs; Storing the result of the result in a DB for storing information when the payment officer who is notified of the details accesses a website of a central server and performs a payment according to the details; After performing the payment according to the details stored in the DB is provided a system operating method of the welfare management system, characterized in that the progress including the step of notifying the result of the contents of the payment to the target person.

However, the above-described conventional welfare management system and its operation method not only notify the person in charge of the welfare application, but also submit all the supporting documents such as the receipt, and notify the user of the result of the payment again. Because the process has to go through, the process is very cumbersome, and there was a problem in that it takes a lot of time and manpower to use the benefits after being notified of the payment result.

Accordingly, the present invention is to solve the above-mentioned conventional problems, if the individual can freely use the benefits and the like on-line or off-line and pay with the welfare card, even if used on-line, other proof processing such as a separate receipt Its purpose is to provide an online welfare management system and its operation method using welfare cards that are quickly settled through point payment and card payment through the online application and approval process.

Online welfare management system using a welfare card according to the present invention for achieving the above object, pay points to a large number of users on the Internet, and select and use the welfare service provided by the company through the website, In the online welfare management system that allows the user to inquire and manage the results, and to issue and use the welfare card negotiated with the partner card company to the plurality of users, the usage of the welfare card of the plurality of users collected at each card merchant Affiliated card company to transmit the data in real time to the central server, and settles the required cost according to the user's personal welfare card usage history for a certain period of time; A user terminal for displaying a point status of a specific user connected to a central server, displaying the welfare card use history as a list of respective items, and applying for welfare point payment according to a user's selection among the displayed items; An operation department terminal for receiving and displaying the user's welfare point payment application status and inputting the approval or return; The welfare card usage history of the user transmitted data in real time from the affiliated card company to the user terminal in each item list, after deducting points by the amount corresponding to the user's application amount, the welfare point payment application status operating department The relevant points are transferred to the terminal and the relevant points are restored according to the approval or rejection input from the operating unit, or the required expenses are summed up with the affiliate card company for a certain period of time by synthesizing the stored welfare card point payment approval history of multiple users. It is characterized by consisting of a central server.

In addition, the operating method of the online welfare management system using the welfare card according to the present invention pay points to a plurality of users on the Internet, and select and use the welfare service provided by the company through the website, the results are inquired A method of operating an online welfare management system to manage, but issue and use a welfare card negotiated with an affiliate card company to the plurality of users, the method comprising: accessing a central server through a terminal; Displaying the point status of the specific user connected to the central server on the user terminal, and transmitting data of the welfare card usage of the plurality of users collected from the card merchant to the affiliated card company in real time to display each item list; If the user applies for the welfare card payment within the limit of the remaining points of the displayed items, registering the welfare card usage history for the application item in the central server and storing the individual welfare card usage history; After the points are deducted as much as the user's application amount, the welfare point payment application status is displayed on the terminal of the operation department, and the operation department determines the suitability and approves or returns the result to the central server. Storing, but if the companion is processed, the point is restored; Displaying the point application status and point settlement completion of a predetermined period on the user terminal according to the user's inquiry request; The central server is characterized by consisting of a plurality of user's individual welfare card usage history and the points application details according to the stored for a certain period of time and the settlement of the required cost with the partner card company.

In addition, when applying for the welfare card payment, the user inputs the point payment application amount within the limit of the card use and usable points, and selects a corresponding item among the welfare items determined by the operation department 20 and inputs the details thereof. It is another feature.

In addition, when the remaining points that the user can pay for the item for which the point payment is applied, or the user wants to pay less than the amount used by the point, the partial payment processing is performed in parallel with the "point + personal credit card payment" Making it possible is another feature.

Hereinafter, exemplary embodiments of the present invention will be described with reference to the accompanying drawings.

1 is a control block diagram showing an online welfare management system using a welfare card and its operation method according to the present invention.

As shown, the present invention is to pay points to a plurality of users 10 on the Internet, to select and use the welfare service provided by the company through the website, and to manage the results of the inquiry, The welfare company in agreement with the card company 50 constitutes an online welfare management system for issuing and using the plurality of users. To this end, the present invention includes a central server 30 networked through the Internet, a plurality of user terminals 10, and an operation unit terminal 20.

The affiliated card company 50 transmits data of the welfare card usage of the plurality of users 10 collected in each card affiliate 40 to the central server 30 in real time, and the user's personal welfare card for a certain period of time. Settle the expenses according to the usage history.

The user terminal 10 displays the point status of a specific user connected to the central server 30, and displays the welfare card use history as a list of items, and provides welfare points according to the user's selection among the displayed items. To apply for payment, the operation unit terminal 20 receives and displays the welfare point payment application status of the user, and inputs the approval or return.

The central server 30 transmits the welfare card usage history of the user transmitted data in real time from the affiliated card company 50 to the user terminal 10 as each item list, and points as much as the user's application amount. After deducting, the welfare point payment application status is transmitted to the operation unit terminal 20, and the corresponding point is restored according to the approval or rejection input from the operation unit terminal 20, or the individual welfare of a plurality of users stored. The card point payment approval history is aggregated for a certain period and the required cost is settled with the affiliate card company 50.

Referring to the operation of the present invention configured as described in more detail as follows.

First, pay points to a large number of users (10) on the Internet, and select and use the welfare services provided by the company through the website, so that the results can be managed by inquiry, when using the offline welfare services There is a welfare card negotiated with the affiliated card company 50 to be issued to the plurality of users to use.

In this state, the user connects to the central server 30 through the terminal 10 and displays the point status of the specific user connected to the central server 30 on the user terminal 10 and from the card merchant. Welfare card usage history of the plurality of users collected in the affiliated card company 50 is transmitted in real time to display each item list.

When the user 10 applies for the welfare card payment within the limits of the card use amount and the remaining points among the displayed items, the welfare card use history for the application item is registered in the central server 30 to use the individual welfare card use history. Save as classified.

Figure 2 is a user screen configuration showing the welfare card payment claim and welfare point payment application history according to the present invention, as shown, the assignment point, use point, remaining point and available point as the point status of a specific user In addition, the period of card usage, card payment date, point application period, and point approval period will be displayed.

In addition, the welfare card payment claim is displayed in a list according to the date of payment, date of use, category of use, turnaround, place of use, amount of use, and point payment. At this time, the amount of money used as a welfare item after checking the amount of the welfare card and the usage history on the basis of the payment date is applied for payment of the welfare point.

In addition, since the application for payment of the welfare fee is settled within the welfare point granted to the individual, the amount of the card used to be charged to the individual is deducted by the corresponding amount.

In addition, points can be applied for within a predetermined period of time through the welfare point payment application screen. If the point is not applied for a point, the message "It is not a period for applying for point payment. The application period is from 00 to 00 every month." Outputs

Thereafter, after the points are deducted as much as the user's application amount, the welfare point payment application status is displayed on the operation unit terminal 20, and the operation unit 20 determines the suitability and approves or rejects the processing. The result is stored in the central server 30, but if the return is processed, the point is restored.

3 is a manager screen configuration diagram showing the point approval target and point payment completion details according to the present invention, as shown in the administrator screen, the payment date, use period, approval deadline, number of applications, the application amount, The points subject to approval are displayed as a list of social security numbers, names, dates of use, places of use, items, application amounts, and approval status items.

Therefore, the operation department 20 restores the point by returning if it is not a suitable use, and completes the approval process if it is a suitable use, thereby storing and displaying the details and current state from which the point is deducted from the central server 30. . At this time, the operation department 20 is the approval management for the welfare point payment application, the case that did not process the approval within the approval period is preferably treated as the completion of the approval.

Thereafter, according to the user's inquiry request, the point application status and the point payment completion history for a predetermined period are displayed on the user terminal 10, and the central server 30 displays the individual welfare card point payment approval details of the stored multiple users. Aggregate for a certain period and settle the required cost with the affiliate card company (50).

At this time, when applying for the welfare card payment, the user inputs the point payment application amount within the limit of the card use and usable points, and selects the corresponding items among the welfare items determined by the operation department 20 and inputs the details thereof.

In addition, if the remaining points that the user can pay for the item for which the point payment is requested or if the user wants to pay less than the amount used by the point, the complex payment processing is performed in parallel with the "point + personal credit card payment" Do it.

Figure 4 is a user screen configuration diagram showing the current month point application status and point payment completion history according to the present invention, as shown, the card usage period, the card payment date of a specific user, as shown in the current month point application status, Each list shall be displayed according to the category used, the place used, the item used, the amount used, the amount applied and the status of approval.

The point payment application can be selectively canceled only within a predetermined period of time predetermined through the point application status screen. As shown in the drawing, the point application status can be inquired before the payment date from the point application period this month, and the point application details during the point application period. It is possible to cancel the cancellation and after the application period has expired.

In addition, in case of inquiring point payment completion details, the details of the point payment in the month of the inquiry period are displayed by displaying the contents in each list according to the items of payment date, use date, used place, item classification, use amount and point amount. You can inquire.

Although the preferred embodiments of the present invention have been illustrated and described above, the present invention is not limited to the above-described embodiments, and the present invention is not limited to the above-described embodiments without departing from the spirit of the present invention as claimed in the claims. Various modifications can be made by those skilled in the art, and such modifications are intended to fall within the scope of the appended claims.

 As described above, according to the point payment method of the online welfare management system based on the point system according to the present invention, as well as conventionally notify the person in charge about the application for welfare benefits and at the same time submit other supporting documents such as receipts Without having to wait for the payment and notification, the individual can freely use the welfare benefit items online or offline and pay the welfare card through online application and approval process without additional receipt processing such as a receipt even if used offline. There is an effect that can be settled quickly through point payment and card payment.

Claims (4)

Pay points to a large number of users (10) on the Internet, and select and use the benefit service provided by the company through the website, and the results can be viewed and managed, but when using the benefit service offline In the online welfare management system for issuing and using the welfare card negotiated with the card company 50 to the plurality of users, The welfare card usage history of the plurality of users 10 collected at each card merchant 40 is transmitted in real time to the central server 30, and the required cost according to the user's individual welfare card usage history for a certain period of time. Affiliate card company 50 for settlement processing; A user who displays the point status of a specific user connected to the central server 30, displays the welfare card use history as a list of items, and applies for welfare point payment according to the user's selection among the displayed items. Terminal 10; An operation department terminal 20 for receiving and displaying a user's welfare point payment application status and inputting the approval or return; The welfare card usage history of the user transmitted data in real time from the affiliated card company 50 to the user terminal 10 as a list of each item, after deducting points corresponding to the user's application amount, the welfare point The payment request status is transmitted to the operation unit terminal 20, and the corresponding point is restored according to the approval or return inputted from the operation unit terminal 20, or the individual welfare card point payment approval details of the stored multiple users are stored. Online welfare management system using a welfare card, characterized in that consisting of a central server 30 for a certain period of time and the necessary costs are processed by the partner card company 50. Points to a large number of users (10) on the Internet, and through the website to select and use the benefit service provided by the company, and to manage the results can be viewed, but when using the benefit service offline In the online welfare management system operating method for issuing and using the welfare card negotiated with the card company 50 to the plurality of users, Connecting the user to the central server 30 through the terminal 10; In addition to displaying the current status of the point of the specific user connected to the central server 30 on the user terminal 10, and also transmits the data of the usage of the welfare card of the plurality of users collected from the card merchant to the affiliate card company 50 in real time Displaying as a list of items of; When the user 10 applies for the welfare card payment application within the limit of the remaining points among the displayed items, registering the welfare card usage history for the application item in the central server 30 and storing them as individual welfare card usage history; After the points are deducted by the amount corresponding to the user's application amount, the welfare point payment application status is displayed on the operation unit terminal 20, and the operation unit 20 determines the suitability and approves or rejects the application. Storing a result in the central server (30), but restoring the corresponding point when it is returned; Displaying the point application status and point settlement completion of the predetermined period on the user terminal 10 according to the user's inquiry request; The central server 30 combines the welfare card point payment approval history of a plurality of users stored for a predetermined period of time and calculates and processes the required cost with the affiliated card company 50. How the system works. According to claim 2, when the user applies for the welfare card payment, the user inputs the point payment application amount within the credit card usage amount and the available point limit, selects the relevant items among the welfare items determined by the operation department 20, and the details thereof. Operating method of the online welfare management system using a welfare card, characterized in that the input. According to claim 2, "Points + personal credit card payment" at the same time if you want to pay less than the remaining points that the user can pay for the item for which the point payment is applied or less than the amount used Operating method of an online welfare management system using a welfare card, characterized in that to allow multiple payment processing.

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