KR100869594B1 - Welfare management system and mathod for using the membership card - Google Patents

Abstract

A welfare managing system using a membership card is provided to add/subtract a worker's welfare point in real time by making the worker use a membership card when he buys goods in the welfare member shops. A worker information DB(210) stores the worker's personnel information. A membership card settlement approval transaction server includes the welfare point DB(300) controlling the welfare point information which is given according to worker, and checks the welfare point balance in response to the settlement approval request from the merchant terminal from the welfare point DB and returns authorization. A welfare member store DB(400) stores the information of the member stores based on welfare system standards according to the companies. A welfare member store determining unit(430) determines whether it is the welfare member store allowed to the pertinent company with reference to the welfare member store DB, if the settlement approval request is received. A welfare point check section checks the welfare point of the corresponding worker's balance is sufficient or not(330). If the check result of all conditions is possible, a point balance administration unit(350) deducts the settlement point.

Description

Welfare management system and method using membership card {Welfare management system and mathod for using the membership card}

The present invention relates to a selective welfare service of workers, and more particularly to a selective welfare welfare service operation system for providing the benefits of convenience and use of welfare points by granting a membership card to workers. will be.

The conventional welfare benefit system using welfare points issues a welfare card to which workers are given welfare points in advance for welfare benefits, and workers purchase necessary products and services at the affiliated stores using the welfare card. Accordingly, the merchant receives the card approval information from the welfare card company associated with the welfare card to process the card payment of the employee. Thereafter, the worker accesses the welfare card payment approval processing server providing the welfare service, and selects a transaction history to be refunded from the card usage details corresponding to the welfare item and applies for welfare point deduction.

In response to the worker's request for reimbursement, the welfare service company transmits the request for reimbursement to the corporate server through the deduction application. Receiving this, the company pays the welfare card company the amount corresponding to the refund request details of the employee. Thereafter, the welfare card company refunds the worker who requested the refund. Such a welfare management system using a conventional welfare point has a problem in that it is operated by a very inefficient and complicated welfare management system method since the welfare point is not deducted in real time when the worker uses the welfare card. In addition, since the use of conventional welfare services was limited to credit welfare cards, workers were limited in convenience of using welfare services. In addition, in using the welfare card, the worker may have to pay the card payment amount before receiving the refund, so that the worker has to pay the payment amount to the welfare card company in advance.

In addition, all welfare card systems, if the worker applies for a deduction through the welfare system after using the welfare card, the welfare card payment approval processing server notifies the company about the information of the deduction results. Accordingly, the company refunds the amount to be refunded to the worker through the Bokja card company. Such a complex welfare card system of the related art has a problem in that the amount of data communication between systems is increased in order to process the refund to the worker, and the management burden of the manager is also increased.

The present invention is to solve such a problem, as a worker pays a benefit card to be purchased at an online or offline welfare merchant with a membership card, the worker does not need to apply for a separate deduction and reimbursement procedures through the worker's welfare point The purpose is to provide a welfare management system and method using a membership card that can be processed in real time.

Furthermore, the present invention aims to reduce the workload of the administrator who operates and manages the system by greatly mitigating the conventional complex process.

Furthermore, the present invention aims to increase the efficiency of using welfare points by adding a media that can use the welfare budget in addition to the welfare credit card, increasing the user's convenience of use, and granting savings and discount benefits based on the use of welfare points. There is this.

The above technical problem is achieved by the characteristic aspects of the present invention described below. The worker information DB, which stores the personnel personnel related information according to the present invention, and a welfare point DB for managing welfare point information granted to each worker, and receives the welfare point balance from the welfare point DB in response to a request for approval of payment from the merchant terminal. In the membership card payment approval processing server that checks and returns an approval, the server includes a welfare merchant DB in which information of merchants set based on the welfare system standard for each company is stored, and payment approval request information of the worker from the blind store terminal. Is received, the welfare franchise judgment unit that determines whether the welfare merchant is permitted for the company by referring to the welfare franchise DB, and the welfare point of the worker stored in the welfare point DB is inquired to process the payment approval request. Welfare point check part to check whether it is enough and settlement of check result of all conditions are possible Surface, characterized in that it comprises a balance point management unit to process the net balance of welfare point DB.

In accordance with this aspect of the present invention, the membership card payment approval processing server is set up a welfare merchant that provides the necessary welfare services for each company, as the worker purchases products at the welfare merchants designated for each company in real time Can be deducted.

Membership card payment approval processing server according to an additional aspect of the present invention is characterized in that it further comprises a personnel information update unit for storing the updated personnel information of the worker received from the enterprise server in the worker information DB.

According to this aspect of the present invention, by receiving the updated personnel record information of the worker from the enterprise server, it is possible to check the personnel movement status of the worker purchasing the product.

Membership card payment approval processing server according to an additional aspect of the present invention is calculated and / or earned a certain amount of the amount of points deducted from the earned points DB, and the welfare amount deducted from the welfare points, including the earned point information, including earned point value It characterized in that it further comprises an earning point management unit for generating a predetermined amount of the cash payment amount to be earned points stored in the earning point DB.

According to this aspect of the present invention, the membership card payment approval processing server may generate a certain amount of the amount paid by the worker at the welfare merchant as a reward point, to support another additional welfare budget to the worker.

Membership card payment approval processing server according to an additional aspect of the present invention is characterized in that it further comprises a point conversion processing unit for converting the stored points stored in the earned point DB to welfare points DB stored in the welfare point DB according to the request of the worker .

According to this aspect of the present invention, the worker can be used in welfare merchants by filling the insufficient welfare points with earned points.

The welfare management system and method using the membership card according to the present invention can solve the separate complicated payment and refund processing procedure because the product purchased from the welfare merchant in real time payment processing without welfare and interworking with the credit card company system. .

Furthermore, the present invention can greatly reduce the conventional complex process, thereby reducing the workload of the administrator who operates the system.

In addition, the present invention by adding a medium that can use the welfare budget in addition to the welfare credit card, to increase the ease of use of workers, and grant the benefits and savings by using welfare points to increase the efficiency of using welfare points. .

Furthermore, the present invention sets up a welfare franchise that provides welfare services necessary for each company, so that workers can use desired welfare services.

The foregoing and further aspects of the present invention will become apparent from the following examples. Hereinafter, with reference to the preferred embodiments described with reference to the accompanying drawings of the present invention will be described in detail so that those skilled in the art can easily understand and reproduce.

1 is a block diagram schematically showing a real-time membership card payment approval processing server according to an embodiment of the present invention. According to the characteristic aspect of the present invention described above, as shown in Figure 1, the membership card payment approval processing server is a communication unit 100, the database of employee information DB 200, welfare point DB 300, welfare merchants DB 400 and the components that control the respective databases. The components that control each of the databases include worker information processing unit 210, welfare point processing unit 310, welfare affiliate processing unit 410, welfare affiliated decision unit 430, welfare point check unit 330, point balance management unit It is preferable that it is made of (350). Such components that control each of the databases are preferably composed of programs that can be implemented in one server or a plurality of servers.

The communication unit 100 is a general configuration for communicating with a general computer, a merchant terminal, and a van (VAN) company. In one embodiment, the communication unit 100 supports the Internet communication. In this case, the communication unit 100 is achieved by a known technical configuration such as a hardware configuration and TCP / IP protocol required for Internet communication.

When the worker information to receive the welfare point according to the welfare service is received from the company, the worker information processing unit 210 stores the received information of the worker in the worker information DB (200). A membership card is issued to each worker stored in the worker information DB 200, and the worker information stored in the worker information DB 200 preferably includes membership card information, ID, password, and personal information. Workers who are paid a membership card can use the membership card in affiliates affiliated with welfare service providers.

Thereafter, the welfare point processing unit 310 sets and generates a welfare point value related to worker information stored in the worker information DB 200 and stores the welfare point value in the welfare point DB 300. Thereafter, the worker can purchase the product at the welfare merchant using the issued membership card, and accordingly, the purchase amount can be settled as welfare points.

Welfare merchant DB (400) stores the information of the merchants set on the basis of the welfare system for each company through the welfare merchant processing unit 410. Here, the information of the merchants stored in the welfare merchant DB 400 preferably includes merchant terminal code information. As such, companies may set affiliated stores recognized as welfare target stores that provide welfare services required by the corresponding companies among all welfare affiliated stores. Accordingly, workers can purchase the welfare point in real time without a complicated process when purchasing the product in the established welfare franchise.

Welfare merchant judging unit 430 according to the payment approval request of the worker received from the merchant terminal, the merchant currently requested approval by referring to the information of the merchants established based on the welfare system standards for each company stored in the welfare merchant DB (400) Determination is made whether the company is a welfare merchant. According to this aspect of the present invention, it is possible to subtract the real-time welfare point for the transaction of the welfare merchant designated for each company.

Welfare point check unit 330 in accordance with the payment approval request for the customer employee of the merchant received from the merchant terminal, the balance of the inquiry to the welfare point of the worker stored in the welfare point DB (300) to process the payment approval request Check if it is sufficient.

According to a further aspect of the present invention, the membership card payment approval processing server includes a personnel information check unit 230. If the personnel approval check unit 230 receives payment approval request information from the affiliated store terminal, it checks whether the worker associated with the received payment approval request information is a legitimate user with reference to the worker information stored in the worker information DB 200.

As payment processing is possible through the above-mentioned welfare affiliated judgment unit 430, welfare point check unit 330, and personnel information check unit 230, the point balance management unit 350 receives the payment approval request information of the received worker. Subtract the payment amount according to the welfare point of the worker stored in the welfare point DB (300).

For example, as a worker purchases a product from a welfare merchant using a membership card, the employee of the welfare merchant enters payment approval request information including the membership card information to be paid to the merchant terminal and requests an approval from Bansa. Thereafter, the membership card payment approval processing server receives payment approval request information from Bansa. Accordingly, the welfare affiliated decision unit 430 determines whether the received payment approval request information is a welfare related affiliated store by referring to the information of the affiliated stores set based on the corporate welfare system standard stored in the welfare affiliated DB 400. do. If the received payment approval request information is not a welfare-related affiliate store for each company, the welfare affiliated determination unit 430 transmits the approval rejection information to the affiliated store terminal through the communication unit 100. As such, the welfare affiliated decision unit 430 determines whether the welfare affiliate is a company-related welfare store, and deducts the welfare point of the worker in real time for the transaction of the welfare affiliate designated by each company.

Thereafter, as the received payment approval request information is determined as a welfare-related affiliate store for each company, the welfare point checking unit 330 inquires the welfare point of the worker stored in the welfare point DB 300 and receives the payment approval request information received. Check if the balance is sufficient to process the payment amount. If the balance is insufficient to process the payment amount according to the payment approval request information received by the worker's welfare point, the welfare point check unit 330 transmits the approval rejection information to the affiliated store terminal through the communication unit 100.

Thereafter, the payment amount according to the payment approval request information can be processed as the welfare point of the worker, the personnel information check unit 230 refers to the payment approval request information received from the worker information stored in the worker information DB (200) Check whether the worker is a legitimate employer. If the member's membership card information is not a legitimate worker, the personnel information checking unit 230 checks that the user is not a legitimate user and transmits the rejection information to the affiliated store terminal through the communication unit 100. Here, the case where the worker is not a legitimate worker may be, for example, when the worker has left. Each of these check steps is not set in a check order and can be processed in any order. Thereafter, as the payment processing is possible through the welfare affiliated decision unit 430, the welfare point check unit 330, and the personnel information check unit 230 described above, the point balance management unit 350 receives the received payment approval request information. The amount of payment associated with the deduction process to the welfare point of the worker stored in the welfare point DB (300).

According to a further aspect of the present invention described above, the membership card payment approval processing server includes a personnel information update unit 250. Personnel information update unit 250 stores the updated personnel information of the worker received from the corporate server in the worker information DB (200). Here, the updated personnel information of the worker means all personnel record information such as the employee's resignation, turnover, and promotion. As such, when a worker purchases a product at a welfare affiliate store using a membership card, the personnel information checking unit 230 may check whether the worker is a legitimate user through the updated personnel information stored in the worker information DB 200. have.

According to the additional aspect of the present invention described above, the membership card payment approval processing server includes an earning point DB (500) and a earning point management unit (510) is stored earning information including the earning point value. According to an embodiment, the earning point management unit 510 calculates and calculates the earning points based on the earning rate set for each welfare affiliate for the settlement amount deducted from the above-mentioned point balance management unit 350 to the welfare point of the worker, and calculates The accumulated points are stored in the earn points DB (500). According to another embodiment, the earning point management unit 510 generates a predetermined amount of cash payment amount set as earning points and stores in the earning point DB (500). For example, a worker purchases a product in cash at a welfare merchant and gives a membership card to a welfare merchant employee to earn points.

Thereafter, the employee of the welfare merchant transmits the point credit information including the membership card information and the predetermined amount of the payment amount to the membership card payment terminal to the card welfare terminal. Accordingly, the earning point management unit 510 generates an earning point value associated with the received point earning information and stores it in the earning point DB (500). In addition, in accordance with the request to purchase the product as an earning point workers in the online dedicated welfare mall (Mall) that can use the earning points, the earning point management unit 510 is the amount of payment of the earned points of the worker stored in the earning points DB (500) Deduct as much as

According to the additional aspect of the present invention described above, the membership card payment approval processing server according to the worker's request, the points stored in the welfare point DB (300) by converting the stored points stored in the earning point DB (500) to welfare points The conversion processing unit 530 is included.

As such, the point conversion processing unit 530 converts the earned points of the workers stored in the earned point DB (500) to welfare points according to the request of the worker and stores in the welfare point DB (300). Accordingly, the worker can purchase the product from the welfare merchant with the filled welfare point.

According to the additional aspect of the present invention described above, the membership card payment approval processing server, according to the request of the worker who lacks welfare points, the salary welfare to generate a portion of the salary of the worker as a salary welfare point to give to the welfare point DB (300) The point charging unit 370 is included. Salary welfare point charging unit 370 is a salary welfare point filled with a portion of the salary of the workers lacking welfare points as collateral. As such, the salary welfare point generated by the salary welfare point charging unit 370 is deducted to a part of the salary of the worker.

According to the additional aspect of the present invention described above, the membership card payment approval processing server is available for welfare point information, welfare point usage history information, earning point information of the worker stored in the welfare point DB (300) and earning point DB (500) Transaction inquiry section 550 to query processing. As such, the transaction history inquiry unit 550 processes the available welfare points and accumulated earned points of the workers stored in the welfare point DB (300) and the earned point DB (500). In addition, the transaction history inquiry unit 550 processes the inquiry history information using the welfare history information and the earned points DB (500) through the welfare point DB (300). Accordingly, the worker can query and manage their welfare points and earned points through the transaction history inquiry unit 550.

Hereinafter, a method of processing a real-time membership card payment approval according to an embodiment of the present invention will be described in detail with reference to FIGS. 2 and 3. Figure 2 is a flow chart schematically showing a real-time membership card payment approval processing method according to an embodiment of the present invention, Figure 3 is a schematic diagram showing a check method for the processing of deduction to welfare point according to an embodiment of the present invention One flow chart.

As shown in Figure 2, in one embodiment, the membership card payment approval processing server receives payment approval request information including the membership card information of the worker from the merchant terminal (S100). As the worker purchases the product at the welfare merchant using the membership card, the employee at the welfare merchant enters the payment approval request information including the membership card information to be settled at the merchant terminal and asks Bansa for approval. Thereafter, the membership card payment approval processing server receives payment approval request information including the membership card information of the worker from Bansa. The received payment approval request information is controlled to determine whether it is possible to process the deduction to the welfare point of the worker through each check processing step (S200).

Thereafter, as shown in FIG. 3, the welfare affiliated determination unit determines whether the received payment approval request information is allowed by the affiliated welfare affiliate with reference to the welfare affiliate DB (S210). In this way, companies may set up only welfare franchises that provide necessary welfare services among all welfare franchises affiliated with the membership card service company.

Accordingly, when the payment approval request information is received at the membership card payment approval processing server, the welfare merchant judgment unit determines whether the received payment approval request information is a merchant set based on the welfare system standard for each company with reference to the welfare merchant DB. If the received payment approval request information is not an allowed welfare affiliate for each company, the welfare affiliated judgment unit transmits the rejection information to the affiliated store terminal (S230). As the received payment approval request information is determined as a welfare-related affiliate store for each company, a check process is performed through the welfare point check unit, which is the next step. Welfare point check unit checks the welfare point of the worker stored in the welfare point DB to check whether the balance is sufficient to process the payment amount according to the received payment approval request information (S250). If the balance is insufficient to process the payment amount according to the payment approval request information received by the worker's welfare point, the welfare point check unit transmits the approval rejection information to the blind point terminal (S230).

Thereafter, the payment amount according to the payment approval request information can be processed as the welfare point of the worker, so that the next step is checked through the personnel information check unit. The personnel information checking unit checks whether the worker is a legitimate user by referring to the worker information stored in the worker information DB through the received payment approval request information (S270). If it is not a legitimate worker's membership card, the personnel information check unit checks that the person is not a legitimate user and transmits the rejection information to the affiliated store terminal (S230). Here, the case where the worker is not a legitimate worker may be, for example, when the worker has left. As such, the membership card payment approval processing server periodically receives the updated personnel information of the worker from the enterprise server. Accordingly, the personnel information check unit may check whether the worker is a legitimate user through the updated personnel information stored in the worker information DB.

Then, as the payment processing is possible through the above-mentioned welfare affiliated judgment unit, welfare point check unit, and personnel information check unit, the point balance management unit stores the payment amount related to the received payment approval request information of the worker stored in the welfare point DB. Deduction to welfare points (S300). These check steps are not set in the check order, can be processed in any order, the payment approval request information deducted to the welfare point through this step is approved and transmitted to the merchant terminal (S400). On the other hand, the earning points management unit calculates the earning points based on the earning rate set for each welfare merchant for the payment amount deducted by welfare points, and stores them in the earning points DB (S500). As such, when the earned points are accumulated in the earned point DB, the point conversion processing unit converts the earned points of the worker stored in the earned point DB into welfare points according to the worker's request, and stores them in the welfare point DB. Accordingly, the worker can purchase the product from the welfare merchant with the filled welfare point.

On the other hand, the above-described real-time membership card payment approval processing method can be created by a computer program. Codes and code segments constituting such a program can be easily inferred by a computer programmer in the art. In addition, such a program is stored in a computer readable media, and is read and executed by a PC to implement a real-time membership card payment approval processing method. Such information storage media include magnetic recording media, optical recording media, and carrier wave media.

So far I looked at the center of the preferred embodiment for the present invention.

Those skilled in the art will understand that the present invention may be implemented in a modified form without departing from the essential characteristics of the present invention. Therefore, the disclosed embodiments should be considered in descriptive sense only and not for purposes of limitation. The scope of the present invention is shown in the claims rather than the foregoing description, and all differences within the scope will be construed as being included in the present invention.

1 is a block diagram schematically showing a real-time membership card payment approval processing server according to an embodiment of the present invention;

2 is a flowchart schematically showing a method for processing a real-time membership card payment approval according to an embodiment of the present invention;

Figure 3 is a flow chart schematically showing a check method for the deduction process to welfare point according to an embodiment of the present invention.

<Explanation of symbols for the main parts of the drawings>

Ministry of Communications: 100 Workers Information DB: 200

Worker Information Processing Unit: 210 HR Information Checking Unit: 230

HR update department: 250 Welfare point DB: 300

Welfare point processing unit: 310 Welfare point check unit: 330

Point balance management department: 350 Salary welfare point charging section: 370

Welfare Merchant DB: 400 Welfare Merchant Processor: 410

Welfare franchise judge: 430 points DB: 500

Earn points management unit: 510 points conversion processing unit: 530

Transaction History Inquiry: 550

Claims (11)

delete It includes a worker information DB that stores the personnel-related information of the worker, and a welfare point DB that manages the welfare point information granted to each worker, and checks the welfare point balance from the welfare point DB in response to a request for approval of payment from the merchant terminal A membership card payment approval processing server that returns an approval status, the server comprising: Welfare merchant DB for storing the information of the merchants established based on the welfare system standards; A welfare franchise judgment unit for determining whether the payment approval request information of the worker is received from the affiliated store terminal, referring to the welfare affiliate store DB to determine whether the welfare affiliated store is set based on the welfare system standard of the corresponding company; Welfare point check unit for checking the welfare point of the worker stored in the welfare point DB to check whether the balance is sufficient to process the payment approval request; A personnel information check unit for querying the worker information DB and checking whether a worker related to payment approval request information is a legitimate user; A point balance management unit for subtracting the balance of the welfare point DB if payment is possible as a result of checking all conditions; Membership card payment approval processing server comprising a. The method of claim 2, wherein the membership card payment approval processing server is: Personnel information update unit for storing the updated personnel information of the worker received from the enterprise server in the worker information DB; Membership card payment approval processing server further comprising a. The method of claim 2, wherein the membership card payment approval processing server is: An earning point DB in which earning history information including an earning point value is stored; An earning point management unit configured to calculate a certain amount of the settlement amount deducted by the welfare point as an earning point or to generate a certain amount of the settlement amount settled as cash to store the earning points; Membership card payment approval processing server further comprising a. The method of claim 4, wherein the membership card payment authorization processing server is: Point conversion processing unit for converting the stored points stored in the earned point DB in the welfare point DB according to the worker's request; Membership card payment approval processing server further comprising a. The method of claim 2, wherein the membership card payment approval processing server is: A salary welfare point charging unit for generating a portion of the salary of the worker as a salary welfare point and giving it to the welfare point DB according to the request of the worker who lacks the welfare point stored in the welfare point DB; Membership card payment approval processing server further comprising a. The method of claim 4, wherein the membership card payment authorization processing server is: Transaction history inquiry unit for querying the available welfare point information, the welfare point use history information, the accumulated earned point information of the worker stored in the welfare point DB and the earned point DB; Membership card payment approval processing server further comprising a. Payment approval including a worker information DB storing a number of personnel-related information of a plurality of workers, a welfare point DB for managing welfare point information granted for each worker, and a welfare merchant DB for storing information of affiliated stores set based on welfare system standards When the processing server is requested to approve payment to the worker's welfare point from the merchant terminal, the membership card payment approval processing method of checking the welfare point balance of the worker from the welfare point DB and returning the approval to the merchant terminal. In a) receiving, by the payment approval processing server, payment approval request information of the worker from the affiliated store terminal, and determining whether the affiliated store associated with the affiliated store terminal is a tradeable affiliate store by referring to the welfare affiliate store DB; b) as the affiliated store associated with the affiliated store terminal is determined to be a transactable merchant, the payment approval processing server checks the welfare point of the worker stored in the welfare point DB, and pays the welfare point according to the payment approval request information. Checking whether is possible; c) checking whether the worker is a legitimate user by inquiring the worker's information stored in the worker information database as the payment point can be paid by the worker's welfare point; d) deciding, by the payment approval processing server, the payment amount according to the payment approval request information as the worker is determined to be a legitimate user; e) as the welfare point is deducted, the payment approval processing server transmitting payment approval information including the deducted welfare point information to an affiliated store terminal; Membership card payment approval processing method comprising a. The method of claim 8, wherein step d) comprises: d1) calculating, by the payment approval processing server, a predetermined amount of a payment amount according to the payment approval request information deducted to the welfare point as an earning point, and storing the calculated earning point in an earning point DB; Membership card payment approval processing method comprising a. The method of claim 9, wherein the earning points are: Membership card payment approval processing method characterized in that the conversion to the welfare point through the payment approval processing server at the request of the worker is stored in the welfare point DB. A recording medium storing a computer executable program in which the membership card payment authorization processing method according to any one of claims 8 to 10 is implemented.

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