KR100423371B1 - 고객 지향의 계좌간 자금 이체 자동화 시스템 - Google Patents

고객 지향의 계좌간 자금 이체 자동화 시스템 Download PDF

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Publication number
KR100423371B1
KR100423371B1 KR10-1998-0700538A KR19980700538A KR100423371B1 KR 100423371 B1 KR100423371 B1 KR 100423371B1 KR 19980700538 A KR19980700538 A KR 19980700538A KR 100423371 B1 KR100423371 B1 KR 100423371B1
Authority
KR
South Korea
Prior art keywords
account
remittance
currency
customer
receiving
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
KR10-1998-0700538A
Other languages
English (en)
Korean (ko)
Other versions
KR19990035877A (ko
Inventor
호튼 제닝스
나이젤 피넬
칸 도
비렌드라쿠마르 샤
마죠리 프로후모
죤 다우닝
니일 굿핸드
매리온 매이노
마이클 톰슨
Original Assignee
시티 뱅크, 엔.에이.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 시티 뱅크, 엔.에이. filed Critical 시티 뱅크, 엔.에이.
Publication of KR19990035877A publication Critical patent/KR19990035877A/ko
Application granted granted Critical
Publication of KR100423371B1 publication Critical patent/KR100423371B1/ko
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Branching, Merging, And Special Transfer Between Conveyors (AREA)
KR10-1998-0700538A 1995-07-24 1996-07-23 고객 지향의 계좌간 자금 이체 자동화 시스템 Expired - Lifetime KR100423371B1 (ko)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US08/505886 1995-07-24
US8/505886 1995-07-24
US08/505,886 US5659165A (en) 1995-07-24 1995-07-24 Customer-directed, automated process for transferring funds between accounts via a communications network

Publications (2)

Publication Number Publication Date
KR19990035877A KR19990035877A (ko) 1999-05-25
KR100423371B1 true KR100423371B1 (ko) 2004-06-12

Family

ID=24012296

Family Applications (1)

Application Number Title Priority Date Filing Date
KR10-1998-0700538A Expired - Lifetime KR100423371B1 (ko) 1995-07-24 1996-07-23 고객 지향의 계좌간 자금 이체 자동화 시스템

Country Status (15)

Country Link
US (1) US5659165A (https=)
EP (1) EP0842480A4 (https=)
JP (1) JPH11510278A (https=)
KR (1) KR100423371B1 (https=)
CN (1) CN1196809A (https=)
AR (1) AR003013A1 (https=)
AU (1) AU706845B2 (https=)
CA (1) CA2227768A1 (https=)
HU (1) HU221354B1 (https=)
IL (1) IL123021A (https=)
MX (1) MX9800699A (https=)
MY (1) MY128750A (https=)
PL (1) PL183502B1 (https=)
WO (1) WO1997004411A1 (https=)
ZA (1) ZA966284B (https=)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101858652B1 (ko) * 2011-12-30 2018-05-17 마이 파트너스 앤 글로벌 스타즈 인베스트먼츠 (엠피＆지에스아이) 리미티드 전자 수표 기반의 지불 시스템 및 전자 수표를 발행, 이체, 지불 및 검증하는 방법

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PL324618A1 (en) 1998-06-08
PL183502B1 (pl) 2002-06-28
JPH11510278A (ja) 1999-09-07
MX9800699A (es) 1998-08-30

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